Credit Karma Money Spend (Credit Karma Checking) Review

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  • Опубліковано 12 вер 2024

КОМЕНТАРІ • 160

  • @seizetheday8862
    @seizetheday8862 2 роки тому +1

    Why should I open Credit karma debit account? What are the benefits?

  • @UptownApollo215
    @UptownApollo215 3 роки тому +24

    Been using this for months love it

    • @thecoolkidjayjay6563
      @thecoolkidjayjay6563 3 роки тому +1

      Do you know when the deposit times are?

    • @jeanettemccay
      @jeanettemccay 2 роки тому +1

      I love it too I’ve had it for awhile

    • @bryanknox7816
      @bryanknox7816 2 роки тому +1

      You put money on the card first or you just used it after you activate it

    • @UptownApollo215
      @UptownApollo215 2 роки тому +1

      @@bryanknox7816 you have to have money first in your credit karma checking account

  • @ubersteigen
    @ubersteigen 3 роки тому +7

    Wait, so the point is.. Transfer money from my main Bank account onto this Card & use it instead, for the chance to win money? 🤔
    What are the odd though? Is the hassle worth it?

    • @mrruffles7849
      @mrruffles7849 3 роки тому +1

      Not just that but I’m sure credit Karma makes some sort of profit every time someone opens an account with them.
      Personally it’s not worth it….

    • @latashathomas8207
      @latashathomas8207 3 роки тому +1

      I’ve won the credit karma instant karma twice since I’ve had it and both big purchases but I love the account itself tbh

  • @moneymovement451
    @moneymovement451 2 місяці тому

    Do not use credit karma as a banking service. You have been warned

  • @ewlinitis
    @ewlinitis 3 роки тому +33

    Notice how all Deposit and Withdrawl questions are ignored. Hint: Run.

    • @tacraheennc9719
      @tacraheennc9719 3 роки тому +5

      So don’t get it

    • @Errcyco
      @Errcyco 3 роки тому +6

      I deposited $50 just so I’d have a backup card. I did the checking account. Like a month later I made a $45 purchase and they gave the money right back, there was no gimmick. I doubt I’ll get lucky again but I have no beef.. been great so fer

    • @BigReuben97
      @BigReuben97 2 роки тому

      @@Errcyco so whatever I purchase they give my money back???

  • @ProlycoolDIY
    @ProlycoolDIY 3 роки тому +1

    My question is the instant karma taxable

  • @jeanettemccay
    @jeanettemccay 2 роки тому +1

    I love it . Had it for months no issues i do bank to bank transfer so works for me

  • @dragthemouse123
    @dragthemouse123 3 роки тому +8

    Came here after getting to the refund part of my tax return

    • @lilctv40
      @lilctv40 3 роки тому +2

      Same so is this where they send u a card with the money on it

    • @mariapilla2573
      @mariapilla2573 3 роки тому

      @@lilctv40 I like to know too

    • @Cece7060
      @Cece7060 3 роки тому +2

      So your refund should be on there cause I got mine and there is nothing on their so I’m confused

    • @mariapilla2573
      @mariapilla2573 3 роки тому +1

      @@Cece7060 I never got my card yet.... They said it will be in the mail in 21 days My card... There sending a ck visa card a white one

    • @karleezysway_premium
      @karleezysway_premium 3 роки тому

      lmfaoooo me too!!!

  • @greyson3421
    @greyson3421 3 роки тому +2

    Thanks for the great vid! Keep up the great content! You gained a sub!

  • @mariluornelas7914
    @mariluornelas7914 3 роки тому +1

    Can this will give me house loan? If they see I have money for down payment in the credit karma saving..🤔

  • @daurham
    @daurham 3 роки тому +8

    Hm.. I suppose only time will tell if I end up regretting getting my tax returns tossed to some new feature... 👀

    • @DB-ls3wm
      @DB-ls3wm 3 роки тому +4

      Same have you received yours yet because I'm still waiting unfortunately 😂

    • @daurham
      @daurham 3 роки тому +1

      @@DB-ls3wm no! 😂😩

    • @daurham
      @daurham 3 роки тому +1

      @@DB-ls3wm actually yes, i had to check their app and they put it in the CK savings, not even the spend account (which they sent me out a card to use for? W/e tho, I’m content.)
      But in hindsight, feels like it took just as long, if not longer.

    • @DB-ls3wm
      @DB-ls3wm 3 роки тому +1

      @@daurham WOW 😂, thank you!

    • @daurham
      @daurham 3 роки тому +6

      Update, it is nice not having my money on my main card.
      The perk is honestly just having another layer of firewall to prevent poor spending.

  • @Kaleb22ful
    @Kaleb22ful 3 роки тому +1

    Does the instant karma work on online payments and purchases??

  • @ladewilon3855
    @ladewilon3855 2 роки тому +3

    Does it increase your overall credit score?

    • @neftalyochoa8947
      @neftalyochoa8947 2 роки тому +1

      Nop since this is a debit card not a Credit card

  • @SnowyBlizzardMC
    @SnowyBlizzardMC 3 роки тому +3

    Bro I live in New York🤣🤣 literally one of two states I guess

  • @FioneyMoney
    @FioneyMoney  3 роки тому +2

    FYI, you can open a free Credit Karma Money Spend account in a few minutes using this link moneyat30.com/credit-karma-money-spend

  • @ja.8077
    @ja.8077 3 роки тому +4

    Just bought a 300 dollar camera and got the instant karma for it. Wish I would have bought a more expensive one 😅

    • @ugaas3074
      @ugaas3074 3 роки тому

      How much they give you?

    • @jeqwanwilliams4839
      @jeqwanwilliams4839 3 роки тому

      How long did it take for you to get your instant karma for it?

    • @ja.8077
      @ja.8077 3 роки тому +2

      I got the full amount back it can take a couple days or up to a week and a half

    • @ja.8077
      @ja.8077 3 роки тому +1

      I actual got it 8 times in total now since then btw

    • @jeqwanwilliams4839
      @jeqwanwilliams4839 3 роки тому +1

      @@ja.8077 im waiting on mines to hit! I made a purchase for 600 on the 9th first time ever using my card and got instant karma

  • @sheilarodriguezmachado1760
    @sheilarodriguezmachado1760 2 роки тому

    Hey, thanks for the video. Any idea why Zelle is not accepting my credit karma debit card? Thanks!

  • @dougconley
    @dougconley 3 роки тому +1

    Can you setup auto deposits in the amount you want??

  • @nappy_boyshawnn2846
    @nappy_boyshawnn2846 3 роки тому

    I live in Florida

  • @yonatanmakara6856
    @yonatanmakara6856 3 роки тому +5

    I just stick to the saving account better. I do a weekly withdraw every week so i can feel safe in case a emergency. Still not won nothing yet lol

  • @pz21a
    @pz21a 3 роки тому

    Who knows why Florida and New York do not participate in the promotion?

  • @youngsoloine4843
    @youngsoloine4843 2 роки тому

    So mine says i have over 5,000 in my spend account. Is that supposed to be the max i can spend to get back? I'm kind of lost

  • @katiasanchez5190
    @katiasanchez5190 3 роки тому +2

    Do u need to have a bank account?
    Do u have to link your bank account ?

    • @leataylor1475
      @leataylor1475 3 роки тому

      Yes

    • @DLionheart
      @DLionheart 3 роки тому +2

      No. You do NOT have to have a bank acct elsewhere. If you do have one, or get one in the future, you can then link the accts. if you want to.

    • @thaitgill4233
      @thaitgill4233 3 роки тому +1

      No it’s free to apply

  • @cjalexander2242
    @cjalexander2242 2 роки тому

    But can you use credit karma to get paid by your job

  • @raixafigueroa23
    @raixafigueroa23 Рік тому

    I love my saving account with Credit Karma, 3.30% APY

  • @thebiggest9533
    @thebiggest9533 2 роки тому

    How do I add cash app to credit karma?

  • @haleyh901
    @haleyh901 3 роки тому

    Thank you for this video!

  • @bryanknox7816
    @bryanknox7816 2 роки тому

    Can I use the card without putting money on it

  • @cesarsalgadosalgado2199
    @cesarsalgadosalgado2199 3 роки тому

    Anybody know if I made a 1000$ purchase will I get the money back or what happens cuz this is very confusing anybody know

  • @Gutter___Glitter
    @Gutter___Glitter 2 роки тому

    It says you can deposit a check but I’ve tried everything and cannot figure out how to do it. Has anyone been able to do it?

  • @rosagonzalez6345
    @rosagonzalez6345 3 роки тому +1

    Is there fees for balance transfers?

  • @NYRKRZ
    @NYRKRZ Рік тому

    Can you deposit check via app?

    • @daltonnicewonger4719
      @daltonnicewonger4719 Рік тому

      they do direct deposit, you can check with ur employer, but as of now, all i know of is just direct deposit

    • @daltonnicewonger4719
      @daltonnicewonger4719 Рік тому

      they also give you a routing and account number on ur credit karma app (once you make an account) from there, ur employer would be the ultimate decision maker

  • @cesarsalgadosalgado2199
    @cesarsalgadosalgado2199 3 роки тому

    So if I make a payment of a 1000$ or less or more will I get a reimbursement from the card or how does the card work or how do reimbursements work with the card cuz In the app it doesn’t say anything anybody know exactly how the card works because I’m still confused and have no clue still

  • @keronackles8327
    @keronackles8327 2 роки тому

    So is it a card u have to load uo and use or what

    • @jessyjess8742
      @jessyjess8742 2 роки тому

      It’s just like any other bank card

  • @almay9962
    @almay9962 3 роки тому +1

    can I use Venmo with this account? Do I get paid 2 days earlier like with chime.

    • @FioneyMoney
      @FioneyMoney  3 роки тому +2

      I haven’t tried it with Venmo, but you do have a routing and account number so I’d imagine it would work. And yes, they do advertise that payroll checks are available up to two days early.

    • @almay9962
      @almay9962 3 роки тому +1

      @@FioneyMoney thank you

  • @nanyasamuel8185
    @nanyasamuel8185 3 роки тому

    Anyone have the number on the back for customer service I lost my card and can’t find it online.

  • @Carxstreetaccounts24
    @Carxstreetaccounts24 3 роки тому

    Thank you 👍

    • @ronaldsyoutube7339
      @ronaldsyoutube7339 3 роки тому

      Hey does anyone have da phone number on the back of the card

  • @almay9962
    @almay9962 3 роки тому

    which do you think is better credit karma spend or credit sesame cash

  • @bloodmooncomix457
    @bloodmooncomix457 2 роки тому

    Credit karma drop the ball on this one! You would think a company like this should offer credit building... 😒

    • @Moneykingkevo
      @Moneykingkevo 2 роки тому

      They do seedfi credit building they report every first of the month to all 3 credit bureaus

  • @chimaobi4870
    @chimaobi4870 3 роки тому

    If I apply for the card will credit karma run my credit report will I receive any hard inquiry?

  • @cashman4589
    @cashman4589 3 роки тому

    Will they let you get your whole Tax Return off of the card at a Wal-Mart?

    • @HankHillbwhaaa
      @HankHillbwhaaa 3 роки тому

      Why would you get the debit card option if you’re wanting to take all of the cash off? Just send it to your bank.

  • @tybdhnvynmnccvn
    @tybdhnvynmnccvn 3 роки тому +1

    It's crap. I've used it for 2 months now and no instant karma

  • @dr.freshhblessed1195
    @dr.freshhblessed1195 2 роки тому

    Cook

  • @DaRealMk
    @DaRealMk 3 роки тому

    I just got my card a few days ago and was wondering if I could deposit cash on my credit karma debit card?

    • @carliemaya4980
      @carliemaya4980 3 роки тому

      I apple paid money to that account and got it instantly. (Paid the instant transfer fee on apple)

    • @DaRealMk
      @DaRealMk 3 роки тому

      @@carliemaya4980 Thanks for informing me. I highly appreciate it.

    • @ronaldsyoutube7339
      @ronaldsyoutube7339 3 роки тому

      Hey what's the phone number on back of da card plz help me

    • @DaRealMk
      @DaRealMk 3 роки тому +1

      @@ronaldsyoutube7339 🤦🏿‍♂️🤣😂😢😢😢😢😂😂😂😂

    • @ronaldsyoutube7339
      @ronaldsyoutube7339 3 роки тому

      I dont need your help..I'm friends use my phone.

  • @MMeansNSTI
    @MMeansNSTI 3 роки тому +3

    What if you have low credit & owe company’s? Will Kredit Carma try to dip their hands into my money?

  • @randomness4272
    @randomness4272 3 роки тому

    good video for me, after getting tax return, look at the return on investment of keeping money in that account. not too much. Informative! :)

  • @Rogue.Rider0
    @Rogue.Rider0 3 роки тому

    What's the daily spending limit? $1200???

    • @FioneyMoney
      @FioneyMoney  3 роки тому

      $5,000 daily limit on card transactions, $500 daily limit on ATM withdrawals

    • @bryanknox7816
      @bryanknox7816 2 роки тому

      So i can spend 3800 today with no money on the card??

    • @marcodel6437
      @marcodel6437 2 роки тому

      @@bryanknox7816 Jesús that's why you gringos are so stupid for us, you always wants everything free

  • @mariluornelas7914
    @mariluornelas7914 3 роки тому

    Plus I notice that credit karma gives the new credit score to the lenders and credit cards, before appear in the acount the new score, so if you disparate to make credit you will acept a high porcent in a credit card credit karma its a karma 🤣

  • @mariapilla2573
    @mariapilla2573 3 роки тому

    Hello

  • @saulsimmons4248
    @saulsimmons4248 2 роки тому +1

    Scam

  • @lolitalee5924
    @lolitalee5924 3 роки тому +2

    Can you deposit cash into the Credit Karma spending account?

    • @LaCatHTF
      @LaCatHTF 3 роки тому +2

      No I read that it’s not an option yet, but they will be rolling it out later

    • @LaCatHTF
      @LaCatHTF 3 роки тому +3

      I like chime 👍🏽 you can go Safeway and load cash on it

    • @zmiller4818
      @zmiller4818 3 роки тому

      I was wondering the same thing

    • @jeanettemccay
      @jeanettemccay 2 роки тому

      I just do bank tp bank transfer whwn I need money in my account which takes 3-5 business days unless I transfer from my ally account

  • @jeg1353
    @jeg1353 3 роки тому +1

    I used the card for a purchase and within a few hours the website showed I "won" the Instant Karma refund. That is very nice BUT it takes 7 to 10 days to show in the account. I guess that's how they make money, by lending it in the meantime.

  • @shadowwalker2436
    @shadowwalker2436 3 роки тому +1

    I haven't activated the Credit Karma Debit card. Is there a time limit for activation? Does this affect my credit score? Where does the money come from? Is the card connected to my personal bank? I have questions damn it lol 😂😭
    Do I even have to use the card, can I just cut it up, burn it, and toss it in the trash? 🤔🥺

    • @BustahK
      @BustahK 3 роки тому

      What did u do to it I just got mine and don't know what to do with it lmao

  • @SeeSaw99
    @SeeSaw99 3 роки тому +2

    Sofí is better.

  • @chelseawhite2260
    @chelseawhite2260 3 роки тому +3

    Can you deposit cash onto the credit karma spend debit card?

  • @StevenKell
    @StevenKell 3 роки тому +1

    *Florida resident sad face*

  • @rogerwilco4803
    @rogerwilco4803 3 роки тому +3

    a couple of questions about this card, would it help people with a low credit score obtain a higher credit score using this card, second why do you talk on the microphone while it covers your face? lol

    • @darrell_dee97
      @darrell_dee97 3 роки тому

      It mostly likely will not help improve credit score because this is a debit card and not a credit card. Debit card purchases are not reported to the credit bureaus.

  • @jondoe170
    @jondoe170 3 роки тому

    I need a bank that offers rtp! I want to keep my utilization low! Wtf take my damn money. 7 days later... payment is late 😑😑😑😑😑😑

  • @jessicalizbethgarciaguille918

    I used to love Credit Karma. Last year I went to Hawaii, the atm machine timed out but it withdrew the amount. Credit Karma did not release my funds for 6 days (my vacation was limited)! I had to repay the amount for my services (a rental car for 5 days) and wait for my refund. Last Friday (10/02/2022) Credit Karma declined $316.00 because it was over my daily limit, but the amount is still pending in my account and I am unable to use it. It is now 10/05/2022 and still waiting. I am fuming and have had enough! I call Credit Karma and all they say is that they can't do anything but wait to dispute it. Wait to dispute it?! What's the point of disputing 1 week after?! I'm beyond frustrated and will continue to let others know about my experience.

    • @Msgoody2
      @Msgoody2 Рік тому +1

      You’ve put this on multiple videos 😂 hope things worked out.

  • @loricalass4068
    @loricalass4068 2 роки тому

    I wantto tell my experience with Credit Karma. It took them a month to give me my tax refund. Lots of excuses and runaround.
    First they told me that I wasn’t giving them the right account number, which I totally doubt. Then they said someone would email me about what to do. I never got an email from that person.
    Then I was led to a webpage on their site which I couldn’t get off of, and was about savings, not about my refund.
    They told me that if I would activate their debit card and jump through some hoops that I would get my money. I think it’s all about delaying payment as long as possible so they can collect interest on people for money.
    Finally I talked to a supervisor and he did help me to be sent a check for my refund.
    I think it is very interesting that two times, on the same day, when I typed in a six digit number at their request, the number ended with 666. What are the statistical probabilities of that happening? Plus I’ve never seen any business or bank ask for verification numbers that had 666 in them.
    I’m so sorry I never had anything to do with credit karma.

  • @Foodiemomey
    @Foodiemomey 3 роки тому +2

    Does this build credit ?