Wealthsimple Invest Portfolio Results After 2 Years - How Much Money Have I Gained?

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  • Опубліковано 20 січ 2025

КОМЕНТАРІ • 93

  • @stephandden
    @stephandden  Рік тому +26

    2 years down, a few more decades to go 🥳 How's your investment portfolio performing so far this year? Let us know!

    • @camillegroulx7420
      @camillegroulx7420 Рік тому

      Hi Steph, Nice to see that your wealthsimple managed investment is doing very well, Which risk level did the robo advisor give you? is it the highest risk with 100% equity?

    • @amazingstar144
      @amazingstar144 Рік тому

      Honestly, your wealthsimple robo service is doing really well in this inflation bear market. I have done so much research and spent time on my self investment with wealthsimple trade and my return is up about 3%. Maybe it might be worth it for me to look into the robo side of wealthsimple

  • @John-nx9hx
    @John-nx9hx 6 місяців тому

    Smart girl, good for you, getting wealthy takes some time but your on the right track. 2022 was brutal on everyone, it happens. Best of luck!

  • @dinagalall
    @dinagalall Рік тому +8

    Congrats on 80K. Your channel is so underrated. Great video as always. 😊

    • @stephandden
      @stephandden  Рік тому +2

      Thank you so much! 🙏🏻🙏🏿

  • @vicgill1980
    @vicgill1980 Рік тому +18

    Warren Buffett said you can’t have a baby in one month by getting 9 women pregnant. Growth takes time. Just stick it out. You have a sensible approach that will yield massive results. Will be nice to see you accumulate wealth

  • @ajadarra
    @ajadarra Рік тому +2

    Hi I really like your video. I think that you will get on the top up of your TFSA very soon

  • @Lau3464l
    @Lau3464l Рік тому +6

    I’m so late to the convo but I’m super excited about this update! I have a financial advisor currently who I’m really happy with, but I’m super intrigued by people who are able to do this on their own. My advisor only takes 0.1% so I don’t feel too bad about the cost, but eventually I’d like to feel confident enough to manage it all on my own (I just hate paying for things that I feel like I should be able to do myself in general lol). Thank you for sharing!

    • @stephandden
      @stephandden  Рік тому +1

      Hey Lauren! That's awesome and you're definitely not too late. We've been documenting my investment journey on the channel over the past couple of years, so there's tons of videos where you can really see the growth in confidence over time. I felt the exact same way a few years back and it's really the last year or so where I've felt in complete control of my money. You can do it! The more you learn, the more confidence you'll build in your money journey. Thanks for watching 😊

  • @LiveLifeLori
    @LiveLifeLori 11 місяців тому

    Hey, my wealthsimple account looks different, and I don't have the tabs: Plan or History...also I don't see the graph about how much I'll expect to have when I'm 65...where do you go to find it? Thank you

  • @kylere6288
    @kylere6288 Рік тому +1

    Amazing discipline at such a young age. Don’t overthink it. Stay diversified, low cost and tax efficient. Reward yourself at your first 50k. Maybe give your portfolio a growth or income target. Congratulations on outperforming Cathie Wood! 🤑

  • @CanadianFinanceSimplified
    @CanadianFinanceSimplified Рік тому +1

    I think the evolution of how you invest makes so much sense. People should just jump right in whether it's the robo method or some really low-risk ETF.

  • @lbgoodvibes
    @lbgoodvibes 11 місяців тому +1

    New registered investment account? If its like the TFSA Just whoa🤯

    • @stephandden
      @stephandden  10 місяців тому

      Yes, it's similar! Check out this video 😊 ua-cam.com/video/YgV7cVLVLkQ/v-deo.html

  • @alwinhuynh
    @alwinhuynh Рік тому +4

    just wondering steph, do you and den not plan on buying property in the next few years (whether it's personal or a rental) since most of your money is invested in the market?

  • @helos09
    @helos09 Рік тому +2

    I'm new to invest and thanks for your video! super helpful for beginner

  • @nathanschmaltz672
    @nathanschmaltz672 Рік тому +1

    What do you think about investing in the esg vs the regular managed accounts

  • @Porcelynnn
    @Porcelynnn Рік тому +2

    Nice!!! The consistency is admirable Steph😊😊😊

  • @kelseyh7918
    @kelseyh7918 Рік тому +1

    Excited to hear more about the new kind of investing account that will be available to Canadians later this year :)

  • @sophiesmith722
    @sophiesmith722 Рік тому +1

    Great video! Can you make a video on your plan for when you max out your RRSP and TFSA?

    • @stephandden
      @stephandden  Рік тому

      Thanks so much! And that's a great suggestion 😊

  • @mikeyoung7640
    @mikeyoung7640 Рік тому

    What’s your wealth simple portfolio theme if you don’t mind me asking

  • @ChiamakaChinedu
    @ChiamakaChinedu Місяць тому

    Hello Steph, I just started investing here and I’m a bit confused. I see the amount I’ve put in and then I still -7.88$ (-0.95%) under the amount. I’m struggling to understand what it means.
    Does it mean that I have lost this amount so far? And when it comes again to positive, does it mean I have gained that amount? And do I need to take any action when that happens?
    Thank you!

  • @danrawlins6540
    @danrawlins6540 Рік тому

    Can you manage your own funds in the TFSA.

  • @chrisconsorte7893
    @chrisconsorte7893 Рік тому +1

    Would you consider making a video about how investing apps like Acorns, Digit, Robinhood, and Stash have changed how people invest their money?

    • @Luna12Z
      @Luna12Z Рік тому +1

      I don't know if those apps are available in Canada to use. She's based in canada

  • @tonythetonester5223
    @tonythetonester5223 7 місяців тому

    Do you gain any dividend yield income from your investment at all? I'm still new to this and try to learn from your videos!

    • @stephandden
      @stephandden  7 місяців тому

      Yes, there’s a 1.19% dividend yield which is pretty low if you’re looking for dividends income. But if you’re investing long term - the growth of your portfolio is far more important than income. We’ll do a video breaking down our thoughts on dividends sometime soon. 😊

    • @stephandden
      @stephandden  7 місяців тому

      btw we’re glad that you’re joining the journey! We’ve also got some great resources coming soon on our website 🙌🏿🙌🏻

  • @Camille-in9os
    @Camille-in9os Рік тому +1

    I just started the wealthsimple tfsa account that is managed because I don't know anything about the markets. Is that okay?

  • @denispadron3932
    @denispadron3932 8 місяців тому

    This type of videos are amazing

    • @stephandden
      @stephandden  8 місяців тому

      😊 we’re happy to hear that!

  • @MichaelH61887
    @MichaelH61887 2 місяці тому

    Hey Steph are you doing the self directed investing or is this the automatic feature with WealthSimple? Thanks!

    • @stephandden
      @stephandden  2 місяці тому +1

      Hey! In this video I was talking about a robo-advisor, so it wasn't self-directed, it was a robo-advisor that Wealthsimple offers (they call it 'managed investing' on their website).
      I've since switched to using their self-directed platform, instead (we have an updated video on our channel from earlier this year where I talk about the switch) 😊

    • @MichaelH61887
      @MichaelH61887 2 місяці тому

      @stephandden cool thanks

  • @dkfloza
    @dkfloza Рік тому

    Awesome videos! Been a fan for a while and I have decided to open a TFSA account too. One thing that I find very confusing is that if I open my account in 2023 and I’m 28 by 2023 is my max limit 6k or all the years before since I was 18 would include too?

    • @DaniGlez2
      @DaniGlez2 Рік тому

      Your contribution room would have started when you were 18. You can look up what was the contribution room in each year since you were 18. This total should also be available in your CRA account

  • @sleeplessnight4986
    @sleeplessnight4986 Рік тому

    Is the app wealth simple based in other country? I don’t have it on app store.

    • @stephandden
      @stephandden  Рік тому

      It's a Canadian only platform, but there are robo advisors in other countries, too! 😊

  • @rrsantos0808
    @rrsantos0808 Рік тому

    Thanks for the info!! More power to you guys! New subscriber here…

  • @Livemnmls
    @Livemnmls Рік тому +1

    Hey Steph, I thought that you had changed for the ETF EXQT like Den a few months ago? Also, I switched my friend’s portfolio with WS to a 11/10 Risk allocation just like you but we went with the socially responsible one. The Portfolio is up 11%. Kinda crazy cause I have the same like you do, only 5% as well. The one that is socially responsible included only 2 ETF, made by WS. Incredible gains. Let me know if you want me to share more about that. ;)

  • @endysdoodoo
    @endysdoodoo Рік тому

    Several decades lol wow 90 plus years old investing I think you'll be lucky to be alive I'm 70 years

  • @Sarah-e1h1l
    @Sarah-e1h1l 10 місяців тому

    You say in one year you doubled it to $33k. How did you do this?

    • @stephandden
      @stephandden  10 місяців тому

      By continuing to contribute money each month 😊

  • @Rowdie999
    @Rowdie999 Рік тому +1

    Hi steph, I have a question and would love an answer if/when you see this. I had the full 88k of contribution room this year in my TFSA, then invested 65k of it. Do I still have that 23k contribution room to play with? or should have I invested all of it? I guess my question is, can I put the full 88k in one year in multiple deposits?

    • @graydoncampbell6246
      @graydoncampbell6246 Рік тому +1

      Yes you still have that 23k room, you can invest that whenever. Just make sure you don’t deposit over the 88k mark or else you’ll get charged from the govt

    • @stephandden
      @stephandden  Рік тому

      Yes, you can still contribute up to your total limit in the future, and do it with multiple deposits 😊 like the other commenter said, just ensure that you don't contribute over your max limit to avoid paying any penalty fees!

  • @chanchanc715
    @chanchanc715 Рік тому

    I am just wondering, do you invest in individual stocks also like Tesla stocks etc…?

    • @stephandden
      @stephandden  Рік тому +2

      Not anymore! We did a few videos about this last year - I started investing in a few individual stocks, then stopped and decided to stick solely to passive funds right now. 😊

  • @Singh-mf6gx
    @Singh-mf6gx Рік тому

    How much u invest and after a time how much u earn mam ??? Reply it

    • @stephandden
      @stephandden  10 місяців тому

      Check out this video - ua-cam.com/video/R1kU6Q12IUU/v-deo.html 😊

  • @zenow527
    @zenow527 Рік тому

    Steph, I was looking at the total fees, did you pay $4k in fees and only made $1.7K with the robo advisor.

    • @stephandden
      @stephandden  Рік тому

      The fee number that you see in this video $4.86 😊

  • @09starbright
    @09starbright Рік тому

    Congratulations! I have been following you guys from the beginning and this is quite inspiring.

    • @09starbright
      @09starbright Рік тому

      I also wanted to say I have received an Instagram message from you guys and wasn’t sure if it was really from you.

  • @jessewilson1622
    @jessewilson1622 Рік тому

    I woke up this morning and 5% of my total crypto was gone. And my positions have not gone down in price.

  • @TopFindsReviews
    @TopFindsReviews Рік тому

    ayy! Love this.

  • @hos2841
    @hos2841 Рік тому

    Thanks for the update 😁

  • @CanadianDividendInvesting
    @CanadianDividendInvesting Рік тому

    Awesome stuff, I'm almost at the same spot :)

  • @rehaanrizwick
    @rehaanrizwick Рік тому +1

    5% in two years is really poor performance. I make over 20% in a year. But I have been investing for 7-8 years now

    • @lucaromano1479
      @lucaromano1479 11 місяців тому

      what’s the purpose of this comment

  • @jonalex_io
    @jonalex_io Рік тому +3

    I'm actually really shocked by the amount of global diversification of the managed fund! I wonder if this has something to do with say Vanguard's predictions on international stocks, though they don't seem to being making any major changes to their own VEQT portfolio...🤔. all said, it's always inspiring to see your updates!👏

    • @CanadianFinanceSimplified
      @CanadianFinanceSimplified Рік тому

      Is Vanguard supposed to make changes to One-Ticket ETFs based on predictions though? I was under the impression they all just try to be global diversified no matter what and try to keep roughly the same exposure level.

  • @NaomiSimpsonhk
    @NaomiSimpsonhk Рік тому

    Okay, this reminds me of Acorns!

  • @basilio100
    @basilio100 Рік тому

    managed portfolio is cool but maybe for "lazy" people. If you feel comfortable, look at option where you can pick your own stocks/etfs/etc... At least my current return is way higher than managed portfolio.

  • @Kittenmom2
    @Kittenmom2 Рік тому +20

    If you start investing in your 20’s you’re winning

  • @veneetbansal8559
    @veneetbansal8559 Рік тому

    Robo advisor! That’s a first for me, I’ve never met someone who used that. Let me know if you’re open to chatting about this stuff. Would love to connect

  • @goducks11111
    @goducks11111 Рік тому

    Shib nu too the moon 😊😊😊😊😊🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉 robon hood 😊

  • @profitsdaily2
    @profitsdaily2 Рік тому +1

    "Take up one idea. Make that one idea your life_think of it, dream of it, live on that idea. Let the brain, muscles, nerves, every part of your body, be full of that idea, and just leave every other idea alone. This is the way to success." _Swami Vivekananda

  • @Zazimozi
    @Zazimozi Рік тому +1

    UA-cam is playing, they're trying to hide your videos from me, they don't want me to get great information

  • @taylorfrie6722
    @taylorfrie6722 Рік тому

    5% ...... 😬

    • @stephandden
      @stephandden  10 місяців тому

      Check out the updated video! ua-cam.com/video/R1kU6Q12IUU/v-deo.html

  • @daviddleonii
    @daviddleonii Рік тому

    You are so cute and gorgeous thank you so much!!

  • @nakamag-trader3319
    @nakamag-trader3319 Рік тому

    I am a crypto trader, been doing some trading for some time now and buying the dip and waiting for right time works for me. :) if i can only that have kind of amount. 1 trade can make your overall interest within at least a week. :D

  • @9803117003
    @9803117003 Рік тому

    Why did you select High risk, all equity and not moderate?

    • @stephandden
      @stephandden  Рік тому

      We have a video where we explained my thoughts on the switch 😊 - it’s called ‘Why I’m Investing 100% In Equities (No Bonds)’. Check it out, we gave the entire breakdown!

    • @9803117003
      @9803117003 Рік тому

      @@stephandden awesome thank you, keep up the good work!

  • @redsea2942
    @redsea2942 Рік тому

    Good work. I cut out when you start talking about charts and trends. No offence but leave that to the traders. The average investor barely understands what the s&p even is.

  • @goducks11111
    @goducks11111 Рік тому

    Shib nu too the moon 😊😊😊😊😊🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉 robon hood 😊