How to Save Money in Denmark (7 FAST Tips)
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- Опубліковано 7 сер 2024
- Save 150K+ kr per year by following this simple system.
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WHO AM I?
If we haven’t met before - Hey 👋 I’m Mario. I help people living in Denmark to achieve financial independence and live a great life. Aside from YouTubing I'm a manager in a big company, I wrote two books and have traveled to 140+ different countries.
TIMESTAMPS:
00:00 - Own a House or Apartment
01:46 - Don't Own a Car
04:18 - Work In a Big Company
05:37 - Avoid Bank Fees
07:43 - Use Government Free Stuff
10:17 - Cut Back on Subscriptions
12:09 - Don’t Buy Stuff in Denmark - Навчання та стиль
🥵 6 WORST Money Mistakes in Denmark: ua-cam.com/video/3y_zQBcnMCE/v-deo.html
If you are looking for a house and you have young kids, check the daycare prices before deciding where to look. They vary considerably from one municipality to the next.
Thank you for making these videos Mario, I've been watching for some time now!
Appreciated!!
Que grande! Estamos viviendo en Aarhus hace casi 2 años y recién descubro tu canal. Felicitaciones, buenísimo el contenido!
gracias !!
Hey mario ! Nice picture edition ! it is a lot better than the old design, well done !
Thank you !
Great stuff! It would be cool to find something similar in Switzerland
New in denmark from Spain. Tak For this
Personally I find the second camera view a bit strange
Trying things out
Second camera is fine, if you look at it after a short delay. But definitely a no no if you don’t look it at all
Fine how it is
hace 1 mes estoy viviendo en Aarhus y encontre tu canal hace poquito (que bien que hablas el ingles, si no decias que eras argentino ni cuenta me daba jaja ) Buenisimo canal! gracias por tanta data!
Gracias!
I like the new style of editing you have in this video, however, some of the side shots at your desk look a little off. Stay awesome ✌
Thanks! I need to find the right place for the second camera, working on it!
Hi Mario,
Thanks for amazing insights.
I heard education is free only for EU citizens. Since you are from Argentina how is it possible?
My family is Italian and I have Italian citizenship as well
Thanks so much for your video, very helpful :) I've got a question regarding your first point - in your opinion, is buying an apartment still better option than renting even if you are single / living by yourself (in copenhagen)?
If you're looking medium/long term yes
@@MarioScianHQ Hola Mario, una pregunta yo tengo pasaporte europeo, tengo 19 años, tengo pensador trabajar unos 2 años en Dinamarca y luego entrar a la universidad allá, podría pedir un préstamo para comprar un departamento? O que se necesita para poder comprar un departamento con prestamo?
You can get to pay foreign prices on some services even with a Danish bank card as long as you've registered from abroad (or with a VPN and a foreign Gmail). Sometimes you will need a foreign bank card or at least a foreign phone number, though.
Yes, depends on the service
I know the cost of living will matter but will pay rate will be much lesser than in the US? for example I work in a big corporate in California and my husband works as an RN. Are we gonna be able to keep the same living/lifestyle?
Likely not as the “fancy” lifestyle in Denmark is very heavily taxed - eg almost 200% tax on the selling price of cars
Nice but how long do you live before in Denmark before you buy a house?
You can buy immediately after you move in if that’s your goal, then of course there is some nuance
Hi am a student in denmark and am 19 since i don't come off as an eu citizen are there any suggestions for me , i have always been intrested in investing back in my country too i used to invest in shares , can i get your suggestions ?
You can also invest in stocks in your home country. Just report to SKAT otherwise you can get into trouble.
If you are single it doesn't make sense to buy a place many times. You will end up buying more space than you need. And you have to expense a lot on furniture and appliances. Also if you don't have the down-payment which is huge. Also if you're not 100% that you will live in DK long term. Just my 2c
Yep, that can be - but you can also buy a place and rent a room out. In many cases it will pay out a lot of the costs. Multiple friends did that.
@@MarioScianHQ Where would I get the down-payment and money for furnishing though? I understand the mortgage is up to 80% and (up to) 15% loan but the rest is still a very big sum. I have worked for 2y in IT for a decent salary and depending on how many millions is the apartment I might spend all on that or have to borrow more.
Taxes so high in Denmark why less people own homes
Nice Mario, is free education for europium alone.
Yes
Okaaaay, we know you won the world cup, no need to rub it in ;-) (I am french). I am kidding, congrats, well deserved victory.
haha I love France, you'll guys will win this again many more times
Argentinaaa El Campion Del Mondo 🇦🇷 ♥
So happy !