What Next For Mortgage Rates In 2024 - How Long Should You Fix For?
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- Опубліковано 23 сер 2024
- What Next For Mortgage Rates In 2024 - How Long Should You Fix For?
Wondering what 2024 holds for mortgage rates? Join us as we analyze expert predictions and discuss the best strategies for fixing your mortgage. Learn how long you should lock in your rate and the factors to consider for your financial future. Stay ahead with our comprehensive guide.
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The days of cheap money are over, and that's a good thing for the long term health of the economy and property market.
I think governments are addicted to it, I bet it comes back but not as low as before.
Depends how screwed we are. If labour want to spend loads of money on investments and building they will need emergency low rates to do so. No?
We missed the opportunity to build and invest and missed it, the economy stagnated and the country didn't grow.
How are we going to fix the eccomony without low rates? Raise taxes, no?
It's all cycles, it will be back just when we don't know. Statements like this one are just stupid and pointless.
Personally i go with variable rate beliving that bank rate will go only down...its not point to do fix when the rates are record high.
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People that are over leveraged.. only affects them.. LTV below 60.. can ride the storm with int at 5/6%
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Hey 👋 James, lookin’ sharp man 😎.Where do you see the rates by early ‘27 .
Love and Vibes Buddy ✨✊💙🤘
I think around 3% mate
@@propertyaccelerator cheers 🥂 James 👊🙏
Thank you Sir
Most welcome
Some of the easy access savings accounts started to reduce the savings rate by about quarter a point announcing last week. Probably they are anticipating rate cuts? Or is it following ECB rate cut?
Yeah my friends have those Ive said they will drop those rates very soon. As you said that has already started.
I fixed at 3 years as 2 years bit risky, 5 years too long imo
Nice job
Ever since 2008 blackhole, consumerism has not really taken off as before so rates should go down.
Agreed
@@propertyaccelerator Interest went up not because increase demand but because of increase costs because of energy prices that impacts supply chains, and most of the inflationary cost in U.K due to increase in salaries too.
5 years, always 5 years. Do you read the Telegraph? According to Julian Jessop interest rates are staying higher for longer.
I dont read the telegraph, they could stay high longer time will tell.
@@propertyaccelerator I don't really read the telegraph but I do go online and read their opinion pages as they are normally interesting.
I agree with you, mate. If I had taken the 5-year option, I would still have the 2.3% interest rate instead of paying 3.3% now and being offered 5.41% for renewal in November.
I’m not too sure that your line on the BOE taking political optics into consideration. They’re supposed to be politically independent. If they don’t cut this time (and wait till after the election), Labour will claim the bragging rights when they get in (which we all know they will). The BOE should do what the data tells them. They are after all, highly educated economists, so if they have any professional integrity and self respect, they shouldn’t care what the general public think. Love your videos btw. Shared your latest leasehold reform post. I reckon abolishment of marriage values will save me £30k. My freeholder, who normally returns my emails instantly, has gone unusual quiet when I enquired about a new lease extension now royal accent has been given on the bill. 🤔
Hey Robert thanks, I hope they do start to drop now is 100% the time. Good luck with the lease extension hope it works out well for you.
Fix now, labour will increase taxes.
Inflation will rise and interest rates won’t fall.
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Seriously.., your "begging" for "smash tbe button" is so tedious! Look at it and compare to other podcasts. I'm sure you don't get anymore⁉️.
Your comment made me hit the like button
@@planetliquidful I'm pleased for you 😊.
Just skip a minute if that bothered. I get more likes per 1000 views than all the property channels. Its just the way social networks work, you have to hit the metrics or your channel dies.
@@propertyacceleratorabsolutely… it’s your intro and you should own it! Although making people think that they aren’t a good person for not doing it should be dropped!