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Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...

I‘m so happy for you and your dad

You two not just fit good looking Couple also SMART One tip don"t put moneys into anything lost moneys Like buy a new car or lease try not to rent Buy a house in a GOOD location don't have to be big you two have each that all you need LOVE much strong then moneys good luck

Congratulations on a job well done!🎉 🎊 👏🏾 💐 🥳

Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help...

That Europe trip was amazing especially up in the mountains

Delighted for you both, but Bitcoin is a no brained, Glenn, Ireland 🇮🇪

There are many banks that have 4 and over 5% int, on savings acct.

ETF's save on cost and you can trade them during the day if you want. Not at the end of the trading day. Save a ton on capital gains too.

Looking forward to the budget travel ideas you have. Already retired for past 4 years.

I think all your ideas will fail too when debt defaults. Your idea didn't work for the countries who defaulted. Hyperinflation is most likely scenario which you didn't account for.

Im on a fire journey too. And you guys a lovely couple. Subbed! :)

Curious to see more updates to yall’s financials lol. Are you guys planning on making more videos updating your progress? I love seeing the numbers and my wife and I have talked about retiring early so we could travel. Keep the videos coming!

As you know I love you two. This is very nice to see as I have done this too. This makes me so happy about this interview. Have you seen ESI money blog? They interview millionaires and how they made their money and what they do. Mostly rentals and index stocks. The market always goes up over time. I know dividends are a big part of your portfolio. Very informative and interesting. Also, you must have read about Mr Money Mustache and how he basically retired at 30 years old. (Start from beginning). So fun to research and read about this subject, as you know. See you later.

Hi…..I found this as one of your links. Really appreciate your openness. I did not know you were into stocks. VTI is always safe although there are others that do better like AAPL.

"We really trust the stock market." This stock bull market is 15 years old. Good luck with that over time.

very good point. Where I am now (not a millionaire) even though i dream of luxury car , i would sell it if i would somehow win it now. Because it cost a lot to keep it. it is not just having it but being able to maintain it. I know some business owners who are millionaires and they did not buy luxury, and not pay car in full either. They lease it, pay a small monthly fee and use the rest of the money to invest in their business. Money game is a psichological game, an energy game. I appreciate you guys for making these educational videos and most of all the hiking videos. big hugs!

I spent 3 weeks in Europe Rented a car, plane ticket and all expenses totally just under 4000

Also Geez, $5000 GYM Membership? Where!? Even if its 2500 per person I've NEVER seen a membership that high per year. The bouldering gym I go to is $1200yr membership and that is the most expensive gym membership I've ever seen, but its you know a climbing gym.

Oh dang this channel is a cool idea too.

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Paying any kind of interest is such a waste of money!

There is something wrong waiting until traditional retireement age. I have been pursuing early retirement since my early 20s. It gets detrimental to your health when others sabotage you and harm you intentionally....

Hi guys. Seems like it’s been quite a while since there’s been a new Renegade Retirement video. Did you decide to stop posting on your FIRE journey?

Noticed on LHX2 that you were making allusions to this, and as it's one of my passions as well, I checked it out. Welcome, fellow FIRE Members!! I'm already retired at 67, and now, at 71, am looking at every possible way to augment income to improve my quality of life. Will see you along the way, Adam and Elise!!

Hello guys! Great video. My hubby and i are also on track to retire early and having exactly the same discussions, even down to wanting to live at altitude! We have a handy proxy that we use as a COL calculator which we call the espresso index: the cost of a single espresso compared across places. In Switzerland (which we love of course, whats not to love!) weve paid up to 5CHF for an espresso, whereas in parts of italy (❤) it can be as cheap as a euro. Now that's the sort of place we need! Not definitive at all of course, but a handy little tool to guage affordability. After all, retirement definitely needs to include good coffee (after fab outdoor adventures 😅).

What I like about Adam is he realizes that you can work for yourself. When friends went to distribution centers I went to yardwork. Made 3 times as much. Carpentry. The problem is you need medical eventually. I basically did not need a doctor until 46. I did the military specifically for medical. They caused most of it. Medical problems. Kids. See any kids on their hikes? Nope. Dogs? Nope. I lived in a gym for 20 years. Weights. Not fitness. I ran 8 miles a day 13 years straight. Included all the fitness stuff in between sets. Waste of time. Looking back on it. Except when cop. You might want to be able to win a fight as a cop. America is the stock market. The problem is you have to have the Money to put in it. Houses if you keep them 7 years are good. Example. Mine back in Tennessee 178k 2017 Now 380k 2023. 2019 425k now 625k. 2021 365k sold 6 months later 465k. But now you can't sell one. 7.81% vs 2.25%

I'm retired in the CO mountains, about an hour west of Denver. Something to consider is living in the foothills of the Rockies, instead of one of the Front Range cities. You can be within an hour of Colorado Springs, Denver, Fort Collins, yet still live in a small mountain town. More affordable too if you stay out of ski-resort towns. Altitudes of 6-8k are the norm in the foothills, so good for acclimatization, yet not so high visiting friends get sick. Living a bit west of Colorado Springs keeps you close to the biggest concentration of 14ers as well, while staying in the "banana belt' where winters aren't so harsh. Just let your Google Earth mouse drift a bit more west.

Yolo spending seems to be something too many people do!

I literally worked at Yosemite/Rocky/Teton/Yellowstone/BLM AZ Strip/Canaveral National Seashore. How? I got off my ass and did it. Got the Class A CDL, and they paid for it. I presented myself for sht work in the middle of nowhere. E and Adam are civilized. I was not. Am not. Yes, my friends are and are not. Engineers/Doctors/Lawyers. The richest businessmen I know have worked 30 years 60 hours a week or more. Farmers sold their farms to rich lawyers and doctors. MY DAD 20 YEARS TRAVELLING TO THREE CITIES A WEEK. Then started his own business. Do you want to know how? He went to Chicago to Marshall Fields President, Jack Dern yes Bruse Dern's brother. Jack came in, sat down, and called in a purchaser and told him we are buying all our carpet from Bob. Then he went to Belgium where the big guy made him an agent for them in the USA. Bob Shaw Shaw Carpets was like a million-dollar-a-year company in 1979. Tiny. Carpet is made in Dalto GA and Belgium. How did he meet these people?? Life. In school. In business. He had done Jack Dern a big favor years earlier. Who knew, he did not know he would ever see him again even. The point network/customer/service/value for your service/go the distance. If Army jump on the grenade or take the bullet for your buddies, sucks but that is the same attitude. There is not an easy way to do it. Generally, it takes 3 years. How many years have I watched These two? Gee 3. 3-year, law school. hygienist. nurse. 5 for union trade. quicker to go to medical school, Opportunity is what America is about.

There is a flip side to this. Actually making a lot of money. The heyday was 1970s on vehicles. Lincoln suicide door, caddys, Nova/Superbee/Charger/Cuda/Camaro, alot of older 50s cars available. We had five in our yard the Lincoln/Big Caddy/Nova/Charger/Station wagon/Truck/VW 1970 Super. When you make 40 an hour or 28 there are people making 800 or more. $6800 a surgery that is 3 hours or less. It is $6000 for a criminal defense. Custom carpentry, building. I have done strip mall tearouts for $3800 a day. In the words of the late Will "I have made a lot of money with a shovel". The thing is in America you have opportunity from what these guys are saying to opportunity, my ex gf delivering pizza, age 30 broke, says I cannot do this anymore here friend also delivering pizza says engineers make money, last time I ate lunch at NASA Kennedy she was the only brown person 5 foot 10 electrical Puerto Rican female there. 2009. The question is what are you prepared to do to get there?? Nobody is stopping most of us. I know guys with 8 kids that went from car mechanic to doctor, The same guys owns at least six houses now, rents them, nice ones. Me. Cop/building inspector/code enforcement/military/state/federal/municipal/construction/two trades/good at more/plants/distribution centers/farming/handyman/restaurants........... Got 8 kids, two wives, 20 grandkids, degree, certs, CALL ME FORREST GUMP. Two combat ours/3 major deployments 11 foreign countries. YOU CAN DO WHAT YOU WANT IN AMERICA. Eventually time will run out but there are also a lot of old people who started businesses after retiring. Bam. WHAT LIFESTYLE DO YOU WANT? CAREER? AND YOU CAN HAVE THREE. 20+20+20+20 if you live to 80, throw out 20 for education and training. Pow.

Lastly, they are a couple. Older. Even E is in that mode. If you are a couple with kids and in a 3.7% inflation economy, it was 14% Carter. With $4.75 gas. Or more. Loans. It is tough. I flushed 14k down toilet on RV. Cash. Last month to get rid of it. Hate Camry hybrid, but it will pay for itself in WA. Eventually. Dogs. Money pit. Yep. Add them and like kids somebody has to watch them. Ouch. It's been 4 years, and I am not living a fitness outdoor lifestyle. Just saying it is not quick. So start with daily plan. Achievable wins.

What's interesting is that this advice has never changed. Basic formula. Work is your income. Choose wisely.

Get rid of cars. No Dutch Bros. No eating out. BUT WHAT IS YOUR GOAL? House absolutely kills you. It is murder. In CA OR WA. I had $6800 disposable income. Apartment. House IN HELLENSBURG maybe $800 now. So stupid and now you cannot sell. Lifestyle trap. Restaurant food is awful. Terrible. Really is. Food is a social thing. Cultural. Eating is overrated. Time and health are your most precious things. These two will not be able to hike eventually. When? Who knows. But have a realistic lifestyle plan. Content. I do hours a day. But I am retired and cannot do previous cash work. Doing writing now. UA-cam channel is the future. Ruby Ridge 5th Element.

Split your time between Thailand and Nepal. Perfect combination. Great health care in Thailand when you need it, (better and cheaper than anywhere in the US- my doctor went to Johns Hopkins med school) massive cultural stuff, great for the winters, and summer in Nepal. The Himalayas blow away anything in the west.

How is he so upbeat, attentive and agreeable all the time? ;)

Excellent advice! As someone that has never lived in the city and never rented, I am realizing JUST how LUCKY I am to be well ahead of majority of everyone else. I make a measly $40k a year and raise 2 kids, own 2 acres off a scenic hwy in WA state and own my vehicles, no student debt, no debt really in general (except originally a $10k debt for tools for my job that has built credit) and at 32 years old I am really seeing just how well off I am, even if I am not making a whole lot of money. To be fair, I am paycheck to paycheck, with grocery inflation taking up half of my paycheck every week, I don't have much money to save but I managed to quit smoking cigarettes and instead of spending $70 a week on cigs, I put $50 a week into a savings account and $20 a week into a seperate savings account. I am not too sure what I should do with that, but I have managed to save over $800 in the last 4ish months! I love your content, especially the livehard channel! Keep up the great and positive, extremely inspiring and happy content!!

Bishop, I hope to live there too. At some point in my life :)

Good vid and lessons here. Unfortunately in our society, there is such an emphasis on luxury and material goods. However old people often say that it was the life experiences with family and friends (example trips and vacations) that they remember the most; the fancy clothes or cars didn’t bring them happiness

It's great new channel.. I do know from some people pretty high up in the banking world.. that US treasuries backup a lot of central bank in the trillions because of their stability. So they are not going to let US treasuries fail

We'll be your friends if you move to Colorado Springs 😁! We're following your guidance to retire early and will probably just stay put since COS has some of the most rad trails on the front range. See you around!? Cheers!

Doing great on the house & car - summer tends to open up the eating out more often, but we do pretty well during the school year - definitely need to work on the too much time wasted on scrolling social media

Sorry, living in the past, looking forward to seeing your trip to Europe hopefully not big city France. Be safe out there.

Went to NZ in 1991 for the big trip before kids with the wife, for the month of February, $5,000 airfare/food/hostels and we stayed in hostels the entire trip. Blackwater rafting, Glowworms, Roturua, from the tip of the North Island to the trip of the South Island 1st 2 weeks rode the bus as the steering wheel was on the opposite side and you drove on the opposite side of the road. Rented a van for the south Island and then rode a train from Invercargill on the tip of the South Island to Auckland in 1 2/2 days! Beautiful Country.

These videos are so great! I love how you make it seem possible by relating your own journey. And your positivity is and always has been super infectious, thanks! I recently bought an electric bike to commute in order to squeeze a few more years of life out of my 14 year old car. The bike was a bit pricey, but I think it will pay for itself in gas, maintenance, and car payments really quickly. And, even though it's electric, it's pedal assist, so I'm getting some exercise during my commute and am outside enjoying the early morning. Dining out is the big spending sink for me; I'd really like to concentrate on being more deliberate about making my own food. And I'd never thought about the opportunity cost of doom scrolling before. Even aside from all the mental and social problems with it, it's another great reason to put the phone down and go do something.

Thank you for another great video. As a European, I definitely agree with you on the small-town vibe, and the same idea can be applied to eating at restaurants. There are often smaller restaurants and cafés in more residential areas (often only a few streets from the town/city centre) that are used by locals and which give a social/cultural experience (even if you don't speak enough of the language to chat), as well as a foodie one. Another tip re. restaurants, especially for those who are really into finding high-quality dining options (I'm more of a bread-cheese-tomatoes-chocolate-on-a-park-bench kind of girl myself), can be to look for good lunch offers - usually cheaper than evening at the same place, but just as delicious food (if sometimes slightly less choice compared to evening). Even if you're not huge foodies but still want to have a decent meal of local food once in a while, then eating lunch out instead of dinner is a cheaper option but you still support local businesses. Accommodation-wise, at least if you're staying a few nights in the same place, it can be good to look for options where you can make your own food (hostels if you don't mind all the sharing of facilities, otherwise AirBnB or apartment swaps). It obviously doesn't mean you can't eat out, but you can save a LOT of money by buying at the supermarket and selecting just one or two special restaurant experiences. It also saves an enormous amount on breakfasts, which are really pricy in regular hotels - even if they are "included" in the room price, they usually push the room price up significantly. Personally, I also find it cosier to have your own, private breakfast scenario while you are still waking up. And if you are travelling for long periods of time, that more homely feeling of making your own food can be really rewarding. Very long comment - sorry!

Please tell me that there is a picture of you guys on that little scooter with all your luggage. 🙂

I do have to say I'm not a big fan of using credit cards for points (or any other reason), but that's more for ethical reasons that logistical ones. I'm glad you are using them wisely and getting benefits from it.

Thank you for mentioning those with mobility issues. My wife (@wheelsinthewilderness) has mobility issues and we use her mobility scooter to get around as much as possible. Though we could not travel over seas with it, we travel our state and nearby states and have plans to some long rail trails all over the country, once WE get to the place where we can afford to travel full time.