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FIRE We Go! - Financial Independence Relax Early
Canada
Приєднався 26 чер 2020
We are documenting our Journey to Financial Independence and Early Retirement.
We hope you feel inspired by our documentation of successes and failures. You will notice we are open and transparent about our numbers and how our investments are doing. Our investing strategy includes dividend-paying stocks, growth ETFs, and international real estate.
This is NOT Financial Advice. Seek assistance from a professional that understands your needs.
We hope you feel inspired by our documentation of successes and failures. You will notice we are open and transparent about our numbers and how our investments are doing. Our investing strategy includes dividend-paying stocks, growth ETFs, and international real estate.
This is NOT Financial Advice. Seek assistance from a professional that understands your needs.
Can We REALLY Afford Retirement? Our Monthly RETIREMENT BUDGET
In this video, we share our monthly retirement budget for July 2024. Are you curious about the cost of traveling the world full time? We break down our expenses for August 2024 to give you an idea of how much it really costs to live the dream of full-time travel.
From accommodations, eating out, dinner, to flights, cruises and healthcare, we have covered everything to help you realize that traveling full-time is not only possible but also affordable. Our $60,000 budget per year will show you how to turn your travel dreams into a reality.
If you're looking to retire early and explore the world, this video is a must-watch!
⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/
🔗Financial Independence Retire Early (FIRE) Resources
⭐️Download our FREE resources: firewego.com/resources
🔥Credit Cards we use:
💳Amex: firewego.com/go/amexusbizgold/
💳Venture X: firewego.com/go/venturex/
💳Sapphire: firewego.com/go/sapphire-reserve/
💳IHG: firewego.com/go/ihg/
💳Marriott: firewego.com/go/amex-marriott/
💳Hyatt: firewego.com/go/hyatt/
💳Full list here: firewego.com/our-top-credit-cards/
✈️Curious about our Travel Gear? firewego.com/gear
🌏Our Travel Health Insurance: firewego.com/go/safetywing/
💰Our Budget Tracker: firewego.com/go/travelspend/
💲Get 10% off to run your retirement projections (code FIREWEGO): firewego.com/go/cap/
Moomoo promos. Start investing now: firewego.com/go/moomoo/
🍁 Deposit $100 now to receive a $50 bonus for free
🇺🇸 moomoo U.S: deposit $100 will get 5 free stocks
👉 Liked the content and want to support us? firewego.com/go/coffee/
🙏 We are grateful to be part of YOUR Financial Independence Journey!
⌛ Use the chapters below to navigate our content
00:00 Can We REALLY Afford Retirement? Our Monthly RETIREMENT BUDGET
00:50 August 2024 overview
02:27 Retirement Budget Breakdown
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#retirementbudget #financialindependence #retirementplanning
⚠️DISCLAIMER
This is Our Financial Independence Journey. This is not a sponsored video; all content is our opinions and experiences. We are not financial advisors, and the videos are for entertainment purposes only.
Any stocks we own or discuss in our videos should not be considered investment advice. Please be careful and consult a professional.
When available, we use referral links, which means if you click one of the links in this video or description and make a purchase, we may receive a small commission or other compensation.
We're big fans of Amazon, and many of our links to products/gear are links to those products on Amazon. We are a participant in the Amazon Affiliates Program, an affiliate advertising program designed to provide a means for us to earn a small commission by linking to Amazon and related sites.
This is at no extra cost to you and we only promote things that we use and would recommend!
From accommodations, eating out, dinner, to flights, cruises and healthcare, we have covered everything to help you realize that traveling full-time is not only possible but also affordable. Our $60,000 budget per year will show you how to turn your travel dreams into a reality.
If you're looking to retire early and explore the world, this video is a must-watch!
⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/
🔗Financial Independence Retire Early (FIRE) Resources
⭐️Download our FREE resources: firewego.com/resources
🔥Credit Cards we use:
💳Amex: firewego.com/go/amexusbizgold/
💳Venture X: firewego.com/go/venturex/
💳Sapphire: firewego.com/go/sapphire-reserve/
💳IHG: firewego.com/go/ihg/
💳Marriott: firewego.com/go/amex-marriott/
💳Hyatt: firewego.com/go/hyatt/
💳Full list here: firewego.com/our-top-credit-cards/
✈️Curious about our Travel Gear? firewego.com/gear
🌏Our Travel Health Insurance: firewego.com/go/safetywing/
💰Our Budget Tracker: firewego.com/go/travelspend/
💲Get 10% off to run your retirement projections (code FIREWEGO): firewego.com/go/cap/
Moomoo promos. Start investing now: firewego.com/go/moomoo/
🍁 Deposit $100 now to receive a $50 bonus for free
🇺🇸 moomoo U.S: deposit $100 will get 5 free stocks
👉 Liked the content and want to support us? firewego.com/go/coffee/
🙏 We are grateful to be part of YOUR Financial Independence Journey!
⌛ Use the chapters below to navigate our content
00:00 Can We REALLY Afford Retirement? Our Monthly RETIREMENT BUDGET
00:50 August 2024 overview
02:27 Retirement Budget Breakdown
------
#retirementbudget #financialindependence #retirementplanning
⚠️DISCLAIMER
This is Our Financial Independence Journey. This is not a sponsored video; all content is our opinions and experiences. We are not financial advisors, and the videos are for entertainment purposes only.
Any stocks we own or discuss in our videos should not be considered investment advice. Please be careful and consult a professional.
When available, we use referral links, which means if you click one of the links in this video or description and make a purchase, we may receive a small commission or other compensation.
We're big fans of Amazon, and many of our links to products/gear are links to those products on Amazon. We are a participant in the Amazon Affiliates Program, an affiliate advertising program designed to provide a means for us to earn a small commission by linking to Amazon and related sites.
This is at no extra cost to you and we only promote things that we use and would recommend!
Переглядів: 5 974
Відео
We RETIRED EARLY by LEAVING CANADA. Worth the Sacrifice?
Переглядів 11 тис.21 годину тому
Yes, We RETIRED EARLY by LEAVING CANADA. Is it worth the sacrifice? Watch this video where we are revealing four reasons that we decided to retire early. Find out our secrets to retiring early and living the life of our dreams! ⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/ 🔗Financial Independence Retire Early (FIRE) Resources ⭐️Download our FREE resources: firewego.com/resources 🔥Credit C...
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Переглядів 109 тис.14 днів тому
Curious to know how we retired early? Watch this video where we are revealing our income streams for early retirement and how we achieved financial independence. Find out our secrets to retiring early and living the life of our dreams! ⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/ 🔗Financial Independence Retire Early (FIRE) Resources ⭐️Download our FREE resources: firewego.com/resources 🔥...
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Переглядів 10 тис.21 день тому
In this video, we share our monthly retirement budget for July 2024. Are you curious about the cost of traveling the world full time? We break down our expenses for July 2024 to give you an idea of how much it really costs to live the dream of full-time travel. From accommodations, eating out, dinner, to flights, cruises and healthcare, we have covered everything to help you realize that travel...
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Переглядів 2,7 тис.Місяць тому
Are you looking to retire early? Watch this video for our 5 tips to help you build a solid retirement budget and achieve financial independence. Start planning for your future today! #retireearly #retirementbudget #financialindependence ⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/ 🔗Financial Independence Retire Early (FIRE) Resources ⭐️Download our FREE resources: firewego.com/resources ...
Retirement Planning: 3 Essential Guardrails for a Secure Early Retirement
Переглядів 2,2 тис.Місяць тому
Thinking about Retirement Planning? Ready to unlock financial freedom and secure an early retirement? Check out this video to learn the 3 essential guardrails you need to set in place for a successful and secure early retirement plan. ⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/ 🔗Financial Independence Retire Early (FIRE) Resources ⭐️Download our FREE resources: firewego.com/resources 🔥C...
FULL TIME TRAVEL - TOP 10 Apps to Travel the World in 2024
Переглядів 1,3 тис.Місяць тому
Planning to travel full-time in 2024? Check out our top 10 apps to travel the world in 2024 and make your travel experience a breeze! From booking flights to finding the best local spots, these apps have got you covered. Start packing your bags and let's explore the world together! ⚡JOIN OUR UA-cam COMMUNITY: firewego.com/go/ytjoin/ 🔥🔥🔥TOP 10 Apps to Travel the World in 2024 🔥🔥🔥 👉 NordVPN: www....
The Ups and Downs of Early Retirement: 90 & 180 Day Reflections
Переглядів 3,4 тис.Місяць тому
Are you looking for the the Ups and Downs of Early Retirement? In this video, we share our 90 & 180 Day Reflections. Join us as we peel back the curtain, sharing honest insights from the first three and six months of early retirement. From unexpected challenges to surprising joys, we'll explore how financial freedom intersects with personal fulfillment, social dynamics, and daily routines. Whet...
The Truth Behind Full-Time Budget Travel Expenses
Переглядів 5 тис.2 місяці тому
In this video, we'll break down our budget travel expenses and its truth behind. Are you dreaming of retiring early and traveling the world? We will show you how we afford to travel to different countries on a budget. Achieve your travel goals while being financially responsible, and see the world without breaking the bank. We will share tips and strategies to achieve financial independence! Yo...
TRAVEL MEDICAL INSURANCE. Watch this before you travel!
Переглядів 1,2 тис.2 місяці тому
Planning your next adventure? Don't forget to secure Travel Medical Insurance! 🌍✈️ In this video, we dive into why travel medical insurance is a must-have for any trip. From unexpected illnesses and injuries to emergency evacuations, we'll explain how travel medical insurance can save you from hefty medical bills abroad. Learn about the key benefits, what to look for in a policy, and real-life ...
Maximize Your Retirement Dollars: Our 3-Bucket Strategy
Переглядів 5 тис.2 місяці тому
In this video we are sharing for the first time how to maximize your retirement dollars with our 3-bucket strategy. This retirement planning technique ensures financial stability in our golden years. Learn how to allocate your savings into three distinct categories: short-term, intermediate-term, and long-term buckets. Discover the benefits of this approach, including enhanced liquidity, risk m...
We RETIRED EARLY! Our TOP 5 BEST Retirement Advice
Переглядів 10 тис.2 місяці тому
If you're considering early retirement, then you need to watch this video! We're sharing our top 5 best retirement advice to help you enjoy a stress-free and fulfilling retirement. From financial planning to mental health tips, we've got you covered! If you want to achieve financial independence and retire early, this video is for you! 🔥Credit Cards we use: 💳Amex: firewego.com/go/amexusbizgold/...
How Much it Cost to Travel the World Full Time? Exposing the Real Costs
Переглядів 5 тис.3 місяці тому
In this video, we are exposing the real costs of full-time travel for couples. Do you know how much it costs to travel the world full-time? In this video, we break down our expenses for MAY 2024 to give you an idea of how much it really costs to live the dream of full-time travel, as we are waking the Camino de Santiago. From accommodations, eating out, dinner, to flights, cruises, and healthca...
Camino de Santiago in three minutes - Day 05: Zubiri to Pamplona
Переглядів 4033 місяці тому
Join us on our Camino de Santiago journey as we walk from Zubiri to Pamplona (~23Km) in just three minutes! Experience the beauty and serenity of the Camino in this quick video recap. Whether you're planning your own pilgrimage or simply looking for inspiration, this video captures the essence of our incredible journey together. Don't forget to like, subscribe, and share our adventure with your...
Camino de Santiago in two minutes - Day 04: Viscarret to Zubiri
Переглядів 2903 місяці тому
Join us on our Camino de Santiago journey as we walk from Viscarret to Zubiri (~11Km) in just two minutes! Experience the beauty and serenity of the Camino in this quick video recap. Whether you're planning your own pilgrimage or simply looking for inspiration, this video captures the essence of our incredible journey together. Don't forget to like, subscribe, and share our adventure with your ...
Camino de Santiago in two minutes - Day 03: Roncesvalles to Viscarret
Переглядів 3413 місяці тому
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Переглядів 4463 місяці тому
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Переглядів 7473 місяці тому
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Переглядів 2,2 тис.3 місяці тому
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Переглядів 2,4 тис.3 місяці тому
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Переглядів 10 тис.3 місяці тому
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Переглядів 9 тис.3 місяці тому
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Переглядів 27 тис.4 місяці тому
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Переглядів 5 тис.4 місяці тому
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Retiring early and selling your house for a life of travel
Переглядів 4,9 тис.4 місяці тому
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Переглядів 9 тис.4 місяці тому
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Переглядів 3 тис.5 місяців тому
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Переглядів 3,3 тис.5 місяців тому
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Переглядів 2,6 тис.5 місяців тому
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MASTER LOUD BUDGETING and Achieve FINANCIAL FREEDOM
Переглядів 1,6 тис.6 місяців тому
MASTER LOUD BUDGETING and Achieve FINANCIAL FREEDOM
You get 6 percent monthly dividend payment? Or are you day trading;)
Thank you for asking! No, we are not day trading. A few of our holding are income funds, so they pay out monthly and at a slightly higher yield, which increases our overall yield. 🙂
@@FIREWeGo LOL, dividend funds pay out no where near 7 percent, maybe you have a money market fund bet payouts would be closer to 5 percent per month....
We share our income breakdiwn in detail within our membership area. Which stocks and etfs we are invested in and how much they pay out. If you're interested, you're welcome to check it out! 🙂
@@FIREWeGo I was just responding to your comment of your dividend portfolio paying out 7%, that can't happen
Thank you for your comment
What an inspiration! I wonder if we can all really achieve this.
We weren't sure we could do it either when we started. But we were determined, put everything we had into making our plan a reality! You can do it as well 😊
Congrats to your dentist!! Amazing smiles
Ahhh! Thank you! We are truly enjoying ourselves 😊
Great video, very honest! Thank you
You're vereelcome! Thank you for letting us know that it was useful!
Somebody, is not telling the truth, all the Brazilian people, are swimming in shark infested waters, paying cartels to come to the usa, people from Brazil are starving, live life in extreme poverty, Thecwater and beaches are filled with garbage and human feces, only the rich can live a good life there, and don't mix withe the unbathe.
At what age did you both retire? And why at such a young age besides family time?
We just did videos on why we retired. There are quite a few, but the main one was TIME. Time to spend with family and to travel and see the world. Gean retired at 51, and Kristine at 45
@FIREWeGo love this, your video's and wow your apartment view is gorgeous! You'll have to PM me the link to rent it when you're not using it. I'm 4yrs into my fire journey (RE at 45yrs old) and never looking back. You can never get TIME back but you can always get a job if needed. Life is too short 🎉
Will you be getting your Brazilian citizenship, Kristine ? If so, will that be a difficult process ?
We are going to start the process we think to apply. Not too sure how hard or long it may take, so we will see!
Your story is awesome! Curious how you handle income tax. I’ve maxed all the registered accounts (rrsp and tfsa) but still have a 7k tax bill each year since I have gics in non registered accounts that aren’t that tax efficient unfortunately. I assume since most of your income is from dividends that are tax most efficiently and you don’t have many non-registered GICs?
You are correct! We don't have GICs, and the dividends we have in our margin accounts are all Canadian dividends, so they're pretty efficient!
@@FIREWeGo thank you for your quick reply and congratulations again! 😀
@willkeen5010 thank you!! We appreciate your support for sure 😊
Love the view!
It's pretty great!!
Happy belated birthday
Thank you so much!!
The most realistic video on the topic I have seen. Thank you and well done!
@@WingfanSports thank you so much! We appreciate your support and feedback!
I love your honest advise
Ah, thank you! We want to be as transparent as we can in order to try to help as many people as we can!
Wonderful !
Thank you so much! We're pretty happy too!
Happy belated birthday! You guys look so refreshed and happy, just glowing, I am so happy for you both and that view is so beautiful, would love to live by the ocean someday, I find it therapeutic. My husband and I live in the US, from Ireland originally. We are planning on retiring and living in Portugal at least for a few years either February or March 2025. Cannot wait! You are keeping me going that there is light at the end of the tunnel!
What an absolutely lovely comment. Thank you! The support that all of you show us keeps us motivated as well 😊 Feb and Mar 2025 is going to be here so fast, you will blink and be retiring too! Congratulations, it is a huge accomplishment!
Aww i really want this to be my life.
It definitely can be! We thought we would never make it either, but here we are! 😊
About Kristine’s comment on coffee. In Brazil we say “Tá quente pra caramba, né?! Vamos tomar um cafezinho?” 😅
Lol... that is true!! No matter how hot it is, we always have afternoon coffee at Gean's moms place!
What about the affiliate income?
We hope that that grows one day! As of yet, we have the links, but no income... one day!! 😊
Legal Gean, aproveitem ai em Jampa 😊 Próximo ano eu e minha esposa estamos indo pra Natal ❤👍😀🙏
Perfeito, muito obrigado. E Natal tá aqui pertinho, quem sabe não nos encontramos? Keep us posted! 😀
Hey, our largest bill each month in Portugal is also Food! (besides rent). I hope to visit Brazil next year as my wife is Brazilian from São Paulo area. If you are ever in Portugal look us up. By the way, we are headed to Japan this week. JP Porto
Japan!!!! Amazing! This is a place we definitely want to get to soon. How long are you there for? Where are you headed? Once we are back in Portugal, we will definitely let you know!
Beautiful view! Great video guys!🎉😊. I knew that the budget would settle down. Yay!!!❤. I see the channel is growing too. Awesome! Keep pushing. Keep the beautiful smiles coming. Life is good 😄🙏
Thank you, Tonya! We are so happy not only with the budget but also the growth of the channel 😊
I'm new to your channel and I receive some passive income from rental income and the vast majority from high yield dividend paying ETFs.
Welcome! Thanks for taking the time to subscribe 😊 What are some of the ETFs that you hold?
@@FIREWeGo ABR, VICI, MSTY, NVDY, QQQT, SVOL, FEPI, AIPI, amongst others
@@FIREWeGo ABR, AIPI, BNL, FEPI, IWMY, MDST, VICI, OCSL, QQQT, SVOL...amongst others. Depends on where you at with your timeline.
Love it! You two are beaming! How much would a 1-2 place cost to buy in Brasil? Enjoy, Thanks, Larry
Hey Larry! We really want to get a video done about the condo and the costs for it!! Stay tuned! 😉
Would be interesting! We could buy another place and go back and forth. While we are away we could easily AirbNB our place out for good money.
Good summary and good points. Can you guys spend some time in future episods to expand on the topic of tax implications of non-resident of Canada and how you manage your Cdn brokerage accounts (assuming you still keep them in Canada) thanks. Love the big smiles on your faces😀
Ahhh, thank you!! In our case, even though we won't be in Canada other than to visit, we will remain tax residents of Canada for tax purposes. We actually did a video about this back in March, I think! 😉
@firewego 🎉 on your journey. May i know as a canadian how do you apply for US credit card? i doubt we will get the insurance benefit as a non US resident. quite confused here 😂
Thank you! To apply for US cards, you need a US address, US Bank account and an ITIN number. 😊
Hey Guys, where are you in JP. My wife and I are here visiting thru the 12th. We really enjoy watching you guys. João Pessoa realmente nos surpreendeu. We are checking out Bessa for maybe future move. Abraços e enjoy your time here.
That is amazing!! If you want, send us an email to firewego@gmail.com, maybe we can meet for a coffee or drink!
Loved the fact that this was a month where you were under your budget! Happy for you both! I would love to travel to Middle East in my retirement. My main source of income would be dividends as well. Could you please share your portfolio which made FIRE possible for you?
There are lots of places we would love to go to in the Middle East as well! We have an older playlist with our dividend stocks and jncome! Currently, we are sharing the current dividend income on our membership area. 😊
@@FIREWeGo yes I have been following your channel for a while and have seen maybe a 4-5 videos when you showed the portfolios and dividends they paid. But thank you for your reply!
I am glad that you put the name on the screen. I want to visit there someday. Just so that I could say I have been to Brazil.
We definitely recommend Joao Pessoa!! It's great!
It's something about retiring early with FU money that seems to positively affect those who achieve it. You two definitely seem to have a "glow", looking healthier, and happier. It's strange because some friends and family said the same thing about me ever since I retired early too.
We think it is definitely the lack of stress and just having the flexibility to live life on your own terms... you FEEL better! We are also sleeping better as well... it all adds to the "glow"! We are so happy you are also experiencing it!!
I can understand your reasons for leaving your home country. The US currently has similar issues with inflation and cost of living. I'm in CA and was living in San Diego. It became the most expensive place to live in the state during 2023. I wouldn't retire there even as a multimillionaire.
We have heard that CA is VERY expensive. Are you thinking of moving to another state? We know you mentioned traveling as well for partner the year!
@@FIREWeGo I'm currently looking at Thailand, Portugal, and Poland. I plan to scout Thailand in probably 5 months from now. I'll likely be traveling alone and have to make new friends because I'm the only one among my friends who retired early. Even my "wealthy" friends refused to retire early despite having at least $2 million in net worth. Some people are just workaholics and actually believe they'll get "bored" in retirement.
I've been following your channel since you started around 3 years ago. I'm glad you two hit your goal this year and retired early. I hit FIRE two years ago at the age 42, but stayed at my job for another year. I left my job during October 2023. I'm still in the US, but plan to live overseas for a while. Some of my assets are similar to yours, but my dividend stocks pretty much is my income. A portion of my net profit from rental properties are reinvested into my ETFs, index, and dividend funds. Fortunately, my rental properties are in areas where rent prices are high. Also, I was among the lucky Dogecoin folks and cashed out at its high during 2022. This was what really drove me way over my FIRE number.
You're coming up on one year retired! Congratulations! How does it feel? Dividends are our favorite thing at the moment! 😉 We definitely recommend living abroad for some of the time... you get to explore new places, try new things, and depending on where you decide to go, you can also save a lot of money! Is there any place in particular you would want to go first?
Flamengo is the best in the world!!!!
Lol, I think there may be a battle over that one! 😁😉
Glad you guys stayed under budget for once the eating out bills always kill me! 😂 your both looking so healthy and refreshed, retired life is doing you well !
Lol, the eating out kills Gean, too!! Thanks so much, we really are enjoying ourselves!
The problem with flights from JPA is that they can be expensive, obviously REC is usually geater value but I sometimes find bargains from CPV. For last minute flights to SAO, skipped lagging is a god send in Brazil ... saves an absolute fortune
Flights out of here can be pricey. We have been lucky so far that we have been able to use points to book the flight to SAO!
Personally I'd never use IHG points in SP , theres lots of reasonable affordable 4/5 star hotels.There's no need for CPF for SIM they can set you up with your passport - it's just shop staff being lazy
Good to know, thank you!
Just back from 6 weeks in Brazil, found it about 20% less expensive than my visit prior (Jan - March 24) because of the currency rates. My base currency is Sterling£. Don't think inflation has hit Brazil as much as USA/UK post covid
5 weeks! Amazing! Where abouts we were at? We agree. We don't think inflation has hit quite as bad here.
❤❤❤ ❤
Thank-you!
Not good! São Paulo? Santos is the best!!! Well done for August!
Lol, we hope to make it all over Brazil and definitely to Santos!
Happy belated birthday! 🥳🎉 I understand your passion for football, I went to a match with the FC Barcelona directly in Barcelona a few years ago, it was pure madness 😂. This type of expense should actually be categorized as an investment in happiness!
Ahhh, thank you! We would love to see a match in Europe or the UK, the atmosphere would be amazing as well! And we definitely think this should have been under the investment category!!!!
How can Canadians get US credit cards?
You need a US address, bank account, and ITIN number!
@@FIREWeGo how can you get ITIN numbers? I have lived in the US for years and until i got my green card I didn’t get a social to open a credit card. I had heard of ITIN but I thought you have to have an application with immigration to get one.
No, it is a fairly simple process. If you need to file a tax return in the US, they will issue this number to you.
@@FIREWeGo the US has substantial credit card rewards, smart thinking there.
They are MUCH better than Canada!
You both look really refreshed and beautiful! You are glowing. FREEEEDOM is reversing the time for you! WOOOO
OMG, I hope this is true!! Thanks for such a nice comment! 😊
Both of you are looking thinner and more relaxed. FIRE becomes you! I've been to Brazil twice, and absolutely loved it! So much to do, see and eat! I can't believe it's already been six months!? Wow!
Ahhh, what a wonderful comment t, thank you! We are truly beginning to feel better, sleeping better, and starting to look after ourselves! Less stress is also helpful! 😊😉
Good content.
We appreciate the feedback and support!
Awesome! Congratulations!
Thank you! We are pretty happy with the numbers this month for sure!
@@FIREWeGo You're welcome! 😁
You are doing really well with your budget. You are both glowing too with your new life!!
Thank you so much! We are extremely happy with how the budget worked out this month... and thank you for the lovely comment.ent as well! We are feeling much more relaxed, sleeping better, and enjoying life!
Wow, you two look 10 years younger!
This amazing and stress free life! 😊
Aproveite sua viagem! :)
Muito obrigada!!! 😉😊
Good for you both. Paying for rides in Sao Paulo was smart given the street rallies. GPS don't identify those.
That is very true! We absolutely loved our 4 days there, Kristine can't wait to go back!