MelsPaperMakes
MelsPaperMakes
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September Budget for an Engineer | 24 Year Old Budgeter | Pay Transparency
Hello UA-cam and happy start to fall! I wanted to show y'all my budget for September in a new format, let me know what you think!
Channel Mentioned:
If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you!
Links to free budget sheets and savings challenges below!
Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing
Free Budget Sheets & Savings Challenges: drive.google.com/drive/folders/1dIwk9lOYJNtCTtjnMI6CDKukVhB1lJFC?usp=sharing
Etsy: www.etsy.com/shop/MelsPaperMakes
Check out Fetch to scan receipts for points that can be traded in for gift cards!
Fetch Code: V7VUFA
Check out SoFi if you’re interested in a high yield savings account, there is currently a 4.6% APY!
Materials used:
Cash Envelopes: tinyurl.com/3s7se38m
Placeholder: tinyurl.com/mrxa9ctx
50 Envelope Challenge: tinyurl.com/yck5a27p
Keywords: cash stuffing, budgeting, college student, recent college grad, beginner budget, small income, low income, cash envelopes, savings binder, savings challenge, sinking funds, 100 envelope challenge, 50 envelope challenge, box envelope challenge
This video was made with Clipchamp
Переглядів: 109

Відео

How Much Did I Save in August? | 24 Year Old Cash Envelope Budgeter | Engineer Salary
Переглядів 2124 години тому
How much did I save for the month of August?? Taking a good amount back to the bank so it can earn me some interest! If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?...
How Do I Budget for a Trip? | Cash Envelope System | 24 Year Old Engineer Budget
Переглядів 509 годин тому
Hey UA-cam, what do we think of this format? I wanted to go over my budget for my Florida trip to share how I came up with the numbers and the categories that I have saved up for! This is a re record because my first attempt at this has the audio cut out 🥲😅 If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! ...
Budgeting to be a Bridesmaid! | 24 Year Old Budget | Cash Envelope System
Переглядів 5219 годин тому
Hi UA-cam! I wanted to share what my budget was for my friend's wedding where I will be a bridesmaid and will be flying across the country for! I hope this helps if you are planning for something similar (: Let me know what you think of the format If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to f...
Last Cash Stuffing Before my Vacation! | $720 Stuffing For Aug Week 4 & 5 | 24 Year Old Engineer
Переглядів 23714 днів тому
Hi UA-cam! I’ll be going on vacation so I won’t be able to stuff both weeks separately soooo here’s one for both weeks! Hope you enjoy 😁 If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQ...
Aug W3 Stuffing | $390 24 Year Old Engineer Budget | Cash Envelope System
Переглядів 23921 день тому
If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings Challenges: drive.google.com/drive/folders/1dIwk9lOYJNtCTtjnMI6CDKukVhB1lJFC...
Aug Week 2 Stuffing | $495 24 Year Old Engineer Budget | Cash Envelope System
Переглядів 31828 днів тому
If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings Challenges: drive.google.com/drive/folders/1dIwk9lOYJNtCTtjnMI6CDKukVhB1lJFC...
1st Cash Stuffing for August! | $385 24 Year Old Engineer Budget | 5 Week Month
Переглядів 909Місяць тому
Happy first stuffing for August! If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings Challenges: drive.google.com/drive/folders/...
A Look Into my August Budget | $4,845 Monthly Engineer Salary | 24 Years Old | Cash Envelope System
Переглядів 545Місяць тому
Here’s a look at how I budget $4,845 for August as a 24 year old engineer! If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings C...
$1,223 Bonus Cash Budget & Stuffing | Work Bonus, Etsy, YouTube, & CC Rewards | 24 Year Old Engineer
Переглядів 239Місяць тому
Eeekkkk! I’ve got a bonus video where we budget and stuff money I’ve received from my first gainsharing bonus from work, Etsy, my first UA-cam paycheck, and credit card rewards! Thank you SO much to everyone who stops by and watches my videos and checks out or orders from my Etsy shop! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsW...
$455 Cash Stuffing for July Week 4 | 24 Year Old Engineer | Cash Envelope System
Переглядів 263Місяць тому
Hi UA-cam! We have the last cash stuffing for July and we can call a few categories fully funded! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings Challenges: drive.google.com/drive/folders/1dIwk9lOYJNtCTtjnMI6CDKukVhB1lJFC?usp=sharing Etsy: www.etsy.com/shop/Mels...
July Cash Condensing & Bill Exchange | $1,400 Back to the Bank | 24 Year Old Engineer Budget
Переглядів 113Місяць тому
Five stuffings for July means that I can bring $1,400 back to the bank so I can earn some interest on it! If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing...
July Week 3 Cash Stuffing | $455 Engineer Budget 24 Years Old | Cash Envelope System
Переглядів 454Місяць тому
If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings Challenges: drive.google.com/drive/folders/1dIwk9lOYJNtCTtjnMI6CDKukVhB1lJFC...
Am I Meeting my 2024 Financial Goals?? | Q2 Goal Update | 24 Year Old Engineer Budget
Переглядів 145Місяць тому
Now that it’s July, let’s go over my progress in my financial goals and see if anything be needs to be shifted or updated! Goals are an important part of a budget since they help give guidance to day to day budgeting. It helps me with deciding where to put any extra money and gets me closer to my great big beautiful tomorrow! If you’re a budgeting / cash stuffing channel, leave a comment so tha...
$455 for July Week 2 | 24 Year Old Engineer Budget | Cash Envelope System
Переглядів 306Місяць тому
Hi UA-cam friends, thanks so much for watching the video! If you’re a budgeting / cash stuffing channel, leave a comment so that I (and hopefully others) can check our channel out and support you! Links to free budget sheets and savings challenges below! Free Budget Layout: drive.google.com/file/d/1KUR_jsWECqVqYHijfQH92WGxUQrlMvVc/view?usp=sharing Free Budget Sheets & Savings Challenges: drive....
July Week 1 Cash Stuffing | $455 24 Year Old Engineer Budget | Cash Stuffing System
Переглядів 3352 місяці тому
July Week 1 Cash Stuffing | $455 24 Year Old Engineer Budget | Cash Stuffing System
Let’s Budget $4,725 as a 24 Year Old Engineer | Debt Update! | Cash Envelope System
Переглядів 4862 місяці тому
Let’s Budget $4,725 as a 24 Year Old Engineer | Debt Update! | Cash Envelope System
June Condensing & Exchange | $1,000+ Back to the Bank | 24 Year Old Engineer Budget
Переглядів 4642 місяці тому
June Condensing & Exchange | $1,000 Back to the Bank | 24 Year Old Engineer Budget
Fully Funding 2 Envelopes! | June Week 5 | $444 24 Yea Old Engineer Budget | Cash Envelope System
Переглядів 6912 місяці тому
Fully Funding 2 Envelopes! | June Week 5 | $444 24 Yea Old Engineer Budget | Cash Envelope System
Lets Cash Stuff for June W4! | $444 24 Year Old Engineer Budget | Cash Envelope System
Переглядів 2662 місяці тому
Lets Cash Stuff for June W4! | $444 24 Year Old Engineer Budget | Cash Envelope System
Cash Stuffing $461 for June W2 | 24 Year Old Engineer Budget | Cash Stuffing System
Переглядів 5412 місяці тому
Cash Stuffing $461 for June W2 | 24 Year Old Engineer Budget | Cash Stuffing System
Stuffing $444 for June Week 2 | 24 Year Old Engineer Budget | Cash Envelope System
Переглядів 3853 місяці тому
Stuffing $444 for June Week 2 | 24 Year Old Engineer Budget | Cash Envelope System
$444 June Week 1 Cash Stuffing | 24 Year Old Budget | Cash Envelope System
Переглядів 3873 місяці тому
$444 June Week 1 Cash Stuffing | 24 Year Old Budget | Cash Envelope System
24 Year Old $5,070 June Budget| Budget Breakdown | Cash Envelope Sys | Engineer Pay Transparency
Переглядів 3383 місяці тому
24 Year Old $5,070 June Budget| Budget Breakdown | Cash Envelope Sys | Engineer Pay Transparency
May Condensing & Bill Exchange! | $1,300+ Back to the Bank | 24 Year Old Budget | Cash Envelope
Переглядів 4993 місяці тому
May Condensing & Bill Exchange! | $1,300 Back to the Bank | 24 Year Old Budget | Cash Envelope
Exciting News!! | May Week 4 Stuffing | $500 24 Year Old Budget | Cash Envelope System
Переглядів 1,2 тис.3 місяці тому
Exciting News!! | May Week 4 Stuffing | $500 24 Year Old Budget | Cash Envelope System
Q1 Financial Goal Check in | How Am I Doing? | 24 Year Old Budget | Cash Envelope System
Переглядів 2043 місяці тому
Q1 Financial Goal Check in | How Am I Doing? | 24 Year Old Budget | Cash Envelope System
May W3 Cash Stuffing | $500 Weekly 24 Year Old Budget | Cash Envelope System
Переглядів 2663 місяці тому
May W3 Cash Stuffing | $500 Weekly 24 Year Old Budget | Cash Envelope System
May Week 2 Stuffing | $500 24 Year Old Weekly Budget | Cash Envelope System
Переглядів 3403 місяці тому
May Week 2 Stuffing | $500 24 Year Old Weekly Budget | Cash Envelope System
Using my First 10k Place Holder | $500 May Week 1 Stuffing | 24 Year Old Budget | Cash Envelopes
Переглядів 2313 місяці тому
Using my First 10k Place Holder | $500 May Week 1 Stuffing | 24 Year Old Budget | Cash Envelopes

КОМЕНТАРІ

  • @Bigdreamslowincome
    @Bigdreamslowincome День тому

    Something I have learned that when buying a house you also start saving money for roof, ac and furnace water heater along with repairs

  • @thebudgetevolution
    @thebudgetevolution 3 дні тому

    Hi 👋 here watching 😊

  • @N.M.N.
    @N.M.N. 4 дні тому

    Welcome back. Everyone should have a rainy day fund. Sometimes, things come up unexpectedly like comedy shows, last minute invites, etc.

  • @N.M.N.
    @N.M.N. 4 дні тому

    Are you going to use the same budget for your boyfriend's friends wedding too.

    • @melspapermakes
      @melspapermakes 3 дні тому

      I haven’t thought it through yet but I’m going to assume the categories are going to stay the same but the budget amounts will be different as I won’t be in the wedding party! 😊

  • @eprohoda
    @eprohoda 4 дні тому

    What'up- like. very splendid -Melspapermakes, 😎

  • @cristybudgets
    @cristybudgets 10 днів тому

    🌺

  • @N.M.N.
    @N.M.N. 11 днів тому

    Happy Vacation and have fun at the wedding

  • @alittleofitall_
    @alittleofitall_ 11 днів тому

    💚💚💚

  • @BrightPlans1
    @BrightPlans1 15 днів тому

    Have fun on your vacation! Love that you're so young and investing into your Roth IRA and a brokerage account already. It's definitely going to pay off in the future!

  • @BudgetYourLife
    @BudgetYourLife 15 днів тому

    Hi Mel! Yay for vacation! I am catching up on videos/comments! I hope you are doing well! ❤❤

  • @jessesmith4196
    @jessesmith4196 15 днів тому

    Have a great vacation!

  • @OverthinkingandBudgeting1
    @OverthinkingandBudgeting1 16 днів тому

    Hi Mel!😊 just subscribed to your channel! I started budgeting a few years ago to make ends meet and now to pay off my student loan debt😅 but really, I budget to have peace of mind. I want to make sure that in case of an emergency I will be okay financially. Great video! Oh, I also love farmers markets❤

  • @mydollarswork
    @mydollarswork 19 днів тому

    New subbie here, great condensing

  • @Bigdreamslowincome
    @Bigdreamslowincome 21 день тому

    I know you say that your parents cover your health insurance when you do your January or 2025 goals and budget. You may want to put 1/2 in your savings then that way if I am correct when you turn 26 you will be okay and already saving it you could use it for any of your items you are saving for

  • @thebudgetevolution
    @thebudgetevolution 21 день тому

    Hi Mel 👋 nice cash stuffing 😊🩵

  • @HuntressSeether
    @HuntressSeether 22 дні тому

    I just wanted to see if you are planning your money correctly for when you go on vacation, will you miss any pay during that time? Don't forget to plan for this😊

    • @melspapermakes
      @melspapermakes 20 днів тому

      I’ll be using my vacation days for this so thankfully no missed pay 😄

  • @GenX-Budgets
    @GenX-Budgets 22 дні тому

    I started cash stuffing in Feb 2022, I didn’t start doing it on YT until last month. I started because why not? I am within 5-8 years of retirement, I think I can bring something to the table and mostly I did it for myself. I started because if I don’t set perimeters I spend, spend, spend. 🎉Happy Birthday!

  • @KatieoftheHouse
    @KatieoftheHouse 23 дні тому

    So glad you guys have a great time at the race! That is so much walking though. WOW! Love what you said about those automatic investments. Yes, yes, yes!

  • @alittleofitall_
    @alittleofitall_ 25 днів тому

    💚💚💚

  • @NotesOnTheGoodLife
    @NotesOnTheGoodLife 28 днів тому

    Yay so glad you were able to go to a racing event! Sounds like you had an awesome time 😊

  • @CreativexBudgets
    @CreativexBudgets 29 днів тому

    Hi Mel, that sounds like such fun! I love your polish color💅 Great cash stuffing☺️

  • @HarleyLuvsBudget
    @HarleyLuvsBudget 29 днів тому

    You sounded like you had an amazing time. Love that for you ❣️ I like what you said about building the habit of putting money aside for retirement. Also the green on your nails is super cute 💅🏾

  • @mrsmitny
    @mrsmitny Місяць тому

    Hey new sub, enjoyed the video

  • @FinancialDreamswithChristine
    @FinancialDreamswithChristine Місяць тому

    Here catching up! Great stuffing! 🌷💗🌸

  • @thebudgetevolution
    @thebudgetevolution Місяць тому

    Hi Mel 👋 enjoying your cash stuffing 😊

  • @KatieoftheHouse
    @KatieoftheHouse Місяць тому

    I’m always so impressed by you! I wish I had been this involved with my finances at 24. You do not sound like you are bragging at all. Hopefully you will inspire a lot of younger people to start budgeting ❤

    • @melspapermakes
      @melspapermakes 27 днів тому

      Thank you Katie! I hope these videos help and I couldn’t have done them with having people like you sharing your learnings as well! 🫶

    • @KatieoftheHouse
      @KatieoftheHouse 27 днів тому

      @@melspapermakes that’s what makes this community such an awesome place! We can all support and encourage each other ❤️ thank you! 😀

  • @JohnCox-u3p
    @JohnCox-u3p Місяць тому

    I love your videos! I started saving this way after coming across your videos. I recently switched to digital sinking funds so they can start gaining interest but I wouldn’t be where I am in my savings journey without you. Thank you!!! 😊🤗

  • @gossdaboss
    @gossdaboss Місяць тому

    What's the interest rate on your car loan and student loans?

    • @melspapermakes
      @melspapermakes Місяць тому

      My car loan is at 7.5% and I have two student loans that are 7%! The plan is to tackle the car loan and then the student loans 😁

  • @GenX-Budgets
    @GenX-Budgets Місяць тому

    I have been cash stuffing since February 2022; but I’m only a week in of doing UA-cam videos. @genx-budgets

  • @BudgetRx
    @BudgetRx Місяць тому

    thanks for the video! i have a channel as well; very new. you do a great job of keeping things organized and simple. i love it!

  • @CreativexBudgets
    @CreativexBudgets Місяць тому

    Hi! I’m here late night watching☺️🫶

  • @alittleofitall_
    @alittleofitall_ Місяць тому

    Oh those earbuds sound great! Oh Mel that is so great about your retirement! Great cash stuffing!! 💚💚

  • @N.M.N.
    @N.M.N. Місяць тому

    This video says 3 days ago it was posted but also doesn’t come up in subscriptions or your list of videos. Found it on my recommended page.

    • @melspapermakes
      @melspapermakes Місяць тому

      Thank you for letting me know! I was having a mixup while I was uploading and accidentally published instead of putting it on private 😅

  • @N.M.N.
    @N.M.N. Місяць тому

    The only issue by you not rolling your coins is that you are now inconveniencing the people in line behind you that have to wait longer in line for the teller to count it all. At the very least split them into different ziplock bags so all the quarters are together etc. As a person that has had to wait in line for an over an hr at bank we get frustrated easily as we have things to do too.

    • @melspapermakes
      @melspapermakes Місяць тому

      I’ll def split them up for the bank!

  • @TheSűmerfamily
    @TheSűmerfamily Місяць тому

    Happy Saturday friend 🧡 😊

  • @nancyfleming4422
    @nancyfleming4422 Місяць тому

    Congratulations on the bonus! If you have extra money in the race tickets fund, you could use it for refreshments at the races.

  • @Bigdreamslowincome
    @Bigdreamslowincome Місяць тому

    Something else you could do is put the apartment money in a future housing envelope that way it’s there for a move or maybe to buy a house

  • @melspapermakes
    @melspapermakes Місяць тому

    Hi yall! I accidentally messed with the privacy settings so I had to re publish it 😅

  • @AmyBudgets123
    @AmyBudgets123 Місяць тому

    🩵

  • @JoseyBudgets
    @JoseyBudgets Місяць тому

    Hel mel, Just wanted to let u know that allergy shots didn't work for me. They actually made them worse.

  • @N.M.N.
    @N.M.N. Місяць тому

    Your caption says June week 3 btw. You should do 2 videos for your friends wedding and travel. The 1st video being how you decided on your amounts and then the second being the unstuffing after the travel.

    • @melspapermakes
      @melspapermakes Місяць тому

      Thank you! I definitely want to have a budget breakdown on the wedding and travels, hope you have a good week!

  • @CreativexBudgets
    @CreativexBudgets Місяць тому

    Hey Mel! I’m here late night watching🫶

    • @melspapermakes
      @melspapermakes Місяць тому

      Thank you for stopping by, hope you have a good week!

  • @FinancialDreamswithChristine
    @FinancialDreamswithChristine Місяць тому

    Happy Sunday-- here catching up! Love your set-up for your goal check-in! 💛💛

  • @jessesmith4196
    @jessesmith4196 Місяць тому

    Just remember that any money you put in your ROTH you can withdraw penalty and tax free so it can double as an emergency fund etc. if need be. Try to max it out if you can while you're still young to get that compounding interest. I think it averages to $583/month since I think the limit is 7k. It's great to see you doing so well! I highly recommend The Women and Money podcast by Suze Orman. Great video!

  • @Enasbooksandbudgets
    @Enasbooksandbudgets Місяць тому

    Thats amazing progress on your goals!!!! Big gains for your budget :) My biggest goal is $1,300 in my savings before the end of the year.

  • @JasonCrozier-gx5pw
    @JasonCrozier-gx5pw Місяць тому

    Money envelope ✉️ send it to the mailbox 📫

  • @CreativexBudgets
    @CreativexBudgets Місяць тому

    Hey Mel, great video!😃

  • @Thecashstuffingrealtor
    @Thecashstuffingrealtor Місяць тому

    Hi Mel, You are so right about spending more during the summer months. It seems like everyone in my home always wants cold desserts and something to drink all the time. Our food expense has sky rocketed. Great video! 💜💙🩷

  • @Bigdreamslowincome
    @Bigdreamslowincome Місяць тому

    I would roll the change get them ready for the bank

  • @norelisbudgets
    @norelisbudgets Місяць тому

    I am also a cash budgeter as well, and love savings challenges 😊