bought a house at 21 years old. was it a mistake?

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  • Опубліковано 13 гру 2024

КОМЕНТАРІ • 251

  • @L6Jeremy
    @L6Jeremy 8 днів тому +156

    Bro holy shit 2.6%??? there is absolutely nothing you should regret. Congrats man. Your content is inspiring!

    • @L6Jeremy
      @L6Jeremy 8 днів тому +8

      ah i see some of your problems. maybe sell the house and take the profit. either way you are in a good spot!

    • @GoHerping
      @GoHerping  12 годин тому

      ty!

  • @TJWillis13
    @TJWillis13 8 днів тому +263

    Oh my gosh, PLEASE PLEASE PLEASE, get your home inspected before you buy! You need to get a GOOD one! You don't NEVER get your plumbing fixed because you had one experience with a bad plumber. You don't NEVER get a life saving surgery because you had one bad experience with a doctor. You just need to be SMART about who you hire! My home inspector was a life saver. He found so much, was able to help us talk through whether the expense of fixing those things was worth it, and helped us prioritize the order in which we would do those repairs. You just need to get recommendations, just like you would ANY OTHER service person!

    • @TierTwoWorks
      @TierTwoWorks 8 днів тому +21

      Yes!! Came to say the same thing. Do NOT skip the inspection!! It sounds like Alex may have gotten grifted; I don't remember our inspection being more than maybe $350... It's also VERY important to get an INDEPENDENT inspector. DON'T take one that was recommended by the seller or seller's agent. When we were looking to buy a house, we were spared MAJOR problems because the inspector caught WOOD ROT and a CRACKED FOUNDATION in two of our first interested places. Then on the one we did buy, he found a few small repairs that we'd need to do that we could then negotiate off of the selling price.
      I also wonder if Alex could've taken some of the issues that came up later and gone back to the inspector with proof of all they missed. If nothing else, he might've been able to get some sort of refund if not some other compensation. Non-potable water seems like a gigantic miss!

    • @TJWillis13
      @TJWillis13 8 днів тому +4

      @@stacefacemarie don't never = do always. The double negative PURPOSELY cancels each other. Double negatives aren't bad grammar. Take it from an English teacher with a masters in the subject.

    • @MeditationwithHolly
      @MeditationwithHolly 8 днів тому +3

      Mine was a well respected, independent, and experienced inspector. He was $350 and awesome! Everything has been swell with the house with minor fixes and upgrades that were working on. Specifically wanted to make sure our septic, foundation, and plumbing were okay. We're locked into a horrible interest rate right now, we're really itching to refinance making us pretty house poor.

    • @majormushu
      @majormushu 8 днів тому +1

      I do think it is generally a good idea but ive also never known anyone to have a good experience with an inspection. Every single person i know that has bought a house in the past 5 years (so about 10-15 people) have ended up with serious issues within the first few months that should have been caught by any decent inspector. Inspectors just dont give a fuck anymore because they get paid regardless.

    • @MeditationwithHolly
      @MeditationwithHolly 8 днів тому +1

      Guess I got lucky, that sounds rough for all of your friends 😔

  • @zachnels5512
    @zachnels5512 8 днів тому +133

    Please get a lawyer to write up rental contracts for your stupid roommates to sign & abide by! Otherwise they are immediately forced to vacate!

    • @Shaijn815
      @Shaijn815 8 днів тому +6

      I second this i tried to help out a friend of a friend who got kicked out by her dad. I had to kick her out after 2 months for non payment of the lowest rent in my town probably for a studio appartment she didn't pay a cent. 2 years later she has paid back 100 euros of the debt still owns 900. I regret ever renting to even a sort of known person recommended by a friend informally. Luckily no problem with tenants since but i had someone who knows rental laws to write me up a contract pretty standard and boilerplate.

  • @SwawesomeT
    @SwawesomeT 8 днів тому +130

    Obviously rent out the home. Don't sell because as you touched on you have a great interest rate.

    • @yeralmuzika
      @yeralmuzika 8 днів тому +7

      Yes! He could rent it while he travels doing van/car life making traveling videos!

  • @amyarnal6822
    @amyarnal6822 8 днів тому +73

    Getting roommates (with an application,stable income and calling references) who are a good fit and saving up and using that income to furnish/decorate the home is a good idea. I am a big believer of your home influencing your mental state. If my home is a messy disaster, I just feel stressed at home. Maybe starting with your attic could help! Also think on the postive side, you have a great blank slate. You can make the house whatever you want to fit your style!

    • @amyarnal6822
      @amyarnal6822 8 днів тому +8

      Other option: It seems like you already have the relationship with your house as a landlord. You're rarely there and there for maintenance. You may as well rent it to a family and find a tiny house in your area. Then you get to live out a dream of a tiny house lifestyle while using that for content. Then when you're ready, move into your house again and make it into a home with the money you saved.

  • @ivy5554
    @ivy5554 8 днів тому +15

    Definitely dont sell the house, and rent it out instead if you want to move. Interest rates will never be that low again and long term it is a great investment. You've already put in so much time and money into it too. Something to think about too is that DIY Home Improvement videos seem to be really popular on UA-cam and you seem pretty handy, so that could be great content.
    Home Inspections are an important part of the process but I think you really just got scammed, on average they should cost around $500.
    Since you do like the area and house otherwise, you can also just move back in when you're ready whether thats 3, 5 or 10+ years from now. You'll be glad to still have it.

  • @MallaMoto
    @MallaMoto 7 днів тому +19

    My guy will do anything from Turo to exotic animal sales, but a full time job is not a consideration 😂. Keep up the hustle man

  • @stephenkellervideos
    @stephenkellervideos 8 днів тому +15

    For what it’s worth, this is the exact type of video that makes me so glad I subscribed to you several months ago. Hearing how you problem solve and make a way for yourself is inspiring, encouraging, and entertaining at the same time. That and the roommate series- that was comedy gold 😂

  • @pb43yt
    @pb43yt 8 днів тому +41

    Prioritize yourself with these next set of roommates Alex. You got the experience and the content out of the last set of roommates, but you are running a business and you need to get that cash!

  • @kaitlynrodriguez4616
    @kaitlynrodriguez4616 8 днів тому +19

    Definitely not a mistake. I'm also 24 and currently saving up to buy a home & It feels impossible... Does not help that I am in Miami. If I were you, I'd Airbnb the house. Fence off a portion of your backyard for your animals. If you live in a beautiful area, take advantage. Include local trails, parks, restaurants, etc. in your listing, and I'm sure you'd have some extra money coming in. I think it might be worth a shot.

    • @AlienTheCat007
      @AlienTheCat007 8 днів тому +5

      The thing about successful BnB's though is that most of them are fully furnished and usually have a "theme" of sorts. Not sure he's willing to dump that amount of money into the house for the BnB income. That's easily several thousands of dollars to either do it himself or hire an interior designer to furnish it and make it appealing.

  • @bee2435
    @bee2435 8 днів тому +36

    Start remodeling the house and making diy videos on UA-cam for profit plus to educate yourself and others, like right there with your duct taped window lol.. make a video how to replace an old window. A lot of people are diying everything because it’s so ridiculously expensive to hire contractors so I think that you’d possibly get some new subscribers/views. Maybe you would start to appreciate it more once you’ve added some personal touches.

    • @commonomics
      @commonomics 7 днів тому

      And the experience would be valuable if he ever gets into the air b and b thing so he can fix stuff up himself

  • @Waligug
    @Waligug 8 днів тому +20

    Man you did this in the most stressful way possible

  • @AaronBrooks0321
    @AaronBrooks0321 3 дні тому +3

    Always get a home inspection and also get a home warranty for the first year or 2 of a new house

  • @spaceman4782
    @spaceman4782 8 днів тому +26

    Every spot that UA-camrs would usually put a sponsor spot is just a normal transition for you

  • @BREEZYM6015
    @BREEZYM6015 2 дні тому +1

    I bought a townhome last year at the age of 51. I'm single and don't need a lot of space or a roommate.

  • @allgasnobrakes919
    @allgasnobrakes919 8 днів тому +18

    Bro I’m in The capital of NC and been watching u since your were a tiny lil jit!! U helped me get over my fear of snakes and have been breeding ball pythons for 6 years now

  • @epiclytrife8526
    @epiclytrife8526 День тому +2

    Bought my first home in 2021 2.875 % interest. I had the same freakish timing just needed place to live since landlord was selling. Bought at 23 but i only spent 174k. Plan to pay off in the next 8 years and maybe rent it out.

  • @BrianDoesStuff873
    @BrianDoesStuff873 8 днів тому +4

    before renting out rooms again you need to find out the laws for your town, i rent rooms out also and have 2 people that rarely pay and another that told me he would never leave and i had to take him to court and evict him through the court and that took over 1 month to do and i had to leave my house until it was finale, that was the law, document everything and do not let them get behind on rent, get a proper contract, they will damage your stuff, once they move in they can not pay another dime and you have to evict through the court system.

  • @JD-ow6sc
    @JD-ow6sc 8 днів тому +4

    My guy, stop feeling like you’re stuck and tied down because you’re paying on the house. You have a relatively low mortgage payment so finding a renter to cover it shouldn’t be that difficult. Spend the next year making necessary repairs to the home i.e. (the windows, electrical, and heat etc..) then rent it out and go live your dream of traveling and making content. Also, as I’m sure anyone that’s ever bought a house can tell you, things breaking or going out and having to do home repairs is just part of being a homeowner. Yes buying a home is an investment but it’s also a lot of maintenance and upkeep, and unfortunately can become quite costly at times. But being a homeowner, especially at your age and in this current housing market is something you should be proud of. Live your life without regrets and be grateful that you came from a household that supported you in all of your endeavors, who instilled key values in you to have a good work ethic, determination, and a good understanding of finances at such a young age that it allowed you to be in the situation you are in now.

  • @lpsashes
    @lpsashes 8 днів тому +26

    I feel like van life would be an incredible move. Great content, income from that, and get to live everywhere!

  • @mollycollins2125
    @mollycollins2125 7 днів тому +4

    I have been watching your channel for over 6 years and i have to say that your recent videos from the last 2 years is what really brought me back and Im hooked.
    If you would have just continued making the reptile videos i would have probably never come back to watch your channel regularly.
    Don't get me wrong I am still interested in wildlife as I have always been but your recent type of videos about making money and you being transparent about your life, working out, renting your car and rooms. Is to me way more interesting at this current time.
    I also feel a certain way about your videos that I do not get from any other youtuber and that is that you are honest to the audience and you don't go out of your way to make something more interesting than it is. You show everything for what it is and that I appreciate a lot.

  • @JayKay4444
    @JayKay4444 2 дні тому +1

    Love your optimism and positive mind set. You're doing great!

  • @shortafewbolts
    @shortafewbolts 8 днів тому +2

    I'm incredibly proud of you for purchasing your new home at such a young age. Here I am at 65, jobless, homeless and friends turning their backs on me (understandably). I haven't watched the video yet, Airbnb which I frequent might be a good option for making money. Short term rental

  • @Bergamot88
    @Bergamot88 5 днів тому +1

    Hell no. I bought my first house at 21... this was back in 2012. And then I was mortgage free by 31, just abfew years ago. Had I not bought a house when I did, i would be stuck renting like everyone else, or still stuck with a mortgage

  • @nymeriasandsnake
    @nymeriasandsnake 8 днів тому +14

    i'm surprised you haven't made your house into an airbnb yet.

  • @naiminterim
    @naiminterim 8 днів тому +8

    i hope alex knows he's really inspiring

  • @MyFriendlyPup
    @MyFriendlyPup 7 днів тому +2

    It's great that your parents were able to help you achieve such a goal at a young age

  • @RobotAdair
    @RobotAdair 8 днів тому +2

    This a was a great video, keep up the great work.

  • @Highvibes777
    @Highvibes777 5 днів тому +1

    The house may not be great but having a house at this day and time is fabulous. Many families can't get into the American Dream. You are so fortunate. What job are you doing now?

  • @jessewalker1812
    @jessewalker1812 8 днів тому +1

    Hey bud. Just wanna let you know that I got a house in 2022 in Charlotte. 1500 SQ FT for $382K and a 4.99% interest rate. You’re doing really good for what you got. Most of the 900 sq ft houses are going for 300K lol

  • @elizabethhazell6496
    @elizabethhazell6496 5 днів тому +2

    You should go on financial audit I think it would be really interesting to see what a professional would say about your finances as a whole especially with the Teslas and all the work to the house

  • @gphilipc2031
    @gphilipc2031 День тому

    Velvet Handcuffs is my metaphor. At 73 i'm happy to NOT have to pay rent except for the theft via property tax.

  • @KatjeKat86
    @KatjeKat86 5 днів тому

    I've never seen one of your videos before but it was really interesting to see someone else's perspective on the pros and cons of buying a house. I'm even more grateful now than I was when I bought mine at 28 that it was not a big push to buy houses at the time. It was during the housing bubble burst so I got really good interest rates and houses were cheap. I'm not house poor at this point but everything else has gotten so much more expensive and wages just haven't kept up so all the updates I was dreaming of doing are definitely postponed for who knows how long. I am still happy with my decision to buy though as I am now living in some place that is safe to walk around and hang out and I have not heard a single gunshot. I moved out on my own when I was 18 so it took me about 10 years to save up to get a house.

  • @underscore_d.t
    @underscore_d.t 7 днів тому

    very interesting… i’m basically the same age as you (maybe a couple months younger) and also moved out at 19 but had a completely different path in life. i moved out because i couldn’t bear living with my parents, and i got a job offer 2000 miles away for the minimum living wage. i’ve only ever rented apartments but before i moved i had aspirations of a spacious single family home in a suburb like my parents did.
    but having rented apartments i realized just how freeing not having clutter was. how nice shared amenities are. how great it is to live in an urban neighborhood where you don’t need to drive anywhere.
    i didn’t have to worry about repairs or maintenance, apartment complexes usually hold regular events, i have so much free time.
    am i missing out on equity and building wealth? maybe. but fuck that noise im in my 20s there’s much for me to learn and grow from. i value the friends and community i built much more than the original aspirations of 18 year old me of wealth and prosperity.
    i dont regret renting for one second, and i dont think ill ever own a home. not because i cant, i can with my current salary, but because its an evil soul sucking endeavor (no offense).

  • @justmyway508
    @justmyway508 7 днів тому +1

    I'm loving the idea. You moving In the attic and completely monetizing the entire lower floor. Either through air BNB or just obtaining some roommates through Craigslist or somehow. Just go about with those intentions this time. Because last time it kinda went crazy at the end. But hey it was a life experience. Either way you got this, I've been following you for a few years and you've always been driven and a fuckin hustler. I look forward to the next part of this story, thanks for sharing

  • @ScoutiNCS
    @ScoutiNCS 8 днів тому

    This is like the most relatable video I've ever been recommended, it's insane. I grew up loving reptiles (although my parents wouldn't let me keep them in the house so that never actually came into anything), also dropped out of high school to persue work (albeit in a much different field), made a good bit of money and ended up buying my first house at 21 (which was last year so unlike you I got locked into a 7.5% interest rate for the time being, although my house of the same purchase price as yours has appreciated almost 100k since purchase just a year ago so I'm still not at a loss), well water confusion, old house problems, don't even stay there every night because I can just stay elsewhere, dumped a lot of money into a bunch of bullshit, and I second guess it all the time (especially considering how high of an interest rate I got in at). Only thing I disagree about is that my home inspector (and everyone along the way with mortgage/insurance/any part of the home buying process) because they were all either family friends or associates of family friends, not that I grew up with much money at all, but it just helps that my dad is in a related field so it just came about that way. Also about to get a model 3 too lol. Thanks for making this video, I feel less alone in my strange dilemma I've put myself in.

  • @CoastalKite
    @CoastalKite 8 днів тому +1

    The $400k starting pricetags in your area is part of what drove me out of state. Absolutely wild

  • @gothomega1038
    @gothomega1038 7 днів тому +1

    Hope your next roommates are chill
    I feel like it's always 50/50 with them..
    Make sure to have a rental contract like others said so you can evict them if they're wack..

  • @meijilace
    @meijilace 8 днів тому +6

    Daniel HIMR mentioned you last week in a stream. He admires your work hustle and is literally the Amazon Flex British version of you now. Just more depressing lol

    • @sitofak
      @sitofak 8 днів тому

      That guy even looks a bit like Alex

  • @Sheila-G
    @Sheila-G 8 днів тому +5

    You did a great job. If you are able to make 1 extra payment a year you will pay it off in half the time. 🎉❤

  • @Mark-in-Texas
    @Mark-in-Texas 8 днів тому +15

    Even though your parents were supportive of your pursuits, I think they probably were happy when you and your reptiles moved out.

    • @dracozain1023
      @dracozain1023 8 днів тому +4

      He's lucky to have parents to allow reptiles, I lived with some scardy cats 😂 won't even visit me coz of ball pythons

  • @DontMindRyan
    @DontMindRyan 8 днів тому +2

    Dude...I got a tesla about a month ago and I'm on the same path. I have a family and all that back home but I've decided its the only time in my life I might be able to get out there and travel around. Checking out national parks, airbnbs, just stuff. I'm from NC too and we should meet up on an adventure sometime soon and make some neat content.

  • @bittenbullet10
    @bittenbullet10 8 днів тому +6

    Have you applied to Financial Audit?

  • @davidnorth3411
    @davidnorth3411 6 днів тому

    00:55 Your a very informative and industrious young man , I agree that Screen printing is very rewarding .

  • @ryanwuzer
    @ryanwuzer День тому

    it's funny you had a bad experience but in ALL seriousness (as a multi-home owner) a home inspection is THE BEST money you can spend when buying a house. and $1k is a RIP OFF!

  • @TheKingOfInappropriateComments
    @TheKingOfInappropriateComments 8 днів тому +1

    You highlight perfectly why young buyers can't get on the property ladder. The lending rules have become too prohibitive and downright invasive. I bought my first two homes with something called stated income loans. The Dodd-Frank act put an end to that and it also largely put an end to homeownership for millions of young Americans, especially single income households such as yours (and mine). That horrendous law turned us into a nation of renters. A huge win for private equity and corporations and a loss for entire generations of people. What's worse is no politicians have even said a thing about it.

    • @GoHerping
      @GoHerping  12 годин тому

      some of my friends bought at a similar age, and it sounds as though it was less complicated due to them just having salary positions, or paystubs at the least. but that certainly makes it no less expensive!

  • @GatoGamingSi
    @GatoGamingSi 8 днів тому +2

    Chickens are adorbs. Cant wait for the attic move video.

  • @joekee5434
    @joekee5434 8 днів тому

    I've been thinking about the van life lately. If you end up getting room mates then there's no reason you can't get a van and start traveling. If their paying the bills for you then hit the road and travel. It will do you good

  • @PrePaidTeam
    @PrePaidTeam 8 днів тому

    The best way to pound tea post is with a sledgehammer from harbor freight get on top of one of those 4 foot stepladder things get some eye protection on and tap tap tap and pound pound pound also get the utility companies out there before you pound in anything too far I usually just go up to the wide metal thing at the base of the post but sometimes utilities will lay stuff pretty shallow so be careful! They will come out for free and Mark where not 2 pound

  • @jayblescashews
    @jayblescashews 6 днів тому

    Dude the first goal i had when i was a teen was to not be homeless. Somehow i barely managed so far. I just got a financial future where being homeless is unlikely and im 33 years old. For sure get some roommates and liven the place up. If you need to then try selling 1 of the cars.

  • @marshalepage5330
    @marshalepage5330 16 годин тому

    If you are going to sell, don't wait for the market to crash, whatever you decide make sure you get an increased sale price than your purchase price.

  • @Kirmo13
    @Kirmo13 4 дні тому

    You just won the interest rate lottery. I say rent it out to good/decent tenants (not like the last ones) even at a lower rate if it means you're more comfortable.

  • @alisiahillman
    @alisiahillman 6 днів тому

    As far as investments go, you did get very lucky with the property. It could be seen as a 'mistake' as in the material reasons you needed it for just weren't the case after you signed for it.
    I had the same chance as you did in 2020-2021 to buy a new build home with my sister at 2.5% at 250k. It was in the middle of nowhere Casa Grande, AZ and we had no family or friends out there. I ended up not being a reliable source of income for her to use and she lost that opportunity. Fast forward now, I'm 25 and living with her in a rental apartment, but we have our family, friends, and we both are getting paid more than we ever have. I have since paid her back on the fee she paid to hold the house, and we both feel like it wasn't that big of a mistake.
    What I'm saying is, what's done is done and I think it's good that you are using what you have to make the most out of what you want in this life. Make what you need to make for yourself and enjoy the time you have.

  • @tateschell4761
    @tateschell4761 4 дні тому

    This video stressed me out more than I can really articulate, mostly because it reflects so much of my own life. I don’t own and I certainly have no savings of any kind, but the sense of jumping from place to place and breaking rental rules because you have no other option encapsulates my life so very hard. Your APR is a damn saving grace, though.

  • @krystalzeogas8814
    @krystalzeogas8814 8 днів тому +3

    Look up house hacking. That's the part your missing to make the house profitable.

  • @AqueousTurtle
    @AqueousTurtle 8 днів тому +4

    Get a home inspection y'all. A reputable one of course. Do your research, dont just go gung ho 🤦🏽‍♀️

  • @jaydahteaunna
    @jaydahteaunna 8 днів тому +1

    you are amazing! if you want to travel, do it! i think it'll make good content, and you'll enjoy yourself. it'll be nice to see you explore and visit other countries. if i were you, I'd find solid roommates that way you can still use the home as a homebase. While someone else is paying the mortgage, I'd slowly make the necessary repairs so it can be ready to sell or rent to a family if you decide to.

  • @marshalepage5330
    @marshalepage5330 4 дні тому

    I bought my house when I was 21, now I'm 43, and people are paying more for rent than I pay for my house. Don't give up the house while you are young. A fixed price is a good thing.
    It was hard when I was young, but all of my friends gave up and sold and now they pay more for rent than they would have payed for a house, if they just didn't give up.

    • @marshalepage5330
      @marshalepage5330 4 дні тому

      I still have my original house that I bought at 21 years old, and life has caused us to earn more, but our cost is fixed. It becomes easier every 10 years after purchase. Only the first 10 years is hard.

  • @alyssaguzman823
    @alyssaguzman823 7 днів тому

    doing a series on traveling to airbnbs or building a tiny home would be awesome. great content ideas

  • @wildstarsful
    @wildstarsful 3 дні тому

    If time is not incredibly tight for you anymore you should learn the construction skills to get that house up to standard, then either sell or rent it out with a very clear rental agreement. We need more rentals that arent super price hiked, and with your situation you could still make a good margin and be offering prices under the rental market in most likelihood.

  • @4amvbz
    @4amvbz 5 днів тому

    fyi you can go in with your home inspector as he/she inspects your home just let the inspector know that’s what you wish to do before you pay them

  • @EVANHIRSCHMANG
    @EVANHIRSCHMANG 2 дні тому

    that's interesting I've always heard to make sure you DO get a home inspected before buying. Awesome that you got the house at 2.6 percent and right before it got impossible to get one. Sounds like maybe you could've sued the inspector for not doing their job but that would have just cost more money.
    I would just completely rent it out to cash flow at least a little bit. Unless you don't mind living with roommates, but I feel like at 25 you might not want them but at 21 its almost expected.

  • @saraglickman5889
    @saraglickman5889 8 днів тому

    You should find some legit room mates that will actually pay rent and pay it on time and consistently. You should be proud of yourself, you've accomplished so much at a young age. Whatever you decide, I'm sure you'll find success.

  • @Resourceful888
    @Resourceful888 5 днів тому

    Sorry hear this, Contact an attorney, if the home was not a sold-as-is property stated in the contract, you may be able to sue the inspector and the company. Up to 4 years from purchase to sue the inspector/company not sure if this depends on the state but the attorney should know. May be worth looking into.

    • @GoHerping
      @GoHerping  12 годин тому

      it was sold as-is :/

  • @spaceman4782
    @spaceman4782 8 днів тому +3

    2:37 Fresh off the prees

  • @garrywilliams1696
    @garrywilliams1696 7 днів тому

    For sure you're well in equity. Maybe see if you can demarcate part of the acre plot and put a tiny house on it AFTER you sell the main house and use it as a home base while you galavant. Delve further in crypto ( not Coinbase, lol) . Provide liquidity for strong coins and coast.

  • @trustymilkshake
    @trustymilkshake 8 днів тому +13

    I want to build an underground brick house. Because I’m a gremlin.

  • @badtoro
    @badtoro 8 днів тому

    Dude. 400k house at 21? That’s crazy proof of your dedication.

  • @blueovalOdell
    @blueovalOdell 6 днів тому

    I’m 41 now and brought my 1st house at 20. Best decision I ever made. It was an older home like yours that required a lot of work, but it was worth.

    • @GoHerping
      @GoHerping  12 годин тому

      niceeeeeeeeeeeeeeee. i'm extremely curious if i'll still own this at 41, legit no idea. do you still have that original house?

    • @blueovalOdell
      @blueovalOdell 9 годин тому

      @ no, I sold it after being there for 15 years and used the money from that house to get our family a bigger home.

  • @SolarMoth
    @SolarMoth 4 дні тому

    Man this has been a wild ride

  • @nickoftime7703
    @nickoftime7703 5 днів тому

    You model very well. great photos for the old merch stuff

  • @Slynell1
    @Slynell1 День тому

    Buying your own home is never a bad thing

  • @Debra11
    @Debra11 8 днів тому +1

    Thank you for sharing.

  • @dijonmusta
    @dijonmusta 8 днів тому

    Rip the Cactus - Never forgotten

  • @raebiis8821
    @raebiis8821 8 днів тому

    I bought my condo last year right before turning 21 and i regret nothing 😭 the money i save by not renting makes the ownership maintenance and BS HOA worth it. Hoping to upgrade to a house in a couple years 👏 and it WILL become a reptile zoo. Imma just have every room with a scaly baby and fishtanks.

    • @seanlindy
      @seanlindy 8 днів тому

      How much can you really save with condo HOA? That’s gotta be almost $300 a month itself

  • @TimeLagGaming
    @TimeLagGaming 8 днів тому +4

    Love these videos about the home.
    I just bought my first home at 24 years old earlier this year. Just had my first big repair today completed. Had a leak in the ceiling coming from the drain upstairs. They tried charging me $800 just to find the leak. Got them down to under $800 to find and fix it completely! Don’t be afraid to haggle people. They wanted to charge me $2k.
    Already have paid off 5 years of my loan in 6 months, have two roommates and many side hustles. Working to pay it off before I turn 30 😎

    • @GoHerping
      @GoHerping  8 днів тому +3

      nice, yeah i really piss contractors off. ik this is sorta immoral but i make it annoyingly difficult to get money out of me. got one guy to go from $600 to $250. which makes me think he was never nearly worth that much, just that people usually pay him without considering otherwise

    • @GoHerping
      @GoHerping  8 днів тому +2

      also paying it off in 6 years is INSANE. i currently pay an extra $10/mo towards prinicpal lmao

  • @Sheila-G
    @Sheila-G 8 днів тому +2

    You should be able to sell the house and get your money out and buy something smaller.

  • @HughMadBro
    @HughMadBro 8 днів тому

    29:01 mountain rides in a Tesla 👀👀👀 I wanna do that in PA/MD 😂

    • @GoHerping
      @GoHerping  12 годин тому

      lolol, yeah i've taken the car on some wacky roads which has resulted in a little damage... though these clips are in my friend's subaru

  • @Bad4Good2
    @Bad4Good2 13 годин тому

    You should always get a home inspection bro.

  • @Sheila-G
    @Sheila-G 8 днів тому

    Selling the house you can write off the water repairs and improvements.

  • @amandashulski783
    @amandashulski783 8 днів тому +1

    Did you consider suing the home inspector?

  • @raakymusic4336
    @raakymusic4336 8 днів тому +1

    First, it was not a mistake.
    Second, I was going to tell you not to sell, because you locked in a historically low interest rate. But hearing more about your life goals as well as the equity you've gained, I think selling it and bagging that half-million in gains could be a good decision. The improvements you've made were not a waste of money, they WILL raise your list price significantly. Plus, you sound like an entrepreneur and a six figure gains is more than enough to bankroll a new business venture.
    I also think renting it out while you travel the country could be profitable. A reputable property manager will manage all the day-to-day hassle of finding renters and doing maintenance, which reduces your monthly involvement to basically just collecting rent, approving repairs, and paying back the bank. Sure you have to give some of your rental income to the manager, but with such a low rate it's likely you'd still turn a monthly profit.
    Personally, I would not feel comfortable living in a home with such a poor water supply. If your water filter silently fails, you could be ingesting toxic chemicals on a daily basis without ever knowing it. So regardless of whether you ultimately choose to keep or sell the home, I think moving is probably a good idea.

  • @commonomics
    @commonomics 7 днів тому +1

    Inspections are good for life changing issues like environmental damage, roof damage, foundational issues that could be life ruining. Sounds like you had an awful one, I’m sorry. Back in 2020 they were doing them too quickly

  • @zachary8872
    @zachary8872 8 днів тому +1

    How much to rent a room?

  • @shortafewbolts
    @shortafewbolts 8 днів тому

    TAKE MY WORD FOR IT. SAVE YOUR HOME DON'T SELL DON'T SELL I HAVENT WATCHED THE VIDEO YET.

  • @hectorotani27
    @hectorotani27 8 днів тому

    1000 fr home inspection?! Your realtor can or should have provided one for a few hundred bucks ,but ALWAYS get inspection unless you are in the building trade

  • @untsmurf
    @untsmurf 7 днів тому

    If the goal is for the housing market to go down, doesn’t keeping the house make it a bad investment. Because you’d lose money on the resale. Doesn’t it make more sense to sell it and use the money to fund your interests?

  • @kyleroen4341
    @kyleroen4341 3 дні тому

    I bought a house in 2020 for under 30k on 10 acres you can't say you own a house when you have a loan stop making payments and you really see who owns things 😂

  • @agatelase3750
    @agatelase3750 8 днів тому

    Would love to see you have good roommates. Roommate redemption!🎉

  • @User-q8d9j
    @User-q8d9j 19 годин тому

    Def still owning home houses are small in the uk more easy to maintain

  • @RoseTorn411
    @RoseTorn411 4 дні тому

    Good for you! Sometimes school keeps you from aspiring. You focus on going to college after high school for about 8 years after those 8 years you focus on getting your first ENTRY level job that barely pays. You focus on climbing the corporate ladder for another X amount of years, might get married on the way have kids watch them grow up and before you know it your 60 and focusing on retirement and when you do retire most are too tired to have fulfilled their true passions and then you die....and then you die. Damn.

  • @thedubiadude
    @thedubiadude 4 дні тому

    I'd buy it if I can take over your note. I've got a few rentals already.

  • @marshalepage5330
    @marshalepage5330 4 дні тому

    If I were you, I'd rent the house out to multiple product based businesses. Other people who need the space for what you were originally using it for. Or rent it to multiple renters that are willing to share space. Rent is high right now, and inflation will make houses even higher in the future.

    • @marshalepage5330
      @marshalepage5330 4 дні тому

      You can still keep your own stuff in a locker in the garage, since it's your garage.

  • @xhannnnahx
    @xhannnnahx 8 днів тому

    How well did you succeed with ebay reselling? I see a lot of people saying they make a viable living sourcing online and reselling on ebay. My work's facility just shut own and laid everyone off last week, I have severance for a short while. Been stressing myself out researching constantly to see if ebay reselling is worth my time or I should just find another full time job as I would like to double down on my income and severance asap, I only need 2k a month. I'm signed up with amazon flex but my car needs a lot of repairs. Thanks for any replies.

  • @jcmjcm1945
    @jcmjcm1945 7 днів тому

    Morgage takes between 21 days and 2 months depending on type or complexity. We had have VA loan in 2019 of 1.6% if the roc ket morgage amounts are yours in the list you have usaa for insurance why didn't you go through them?

    • @GoHerping
      @GoHerping  12 годин тому

      i didn't know USAA did mortgages at the time, no exaggeration in the video - i literally just googled "get mortgage fast" and went with the first option lol.

    • @jcmjcm1945
      @jcmjcm1945 10 годин тому

      @GoHerping ya but you can always refinance at a lower rate if need be and lower the morgage price you pay per month I suppose

  • @seanthetree
    @seanthetree 8 днів тому

    RIP your cat man, hopefully our cats are in heaven chillin with some cat nip and their favorite foods

  • @Cagsjdr5
    @Cagsjdr5 5 днів тому

    At least you have a permanent place to live if u need though.
    Houses are money pits-but as long as u can keep paying the mortgage and bills then u have somewhere to live down the track if u need.
    Why don’t u just rent it out?

  • @serenityroze6189
    @serenityroze6189 14 годин тому

    What part of NC?

  • @mooseinc.656
    @mooseinc.656 7 днів тому

    I been following you for awhile and I'll continue to do so. Find some good people to rent the rooms to.

  • @davidhill5494
    @davidhill5494 8 днів тому

    Hey. Take us to Biscuitville one time