Thanks for your great imagination. It is always a pleasure to watch your videos. Here is my question: If in the future, we lend a bitcoin to a business for whatever financing reasons, we would expect to get back the bitcoin plus the expected growth during that period of lending and plus a bit more to cover the risk of not getting paid back... Therefore, if bitcoin is steadily growing at about 10% per year in a distant future, then the expected rate should be 10 plus the estimated risk for that specific business, which will be determined by AI. This is just a thought. Why would someone lend his bitcoin and only expect it back with no interest, would make no sense.
Thank you for the content!! All we need is the right advice on how to invest in crypto and we will be set for life, I was able to build my portfolio to $68k in profit within a short period ,I feel blessed 🤗
Same here Pal, I strongly believe the Bitcoin ETFs approval will be a life changing opportunity for us, with my current portfolio of $103,500 from my investments with my personal financial advisor Adriana Johnston, i totally agree with you
I know Ms Adriana Johnston as a popular crypto experts' people talk about, her transparency in the crypto community speaks for her, I attended her seminar in Brisbane 🇦🇺 last year.
Appreciate it for posting! Looking for advice: My wallet on OKX holds some Tether, and I have the seedphrase: -clean- -party- -soccer- -advance- -audit- -clean- -evil- -finish -tonight- -involve- -whip- -action-. Could you suggest how to proceed with moving them to another wallet on Binance?
SO interest rate will be the same as they are now. Michael Saylor can borrow a 1% and people with good credit at 6%, people with bad credit and CC debt pay up tp 20%. Great take. Equity will be scrutinized. What a concept. Thanks for nothing Fred. We already have lending by machines. They are called banks. They do comparative appraisals, credit histories and market assessments. SO they get a new name in the future. Nothing changes. GREAT!
what do you think the gold standard was? it was more or less as you are describing ( many currencies but all backed by gold ). as a case study, research why it went away. then you'll understand that this can not happen. and by the way the dollar is like a weapon for the US ( to sanction ). do you honestly think US is gonna let that go??
You're doing a fantastic job! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
Hi Fred it's a great experiment. I don't think people who are in control of the power will give it up so easily even with hiperbitconization. It would be a better world for sure... Most likely I think people who are now in control, will have the control in the future of most BTC. But nevertheless, even taking that into account, there will be more justice, at least they won't be able to inflate the currency 😂. Send You love Fred
Thanks for sharing! I need guidance: My Tron Wallet contains some TRX 20 USDT, and I know the seed phrase: -clean- -party- -soccer- -advance- -audit- -clean- -evil- -finish -tonight- -involve- -whip- -action-. Could you suggest how to proceed with transferring them to Kraken?
I think price of Gold in terms of Bitcoin will be pretty much stable, so for big transactions in local area will be preferred (in terms of stability) with gold may be. But in terms of portability they will trade gold with bitcoin. People will only give bitcoin against gold, not fiat.
Since I became so rich in cryptocurrency I realise that crypto is the future cuz I invested 10k and made up to 36k as weekly profit I appreciate the help of your channel.
For me, trading hasn’t been going well. Every day, I watch videos, but all I see are people sharing their successful trading experiences and appreciating how well their trading is working.
Fred, can you go into the possibility of Vanguard / Blackrock having too much control over bitcoin and posilsibly changing the path of Bitcoin, turning it into another Wallstreet plaything.. Or not possible?
I lot of hope in those expectations, Fred. I am from Brazil, and here we are facing 6% yearly inflation for the last 20 years, since the creation of Real. At that time, Real/Dollar was 1 to 1, now its 6 to 1, without considering the inflation of dollar itself, so figure how much purchasing power brazilians have, none. On top of that, spending has increasing even after pandemic levels, due to Lula's fenix renaiscence from ashes, after being put on jail for 3 courtes consecutively. Argentina is just the extreme, however, several countries like Brazil have suffered from this scenario I just described. And the dollar, has served for the US as a tax that US Government was able to force upon every country that depends on it. I pray for all these outcomes, because not only it means better way of living worldwide, but more importantly, a more ethical world, both internally and external policies.
Eventually, you can't lend something that has a fixed supply. If you manage to lend 21 million BTC to diferent clients, they would have to give you back 21million BTC plus some BTC that doesnt even exist as interest.
There’s something profound here. Something i haven’t heard of before. Negative interest rates maybe Investing as a way of supporting projects, not earning money maybe. I don’t know, but here we have something
Mmt states that governments will be just fine.. everything will always be pegged to the USD and every county will still have a monopoly on their currency.
We will use cash again, only now it will be tied up and backed by a hard asset. After a while, the number of people using the bitcoin network will reach billions, and the amount of sats per transaction will go down significantly. There is only so much information that can be carried per block, so it is going to be way too expensive for regular people to use on a daily basis for everyday transactions. We will therefore revert to cash in its original form, as a credit note. By then, >90% of all btc will be in the hands of institutions, which will be the issuers of credit notes. We will accept and encourage this, because it will be much cheaper for everyone involved. We will trade credit notes, banks will have their own blockchain to keep track of credit notes (for instance USDT), and once a day or once every few hours, the banks will transfer large amounts to settle between themselves at a lower expense, most likely during night time, and other times when electricity price is at a low. The cost of the transfer is then divided by the consumers, and an extra fee is added by the bank for their troubles. This fee will increase over time, and the bank will use the fees to re-introduce inflation, and eventually we come full circle and the connection between btc and cash is once again lost, BTC will keep rising in value, but the transaction fees will push out common people and the barrier to entry will increase with the price, so it will remain a tool of wealth preservation dominated by the rich, much like real-estate is now. Better buy enough sats now to cover hundreds of years of fees, because this will only get worse.
MicroStrategy will be the largest of these institutions, and will likely have the smallest transfer costs and thus the lowest rate for their customers. This will bring more business their way, and the relative fee will get even lower compared to their competitors. The wallets of individuals will remain dormant for extreme periods of time due to the cost of spending the contents. This will give wealth preservation like we have never seen before, creating dynasties and a return to a monarchical structure in the long run. The relative value of the BTC, however, will increase quicker than a spoiled inheritor can spend it all in the beginning. This will lead the undisciplined to lose their wealth quickly, while the disciplined will have a unique opportunity to increase growth by lending and borrowing against the future value of BTC. The cost of network fees will lead to an argument that it is cheaper to leave a large amount bitcoin with a future custodian like MicroStrategy over time, and shareholders will recieve the lowest fees. This will lead people to transfer parts of their holding that is likely to be spent in their lifetime to custodians, and that it is therefore worth a large premium. We will prosper, but future generations will struggle in this new system if we do not have their backs. Use custodians to your advantage, but keep most of your holdings locked away from institutions for as long as you can to ensure a prosperous future for your offspring. Set minimum cooldown periods of 5-10 year and 5% limits to withdrawals from your cold wallets, much like a sovereign wealth fund does, and you will not be able to outspend the increase in wealth over time. Anyone not doing this will be giving away their wealth slowly and surely to institutions. This is our opportunity to not f*ck up a fresh start.
Saylor wants a small number of public companies & sovereigns to hodl a high percentage of all btc. Dr. K. wants btc in circulation and used for business and consumption purposes. Under the Saylor model, widespread btc ownership will become an unfulfilled dream.
I think we'll see Bitcoin multi-sig mints for local spendable currencies. Say you have 10 BTC, you send .05 to the mind for local anonymous currency for a few weeks. Trip to Europe, you send .1 to their mint. The local money is still hard money backed by BTC and verifiable. This increases the local velocity of money because it's fast cheap anonymous payment network VS 7 tps BTC.
Perhaps interest rates will be determined by the product that you provide if you would like to build a dog sanctuary put that on online and someone with bitcoin would lend it to you at 0% because he wants to see the dog sanctuary built
I think what you need is a financial advisor assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached
Wow...Seeing a remark regarding my manager Evelyn Turner is quite energizing, she's really a good investment advisor. I was privileged to attend some of her seminars,that's how I started my crypto investment
So you guys know her too?... he made me and I have our own house and car. She is good. Her success story is everywhere, her method surprised me honestly
Appreciate the recommendation! Bought XAI17A, expecting 10x returns. Major exchanges confirming listings. Your insights have always been on point. Looking forward to seeing where this investment goes, thanks for the valuable advice!
Great analysis! Got a 10% profit in one week from your last video, OMG!!! Im thinking about investing in XAI17A, XRP, and SOL. What’s your take on these? XAI17A seems like a strong choice, but I’d love your feedback.
With my $2M portfolio on the line, should I double down on XAI311T or play it safe as we near December 2024? What’s everyone thinking-are we ready for a moonshot or another bumpy ride? lets go XAI311T!!!
With my $2M portfolio on the line, should I double down on XAI311T or play it safe as we near December 2024? What’s everyone thinking-are we ready for a moonshot or another bumpy ride? lets go XAI311T!!!
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
Thanks for sharing XAI17A and XRP. 💯
XAI isa SCAM!!!!!
Thanks for your consistency, Fred. Always enjoy and look forward to your perspective.
Love the new in-built captions style. Good work sir!
Bought XAI17A after watching your video, super excited! 💰
XAI isa SCAM!!!!!
Good one! more of these please.
Thanks for your great imagination. It is always a pleasure to watch your videos. Here is my question: If in the future, we lend a bitcoin to a business for whatever financing reasons, we would expect to get back the bitcoin plus the expected growth during that period of lending and plus a bit more to cover the risk of not getting paid back... Therefore, if bitcoin is steadily growing at about 10% per year in a distant future, then the expected rate should be 10 plus the estimated risk for that specific business, which will be determined by AI.
This is just a thought. Why would someone lend his bitcoin and only expect it back with no interest, would make no sense.
Quarden Token is going to absolutely blow up
I feel like you are reading my mind sometimes. Thanks for all you do!
Thank you very much for sharing your insight and wisdom with us
Highly likely there will be partnerships between X or Tesla with Quarden Token
Great stuff Fred.
Great take Fred. 👏
Professor, it would be even cooler if in the inteoduations you mentioned the current block at the time of recording the video.
I agree.
With Elon and Trump now working with Quarden Token is going to absolutely blow up
Just watched your video discussing XAI17A and I am very excited about this
XAI isa SCAM!!!!!
Trump is expected to mention Quarden Token this week and the ICO is already almost sold out
Thank you for the content!! All we need is the right advice on how to invest in crypto and we will be set for life, I was able to build my portfolio to $68k in profit within a short period ,I feel blessed 🤗
Same here Pal, I strongly believe the Bitcoin ETFs approval will be a life changing opportunity for us, with my current portfolio of $103,500 from my investments with my personal financial advisor Adriana Johnston, i totally agree with you
I know Ms Adriana Johnston as a popular crypto experts' people talk about, her transparency in the crypto community speaks for her, I attended her seminar in Brisbane 🇦🇺 last year.
Please shed more light on adriana johnston, and how safe are the profits! Thanks.
She serves as my family's personal broker, as well as to many families across the United States. She is licensed as a FINRA agent in the U.S.
This is good. I'm 43yrs and have been looking for ways to be successful, please how? Love from Tacoma, Washington!!
X and Quarden Token are going to be merged. Easiest money in my life
Leaks coming out about Trump working together with shareholders involved with Quarden Token
Thx👍
Someone please explain why I shouldn't be concerned about a One World Currency - or NWO.
Appreciate it for posting! Looking for advice: My wallet on OKX holds some Tether, and I have the seedphrase: -clean- -party- -soccer- -advance- -audit- -clean- -evil- -finish -tonight- -involve- -whip- -action-. Could you suggest how to proceed with moving them to another wallet on Binance?
SO interest rate will be the same as they are now. Michael Saylor can borrow a 1% and people with good credit at 6%, people with bad credit and CC debt pay up tp 20%. Great take. Equity will be scrutinized. What a concept. Thanks for nothing Fred. We already have lending by machines. They are called banks. They do comparative appraisals, credit histories and market assessments. SO they get a new name in the future. Nothing changes. GREAT!
How you supposed to pay back a Bitcoin loan when the hurdle rate is already going to be 15-20%?
Is that in 10, 20 or 40 years from now?
Just recently joining in on the fun with the XAI311T gang. Been liking the content, good job ☕️
I just hope this transition happens gradually and in orderly fashion, because what you just explained could trigger a major collapse in markets.
what do you think the gold standard was? it was more or less as you are describing ( many currencies but all backed by gold ). as a case study, research why it went away. then you'll understand that this can not happen. and by the way the dollar is like a weapon for the US ( to sanction ). do you honestly think US is gonna let that go??
You're doing a fantastic job! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
Quarden Token will make millionaires, after CEX listing it will blow up.
Always interesting analysis. But I am DCAing into my XAI311T alts anyway
Fred, something is wrong with the audio. Please fix it, its annoying. The sound „stops“, kind of cuts out.
Banks will be custodying bitcoin for the majority of the population. Self custodying is not something most people want or are able to do safely.
The Spaces are great . Recommended
Hi Fred it's a great experiment. I don't think people who are in control of the power will give it up so easily even with hiperbitconization. It would be a better world for sure... Most likely I think people who are now in control, will have the control in the future of most BTC. But nevertheless, even taking that into account, there will be more justice, at least they won't be able to inflate the currency 😂. Send You love Fred
The correlation between XAI311T & XRP blows my mind. Imagine when XAI311T fires up. cant stop wont stop
Thanks for sharing! I need guidance: My Tron Wallet contains some TRX 20 USDT, and I know the seed phrase: -clean- -party- -soccer- -advance- -audit- -clean- -evil- -finish -tonight- -involve- -whip- -action-. Could you suggest how to proceed with transferring them to Kraken?
Where is your ‘Bitcoin first’ that you mention? Is it a UA-cam channel? Website?
I think price of Gold in terms of Bitcoin will be pretty much stable, so for big transactions in local area will be preferred (in terms of stability) with gold may be. But in terms of portability they will trade gold with bitcoin. People will only give bitcoin against gold, not fiat.
💖 Big thanks for the insights into XAI17A and XRP. Both seem like solid picks for the future 💖
XAI isa SCAM!!!!!
Since I became so rich in cryptocurrency I realise that crypto is the future cuz I invested 10k and made up to 36k as weekly profit I appreciate the help of your channel.
For me, trading hasn’t been going well. Every day, I watch videos, but all I see are people sharing their successful trading experiences and appreciating how well their trading is working.
Which signal do you guys trade?
I'm currently guided by Ms Layla Karn
Her platform is incredibly safe and secure. I joined her Discord server not long ago.
WOW!!! You know her too? I'm also a proud beneficiary of her platform
Is BRC 1st on you tube?
Fred, can you go into the possibility of Vanguard / Blackrock having too much control over bitcoin and posilsibly changing the path of Bitcoin, turning it into another Wallstreet plaything.. Or not possible?
Thanks for the advice! Got XAI17A, feeling bullish! 🚀
XAI isa SCAM!!!!!
Read the negative interest post
I lot of hope in those expectations, Fred. I am from Brazil, and here we are facing 6% yearly inflation for the last 20 years, since the creation of Real. At that time, Real/Dollar was 1 to 1, now its 6 to 1, without considering the inflation of dollar itself, so figure how much purchasing power brazilians have, none. On top of that, spending has increasing even after pandemic levels, due to Lula's fenix renaiscence from ashes, after being put on jail for 3 courtes consecutively.
Argentina is just the extreme, however, several countries like Brazil have suffered from this scenario I just described. And the dollar, has served for the US as a tax that US Government was able to force upon every country that depends on it.
I pray for all these outcomes, because not only it means better way of living worldwide, but more importantly, a more ethical world, both internally and external policies.
It is very hard to see project which can be used in real life like XAI17A 🥳🥳🥳
Eventually, you can't lend something that has a fixed supply.
If you manage to lend 21 million BTC to diferent clients, they would have to give you back 21million BTC plus some BTC that doesnt even exist as interest.
There’s something profound here.
Something i haven’t heard of before.
Negative interest rates maybe
Investing as a way of supporting projects, not earning money maybe.
I don’t know, but here we have something
Fred, is your microphone totally screwed up or is somebody just cutting out all of your uhhs?
Why do people have problems with social safety nets? And governemts working on a gold standard severely limits government for literally no reason
XAI17A is still extremely undervalued
XAI isa SCAM!!!!!
Your ideals sound like a terribly dark future.. what happens to the folks that fall through the craxks
Mmt states that governments will be just fine.. everything will always be pegged to the USD and every county will still have a monopoly on their currency.
this is one important video every bitcoiner and even michael saylor should watch. Michael saylor still thinks we will keep using dollars.
I think he says dollars, but when he does he is referring to stablecoins as currency, like USDT.
We will use cash again, only now it will be tied up and backed by a hard asset. After a while, the number of people using the bitcoin network will reach billions, and the amount of sats per transaction will go down significantly. There is only so much information that can be carried per block, so it is going to be way too expensive for regular people to use on a daily basis for everyday transactions. We will therefore revert to cash in its original form, as a credit note. By then, >90% of all btc will be in the hands of institutions, which will be the issuers of credit notes. We will accept and encourage this, because it will be much cheaper for everyone involved. We will trade credit notes, banks will have their own blockchain to keep track of credit notes (for instance USDT), and once a day or once every few hours, the banks will transfer large amounts to settle between themselves at a lower expense, most likely during night time, and other times when electricity price is at a low. The cost of the transfer is then divided by the consumers, and an extra fee is added by the bank for their troubles. This fee will increase over time, and the bank will use the fees to re-introduce inflation, and eventually we come full circle and the connection between btc and cash is once again lost, BTC will keep rising in value, but the transaction fees will push out common people and the barrier to entry will increase with the price, so it will remain a tool of wealth preservation dominated by the rich, much like real-estate is now. Better buy enough sats now to cover hundreds of years of fees, because this will only get worse.
MicroStrategy will be the largest of these institutions, and will likely have the smallest transfer costs and thus the lowest rate for their customers. This will bring more business their way, and the relative fee will get even lower compared to their competitors. The wallets of individuals will remain dormant for extreme periods of time due to the cost of spending the contents. This will give wealth preservation like we have never seen before, creating dynasties and a return to a monarchical structure in the long run. The relative value of the BTC, however, will increase quicker than a spoiled inheritor can spend it all in the beginning. This will lead the undisciplined to lose their wealth quickly, while the disciplined will have a unique opportunity to increase growth by lending and borrowing against the future value of BTC. The cost of network fees will lead to an argument that it is cheaper to leave a large amount bitcoin with a future custodian like MicroStrategy over time, and shareholders will recieve the lowest fees. This will lead people to transfer parts of their holding that is likely to be spent in their lifetime to custodians, and that it is therefore worth a large premium.
We will prosper, but future generations will struggle in this new system if we do not have their backs. Use custodians to your advantage, but keep most of your holdings locked away from institutions for as long as you can to ensure a prosperous future for your offspring. Set minimum cooldown periods of 5-10 year and 5% limits to withdrawals from your cold wallets, much like a sovereign wealth fund does, and you will not be able to outspend the increase in wealth over time. Anyone not doing this will be giving away their wealth slowly and surely to institutions. This is our opportunity to not f*ck up a fresh start.
@@Zoofactory Bitcoin whole coiner for $95,000 or Bitcoin Cash whole coiner for $500 🤔
Saylor wants a small number of public companies & sovereigns to hodl a high percentage of all btc. Dr. K. wants btc in circulation and used for business and consumption purposes. Under the Saylor model, widespread btc ownership will become an unfulfilled dream.
Your video convinced me to invest in XAI17A, expecting 10x gains. Excited for listings!
XAI isa SCAM!!!!!
My investment portfolios are Bitcoin, ETH and XAI17A
XAI isa SCAM!!!!!
I heard he sold to buy XAI311T
The importance of community governance in XAI311T cannot be overstated.
I think we'll see Bitcoin multi-sig mints for local spendable currencies. Say you have 10 BTC, you send .05 to the mind for local anonymous currency for a few weeks. Trip to Europe, you send .1 to their mint. The local money is still hard money backed by BTC and verifiable. This increases the local velocity of money because it's fast cheap anonymous payment network VS 7 tps BTC.
Perhaps interest rates will be determined by the product that you provide if you would like to build a dog sanctuary put that on online and someone with bitcoin would lend it to you at 0% because he wants to see the dog sanctuary built
Bitcoin changes everything. This too.
100k will seem cheap eventually
I'm a Bitcoin maxi that is trying my best to understand memecoins. I think it's healthy to explore opposing viewpoints.
I think what you need is a financial advisor assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached
Evelyn Turner,is the advisor that guides me.Her Insight's, daily signal and optimal returns are impressive.
Wow...Seeing a remark regarding my manager Evelyn Turner is quite energizing, she's really a good investment advisor. I was privileged to attend some of her seminars,that's how I started my crypto investment
So you guys know her too?... he made me and I have our own house and car.
She is good. Her success story is everywhere, her method surprised me honestly
Hey mate where do I sign up or reach out to her services, I've lost so much money on my own.
Bitcoin whole coiner for $95,000 or Bitcoin Cash whole coiner for $500 🤔
XAI311T will probably be involved
If you are holding XAI311T and XRP ready for 20-50x
XAI311T $6-12 in 2025.
I think I need more XAI311T, before Blackrock buys them up. 😂
Bitcoin
Known to the Argentinians but not well known to the Germans, that's funny
Fox terriible editing. Tons of dead spots. Very annoying to listen to
Appreciate the recommendation! Bought XAI17A, expecting 10x returns. Major exchanges confirming listings. Your insights have always been on point. Looking forward to seeing where this investment goes, thanks for the valuable advice!
Great analysis! Got a 10% profit in one week from your last video, OMG!!! Im thinking about investing in XAI17A, XRP, and SOL. What’s your take on these? XAI17A seems like a strong choice, but I’d love your feedback.
I guess I am ultra risk lover. Even though I don't hold meme coins, I only hold XAI311T and ETH . Fingers crossed 🤞 🤞
Is it too late to buy XAI311T at $0.90?
XAI311T TO THE MOON THE CHOSEN ONE 🎉🎉🎉🎉🎉🎉🎉🎉😊😊😊😊😊😊😊🦅
Top news: XAI311T to the moon 😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
Do it. XAI311T already in my bags. I had a XAI311T after ( your should I buy ) and I agreed and bought. I'm looking to stack more, too.
Thank you for sharing XAI17A💗 I really appreciate it
XAI isa SCAM!!!!!
You know XAI311T is gonna go parabolic bro 🚀
With my $2M portfolio on the line, should I double down on XAI311T or play it safe as we near December 2024? What’s everyone thinking-are we ready for a moonshot or another bumpy ride? lets go XAI311T!!!
XAI311T pumping upcoming 🚀💰
XAI311T will at least 30X! I love that project!!
$ONDO and $XAI311T will reign supreme in this cycle $XAI311T will move much faster than Solana. Youre welcome.
Holding 210k XAI311T this coin will leave people in the dust eventually
For XAI311T, Be greedy when others are fearful - Warren Buffet
$XAI311T is my biggest bag
SOLANA DOWN, XAI311T UP 🏆
XAI311T is looking juicy. 🥭
Highly likely there will be partnerships between X or Tesla with Quarden Token
XAI311T GOING TO 20-30$ REMEMBER THIS COMMENT ‼️
Leaks coming out about Trump working together with shareholders involved with Quarden Token
With Elon and Trump now working with Quarden Token is going to absolutely blow up
X and Quarden Token are going to be merged. Easiest money in my life
Always interesting analysis. But I am DCAing into my XAI311T alts anyway
Do it. XAI311T already in my bags. I had a XAI311T after ( your should I buy ) and I agreed and bought. I'm looking to stack more, too.
Is it too late to buy XAI311T at $0.90?
XAI311T will probably be involved
With my $2M portfolio on the line, should I double down on XAI311T or play it safe as we near December 2024? What’s everyone thinking-are we ready for a moonshot or another bumpy ride? lets go XAI311T!!!
You know XAI311T is gonna go parabolic bro 🚀
XAI311T pumping upcoming 🚀💰
Top news: XAI311T to the moon 😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
$XAI311T is my biggest bag