That must be so hard. We went through something similar in 2008. We lost our cars and our house. And, we also had two small boys to try and raise in our unfavorable circumstances. We had to apply for state aid for the first time in our lives. It was the most humbling experience in our lives. We are so far from that low point now, but I remember how absolutely stressful that was.
@@thomasfristmd1876 it was very hard on us. We made it through with prayer and guidance from the Lord. We are currently doing great! Psalm 121: 1-2---I will lift up my eyes to the mountains; from where shall my help come? My help comes from the Lord, who made heaven and earth.
I'm glad they bought their home without a mortgage. They're going to have shelter regardless. Even if the utilities were to get disconnected, they will still have shelter.
I'm so glad to hear someone else say this. Everyone in thr comments section thinks they should have rented somewhere and live off the equity. They are forgetting that money will eventually dwindle down to nothing with no jobs especially. Then they are back at square on with no money for rent and no roof over their heads.The kids need a permanent house to call home. Buying rhr house in cash almost ensures they will never be homeless.
@@Edxecutus - that shouldn't happen too soon hopefully. They said they used the equity to pay off debt and buy the house in thr Midwest. If anything, creditors would take the van if they couldn't pay it anymore but thr house shouldn't be in jeopardy.
@@ecclairmayo4153 They are struggling to earn money. It doesn't make sense to buy a new home. It's a huge risk. Then they have the pets that sucks up their money when instead they should worry about feeding their children.
@@ecclairmayo4153 Buying a house isn't always possible. We rent, have been here for 3 years now and always have had rentals. Never been a problem for us.
@@jeanninepoulin5285 My household is also feeling the effects of the pandemic on the entertainment industry, you can't just find a new job like that. & you don't even make sense, getting a new job does not solve the root problem of the pandemic. stage work is a real career. you wouldn't tell a doctor to just leave all their hard earned skills behind to pump gas, would you? it's rude - everyone deserves equal respect.
They had some really significant things that helped them: They had each other (that is so important - no divorce); Were able to sell their house for much needed equity and pay for another house in cash; And, were able to move near family for additional support. Given the suddenness and severity of what they were going through they did an excellent job developing and executing a survival plan. I hope the Silvester's read this, they need to hear and internalize they did a fantastic job under enormous stress.
Instead of paying off all of their debts and creating a bank account for daily expenses, they used all of the proceeds from the sale of their house toward a mortgage free house at their new location. That was a foolhardy decision.
Her first statement really got me to think “we are ppl who have high 700 almost 800 credit score” I feel like we have been taught to focus on things that don’t really bring security to everyday ppl. Having a high credit score and no access to cash will not help you in the instance that something like Covid-19 ever happens again. It’s just a great way to have access to things that you can’t afford to pay for upfront. One thing that the pandemic has taught me is that cash is king. Having 6-12 months of living expenses saved and very little debt would have helped so many of us get through this with out completely sinking. This family has a house that’s paid for but still can’t come up with funds for groceries and other necessities most likely bc they have more debt then they can handle
Yup, my credit isn't that great (mainly because I don't finance everything, my bank even hesitated to give me a car loan because my credit was a "black hole" for 8 years) however I own my own home, have money set aside, have other investments and financial resources and make 6 figures. A high score simply means you play the system to the tune they want you to. Basically it's a measurement of how well you are at managing debt, not how well off you are.
It's sad when people go through the struggle. I was talking to my mom about the great depression and she said they had it worse because there was no food banks or government assistance.
@@veroniquevesta7516 Depended on where you lived. In Canada, you got relief. You had nothing. My grandparents gardened, and worked every hour they could. Churches and temples didn't always have enough for everyone.
Sad but true. Going food shopping with government assistance was rough for me. I lived in a predominantly wealthy neighborhood. I wanted to cry and in shame. It was a good I think 3 to 4 miles to a grocery store on either way to another city. It felt like everyone had money to spend to shop at a Trader Joe's. It was not much about grocery shopping, it felt more like who could afford high end frozen meals. I still cry at the thought and anxiety. No one should make you feel guilty about government help.
I remember being devastatingly poor several times throughout my life. What gets you through is having the fortitude to keep moving forward no matter what. I think the missing void in this picture is religious beliefs. I think a church, mosque or synagogue could have helped too and a renewed faith in God certainly wouldn’t have hurt. Definitely would’ve at least got rid of the I want to shoot myself or drink myself to death ideologies out of her head.
America is still full of opportunity but there is also a lot of poor and poverty if you're not handed the right opportunity or right business things can always go up and down no matter what!
everything is propaganda. specially when hispanic people become resident and went back to their country they spread out the meaning that usa is a paradise .
I'm an America living in Europe and the only way I can explain to people here what it's like is that the middle class in america has become non-existant. You are either wealthy or poor and it can all change overnight if your child gets sick and you don't have health insurance.. People here can't believe it.
They advertise a lot that's a problem, in 2050 all developed Countries will be in serious recession, why? Interest interest interest that's why it is prohibited in Islam , mortgages are killing their People
Never get too comfortable in life. Never live like your job will always be there. Keep your life small and packable. I grew up poor and learned this very young and its still how I live. I've worked this whole pandemic. Think outside your box. Join a different field. Dont just sit there and complain. Make moves.
Yup! Im debt free at 48! One son he 18 now, i never wanted to get married not my thing. Home paid off 3 cars paid! Zero college degree. Born and raised in Los Angeles near dodger stadium. I’ve had all kinds of jobs since I was 17 and still continue to reach new goals and soon financial independence in my 50s. Zero college degree is the solution ladies and gentlemen.
Michelle Wholley Great advice, really good common sense,but what happens to disabled people,they can think out the box but cannot always take the action to prevent financial ruin and to avoid circumstances that are not their lack of sensible planning ,savings do not last for ever,and not every body has family.
@@sarahjones-jf4pr these people aren't disabled. I'm talking about able bodied people who set themselves up to be caught off guard like this. Stick to the subject at hand.
It bothered me how this family compares credit scores to the “In” of society. No criticism to them, but people shouldn’t be reduced to a score. I’ve been very successful with a lower sore. It’s literally just a risk factor.
My credit score is non existant because we have always paid cash and never had any debt besides a 30yr mortgage, which we paid off in 11 years. Build your own wealth and you don't need a credit score.
These parents are incredible. What struck me the most was how positive and caring they are toward their children throughout all of the difficulties they're facing, which are MANY. Much love to them. I hope things are looking better for them right now.
I highly recommend buying 50 pound bags of brown rice and lentils for 25$ each from the Amish stores. Living alone in my apartment for a year I spent about 250 dollars on groceries for a full year. Plus I'm healthier than I've ever been.
I boil them together for a little less than a hour in a caste iron pan. I also have oat groats which can be boiled like rice or ground in a blender to make unleavened bread in a pan.
@@athenathaddiamaketes1606 water...water, heat, and time. Alternatively, you could get an instapot. Truthfully, this is an extreme example. In general, the less food you buy that is directly processed, the more money you will save. You will also be far healthier because there's less sugar. We've started making things from scratch for health reasons and it has paid dividends. Most of our tenants right now are stir-fry recipes made-from-scratch. We just simply by raw veggies, frozen shrimp, and make the sauce from scratch. It's far cheaper to make it from scratch as it cost about two to three times less and has no added sugar and honestly tastes better. The internet is a powerful tool for cooking at home
I have sympathy for them but hope they realize that they are sitting so much better than a lot of people. They were able to buy a new house with no mortgage. I know a ton of people that is just a pie in the sky dream myself included.
@@jaynestag95 I am not forcing anyone to want to own a house. Heck I don’t even want a big house just 600-800 Square feet. And people talk about the American dream was time to talk about mini mansions. If that’s what they went fine, if they want an apartment fine, if they want a trailer fine, a tiny home on wheels (or not) but most people don’t want to be paying rent for there Entire lives.
They did everything "right" by being so proactive and selling the house while they still could. Very excellent to have no mortgage on the new house. But what she said at the end about wanting to cry or drink or shoot herself - OMG, that said it all, I totally know how that feels. And to feel like a failure every day. I hope they signed up for WIC in addition to SNAP. I hope they are doing better now, one year later.
Mortgage free house but still in debt and little money for groceries, living expenses and Christmas gifts. Equity rich but cash poor. Terrible financial decision to have a mortgage free home. Now, if they take out a home equity loan, they’ll have a high interest rate.
This is a PRIME EXAMPLE of folks that "Live BEYOND their means" !!!!! 2 kids, 2 dogs, 2 cats, 2 car payments ..... Spending MORE than they earn !! The classic American Failure .....
@Love B well not having two expensive SUVs with car payments of 500 each on top of a mortgage is a good start. Having two pets on top of having two kids was stupid too. Pets are expensive and people don’t realize. You gotta pay for food, vet visits, sitting and it goes on and on. They were stretched way beyond their income.
@Love B Selling a lot of what they don’t need instead of paying monthly storage fees. Not having so many pets, having a healthy emergency fund, selling one car & working opposite schedules. Buying cheaper condo instead of another house or even renting until they get steady work? They could have used the cash from the sale of the house for affordable rent & living expenses. While concentrating on work & careers. With one car, they may be able to do Uber, food deliveries, pizza deliveries, etc. Those are the a few ways to prepare. It takes conscious planning, creativity & sacrifice.
I think the problem in America isn’t the pay it’s the cost of everything being to expensive for everyone to afford a place to live. This situation is just going to get worse over time.
Wages have been stagnant for 30 years while everything else consistently goes up. After the 2008 recession, many had to start over and never caught up while the taxpayers bailed out large companies and the banks...the banks made out like bandits and left us with the bill. And as people are finding out in this crisis, many of the corporations are making out like bandits again while expecting people to be “essential workers” to be good soldiers and carry on. This pandemic mostly decimated those in the middle or below, while the rich cashed in. This is the new America. Not sure what the dream is anymore.
@@rd24life Ronnie catered to the rich and middle-to-upper middle classes. He had no time for lower middles classes, working class and certainly not for the poverty class.
@@Mockduck2020 Yes, wages have been stagnant for far too long and no one in a position of power cares one bit about us, regardless of their political affiliation or position.
I'm usually a postive person who is thankful for what they have, but the reality is its only going to get a lot worse. Inflation is running at 8-10% and has been for some time while the government sells us the 2% CPI lie while they print Trillions to benefit a few who can hold real estate or stocks. Losing 8% purchasing power means that within 4 years, people will loose 1/3 of their purchasing power. This family's struggle is not just due to the loss of a job. Life has gotten so expensive because people are earning less in real terms that everyone hops on a payment plan. So when the monthly income stops, life goes downhill fast. The North American middle class has been borrowing more and more to maintain a lifetyle they think they deserve. Its gotten worse since the video came out.
My heart goes out to this family. This just shows how badly we need to strengthen the social safety net. And everyone needs to be educated in advanced financial literacy skills in school ahead of time. In Asia, the personal savings rate is much higher than in America.
People also never stop moving and working in Asia, there’s limits on kids a lot a lot of factory jobs almost everything is made in China. I know suicide is high amongst youth because of the pressure but imagine it’s high in US as well.
@Co Co we're all in it dear! This couple lives beyond their means, and are now worried about buying a jug of milk for their kids! At any rate, I wish them the best!
Im so thankful that my husband has kept his employment through the whole pandemic. We are in our early 60s. We have no debts. Have some savings. We are christians. We always give, and depend on God to supply. He has been faithful for over 40 years. I feel bad for the younger ones with children who did lose jobs.
My husband kept his job and even had overtime during the pandemic. We have insurance and food. We are so grateful to God! We are both in our mid-60’s also. The pandemic has almost destroyed our country and the world! Please make sure to put God first in your lives. You may lose material things but He will provide! We will get through this! ❤️🙏
@@michelarosier1918... yeah my husband lost his job at 64 and was out of work for a couple of months (quite a while before the pandemic) then through mine and our sons prayers got another job in an office which he liked way better and is still working at 69. He is a manager. God is good to us. I doubt many get employed at 64 in a private company when people in their 40s cant get work. Many apply for the same job in my country. We see miracles. I thank God a lot.
I feel bad for all who have struggled thru this...they bought a house with cash and have no house payment. They have a place to live. Many many many are homeless now. There are people that have truly lost it all. This family is very fortunate.
It's a sad feeling when u see such a family moving from place to another because of poverty😔,this pandemic wiped out thousands of families and poverty reigned over the world, hope u will find a job and make it easy for ur family
They sold their house and bought another and paid cash. Not many people can do that. They spent their money on another home and now running out of food? Weren’t they going to stay with family? Hope They’re doing better now.
I thought the same thing, maybe they should have bought a smaller home with a smaller price tag instead of spending it all when their financial future was still so unstable. Hopefully things have turned around for them.
@Co Co if you don’t have a steady income then you don’t spend all your money buying a house, go smaller and more affordable so you keep money in the bank to support your family. Their new house is not small by any means and they SOLD their previous house and made a profit off it which bought the house they are currently in.
They seem like nice people but they are not taking advantage of all the services and freebees available to them. Or else they are not being entirely truthful. They have so much support with family and social services etc.
If they could have they should have moved in temporarily with family for 6 months to a year and perhaps rented out their paid-for home in DC to weather the storm and make such decisions later. Now, the situation is quite different. They clearly did not have the famous 6 month emergency plan and were over-extended regarding their lifestyle. I do not blame them, insofar as this is the expectation in America. It is a consumer-driven economy. I see there, friends and family who burn money on Amazon, take-out, and the most ridiculous things 24 hours a day - they can afford it, but why? I really don't see the pleasure it gives or the value accrued. Pay for your kid's tutor or music lessons, or new skill aquisition.
$16 may be low pay but when you've got nothing you'll happily take it and learn some new job skills along the way. Thousands of people in America live of a $16 an hour wage...
After working for the same company for 20 years I was making $13.80 an hour with those wages I managed to pay off my house no debt I quit working a year ago living on just Social Security no pension I would love to have made $16 an hour
@@debbieframpton3857 20 years ago in the year 2000, 13.80 would be 21.51 in today's money. You forgot inflation. You were making a lot more than him. Cumulative inflation over the past 20 years has been 56%, meaning that your dollar back then was over a third more valuable than todays dollar.
@@janejan9728 she still has to pay today’s bills. And I don’t believe someone making $13.80 in 2001 would be paid $21+ an hour today for the same job. That is a big part of the problem. Everything has gone up except wages.
We finance a home,feed a family,pay bills etc... on one income which is not much more than that. Its more doable in the southern states , in my opinion though. I couldnt imagine living in Cali or NY the way things are.
Sell that damn van and move into a one bedroom apartment until you can survive..Are you serious right now?? You sold your home and bought a new home when you are broke? That is exactly why you were struggling to begin with!
I will never understand people.. they are signing up for food stamps and going to food pantries in a brand new car.. the last thing they should have done is purchase a home.. now if the AC breaks they are so screwed
I would rather live in a one bedroom apartment with my family, then deal with the stress of not being able to feed my kids. You can find a used 10k car that is just as reliable as that van. It poor choices.. you have to learn to sacrifice and be a bit uncomfortable until you get on your feet. They should have rented an apartment and sold the van and paid 10k cash for a car... then they would have money to buy food for their kids.
They live in thr Midwest now so they need a vehicle. Buying g rhr house in cash was thr best decision because they will never have to worry about a roof over their heads and ensures their kids will almost never be homeless
@@paresaalizadeh2423 You can't expect people to have the same perception of reality as you do. What you think is right only applies to you because it's subjective. Just because you're willing to live that way, doesn't mean it's right for everyone. There's not a lot of places where you can find a cheap one bedroom apt in a safe neighborhood. For me, the safety of my family comes first. Will go to whatever lengths I have to in order to keep my family safe. To hell what anyone else thinks of my lifestyle, they don't pay my bills.
@Ann Carr You had better count your little blessings then because it can just as easily be you. I dare you to say that it can't. God will take everything from people sometimes just to open your eyes,heart and to humble you. You might be in need of a humble awakening with that mindset.
@@rcas350pilot8 You can believe what you want there little buddy and that's your right with the free will GOD gave you. I'll leave you with this proof of what I said. Go to the holy scriptures and learn what GOD allowed to happen to JOB and what he lost,which was everything and guess who he let take it from him,that's right SATAN himself!! You're not talking to me like that and cursing at me,you're cursing and talking to GOD like that. Careful now!!
@@ellietoper8584 Typical Democrat to point out a Republican. They refuse to point out that it is their president they voted for, not us, that has a crisis at the border, and is allowing all of these millions and millions of dollars to go to undocumented illegal immigrants to take care of them. Go to Biden for your money. He has it.
This family had it a lot better than most. There are so many who are single parents that don't have family for support or help and don't have a house with equity in it as well. I am hoping the panedimic will show everyone that we need stronger social programs here in the US.
The pandemic started to make news in Jan 2020, yet they bought a NEW car in Feb? It seems that their financial lifestyle was living top tier even before the pandemic hit!! They give the impression that they always assumed that there are never any setbacks in one's lifetime...
@@kaythegardener They're not the only ones who think that. A lot of people got caught with their pants down. Taking life for granted is part of the American lifestyle.
Thank you for sharing their story. I’m so sorry they had to go through all of that because of the fall out from the pandemic. I’m really happy they became mortgage free now. I hope they have found regular work. The pandemic has taught me many life lessons. I will never take anything for granted ever again. It’s been a very humbling experience for me. I wish this family all the best for the future 🙏🙏
Praying for this family. We're retired military and were blessed with a great opportunity in the trucking industry 20 years ago after we retired. We've enjoyed a lot of success by hard work and the grace of God. It can be a short term solution for many. We've seen folks truck for a year or so to get money saved and pay their bills. Then you can move forward with another opportunity. May the Lord bless you all in these challenging times.🙏
Loss for words but this family has my heart. We all see the struggle is real and piercing. I know this can only make this fam stronger. And much success in the end. May God keep you all in his favor..
It is easy to say that in a comment section but how do you explain that to a little 4 year old boy and 2 year old girl? Sorry Santa won't be coming here this year. I know that the basics of utilities, rent/mortgage, food etc come first as priorities BUT it leaves you heartbroken for your kids & feeling like a total failure. It is devastating to go to the kids school for free lunches during spring break- when you worked so hard all those years so you would not be struggling. This pandemic has truly been devastating for so many families. Couples fighting bc they are stuck at home dealing with so much worry over their futures & then having to put on your game face for the kids - like you got this under control when you simply don't.
@ Beverly Staley, perhaps ppl should not teach their children such materialism. This way, you don’t set them up for disappointment all over gifts. Wasting money on buying an exuberant amount of gifts just to go along with society on a specific day is a bit… brainless.
@@meghankane1996 I thought that but Then realized that the bank was probably not going to give them a mortgage since both of them were unemployed. But there’s always renting I guess unless unemployment may affect that as well.
@@gunnikr You can't get a rental without a job and this way the family will at least have a roof over their heads. They also stated he got a job and lost it due to catching covid and not being able to work.
This was interesting to see how one family was affected by the pandemic. But those that truly struggled are the ones that lived pay to pay, didn’t have the credit they did, have a house to sell, or a family to move by. Well this family struggled. They were very fortunate to still have a house they owned, a car, food, and at least one person working. A lot of people lost their lives. Became homeless.
I also feel like they easily could've sold a lot of their stuff to make some extra cash. So many unnecessary items can be seen in this video, seems to me like they lived above their means even before the pandemic.
@@nicola6234 Typical consumer driven American family household. During the good times, they are carefree grasshoppers while the ants are storing grain before the harsh winter.
🙏🏽🙏🏽🙏🏽 she definitely can apply for WIC program they provide vouchers for milk, cereal etc. for children under 5. I pray things work out for them and she’s able to maintain her sobriety 🙏🏽❤️
@@alexlewis8143 it depends on the state, some it's easier to get benefits. I tried getting WIC in California when I got fired (because my husband was deployed) and was told my husband made too much. Got rejected by unemployment too, no idea why
@@Afmedic85 California cost of living is way too high. Especially in the silicone valley where I live. I tired to apply for medi-cal was told I make too much money, yet I couldn't pay my $3,500 rent for a two bedroom APARTMENT, bills, car payments, food, clothes. Oh and at the end when you do taxes they take money way because you have no health insurance because you made too much money. It's insane
Well I felt so sad for this family until I read they paid outright for a house !! it could be so much worse, people are ending up on the street with no food or anything !!!!!!
Agreed. I’m sorry but they are doing much better than a lot of others. I saw multiple things they could sell in this short clip. They could definitely give up one of the cars. All those animals cost money to feed. No offence but I’d probably give them away.
@@SnapszDuhh yikes. They could be getting dog food from a pet food bank for free, and if they are healthy they wouldn't be a financial burden. Many people consider their pets family and aren't willing to put them in a shelter to die or be potentially be abused. I wouldn't do that either.
Wow.....very touching and humbling. My prayers go out to this family. I respect how they kept the whole family together....cats and dogs. Seem responsible. I have been blessed during this pandemic. I literally dont know how I would have faired out if I didn't have a lucky blessed life. My heart to all those with grit to struggle day to day with a smile and hope.
I truly know just how you feel . me and my so sold everything we had . then sold the house at the end . now we live in a extended panel van . What is the WORLD coming to . we all need help so badly .and the RICH keep helping the RICH get RICHER . " WOW " just keep the family together . may someone be with use all .
God sees the corruption, greed and the weirdos who have private islands to do God knows what with minors. The people who's religion is money, well the bible says that it's easier for a camel to pass through the eye of a needle than for a rich man to enter heaven. I wish more people would create small communities of like minded people where resources are pooled. Yurts are an awesome resource for those who cant do a full house payment. Theres a channel I follow called Jake and Nicole on youtube. They are homesteaders living in a yurt and they live so free of the system. We all have to be prepared to live perhaps as our forefathers did Very simply and closer to the earth. Hopefully we will get through this time but people have got to help each other now.
It truly makes me sick to watch this. I feel for your family and so many more than are living this nightmare. I do pray you find peace soon for your family.❤️
@@Iworkwithnitwits this is probably true for those making minimum wage but others don’t appear to sacrifice. I frequently see a long line at Starbucks, houses full of clutter, newer cars and processed foods. If you own property, invest in a fruit tree. Eat the fruit and sell or trade the extra. Cats and dogs mean vet bills, food and litter expenses. I look around my house and see how I’ve wasted money. I’ve bought books I could have borrowed from the library, clothing I don’t wear, designer labels and things just because I wanted a different color.
If you have a decent size property, you can grow a vegtable garden and have some fruit trees. Whatever you don't eat now, you can learn how to preserve it for latet. There are many instructional videos on UA-cam on how to grow a garden for beginners and how to can or store your produce.
My husband and I were retired before the pandemic. We were lucky. I started selling/donating masks. Probably made well over 4000+ masks and was able to give back. My daughter and I bought grocery store gift cards and gave them out around the holidays. One lady who got in touch with me wanted me to mail the masks to her work, cause she lived in a motel. Since I lived near her work, I dropped them off with 100.00 shoprite gift card and 100.00 cash. We are still in touch, she now has a home and two jobs. One is full time with awesome insurance. She’s a single mom of two boys and one is autistic. I met many ppl and have so many stories. This was just a short one.🥰
Everyone does deserve healthcare. Living in Canada and knowing we don’t have to worry if an accident a surgery an illness will devestate us- I can’t even imagine. Our taxes are high, but I would much rather know we can seek medical attention if needed.
Now more than ever, it's extremely important to have at least 6 months in savings, NO credit debt, and a years supply of food storage. We were hit extremely hard in 2008 and learned our lesson well. We are at the point now that we are totally out of debt, have savings and food storage. I can sleep well at night.
It’s sad to see families struggling. The bright side is that they are healthy and they will eventually get back to their lives. Proud of the mom who is smiling.
I live with no car. Every month wonder if I will have enough food for the whole month. I live Olin section 8 housing. Poverty before Covid and still poverty in 2021.
2k hahHahahaha u joking or whats is nothing to support a family in 🇺🇸 soil Sample bill every single month without excuses or drama Mortgage or rent $1800 electric bill $130 Natural gas bill winter $180 Water bill each month $160 Trash bill $40 Internet fhone bill $190 Groceries each month $800 And counting
I think people are protesting because the government is printing money like crazy. So then what happens? The cost to buy groceries and everyday emenities skyrockets. That 2k, all of a sudden costs those families that desperately need it even more in the long run.
I'm having a really hard time feeling bad for this family. They sold their home which enabled them to buy what looks like a nicer home in cash with the equity from the first home. Now they live closer to family. She started a new career. I feel bad for the families living in motels and cars, but not for this family.
I’m sorry but I don’t feel sorry for them. They knew were in debt but instead of using the money from the first house to maybe rent a place just for 6 months - 1 year they put ALL THE MONEY IN ANOTHER HOUSE. Like wtf. I would have used the money to make sure all the bills were caught up with.
A very sad story, but I’m glad that You Tube posted this video, because this lets you know that this pandemic has reeked havoc financially and physically , on so many lives no matters who you are or where you live , everyone can see how this virus can change your life for the worst . It’s said to see a whole family suffering like this ,but when you look at those innocent kids and they do not know what’s going on , with an uncertain future that is what really makes you want to cry because they deserve that security that their parents try every day to give them , and that we all had as children, you look to your parents to give you shelter from the storm’s in life and to give you that much needed hug and smile . This is very sad , but this is the world that we sadly live in today . This video is good for those who think that their alone and are struggling through this pandemic. I just wish that the government would do more , because they do have the resources.
okay i have also been through some rough times with 5 kids . The worst was having a critically ill child and No income . In their situation i would of got rid of one of the cars and car loans,, bought a good older car . We would of rented until job security returned . We survived with 1 car and rented until we could afford to buy a home . I hope it all works out for them and they don.t become materialistic . Kids don,t need a fancy home, just a safe clean one with parents that love them .
I was thinking that. If she had a salaried job, that could have helped them until he found work. Real estate jobs is for people who have money saved up.
@Angelina Pattern Right! I'm submissive to my husband but I also work. We have 3 children and I manage the house as well. Not like the old days where women stayed at home with 7 kids and could live off 1 income. There must be a balance.
These people are temporarily living the way those of us who are below poverty have always had to live. We are super grateful to God that we have family close and have had their help all these years or we would not have made it. Even with both of us working and cutting ourselves off at having 3 kids, we are still just not able to make ends meet on our own because of the wages being stagnant for the last 30 years and prices that keep rising. It is especially hard when the family members who help us out just can't seem to understand this and think we should be doing fine on our own and give us crap about us needing help. They keep thinking we just need to budget our money even though time and time again I have shown then our budget and how we just don't make enough to make ends meet. I hope they realize none of this is their fault. We struggled with that same thing for awhile, but then realized it really is not our fault not matter what!
This kind of videos makes you be extremely thankful for everything you have, if you have a house, water, food and money coming to pay what you need you give thanks every night... That's what i do, i'm extremely thankful because i know many families around the world are heving really bad time...
I feel bad for them but they are still in a way better situation than most people these days. They have a house with no mortgage, they are healthy, they have friends and family who love and support them, etc.. And no, I'm not from the States- where I live we have no food banks, no stimulus checks from the government, etc.. I hope for things to get better for everyone.
You guys were blessed enough to own a house that after the sale, allowed you to pay CASH for a new house. Some people are on the damn street. Count your blessings.
@@rd24life dude rentals still want proof of income. Bank account balance is irrelevant. Balance is not income. You are idiotic for thinking you don’t need income as landlords require proof. What stops then from spending balance when not paying by year?
They want to live the American dream 🤷♂️ You know how it is in America. People feel like renting is a waste of money. Even if renting is all you can afford so they go to own a house.
I'm from Indonesia.. I need an update about this family... we here feel the same struggle and even worse, but we believe we're gonna overcome this difficult situation...
We wouldn't have to subsidize food or housing if people had greater wages, benefits, and social protections. Period. I'll never be convinced that billionaires deserve what they have when their employees struggle like this. Never.
My wife's family is a family of immigrants. A sister nearly died from Covid and it took her brother in June. Still, they turn their backs on each other in an "every man for himself" attitude. It's astounding to see. When her brother lost his life to Covid in June, the first thing my wife's other siblings did was gather 'round to split his assets. It was sick. First gen immigrants. All naturalized. You'd think they would have a greater appreciation for what they have. But, nope. It's not enough to be secure now. And yes, they're Trump supporters. I try to keep my distance as much as possible. Literally.
I’ll be forever grateful I studied nursing. Scary to work front lines of pandemic but fortunate to have steady income and access to healthcare for my family. So scary to think of uprooting without a concrete plan for employment, especially with children involved. These are troubling times. 😔
This video is a lesson in living beyond one's means. This couple sunk all their savings into their house, racked up lots of credit card debt, and owned two cars. Whatever happened to living within one's means? During the pandemic Walmart, grocery stores, FedEx, etc were all hiring. When you are out of work ANY work should be entertained. This couple is just another example of what NOT to do in life.
This mirrors my story. Sold a house after job loss, moved 3k miles to a smaller city, started real estate to make money, bought a house cash and just now found gainful employment outside of real estate
She almost lost me at the beginning judging people's credit scores-mine is at a good rate but who the hell cares, what does a person's cc score have to do with it I know good hard working people with some low cc scores...ugh. people. but I watched it and I feel her pain and the struggle is real for so many
They're not doing it for themselves, they're doing it from the children. And you don't know where the presents came from. I don't think the parents could care less about Christmas, but they are holding it together for their family's sake.
We need Medicare-For-All/A single payer healthcare system here in the United States, especially during this time with the Coronavirus pandemic! What is more "Pro-Life" than ensuring that every person in America has guaranteed affordable healthcare regardless of their job or social status? Also, if we all had access to basic healthcare, we would all have the "freedom" to live long lives and rarely have to worry about medical bankruptcies. Sure, taxes will go up, but the overall cost will go down so much that everyone will be paying less and saving thousands of dollars every year. Furthermore, if some of us need additional healthcare than Medicare, then we have the "choice" to get additional insurance, but for others Medicare would be more than enough. Finally, if every other developed country (Canada, Germany, the United Kingdom, France, Italy, Sweden, Norway, Denmark, the Netherlands, Switzerland, Japan, South Korea, Australia, and New Zealand) can implement this system and save money, then why can't the United States do the same and help "Make America Great Again" for everybody at least on the issue of healthcare? Oh, and if American citizens die from lacking access to affordable health insurance because the Republicans believe that the government shouldn't provide it then we are failing our country's promise of defending "life, liberty, and the pursuit of happiness" for its citizens as well as "promoting the general welfare" of all the people.
Democrats never consider the cost of letting anyone and everyone into the country and giving them all free s__t. None of the countries that you listed have open doors...quite the opposite.
Newsflash: nobody needs DOGS or CATS. The cost of vet care, the food, the litter and the dirt that dogs bring in the home are all costs these two people cannot afford. The woman's tone indicates a massive sense of entitlement: get rid of the pets!
That must be so hard. We went through something similar in 2008. We lost our cars and our house. And, we also had two small boys to try and raise in our unfavorable circumstances. We had to apply for state aid for the first time in our lives. It was the most humbling experience in our lives. We are so far from that low point now, but I remember how absolutely stressful that was.
Hope things are going better.
Us too in 2006
I lost everything too. Its a bad time. We have to have hope.
@@thomasfristmd1876 it was very hard on us. We made it through with prayer and guidance from the Lord. We are currently doing great! Psalm 121: 1-2---I will lift up my eyes to the mountains; from where shall my help come? My help comes from the Lord, who made heaven and earth.
@@agodlyhome Amen. Thank you. ✝️💐
The pandemic has taught me not to get too comfortable, because everything you have could go up in smoke.
Life's fluid and always has been. Live survival mode.
I'm glad they bought their home without a mortgage. They're going to have shelter regardless. Even if the utilities were to get disconnected, they will still have shelter.
Until the tax man comes around.
I'm so glad to hear someone else say this. Everyone in thr comments section thinks they should have rented somewhere and live off the equity. They are forgetting that money will eventually dwindle down to nothing with no jobs especially. Then they are back at square on with no money for rent and no roof over their heads.The kids need a permanent house to call home. Buying rhr house in cash almost ensures they will never be homeless.
@@Edxecutus - that shouldn't happen too soon hopefully. They said they used the equity to pay off debt and buy the house in thr Midwest. If anything, creditors would take the van if they couldn't pay it anymore but thr house shouldn't be in jeopardy.
@@ecclairmayo4153 They are struggling to earn money. It doesn't make sense to buy a new home. It's a huge risk. Then they have the pets that sucks up their money when instead they should worry about feeding their children.
@@ecclairmayo4153 Buying a house isn't always possible. We rent, have been here for 3 years now and always have had rentals. Never been a problem for us.
that poor dads face says it all... you are NOT a failure
Surely he can find another type of JOB !! even if it's pumping gas!!! It would be better than nothing!!
Yes I want to reach out through the screen and tell him that. And reassure her. 🙏❤
God help them.
@@jeanninepoulin5285 shυt up jeannine. go be a judgemental karen somewhere else - or preferably not at all!
@@jeanninepoulin5285 My household is also feeling the effects of the pandemic on the entertainment industry, you can't just find a new job like that. & you don't even make sense, getting a new job does not solve the root problem of the pandemic. stage work is a real career. you wouldn't tell a doctor to just leave all their hard earned skills behind to pump gas, would you? it's rude - everyone deserves equal respect.
They had some really significant things that helped them: They had each other (that is so important - no divorce); Were able to sell their house for much needed equity and pay for another house in cash; And, were able to move near family for additional support. Given the suddenness and severity of what they were going through they did an excellent job developing and executing a survival plan. I hope the Silvester's read this, they need to hear and internalize they did a fantastic job under enormous stress.
I agree.
Absolutely
Instead of paying off all of their debts and creating a bank account for daily expenses, they used all of the proceeds from the sale of their house toward a mortgage free house at their new location. That was a foolhardy decision.
@@Landis_Grant I did the same thing in 2001. A few years later I was completely debt free mainly because I had no housing payment of any kind.
I wish them the best.
Her first statement really got me to think “we are ppl who have high 700 almost 800 credit score” I feel like we have been taught to focus on things that don’t really bring security to everyday ppl. Having a high credit score and no access to cash will not help you in the instance that something like Covid-19 ever happens again. It’s just a great way to have access to things that you can’t afford to pay for upfront. One thing that the pandemic has taught me is that cash is king. Having 6-12 months of living expenses saved and very little debt would have helped so many of us get through this with out completely sinking. This family has a house that’s paid for but still can’t come up with funds for groceries and other necessities most likely bc they have more debt then they can handle
Yup, my credit isn't that great (mainly because I don't finance everything, my bank even hesitated to give me a car loan because my credit was a "black hole" for 8 years) however I own my own home, have money set aside, have other investments and financial resources and make 6 figures. A high score simply means you play the system to the tune they want you to. Basically it's a measurement of how well you are at managing debt, not how well off you are.
Poor planning and living beyond their means
There is no point being mortgage free when you can't afford to feed your kids and having to apply for food stamps.
1984 and brave new world ... great novels
@@amyrivers4093 that's just silly. It's easier to find food hon, than it is to be homeless.
It's sad when people go through the struggle. I was talking to my mom about the great depression and she said they had it worse because there was no food banks or government assistance.
Churches and Temples gave out food.
@@veroniquevesta7516 Depended on where you lived. In Canada, you got relief. You had nothing. My grandparents gardened, and worked every hour they could. Churches and temples didn't always have enough for everyone.
May God continue bless her
Sad but true. Going food shopping with government assistance was rough for me. I lived in a predominantly wealthy neighborhood. I wanted to cry and in shame. It was a good I think 3 to 4 miles to a grocery store on either way to another city. It felt like everyone had money to spend to shop at a Trader Joe's. It was not much about grocery shopping, it felt more like who could afford high end frozen meals. I still cry at the thought and anxiety. No one should make you feel guilty about government help.
@@papermason Canada has so many things to do right by people. It is nice to hear you got help caring for yourself. Yes that is a thing.
I’m impressed with how well they handled this . Good reminder to be thankful for what we have
Yes indeed !
I remember being devastatingly poor several times throughout my life. What gets you through is having the fortitude to keep moving forward no matter what. I think the missing void in this picture is religious beliefs. I think a church, mosque or synagogue could have helped too and a renewed faith in God certainly wouldn’t have hurt. Definitely would’ve at least got rid of the I want to shoot myself or drink myself to death ideologies out of her head.
I know her husband is sad, scared, and stressed but he's keeping calm. Seems like the wife helps him to as well.
This is a warning to the people that think that USA is heaven.
America is still full of opportunity but there is also a lot of poor and poverty if you're not handed the right opportunity or right business things can always go up and down no matter what!
everything is propaganda. specially when hispanic people become resident and went back to their country they spread out the meaning that usa is a paradise .
I think that bubble has been well and truly burst.
I'm an America living in Europe and the only way I can explain to people here what it's like is that the middle class in america has become non-existant. You are either wealthy or poor and it can all change overnight if your child gets sick and you don't have health insurance..
People here can't believe it.
They advertise a lot that's a problem, in 2050 all developed Countries will be in serious recession, why? Interest interest interest that's why it is prohibited in Islam , mortgages are killing their People
Never get too comfortable in life. Never live like your job will always be there. Keep your life small and packable. I grew up poor and learned this very young and its still how I live. I've worked this whole pandemic. Think outside your box. Join a different field. Dont just sit there and complain. Make moves.
great advice!
@Co Co and rich people talk about the money they DO have lol your comment is pointless.
Yup! Im debt free at 48! One son he 18 now, i never wanted to get married not my thing. Home paid off 3 cars paid! Zero college degree. Born and raised in Los Angeles near dodger stadium. I’ve had all kinds of jobs since I was 17 and still continue to reach new goals and soon financial independence in my 50s. Zero college degree is the solution ladies and gentlemen.
Michelle Wholley Great advice, really good common sense,but what happens to disabled people,they can think out the box but cannot always take the action to prevent financial ruin and to avoid circumstances that are not their lack of sensible planning ,savings do not last for ever,and not every body has family.
@@sarahjones-jf4pr these people aren't disabled. I'm talking about able bodied people who set themselves up to be caught off guard like this. Stick to the subject at hand.
It bothered me how this family compares credit scores to the “In” of society. No criticism to them, but people shouldn’t be reduced to a score. I’ve been very successful with a lower sore. It’s literally just a risk factor.
This!!! Credit scores mean NOTHING! They couldn’t buy food with theirs.
My credit score is non existant because we have always paid cash and never had any debt besides a 30yr mortgage, which we paid off in 11 years. Build your own wealth and you don't need a credit score.
I think she was making a point that they are financially prudent and that this can happen to anyone, even if you are responsible.
@@bellarae6375 they're not financially prudent if they carry around car and credit card debt.
But that's the reality. You can't even rent without a good score. I worked on mine for years and now it is very good. I realized that the hard way.
These parents are incredible. What struck me the most was how positive and caring they are toward their children throughout all of the difficulties they're facing, which are MANY. Much love to them. I hope things are looking better for them right now.
Positive? She was saying some days she was so down and out that she wanted a drink (she had stopped six years ago).
I highly recommend buying 50 pound bags of brown rice and lentils for 25$ each from the Amish stores. Living alone in my apartment for a year I spent about 250 dollars on groceries for a full year. Plus I'm healthier than I've ever been.
May I ask how do u cook those 2?
wow you are very discipline person. going through hard time like this is not an easy thing to do because human has too many addicitons
I boil them together for a little less than a hour in a caste iron pan. I also have oat groats which can be boiled like rice or ground in a blender to make unleavened bread in a pan.
@@athenathaddiamaketes1606 water...water, heat, and time.
Alternatively, you could get an instapot.
Truthfully, this is an extreme example. In general, the less food you buy that is directly processed, the more money you will save. You will also be far healthier because there's less sugar. We've started making things from scratch for health reasons and it has paid dividends. Most of our tenants right now are stir-fry recipes made-from-scratch. We just simply by raw veggies, frozen shrimp, and make the sauce from scratch. It's far cheaper to make it from scratch as it cost about two to three times less and has no added sugar and honestly tastes better. The internet is a powerful tool for cooking at home
Dave Ramsey would approve
I have sympathy for them but hope they realize that they are sitting so much better than a lot of people. They were able to buy a new house with no mortgage. I know a ton of people that is just a pie in the sky dream myself included.
@A H you mean like the American dream that's forced on Everyone.
@@jaynestag95 Not forced on ANYONE
Me too. They are lucky
@@jaynestag95
I am not forcing anyone to want to own a house. Heck I don’t even want a big house just 600-800 Square feet. And people talk about the American dream was time to talk about mini mansions. If that’s what they went fine, if they want an apartment fine, if they want a trailer fine, a tiny home on wheels (or not) but most people don’t want to be paying rent for there Entire lives.
My heart hurts for this family and so many others who are still struggling... 😢❤️
They did everything "right" by being so proactive and selling the house while they still could. Very excellent to have no mortgage on the new house. But what she said at the end about wanting to cry or drink or shoot herself - OMG, that said it all, I totally know how that feels. And to feel like a failure every day. I hope they signed up for WIC in addition to SNAP. I hope they are doing better now, one year later.
Yes, what she was saying at the end really hit home. Every person in Congress should have been made to watch this!
Hi Amy! 😊Yes, it's heart breaking what people are going through. Hope they're doing better now.
Mortgage free house but still in debt and little money for groceries, living expenses and Christmas gifts. Equity rich but cash poor. Terrible financial decision to have a mortgage free home. Now, if they take out a home equity loan, they’ll have a high interest rate.
This is a PRIME EXAMPLE of folks that "Live BEYOND their means" !!!!! 2 kids, 2 dogs, 2 cats, 2 car payments ..... Spending MORE than they earn !! The classic American Failure .....
This is why people she watch Dave Ramsey. It’s better to buy a cheap car with no car notes just in case a person lose their job.
@Love B still not a good excuse. They still should have planned better.
@Love B well not having two expensive SUVs with car payments of 500 each on top of a mortgage is a good start. Having two pets on top of having two kids was stupid too. Pets are expensive and people don’t realize. You gotta pay for food, vet visits, sitting and it goes on and on. They were stretched way beyond their income.
@Love B Selling a lot of what they don’t need instead of paying monthly storage fees. Not having so many pets, having a healthy emergency fund, selling one car & working opposite schedules. Buying cheaper condo instead of another house or even renting until they get steady work? They could have used the cash from the sale of the house for affordable rent & living expenses. While concentrating on work & careers. With one car, they may be able to do Uber, food deliveries, pizza deliveries, etc. Those are the a few ways to prepare. It takes conscious planning, creativity & sacrifice.
@Love B If you're making payments, you cant afford it.
I think the problem in America isn’t the pay it’s the cost of everything being to expensive for everyone to afford a place to live. This situation is just going to get worse over time.
Wages have been stagnant for 30 years while everything else consistently goes up.
After the 2008 recession, many had to start over and never caught up while the taxpayers bailed out large companies and the banks...the banks made out like bandits and left us with the bill.
And as people are finding out in this crisis, many of the corporations are making out like bandits again while expecting people to be “essential workers” to be good soldiers and carry on.
This pandemic mostly decimated those in the middle or below, while the rich cashed in.
This is the new America. Not sure what the dream is anymore.
@@rd24life Ronnie catered to the rich and middle-to-upper middle classes. He had no time for lower middles classes, working class and certainly not for the poverty class.
@@Mockduck2020 A nightmare?
@@Mockduck2020 Yes, wages have been stagnant for far too long and no one in a position of power cares one bit about us, regardless of their political affiliation or position.
I'm usually a postive person who is thankful for what they have, but the reality is its only going to get a lot worse. Inflation is running at 8-10% and has been for some time while the government sells us the 2% CPI lie while they print Trillions to benefit a few who can hold real estate or stocks. Losing 8% purchasing power means that within 4 years, people will loose 1/3 of their purchasing power. This family's struggle is not just due to the loss of a job. Life has gotten so expensive because people are earning less in real terms that everyone hops on a payment plan. So when the monthly income stops, life goes downhill fast.
The North American middle class has been borrowing more and more to maintain a lifetyle they think they deserve. Its gotten worse since the video came out.
My heart goes out to this family. This just shows how badly we need to strengthen the social safety net. And everyone needs to be educated in advanced financial literacy skills in school ahead of time. In Asia, the personal savings rate is much higher than in America.
People also never stop moving and working in Asia, there’s limits on kids a lot a lot of factory jobs almost everything is made in China. I know suicide is high amongst youth because of the pressure but imagine it’s high in US as well.
Asia is a huge place, where do you mean in Asia
They have credit card debt and 2 new cars, that's the biggest mistake right there, and a houseful of junk that they can sell to keep caught up.
Yeah. I learned my lessons in my 20s. Some people can only learn the hard way.
@Co Co we're all in it dear! This couple lives beyond their means, and are now worried about buying a jug of milk for their kids! At any rate, I wish them the best!
@Co Co don't you judge the commenters. tisk tisk.
@@hamfistsman6267 I did the same in my 20’s also!
I would sell every single thing in that house if I could not feed my family
I was actually thinking the exact same thing. I would sell everything including my bedroom furniture, and only keep the kids beds etc...
Yes I would be selling items to feed my family
And if no one was willing to buy for a respectable price?
Sell it anyway. You don’t have the luxury of haggling too hard when your kids are hungry.
@@itsaplantlife9850 if something sold for 5 or 10 every little helps
Im so thankful that my husband has kept his employment through the whole pandemic. We are in our early 60s. We have no debts. Have some savings. We are christians. We always give, and depend on God to supply. He has been faithful for over 40 years. I feel bad for the younger ones with children who did lose jobs.
Amen, may God continue to meet your needs and see you through.
My husband kept his job and even had overtime during the pandemic. We have insurance and food. We are so grateful to God! We are both in our mid-60’s also. The pandemic has almost destroyed our country and the world! Please make sure to put God first in your lives. You may lose material things but He will provide! We will get through this! ❤️🙏
Amen, to that, I feel it, yes the Lord always provides and make ways to his children who believe and call on to his name.
@@michelarosier1918... yeah my husband lost his job at 64 and was out of work for a couple of months (quite a while before the pandemic) then through mine and our sons prayers got another job in an office which he liked way better and is still working at 69.
He is a manager. God is good to us. I doubt many get employed at 64 in a private company when people in their 40s cant get work. Many apply for the same job in my country. We see miracles.
I thank God a lot.
Amen. The Lord is my provider as long as I do my part in faith
I feel bad for all who have struggled thru this...they bought a house with cash and have no house payment. They have a place to live. Many many many are homeless now. There are people that have truly lost it all. This family is very fortunate.
Yep they really are lucky.
Using all your savings to pay off rhe house isn't good idea I don't think. Gotta have some savings. Rather pay it within 15 year period if possible
It's a sad feeling when u see such a family moving from place to another because of poverty😔,this pandemic wiped out thousands of families and poverty reigned over the world, hope u will find a job and make it easy for ur family
Some people specialize in poverty
They sold their house and bought another and paid cash. Not many people can do that. They spent their money on another home and now running out of food? Weren’t they going to stay with family? Hope
They’re doing better now.
I thought the same thing, maybe they should have bought a smaller home with a smaller price tag instead of spending it all when their financial future was still so unstable. Hopefully things have turned around for them.
@Co Co if you don’t have a steady income then you don’t spend all your money buying a house, go smaller and more affordable so you keep money in the bank to support your family. Their new house is not small by any means and they SOLD their previous house and made a profit off it which bought the house they are currently in.
They seem like nice people but they are not taking advantage of all the services and freebees available to them. Or else they are not being entirely truthful. They have so much support with family and social services etc.
@@BlanceDevereaux They might not have known
If they could have they should have moved in temporarily with family for 6 months to a year and perhaps rented out their paid-for home in DC to weather the storm and make such decisions later. Now, the situation is quite different. They clearly did not have the famous 6 month emergency plan and were over-extended regarding their lifestyle. I do not blame them, insofar as this is the expectation in America. It is a consumer-driven economy. I see there, friends and family who burn money on Amazon, take-out, and the most ridiculous things 24 hours a day - they can afford it, but why? I really don't see the pleasure it gives or the value accrued. Pay for your kid's tutor or music lessons, or new skill aquisition.
$16 may be low pay but when you've got nothing you'll happily take it and learn some new job skills along the way. Thousands of people in America live of a $16 an hour wage...
After working for the same company for 20 years I was making $13.80 an hour with those wages I managed to pay off my house no debt I quit working a year ago living on just Social Security no pension I would love to have made $16 an hour
@@debbieframpton3857 20 years ago in the year 2000, 13.80 would be 21.51 in today's money. You forgot inflation. You were making a lot more than him. Cumulative inflation over the past 20 years has been 56%, meaning that your dollar back then was over a third more valuable than todays dollar.
@@janejan9728 she still has to pay today’s bills.
And I don’t believe someone making $13.80 in 2001 would be paid $21+ an hour today for the same job.
That is a big part of the problem.
Everything has gone up except wages.
We finance a home,feed a family,pay bills etc... on one income which is not much more than that. Its more doable in the southern states , in my opinion though. I couldnt imagine living in Cali or NY the way things are.
Sell that damn van and move into a one bedroom apartment until you can survive..Are you serious right now?? You sold your home and bought a new home when you are broke? That is exactly why you were struggling to begin with!
I will never understand people.. they are signing up for food stamps and going to food pantries in a brand new car.. the last thing they should have done is purchase a home.. now if the AC breaks they are so screwed
Iiving in a one bedroom apt isn't easy to do with kids. And people need a reliable car to move around in.
I can't fault them for that.
I would rather live in a one bedroom apartment with my family, then deal with the stress of not being able to feed my kids. You can find a used 10k car that is just as reliable as that van. It poor choices.. you have to learn to sacrifice and be a bit uncomfortable until you get on your feet. They should have rented an apartment and sold the van and paid 10k cash for a car... then they would have money to buy food for their kids.
They live in thr Midwest now so they need a vehicle. Buying g rhr house in cash was thr best decision because they will never have to worry about a roof over their heads and ensures their kids will almost never be homeless
@@paresaalizadeh2423 You can't expect people to have the same perception of reality as you do. What you think is right only applies to you because it's subjective.
Just because you're willing to live that way, doesn't mean it's right for everyone. There's not a lot of places where you can find a cheap one bedroom apt in a safe neighborhood.
For me, the safety of my family comes first. Will go to whatever lengths I have to in order to keep my family safe. To hell what anyone else thinks of my lifestyle, they don't pay my bills.
This breaks my heart. This is everyone’s world right now
They have a house with no mortgage not really the same.
@Ann Carr You had better count your little blessings then because it can just as easily be you. I dare you to say that it can't. God will take everything from people sometimes just to open your eyes,heart and to humble you. You might be in need of a humble awakening with that mindset.
@@LONEWOLF-rq5tl God will take everything from people sometimes just to open your eyes,heart and to humble you TF outta here with that bullshit.
@@rcas350pilot8 You can believe what you want there little buddy and that's your right with the free will GOD gave you. I'll leave you with this proof of what I said. Go to the holy scriptures and learn what GOD allowed to happen to JOB and what he lost,which was everything and guess who he let take it from him,that's right SATAN himself!! You're not talking to me like that and cursing at me,you're cursing and talking to GOD like that. Careful now!!
The frustration is endless....but with faith and Family beside u...please don't give up.
One day we gonna look back and say YES......I survived!
When I think about guys like Mitch McConnell who managed as a senator to amass a 30 million dollar fortune, I feel nauseous.
Think about Biden and everyone ( Dem or Rep ) in DC who has also amassed tremendous wealth being a "public servant". It is a disgrace
@@ellietoper8584 Typical Democrat to point out a Republican. They refuse to point out that it is their president they voted for, not us, that has a crisis at the border, and is allowing all of these millions and millions of dollars to go to undocumented illegal immigrants to take care of them. Go to Biden for your money. He has it.
@@JJ-hw9dt more like billions of dollars went to the billionaires through tax cut.
@@JJ-hw9dt They They They. Whether you voted for Biden or not, he is now the President of the United States - he is your president. Grow up.
@@quaithom3138 not my president sorry I don’t need to acknowledge him as anything other than the piece of 💩 he is...
This family had it a lot better than most. There are so many who are single parents that don't have family for support or help and don't have a house with equity in it as well. I am hoping the panedimic will show everyone that we need stronger social programs here in the US.
Their nice house, furniture and car doesn't evoke much sympathy.
The pandemic started to make news in Jan 2020, yet they bought a NEW car in Feb?
It seems that their financial lifestyle was living top tier even before the pandemic hit!!
They give the impression that they always assumed that there are never any setbacks in one's lifetime...
They're middle-class poor!
@@kaythegardener They're not the only ones who think that. A lot of people got caught with their pants down. Taking life for granted is part of the American lifestyle.
And their two dogs and two cats. They’re boo hooing like they’re dirt poor- these people don’t know what poor really looks like. Embarrassing.
People don't care they want money they need to pay their bills as well. But they should at least been able to get loans until they can pay it back
Thank you for sharing their story. I’m so sorry they had to go through all of that because of the fall out from the pandemic. I’m really happy they became mortgage free now. I hope they have found regular work. The pandemic has taught me many life lessons. I will never take anything for granted ever again. It’s been a very humbling experience for me. I wish this family all the best for the future 🙏🙏
Praying for this family. We're retired military and were blessed with a great opportunity in the trucking industry 20 years ago after we retired. We've enjoyed a lot of success by hard work and the grace of God. It can be a short term solution for many. We've seen folks truck for a year or so to get money saved and pay their bills. Then you can move forward with another opportunity. May the Lord bless you all in these challenging times.🙏
Thought military took care of whatever.
@@traceycancio1795 people are allowed their free will.
@@traceycancio1795 you only get a pension if you serve 20 years.
Loss for words but this family has my heart. We all see the struggle is real and piercing. I know this can only make this fam stronger. And much success in the end. May God keep you all in his favor..
The last thing they needed to be worried about is Christmas when ur trying to keep the lights on and kids fed.
Exactly focus on important issues not Christmas you could save a lot of money not using them Christmas lights.
Contorted priorities!..
girlll... my son didnt have a Christmas this year and it broke my heart... I felt like a faulure.
It is easy to say that in a comment section but how do you explain that to a little 4 year old boy and 2 year old girl? Sorry Santa won't be coming here this year. I know that the basics of utilities, rent/mortgage, food etc come first as priorities BUT it leaves you heartbroken for your kids & feeling like a total failure. It is devastating to go to the kids school for free lunches during spring break- when you worked so hard all those years so you would not be struggling. This pandemic has truly been devastating for so many families. Couples fighting bc they are stuck at home dealing with so much worry over their futures & then having to put on your game face for the kids - like you got this under control when you simply don't.
@ Beverly Staley, perhaps ppl should not teach their children such materialism. This way, you don’t set them up for disappointment all over gifts. Wasting money on buying an exuberant amount of gifts just to go along with society on a specific day is a bit… brainless.
Watching on May 25, 2021. Would love to have an update on this family. I pray things are getting better for them.
Watching July 22, 2021. I will like the same
Watching August. I really hope things are going better for them. Seriously. We need to get ahead of this virus ASAP.
8/9/2021 same
19 August 2021
Watching on 14th October, 2021. Would love to see an update on this family too.
I dont understand how you're smart enough to pay cash for a house but still have credit card and car debt
@@meghankane1996 I thought that but Then realized that the bank was probably not going to give them a mortgage since both of them were unemployed. But there’s always renting I guess unless unemployment may affect that as well.
Paying cash for house is alot better than paying monthly rent or a mortgage. At least they will have a roof.
@@gunnikr You can't get a rental without a job and this way the family will at least have a roof over their heads. They also stated he got a job and lost it due to catching covid and not being able to work.
Take the vehicle back to the dealer. Buy a beater.
One of thousands of similar stories and it's heartbreaking.
This was interesting to see how one family was affected by the pandemic. But those that truly struggled are the ones that lived pay to pay, didn’t have the credit they did, have a house to sell, or a family to move by. Well this family struggled. They were very fortunate to still have a house they owned, a car, food, and at least one person working. A lot of people lost their lives. Became homeless.
Exactly what I was thinking while watching. Sure they struggle but definitely not near what some have experienced from this. Awful all the way around.
I also feel like they easily could've sold a lot of their stuff to make some extra cash. So many unnecessary items can be seen in this video, seems to me like they lived above their means even before the pandemic.
A lot of despondent people committed suicide.
@@nicola6234 Typical consumer driven American family household. During the good times, they are carefree grasshoppers while the ants are storing grain before the harsh winter.
🙏🏽🙏🏽🙏🏽 she definitely can apply for WIC program they provide vouchers for milk, cereal etc. for children under 5.
I pray things work out for them and she’s able to maintain her sobriety 🙏🏽❤️
I'm sure she is getting all the state benefits. She has money.🤔
Government assistance wants you to burn through all money be rock bottom then help
@@alexlewis8143 it depends on the state, some it's easier to get benefits. I tried getting WIC in California when I got fired (because my husband was deployed) and was told my husband made too much. Got rejected by unemployment too, no idea why
@@Afmedic85 California cost of living is way too high. Especially in the silicone valley where I live. I tired to apply for medi-cal was told I make too much money, yet I couldn't pay my $3,500 rent for a two bedroom APARTMENT, bills, car payments, food, clothes. Oh and at the end when you do taxes they take money way because you have no health insurance because you made too much money. It's insane
@@Afmedic85 You do know you can appeal right.
Well I felt so sad for this family until I read they paid outright for a house !! it could be so much worse, people are ending up on the street with no food or anything !!!!!!
Agreed. I’m sorry but they are doing much better than a lot of others. I saw multiple things they could sell in this short clip. They could definitely give up one of the cars. All those animals cost money to feed. No offence but I’d probably give them away.
@@SnapszDuhh yikes. They could be getting dog food from a pet food bank for free, and if they are healthy they wouldn't be a financial burden. Many people consider their pets family and aren't willing to put them in a shelter to die or be potentially be abused. I wouldn't do that either.
You didn’t fail we just didn’t see this coming . No one would’ve ever planned something this horrible
Uhhh, yeah we did! The previous admin just wasted time 😃 denying it, firing our 🧪 scientist in china, and giving away all our PPE...
I never thought a pandemic would affect the U.S. But people do need to put money aside in a 6-12 month emergency fund.
Biggest issue was stuff being shut down. The actual disease was a joke.
@@jeep19 yeh ok;;
@@serpentinewolf7085 right - it’s all a scam
Interesting how credit was their “saving Grace” in the beginning of this…but now credit about to be your grave! Credit aint never saved no one!
That's why I paid off all my debt while I was deployed. Now I am debt free with a positive net worth.
I hope they are doing well. They seem like such a nice family x
Wow.....very touching and humbling. My prayers go out to this family. I respect how they kept the whole family together....cats and dogs. Seem responsible. I have been blessed during this pandemic. I literally dont know how I would have faired out if I didn't have a lucky blessed life. My heart to all those with grit to struggle day to day with a smile and hope.
I have 2 cats, found them on the street. They cost me $15 a month, and I already felt it on my finance.
Nobody asked u to get two cats. Vet bills cost more than that
@@back2the80s true. The cats choose me.
I truly know just how you feel . me and my so sold everything we had . then sold the house at the end . now we live in a extended panel van .
What is the WORLD coming to . we all need help so badly .and the RICH keep helping the RICH get RICHER .
" WOW " just keep the family together . may someone be with use all .
God sees the corruption, greed and the weirdos who have private islands to do God knows what with minors. The people who's religion is money, well the bible says that it's easier for a camel to pass through the eye of a needle than for a rich man to enter heaven.
I wish more people would create small communities of like minded people where resources are pooled. Yurts are an awesome resource for those who cant do a full house payment. Theres a channel I follow called Jake and Nicole on youtube. They are homesteaders living in a yurt and they live so free of the system. We all have to be prepared to live perhaps as our forefathers did
Very simply and closer to the earth. Hopefully we will get through this time but people have got to help each other now.
It truly makes me sick to watch this. I feel for your family and so many more than are living this nightmare. I do pray you find peace soon for your family.❤️
@@lizparsons7301 yes but then reality sinks in, it's easier said than done.
They didn’t save when they had an income? In Asia, the government does NOT bail out its people.
I do not know how many working class families can save while raising a family.
@@Iworkwithnitwits this is probably true for those making minimum wage but others don’t appear to sacrifice. I frequently see a long line at Starbucks, houses full of clutter, newer cars and processed foods. If you own property, invest in a fruit tree. Eat the fruit and sell or trade the extra. Cats and dogs mean vet bills, food and litter expenses. I look around my house and see how I’ve wasted money. I’ve bought books I could have borrowed from the library, clothing I don’t wear, designer labels and things just because I wanted a different color.
@@Iworkwithnitwits it’s called living within your means.
We have EBT and wic. Do you guys have similar programs? They are supplemental food programs
If you have a decent size property, you can grow a vegtable garden and have some fruit trees. Whatever you don't eat now, you can learn how to preserve it for latet. There are many instructional videos on UA-cam on how to grow a garden for beginners and how to can or store your produce.
My husband and I were retired before the pandemic. We were lucky. I started selling/donating masks. Probably made well over 4000+ masks and was able to give back. My daughter and I bought grocery store gift cards and gave them out around the holidays. One lady who got in touch with me wanted me to mail the masks to her work, cause she lived in a motel. Since I lived near her work, I dropped them off with 100.00 shoprite gift card and 100.00 cash. We are still in touch, she now has a home and two jobs. One is full time with awesome insurance. She’s a single mom of two boys and one is autistic. I met many ppl and have so many stories. This was just a short one.🥰
Everyone does deserve healthcare. Living in Canada and knowing we don’t have to worry if an accident a surgery an illness will devestate us- I can’t even imagine. Our taxes are high, but I would much rather know we can seek medical attention if needed.
Same for us in the UK American living is unimaginable .
@@nazmed8141 your free Helf care is costing some buddy it's not free
@@tomstickney5500 it is free at the point of use! And Britain still spends less than half per capita than the US does! 👌🏻
@@tomstickney5500 we all pay it with taxes and non of us see this a burden because our mentality in the UK is not like Americans 🚮
@@sarai5467 Australia is the same as the UK. Everyone can access healthcare if they need it. Thank goodness.
Now more than ever, it's extremely important to have at least 6 months in savings, NO credit debt, and a years supply of food storage. We were hit extremely hard in 2008 and learned our lesson well. We are at the point now that we are totally out of debt, have savings and food storage. I can sleep well at night.
They're not the only one. There are thousands have been struggling as well
Millions
600 IS NOTHING
How do you sell your house and your still broke. Managing your money is very important. Live according to your means !
I feel like this guy is full of excuses and needs to man up and support his family
I hope they made it through this. They are good people ♥️
Thank you for saying with such raw clarity what so many of us have been feeling.
It’s sad to see families struggling. The bright side is that they are healthy and they will eventually get back to their lives. Proud of the mom who is smiling.
I live with no car. Every month wonder if I will have enough food for the whole month. I live Olin section 8 housing. Poverty before Covid and still poverty in 2021.
And yet people are protesting 2k stimulus check?
2k hahHahahaha u joking or whats is nothing to support a family in 🇺🇸 soil
Sample bill every single month without excuses or drama
Mortgage or rent $1800
electric bill $130
Natural gas bill winter $180
Water bill each month $160
Trash bill $40
Internet fhone bill $190
Groceries each month $800
And counting
@@TeslaBoy123 internet and phone 190? U wasting money
I think people are protesting because the government is printing money like crazy. So then what happens? The cost to buy groceries and everyday emenities skyrockets. That 2k, all of a sudden costs those families that desperately need it even more in the long run.
@@daniellelemay2696 hmmmmmn. Price control needed
I'm having a really hard time feeling bad for this family. They sold their home which enabled them to buy what looks like a nicer home in cash with the equity from the first home. Now they live closer to family. She started a new career. I feel bad for the families living in motels and cars, but not for this family.
i think it’s the point of the video. these people don’t live in poverty, but shows that the pandemic has destabilized the middle class
@@rafangille Any family who has enough equity in their home to buy another home cash is doing much better than the middle class.
Having kids is expensive 💸.
Plus the dog
@@joyaustin6581 pets are cheaper than humans children though
@@MrTmenzo definitely
They shouldn’t have bought a house right away. Now they don’t have money for other expenses.
See the Michael Murphy comment. He is now living in a van. Having a place to house your kids is a basic need. You can find help for everything else.
They can't get evicted now it's better to buy a house out right and get help with power and water and food. It's easier when you debt free also.
Having a home paid in cash almost guarantees that they will never be homeless. It's thr right thing to do
@@ecclairmayo4153 unless you fail to pay property taxes aka government rent
@@jonathanjones3126 - yup, tgsts why I always say "almost" guarantees you won't be homeless
I’m sorry but I don’t feel sorry for them. They knew were in debt but instead of using the money from the first house to maybe rent a place just for 6 months - 1 year they put ALL THE MONEY IN ANOTHER HOUSE. Like wtf. I would have used the money to make sure all the bills were caught up with.
So grateful for my employment during the pandemic!
I felt this 😢 I hope things got better for the family
A very sad story, but I’m glad that You Tube posted this video, because this lets you know that this pandemic has reeked havoc financially and physically , on so many lives no matters who you are or where you live , everyone can see how this virus can change your life for the worst . It’s said to see a whole family suffering like this ,but when you look at those innocent kids and they do not know what’s going on , with an uncertain future that is what really makes you want to cry because they deserve that security that their parents try every day to give them , and that we all had as children, you look to your parents to give you shelter from the storm’s in life and to give you that much needed hug and smile . This is very sad , but this is the world that we sadly live in today . This video is good for those who think that their alone and are struggling through this pandemic. I just wish that the government would do more , because they do have the resources.
I’m glad they have family to help them out. It’s good to own a home or car in times like these.
okay i have also been through some rough times with 5 kids . The worst was having a critically ill child and No income
. In their situation i would of got rid of one of the cars and car loans,, bought a good older car .
We would of rented until job security returned . We survived with 1 car and rented until we could afford to buy a home .
I hope it all works out for them and they don.t become materialistic . Kids don,t need a fancy home, just a safe clean one with parents that love them .
They said one of their cars were totalled.
Need income to rent duh
This is sad in so many ways.
This is why you don't depend on one paycheck.
I thought about quitting and being a stay at home mom.... then I saw this... I can't leave me husband hanging.
I was thinking that. If she had a salaried job, that could have helped them until he found work. Real estate jobs is for people who have money saved up.
@Angelina Pattern Right! I'm submissive to my husband but I also work. We have 3 children and I manage the house as well. Not like the old days where women stayed at home with 7 kids and could live off 1 income. There must be a balance.
@@J.Anita24 ew, why are you submissive to your husband?
@@J.Anita24 I stay at home with two kids and am not submissive to my husband at all. Works for us.
These people are temporarily living the way those of us who are below poverty have always had to live. We are super grateful to God that we have family close and have had their help all these years or we would not have made it. Even with both of us working and cutting ourselves off at having 3 kids, we are still just not able to make ends meet on our own because of the wages being stagnant for the last 30 years and prices that keep rising. It is especially hard when the family members who help us out just can't seem to understand this and think we should be doing fine on our own and give us crap about us needing help. They keep thinking we just need to budget our money even though time and time again I have shown then our budget and how we just don't make enough to make ends meet.
I hope they realize none of this is their fault. We struggled with that same thing for awhile, but then realized it really is not our fault not matter what!
This kind of videos makes you be extremely thankful for everything you have, if you have a house, water, food and money coming to pay what you need you give thanks every night... That's what i do, i'm extremely thankful because i know many families around the world are heving really bad time...
I feel bad for them but they are still in a way better situation than most people these days. They have a house with no mortgage, they are healthy, they have friends and family who love and support them, etc.. And no, I'm not from the States- where I live we have no food banks, no stimulus checks from the government, etc.. I hope for things to get better for everyone.
Was only 3 stimulus not lots of money
Imagine being a single parent.
It's very difficult. But I set myself up not to have anymore kids. My legs are glued shut
This the reason we want 2k & not $600
You guys were blessed enough to own a house that after the sale, allowed you to pay CASH for a new house. Some people are on the damn street. Count your blessings.
@@rd24life must have proof of income to rent ugh sheesh
@@rd24life dude rentals still want proof of income. Bank account balance is irrelevant. Balance is not income. You are idiotic for thinking you don’t need income as landlords require proof. What stops then from spending balance when not paying by year?
Want a reason to always have at least 6 months worth of expenses saved? Watch this video!
You still have a roof, family and love and a positive mindset so you are still winning keep going
why did they buy a whole house in an area where they don’t have steady jobs? Why didn’t the pay off their car loan or trade in the vehicle?
They want to live the American dream 🤷♂️ You know how it is in America. People feel like renting is a waste of money. Even if renting is all you can afford so they go to own a house.
I'm from Indonesia.. I need an update about this family... we here feel the same struggle and even worse, but we believe we're gonna overcome this difficult situation...
We wouldn't have to subsidize food or housing if people had greater wages, benefits, and social protections. Period. I'll never be convinced that billionaires deserve what they have when their employees struggle like this. Never.
And then they pay off congress so they don’t even have to pay taxes.
Omg then there will be people screaming socialism even though they don't even know why they scream it! They'd rather be homeless begging for food.
What is so awesome is they fought tooth and nail to survive and are so positive!! Hoping that all is well now! xoxo
My wife's family is a family of immigrants. A sister nearly died from Covid and it took her brother in June. Still, they turn their backs on each other in an "every man for himself" attitude. It's astounding to see. When her brother lost his life to Covid in June, the first thing my wife's other siblings did was gather 'round to split his assets. It was sick. First gen immigrants. All naturalized. You'd think they would have a greater appreciation for what they have. But, nope. It's not enough to be secure now. And yes, they're Trump supporters. I try to keep my distance as much as possible. Literally.
Wow!
👎
Very sad.
I’ll be forever grateful I studied nursing. Scary to work front lines of pandemic but fortunate to have steady income and access to healthcare for my family. So scary to think of uprooting without a concrete plan for employment, especially with children involved. These are troubling times. 😔
Being happier with less is the lesson.
This video is a lesson in living beyond one's means. This couple sunk all their savings into their house, racked up lots of credit card debt, and owned two cars. Whatever happened to living within one's means? During the pandemic Walmart, grocery stores, FedEx, etc were all hiring. When you are out of work ANY work should be entertained. This couple is just another example of what NOT to do in life.
I love how she made everyone wear a mask but none of her family including herself wore one 🙄🙄🙄
This mirrors my story. Sold a house after job loss, moved 3k miles to a smaller city, started real estate to make money, bought a house cash and just now found gainful employment outside of real estate
I live in the Midwest and my family are also struggling during the pandemic too but we are relay on the food pantry. I have 2 big freezer of meats.
She almost lost me at the beginning judging people's credit scores-mine is at a good rate but who the hell cares, what does a person's cc score have to do with it I know good hard working people with some low cc scores...ugh. people. but I watched it and I feel her pain and the struggle is real for so many
I think Christmas and Santa would be the last thing on my mind right now I'd be more worried about keeping the lights on and Heat
They buy into it, both holidays are made up commercial enterprises. Stop buying into the "American dream".
The tykes don’t know any different. It’s very exciting to have the decorations up and a few seasonal treats like cookies.
They're not doing it for themselves, they're doing it from the children. And you don't know where the presents came from. I don't think the parents could care less about Christmas, but they are holding it together for their family's sake.
@@courierdubois I didn’t see any gifts. The toys seemed to be Christmas-themed items from past years, which had been packed up with the decorations.
I was homeless for 6 years it ended in 2019 and now I feel like I'm homeless all over again lack of income the government holding our taxes
The feds need to raise the interest rates on homes! How are families like this supposed to afford a home!? The prices are crazy ridiculous!
If you sell in this market may not find something in your price range to buy. That is the struggle we are facing when we consider selling our house.
So much sympathy for this family.
We need Medicare-For-All/A single payer healthcare system here in the United States, especially during this time with the Coronavirus pandemic! What is more "Pro-Life" than ensuring that every person in America has guaranteed affordable healthcare regardless of their job or social status? Also, if we all had access to basic healthcare, we would all have the "freedom" to live long lives and rarely have to worry about medical bankruptcies. Sure, taxes will go up, but the overall cost will go down so much that everyone will be paying less and saving thousands of dollars every year. Furthermore, if some of us need additional healthcare than Medicare, then we have the "choice" to get additional insurance, but for others Medicare would be more than enough. Finally, if every other developed country (Canada, Germany, the United Kingdom, France, Italy, Sweden, Norway, Denmark, the Netherlands, Switzerland, Japan, South Korea, Australia, and New Zealand) can implement this system and save money, then why can't the United States do the same and help "Make America Great Again" for everybody at least on the issue of healthcare? Oh, and if American citizens die from lacking access to affordable health insurance because the Republicans believe that the government shouldn't provide it then we are failing our country's promise of defending "life, liberty, and the pursuit of happiness" for its citizens as well as "promoting the general welfare" of all the people.
Now YOU sir should be in office
I can Only recommend Medicare for all. I’m from Denmark
@@Balletified true. Trump was a terrible mistake.
Democrats never consider the cost of letting anyone and everyone into the country and giving them all free s__t. None of the countries that you listed have open doors...quite the opposite.
😂😂😂😂
Newsflash: nobody needs DOGS or CATS. The cost of vet care, the food, the litter and the dirt that dogs bring in the home are all costs these two people cannot afford. The woman's tone indicates a massive sense of entitlement: get rid of the pets!