union Bank personal loan apply online/union Bank non salaried personal loan/how to apply for loan

Eligibility for Union Bank of India Personal Loan
To avail Union Bank personal loan, the following eligibility criteria needs to be considered:
For Union Personal Loan - Non-salaried:
Non-salaried applicants with regular source of income
Minimum age- 25 years
Maximum age- Applicant should repay the loan by the age of 75 years
Borrower should be the bank customer for at least 2 years prior to applying for the loan
The borrower should maintain a current /savings account with the bank with an average quarterly balance of Rs 25,000 for the last 4 quarters.
Loan Amount:
The maximum loan amount offered under this loan scheme is Rs. 5 lakh for new borrowers and Rs. 15 lakh for existing borrowers with a satisfactory repayment record of 2 years
Union Personal loan non salaried Interest Rates:
cibil score 700 & above interest rate is 12.90%
cibil score below 700 interest rate is 13.00%
Repayment:
This loan must be repaid within 5 years
The loan must end on/before the borrower attains the age of 75 years
Security Needed:
This is an unsecured loan, meaning you don’t have to offer any collateral to get the loan
Documents Required for Union Bank of India Personal Loan:
The following documents are needed to apply for a personal loan with Union Bank
Complete application form and credit information
KYC documents (applicant and co-applicant both)
ID Proof (Passport/PAN/Aadhaar/Voter ID)
Address Proof (Passport/Aadhaar/Driving License)
Two latest passport size photographs
Business/Office address proof
Bank statement for past 12 months
For salaried individuals - last 3 months salary slips, last 2 years ITR/Form 16
Union Bank of India Personal Loan Processing fees and Charges:
Processing Charges of Union Personal:
Union Personal non-salaried/salaried/government employees with or without tie-up- 0.50% of the loan amount subjected to a minimum of Rs 500 to a maximum of Rs 7500
SRLG- NIL
Union Bank of India Customer Care
Customers can contact the bank’s customer care via any of the following ways:
Call: You can get in touch with the bank’s customer care department by calling on the numbers given below:
All-India Toll-Free Number 1800-222-244 / 1800-208-2244
Chargeable Landline Number 080-61817110
NRIs only Dedicated Number (chargeable) ([phone].
For Union Personal - Special Retail Lending Scheme for Government Employees:
Permanent employees of government organizations (central government/ state government), defense, armed personnel, PSUs, central/state government undertakings, ministries or departments under them, All India Services officers
Minimum entry age -
18 years for salaried individuals
25 years for non-salaried individuals
Maximum exit age - Retirement age for salaried individuals and 65 years of for non-salaried individuals
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