How Union Bank Manager explains loan criteria.

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  • Опубліковано 28 січ 2020
  • I previously consider that loan is dependent on transaction and civil score. But it is not like this. It depends upon your relation and behaviour which is I think biggest drawback of this system. They prefer to give loan to their relatives and the person who bribe them.Explained in this video

КОМЕНТАРІ • 1,1 тис.

  • @Roman19926
    @Roman19926 3 роки тому +1

    Classic example of Smart Manager and Over-smart customer 👍

  • @SunilKumar-oq1qm
    @SunilKumar-oq1qm 2 роки тому +621

    He (Branch manager) is from bihar. Very nice person he is actually. He is paying fees for 10 students till matriculation. He is also a very good financial advisor. 💝

  • @bhagirathbaria7467
    @bhagirathbaria7467 3 роки тому +475

    The manager is very patient and tolerant. If someone comes and wastes the time of a banking employee with such discussions, I would not find it a correct approach on the part of the customer.

  • @rahulsrswt343
    @rahulsrswt343 2 роки тому +117

    He is very patient and soft-spoken, itni bakwaas sunn ke bhi itne araam se samjha rahe hain sir, mere pichle wale manager hote toh ab tak ache se bta diye hote 😂😂

  • @bankingfacts2281
    @bankingfacts2281 3 роки тому +68

    This type of customer is ruining banker's mental peace. I am a banker and this type of videos were made to defame me but failed as I was stuck on my points.

  • @vandanakumar7298
    @vandanakumar7298 3 роки тому +45

    Your video is misleading Arif jee. The Officer is explaining to you that the person's likeability depends upon his financial behaviour and financial character. If a person has clean record, the bank will support.

  • @pinto28785
    @pinto28785 Рік тому +123

    This guy came with an intention to defame the manager and bank but unfortunately the manager behaved like a true professional. It's a shame bankers face this kind of people on a daily basis whose only job is to harrass hardworking bankers.

  • @Globe_Trotter67
    @Globe_Trotter67 3 роки тому +101

    Customer is wasting time of Manager and Manager knows this thing...still he answered beautifully against every query. 😁

  • @chetantiwari3764
    @chetantiwari3764 3 роки тому +288

    Wow, how beautifully this manager kept his calm and kept on explaining his point...inside, he knew that this customer is just wasting his time and trying poke him in every possible way but this manager has shown great skills of a manager...this man, who is making this video should go to HDFC Bank and make the same video and upload that...he should also ask the HDFC bank manager about how they recover their bad loans😂🤣

  • @BipinKumar-xb4xm
    @BipinKumar-xb4xm 3 роки тому +797

    This customer is just waiting for a slip of tongue by BM so that he could make a big issue.

  • @kakapuchuchupakalu4959
    @kakapuchuchupakalu4959 2 роки тому +164

    He is doing his job perfectly. Such a calm and intelligent manager. This customer is the only fool here.

  • @vaibhavshuklaed34
    @vaibhavshuklaed34 3 роки тому +846

    The branch manager of union bank of India, koproli mumbai, Mr.Ashish Koshta is a very cooperative and communicative person who solves the problem of each person with personal interest.

  • @BlackPoisonTube
    @BlackPoisonTube 2 роки тому +442

    Yes this is true. It is not wrong at all. CIBIL score and Salary Slip are all just factors included. The main thing is how much the bank trusts you when it comes to timely payments. This is the main criteria.

  • @AbhishekThakur-ed6co
    @AbhishekThakur-ed6co 2 роки тому +377

    very genuine discussion put forward by the BM. I am a banker too. Documentation comes at a later stage. But its all about trust factor. Appraising the loan isn't easy...

  • @krackkrack950
    @krackkrack950 3 роки тому +65

    BM is right and explained very lucidly everything. If BM is satisfied about the genuineness of the person then he proceeds for further process .

  • @arnabsenchowdhury6871
    @arnabsenchowdhury6871 2 роки тому +89

    Appreciate this bankers patiance and transparency!

  • @saurabhmakta6016
    @saurabhmakta6016 3 роки тому +176

    I appreciate bank manager . He seems genuine .

  • @jeetendrakpradhan
    @jeetendrakpradhan 2 роки тому +43

    Intelligence, patience n knowledge.... Salute to Branch Head.

  • @vasugupta3531
    @vasugupta3531 2 роки тому +52

    The manager is a grounded man. Blend of traditional & Practical advice.

  • @kunjalmahesh9874
    @kunjalmahesh9874 3 роки тому +83

    Salute to this manager & the video uploader for also showing positive side. 🙏🙏🙏👍👍