BUYING OUR FIRST HOME: total cost with *real numbers* 🏡 building, settlement, hidden costs + more

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  • Опубліковано 4 лис 2024

КОМЕНТАРІ • 60

  • @kaylachristensen
    @kaylachristensen Рік тому +12

    I love how honest and open you are with everything :)

    • @smileycitrus
      @smileycitrus  Рік тому

      thank you! hopefully it helps at least one person 🥹

  • @robyn_southafrica
    @robyn_southafrica Рік тому +9

    Low-key been waiting for this one 😊😊 Happy Wednesday Smileycitrus fam! 😘🤍🎈

    • @smileycitrus
      @smileycitrus  Рік тому +1

      I hope you enjoy!! happy Wednesday 🥰

  • @tahlia4189
    @tahlia4189 Рік тому +8

    So proud of you and all you have achieved 💛 your home is truly so beautiful x

  • @ciannecarag4269
    @ciannecarag4269 Рік тому +2

    Yay! Thanks for this vid, so helpful for someone aspiring to own a house soon in SA! Enjoy the house and make lovely memories in it 🫶🏻

  • @sheriberrix
    @sheriberrix Рік тому +2

    This was amazing, so helpful and informative ! Really appreciate how you broke everything sown and gave us specifics to the cent.

  • @amandacarr3929
    @amandacarr3929 Рік тому +2

    Thank you so much! I look forward to these videos every Tuesday my time. My husband and I are in that process it is a journey but yk what's for us will be. 🌸

    • @smileycitrus
      @smileycitrus  Рік тому

      aw thank you! sending all the good vibes your way 🤍✨

  • @Laauureenxo
    @Laauureenxo Рік тому +2

    Thankyou so much for sharing this type of video. I had no idea how much it actually is to purchase or build a home, this is really educational 💗💗! You explain everything so great! Thankyou for sharing Ella x

    • @smileycitrus
      @smileycitrus  Рік тому

      ahh yay!! this makes me so happy to hear 🥹 thank you lovely 🩷

  • @EmsFitVenture
    @EmsFitVenture Рік тому +4

    Love this video as a single homeowner in the US! It’s so interesting to see the build process and prices in South Australia. You guys also did so much more since you paid on the loans while paying rent you spent far more than that over the whole process to help pay down. I’m kinda shocked to learn the land was more than the home.

    • @smileycitrus
      @smileycitrus  Рік тому +1

      it's so interesting hearing how it varies from country to country! land in Australia can be so expensive 😮‍💨

  • @sarahem9358
    @sarahem9358 Рік тому +1

    How exciting!!!
    We signed out build contract in September 2020 and our house is now only about 70% finished 😬😅 we also did a turnkey package and just chose a colour scheme and did a few extras

  • @DonnasWonderland
    @DonnasWonderland Рік тому +1

    So interesting hearing how housing purchases happen in other countries. Love your jumper in this one Ella it looks so cosy the sleeves are so pretty. :) Congrats on your home it's so lovely and I love how you're making it a home ❤

    • @smileycitrus
      @smileycitrus  Рік тому +1

      buying in the UK with the chain makes me stressed 🥲 thanks Donna! 💕

    • @DonnasWonderland
      @DonnasWonderland Рік тому

      thankfully we were first-time buyers and there was no upward chain so much simpler for us than for some :)

  • @AnnaMuzaza
    @AnnaMuzaza Рік тому +1

    Let me get my life together because a house...wow!! You are definetly the numbers girl to go to!

  • @edwardleecaliforniausa
    @edwardleecaliforniausa Рік тому +2

    Hi Ella happy Wednesday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter

  • @christinatarrant4854
    @christinatarrant4854 Рік тому

    You would probably have found the grass wouldn’t grow anyway with the tree. One part of our lawn gets no sun and it won’t grow - so annoying. Great video!

    • @smileycitrus
      @smileycitrus  Рік тому

      so true! i've been thinking about that recently! Thanks lovely 🫶🏼

  • @heyoitsnat9980
    @heyoitsnat9980 Рік тому

    Wow im shocked at the difference of costs between states! But very interesting to see the process for you two! I wish sydney was similar

    • @smileycitrus
      @smileycitrus  Рік тому +1

      we could never afford to own in sydney omg 🥲

  • @hannasmith794
    @hannasmith794 Рік тому

    We built in SA and moved in just over a year ago. We were able to get our land and build on the same mortgage, interesting how different banks do different things

  • @cheriehumphreys6249
    @cheriehumphreys6249 Рік тому

    If it makes you feel better my sister settled on her land in August 2020, Pre-start in April 2021 and her slab didn’t go down till April 2023. And still waiting for the actual house to be built. That’s in WA but it’s crazy at the moment.

  • @ellie-jo3025
    @ellie-jo3025 10 місяців тому

    I'm so jealous of your mortgage deposit percentage lol I live in the UK and the average deposit is 15% or higher

  • @Self7Made7Greg7
    @Self7Made7Greg7 Рік тому

    How much does a gutter installed cost? The home is 1509 sq with 2 car garage. The builder is quoting 1600$

  • @emmawright200
    @emmawright200 Рік тому

    Notification squad, where u at? Here from UA-cam notifications! Already liked the vid EVEN b4 watching as I know I will ❤ it!

  • @Courtz9800
    @Courtz9800 Рік тому

    Oh I wish I could have my own house :( building sounds so easy looking at it written out like this but paying rent and a mortgage would be impossible for me now.
    You two have done so well for yourself!

    • @smileycitrus
      @smileycitrus  Рік тому

      thank you!! we got V lucky with timing. It was such a juggle towards the end but so worth it ☺️

    • @Courtz9800
      @Courtz9800 Рік тому

      Haha I commented half way through the video, I then get to the part where “rentals have its perks” it sure does unless you have pets 😅 it’s so stressful. To any renters out there please any tips on getting an agent/landlord to be accepting. My pets our my babies! But I also need a roof over my head

  • @katmead8317
    @katmead8317 Рік тому

    Wow, your whole house build was almost the same as our extension cost (not inc. land). Building costs had double from when we initially had plans drawn up to when building began. Very depressing. lol. Try to encourage your dog not to do its business on the artificial grass if you can, we had it and it started to really stink of dog urine esp. during summer when limited rain.

  • @AnnaMuzaza
    @AnnaMuzaza Рік тому

    Level of record keeping is top, top notch woo giirlll

  • @rvassallo1671
    @rvassallo1671 Рік тому

    Thank you so much for being so honest. Can I ask did your parents help you out financially with anything or did you and Nick save and pay for it all yourselves. Did you and Nick have an engagement party and if you did who pays for that?

    • @smileycitrus
      @smileycitrus  Рік тому +1

      You're so welcome! No they didn't help with anything financially. We paid for the house, engagement party and most of the wedding ourselves. Our parents did give us a gift to cover some of the wedding costs which i'm so grateful for 🥰

    • @rvassallo1671
      @rvassallo1671 Рік тому

      @@smileycitrus is it expected that the parents pay for the wedding, or is a contribution enough. I'm not sure what the protocol is nowadays.

  • @Stephanie-ki5oz
    @Stephanie-ki5oz Рік тому

    Love the sweater! Where is it from?? 🥰🥰🥰

    • @smileycitrus
      @smileycitrus  Рік тому +1

      Princess Polly! my code ELLAXO will save you $$ 🥰

  • @justmo2023
    @justmo2023 Рік тому

    Awesome comgrats❤🎉

  • @rowenatrimboli6613
    @rowenatrimboli6613 Рік тому

    So funny hearing you talk about your settlement cause I work for a conveyancer 😆

    • @smileycitrus
      @smileycitrus  Рік тому +1

      That would be such an interesting job!!

  • @TaylahLouiseBudgets
    @TaylahLouiseBudgets Рік тому

    I listened to the whole financial thought thinking that $350k was the price of just the land 😂😂 shit things are expensive up here in Qld 😅

    • @eeyoresv
      @eeyoresv Рік тому

      Definitely depends on the location. Up here in FNQ we paid 220k for 700sqm 😊

  • @KattsLife
    @KattsLife Рік тому

    ❤❤❤

  • @moonmother.
    @moonmother. Рік тому

    🤍🤍🤍

  • @brooklynscott3088
    @brooklynscott3088 Рік тому

    First, always 🤍🤍