how to file income tax return for interest income, FD or saving bank interest कैसे दिखाए ITR में

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  • Опубліковано 3 гру 2024

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  • @CAGuruJi
    @CAGuruJi  6 років тому +17

    Share with others. Happy E filing

    • @zeyankhan1757
      @zeyankhan1757 6 років тому +1

      CA Guru Ji where should we fill our MUTUAL FUNDS details
      I have 2 mutual funds.
      Should i fill this in ITR?

    • @CAGuruJi
      @CAGuruJi  6 років тому

      ITR 3 or ITR 2

    • @zeyankhan1757
      @zeyankhan1757 6 років тому

      CA Guru Ji
      But i m a salaried person
      Mujhe to ITR-1 fill krna h na?

    • @CAGuruJi
      @CAGuruJi  6 років тому

      Mutual fund के साथ नहीं कर सकते

    • @zeyankhan1757
      @zeyankhan1757 6 років тому

      Matlab mujhe ITR 1 & ITR 2 dono hi alag alag fill krne honge?

  • @tarvinder91
    @tarvinder91 5 років тому

    Wah ye information mje kahi nai mil rhi thi. Apne bhut hi zyada ache tarike se explain kia hai. Thanks a lot for this video

  • @pradumansoni2577
    @pradumansoni2577 6 років тому

    Thank you so much mam
    Main kai din se confused tha ki fd and saving kase fill karna h but aap ne clear kar diya.

  • @shashimoghe3920
    @shashimoghe3920 5 років тому

    मैडम बहुत सरल भाषा मे विस्तार से समझाया आपने धन्यवाद

  • @yashgupta2670
    @yashgupta2670 4 роки тому

    Best CA who can explain in the easiest way

  • @aqsajilobachpan2021
    @aqsajilobachpan2021 6 років тому +1

    Aapka smjhane ka tarika bahut shandaar h👌

  • @rameshchandraluhana6075
    @rameshchandraluhana6075 5 років тому +1

    Madam, your explanation is commendable. You really deserve applaude.It is quite appreciable.Thanks a lot....

  • @saibhakt1465
    @saibhakt1465 2 роки тому

    Thanks 👍very simple way of explation 👍

  • @vinodkprasad
    @vinodkprasad 5 років тому

    Thanks, this is also usefull for those whose income is from bank fd only.

  • @helpinghand6461
    @helpinghand6461 5 років тому +2

    @CA Piyush Mittal Govt. Subsidy Review sir mera bank prevalidate nahi hua tha , sirf e- verification hua tha , 12 jun ko bank me refund aa gaya thank you,
    2nd question. May me 60k income pr TDs refund return file kiya tha lekin June me 75k 26as me show kr rha hai, kya 15k pr mujhe dubara TDs return file krna chahiye ya 75k pr ya mai ab return file nhi kr skta, please reply

  • @mahmoodalam2187
    @mahmoodalam2187 5 років тому +2

    My earnings are from FD int. I am pensioner. My yearly earning was 25 lac. As per above details, I have to file ITR-1. Now during fy 18-19 I have earned only Rs. 520 as LTCG on sale of equity share which is not taxable since earning is below Rs. One lac. Now my question is whether I have to file ITR-2 form.

  • @abhishekagrahari4184
    @abhishekagrahari4184 3 роки тому +4

    What to do about interest getting from FD which held by 2 joint holders? How will the interest be shown in their respective ITRs?

  • @avashgoutam9437
    @avashgoutam9437 4 роки тому +1

    If TDS is not shown in form 26as .. does that mean it is not deducted ..? In sbi interest certificate it shows both interest paid and interest accrual..which to consider

  • @agnel47
    @agnel47 3 роки тому

    Thank you very much maam. You're doing a great service for the people.

  • @RAJBENG
    @RAJBENG 2 роки тому +2

    Thanks.. what about the Interest we get from "Flexible FD" account. like in SBI any excess amount above 10K is converted into "Flexible FD" and higher interest rate gets applied to it,. so can we claim that interest also ?

  • @rhinocharge8640
    @rhinocharge8640 5 років тому +1

    Thanks for clearing my doubts.☺️☺️

  • @avinashbhatt2317
    @avinashbhatt2317 5 років тому +1

    very useful information thanks, nice explain...

  • @AmeshwarDas
    @AmeshwarDas 5 років тому +1

    So nicely you describe .....Love your explanation and voice too

  • @Vali_Khan
    @Vali_Khan 6 років тому +2

    Thanks a lot Madam very good information

  • @mukteshpant2
    @mukteshpant2 6 років тому +1

    Hello,
    My total interest on saving account is 1400 0 and TDS is already deducted by bank and it's automatically reflecting in my ITR side so can you tell me how to show this interest in ITR and TDS is already deducted so where to show it.
    Thanks in advance ..

  • @ramuchiluveri1701
    @ramuchiluveri1701 3 роки тому

    Very helpful information.. Thnx 👍

  • @PuneetMehra
    @PuneetMehra 6 років тому +3

    What will happen to the Sweep-in / MOD saving bank accounts where amount automatically gets converted into breakable FD? Which part of 26AS shows Fixed deposit interest and which part in 26AS shows savings bank interest?

  • @satnamdhamot5141
    @satnamdhamot5141 4 роки тому

    Super video. very easy to understand . thanks mam. so much

  • @rameshupadhya4773
    @rameshupadhya4773 6 років тому +3

    Madam ITR -3 for share market income and loss, speculative and non speculative, losses carry forward kaise kare, plz ek video banaye, example ke saath, plz plz plz.

  • @capexsolutions1376
    @capexsolutions1376 6 років тому +1

    Thanks very much for this vedio....!!!! Its really helpfull

  • @commerceknowledgehub8922
    @commerceknowledgehub8922 5 років тому +2

    Hi Madam.
    Could you please explian why bondholder not pay tax for interest income.

  • @kooolattitude
    @kooolattitude 6 років тому +1

    Interest from SBI MOD ( multi option deposit ) fall in which category - saving or FD ??

  • @sushilkumar-we3in
    @sushilkumar-we3in 6 років тому +2

    Thnxx mam , in fy 2017-18, I have also presumpted income, and do not maintain books, but also capital loss, which itr form must I fill.

    • @CAGuruJi
      @CAGuruJi  6 років тому

      ITR 3

    • @sushilkumar-we3in
      @sushilkumar-we3in 6 років тому +1

      Thnxx mam for yr reply

    • @jagdisharya11
      @jagdisharya11 5 років тому

      Madam mai salery person hu. Coop. Society se mujhe 14970 ki income hue. Mera tex society dwara 1470 rs. Kata gya hai mai twenty % ke slab mai hu to mai ab kitna tax jama kru

  • @harshitsharma6781
    @harshitsharma6781 2 роки тому

    Wonderful,,,,,thanks a lot Mam for YouTubing such videos

  • @jignapatel231
    @jignapatel231 6 років тому +2

    How we add IPO profit Income? From where we get statement of IPO profit income?

  • @ravindrakumar-os6qu
    @ravindrakumar-os6qu 6 років тому +1

    I file my income TeX AY 18-19 on time 06 06 2018 and also E veryfy. Can now I refile my tax or I can revise my tax due to wrongs file. After e veryfication can I revise it ?

    • @CAGuruJi
      @CAGuruJi  6 років тому

      Yes be careful this time

  • @mukeshkumarsom841
    @mukeshkumarsom841 2 роки тому

    Very good explanation.Thanks.

  • @subratabanerjee2235
    @subratabanerjee2235 6 років тому +1

    Acchase samjhaya mam!

  • @lawrencefernandes5011
    @lawrencefernandes5011 5 років тому

    While appreciating your explanation only for bank FD/savings interest with only a small amount, you should explain with a larger amount where TDS has been deducted and how to claim refund. Hope you show the same in your next video.

  • @msharma8682
    @msharma8682 6 років тому +2

    Please make a video for only income from short term and long term capital gain from stock market and how to file itr

  • @Republic-Of-Fun
    @Republic-Of-Fun Рік тому

    Do I need to show tax saving FD interest under income from other sources?

  • @123resolve
    @123resolve 6 років тому

    how to file join ITR with spouse while we have income only through FD. Can we file ITR1

  • @sportsandhealth90
    @sportsandhealth90 3 роки тому

    Ma'am now I have not any source of Income except interest of 1 lack per annum from FD and saving accounts , should I give income tax, plz reply

  • @satyanarayanamurthyv2573
    @satyanarayanamurthyv2573 6 років тому

    ThanQ. We have doubt regarding INTEREST ON EX-NRE SB ACCOUNT converted into domestic account on return from UAE. The account holds only earlier NRE ACCOUNT balance. Please clarify.

  • @krishankumarvyas573
    @krishankumarvyas573 2 роки тому +1

    2021 22 में fd int में छूट है या नही

  • @ashokbhise643
    @ashokbhise643 6 років тому +1

    pl. make informational video for ITR for filling House Wife Income from Tutions, Tailoring etc. with in Income tax in limit or exceed limit also give additional information of entering income from capital gain, FD Interest, etc. Thanks

  • @PuzzlerCraft
    @PuzzlerCraft 4 роки тому

    Kya multiple bank accounts and zero balance savings account rakhne mein koi problem hai (ITR ke hisab se)?

  • @mohinlaskar4200
    @mohinlaskar4200 5 років тому

    FOR THE FINANCIAL YEAR 2018-19 IN 26 AS details of other sources amount is credited amout supposed 26000 and tds deduction 10% 2600
    but these amount and tds showing 26AS only but not that amount we don't receive bank account any transaction is there so how i will show these amount in ITR FILLING IF I DIDN'T RECEIVED ANY AMOUT IN BANK .

  • @Nagendrakumar-ve7xy
    @Nagendrakumar-ve7xy 2 роки тому

    RD internet calculate in ITR yearly basic or in maturity year .how to calculate?

  • @_Deepak_Sharma
    @_Deepak_Sharma 3 роки тому

    Is principal amount calculate in taxable income?? Eg. :- 15L principal amount of fd and interest 94k on (6 months).

  • @SandeepKumar-gy1pm
    @SandeepKumar-gy1pm 5 років тому

    What about saving account with auto sweep facility ? like SBI multi option saving bank account which makes FD on its ow. Can we consider intrest income from such account to be saving account income only. Please suggest...

  • @suneelkumarhpcl156
    @suneelkumarhpcl156 6 років тому +1

    If TDS is deducted by Bank and it is reflecting in 26AS then which amount is to be taken ..??

    • @RahulSingh-os2cl
      @RahulSingh-os2cl 5 років тому

      tds deduct huwa hai toh gross interest dikhao aur return mein tds deducted mein jitna tds kata hai dikhadooo

  • @gopisamavedam4880
    @gopisamavedam4880 3 роки тому

    Thank you very much Madam.

  • @inderjeetkaur2990
    @inderjeetkaur2990 2 роки тому

    Useful information Mam

  • @rupeshkumar6488
    @rupeshkumar6488 5 років тому

    I personally thank u 4 this valuable info..

  • @Ashi20145
    @Ashi20145 3 роки тому

    Very useful information mam

  • @ashwinikholade418
    @ashwinikholade418 6 років тому

    hello mam, my husband gust registerd for gst and they got gstin in the last week of june 2018. so my question is that should they file gstr 3b with nil rated or file gstr3b with transaction summary

  • @ganeshsomwanshi1693
    @ganeshsomwanshi1693 3 роки тому

    Madam muje September 2020 main FD Account pey TDS Charge fill hua hai to main ITR kab file kar Sakta hu..... Aabhi ya fhir March end ke bad

  • @noopurpancholi4497
    @noopurpancholi4497 4 роки тому

    Hello mam
    In 2020, still we have to calculate the intrest???
    Or on site they directly get amount??

  • @paliwalgc5586
    @paliwalgc5586 4 роки тому

    A Salaried and income tax payer person has also income (STCG) from mutual fund. Which ITR Form will be applicable for him?

  • @ravindrarana3661
    @ravindrarana3661 6 років тому +1

    Mera small business hai. CSC center and dtp with Xerox. Which itr should I file. Annual income rough 3.6 lac

  • @tarvinder91
    @tarvinder91 4 роки тому

    very helpful. Thanks!

  • @ujjawal.mahesh6
    @ujjawal.mahesh6 6 років тому +1

    Mam Maine 1original and 2 revise ITR file kr diya to mam pse btaeye konsa form many hoga

  • @haneefa2070
    @haneefa2070 5 років тому +2

    hi mam, if total income through fd interest 200000, no other income source, is it taxable,,,

  • @VMCGALAXY
    @VMCGALAXY 6 років тому +1

    Thanks a lot.. it is really very helpful...

  • @inderkumar9486
    @inderkumar9486 5 років тому +1

    Should we show accrual interest in our ITR 1 ?

  • @HarpreetSingh-lt5wt
    @HarpreetSingh-lt5wt 6 років тому +2

    EXCELLENT MAM

  • @saifihusain8640
    @saifihusain8640 6 років тому +2

    Thanks you so much very important info

  • @jagbirsinghsangwan123
    @jagbirsinghsangwan123 2 роки тому +1

    Tell about deduction of interest incurred on NSC u/s80c

  • @sushilkumar-sr4ex
    @sushilkumar-sr4ex 6 років тому

    My query regarding saving intrest as per my form 26AS Showing total amount 16750 and tds 1687. but showing in itr 1 under tax details other than salary total intrest amount 8312/- tds 836/- which is auto fill. Please कोई बताए कि जो figure auto fill show हो रहा है वही रहेगा या इसको change किया जा सकता है

  • @ashishbarnwal5386
    @ashishbarnwal5386 3 роки тому

    Ma'am,
    Main Future Enterprise Limited me FD karwaya tha jisme mujhe Rs. 1937.00 ise ITR me kaise show kare

  • @anupp5955
    @anupp5955 6 років тому

    Pls suggest MOD interest will come in which category ??

  • @vedikasingh4108
    @vedikasingh4108 6 років тому +1

    Can I file ITR 4 for the f.y 16-17 and 17-18 for presumptive income as nill.

  • @ChandanKumar-od4gg
    @ChandanKumar-od4gg 5 років тому

    Dear mam Repairing shop ke liye kaun sa itr fill karna hai. Profit ko kanha show karna hai. No turnover, no bank, only profit hai cash me.

  • @aaryarpf8079
    @aaryarpf8079 5 років тому

    Mam mera TDS jo kata tha vo refund amount 6090 h jabki intimation 143 k that unake calculate me 6210 aya h jo 120 rs vo interest h ab refund amount me 6210 h kya karu plz answer..

  • @srikanthm765
    @srikanthm765 6 років тому +1

    Thank you madam for nice explanation

  • @yashucutebabu4751
    @yashucutebabu4751 5 років тому +1

    income from other source ko kaise fill kare agar saving interest 12000 ho to...kyaa 12000 ki jagah 2000 likhaa jaayegaa top head par

    • @CAGuruJi
      @CAGuruJi  5 років тому

      watch this ua-cam.com/video/AWszJ1OWwD4/v-deo.html&lc=UgwEa1Qk0Ir_W2g12-Z4AaABAg

  • @olayolay1234
    @olayolay1234 6 років тому

    Madam, i opened a Rd in june 2017 i got matured on june 2018, but my bank say in form 26as under section 194a that amount credited on 31 march 2018 is Rs2529 and tds have to be deducted, though actual amount credited only in new financial year. Is this correct, if not that what to do. Please help

  • @ayushgaggar5099
    @ayushgaggar5099 6 років тому +1

    mam... can i get deduction in investment of sbi life smart wealth builder in 80c.... please reply soon

    • @CAGuruJi
      @CAGuruJi  6 років тому

      Check on its document it should be written on it

    • @ayushgaggar5099
      @ayushgaggar5099 6 років тому

      nothing write on document .... about tax benefit.... mam ...there is any diffrence between lic and above scheme..... please reply soon...

    • @CAGuruJi
      @CAGuruJi  6 років тому

      Check with their customer care.

  • @abdulshaikh3465
    @abdulshaikh3465 4 роки тому

    thank you ma'am. 🙏🙏🙏

  • @VikasSharma-lv1mo
    @VikasSharma-lv1mo 6 років тому

    Hello Madam..Would you please tell me ....Where to show profit from Long term Capital Gains...In ITR 4...I dont see any option while i was filing ITR 4

  • @AmanSharma-tt9ii
    @AmanSharma-tt9ii 4 роки тому

    Hi mam. Mera 1 question hai. Please reply.
    Meri bank me fd hai or uspe bank ne mera tds kata tha. From FY 2016 17 to 18 19 tak. 3 years tak countinue tds kata hai. Par in salo me maine form 26 AS check nai kiya tha to kya ye tds mujhe ab wapis mil sakta hai. Meri income taxable nahi hai. Please help on this matter.

  • @MP-rg4uc
    @MP-rg4uc 6 років тому

    My itr ka tds me likha hai 15307 but bank ka int certificate me likha hai 15390. So which amount I fill in extra income in itr 1

  • @montycandidhub6610
    @montycandidhub6610 6 років тому

    pnshion arreas 99000 Bank Intrest 66000 in per kitna rebate (are seniore zitizen) milega total pension 323000 in per income tax retune bharni h ya nahi plz reply

  • @AR-82
    @AR-82 Рік тому

    Plz make video on latest updates of income from Fd and savings only.

  • @rajeshshah6758
    @rajeshshah6758 6 років тому

    if you advanced loans to somebody and earned interest, under which head of income should it be shown in ITR 1..?

    • @CAGuruJi
      @CAGuruJi  6 років тому

      Nowhere

    • @rajeshshah6758
      @rajeshshah6758 6 років тому

      Where & how do I show that income - being the total interest collected in one AY being above the taxable limit..? Please elaborate.

  • @vindhyapriyagopal4567
    @vindhyapriyagopal4567 4 роки тому

    Mam mere Post office ki MIS scheme me maturity to 5 saal baad ki h but interest every month post office ke saving a/c me deposit hota rehta h. To kya every ever ITR krte tym iska interest show krna h ya MIS ki maturity period (5yr) complete hone pr overall total interest us tym ke financial year ke ITR me show krenge. Please answer me soon...

  • @rahulahuja9204
    @rahulahuja9204 4 роки тому

    Mam I have received interest certificate from bank financial year 2019-20.Total interest paid (fd+ saving) Rs76749 and Interest accrual Rs5664(fd interest +saving) to online ITR me kaise show karenge???

  • @amankorotania5911
    @amankorotania5911 5 років тому +1

    Is fixed deposit amt is benefited for itr... Eg. I have 50k FD thn where i have to put 50k in itr

    • @CAGuruJi
      @CAGuruJi  5 років тому

      ONLY 5 YEAR TAX SAVER FD IS ELIGIBLE FOR DEDUCTION U/S 80C

  • @sandyrajora5178
    @sandyrajora5178 6 років тому

    Hello mam
    Conveyance u/s10 exempt but
    Not show in ITR 1. Plz help

  • @MsAvishek100
    @MsAvishek100 5 років тому +1

    Hi mam
    Please tell me the fixed deposit amount and savings deposits amount needs to show in income tax return.please help on this.

    • @CAGuruJi
      @CAGuruJi  5 років тому +1

      only interest incomes

    • @MsAvishek100
      @MsAvishek100 5 років тому

      Thank you very much mam

  • @chetanshah6776
    @chetanshah6776 4 роки тому

    i have only personal intrest income -private party ,so how can i file ITR pl guide me.
    and also TDS refund my income is below 5 lakhs.

  • @kavitasahu430
    @kavitasahu430 3 роки тому

    Memji! ITR filling krte time Matual Fund se jo income hai use show krna jaruri hai?

  • @SUSHILKUMAR-pg8ho
    @SUSHILKUMAR-pg8ho 4 роки тому

    Ma'am अगर taxable income नहीं है तो fd के intt पर भी deduction ले सकते हैं क्या ??

  • @Avtarsingh88773
    @Avtarsingh88773 5 років тому

    Madam I had not file ITR of financial year 2017-18 so I am unable to get refund of my FD intrest of rs 650 in that year. So should I get refund of that previous FD intrest in filling of ITR of financial year 2018-19

  • @divyapradeep3356
    @divyapradeep3356 6 років тому

    Madam I have salary income and also FD interest income . How to return file

  • @crsahoo1989
    @crsahoo1989 4 роки тому

    Where to show Sukanya samriddhi yojana investment in ITR

  • @kalyandass1788
    @kalyandass1788 6 років тому +2

    Fine videos

  • @raviingole1212
    @raviingole1212 4 роки тому

    Mam..sirf bank fd ka 1,50,000 income hain ..uke alawa koi income nahi.
    uspr bank ne TDS kat liya
    to main konsa itr file bhr skta hoon..

  • @amankorotania5911
    @amankorotania5911 5 років тому +1

    Knowledge gaining vedio..thnkew....
    Also make videos on mutual funds nd tution fee

  • @maanpal1190
    @maanpal1190 6 років тому

    Madam namaste, ITR file details fill karne ka bad tax amount Jo v ata he woh form 16 ke tax se bilkul match karta he but uski thik niche interest u/s 243B and 234C me kuch amount show Kar RHA he and Total payable or taxable amount increased ho RHA. To plz bataye u/s243B & 234C me khu show ho RHA and keise file kare plz madam help me

  • @dhirajmhatre50
    @dhirajmhatre50 4 роки тому +1

    Dear Mam,
    Pls advice me related my below question.
    1) The question is If some one have two saving bank account. And he is salaried person, but his one of saving bank account {Bank of India) interest amt (Rs.= 13141/-) shown in form 16A as he got by bank and his TDS is cut as mentioned on form 16a, But TDS amt not shown in IT RETURN (income from other sources)
    2. His second one state bank saving bank account.
    his state bank saving interest amt (Rs.=787/-) shown on his passbook and he didn't get form 16a by state bank.
    3) Then my question is Bank of India saving bank interest (Rs.= 13141/-) & State bank saving intrest ( Rs.=787/-) where to show & we can refund Bank of India interest amt TDS by Tax paid and verification column?

  • @harishchoubisa6944
    @harishchoubisa6944 6 років тому

    Namste mam mene mera itr 1 aapka video dekh kr hi bhara aapke video se muje khub financial bato ka pta chala.mam kya fd ka jo tax deduction kha show krna h (use income me to show kr diya h)

  • @sunnyjalandhara6684
    @sunnyjalandhara6684 6 років тому +1

    Your voice is so sweet. And thanks to educate us.
    Can you make a vedio to fillup ITr for NPS benefit for govt. Employee

    • @CAGuruJi
      @CAGuruJi  6 років тому

      watch this ua-cam.com/video/STHNRhBh8-o/v-deo.html

  • @mantuacharyya3654
    @mantuacharyya3654 6 років тому

    thanks.now I am clear