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Economicom EP. 130 : क्या मिडल क्लास को बचाने देगी सरकार? Money9live
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- Опубліковано 12 лип 2024
- #savings #rbi #loan
बचतों की कमी कैसे बनी सरकार की समस्या? कर्ज पर क्यों इतना सख्त हो गया है रिजर्व बैंक? क्या बचतों को बढ़ाने में मदद करेगा बजट? कितने कर्ज में फंस चुका है मिडल क्लास? Money9 पर इस बार के इकोनॉमिकम में इन सभी सवालों का जवाब मिलेगा.
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मुझे ताई पर पूरा भरोसा है वह मिडिल क्लास को खत्म ही करदेगी😂
😂😂😂
सरकार को इस दुदाशा पर जवाब देना चाहिए..कांग्रेस व्हाइट पेपर की मांग करे
@@71mtalha soniya ran an,d nangi ho jayegi white paper pe ,, bahut phone banking ghotala kiya chorambaram ke sath milkar ,, coal ghotala doshi neta saza paya , telecom spectrum court ne nirasta kiya ,, air india doob gaya soniya kartoot se ,,,
Vote kisko diya tha
Chart 1 10:31 gross savings
Chart 2 12:10 net SIP inflow in Indian MF
Chart 3 12:29 SIP to market capitalisation
Chart 4 15:06 unsecured personal loan (banks)
Chart 5 16:56 four charts in one frame covering different aspects of debt
सत्य वचन
एक ही रास्ता - स्वंय वित्तीय ज्ञान एंव अनुशासन
Jab tak ye tai hai, aur vyapariyon ki sarkar hai, tab tak middle class = "bandhua mazdoor"!! Magar rona isi baat ka hai ki aysi sarkarey aur ayse clueless mantri middle class ki laparwahi (vote nahi dena) ki wajah se hi aa baithti hai. Ab der ho chuki hai, bas jheltey rahiye!!
Ha phir hazro lakhon crororo..ke ghutala shuru hoge aur hamere din phirege
Ambani Darbar mein Lalu Mamta akhilesh salami thokne gaye they ,, mujra karwaya Ambani ne librandu netao se
मध्यम वर्ग housing, education & healthcare के खर्च, मेहेंगाई और EMI से परेशान है. कैसे भी करके अपनी जिंदगी धकेल रहा है इस मेहेंगाई के दौर मे.
@@mandarp9472 middle class yahi niyati lekar aaya hai world wide ,,china mein bhi yahi hota hai... America mein bhi yahi hota hai... Upper class ke tax se lower class ko subsidy chatne milta hai...45 lakh upper class ke log 8 lakh crore income tax dete hai subsidy bhikh batne ke liye.... middle class ke tax se sarkar ka kharch chalta hai...
@@Balamua_banaras_wala Completely wrong. Upper class ko business ke naam pe loans milate hai aur paaf kliye jaate hai. apko maaf karenge kya? Businessmen can't pretend like they are running country. People will do economic activities anyways. Taxes by businessmen are after showing all deductions and expenses and net tax will be ess than even 5%. While 95% of money of common will go into taxes (as they spend 95% of money and everything has indirect ax). So its false propaganda that we have less taxpayers.
@@kiranas soniya ne hi loan diya tha phone banking se ,,, purane record khojkar padh beta ,,kab tak media ka propoganda chatega ,,
Ab to IBC law se vasooli chal rahi hai ..NPA ka 10 lakh crore vasool hua ,, abhi aur kayi corporate nilam ho rahe hai ,,Ambani bika jet airways bika kingfisher bika vidrocon bika yes bank bika ,,, crony capitalist ko IBC law se bech raha hai modi raj ...but media ke dalle jhooth parosh rahe hai ,,Bach Gaya sala adani ,, kyu bacha ye tu soch ,,
@@kiranas GDP ka 11-12 % tax pata hai central sarkar ,,4000bn ki GDP economy se 400 bn dollar ka tax paya central sarkar ne ,,, 400bn tax mein se 20% army budget allot hota hai 80 bn dollar ka ,,lagbhag ,, bacha 80% mein se subsidy ki bhikh sadak rail pension salery sab manage karna hota hai...
400 bn dollar matlab 32 lakh crore rupya lagbhag hota hai ...
Uiiuuu😊ui😊8😊uiuuuuuuuuu
Amazing analysis, Nirmala Tai should watch this.
Niramala tai k pass android phone nahi isi liye unko na recharge increase price ki tention na savings ki 😂😂😂
@@WhoAmI_4386 kuch nahi khaati bas paani peeti hai
Sleeping partner hai. Paisa mil jata hai usko@@mohammadrafiahmad656
Great analysis sir. I am always eager to know your perspective on such pressing issues. Thank you.
Superb eye opener episode.😊👍
First time पूरा episode dekha hai jabardast मजा आया देख कर ।लेकिन अफसोस गोदी मीडिया इन सब बातो के बारे में चर्चा ही नहीं करता।
Excellent👍
Very great insight!!! Indian government should promote old tax regime to increase the savings. So far, government looks to be promoting only few tax regime.
Amazing analysis..
Dear Anhumanji, your views are crystal clear without any bias. I wish Govt MSME portal details are taken up before the budget to open the eyes of authorities dealing in PPP policy. The figures reflect a sad picture, despite the Govt's efforts n initiatives with mandatory targets to every ministries to promote SC ST N Women Entrepreneurs. Further there is a Model Tender Document circulated since a very long time to promote local brands n products subject to National Standards. Hope 3 % of mandatory procurement target from Women Entrepreneurs is implemented by Secretaties down the line.
श्री मान जी ,इस सरकार को मध्यम वर्ग जो की देश की रीढ़ है , उस से कोई मतलब नहीं है ।ये सरकार सिर्फ उद्योग पतियों के लिए काम कर रही है।
@@RajeshSharma-ed9hs teri behen ke cho du ,, udyogpati corporate tax dete hai , udyogpati samvidhan se permission lekar business karte hai ,,12 lakh crore corporate tax diya hai .. udyogpati job dete hai ,,,, udyogpati ki company meinnkam karke.log medium class bante hai...
Teri ye jalan samvidhan virodhi hai ..
Excellent show.
Such a serious issue!
Why mainstream media does not talk about it??
Eye opener
Sir kon se vikas ki baat kar rahe ho? Modi ji wale vikas ki ya vikas dubey ki
Hello Money9 team, thank you for providing such great content.
This is a suggestion from my side, if possible could you please provide the reports or their respective links in the descriptions, if you are mentioning them in your episodes.
@@shubhamkumar-wc2hd data nahi dega ,, propoganda baj tiwari dogla ,, janta kamai se 2.2 crore vehicle khareed kiya pichle sal ,,, 1.7 crore bike khareeda 42 lakh car khareed kiya 9 lakh tractor khareed kiya ,, truck ka exact number abhi yad nahi ,,total 2.2 crore vehicle sell hua bharat mein....paise bank se nikalkar car bike truck tractor convert ho gaye ,,, paise sadak airport rail track sea port bankar desh ki property ban gaye ,,sena ko ab 7-8 lakh crore diya ja raha hai ,, pension mein janta ke paise army pocket mein gaye ,,
Thanks sir ❤
According my salary and expenditure on necessary articles, one can save 30 to 40 percent of his salary.
Why Corporate Social Responsibilty not effective? What changes needed?
7 lakh Tak ke income walo ka tax return filing uthadena chahiye.nil return filing bahut matha pachi ka kam hai jab tax nahi dena to nill return filing kyu karna .
Very nice sir.
With new regime of taxation ,there is no chance of improvement in savings.
Is there any bubble in real estate sector? Why land price continuosly inceasing?
As always eye opener presentation.....i watched one year old episode that is very very came to truth in year2024....❤❤❤❤ sabse alag shaandaar channel...jo ise samaje wo iska fayada utha sakta he.🎉🎉🎉
Thanks for all the financial alerts and knowledge.
You have discussed the problems faced by middle class and the government but what is the solution?
Why is per capita income falling? We are a nation of 1.4 billion ppl , I always thought whatever happpens our domestic growth will never decrease, that is now falling
Government kutch nhi kar rahe hay... Mahgai badh rahe hay.. Insurance costly ho raha hay aur income tax slab may government koi changes nhi kar rahe hay.. Middle class family kaha jaye ab...
Mehgai poori control mein hai ,mehgayi kam karne ke liye tax down kiya gaya ,,, tu nashe mein hai beta
Best analysis
सर सरकारी नौकरी वालो की स्थिति बहुत खराब है, सरकार ने ओल्ड पेंशन योजना खत्म कर दिया, उसके साथ सरकार ने GPF को क्यों खत्म किया पता नहीं, GPF के कारण पुराने सरकारी कर्मचारी तो बचत कर रहे लेकिन नए कर्मचारी की स्थिति बहुत खराब है
Too good
जब भी विरीत मंत्री का चेहरा दिखता है लोग खुश नहीं होते पता नहीं कौन सा नया बोझ डाल दे
@@71mtalha teri maa kush rakhti thi pappu ko banglow pe gang bang se
Fm need to be replaced or discarded forthwith who is useless FM who is unconcerned about common man. Modi should have consulted Mr. SITHARAMAN BEFORE APPOINTING FM .
Anshuman sir i wish givt starts lateral nhiring and appoint u as FINANCE MINISTER
Jitna loan leke ghar loge utna hi ghar mehnghe hoge kyuki jitni demand zyada rate zyada
They introduced new regime of tax which discourages savings and encourages more spending and investment in markets
Home Lon 80% लेकर मध्यमवर्गीय लोगों फस रहे है हमारे गुजरात में सुरत, अहमदाबाद बड़ी नगर में लोग फस रहे हैं वेपार धंधा कम हो रहा है मीघवारी बठ रहा है एजुकेशन का वेपार हो गया है
👌 insights
As usual Anshuman sir awsome❤❤❤
At Delhi matro station par SBI credit card le lo shopping Karo maje Lo
Sir govt aur sebi ka virodh hona chahiye for taking action on F&O trade. Chote niveshak ka nuksan hai
F&O trade mein 90% ko nukshan ho raha hai.... Sebi ka action gareeb youth ko safe rakhne ke liye hai...
Jha tak maine suna hai ki fiscal deficit 5 percentage se kam rhega 9 percentage kha se ayega🙁🙁 aur bharat ka credit rating bhi bdh gya hai by moddies and others because debt has decreased. Pta nhi kon sahi kin galat 😐
2007_8 me America me sub prime crises hua tha.
बिना जरूरत के लोगो को समान खरीदने के लिए जीरो ईएमआई के जरिए कर्ज दे रहे है ।क्रेडिट कार्ड टॉफी की तरह बांटे जा रहे है
Bank interest must be free from income-tax. At present Bank fixed deposits give negative returns nett of inflation
Watch it more than one time and learn the lesson.
Middle class ko Economic ka Gyan nahi hai .They misuse their income More expenditure than income to show ARich man.
India'5 trillian and Third largest economy in the world is clear indicator of K shaped recovery which makes rich, richer and poor more poor beside hell to middle class. It is development policy of the govt.
👍👍👍👍👍
Logon ki bachat sarkar ka uddeshya hi nahi hai sir. Sarkar ko GDP badhani hai taki amiron ko aur amir kiya jaaye aur middle class aur garib apne ghar ki kamai kharch karte rahe aur GDP ke nos dekh ke khush rahe bhale kiti bhi zyada insecurity ho chalega. Agar sarkar ko logon ki savings mein interest hota to new tax regime nahi laati, mahengai nahi rakhti(mulbhut sevaon mein aur jeevan jarurat ki cheezon mein), medical inflation nahi hone deti, mahengai hona zaroori nahi hai billul kyon ki mahengai se sirf corporates aur industries ko fayda Hota hai is liye hamare desh mein in sab ke aane ke baad mahengai hona chalu ho gaya kyon ki mahengai in sab ki Jeb Bharti hai aur sarkaren bus yehi chahti hai kyon ki inki Jebein bharu rahegi to sarkar ke logon ki bhi jebein bhari rahengi
Jabardast
Sir bachat kam hone ka aur bhi karan hai
RBI and bank ko sochana hoga
SBI saving bank intrest is 2.7%
Don't be so negative, time will help anything sir
Pahele sarkar bolti saving karo
2014 me sarkar boli karchaa karo
Ab karchaa huva fir bolte saving karo
Mahengai Kam kare Bina saving kese ho
Properties crash hogi ab. Buyer he nahi hai market mein and jaise he market ab katega 100 rs ka maal 25 mein milega. This time no investment is best investment. Keep cash ready so you can make a best use of market crisis
Koi admi lose karke thodi bechega
Amritkal hai sir koi problem nahi hai humen, Ambani ki shadi me sab khush hain
Get your facts right! NBFC's are charging upto 42% annually on retail loans, even scheduled banks are charging upto 30%. RBI and BJP have given freehand to NBFC's and there are no checks.
Income in rural areas are not decreased after corona is incorrect. It may be for those persons who are not interested in development and living on free ration. Due to this, there is acute shortage of labourers in rural areas.
Abb sabko Manmohan Singh g yaad aeege.
If modi 3.0 dose not take drastic steps thease issues;
5 trilion goal is impossible....
TVS credit se har roj phone aata hai loan Le Lijiye main loan Lene wala tha to Samajh Mein Aaya 25% interest Dena Padega FIR maine phone uthana hi band kar diya Main To loan ki Jaal Mein fansne Se Bach Gaya
मुझे मोडाणि सरकार के आंकड़ों पर रत्तीभर भी विश्वास नहीं है। बजट में कमाई उधारी ब्याज व मूलधन चुकाई की असली कहानी भारत के गड्ढे में समाने की ओर ही इशारा करेगा।
अनाड़ी की सरकार....
देश का सत्यानाश......
हम दो ....अडाणि-अम्बानी
हमारे दो.... मोदी-शाह
सर कोविड से पहले ही नोट बंदी के बाद से भारत की अर्थव्यस्था खड्डे में जा चुकी थी । कोविड तो कोढ़ में खाज बना था । नरेंद्र मोदी या भाजपा वाले अंध भक्त स्वीकार करे या ना करे यह शत प्रतिशत सही है कि नोटबंदी ने भारत की अर्थव्यवस्था की ऐसी तैसी कर दी है ।
Devi ji se koi umid nah karti lower middle class pata nhi jab bhi dikhti hai galli hi nikalti hai
😂🎉😂🎉❤🎉😂❤🎉❤🎉❤🎉❤🎉❤🎉
Tumari maa pappu ki dalali karke Bahu maja liya gang bang se ,, 2.5 lakh pe income tax se 7 lakh Tak income tax maf ki yatra hai pichla 10 sal ...
Middle class is in the grip of loan and credit card expenditure.
आज तक के इतिहास में बैको का कितना पैसा डूबा, कितना लोट के आया
Middle class k faltu kharche hi inko kha raha hai....family ko per head income k hisab se hi kharch karna hoga.....
Jo app loan de rahi hai woh bhi system khraab kar rahi hai sirf adhaar card upload karo aur loan pao no cibil score required
BUDGET SUMMARY
Expenditure: 50 Lakh Crores
Tax Revenue: 25 Lakh Crores
Budget Deficit: 25 Lakh Crores
.
Debt ON INDIA
Government 180 Lakh Crores
States 160 Lakh Crores
TOTAL 340 Lakh Crores
INDIA'S total debt (340 Lakh Crores) is more than 100% of its GDP
.
DOMESTIC SAVINGS:
Gross Savings: 90 Lakh Crores
Net Savings: 15 Lakh Crores
Excellent
Excellent
Middle class to diniya bhar mein nahi bach rahi. India mein to hamesha hi pitegi middle class. Hopeless!!
No middle class lower middleclass banayegi lower middle class poor banayegi dhanadya ko relief aur rich banakat 3rd largest economy banayegi
Hope the next Govt under Rahul Gandhi will curb Monopoly.
Moneyfrom rich vote from poor so where is the middle class.
All meddim Is not like Bikash all most Investment in mutalfund I. Yuur Chanal Agista Government
केवल 5 - 10% लोक के पास share बाजार, Fixed deposit, गोल्ड मे invest करने के लिये पैसे है. बाकी सभी लोग के खर्चे आमदानी से जादा है. इसी लिये लोग जादा कर्जे ले रहे है.
@@mandarp9472 1/2 percentage ke pass baki 5-10% middle class hai ,,baki to lower middle class hai ..10% poor class hai unko lower middle class banane ka kam chal raha hai...
😊
फिलहाल तो ये ही कान में आ रहा है कि भाईसाहब हरवक्त तेल लेने जाता है, उसिमे व्यस्त है। जिससे भी पुछिये बोल देगा विकाश गई तेल लेने।
Vikas's credit card ---Vikas here is a mere sqnyog or prayog?
Agar yahi sab chalta rha to bank aur small finance ko mihai he bnane padege...
मुकेश अंबानी ने अपने बेटे की शादी में 50000 करोड खर्च किए है। और यह भारत के इतिहास की सबसे महंगी शादी है।यह अकेले भारत के लगभग 1 लाख मध्य वर्गीय परिवार की शादियों के खर्च से कही जयादा है। लेकिन single individual नजरिए से भारत की economy पर इसका कितना असर होगा? कयोकि gift imported थे। और भारत के उच्च वर्ग मे भी शादियों में बढचढकर खर्च करने की दौड शुरू हो गयी है।
5000 crore 😂😂
Nimmo Tai to khud save nahi karti yaar, use pension milega .. isliye she won’t cut taxes !
@@mayankkishore3844 tera maa pappu ko maje deti hai .
Log loan le rahe hain aur aap bachat ki baat kar rahe hain
aapko baat karni chahie kamai ki
jab kamai hogi to log loan nahin lenge bachat karenge
personal loan ne yah Sara Khel khula dikha diya hai.
Jisko apne ghar ke budget ka pata nahi vo desh ka budget banate he
Mutual fund spi say paise nikaalo
Sir ji, kaha kho Gaye thee.
Middle class ko mara kaun? Wo to karib karib thik e hai. Sirf tumhara mafik kuch juary se to dar hai. Lovake rupiya chot kar dene ka.
Middle class hi to hai jisko Sarkar loot sakti hai aur aahtak lootti aayi hain. Yeh koi nirali Sarkar to hai nahin.
Save mat karo paisa vo adani ambani loan leke business karenge aur ap se hi kamayenge aap khud hi invest kare
Government is against the Common Man.😅😢😂
70 crore janta 5 kg ke liye bjp ko vote deti he
Bharat mein this year 24lakh crore IT services se aaya 10 lakh crore remittance se aaya ,,baki kharch to janta apne Vivek se kharch kiya hai .
Mkl tu kah raha tha mobile terrif k bare mein ab bad gaye bhk ho gaye tassali
@@prafullamalhotra4056 tarrif badha to tax share bhi badha , rupya down hua to rate badhega hi... Bharat mein rupya down kiya jata hai to apne aap rate badhte rehta hai ,,
Har chiz ka ,,
Ye satat chalta hai beta ,,
Credit card wala mere dost ke saath hua hai😅
Nhi
Sir vikas ji ko kyu nahi bataye tete paw pasaria jiti lambi saur
Ambani ke bete ki shaadi enjoy karne do Modi ji ko & rich logo ko. Desh or middle class ka kya hai kal bhi roo rahe the, aaj bhi or aage bhi rooye ge.
Ab ye desh amiro ka hai aagar aap garib ho to ye aapka issue hai. Aap zinda raho ya nhi Sarkar/ rich people don't care.
Are tiwari ji kuch positive bhi bol diya karo sab bekar ki dikhta hai apko kuch balance bolo yaar
2014 to 2024 fail economic policy period