See making money from loans is risky. Magar hame ye samajhna padega ki bhaut se Ameer log ye tool use karte hi hai. Ham me se maximum log is tool ko (loans/financial leveraging) ko use NHI kar sakte kyunki hamri knowledge limited hai. What do you think? ChatGPT and UA-cam course for Premium Members:- ua-cam.com/channels/urYxozQbvKn-oNUxNJh45Q.htmljoin Download GIGL app for 180+ FREE Summaries (Android) play.google.com/store/apps/details?id=com.gigl.app&hl=en_IN&gl=US Download GIGL app for 180+ FREE Summaries (IoS) apps.apple.com/us/app/gigl-hindi-audiobook-summaries/id1548413910 My Personal Channel ua-cam.com/channels/Zt6GXD3VnY4rsvXqLX8IQw.html
Kisi or Se Nhi Apne Aap Se Challenge Hai 2 Saal k Ander 1 Million Subscriber Krke rahunga Logo Ko Value Provide Krke🙂, Bahut Responsiblity Hai Sir pe Agar Mai Kuch Nhi Kr paya Toh My Parents Have Not Other Option😔, Purri Jaan Laga Dunga🔥
Key learnings - 1. All loans are not bad loan. 2. Loan should be used to create assets not liabilities. 3. Rich persons best utilize loans. 4. We should not take high risk. 5. Leveraging must be used positively. 6. Educate yourself before diving into any loans. 7. Loans may help you to grow, but for it you should have a proper plan. Thanks Pawan Litani (Digital Coach)
& all financial advice from Hemant Pant is not advisable. He is dual sided. In his middle class trap he criticized Crypto Currency but during Crypto boom he promoted Crypto Currencies
Financial life is more comfortable and safer when you have good risk management skills, if you know how to trade you can make a ton of money no matter where you find yourself..
Most middle class don't know how to do business hence lose money. Best thing to do is to work to get a residential real estate , make it emi free and you must rent out . Take a loan on it and use your salary plus rent to pay EMI and invest loan into mutual funds and pension plans . Once you pay loan off , take another loan and invest in large cap and mid cap mutual funds and in LIC pension plans . In 20 to 25 years your rent plus pension returns plus mutual fund returns will be generating big revenue . Thats the only way for middle class.
The idea is diversification . Problem with middle class is they get carried away by the internet finfluencers who are mainly talking about mutual fund mainly and nowdays in some cases mutual fund and real estate ( less of real estate actually ). This is not the way of diversification . U need some of every asset class : Gold , mutual fund , fd , bonds , real estate , reits , invits , pension plans , government different schemes and securities etc . This is so that your income sources get diversified , not narrowed in just mutual funds and / or real estate . Both are subject to cycles of growth and decline . When u need to be liquid in downturn u will go down heavily . So be careful of simple one sided advice and understand the need to be fully diversified .
Actually this is a good idea, if I add value according to your plan then it would be: ### **1. Buy a Property with a Loan** - **Property Cost:** ₹50,00,000 - **Loan Amount:** ₹40,00,000 (80% of the cost) - **Down Payment:** ₹10,00,000 (20% of the property cost) - **EMI on Loan:** ₹33,000/month for 20 years (at 8% interest) ### **2. Rent Out the Property** - **Monthly Rent:** ₹25,000 So, you get ₹25,000 from your tenants every month. - **EMI After Rent:** ₹33,000 (EMI) - ₹25,000 (rent) = ₹8,000 You only need to pay ₹8,000 from your salary to cover the EMI. ### **3. Invest in Mutual Funds and Pension Plans** Assume you can invest ₹20,000/month from your salary (after paying the EMI). - **₹15,000** goes into **mutual funds** (large-cap and mid-cap). - **₹5,000** goes into a **pension plan** (like LIC or NPS). ### **4. After 20 Years: Loan Paid Off** In 20 years, you have paid off your loan completely. Your property is now **fully owned**. ### **5. Second Loan for More Investments** Now, you can take a loan on the property (₹30,00,000) and continue investing in **mutual funds** and **pension plans**. ________________________________________________________________________________________________________ ### **6. Final Outcome After 25 Years** #### **1. Property Value:** - **Appreciation (6% growth per year):** The ₹50,00,000 property might grow to around **₹2.13 crore** after 25 years. #### **2. Mutual Fund Investment:** - **₹15,000/month for 20 years at 12% annual return**: This could grow to about **₹2.6 crore**. #### **3. Pension Plan:** - **₹5,000/month for 20 years at 8% return**: This could grow to about **₹75 lakh**. #### **4. Rent Income:** - Rent increases over time. After 25 years, you could be earning **₹1.30 lakh/month** from the property. ____________________________________________________ ### *Total Wealth After 25 Years:* - *Property Value:* ₹2.13 crore - *Mutual Funds:* ₹2.6 crore - *Pension Plans:* ₹75 lakh - *Monthly Rent Income:* ₹1.30 lakh
Maine 1 lakh ka loan le k Momos ki cart lgayi 2022 m 1saal k andr meri ab 2 carts lgti hai Ek different types of momos ki nd doosri Non veg snacks ki Jo maine loan liya tha utna mai 1 mahine m earn kr leta hu Toh bhai loan lena bura nahi loan ka paisa lgana kidhar hai wo dekhna padta hai Aur haa jo bhi work kro usme thoda sa knowledge hona bht jaroori hai
I’m your Member.. and I really love it.. paying to invest in myself.. guys you should go for membership.. this guy is gem.. I’m also premium member of GIGL app and I always encourage others to do so.. from my another YT channel Akki Ke Kahaniya.. Thanks sir.. due to your efforts, I can read/listen/understand at least 2-3 books per day.. I also take Notes, which will help me in the Future.. I’m also into businesses and Stock Market.. Thanks to GIGLE & Mr. Pant 🙏🏻💯
Thank you GIGL...you've changed my life...mein aapko 2019 se follow kr rha hu aur meine har chiz ki basics aapse hi sikha hai...and now My networth is around 30cr...agar kabhi bolne ka mouka milega toh aapka naam zarur se lunga ♥️
Sir, you are best best UA-cam channel in India. Your FINANCIAL VIDEOS help many. You are also living example of hardworking person. Every video of yours are detailed with examples and case studies. Thank you 👍
Guys, unless you are a business man, have proper business acumen, do not take loans. And don’t even think of taking loan and investing in share market. All these fancy UA-cam videos are throwing ideas based on what they read, not with experience. Do what is best as per your situation and priorities.
Video dekhte time ambani bn jao to mujhe 1crore de dena video dekhte dekhte video khatam hone ke baad jb tum garib ho jaoge mai tumhe 50lakh de dunga dono amir bn jayenge.
लोग कुछ ना कुछ गणित बताते है। और आगे भी बताते रहेंगे लेकिन कर्म के साथ साथ किस्मत का भी होना जरूरी ये कोई बेवकूफी नही सच है। मैने अपनी लाइफ अनगिनत ऐसे लोग अपनी आंखों के सामने देखे और देखे नहीं उनका तरिका भी देखा वो बिजनेस के योग्य नही थे फिर बिजनेस किया और कम समय मे बन गए कुछ ऐसे भी थे जो कई सालो से मेहनत कर रहे लेकिन आज वो सिर्फ दो वक्त की रोटी ही खा पा रहे कर्म तो हम कर सकते लेकिन किस्मत बाजार मे मिलती नही
yes. taking 18 lakh rupees loan for 20 lakh rupees is good decision. If you do so then I am sure you'll definitely get bank corrupt. He didn't tell us that IPO share can get extremely low that we can't imagine bro he is playing with our fantasis.
This is great. I stumbled upon this and it made me realize that I made the right decision, having Irving Kim as my personal agent. She doesn't promise a get-rich-quick scheme, but she does guarantee you consistent returns on her investment portfolio
I learned early on how to invest and have multiple streams of income, and today that has paid off. It's a shame, as I have numerous investment flows that generate huge profits for me. My advice is, if you haven't been investing, it is never too late to start as it is a decision that you will be happy to have made.
I'm happy because It's good to have a trusted professional like Mrs Kim handle your investments. Every week when I receive my profit It feels like I didn't work a day to get this far in life. Having a wonderful family of 6 and paying off my loans now looking forward to retirement!! Life is good when you have passive streams of income
I used to have a senior colleague at work who lived well but never had an investment, unfortunately his job was terminated so he went from living well to surviving with his family. If you had invested while you were still working, you would have had another source of income
Investing is a prior decision to make for the future. If you are looking at this and don't have an investment, please make plans to invest so you don't end up like my main colleague at work.
Jahan tak loan ki baat hai to banks kabhi bhi middle class ko badi amount me loan nahi deta hai. Aur bhai shab aapne jitna example diye hai wo saare already billinior hai...?? Jahan tak mera anubhv hai aap loan tabhi lijiye jb aap uski emi se jyada aapke pass income ho. Banks unlogo ko kabhi bhi loan nahi deta jinko actual me need hoti hai.
Loan to mil sakta hai pr middle class logo ko loan government bank se chahiye kyu ki intrest kam hota hai vo kabhi nahi degi bt aap apna civil score acha karlo choti choti loan leke to private bank aapko samne se degi ha thoda interest jada hoga par loan milega aapka kaam niklega civil acha ho to loans milte hai...
One of my known cousin has done that and he is quite successful now at running a sound system He took loans at 6 % per month just before the wedding seasons. And within a month he managed to pay And now he has asset worth 30 - 40 lakh of sound equipment Generator and all
No one can sent notice to bank just for not allowing loan to someone. Matter is much different than this. As per my understanding about physiology it's matter of continuous abuse my media which let ashneer in this situation and kotak employee did it as per plan as he was so cool during conversation.
Life mein kuch bhi chije achanak ho jati hai, loan tabhi le jab aapko aapka kaam fail ho jane ke baad dusre option se paisa dene ka dum ho otherwise apne paas jitna ho usi mein hi risk lena sabse behter hai tab decision bhi bina pressure lekar jyada accuracy se gain kar sakte hai
Kisi or Se Nhi Apne Aap Se Challenge Hai 2 Saal k Ander 1 Million Subscriber Krke rahunga Logo Ko Value Provide Krke🙂, Bahut Responsiblity Hai Sir pe Agar Mai Kuch Nhi Kr paya Toh My Parents Have Not Other Option😔, Purri Jaan Laga Dunga🔥
9:17 Bhai ye kya bata rahe ho ? 🤨 Log ye dekh kar IPO me paisa laga denge loan lekar. Har kisi ki psychology ya mind set itna strong nahi hota ki koi samjh sake ki kab enter and exist karna hai. and yes , kindly check chart of Zomato and Nykaa both. Jisne bhi invest and hold kiya sab fans gaye hain
Sir i m same doing this, I am doing stock trading through of loan , last from four years but unfortunately I getting only small small loan 3 lakh 4 Lakh Rs so I can earn more than emi + interest+ something for me, but if I get huge loan amount atleast 40 to 50 lakh Rs so I can do much better, last 4 year I m not in loss❤
It’s high time that such financial concepts should be taught in schools. Sciences history is tc are not going to help lead practical lives but this financial knowledge will help students very much in their later life as adults.
Allāh says: "Those who consume interest cannot stand [on the Day of Resurrection] except as one stand who is being beaten by Satan into insanity" (Qur'ān, 2:275)
I am very lucky coz Mr. Hemant sir gave me many ideas to be rich. Now days I am earning so much money. I have allmost 10 ideas for earning money and now days I,am earning money. Thanks a lot sir one day i will meet you and want to touch your feet. Aditya Mishra
98% log loan bure samay me lete h or baaki apne ache samay me sirf rotation ghumane or wealth creat karne k liye lete h wo or Ameer hote h or jo 98% bure samay me lete h unme se 80% or bure samay me chale jate h
I think you must be a great financial influencer. Plz try to make a vlog about the loan condition of Nepali pvt banks! I am going to subscribe and follow you from now. I think taking loan means taking LOAD that you can't get free from!!!
Abdul Rahman bin Auf's (Radhiyallahu Anhu) business began with a capital of 2 or 4 dinars, from which his net worth grew to $605 billion. had a business strategy of not taking a loan or a gift from anyone
I don't think examples of Elon musk, Jeff Bezos and US markets is applicable to Indian conditions because we have very different financial system while US is a pure capitalist country. So you should provide more examples from Indian market so as to related better.
Sir middle class hone ki wajah se chhote chhote loan lekar invest karna pade to mujhe us loan ka interest pay karne ke bad jitne salo me mujhe profit milenge utane salo ke bad lagbhag 6% ka inflation bhi badhenge, to ye ek tarah se jua jaisa ho gaya..
Every one Never be Rich at a same time or not in his whole life Until he doesn't knew the root how baniya made Profitable by his Idea and Risk taking Capicity.I m Baniya😊
Its very rare to found a loan on 8% bro .Mostly personal loans starting from 10% if we apply from a bank and if we apply from any apps they give loam on 16% atleast
No one knows where market will turn. If market goes against us it will become liabilities and give extra mentally harressment. We give interest to loans. And if we don't get profit still we have to pay interest and you will lose your goal focus and under pressure you will just think how to shut loans follow up mouth. Best thing is spend on skill. When you have skill then there is no matter you have budget or not you will make money honestly. Before taking loans just search on UA-cam how banks collection department harresing. Before giving ideas show your own experience you have taken loan and made double money
Property market is a big messup in India.. In contrast we see dubai.. Where people are buying property eagerly and getting good rental income. Rules are very tight in Dubai but in India you can't do anything .
Loan lene me koi burai nahi per agar aapke pass 75 paise hai to 25 paise ke loan lene me koi risk nahi, 50 hai to Risk 50-50 hai or agar 75 paise ka loan le liya to Aap bahut high risk per ho, jaise Dekh Lena ek na ek din Adani company dubegi, kyunki uska loan 75 paise hai, jaise Ambani kisi prakar ke risk per nahi hai kyunki uska loan 25 paise hai
What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk
Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
With the help of an investment advisor, I was able to diversify my $550K portfolio across multiple markets, and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks, ETFs, and bonds
NICOLE DESIREE SIMON is the Consultant that oversees my portfolio. She's been able to gain some reputation and online recognition with over 3 decades in service, so it shouldn't be a hassle to find basic info.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
See making money from loans is risky. Magar hame ye samajhna padega ki bhaut se Ameer log ye tool use karte hi hai. Ham me se maximum log is tool ko (loans/financial leveraging) ko use NHI kar sakte kyunki hamri knowledge limited hai. What do you think?
ChatGPT and UA-cam course for Premium Members:-
ua-cam.com/channels/urYxozQbvKn-oNUxNJh45Q.htmljoin
Download GIGL app for 180+ FREE Summaries (Android)
play.google.com/store/apps/details?id=com.gigl.app&hl=en_IN&gl=US
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apps.apple.com/us/app/gigl-hindi-audiobook-summaries/id1548413910
My Personal Channel
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Thankyou ❤
क्या लोन लेकर एस आई पी में इनवेस्ट करना चाहिए?
Kisi or Se Nhi Apne Aap Se Challenge Hai 2 Saal k Ander 1 Million Subscriber Krke rahunga Logo Ko Value Provide Krke🙂, Bahut Responsiblity Hai Sir pe Agar Mai Kuch Nhi Kr paya Toh My Parents Have Not Other Option😔, Purri Jaan Laga Dunga🔥
SIR EK fOREX TRADING PAR FULL VIDEO BANAO JISSE MAI KAHASE SAMJANA SURU KR SAKU
D
Key learnings -
1. All loans are not bad loan.
2. Loan should be used to create assets not liabilities.
3. Rich persons best utilize loans.
4. We should not take high risk.
5. Leveraging must be used positively.
6. Educate yourself before diving into any loans.
7. Loans may help you to grow, but for it you should have a proper plan.
Thanks
Pawan Litani (Digital Coach)
& all financial advice from Hemant Pant is not advisable. He is dual sided. In his middle class trap he criticized Crypto Currency but during Crypto boom he promoted Crypto Currencies
What do you teach??
@@aastik99 I don't teach anything but I am making people aware that how dual sided Hemant Pant is.
@@aastik99 I teach how to create a side income source without investing
Great
Financial life is more comfortable and safer when you have good risk management skills, if you know how to trade you can make a ton of money no matter where you find yourself..
I used to be financially depressed until I read a book that made me realized that the secret to making a million is making better investments.
That's what Robert Kiyosaki taught in the Rich Dad and Poor Dad.
😊😅
Because when you are rich, whatever you say is f@çking wisdom.
@@pesmobilefans9415So become Rich...
Ye doosro ka content ku churata hai
Yes bro
Thanks apne 15 minute ke liye Ameer hone ka ehsas karaya
mein daily 15 min. ke liye amir ban jata hu yeh video dhek ke
😅@@blackcobra8933
@@blackcobra8933Abey Tu Bahut Pahuchi Cheez hai
😂
Most middle class don't know how to do business hence lose money.
Best thing to do is to work to get a residential real estate , make it emi free and you must rent out . Take a loan on it and use your salary plus rent to pay EMI and invest loan into mutual funds and pension plans .
Once you pay loan off , take another loan and invest in large cap and mid cap mutual funds and in LIC pension plans . In 20 to 25 years your rent plus pension returns plus mutual fund returns will be generating big revenue .
Thats the only way for middle class.
Kya isse life achhi ho jayegi kya pention me invest karke
Pension me invest ni krna hai... mutual fund me krna hai
Totally wrong call sir.
The idea is diversification . Problem with middle class is they get carried away by the internet finfluencers who are mainly talking about mutual fund mainly and nowdays in some cases mutual fund and real estate ( less of real estate actually ).
This is not the way of diversification .
U need some of every asset class : Gold , mutual fund , fd , bonds , real estate , reits , invits , pension plans , government different schemes and securities etc .
This is so that your income sources get diversified , not narrowed in just mutual funds and / or real estate . Both are subject to cycles of growth and decline . When u need to be liquid in downturn u will go down heavily . So be careful of simple one sided advice and understand the need to be fully diversified .
Actually this is a good idea, if I add value according to your plan then it would be:
### **1. Buy a Property with a Loan**
- **Property Cost:** ₹50,00,000
- **Loan Amount:** ₹40,00,000 (80% of the cost)
- **Down Payment:** ₹10,00,000 (20% of the property cost)
- **EMI on Loan:** ₹33,000/month for 20 years (at 8% interest)
### **2. Rent Out the Property**
- **Monthly Rent:** ₹25,000
So, you get ₹25,000 from your tenants every month.
- **EMI After Rent:** ₹33,000 (EMI) - ₹25,000 (rent) = ₹8,000
You only need to pay ₹8,000 from your salary to cover the EMI.
### **3. Invest in Mutual Funds and Pension Plans**
Assume you can invest ₹20,000/month from your salary (after paying the EMI).
- **₹15,000** goes into **mutual funds** (large-cap and mid-cap).
- **₹5,000** goes into a **pension plan** (like LIC or NPS).
### **4. After 20 Years: Loan Paid Off**
In 20 years, you have paid off your loan completely. Your property is now **fully owned**.
### **5. Second Loan for More Investments**
Now, you can take a loan on the property (₹30,00,000) and continue investing in **mutual funds** and **pension plans**.
________________________________________________________________________________________________________
### **6. Final Outcome After 25 Years**
#### **1. Property Value:**
- **Appreciation (6% growth per year):**
The ₹50,00,000 property might grow to around **₹2.13 crore** after 25 years.
#### **2. Mutual Fund Investment:**
- **₹15,000/month for 20 years at 12% annual return**:
This could grow to about **₹2.6 crore**.
#### **3. Pension Plan:**
- **₹5,000/month for 20 years at 8% return**:
This could grow to about **₹75 lakh**.
#### **4. Rent Income:**
- Rent increases over time. After 25 years, you could be earning **₹1.30 lakh/month** from the property.
____________________________________________________
### *Total Wealth After 25 Years:*
- *Property Value:* ₹2.13 crore
- *Mutual Funds:* ₹2.6 crore
- *Pension Plans:* ₹75 lakh
- *Monthly Rent Income:* ₹1.30 lakh
Maine
1 lakh ka loan le k
Momos ki cart lgayi 2022 m
1saal k andr meri ab 2 carts lgti hai
Ek different types of momos ki nd doosri
Non veg snacks ki
Jo maine loan liya tha utna mai 1 mahine m earn kr leta hu
Toh bhai loan lena bura nahi loan ka paisa lgana kidhar hai wo dekhna padta hai
Aur haa jo bhi work kro usme thoda sa knowledge hona bht jaroori hai
Kitna monthly profit ho jata h aapka
@@simran_jaraut kyun kya zaroorat hain madam! Kamata hoga lakho mein shayed crorepati bhi ban jaye lekin apko toh 20k monthly UPSE chaiye nah! Toh udhar jao!
@@simran_jarauthii
Kaise kiya bhai btaiye
I’m your Member.. and I really love it.. paying to invest in myself.. guys you should go for membership.. this guy is gem.. I’m also premium member of GIGL app and I always encourage others to do so.. from my another YT channel Akki Ke Kahaniya.. Thanks sir.. due to your efforts, I can read/listen/understand at least 2-3 books per day.. I also take Notes, which will help me in the Future.. I’m also into businesses and Stock Market.. Thanks to GIGLE & Mr. Pant 🙏🏻💯
Can we connect?
Thank you GIGL...you've changed my life...mein aapko 2019 se follow kr rha hu aur meine har chiz ki basics aapse hi sikha hai...and now My networth is around 30cr...agar kabhi bolne ka mouka milega toh aapka naam zarur se lunga ♥️
😂
My networth around 300 cr.
Sir, you are best best UA-cam channel in India. Your FINANCIAL VIDEOS help many. You are also living example of hardworking person. Every video of yours are detailed with examples and case studies. Thank you 👍
Living life with emotions will ruin life and nothing else and we will always keep blaming ourselves.
My income source.
1) salary
2) Home rent
3) e rickshaw rent
4) kirana business income
5) Agricultural income
6) Investing
Ye to abhi suruaat hai....
Salary + kirana kaise
congratulation
Wow sir mujhe v kuch idea dijiye sir
Guys, unless you are a business man, have proper business acumen, do not take loans. And don’t even think of taking loan and investing in share market. All these fancy UA-cam videos are throwing ideas based on what they read, not with experience. Do what is best as per your situation and priorities.
Yes... Do what is good
But risk to lena pdega
@@Open299 25 din mein paisa double wala scheme hai mere paas.
Bro if you know how to use money definitely you will be rich with loan money too
Right brother. I have taken loan of 5 lakh and lose in stock market😢😢
आपका वीडियो ख़तम होते ही मैं वापस गरीब हो जाता हूँ 💯💯😄😄
Video dekhte time ambani bn jao to mujhe 1crore de dena video dekhte dekhte video khatam hone ke baad jb tum garib ho jaoge mai tumhe 50lakh de dunga dono amir bn jayenge.
@@Lightyagami-tx2xbArrryyy bhaaiiii 😂😂😂 👏
😂😂😂
Same 🤣🤣🤣
😅😂😂😂🎉
लोग कुछ ना कुछ गणित बताते है। और आगे भी बताते रहेंगे लेकिन कर्म के साथ साथ किस्मत का भी होना जरूरी ये कोई बेवकूफी नही सच है। मैने अपनी लाइफ अनगिनत ऐसे लोग अपनी आंखों के सामने देखे और देखे नहीं उनका तरिका भी देखा वो बिजनेस के योग्य नही थे फिर बिजनेस किया और कम समय मे बन गए कुछ ऐसे भी थे जो कई सालो से मेहनत कर रहे लेकिन आज वो सिर्फ दो वक्त की रोटी ही खा पा रहे कर्म तो हम कर सकते लेकिन किस्मत बाजार मे मिलती नही
Love From Assam GIGL ❤
Hare Krishna ❤
😅😅😅😅
Rich logo ka loan bank ko nahi milne par sarkaar wave off kar deti hai but ye rule middle class walon par nahi lagta hai .
Fantastic knowledge you are giving us sir. You are my financial teacher 🦋
yes. taking 18 lakh rupees loan for 20 lakh rupees is good decision. If you do so then I am sure you'll definitely get bank corrupt. He didn't tell us that IPO share can get extremely low that we can't imagine bro he is playing with our fantasis.
@@yashgandhi5457bro has said that that can be very risky too....
This is great. I stumbled upon this and it made me realize that I made the right decision, having Irving Kim as my personal agent. She doesn't promise a get-rich-quick scheme, but she does guarantee you consistent returns on her investment portfolio
I learned early on how to invest and have multiple streams of income, and today that has paid off. It's a shame, as I have numerous investment flows that generate huge profits for me. My advice is, if you haven't been investing, it is never too late to start as it is a decision that you will be happy to have made.
I'm happy because It's good to have a trusted professional like Mrs Kim handle your investments. Every week when I receive my profit It feels like I didn't work a day to get this far in life. Having a wonderful family of 6 and paying off my loans now looking forward to retirement!! Life is good when you have passive streams of income
With the guidance and help of Ms. Irving Kim, I have achieved my dream of being stable financially
I used to have a senior colleague at work who lived well but never had an investment, unfortunately his job was terminated so he went from living well to surviving with his family. If you had invested while you were still working, you would have had another source of income
Investing is a prior decision to make for the future. If you are looking at this and don't have an investment, please make plans to invest so you don't end up like my main colleague at work.
Keep away from loans..it will give u peace of mind ✌️
100% true...
So true
Agreed
Jahan tak loan ki baat hai to banks kabhi bhi middle class ko badi amount me loan nahi deta hai.
Aur bhai shab aapne jitna example diye hai wo saare already billinior hai...??
Jahan tak mera anubhv hai aap loan tabhi lijiye jb aap uski emi se jyada aapke pass income ho.
Banks unlogo ko kabhi bhi loan nahi deta jinko actual me need hoti hai.
Loan to mil sakta hai pr middle class logo ko loan government bank se chahiye kyu ki intrest kam hota hai vo kabhi nahi degi bt aap apna civil score acha karlo choti choti loan leke to private bank aapko samne se degi ha thoda interest jada hoga par loan milega aapka kaam niklega civil acha ho to loans milte hai...
One of my known cousin has done that and he is quite successful now at running a sound system
He took loans at 6 % per month just before the wedding seasons. And within a month he managed to pay
And now he has asset worth 30 - 40 lakh of sound equipment
Generator and all
सबसे ज़रूरी है जानकारी और साहस,,
Loan lena chachiye situation ke hisab se, but own saving is So Important 👌 🔥
Finally the background sound is back after many videos. Thank you sir 🔊🔙🙏😀
.😊
No one can sent notice to bank just for not allowing loan to someone. Matter is much different than this. As per my understanding about physiology it's matter of continuous abuse my media which let ashneer in this situation and kotak employee did it as per plan as he was so cool during conversation.
Make other fool and stealing their hard earned money is not a genius strategy. That is why I follow Ratan Tata sir's ideology.
What is ratan tata sir's ideology ??
@@harshvardhansingh9057 Trust, TATA=Trust
@@digitalhaven0 haa trust toh hai 🙂
Cyrus should have done that too 😂😂
Life mein kuch bhi chije achanak ho jati hai, loan tabhi le jab aapko aapka kaam fail ho jane ke baad dusre option se paisa dene ka dum ho otherwise apne paas jitna ho usi mein hi risk lena sabse behter hai tab decision bhi bina pressure lekar jyada accuracy se gain kar sakte hai
Kisi or Se Nhi Apne Aap Se Challenge Hai 2 Saal k Ander 1 Million Subscriber Krke rahunga Logo Ko Value Provide Krke🙂, Bahut Responsiblity Hai Sir pe Agar Mai Kuch Nhi Kr paya Toh My Parents Have Not Other Option😔, Purri Jaan Laga Dunga🔥
Apka channel ka name kiya ha
@@Finvestor_Vivek Invest In Yourself
All the best
Mai ne 5 lac personal lekar share market me invest kiya hu 3 Saal ka tenure hai total 1.20 lac interest pay karna hai or 1 year me 50k profit hua hai
9:17 Bhai ye kya bata rahe ho ? 🤨
Log ye dekh kar IPO me paisa laga denge loan lekar.
Har kisi ki psychology ya mind set itna strong nahi hota ki koi samjh sake ki kab enter and exist karna hai.
and yes , kindly check chart of Zomato and Nykaa both. Jisne bhi invest and hold kiya sab fans gaye hain
1. Investing in commercial properties
2. Investing in stock market
3. Leveraging
4. Loan and taxes
5.
Best video ever ❤❤ please continue this tipe of content ❤❤🎉🎉🎉
.😅
If you can manage loan..take it. Dont spend all ur liquidity. Be smart, play smart. Real Estate is pure manna
Thanks sir, we want to detailed video on loan topic, it's very important information to know for all Indians.
..😊😊
you explained rich dad poor dad in 15 minutes 😊
Sir i m same doing this, I am doing stock trading through of loan , last from four years but unfortunately I getting only small small loan 3 lakh 4 Lakh Rs so I can earn more than emi + interest+ something for me, but if I get huge loan amount atleast 40 to 50 lakh Rs so I can do much better, last 4 year I m not in loss❤
😅😅😊
It’s high time that such financial concepts should be taught in schools. Sciences history is tc are not going to help lead practical lives but this financial knowledge will help students very much in their later life as adults.
appreciate the hard work you put in
Yes😊😊
As Always Valueable Content 💥
Sir please make graphics if your earlier videos again. I mean the animation. That was fantastic👌
.😊
4ra ka verification process bhi bohot smooth hai yaar quickly complete ho gaya
The concept of Leveraging is like heaven for slowlaners
Allāh says: "Those who consume interest cannot stand [on the Day of Resurrection] except as one stand who is being beaten by Satan into insanity" (Qur'ān, 2:275)
Then close ur bank saving account as it also gives savings interest. Don't invest ur money anywhere.
Allahaaaa is hyoocrite
I am very lucky coz Mr. Hemant sir gave me many ideas to be rich. Now days I am earning so much money. I have allmost 10 ideas for earning money and now days I,am earning money. Thanks a lot sir one day i will meet you and want to touch your feet. Aditya Mishra
Who want to become businessman in his life❤❤❤❤
😅
which typo of Businessman? Mahesh babu movie type.?
Very good, best and knowledge video about LOAN ... THANKS 👍🏻🙏🏻
Intrest based loan destabalizes the economy...rich become always rich and poor become poor..inflation keeps rising ....
Maine Kiya 250000 loan lekar option trading or 170000 loss 😢 kar Diya or ab us loan ki EMI bhar rha hu😂
Is tareeka kya example is video me nhi btayega ..
Good bro
Main v
Yeah paisa etf ya gold ya dividend stock me lagaleta toh phir profit mey rehta.
Aur jo chiz ki tumhe maloomat nhi hai useme mat lagao
98% log loan bure samay me lete h or baaki apne ache samay me sirf rotation ghumane or wealth creat karne k liye lete h wo or Ameer hote h or jo 98% bure samay me lete h unme se 80% or bure samay me chale jate h
So much knowledgeable video and gain so much learning from it
Loved to hear Ashneer screaming in pain
😂😂😂😂😂🤣🤣🤣
Excellent video! I was thinking for taking a loan. But, I'm surprised how UA-cam got to know and recommended me this video?
I think you must be a great financial influencer. Plz try to make a vlog about the loan condition of Nepali pvt banks! I am going to subscribe and follow you from now. I think taking loan means taking LOAD that you can't get free from!!!
BOLNE SE kuch Nahi hoga,mehnat or kismat.❤😂
Awesome knowledge day by day
😊😊😊
Mujhe tho abhi bhi yakeen nahi ho raha 5CR ke liye..... 500 CR ka LOAN apply kar diya Grover ne
Wo example the ,use 400crore ka profit hota 😂😂😂
पहले में गरीब था फिर ये वीडियो देखने के बाद रोड पर हू 😢
😂
Gadhe ho na isiliye
😅
Kyu
भाई समझो समझ में आए तब करो तुरंत मत खुद जाओ
Bhai aap yehi baground music rakho bohot ache se samaj ata hai sach me aur ye intresting bhi hai
Any Student ...!? ✌
Me 12th student
😅
Yes
Me class9
13th
Abdul Rahman bin Auf's (Radhiyallahu Anhu) business began with a capital of 2 or 4 dinars, from which his net worth grew to $605 billion.
had a business strategy of not taking a loan or a gift from anyone
I don't think examples of Elon musk, Jeff Bezos and US markets is applicable to Indian conditions because we have very different financial system while US is a pure capitalist country. So you should provide more examples from Indian market so as to related better.
Ok😊😊
Thank you sir for best knowledge 🙏
Ok😊😊
Great Idea ❤
Sir middle class hone ki wajah se chhote chhote loan lekar invest karna pade to mujhe us loan ka interest pay karne ke bad jitne salo me mujhe profit milenge utane salo ke bad lagbhag 6% ka inflation bhi badhenge, to ye ek tarah se jua jaisa ho gaya..
Thanks for gigl 🎸♥️👍
❤😂😂😂
Very good Sir ye dhamaka bhi h Hamare upr bhi chal sakta h so be carefull with knowdge.Thankyousomuch
Biggest fan sir
😊😊😊
Car loan mil jaega, pr zameen kharidne k liye loan lene jao to aisa koi loan hi nahi milega, jbki isme bank aur customer dono ka fayda hai
12:22 i didn't understand this concept sir, isme banks ko kaise earning hogi.
Can you please make video on this Hemant sir
Bank earn by credit creation
😅😅😅
@@LifeHabitz 🙄
No Negativity but Ye Sune me hi acha lagta he medium class people can't follow this process you much have good amount of Money to follow all this
😊
I took loan of 4 lakh last year to trade in stock market. I am having 10 lakh capital now. 😄😄
That's what makes it highly risky
But pesa kabhi bhi doob sakta he loan chuka pehle bank ka😂
It's good joke 😂
Great video true but risky
Sir Vedanta group dubneke raste nikala hai uski sari holding sebi ke pas girvi hai 99%😢
😢
"You will know how cold the water is after you descend".👍
Thats why i support adani he has just taken benifit of loopholes to take oan he was investing all that money in development of india.
😮
Haa bhai 🙃
😂😂
Bro maine 1 lakh ka loan liya usse maine 2 month me 50k kamaya no trading only invest karke invest karo tareeke se paisa banta hai banana ana chahiye
loan usiko milta hai jo already rich hota hai
Truth 👏
Every one Never be Rich at a same time or not in his whole life Until he doesn't knew the root how baniya made Profitable by his Idea and Risk taking Capicity.I m Baniya😊
Its very rare to found a loan on 8% bro .Mostly personal loans starting from 10% if we apply from a bank and if we apply from any apps they give loam on 16% atleast
Ye to pehli baar suna hai 😅😅
😮
😂😂
No one knows where market will turn. If market goes against us it will become liabilities and give extra mentally harressment. We give interest to loans. And if we don't get profit still we have to pay interest and you will lose your goal focus and under pressure you will just think how to shut loans follow up mouth. Best thing is spend on skill. When you have skill then there is no matter you have budget or not you will make money honestly. Before taking loans just search on UA-cam how banks collection department harresing. Before giving ideas show your own experience you have taken loan and made double money
I stay hear 4 year long
😊
Property market is a big messup in India..
In contrast we see dubai.. Where people are buying property eagerly and getting good rental income. Rules are very tight in Dubai but in India you can't do anything .
Hi sir big fan
Great 😊
I had taken a Redmi mobile of Rs 13K, at that time Zomato's IPO came in 2021, it was around Rs 76 and in 3 months it went around Rs 150.
Entrepreneurship video ❤❤❤
😊😅😊😅
Loan lene me koi burai nahi per agar aapke pass 75 paise hai to 25 paise ke loan lene me koi risk nahi, 50 hai to Risk 50-50 hai or agar 75 paise ka loan le liya to Aap bahut high risk per ho, jaise Dekh Lena ek na ek din Adani company dubegi, kyunki uska loan 75 paise hai, jaise Ambani kisi prakar ke risk per nahi hai kyunki uska loan 25 paise hai
Nice guy 😊
😊😊😊😊😊
Thank you for sharing this video.
But what about paying loan with interest, your interest value will cover up your profit? Pls explain !
Isliye to knowledge honi chaiye kaha invest karna hai zatuu itna bhi nhi samjhta
@@Shubhh007 Abe lodu ye gyaan Lena mushkil hota hai, teri tarah 2 kodi ke log ni samjh payenge
Bhai video bahut achhi bnayi hai or topic bhi bahut badhiya hai ...
What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk
Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
With the help of an investment advisor, I was able to diversify my $550K portfolio across multiple markets, and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks, ETFs, and bonds
Pls who is this coach that guides you? I’m in dire need of one
NICOLE DESIREE SIMON is the Consultant that oversees my portfolio. She's been able to gain some reputation and online recognition with over 3 decades in service, so it shouldn't be a hassle to find basic info.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
Rich dad poor dad good debut
😅
HAPPY SUNDAY GUYS
😊😅
Sahi kiya Ashneel ne, koi bhi yahi karta. Bank ne yeh scheme band kar di hai.
Kya mai akela confuse hu ye dekhne ke baad ?
Haan akele hi ho confuse
😂
Yes you are only😂
It's possible???
Jai Hind..Jai Bajrang Bali 🙏🙏Jai Shree Ram
Ashneer hai ashleel 😂😂😂😂
😅😊
Bahut badiya video❤ thank you for making