![Avi Spira](/img/default-banner.jpg)
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Avi Spira
United States
Приєднався 14 тра 2017
"Being positively inspirational using perspectives and experience to educate others."
Email Inquiries: Avster313@gmail.com
Email Inquiries: Avster313@gmail.com
Best First Credit Cards for Rewards & Cashback in 2023 💳 No Annual Fee Credit Cards
In this video, Avi Spira shares his top five credit cards for cashback and rewards. He notes that these credit cards are best for financially responsible individuals who have a savings account, no debt, and don't spend everything they make each month.
0:00 - Intro
0:46 - Discover It Card
2:14 - American Express Blue Cash Everyday Card
3:26 - Chase Freedom Cards
5:54 - Amazon Prime Rewards Card
7:20 - Bonus Card: Apple Card
7:53 - Outro
Card referral links (please let me know if any of them stop working in the comments):
Discover it: www.discover.com/credit-cards/cash-back/it-card.html
Amex Blue Cash Everyday: www.americanexpress.com/en-us/credit-cards/referral/prospect/personal/A7E925415A2E58832B94021A502A2DA91E058C27E8E33C070EB8A296CE26A3A6B9DB6CF0F256B4414FFB57ED39787D2632388888E4A191DC2EB614B50618908132651B90E81F8960E240448E0FB1C5F8529A712B584D228E1FAC2CD93A47740F915D70F03FAA3849B7C95B25A502F4705041A2C468A7EC28C615B39B3E92C3FCC97C19A7FE20D08F7103D19CAC18246ED6BD4B9BACE5F26C0C4EA87E08295173?CORID=A~V~I~S~A~p~c~J-1679013264444-1148430952&GENCODE=349992871830208&extlink=US-MGM-USEFULLINKS-copypaste-796-201279-K50X%3A9968&xl=cp19
Chase Freedom Flex / Chase Freedom Unlimited: www.referyourchasecard.com/18P/8TSBYNQBGX
Amazon Prime Card: www.amazon.com/dp/BT00LN946S?externalReferenceId=44fa1e38-64ac-44f2-8601-1a9d3b875bf7
[seo]
credit cards for rewards and cashback | Best 5 credit cards | Credit Cards for beginners | First credit cards for everyone | No annual fee credit cards | Rewards and cashback credit cards | Best First Credit Cards | Rewards | Cashback | 2023 | No Annual Fee Credit Cards | Top Credit Cards | Beginner Credit Cards | Credit Card Offers | Credit Card Comparison | Financial Tips | Personal Finance | American debt| The Dave Ramsey Show| budget money debt cash| personal finance| graham stephan| student loan debt| #shorts| shorts | credit cards| student debt| how to make money| debt free| real estate| compound interest| buying house| save| buy| pay off debt| get out of debt | financial independence| how to pay off debt| how to pay off student loans| debt snowball| dave ramsey show| save money | pay off student loans | retire early| how to pay off student loans fast| debt payoff| dave ramsey| college debt| money| make money online| get rich quick| get rich| net worth| loans| student loan| credit| loan| budgeting| stock trading| crypto| finance| budget| student loan forgiveness| ramsey| car payments| credit score | save money | earn money from home |
Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people who inspire me, you help more than you know.
Music in video:
Sunset Walk by Roa soundcloud.com/roa_music1031
Creative Commons - Attribution 3.0 Unported - CC BY 3.0
Free Download / Stream: bit.ly/3ZU7erW
Music promoted by Audio Library • ua-cam.com/video/jFHtJ99ZJ34/v-deo.html
Winter Night - Sakura Girl soundcloud.com/sakuragirl_off...
Creative Commons - Attribution 3.0 Unported - CC BY 3.0
Free Download / Stream: bit.ly/3kGe3hP
Music promoted by Audio Library • ua-cam.com/video/YQaiVQ-LpDM/v-deo.html
Disclaimer: This video, and any content produced by Avi Spira should not be considered investing advice or financial advice. All content is made and produced for entertainment and educational purposes.
0:00 - Intro
0:46 - Discover It Card
2:14 - American Express Blue Cash Everyday Card
3:26 - Chase Freedom Cards
5:54 - Amazon Prime Rewards Card
7:20 - Bonus Card: Apple Card
7:53 - Outro
Card referral links (please let me know if any of them stop working in the comments):
Discover it: www.discover.com/credit-cards/cash-back/it-card.html
Amex Blue Cash Everyday: www.americanexpress.com/en-us/credit-cards/referral/prospect/personal/A7E925415A2E58832B94021A502A2DA91E058C27E8E33C070EB8A296CE26A3A6B9DB6CF0F256B4414FFB57ED39787D2632388888E4A191DC2EB614B50618908132651B90E81F8960E240448E0FB1C5F8529A712B584D228E1FAC2CD93A47740F915D70F03FAA3849B7C95B25A502F4705041A2C468A7EC28C615B39B3E92C3FCC97C19A7FE20D08F7103D19CAC18246ED6BD4B9BACE5F26C0C4EA87E08295173?CORID=A~V~I~S~A~p~c~J-1679013264444-1148430952&GENCODE=349992871830208&extlink=US-MGM-USEFULLINKS-copypaste-796-201279-K50X%3A9968&xl=cp19
Chase Freedom Flex / Chase Freedom Unlimited: www.referyourchasecard.com/18P/8TSBYNQBGX
Amazon Prime Card: www.amazon.com/dp/BT00LN946S?externalReferenceId=44fa1e38-64ac-44f2-8601-1a9d3b875bf7
[seo]
credit cards for rewards and cashback | Best 5 credit cards | Credit Cards for beginners | First credit cards for everyone | No annual fee credit cards | Rewards and cashback credit cards | Best First Credit Cards | Rewards | Cashback | 2023 | No Annual Fee Credit Cards | Top Credit Cards | Beginner Credit Cards | Credit Card Offers | Credit Card Comparison | Financial Tips | Personal Finance | American debt| The Dave Ramsey Show| budget money debt cash| personal finance| graham stephan| student loan debt| #shorts| shorts | credit cards| student debt| how to make money| debt free| real estate| compound interest| buying house| save| buy| pay off debt| get out of debt | financial independence| how to pay off debt| how to pay off student loans| debt snowball| dave ramsey show| save money | pay off student loans | retire early| how to pay off student loans fast| debt payoff| dave ramsey| college debt| money| make money online| get rich quick| get rich| net worth| loans| student loan| credit| loan| budgeting| stock trading| crypto| finance| budget| student loan forgiveness| ramsey| car payments| credit score | save money | earn money from home |
Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people who inspire me, you help more than you know.
Music in video:
Sunset Walk by Roa soundcloud.com/roa_music1031
Creative Commons - Attribution 3.0 Unported - CC BY 3.0
Free Download / Stream: bit.ly/3ZU7erW
Music promoted by Audio Library • ua-cam.com/video/jFHtJ99ZJ34/v-deo.html
Winter Night - Sakura Girl soundcloud.com/sakuragirl_off...
Creative Commons - Attribution 3.0 Unported - CC BY 3.0
Free Download / Stream: bit.ly/3kGe3hP
Music promoted by Audio Library • ua-cam.com/video/YQaiVQ-LpDM/v-deo.html
Disclaimer: This video, and any content produced by Avi Spira should not be considered investing advice or financial advice. All content is made and produced for entertainment and educational purposes.
Переглядів: 144
Відео
Indochino Custom Shirt Review | Best Men's Custom Dress Shirt? | Worth Your Money?
Переглядів 5 тис.3 роки тому
Indochino custom shirts VS H&M Dress shirt. Are custom shirts worth your money and time? In this video I unbox and try on an Indochino custom dress shirt and compare it to an H&M dress shirt (not custom fit or tailored). Rakuten link if you are interested: www.rakuten.com/r/AVSTER9?eeid=28187 Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for u...
Chase Freedom Referral Explained | Free $100 (or more)
Переглядів 6 тис.3 роки тому
Chase Freedom unlimited and chase freedom flex both have a referral program, where anyone can get up to $500 total for referring friends, family etc... In this video I talk about how to attain your referral link, and where your bonus $100 goes to. I also speak a bit about how to increase the bonus from $100 to a bit more using other chase cards. Chase link to find your link: www.chase.com/refer...
Petal Credit Card Review | my experience with Petal Card
Переглядів 8 тис.3 роки тому
Petal Credit Card uses a person's bank info instead of a credit score to determine whether they should be given a credit card. In this video I talk about my experience with Petal, the reason I got their card and my opinion on whether you should look into getting one. Chase Referal Link: www.referyourchasecard.com/18f/KYP3DT9ISZ Thank you for watching the video, I hope you enjoyed. If you did pl...
Budget Video Capture Card for only $13! | Worth Your Money?
Переглядів 1483 роки тому
I bought a $13 video capture card on Amazon to use my Panasonic G7 with a HDMI to HDMI mini cable as my new webcam. I also try to answer is this a good budget capture card for streaming, zoom calls or even UA-cam. Capture Card: Please see this search for best results: amzn.to/3oW0EhN (unfortunate that specific product is no longer available: www.amazon.com/gp/product/B088CWQGN5/ref=ppx_yo_dt_b_...
Adjustable Hand Gripper Challenge Beginning & Unboxing
Переглядів 3144 роки тому
Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people who inspire me, you help more than you know. Amazon link to product: amzn.to/35XnRrA #notsponsored Social Media: Instagram: instag...
6 Shoes Every Stylish Man Needs!
Переглядів 1274 роки тому
Shoes Every Stylish Man Needs! (6 Types | 2020): 👞👟👞 6 Shoes and boots every stylish and fashionable man should own in his wardrobe for 2020. Social Media: Instagram: avi_spira Snapchat username: www.snapchat.com/add/avispartin Thank you for watching this video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video ...
Headphones VS Earphones for Style
Переглядів 604 роки тому
Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people who inspire me, you help more than you know. Social Media: Instagram: avi_spira Snapchat username: www.snapchat.com/...
Second Indochino Suit Unboxing (Fit Test)
Переглядів 5 тис.4 роки тому
Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people who inspire me, you help more than you know. Social Media: Instagram: avi_spira Snapchat username: www.snapchat.com/...
Gym Hair Styling | 5 TIPS For Hair When Exercising
Переглядів 824 роки тому
▶ Check out my gear on Kit: kit.com/avispira I know this video is a bit short, hopefully I will have longer videos in the future. Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people ...
Gym Style | Do's & Don'ts Of Gym Wear
Переглядів 714 роки тому
Thank you for watching the video, I hope you enjoyed. If you did please like, share and subscribe for upcoming videos. If you have any questions or video requests please let me know in the comments, I would be happy to hear them. Finally, thank you to all the people who inspire me, you help more than you know. Social Media: Instagram: avi_spira Snapchat username: www.snapchat.com/...
Miami Beach Vacation January 2018
Переглядів 3386 років тому
Thank you for clicking on and hopefully watching this video I hope you enjoyed, if you did please like, share and subscribe for upcoming videos. If you have any questions or video requests and ideas please tell me in the comments I would be happy to hear them, and thank you to all the people that inspired me, you help more than you know. CAMERA in video: amzn.to/2r8XFJP MIC in video: amzn.to/2D...
Panasonic 25mm F1.7 Micro 4/3rds Lens Review
Переглядів 956 років тому
Thank you for clicking on and hopefully watching this video I hope you enjoyed, if you did please like, share and subscribe for upcoming videos. If you have any questions or video requests and ideas please tell me in the comments I would be happy to hear them, and thank you to all the people that inspired me, you help more then you know. CAMERA in video: amzn.to/2CO0UI6 LENSES in video: amzn.to...
Olympus Micro 4/3rds F4.0 - 5.6 40mm - 150mm Lens Review
Переглядів 10 тис.6 років тому
Thank you for clicking on and hopefully watching this video I hope you enjoyed, if you did please like, share and subscribe for upcoming videos. If you have any questions or video requests and ideas please tell me in the comments I would be happy to hear them, and thank you to all the people that inspired me, you help more then you know. CAMERA in video: amzn.to/2CO0UI6 LENSES in video: amzn.to...
How to shoot PHOTOGRAPHY on ANY Camera in Manual
Переглядів 786 років тому
How to shoot PHOTOGRAPHY on ANY Camera in Manual
How to add Bokeh to any picture using Phototshop
Переглядів 666 років тому
How to add Bokeh to any picture using Phototshop
Indochino made my shirt way too tight, then second remake kinda of tight, then 3rd and final remake was good. Because I have a store near my office, it was easy to make appointments and their associates to make remakes. I only got the anti-wrinkle heston shirts, and only consider these casual shirts with jeans or khakis. I get my "fine" dress shirts from Proper Cloth but those are 2-3 times the price. Proper cloth goes the other way - a bit too big at first which is actually a better approach. I prefer a little extra in my shirts as my weight can fluctuate. Proper cloth also allows you to access your measurements and make adjustments on your own future orders.
I agree, it's always better to have an article of clothing be too large at first and size down then the other way around. Thank you for watching and for leaving your expirience.
Hamas only happened because of the actions of Israel, wake up
Firstly you're wrong, secondly don't see how that's relevant on a credit card video...
Can I refer my spouse for a chase card i don’t have? I have the Preferred card and want to refer her to a card like Hyatt card?
@rodolfo7765 I'm not sure every card will be available and it does depend on the cards you do have but you can try this link: creditcards.chase.com/refer-a-friend
I’ve bought two Indochino tuxedos roughly six months apart. The fit is perfect right out of the box. With the grey tux (the latest purchase) I decided to buy three of their custom shirts. One is a print and the other two are white with dots of contrasting color. I’m really curious as to what bow ties I’m going to wear with these new shirts, as so far I’ve only been wearing my white tuxedo shirts with the new tuxedos. I’m also curious as to how they compare with my Joseph Bank custom shirts that I bought some two and a half years ago. I wear French Cuffs exclusively so cufflinks (and shirt studs when required) are always a consideration. It’s a long story as to how and why I started with Indochino, but I am totally happy with their products. I’m going to be curious as to how the shirts will fit-like the tuxedos right out of the box or will adjustments be necessary. All I know at this point is when I get the shirts, I’ll have a couple of great suits that will look fantastic. Your shirts look great as well. Put on one of the French Cuffs and let’s see how they look.
Any update?
'Promo sm' 😑
Huh?
Thanks for the review. I have only ever worn off the rack shirts and am realizing now I need another option
I'm glad you enjoyed! I highly recommend getting at least one custom option to test the waters. These shirts have all been holding up great
Your suit sleeves are about 1/2 inch too short.
Hey Avi! It says “offer not available” for the chase one, can you link it again here?
Hi Mariana, Yes, thank you for letting me know! I just updated the link in the video description and here is a fresh link from chase: www.referyourchasecard.com/18P/8TSBYNQBGX
Great informal content
Nice review bro. Thanks
Thank you good sir
it looks loke trash
The H&M shirt? I agree but that's what I had at the time 🤷♂
Can we use this card in india?
Please reply
I would imagine you can, though I don't know if you can get it in india or if you will need to get the card in the US. Also I am not sure if there are foreign transaction fees or not.
you gotta iron that shirt lol
Don't worry, I've grown out of it now, was only an example (nobody dry cleans H&M shirts I hope).
That 80 thousand dollar bonus at 5:50 sounds nice lol. Great video though I was hoping to hear the bonus was given to both the new card recipient and the person referring just like discovers referral program.
That would be super neat! But I don't think it's something Chase puts into practice for any of their offers. I wish more brands did it.
Did you end up getting the full $500?
I wish, not enough people used the link in the description. So far I've only gotten a few referral bonuses from close friends and family.
@@AviSpira damn bro, I wish I found you earlier and Hooked you up. I got the card a couple weeks ago before finding this
@@DailyPredicament That's life, it happens! I hope you enjoy the card and get great use out of it, hopefully I'll make more credit card videos in the future and you'll be interested in one of those.
Update after two years?
Stay Subscribed ;) update coming soon 🤫
Would you recommend just buying your own dress shirt for the outfit or getting one made from Indochino?
I would recommend indochino, but it does depend on the price at the time (sale or no sale)
Shout out to the boys @#yohomeboy😅
What a beautiful guy! 🥰
Are you wearing a shirt underneath? Torso looks way too tight.
An undershirt, yes
Can you send me $50 if I use your link?
How long did it take for you to get the email confirmation
Hi Isaac, you don't receive any confirmation from chase if someone used your referral link. You can follow the steps I did in the video to check if the bonus was applied to your account. If you didn't get anything but you know a friend of your signed up with the link you can give chase a call and they should give you the point assuming they didn't use someone else's link
I got caught in the hype I cancel it shortly after before I active card but when u got a thick profile like me u can open and close ccs like that.😁💪🏿
"Pretty decent lens"...not enough for me...thank you.
I tried it, link doesnt work anymore
Thank you very much for trying. I guess chase resets the links every so often, though I had no idea. I just updated it in the description and here it is again assuming you haven't already applied: www.referyourchasecard.com/18a/GA3DVXA5FV
@@AviSpira Hey Avi! I’m looking to get the chase card, can you put the new referral link here?
@@marianafernandez7274 Hi Mariana, Really appreciate you commenting for the link. Here it is: www.referyourchasecard.com/18P/8TSBYNQBGX Please do let me know if you have any questions about the card or any other credit cards :)
It’s supposedly the new way credit works now. They look at peoples accounts instead of actually credit. Which is BS because everyone else looks at your score, but cards look at your account now..
As far as I know only Petal is doing this which I think might really pay for people who have gone through some financial struggles and have a bad credit score but a good amount of cash saved up.
Why they don’t allow for Checking Acct refer-a-friend and only Credit Cards if they have Checking Acct signup bonuses too?!
Hey L J, great question. Most probably because they figure they will get the business anyhow, so why give out anything? Also Checking accounts can't actually have any points, since you don't own any with a debit card as far as I know. So they would literally have to give out cash to the refer.
put a dollar on an Amazon gift card once a month for all you visas and mastercards or put a dollar on each card at the gas pump and pay it 20 days later to avoid payment dates, reporting dates and all the problems. A card not used for 45 days in considered dormant and does not help on the history of payments portion of your score.
Hi Mace, I do regret not putting a recurring bill such as Spotify or Netfilx on this card. With that said I don't think closing someone's account without a heads-up is a good business practice from Petal's end. Also the reason I got this card was for history of accounts open in order to increase the average age of accounts, not history of payments.
Looking good!! Is that peak lapel the narrow or wide version?
Thank you! It's the narrow :)
How long was the time period of you not using the card? Thanks
I don't think I ever used it, if I did it would have been the first month of ownership so at least 11 months.
@@AviSpira yeah, I think most would agree that not giving a customer a heads up is bad business. A good faith warning never hurt anybody. Especially when people are dealing with a lot financially.
Thanks bruh
Thanks for sharing! I think I’ll stay away from that card Lol!!! Nice job.
Friend still eligible for their own Welcome Bonus right?
I am not sure if you would be able to refer yourself to the other Freedom card. I doubt it, but a friend who has it could refer you and vice versa.
Earned a sub from me, good info
I greatly appreciate it!
Just purchased mine! How does the collar hold up and feel?
Nice, my man!! I'm sure you will be happy with it Still pretty strong. Love that the collar stays never come out.
Cool how does it fit with a tie?
Super well! Definitely wish I filmed that. It's a great spread without gaps.
@@AviSpira I hear you I hear you but I'm probably going to stick to Paul Frederick
Us bank did that to me for nonuse without warning
Really? Which card did you have from US Bank? I was not aware such a major institution does the same type of thing.
I thought about applying for this card because I want to buy a house. Is there an alternative without a high apr?
Congratulations! That's a huge step in life! Yes there is, the AMEX Blue Cash Everyday card has 15 months 0% interest (It might be my next card for the cashback). I understand these are hard times, so when the 15 months run out out, and if you are still in need of credit I would look into some other 0% APR for a limited time cards instead of general low interest cards. I hope this helps, and good luck!
This was nice, thank you! Enjoyable and educational!! 🥰🙌
I'm so happy you enjoyed!
Thanks for the info Avi, looking forward to seeing your channel grow!
Thank you Joey! I hope so too 😄
Avi how long did it last for them to close it?? I got it I wish I could have seen this video before
Hi Lalo, I believe exactly a year. If I could go back I would have just used the card once every 3 months to be safe and keep it open.
@@AviSpira thanks 😊
The music is a great touch but I think there's something wrong with your microphone it's very static in the background....
You're nice bro
Thank you sir!
@@AviSpira 😊😀😀
Great video Avi! Great information on the referral program. My personal opinion on this credit card is that it's great for people with above average credit that spend a lot on the categories eligible for cash back, or for people with high amounts of debt accumulated on other credit cards that they could take advantage of the 15 month 0% intro period to repair. I just posted a similar video on my own channel!
Thank you my friend! I agree 100% that this card is not for everyone but definitely something most people can take advantage of. Just gave you another sub :) Sorry for my late response. Not sure how your comment fell through the cracks.
@@AviSpira I appreciate the support sir! And no worries I know how busy life can get, especially in these wild times! I subbed you right back :)
@Mad Money Millennial Yeah no kidding 😅 Thank you!
Just got mine! No regrets! Btw what do you think about the robinhood debit card plan
Thanks for watching! Great question. Personally I think there are better and safer options out there especially with the Robinhood issues going on. If you are looking for a good interest rate I would look into mutual funds.
I can understand why you were annoyed, but not everyone can be approved for anything from a major bank like Chase. And they’re 5/24 rule also makes it a bit problematic to apply if your over. Thanks for the video.
That's true and I agree with you, if a person's credit isn't the best Petal could be a great option to help rebuild. Chase only has a few no annual fee cards, so I feel that the people who are getting the Petal card and who it's marketed towards don't have to worry about 5/24. Thanks for the comment :)
Really useful as usual! Best financial news and reviews damn
music.....
Really good but some constructive criticism: you should put some music it just seems a little off and unsettling and there's no music..
Thanks Laser, great idea!
Keep it up bro