All About Living in Tampa
All About Living in Tampa
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5 Mistakes to Avoid When Applying for a Mortgage
Buying a home is an exciting milestone in life, but it's important to approach the process with care and diligence. Applying for a mortgage can be overwhelming, especially for first-time homebuyers. To help you navigate this complex process, we've put together a list of the five most common mistakes to avoid when applying for a mortgage.
Learn more or contact us at themortgagefirmtampa.com/
Переглядів: 59

Відео

Buying A Home In Tampa A Worthwhile Investment The Mortgage Firm Tampa One 1
Переглядів 20Рік тому
themortgagefirmtampa.com/ Welcome to Tampa, Florida, a vibrant city known for its beautiful beaches, thriving economy, and booming real estate market. Tampa has witnessed a surge in interest rates, leaving many potential homebuyers wondering if it's still worth investing in this city. Today, we'll explore the factors that make Tampa a compelling choice despite the high-interest rates. While hig...
Consolidating Debt Into A Cash-out Refinance For A Mortgage The Mortgage Firm Tampa One
Переглядів 55Рік тому
themortgagefirmtampa.com/ Consolidating debt with a cash-out refinance can be a good option for some homeowners. It can help simplify your finances, potentially lower your interest rate, and provide cash to pay off high-interest debt. However, it's important to carefully consider the risks and benefits before making a decision.
What Do First-Time Home Buyers Want to Know The Mortgage Firm Tampa One
Переглядів 21Рік тому
Being a first-time homebuyer can feel overwhelming, but with the right knowledge, you can navigate the process confidently. Here are some essential things you need to know: 1. Determine your budget 2. Credit score and mortgage pre-approval 3. Down payment and closing costs 4. Research and choose a suitable mortgage 5. Home search and inspection 6. Understand additional costs 7. Take advantage o...
Navigating the Florida Housing Market The Mortgage Firm Tampa One
Переглядів 22Рік тому
Learn more and get help at themortgagefirmtampa.com/ Local Market trends data: www.tamparealtors.org/index.php?src=pages&ref=market-stats_preview Homebuyer affordability calculator- Call to get accurate idea of interest rates and ratios for qualifying myhome.freddiemac.com/resources/calculators/how-much-can-you-afford Estimate your future property taxes based on buying your next home Hillsborou...
Key Financing Considerations When Moving To Florida
Переглядів 19Рік тому
Welcome back to our channel, where we provide valuable insights for home buyers. In today's episode, we'll be discussing key financing considerations for those looking to move to sunny Florida: - Mortgage Options - Down Payment Assistance Programs - Hometown Heroes - ua-cam.com/video/XW7xBTi9yeo/v-deo.html - Florida Property Taxes and Insurance Considerations - Pre-Approval Process and Closing ...
How to Save Money on Your Closing Costs #shorts
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How to Save Money on Your Closing Costs #shorts
Pros and Cons of living in Clearwater Florida
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Pros and Cons of living in Clearwater Florida
Pros and Cons of Carrollwood after living in Tampa for 40 years
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Pros and Cons of Carrollwood after living in Tampa for 40 years
Pros and Cons of Lutz | Living in Tampa Florida
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Pros and Cons of Lutz | Living in Tampa Florida
Top Schools in Tampa Florida (Private, Charter & Public Schools)
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Top Schools in Tampa Florida (Private, Charter & Public Schools)
(2021) 50k per year in Florida | Can you afford to buy a house?
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(2021) 50k per year in Florida | Can you afford to buy a house?
Steps I took before moving to Tampa Florida
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Steps I took before moving to Tampa Florida
My Pros and Cons about Living in Tampa Florida | Should you move (2021)?
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My Pros and Cons about Living in Tampa Florida | Should you move (2021)?
Why Did We Buy a House in Tampa Florida in 2021?
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Why Did We Buy a House in Tampa Florida in 2021?
Nobody warned us about these things before moving to Tampa Florida (FULL DISCLOSURE)
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Nobody warned us about these things before moving to Tampa Florida (FULL DISCLOSURE)
CONS about WESLEY CHAPEL Florida
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CONS about WESLEY CHAPEL Florida
I would move to Wesley Chapel Florida
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I would move to Wesley Chapel Florida
Avoid Moving to Florida if you can't handle these things
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Avoid Moving to Florida if you can't handle these things
Map Tour of Our 5 Favorite Neighborhoods in Lutz Florida
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Map Tour of Our 5 Favorite Neighborhoods in Lutz Florida
Moving to Tampa Florida
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Moving to Tampa Florida
Our Favorite Neighborhoods in Westchase Florida | Tampa Suburbs
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Our Favorite Neighborhoods in Westchase Florida | Tampa Suburbs
Best Areas to Live in Tampa Florida | Odessa Neighborhoods
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Best Areas to Live in Tampa Florida | Odessa Neighborhoods
5 of the Top Neighborhoods Wesley Chapel Florida | Best Areas to Live in Tampa Florida
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5 of the Top Neighborhoods Wesley Chapel Florida | Best Areas to Live in Tampa Florida
Top 5 Fastest Appreciating Areas in Tampa Florida
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Top 5 Fastest Appreciating Areas in Tampa Florida
Best Areas to Live in Tampa Bay Florida | Carrollwood Neighborhoods
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Best Areas to Live in Tampa Bay Florida | Carrollwood Neighborhoods
(2021) Cost of Living in Tampa Florida | Is Now a Good Time to Buy?
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(2021) Cost of Living in Tampa Florida | Is Now a Good Time to Buy?
(2021) Pros and Cons Of Living in Tampa Florida
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(2021) Pros and Cons Of Living in Tampa Florida

КОМЕНТАРІ

  • @bobbysmith5642
    @bobbysmith5642 3 місяці тому

    Carrollwood is a small deed restricted neighborhood built on an old orange grove around Lake Carroll. It is a neighborhood, not an area. The area is just called North Tampa. The entire North Tampa area started getting real trashy about 25 years ago so I moved to the property I bought in Lutz during the early 80's for $400 and acre. Now Lutz has been filled with undesireables so it is time to move further North. I'll just give each of my children a free house and move to my hunting property in KY full time. I was born and raised in North Tampa but the amount of yuppies moving in is so annoying that I am leaving. Just be aware of what you are getting yourself into.

  • @allaboutlivingintampa3996
    @allaboutlivingintampa3996 4 місяці тому

    Glad I could help!

  • @zulaynealarez8931
    @zulaynealarez8931 4 місяці тому

    I wished you could explain more about Cambridge Christian school.

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 4 місяці тому

      Let me know if you have any specific questions that I can help answer:)

    • @zulaynealarez8931
      @zulaynealarez8931 4 місяці тому

      Yes I’m interested to know how much is tuition and what kind of scholarships they have. I don’t think I can afford the entire amount. I’m planning to move to Tampa 20 minutes from Cambridge. I need to know the tuition cost for 9th grade. Thank you so much for your quick reply and willingness.

    • @zulaynealarez8931
      @zulaynealarez8931 4 місяці тому

      @@allaboutlivingintampa3996also do they have employee discounts ? Or Ministerial discount for ordained ministers?

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 4 місяці тому

      I have a contact for you at Cambridge Christian that can help answer all of those questions. Her name is Lisa Abbazia (Director of Admissions) 813-872-6744 x228

    • @zulaynealarez8931
      @zulaynealarez8931 4 місяці тому

      @@allaboutlivingintampa3996thank you so much! God bless you!

  • @scottmacaluso8881
    @scottmacaluso8881 4 місяці тому

    You missed Brooks such a great charter school

  • @Shaqlife
    @Shaqlife 7 місяців тому

    Sickles HS he can’t be serious that is not a good school

  • @iceandflames
    @iceandflames 7 місяців тому

    I still prefer Hallandale Beach Florida more it’s a beautiful city with a growing communities and businesses and a good nightlife.

  • @nguyenquang4595
    @nguyenquang4595 8 місяців тому

    Hi. We have just immigrated from Vietnam to Tampa FL. We wanna to find the school for my daughter (9year old, and got autism). Pls advice us for this case. Thanks.

    • @a.caguax78
      @a.caguax78 5 місяців тому

      That depends where in Tampa you are. My nephew has autism he goes to a public school in Oldsmar. He is thriving there.

    • @nguyenquang4595
      @nguyenquang4595 5 місяців тому

      @@a.caguax78Thanks. You are very nice. We are living at Citrus Park, Tampa , Can I have the school name ?

    • @a.caguax78
      @a.caguax78 5 місяців тому

      @@nguyenquang4595 Forest Lakes Elementary.

    • @a.caguax78
      @a.caguax78 4 місяці тому

      ⁠@@nguyenquang4595Sorry I thought I replied weeks ago. The school is called Forest Lakes Elementary. I hope you were able to find a suitable school.

    • @nguyenquang4595
      @nguyenquang4595 4 місяці тому

      @@a.caguax78 Appreciated with many thanks. You are a nice man.

  • @jazzyflorida3757
    @jazzyflorida3757 8 місяців тому

    Prices have sky rocketed in Carrollwood and Carrollwood village ❤ love the large lots and executive homes in Carrollwood Village. Plus the location is amazing, so close to tampa and everything yet feels like suburbia

  • @altheajester209
    @altheajester209 11 місяців тому

    Very informative thank You

  • @Twobarpsi
    @Twobarpsi Рік тому

    Good advice!

  • @alex124241
    @alex124241 Рік тому

    What on earth is this guy talking about

  • @sybylviles7114
    @sybylviles7114 Рік тому

    Promo*SM 😴

  • @Twobarpsi
    @Twobarpsi Рік тому

    Tampa is such a great city!

  • @Twobarpsi
    @Twobarpsi Рік тому

    Using your house's equity to pay off unsecured consumer debt should be considered thoroughly.

  • @Twobarpsi
    @Twobarpsi Рік тому

    Solid advice!

  • @Twobarpsi
    @Twobarpsi Рік тому

    Good info!

  • @adambaumeister2376
    @adambaumeister2376 Рік тому

    It’s more like 200k making 100 not 650

    • @chriskidder1656
      @chriskidder1656 Рік тому

      Yes, unfortunately with rates increasing and prices not dropping it definitely has affected the amount someone can purchase.

  • @Mrs.ColliersClass
    @Mrs.ColliersClass Рік тому

    Very informative! Can you do the other areas in Lutz for gated communities families?

  • @donnamurray1317
    @donnamurray1317 Рік тому

    Good vid. Thanks

  • @jordanmadden7388
    @jordanmadden7388 Рік тому

    Does math work different in Florida? Ain’t no way $100k income should be taking out a $600k+ mortgage.

    • @chriskidder1656
      @chriskidder1656 Рік тому

      You're correct. The numbers don't work now that the interest rates have increased. Since we did the video, rates have doubled unfortunately.

    • @Dwan29
      @Dwan29 Рік тому

      It’s more like a 250k house as of now

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 Рік тому

      You’re right. There are a lot of buyers having a co-signor so there are two incomes to help them qualify. Others have the opportunity to have a non-occupying co-borrower.

    • @Dwan29
      @Dwan29 Рік тому

      @@allaboutlivingintampa3996 o ok that explains it.

  • @joleenubani7398
    @joleenubani7398 Рік тому

    I go to Berkeley prep and it’s a really good school that offer exceptional summer programs and classes 😊

    • @Charlie-bl3kq
      @Charlie-bl3kq Рік тому

      Sorry this might be random but do you know anything about their scholarships…?

  • @Josh-bd3mt
    @Josh-bd3mt Рік тому

    Everyone in Tampa/FL has someplace more to be than the other drivers. Regardless of circumstances. I’ve seen some ghetto trash speed by an ambulance at almost 20mph over the speed limit. Because in Tampa, screw everyone else. Even if it’s an emergency.

  • @everythingbutthegirlfan762

    I live in the Chamberlain District. I think that's the worst school in Tampa. Luckily I'm gay and don't have kids.

    • @Shaqlife
      @Shaqlife 7 місяців тому

      Chamberlain and Adams are terrible the are graded 1-2

  • @everythingbutthegirlfan762

    Please emphasize cons, so people stop coming here!!!!!

    • @t.j.5574
      @t.j.5574 Рік тому

      IM COMING!!🤣😝

  • @ember-x9o
    @ember-x9o Рік тому

    I can’t rent an apartment nor buy a home and I make about 55k a year. Have to live with my parents for 1k a month in fort myers I own my car, have no debt, and have excellent credit.

  • @sobeyramartinez1664
    @sobeyramartinez1664 Рік тому

    Thanks..i will moving soon to this area

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 Рік тому

      Great! Let me know if you would like me to put you in touch with a realtor when you’re ready:)

  • @pearlh1051
    @pearlh1051 Рік тому

    Dope 2 hear from someone who is a snow guru

  • @teachesasvideolessons7509

    Great info.tnx

  • @risa-ru
    @risa-ru Рік тому

    Would be house poor at that point

  • @samantharivera-mw8ws
    @samantharivera-mw8ws Рік тому

    i ment mom

  • @samantharivera-mw8ws
    @samantharivera-mw8ws Рік тому

    sorry my mm dont want me to tell you guys what my school is called but i did

  • @samantharivera-mw8ws
    @samantharivera-mw8ws Рік тому

    my school is witter wild cat school it has a parking lot

  • @samantharivera-mw8ws
    @samantharivera-mw8ws Рік тому

    you did not show my school and i like your video

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 Рік тому

      Thank you. What school is it? I tried to get to some of the schools that I had reliable information on to share:)

  • @luke1397
    @luke1397 Рік тому

    Thanks for the info! I’ve lived in Seattle for the last 12 years and I am so ready to move to Florida.

  • @rayfl502
    @rayfl502 Рік тому

    Too much traffic, too many people, we have an abundance of big snakes and alligators.

  • @faith6272
    @faith6272 Рік тому

    Thanks for the video but many unanswered questions on the comments. How is the job market ? I'm in the Criminial justice field and how are apartments rent ?

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 Рік тому

      Not sure for your specific line of work. I have friends that said the police department and sheriff office are always looking. Rents will depend on where you are looking to move, but would say that rents are fairly high over the last 12 months.

    • @faith6272
      @faith6272 Рік тому

      @@allaboutlivingintampa3996 thanks for your honesty !

    • @allaboutlivingintampa3996
      @allaboutlivingintampa3996 Рік тому

      @@faith6272 you’re welcome:)

  • @live42Day
    @live42Day Рік тому

    Bro you are so right. I'm from Spokane myself. I'm currently near Fort Myers but planning to move to Tampa in the next few months.

  • @KrisTheCodeManDude
    @KrisTheCodeManDude 2 роки тому

    Majority of people are making less than 100000, heck majority of households are making less than a hundred thousand in the US.

    • @21350ctw
      @21350ctw Рік тому

      Yeah like? He says it so casually as if the average Joe can make 100,000. Shit maybe we’ll all start hustling and drug dealing to make that money

    • @chriskidder1656
      @chriskidder1656 Рік тому

      We have noticed that as well and have been doing a lot of qualifications for a 2 income household.

    • @eq8ri
      @eq8ri Рік тому

      Only filthy goyim make less than 100k a year

  • @mariavillafanarodriguez3990
    @mariavillafanarodriguez3990 2 роки тому

    Hola, que otra zona de Tampa es buena para vivir y que tenga buen acceso a las zonas céntricas??? Saludos

  • @WORKSbaby
    @WORKSbaby 2 роки тому

    Would you rather Orlando or Tampa

  • @ahmada7333
    @ahmada7333 2 роки тому

    that'll work if you want to spend 50+% of your monthly income on the house....

  • @GAURAV25855ify
    @GAURAV25855ify 2 роки тому

    This city also has a-lot of wrestlers coming out of here like Big show Lex Lugar Hulk Hogan and Kevin Sullivan back in the days alot of wrestling events came here and Tom Brady also lives here Tampa Baucheers

  • @utkalakalinga1270
    @utkalakalinga1270 2 роки тому

    do they have badminton club?

  • @catherineveleker6822
    @catherineveleker6822 2 роки тому

    Massive tree roots crack the sewer pipes under the slabs. Until it backs up into the house you won't know you have RAW SEWAGE running loose under your house. $15,000 repair including jackhammers through your tile floors.

  • @holeinholein1902
    @holeinholein1902 2 роки тому

    I'm ready to immigration for live in Tampa , it was so helpful information, thanks a lot your video. and I think you missed one Pros. to play a golf in Tampa,, am i right? ^^

  • @hectorabcdefg9076
    @hectorabcdefg9076 2 роки тому

    I learned not to move to Washington. Im in Las Vegas but i think ill try texas. I Can handle hurricanes and humidity. Glad i watched this video

  • @christinaagramonte4699
    @christinaagramonte4699 2 роки тому

    Hello, great video! I just wanted to know what area in Tampa has the most land like the country side one that might be just like Oviedo FL!? Thanks

    • @krbulldog
      @krbulldog 2 роки тому

      Riverview area has lots of land

  • @OreoSponge
    @OreoSponge 2 роки тому

    Not possible

  • @cardio10101
    @cardio10101 2 роки тому

    What if your an orphan?

  • @FTTBALL
    @FTTBALL 2 роки тому

    Yea this makes no sense. Average interest rates are about 5.8%. On this type of home with 5% down after factoring in property tax and home owners insurance your gonna end paying at least $5,500/month. 100k/year is a little over 8k/month in gross earnings. After taxes and deductions your taking home about 6k. This leaves you with only about $500 bucks to for food, utilities, gas, and other expenses that you would need to pay for. No way anyone can do this on a 100k salary. I make 150k a year and my wife works part time and makes 30k/year and we have 2 kids. To live the lifestyle we want to live and be able to go on vacation with the family every year purchasing a 500k home with 10% down was the most valuable option. The only reason why we were even able to do this was because we were able to get a 4% interest rate on a VA loan because I was prior military.

    • @benji_bugatti8731
      @benji_bugatti8731 Рік тому

      At the time of the video they were lower but yeah insane people would stretch it that far.

    • @chriskidder1656
      @chriskidder1656 Рік тому

      This video was back at a time when rates were between 3.50-4% and assuming no debts you could qualify with good credit. This is just an example of what someone could qualify for, but that doesn't mean they always should purchase this amount based on their income. Other factors are involved like, if they have another source of income that is not being used to qualify or an additional person living in the house that is not on the loan (maybe bad credit). Rates have almost doubled now, so this videos calculations won't work in the current economic environment.