Bhai thankyuu so so much😍😍😍😍itna acche se samjhane k lie ,Actually im preparing for UPSC to bhot jagah se padha is act k bare m but kuch samjh ni aya ,But aapki video se Crystal clear ho gaya sab🤩🤩thankz alot bro,hope your channel grows fast❤️and aisi hi bhai aap economics se related content daalte rehna.Thankyuu again😌(your new subscriber)
Sir. I have a friend "A" who has purchased a property from "B" on which there is a loan. "A" has made the full payment to "B" for the property but "B" has not repaid the bank loan... And the bank is coming to take possession of the property purchased by "A" after taking the order of the DM... What can "A" do to save himself...
इस एक्ट में बैंक प्रॉपर्टी नीलाम करती है, बोली होती है, बोली कि राशि खरीददार द्वारा जमा करवाने के बाद भी बैंक किसी भी स्टेज पर नीलामी को निरस्त कर सकता है। यदि बैंक ऐसा करती है तो खरीददार क्या कर सकता है।
Aap gamer ho, law student ke lawyer?😮 Also 3 notices are issued- 1 13(2) Notice, 13(4) notice and recall notice post which an order for symbolic possession is obtained and further more within a month's period with no proposal for OTS from the side of borrowers, the bank can proceed to take physical possession alongwith a court order dictating it to be done. Two publications also take place, the first declaring that the property now is owned by the bank, the other subsequent publications are regarding the auction process for recovery of dues of the bank, the invitation for auction and the declaration of the completion of the auction process by announcing the winner. Jagah jagah ka farak hai, 19-20 ho sakta hai process follow karne me.
Sir, I am not from commerce or economics background. I have a doubt. I have read that in secured loans, the amount of loan that is sanctioned is always much lesser than whatever is offered as collateral by the borrower to make provisions for depreciation of the collateral. So when such is the case, why don't the banks immediately sell off the collateral and make up for the NPAs . Why do the allow the NPAs to grow to gargartulan proportions and simply sell them at a loss to some third party ARC companies who also get only settlements or something which is less in value than the loan amount? Itna gol chakkar kyu karte hai? Girwi rakhi hai koi cheez to neelam kyu nahi kar dete hain fatafat se? I know my question may be too naive or silly, but kindly clear my doubt.
Because law of natural justice Aap jo bol rahe ho wo banks karne lage to logoke crores ke ghar bank lakhs me bech degi aur bolegi hamara paisa mil gaya aap apna dekhlo Aisa nahi hota madam
I hv an rrb po interview on 18 Nov, this video gives me more confidence to face an interview on this topic. Tq lottttt sir
Perfect teaching. You explained each point and basic of sarefesi in very simple language.. 👍👍👍👍👌👌👌👌👌👌
I searched 50 vedios related to this subject but your vedio cleared my doubt
Agar kabhi mujhe mouka mila padane ka
To esa hi explain karunga ❤ crystal clear
Har chij ko
Thank you sir
I Extremely like your video on this topic.... Thank you so much...... Great Job.....
Best channel 👍... u make every topic so easy that we are able to understand the core concept now....
Thanku soo much .
Regards
Bhot ache examples k sath samjaya h sir sidha mind m fit ho gya thanks❤
आपका समझाने का तरीका बहुत अच्छा है ❤
Thank so much sir your video are too much help me fory GPSC class 1,2 exam preparation.once again thank you so much sir 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉
Better than todays private teacher's 👏🙏🏻
Sir really you explained everything perfectly in simple & short way thank u
More blessings to this channel 👌🏻
Thank you Sir
Was searching for this topic ....
You gave information abt it ....
Very useful and claer words.. Its helpful for business people.. Thanks buddy..
Sir ji you are the best teacher
VERY NICELY EXPLAINDED...THANK YOU SIR
Wonderful ... Thank you so much.. kindly make a new video how to process drt 13 ,13(2), 13(4) etc....
Seriously...too nice explanation..
Your way of teaching very good
Excellent information sir thanks
Thank you sir for the wonderful explanation
top quality banking awareness videos♥️
Bhai thankyuu so so much😍😍😍😍itna acche se samjhane k lie ,Actually im preparing for UPSC to bhot jagah se padha is act k bare m but kuch samjh ni aya ,But aapki video se Crystal clear ho gaya sab🤩🤩thankz alot bro,hope your channel grows fast❤️and aisi hi bhai aap economics se related content daalte rehna.Thankyuu again😌(your new subscriber)
NICE PRESENTATION. SO EASY. UNDERSTABDABEL THANKS👌👌
Pleasure
Thank you Sir good information good video.
thanku soo much❤ this is the best video on this act 🧡
Extraordinary lecture sir...❤🙏🏻. We want more lectures like this. Keep it up.
your way of explaining is commendable,keep it up!
Nice sirji very helpful.....
very well explained sir
thank you so much sir , Bhagwan bnker help krdi appne 😄
It is very knowledgeable and good video.. Thanks sir for such valuable video
Very Nice explained Sir👍
Bhai keep it up. Very good
Nicely explain Sir ji
Thank u sharing ur knowledge. Keep it simple and easy 👍.
Thanks for helping me understand this Act.
🙏🙏🙏🙏 spectacular information sir thank you
Well explained.
Thanku soo much.
Regards
Thank u so much sir 🙏 it helps me a lot🙏🙏
Nice vedio sir
Best video 🙏🙏
Thanku soo much.
Regards
Thankyou sir for this video
Literally amazing
Thanku soo much.
Regards
Sarfeasai ke bad drt me jaate hai ya sath sath me
Perfect video sir...thank you sooo much sir...
Awsm sir🤗🤗
Amazing video
Thank you thank you thank you thank you thank you thank you thank you thank you 😊
Nyc vdo Sir
Very nice vidio
sir u taught it in very nice manner everything is clear thank u soo much🙏😊
Excellent Explanation Sir
Sir in personal loan also bank can attach barrower movable immovable property through of court
😍 thankyou sir
Nice explain sir
Sir ji bich m words interchange ho gaye four assets wale point check Krna... Baaki video kafi knowledge sharing hai
Nice lecture sir 🙏
Outstanding sir ❤️
sir, unsecured personal loan me rc/arc/iarc kya kar sakti hai last to last...
Very nice sir👍👍👍👍
Excellent
Sir kya ye agriculture loan or lag skta hai.
Superb Sir ❤❤❤
Sarfaesi mei bhi DRT aur DRAT kam karte hain. S13 mein application DRT ko, S17 mein Appeal DRAT ko jati hai
Best video
wonderful
Very useful sir🙏
Sir. I have a friend "A" who has purchased a property from "B" on which there is a loan. "A" has made the full payment to "B" for the property but "B" has not repaid the bank loan... And the bank is coming to take possession of the property purchased by "A" after taking the order of the DM... What can "A" do to save himself...
Wonderful,
इस एक्ट में बैंक प्रॉपर्टी नीलाम करती है, बोली होती है, बोली कि राशि खरीददार द्वारा जमा करवाने के बाद भी बैंक किसी भी स्टेज पर नीलामी को निरस्त कर सकता है। यदि बैंक ऐसा करती है तो खरीददार क्या कर सकता है।
Helpful
Thank u
Pleasure
Well explained
Best tha ye video
Simple and best
Sir writing achi nai ari..😂😂 bt i love your videos
Thankyu sir
Thankyou
Nice
Sir ARC and Rc kya hai
Sir
आप ने sarfeasi के process के बारे में तो बताया ही नही,
की कैसे और कब ???
Process किया जायेगा
you are gem
likhte likhte hug dete hai thoda neat and clean rakhna chaiye samajh aae
In terms of loss assets and doubtful assets you have used interchangeably between 8-9 mn
प्रक्रिया कहा बताया आपने sarfaesi का ??
Sarfaesi ka process to समझाया ही नहीं bhai कितनी बार notice issue होगी possession kaise hoga?
Aap gamer ho, law student ke lawyer?😮 Also 3 notices are issued- 1 13(2) Notice, 13(4) notice and recall notice post which an order for symbolic possession is obtained and further more within a month's period with no proposal for OTS from the side of borrowers, the bank can proceed to take physical possession alongwith a court order dictating it to be done. Two publications also take place, the first declaring that the property now is owned by the bank, the other subsequent publications are regarding the auction process for recovery of dues of the bank, the invitation for auction and the declaration of the completion of the auction process by announcing the winner. Jagah jagah ka farak hai, 19-20 ho sakta hai process follow karne me.
The Securitisation and Reconstruction of Financial Assets & Enforcement of Security
Interest Act, 2002 (SARFAESI Act)
Content is great but your presentation was not, please don't mess on screen
Why kcc account becomes npa in 3years while cc in 90days?
Sir, I am not from commerce or economics background. I have a doubt. I have read that in secured loans, the amount of loan that is sanctioned is always much lesser than whatever is offered as collateral by the borrower to make provisions for depreciation of the collateral. So when such is the case, why don't the banks immediately sell off the collateral and make up for the NPAs . Why do the allow the NPAs to grow to gargartulan proportions and simply sell them at a loss to some third party ARC companies who also get only settlements or something which is less in value than the loan amount? Itna gol chakkar kyu karte hai? Girwi rakhi hai koi cheez to neelam kyu nahi kar dete hain fatafat se? I know my question may be too naive or silly, but kindly clear my doubt.
Because law of natural justice
Aap jo bol rahe ho wo banks karne lage to logoke crores ke ghar bank lakhs me bech degi aur bolegi hamara paisa mil gaya aap apna dekhlo
Aisa nahi hota madam
It depends on the official RBI Guidelines and time-to-time circular issued by them.
Bhai notice k bare me bhi to bta dete
Bank se maine home loan liya unhone mujhe fraud kiya of 2 lakhs main kahan complaint karu taaki bank mujhe mere amount return kare
All things for bank loan type nothing from SARFAESi Act total useless but good for fresher
👍🏼👍🏼
Can movable assets attached under Sarfesai act ?
No
Sir mera 2019 property loan h Npa ho chuka h bank pressure bna rha h ashe me kya kre koi solution ha to plz btaye 🙏
Ha solution hai:
1. Bdesh bagh jao
2. Suicide kar lo
3. Nhi to bank apka property waise b kabja kar lega.😂😂😂
Wah
Gold standard
🙏🙏🙏