Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses. drive.google.com/file/d/1Q6mUx9N1HWvSl2EyE_AC3TV-fUHwXAhH/view?usp=sharing Please download the calculator in Excel, it will work fine. Don't directly change values in your browser.
Maine check kiya lekin ye pending emi km kyu nhi ho raha hai mera 60month ka hai our maine kiya to pending mai 250 kyu show kr raha hai..kyu..pls help sir ji..
This is all Calaculations (which is superb) ...but what about value of money now and after some year(say last3-4 installment) You should add this also to this Calaculations(take approx 1% depreciation in money) For ex 100 rs value in 2020 is more than 100Rs value in 2030
Repayment options for Accrued interest of moratorium period not yet declared by bank? If not do you think bank provides same 3 options of repayment you explained in the video?
Ever since the Moratorium has been announced by RBI i have been waiting for this video from you Thank you again sir .... Excellent video Only you can give details information on finance on UA-cam
Sir calculator me thoda error hai, total pending EMI hai vo change nahi ho raha hai , vo koi bhi time 250hi dikha raha hai, our increase EMI me bhi sem EMI rehata hai , i think formula misplaced ho gaya hai , ye sirf aapki information ke liye hai , so never mind🙏🙏
Sir ek baat smjh nhi aayi mujhe Agar mai 6 month ka pay krta toh mujhe pay krna hota - 2.10lakh k around But agar mai emi badhwata hu.. Toh bche hue months hai 50.. And additional emi h (37346-34902)*50=122158 Toh mujhe fayada toh 2nd option mei hai.. Fir aap moratorium naa lene ki salah kyu de rhe h 😳
During the 6 months moratorium period, what interest would be accrued - Simple or Compound? You mentioned that there is not enough clarity on this subject. But how is it in the case of education loans where moratorium periods generally exist.
Sir one question mera ek gold loan h 60k ka @ 18% aur 30k tak hoga to 12% per aega, aur ek car loan 5Lack 8.5% per jiski only 2 emi di h mere pas 30k cash h, mai kya choose karu please answer
1 more question sir👇👇👇👇 Mai 5paisa app use krta hu, usme kuch shares holding/buy h...... Agar mai zerodha me apna ac open krunga to kya, mere sare shares loss (डूब) jayenge??? 👇👇👇👇+1 5paisa app me, mai 2 shares sell kiya tha 1/2 june ko, mere pas av tk koi paisa nhi aaya, aap help kr dijiye,mere sawal ka jawab de k sir plz 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏 Mere pas POA softcopy me h
No one is saying that just keep money safe with you just for three or four months n if you r not in crisis after that simply pay of lumpsum. Why every one saying you have to pay hafty amount afterwards. Even home loan interest is lowest these days. Sir plz guide properly.
Mr.Yogi, what would u suggest for people having under construct flats and are paying EMIs, through repo rate home loan and possession in 8 months. This way they can accumulate some cash for GST+Registry+Furnishings and later on go with the increase EMI option. Your take on that?
I am not availing moroirium option my issue is __keeping same Emi I am not getting benefit whenever bank rate changed by RBI _. Effect of same should be given by reducing repayment schedule SBI not passing benefit. Pl clerify
Sir got a question which one is better mutual fund or stocks where to invest as i have a longterm goal so want to know where i can make good money in next 20 yrs?? pls suggest.
10:17 He explained how There is no considerable increase in EMI in this case 😑😑 Meanwhile Engineers be like: Ooo bhai ye toh hamari 2 month ki salary hai 😒🤧😭😭😭😭😭
Sir maine march to may moratorium liya tha(in the suspect of financial problem) but maine EMI ko continue jamaa karta rha to kya mujhe bhi jyada interest dena hoga. Mera outstanding amount km ho gya h after paying continue emi (march to may) plz clear my doubt...
2 lakh lone ta, aor 8410 EMI ta, aor Lockdown ke time 2 month ka nhi kar paye, ab uska 3 month ka EMI increase kar diya, kya ye Rules ke according ya hmasye (Home credit india) company extra charge laga rhi h Please answer sir
Sir biggest opportunity in the history of the world ... This reccetion sir.....ek video on...... Kaise mandi me debt ka use kar ke real state me invest karein ..after ressetion hamlog kaise jayada profit bana payein step by step... Plzzzz aaj har youth ka question Hai sir plzz make sir....... Thanks sir...
Sir agar Mai car, or bike ka loan bharu hi na or mere jaise lakho log Jo nahi bhar pa the hai to automatic NPA ho jaega? Kya Mai Vijay malya ban sakta hu?
If we have opted Moratorium period with option of tenure extention but paid bulk of amount as a part payment in regular interval, Do still we need to pay large amount of accumulated interest during Moratorium period as you have calculated?
If aap credit card pr statement ka payment nh krte toh apko current outstanding pr penalty lgegi according to banks interest .only apko other fee nh lgegi i.e late fee and cbi pr impact nh pdega.i.e apka current statement 5k ka hai or statement generate hone ke baad apne 25k ki purchasing ki toh complete 25k pr penalty lgegi . it's better ki aap pay kr de jitna jada pay kre
Mera Loan Sbi me he ROI 7.3% kya me Moritarium ka benifit le ke, EMI AMOUNT kisi or bank me FD kar saqta ho, Mera Loan amount 35.5L he , muje after 1 year kuch paisa lagane wala he, Mera ye amount Top Up loan ke sath he , kya me moreterium ka benifit le lu ya FD karu , Kuch bank me 8 % Interest mil raha he
Sir Mera Loan SBI me he , Muje 1 sal bad kuch paisa lagane wala he , muje suggest ki je ki agar me abhi me EMI amount ka FD karata hu to or muje FD pe 9% Interest he, to kya muje EMI paid karana chahiye ya FD continue karana chahiye
Thanks for video. I find your video knowledgeable. Wanted to ask one question - If we opt increase tenure (no option to pay now) and pay 1 emi extra every yr , I think this will also work, please suggest.
मैं बीआरकेजीबी राजस्थान बैंक में गया था परंतु वह एमआई लेने के लिए तैयार नहीं है जबरदस्ती मोरटोरियम थोप रहे हैं क्या करूं बैंक वाले कह रहे थे कि यह ऊपर से ही बंद है हम क्या करें यदि आप अपना एएमआईपी करेंगे तो वह एडवांस माना जाएगा जब तक ऊपर से ही यह माई ने काटी जाए ब्याज सहित जमा नहीं हो सकती
@@AssetYogi Sir aaj mene sbi home loan ki website par free Sibil score check kiya to Usme mera score only 1 bata raha hain please bata sakte hain aisa kyu hoga ? Mene 2015 sirf ek loan liya tha bike ka wo regular bhar diya tha uske baad koi loan nahi liya.aur na to me credit card use krta hu.
Hi sir first comment I have taken gold loan for 120000 for 3 yes my emi is 3903 per month interest rate is 8.25/ so sir if I opt for monotorium from June to Aug then how much interest more I have to pay please calculate I m confused need help
You explained it very well and very detailed. I really like the way you explaining things with minute details. This video is very helpful for everyone. The gist for this video is - its better if we choose "Increase EMI" option. Just for the information to everyone. HDFC LTD is doing Compound Interest.
Hi I have a doubt regarding PPF. Can I start from next, will it be a good option because actually we should start from April but because of lockdown I wouldn't start so should I start from coming month??? Please reply. Thank you.
Very detailed and i agree, i have invested in share market after looking at the market and planning to pay the amount one time with interest once the market is up.
explained well sir... I would like Asset Yogi channel to make video on TDS, IT, 12BB, 80C, form 16, 26q, 24q, 27 vagaira ..vagaira... ye saari cheejein kaafi confusing hai....kindly make video on these topics ...
Thank you so much sir to understand this complicated process in such a easy way. I have shared this video with my friends and all of them are appreciating you.👏👏 It would be helpful for us if you fix the following issue in the attached sheet: 1. Number of pending EMI is not changing after selecting increase tenure. 2. New EMI is also showing the same as existing after selecting increase EMI
Camarsel market me investment Kiya tha waha se 12% asurente aa raha tha jo logwdown me dena band kar diya hai aur mujhe laon dena bank ko vhari par raha hai ispe vi videos banaye sr thanks
Sir me 24 kaa hu aur meri koi income Nahi hai magar gharse Kuch paise milte hai Jo me "Paytm money" app ke through mutual funds me long term ke liye invest Karna Chahta hu wealth creation ke liye agar aap iss baare me Kuch bata sake to bohot madat hogi. Thank you.
Sir, yours calculator is really helpful Can you please share the same calculator where we can understand our upcoming EMI details separately principal out standing and interest rates separately
Thank u so much sir for making this kind of helpful videos , now i am only 18 years old, i started learning investing, ur videos help me a lot, and thank u again 😊😊😊
Subject: About meaning of corporation... Hello Respected sir I am Jeetendra Borade. I am subscriber of your channel as it is very helpful to become financial literate..thanks for that sir.. Recently I am reading a book Rich dad Poor Dad.. in this author of this book stated- "One who want to become rich should establish his corporation " My concern to you is what really this corporation is ??? I feel that you are right person to ask... Kindly reply sir
Mitro, agar moratarium lekar hum samay par manually bank mein bhar dete hai to bhi interest charge hoga kya. Ya phir in the same month date ke baad bharate hain to bhi charges applicable honge kya?
If I opt for 3 months moratorium ( for June, July, August) and chooses one time payment option for interest then will I need to pay the total interest amount along with the EMI of the month in September 2020?? Please advise
Sir mera home credit se loan hai 1 month nahi de paye next month me 2 month ka ek sath de diye hai. But bank se 590 and 590 2 times kat gaya hai. Wo wapas kaise hoga. Bank ne mana kar diya ki wapas nahi hoga. Kya kare
Aapne galat calculate kiya hai. You need to look at time value of money too. Not just total money paid. 4 lakh extra paid over 15 years might be better than 2 lakh paid today. You see.
Hello sir, At the time of taking personal loan interest rate was 14.25%, now while selecting moratorium for 3 months the rate of interest showing 24%. So I am confused regarding this can you the clarification plz
Hi sir, Can you please clear my doubt. So let suppose i invest 15000 SIP every month in equity for 10 years and it generates a profit of 50% annually and then it became ₹3600000 and if i sell fund of 1000000 then will i get the profit of 50% on 2600000 (SIP Further continues).?
Sir even you are helping banking aspirants. These knowledge is really frutiful for the upcoming new bank employee and aspirants who are going to give their interview in future. Thanks again
Suppose me 6 months ka moratorium le leta hu aur me EMI same rakhu uske bad suppose meri total EMI years 25 ho gyi but mere pass agar paise ka bandobas ho jaye aur me 5 years k bad pura loan bhardu to ye 6 months ka moratorium lena sahi ya nahi?
सर कुछ लोग मोरटोरियम नहीं लेना चाहते लेकिन उन पर जबरदस्ती थोपा जा रहा है बैंक मैनेजर ही है चेहरे के ऊपर से ही बंद है प्याज कैलकुलेट नहीं हो रहा हम आपके लोन की किस्त कैसे काटे यदि आपकी लांगेस्ट काटी जाएगी तो वह एडवांस माना जाएगा ब्याज फिर भी नहीं कटेगा
In India, can children transfer money to there non-working parent account. Suppose money is sent to bank, in that case, who will have to pay tax on that money - parent or children.
Sir I have an ongoing loan EMI with SBI. I didn't choose for moratorium but still they didn't deduct amount from my account. So now I have to pay intrest for April to June month. Can you please help me what should I do now ?
Sir Hamne put li hai aur wo out of money hai , to expiry ke pahle hme square off krna padtaa hai yaa apne aap expiry ho jaataa hai aur in dono me kya karna sahi hai?? Aur yadi expiry ke pahle out of the money me hi ham square off krke bahar nikalana chahe to kya puraa premium dub jaataa hai??Please answer it👏👏 Please answer it sir👏👏 I am in very depression. Aur yadi put li hai aur out of money me premium jayada ho jataa hai to kyaa hm out of the money me hi square off karke profit kama sakte hai yaa out of the money me square off krne se loss ho saktaa hai ??Please I request u to please answer it👏👏
Join All-In-One Video Finance App here: vidfin.com/
Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.
drive.google.com/file/d/1Q6mUx9N1HWvSl2EyE_AC3TV-fUHwXAhH/view?usp=sharing
Please download the calculator in Excel, it will work fine. Don't directly change values in your browser.
Thank you so much sir...Aapka EMI prepayment ka video bhi bahut useful hai..
Thankyou Sanket :)
Make 1 video for CC / OD accounts also
Maine check kiya lekin ye pending emi km kyu nhi ho raha hai mera 60month ka hai our maine kiya to pending mai 250 kyu show kr raha hai..kyu..pls help sir ji..
THANK YOU, SIR, FOR VALUABLE VIDEOS, SHOULD WE INVEST IN MUTUAL FUNDS OR STOCKS AFTER AVAILING MORATORIUM AMOUNT? PLEASE SUGGEST
2:09 actual video starts..
This is all Calaculations (which is superb) ...but what about value of money now and after some year(say last3-4 installment) You should add this also to this Calaculations(take approx 1% depreciation in money)
For ex 100 rs value in 2020 is more than 100Rs value in 2030
Yes Shubham you are right, time value of money is ignored to make calculation simpler. But yes, that can further be added in the calculation.
Repayment options for Accrued interest of moratorium period not yet declared by bank? If not do you think bank provides same 3 options of repayment you explained in the video?
Ever since the Moratorium has been announced by RBI i have been waiting for this video from you Thank you again sir .... Excellent video
Only you can give details information on finance on UA-cam
Is se behtar Moratorium ka explanation Or kaha bhi nahi milega... Well Explained Sir...
Sir calculator me thoda error hai, total pending EMI hai vo change nahi ho raha hai , vo koi bhi time 250hi dikha raha hai, our increase EMI me bhi sem EMI rehata hai , i think formula misplaced ho gaya hai , ye sirf aapki information ke liye hai , so never mind🙏🙏
Sir ek baat smjh nhi aayi mujhe
Agar mai 6 month ka pay krta toh mujhe pay krna hota - 2.10lakh k around
But agar mai emi badhwata hu.. Toh bche hue months hai 50.. And additional emi h (37346-34902)*50=122158
Toh mujhe fayada toh 2nd option mei hai.. Fir aap moratorium naa lene ki salah kyu de rhe h 😳
During the 6 months moratorium period, what interest would be accrued - Simple or Compound?
You mentioned that there is not enough clarity on this subject. But how is it in the case of education loans where moratorium periods generally exist.
Sir one question mera ek gold loan h 60k ka @ 18% aur 30k tak hoga to 12% per aega, aur ek car loan 5Lack 8.5% per jiski only 2 emi di h mere pas 30k cash h, mai kya choose karu
please answer
Very good muje aj hi apke madayam se jankari mili calculation ki,. You are great man of the world
Namaste Sir, one question regarding moratorium - can we apply for home loan moratorium or EMI hold request now in 2022 for some reasons?
Sir one more option,, pay only interest during moratorium period regularly and extend the loan tenure.. where will this option fit??
1 more question sir👇👇👇👇
Mai 5paisa app use krta hu, usme kuch shares holding/buy h......
Agar mai zerodha me apna ac open krunga to kya, mere sare shares loss (डूब) jayenge???
👇👇👇👇+1
5paisa app me, mai 2 shares sell kiya tha 1/2 june ko, mere pas av tk koi paisa nhi aaya, aap help kr dijiye,mere sawal ka jawab de k sir plz 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Mere pas POA softcopy me h
Sir .. mene sbi k 160 pr 20 or 150 pr 30 shyer liye the too kya m pure 50 ak bar me seel kr sakta hu kya or dp charge kitna lagega zerodha me
No one is saying that just keep money safe with you just for three or four months n if you r not in crisis after that simply pay of lumpsum. Why every one saying you have to pay hafty amount afterwards. Even home loan interest is lowest these days. Sir plz guide properly.
Mr.Yogi, what would u suggest for people having under construct flats and are paying EMIs, through repo rate home loan and possession in 8 months. This way they can accumulate some cash for GST+Registry+Furnishings and later on go with the increase EMI option. Your take on that?
I am not availing moroirium option my issue is __keeping same Emi I am not getting benefit whenever bank rate changed by RBI _. Effect of same should be given by reducing repayment schedule SBI not passing benefit. Pl clerify
Sir Mera loan period already 30 years hai. Kya mai loan amount ke tenure aur increase ker sekte hai Kya?
In all the three examples payouts are in different time range, it is ideal to take the present value of cashflow to conclude which option is better.
You are right Rohit. Calculation ignores time value. Values shown in absolute terms only.
Sir got a question which one is better mutual fund or stocks where to invest as i have a longterm goal so want to know where i can make good money in next 20 yrs?? pls suggest.
10:17 He explained how There is no considerable increase in EMI in this case 😑😑
Meanwhile Engineers be like:
Ooo bhai ye toh hamari 2 month ki salary hai 😒🤧😭😭😭😭😭
JIT(Jandhulal Institute of technology) se engineering kiya hai kya? 😁
Mukul ji aap k video k jariye sahi jankari milti hai. Thanks
Dhanyawad Amanat :)
Sir maine march to may moratorium liya tha(in the suspect of financial problem) but maine EMI ko continue jamaa karta rha to kya mujhe bhi jyada interest dena hoga.
Mera outstanding amount km ho gya h after paying continue emi (march to may) plz clear my doubt...
Hii
What is investment by one company in other company?
For ex. Facebook and silver lake have invented in Jio
Awesome explaination.
Now I have no more doubt about this topic.. superb.. thank you very much sir 🙏🙏🙏😊
Hope it's helpful 😊
@@AssetYogi offcourse it was helpful..keep it up sir.🙏🙏😀
Really best study of recession and explained it very simply to understand newcommers in share market
Sir kya Govt Employees Intraday Trading kr skte hai....plz rply sir....
No
2 lakh lone ta, aor 8410 EMI ta, aor Lockdown ke time 2 month ka nhi kar paye, ab uska 3 month ka EMI increase kar diya, kya ye Rules ke according ya hmasye (Home credit india) company extra charge laga rhi h
Please answer sir
Sir biggest opportunity in the history of the world ... This reccetion sir.....ek video on...... Kaise mandi me debt ka use kar ke real state me invest karein ..after ressetion hamlog kaise jayada profit bana payein step by step... Plzzzz aaj har youth ka question
Hai sir plzz make sir....... Thanks sir...
Sir agar Mai car, or bike ka loan bharu hi na or mere jaise lakho log Jo nahi bhar pa the hai to automatic NPA ho jaega? Kya Mai Vijay malya ban sakta hu?
Sir is corna time me lockdown ke period me home loan lena sahi hai kya sir plz batyae
If we have opted Moratorium period with option of tenure extention but paid bulk of amount as a part payment in regular interval, Do still we need to pay large amount of accumulated interest during Moratorium period as you have calculated?
Abhi jaisa ki interest rate kam hua hai, to kya loan ko refresh karna faydemand hoga ?
If aap credit card pr statement ka payment nh krte toh apko current outstanding pr penalty lgegi according to banks interest .only apko other fee nh lgegi i.e late fee and cbi pr impact nh pdega.i.e apka current statement 5k ka hai or statement generate hone ke baad apne 25k ki purchasing ki toh complete 25k pr penalty lgegi . it's better ki aap pay kr de jitna jada pay kre
Thank to mom and dad still I m able to pay emi 🙏🏻and thanks to asset yogi for such help full info on every financial condition
Mera Loan Sbi me he ROI 7.3% kya me Moritarium ka benifit le ke, EMI AMOUNT kisi or bank me FD kar saqta ho, Mera Loan amount 35.5L he , muje after 1 year kuch paisa lagane wala he, Mera ye amount Top Up loan ke sath he , kya me moreterium ka benifit le lu ya FD karu , Kuch bank me 8 % Interest mil raha he
Please make video on live demo future and option and chain🙏. And explain in detail of live demo. Please fulfilled my dream.
Thank u, I was searching for this advice, as my sbi bank automatically gave me the moratorium without my consent and I was confused what to do
Sir Mera Loan SBI me he , Muje 1 sal bad kuch paisa lagane wala he , muje suggest ki je ki agar me abhi me EMI amount ka FD karata hu to or muje FD pe 9% Interest he, to kya muje EMI paid karana chahiye ya FD continue karana chahiye
Thank you so much Mukul Ji for sharing such invaluable knowledge to the society in such a beautiful manner....
Thanks for video. I find your video knowledgeable.
Wanted to ask one question - If we opt increase tenure (no option to pay now) and pay 1 emi extra every yr , I think this will also work, please suggest.
मैं बीआरकेजीबी राजस्थान बैंक में गया था परंतु वह एमआई लेने के लिए तैयार नहीं है जबरदस्ती मोरटोरियम थोप रहे हैं क्या करूं बैंक वाले कह रहे थे कि यह ऊपर से ही बंद है हम क्या करें यदि आप अपना एएमआईपी करेंगे तो वह एडवांस माना जाएगा जब तक ऊपर से ही यह माई ने काटी जाए ब्याज सहित जमा नहीं हो सकती
Mera bhi aisa hi problem hai. Kirpiya sojhaw de.
Sir, you have explained the details of moratorium option in a detailed and simple manner. Thank you sir,🙏
Keep learning Pratik
@@AssetYogi Sir aaj mene sbi home loan ki website par free Sibil score check kiya to Usme mera score only 1 bata raha hain please bata sakte hain aisa kyu hoga ?
Mene 2015 sirf ek loan liya tha bike ka wo regular bhar diya tha uske baad koi loan nahi liya.aur na to me credit card use krta hu.
Very knowledgeable n useful. However , pl.clarify if we pay one time int.then what about the arrears Emi?thanks
HDFC is not giving Option of One Time Payment...Not sure about other Banks.
Thanks aaj kuch new sikhne ko Mila alag view hai thank u so much
Keep learning Ashwani
Hi sir first comment I have taken gold loan for 120000 for 3 yes my emi is 3903 per month interest rate is 8.25/ so sir if I opt for monotorium from June to Aug then how much interest more I have to pay please calculate I m confused need help
Sir,
If I am not opted for EMI Moratorium,but I paid EMI after due date with bounce EMI.this affected to CIBIL score ?
No.
You explained it very well and very detailed. I really like the way you explaining things with minute details. This video is very helpful for everyone.
The gist for this video is - its better if we choose "Increase EMI" option.
Just for the information to everyone. HDFC LTD is doing Compound Interest.
Well Explaining of moratorium
But till now!
What if a person has received PMAY scheme in between ...then how it should be calculated....??
Hi I have a doubt regarding PPF. Can I start from next, will it be a good option because actually we should start from April but because of lockdown I wouldn't start so should I start from coming month??? Please reply. Thank you.
sir ager mujhe home loan per topup lena hai or me uski jegeh per moritorium le reha hu to dono me kon sa benefit hai
Very detailed and i agree, i have invested in share market after looking at the market and planning to pay the amount one time with interest once the market is up.
explained well sir... I would like Asset Yogi channel to make video on TDS, IT, 12BB, 80C, form 16, 26q, 24q, 27 vagaira ..vagaira... ye saari cheejein kaafi confusing hai....kindly make video on these topics ...
Thank you so much sir to understand this complicated process in such a easy way. I have shared this video with my friends and all of them are appreciating you.👏👏
It would be helpful for us if you fix the following issue in the attached sheet:
1. Number of pending EMI is not changing after selecting increase tenure.
2. New EMI is also showing the same as existing after selecting increase EMI
Sir you have simplified the concept as always u do... You are great indeed!!!!!Best wishes
Thankyou Prashant :)
Camarsel market me investment Kiya tha waha se 12% asurente aa raha tha jo logwdown me dena band kar diya hai aur mujhe laon dena bank ko vhari par raha hai ispe vi videos banaye sr thanks
Sir me 24 kaa hu aur meri koi income Nahi hai magar gharse Kuch paise milte hai Jo me "Paytm money" app ke through mutual funds me long term ke liye invest Karna Chahta hu wealth creation ke liye agar aap iss baare me Kuch bata sake to bohot madat hogi. Thank you.
Whatsapp us on 92 9292 4848
Sir,
yours calculator is really helpful
Can you please share the same calculator where we can understand our upcoming EMI details separately principal out standing and interest rates separately
Thank u so much sir for making this kind of helpful videos , now i am only 18 years old, i started learning investing, ur videos help me a lot, and thank u again 😊😊😊
Glad to hear that Ranit, keep learning :)
Subject: About meaning of corporation...
Hello Respected sir
I am Jeetendra Borade.
I am subscriber of your channel as it is very helpful to become financial literate..thanks for that sir..
Recently I am reading a book Rich dad Poor Dad.. in this author of this book stated-
"One who want to become rich should establish his corporation "
My concern to you is what really this corporation is ???
I feel that you are right person to ask...
Kindly reply sir
home loan pe maratorium leke , bajaj ka personal loan foreclosure karna this rahega kya ?
Check from bank
Concept clear.... Thankyou for this Video..🙏
Sir, bank has granted homeloan with 18 month forced moratorium and if I want to start EMI pay fROM startdate, will there be additional charges?
Mitro, agar moratarium lekar hum samay par manually bank mein bhar dete hai to bhi interest charge hoga kya. Ya phir in the same month date ke baad bharate hain to bhi charges applicable honge kya?
Thanks for clearing all the doubts I had about it. It's easy for me to now decide.
Keep learning :)
Sir mera personal lone hai... 1lack fifty thousand ka.... 24 month tunure ka...... 19 month finish ho gaya...... Remaining 5 month hai...... Interest kitna haya Ha monthly
Sir , very informative. Can you please advise me what is sdr? In currency
If I opt for 3 months moratorium ( for June, July, August) and chooses one time payment option for interest then will I need to pay the total interest amount along with the EMI of the month in September 2020??
Please advise
Yes
Sir agar ek month ka hi moratorium liya to kitna additional bharna hoga agar emi 15000 ho to pls bataoye
Very important information share
Thank you sir please more videos on commercial vehicles
Sir mera home credit se loan hai 1 month nahi de paye next month me 2 month ka ek sath de diye hai. But bank se 590 and 590 2 times kat gaya hai. Wo wapas kaise hoga. Bank ne mana kar diya ki wapas nahi hoga. Kya kare
Sir, I have transferred the EMI amount in principle, please suggest it's benificial for future.
Aapne galat calculate kiya hai. You need to look at time value of money too. Not just total money paid.
4 lakh extra paid over 15 years might be better than 2 lakh paid today. You see.
Correct I wanted to write the same then I saw you already wrote .
Money depreciation is ignored
Correct! if you pull that money and put in the stock market you will be in profit
@@gtk-elementarystudents2052 that is what I did with my home loan emi 👍😄🙋♂️🙋♂️
@@sahil_vi . You are right bro
Hello sir,
At the time of taking personal loan interest rate was 14.25%, now while selecting moratorium for 3 months the rate of interest showing 24%.
So I am confused regarding this can you the clarification plz
Hi sir,
Can you please clear my doubt.
So let suppose i invest 15000 SIP every month in equity for 10 years and it generates a profit of 50% annually and then it became ₹3600000 and if i sell fund of 1000000 then will i get the profit of 50% on 2600000 (SIP Further continues).?
Can we avail moratorium and make the part prepayment of the 6 months emi's saved?
No financial advisor can answer this. Because it's a only real benefit of covid 19 deferment.
Intrest rate consider as Rate of return Herr ??
Hello Sir
Very informative video
Pls make a video on the new car loan schemes by hdfc icici etc balloon payment, flexi emi, step up plan.
Hi sir how can I transfer power of attorney into Registry ,could you help me please
Very nicely explained with nice examples and thanks for calculator
Keep learning :)
Sir even you are helping banking aspirants. These knowledge is really frutiful for the upcoming new bank employee and aspirants who are going to give their interview in future. Thanks again
Suppose me 6 months ka moratorium le leta hu aur me EMI same rakhu uske bad suppose meri total EMI years 25 ho gyi but mere pass agar paise ka bandobas ho jaye aur me 5 years k bad pura loan bhardu to ye 6 months ka moratorium lena sahi ya nahi?
सर कुछ लोग मोरटोरियम नहीं लेना चाहते लेकिन उन पर जबरदस्ती थोपा जा रहा है बैंक मैनेजर ही है चेहरे के ऊपर से ही बंद है प्याज कैलकुलेट नहीं हो रहा हम आपके लोन की किस्त कैसे काटे यदि आपकी लांगेस्ट काटी जाएगी तो वह एडवांस माना जाएगा ब्याज फिर भी नहीं कटेगा
If I transfer EMI amount to principle, what would happen?? Can you please answer
Kya lock down period me bhi bank non mantanace charge laga sakti hai
Very good Explanation in simple language.
thanks sir.
Keep learning Pravin
In India, can children transfer money to there non-working parent account.
Suppose money is sent to bank, in that case, who will have to pay tax on that money - parent or children.
Will I have to pay monatorium interest if I pay full outstanding principal at the end of the monatorium period?
Thanks Mukul Sir. Very useful information.
I have learnt a lot from you.
Thanks
Glad to hear that, Keep learning :)
It is applicable for Court Attachment on loan ?
Sir I have an ongoing loan EMI with SBI. I didn't choose for moratorium but still they didn't deduct amount from my account. So now I have to pay intrest for April to June month.
Can you please help me what should I do now ?
Visit your branch and ask them to deduct.. Moratorium is not compulsory..
Sir make a video on bajaj finance mahindra and mahindra how are they able to assure 8to9% returns on fds are they even safe
मोरेटोरियम-EMI हॉलिडे🤔🤔🤔🤔,बहुत he achi जानकारी मुकुल जी😊😊👌🏻👌🏻🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼
Dhanyawad 😊
😊😊🇮🇳🇮🇳🙏🏼🙏🏼
Hdfc is not giving repayment option of increasing emi amount ,can i have rights to ask for the same ,pls reply sir
Hi sir just want to know if we are paying one time interest ,then also there is an increase in tenure?
Sir ji Gazab..
Mind-blowing
Thanks 😊
Sir
Hamne put li hai aur wo out of money hai , to expiry ke pahle hme square off krna padtaa hai yaa apne aap expiry ho jaataa hai aur in dono me kya karna sahi hai?? Aur yadi expiry ke pahle out of the money me hi ham square off krke bahar nikalana chahe to kya puraa premium dub jaataa hai??Please answer it👏👏
Please answer it sir👏👏
I am in very depression.
Aur yadi put li hai aur out of money me premium jayada ho jataa hai to kyaa hm out of the money me hi square off karke profit kama sakte hai yaa out of the money me square off krne se loss ho saktaa hai ??Please I request u to please answer it👏👏