Відео

thank you for the video. I am having trouble with being motivated to budget and write thtings down. love your ideas.

Plss post again!!!

I have only four bills a month . And four every fortnight.

Hi Mary! This is my first time visiting your channel and I really like the way you made your own budget book and chose supplies that are super affordable. Some of the videos of budget binders I’ve seen are very nice and attractive BUT you’re either paying for someone else’s design and product or you’re buying all kinds of supplies and things to make your own that cute. Since the whole idea is supposed to be sticking to a budget and saving money, I find that to be completely defeating the purpose. Thank you for keeping it simple and affordable!

I love that you include your tithe and voice it proudly because some people have been so rude towards others become they give their money to tithes

Very nice and detailed. But any reason for not using a computer? Is the analog method actually better?

I’m so happy I came across your video I’m try this soon.

I guess you don’t like art😂😅 am sorry don’t wanna be critical or hurt your feelings but this was a big waist of beautiful paper too much tape layer on layer looks bad and the cutting honey come on use a ruler at least ! Am sorry I couldn’t resist had to say that don’t be mad please !

I am late to the party! That's usually how it goes for me, though. Kudos to you for taking something so simple and making it a treasure. This is just what I was looking for. I absolutely love this! I pray you met all of your goals for the past two years and into 2023. God bless.

Your nails... I can't help admire them🥰🥰🥰

I would love to see the rough drafts to final drafts of your budgeting papers. I'm starting out budgeting and your method of organizational structure is by far the simplest and easiest way for me to comprehend, while still being effective. But as it's my first time budgeting I'm not sure your exact thoughts on the way you break this down. How do you add your paycheck in? What makes you decide your starting day for the week, is that the day the paycheck comes in? Do you withdrawal all of your paycheck from the bank? What about bank fees regarding if you have under like.. 500 in your account at one time? Do you track all this before the payments occur? Or do you budget after the week is over with everything you've spent? Is your ending balance the actual balance you had left over or was that just the plan? For example, lets say my ending balance was 900 when I budgeted before spending, but then when I actually continued spending money my balance fell past 900. Also what about cash deposits. Do you deposit before your budget week? At the end or the beginning? Do you include a little side note about cash deposits? Or if you don't get tips/cash very often without withdrawing it yourself, what would you recommend for those who earn tips or receive cash otherwise. I'd love just a super in depth video for a beginner's beginner on your thought process for budgeting. I watched your video "Using a notebook as a budget tracker" but it still left me with many questions. And it seems you've updated your method slightly since. Even if the video is 30+ minutes I will watch it! I've watched the majority of your videos here already and I have the gist of it, but there's still a couple things I'm confused about.

If you have a cricket, it will help you cut all the pieces of the paper

Loving your videos! Placed an order on your Etsy shop yesterday. Can’t wait! 🎉

Love all your videos! 🎉

Can you do another video on how you set up your notebook for 2023 budget planning and tracking? I like your style and I wouldn’t mind seeing another video of this.

Thank you for this. A year later stumbling across this video but I am glad I found this. I definitely get overwhelmed too from the fancy budget planners out there :)

Hey you have my name and not many people have my name

Loved it ❤❤

We had Chinese hot pot for lunch at my parents and the traditional turkey and sides at our house for dinner ❤ hope you guys have fun with your sons bday party 🎉

New subbie.💗 nice video 💗

Hey Mery! Happy Friday 😊

I was able to place my order ❤

❤

1ST

I love all your videos! Thank you! 🎉

Hey Mery!!! New subbie ❤

Love the background Music 🎄thank u for showing this ,very easy im gonna try it.

Hi new subscriber 🎉 great video

You can maybe make an option on Etsy old style or new style maybe in the personalization section. but maybe in the new year change it completely? To make it easier for you?

Where did you get your black and beige wallet? It's so pretty

I was so excited when I saw this upload ❤

Love the christmas vibes!!

New subbie! Great stuffing! I’ve been thinking of creating a month ahead binder, so will definitely be ordering some of your envelopes 😊

Do you ship to the UK? You're envelopes are gorgeous 😍

New Subbie glad to hear you're back. Looking forward to your future videos. 💚

Ok I love your envelopes. I’m definitely making the right choice by saving for them ❤❤

❤️❤️❤️

I’ve been waiting for you 😅. Happy to see an upload.

So happy you’re back!! I just love all your envelopes 🤩🫶🏻😍

❤

Here supporting 🌷

Here supporting 🌷

Your so cute!!!! Keep it up

Here supporting 🌻

As someone who works in the automotive repair industry I'm glad to see someone budgeting for car maintenence, but please try to make it a point to save more. I always tell myself that if I can afford things I *don't need, but want*, then I should be able to set aside that same dollar amount, or more, into my sinking funds for whatever the actual *need* (vs. want) is. I can't even begin to tell you how often we do repairs on cars that are totally preventable! Preventative maintenance is a real thing, and it doesn't cost as much as people think. On average car repairs can add up to $1200 per year. Maintenance on the other hand, if done when needed is totally doable. If you do the maintenance when it's actually due, it lets you spread the cost out over time. So many people decline services that are only due once every 6 months, or 24 months, because they don't think it's necessary.... until their cars break down, and then they really don't have the money, because they've spent it on getting their nails done, (we see your pretty nails), they've spent it on expensive shoes, handbags, etc., but "can't" afford car maintenance. As someone who also likes nice things, I understand the pull to have said nice things. That said if you have a car that is falling apart due to neglect, you have issues with prioritizing things. Oil changes arw due every six months or 6K miles (whichever comes first) is roughly $60, if your car uses full synthetic oil. Every three months if it uses conventional oil, and no, you do not get to choose your oil type or viscosity. You must use whatever the manufacturer says your engine needs, or you'll be spending money you don't have to buy a new engine. Tire rotations done every oil change and run about $25.00. Alignments done annually whether you think your car needs it or not, because it prevents uneven tread wear on your tires. Runs about $150.00. Tires are expensive, so just take care of them. Brake fluid service is done every two years or every 24K miles (whichever comes first), and can cost around $199.00. Transmission service every 3 years or every 30K miles (whichever comes first), and can cost around $300.00. Coolant service every four years or 50K miles (whichever comes first), and can run about $249.00. Brakes as needed; $245.00... usually every three to five years, depending on your braking habits. Learn to coast to slow down, before braking for lights and stop signs. It'll save you some money on your brakes. Budget about $1200 for repairs annually, because break downs happen, unfortunately. Keeping and maintaining a car can be less costly than having to replace a car and have a car payment. If you absolutely must buy a car, get a Toyota, as they are the most dependable vehicles on the road right now. Unfortunately, domestic brands and some other Asian brands are struggling to build reliable cars, and failing miserably. 😢 Don't buy a European car unless you're ready for the upkeep and maintenance they require. They do cost more. Anywho.. just some financial car advice for anyone who needs it. Dealerships and repair shops really aren't trying to rip you off. I promise. At least not the honest ones. The cars that are being made now aren't the same cars our parents and grandparents drove, so they need a bit more care. It seems overwhelming, but honestly we tend to spend more money on things we don't need, when that money could be put towards saving for the inevitable. I tell myself this every day, too, because I like to spend. My heart sinks every time I have to give huge estimates for repairs, that were avoidable. I had to do that exact thing today, when I told a young girl and her father that the issues she's experiencing with her car are due to the transmission failing, because it has never been serviced. Ever. I handed them a $6,000.00 estimate. It broke the young girls heart, and her father was clearly disappointed. Now they trying to decide whether they need to scramble to find the money to replace the transmission, or buy his teenage daughter a new car. Either way, they will go into debt to do one or the other, because cars are super expensive to purchase these days, and transmission replacement is costly too. Cars literally aren't built like they used to be, so take care of the ones you have.

Great ideas! Thank you so much for taking the time to break this down. I also like having a blank canvas with my notebooks.

Binge watching bc I miss your videos🥲❤️❤️

Thank you!!!! This works sooo much better for me. I've been looking and looking for something that can work for me and this is the only thing that makes sense! 💡 🤩

Thank you!!!! This works sooo much better for me. I've been looking and looking for something that can work for me and this is the only thing that makes sense! 💡 🤩

I do this exact thing bc I have a lot of scrap paper. Great video!