I found a job that reimburses for housing so the first time I can invest money. I won't be doing this forever but working outside of the box is the way to go. If I didn't have my housing covered I would live in my car and go back to Doordash and other apps and online work because I refuse to work a job and not make a profit. Love your videos.
For me, my job is pretty flexible so it's not a big drag on me even though it does not pay me "a lot" - My salary is the same since 2007. As for supplemental passive income, I'm investing in real estate (the small mom and pop sort).
I'm making pretty good interest on my savings and retirement account. I also get paid for all the excess power I feed back into the grid from my solar panels.
I think we all play important roles. You provide a service on UA-cam by giving advice, but its partially made possible by a Google employee working 9-5. You provide a service of delivering groceries that wouldn't be possible without a truck driver bringing goods to the store. Door Dash from restaurants wouldn't be possible if there was no one prepping food and doing dishes. For some, working independently is best, but so much of our lives depend on people willing to work a job.
Love this. I feel like a lot of gen z say something similar to this as well and don’t want to work. Or they just want to be influencers. Who do they think make the internet happen? Real people working hard to make it happen. If we all quit our jobs to work for ourselves, society would collapse
Ive been living like you for a long time, raising my 4 babies (homeschooling), while my husband works a low income job. This year they are starting school and I am going to work full time as a CNA. We just cant make it work anymore. I think being able to breathe financially will be a nice change for us.
Couldn't agree more-time is precious. We are in our sixties now and have been nomads all our life. We are frugal. We love traveling and having adventurous life experiences. You will be happy and healthy without the stress of a 40 hr job. Everyone needs to live their own life because YOLO. Great video. Best of luck!
My hu, sband is 60 and I am 65 with less than 500 a month in my social security, we have always done the side hustle things and right now we juggle mystery shops, 3 oart time jobs and a 3 month contract job for the hubbs, our time together out weighs the fact we aren;t driving mercedes... cheering you on from here in NC... Lea
Side hustles and gig work are jobs - with no steady income and no benefits. My husband's and my moderate-paid jobs have given us a net worth of over $1 million, none of this in a house or car. We've deployed our income intentionally and really benefited from the benefits! The retirement matches were free money. Our jobs gave us peace of mind as well as the capital to save and invest. Add to this the fact that both of us loved our jobs and worked in our fields of study.
I worked from age 12 babysitting and ended my working nursing career at 62. I REALLY don't want to work. I worked SO hard for so many years! I have decreased my spending a lot. I needed expensive car repair and my sister lent me the money. Now she's on a bandwagon that I need to work. I already started paying her back per our verbal agreement. I'm frustrated!!!
I ended my working life at 55 and have been able to stay out of the workplace these last 10 years. It helps that I am mortgage free and living in my country is a lot cheaper than in the US.
@@eattherich9215 Im not mortgage free.i bought a house when I was 54. Put almost 50% of cost of hone down. Been paying extra almost every month. Only other debt is my sister. Car is debt free , no credit cards other than debit card. I want to pay off my house so much. It's just me so no other income. I have been helping my daughter a little but not lately. Told her I can't si I say no when she asks.
As a retired nurse I can honestly tell you that the vast majority of people who go into nursing aren’t doing it for the money, the paycheck is the bonus. We go into the field because we have a desire to help and care for people. Besides $75k isn’t anything to shake a stick at.
@@rachelcrossen8136 and if they are married there is another income to add to it usually. I never made that much as a nurse but with my husband’s income from his job we were just fine(although I did support my son on my income alone for a few years and it wasn’t a problem). Living within your means is the key on any income no matter how large or small it is.
I am a little confused to be honest. Are you an entrepreneur? There are ways to create passive income, but you still have to work to create passive income. For example, what I grow in my garden is 'passive income' because I'm not buying food at the store. However I still need to buy seeds, gardening tools and add amendments to the soil to start and maintain my garden.
Please save for retirement. I work as a RN in a hospital and hospital dumping is real. I work 2 days a week nights while my kids sleep because family is important.
@@Michelle_Emm I guess I've been lucky then, never had that happen to me or anyone I've ever known or in my family. Medicaid abuse (those who have it and abuse the system or flat out lie to get it) is a SERIOUS issue in the USA. I used to enter/process/kick back the claims for a state medicaid, the theft/abuse was insane THEN... can't imagine now!
@@PoM-MoM everyone is entitled to healthcare, if you're ill you should be able to access healthcare at no out of pocket costs. I don't understand how you can abuse a system designed to help you when you're ill, you're not being paid to be ill. For a country that claims to be Christian the utter disdain for the poor is appalling.
Thankyou Katie for all your amazing videos ❤ I'm a new subscriber and I've binged watched them all! My husband lost his job 8 weeks ago and I've been on a extended medical leave from work for the last 2 years due to battling cancer. I was not stressed at all when he lost his job because I had a bare bones budget ready to go that I learnt from one of your videos. Thankyou I've learned so much from you, big hug ❤
I have sold items on offer up, Mercari and Facebook marketplace. My account on Facebook was banned and the money wasn’t stable. My job in the criminal justice feild makes me feel secure.
Agree @bad advice While I would love to work only part time (maybe 3 full days a week or four 5 hour days) It’s not the reality; health insurance needed, mortgage, vehicle payment, working ft to contribute to 401k so I might be able to go part time when I retire!!
My husband was without a job for many years(extreme mental issues*) I work fulltime ..small business owner. He found a job 3 years ago and it helped us get out of 46k of debt(mostly student loans). Now we are to the point of where do we want to move and do with our lives. We live in 239 square feet of space with a ton of stuff (we got rid of so much) we are planning on 1 to 2 more years and it should afford us to have another paid off vehicle and possibly no payment on a house if it works out. I rather work 2 more years and then have more time freedom. I work really hard with my business and now work 7 months out of the year. I want a cushion, the extra money. I pretty much wasted 8 years of my life waiting for stuff to happen so I figure another 2 to get what I want isn't horrible.
I began re-selling on ebay and I wish I've know about this venture when I was younger. Is hard work but I do from home and have quality time with my family. During covid was able to shop online for inventory and now I can go thrifting or estate/garage sales to purchase higher revenue items. Also, postman picks up sold packages from home; making it easier for me...Down side, you need space for inventory and knowledge is power; the more you learn/know about what sells for good profit, the higher your income...
Yes! My teen daughter does this with eBay and a few other apps. You can definitely make a lot of money once you know what sells and when you spot a good deal 😊
@@linhaton4957 Obama care, when I tried applying on my own it was exorbitant and couldn't afford, no I found a broker and they apply for me and guess, they are experts and understand process better and now I can easily afford. Find a good broker in your area and I would suggest to speaking to more than one...
As long as you don't end up taking from the subsidy pot, do your thing. Your housing, food, taxes, medical for your family should be covered by YOU, not the taxpayers. If you dont take care of all your family's needs, someone else will have to. If you have all these covered (in total) do your thing.
True. That is why Walmart as one of the US largest employers is so wicked. They get tax breaks that mom & pop stores don't get, so they crush the competition. Then they don't pay a large part of their staff living wages so that they are dependent on the government subsidies to survive.
@@lilymcnabb6621 Evil. Let's protest and completely shut them down for their evil ways! I think millions of ppl losing their jobs, and the (resulting connected business closings from where those folks shop) is totally worth it! The taxes those millions of employees put into the subsidy pot will be lost ... but who cares about that whe our aim is to shut down those evil evil employers of millions. I'm sure the "mom and pop shops" will pick up all those employees. Who cares thar millions of people won't have a place to shop for abundantly available low priced goods, food, services. After all, we're trying to make a point! Better even yet, Lilly, why don't you start a business ... to employ those people. You can start out as a beloved "mom and pop shop." Sure, once you gain success and grow and offer employment to millions you'll automatically become one of the wicked big corporations so it's best you not succeed too much. You can pay your employees double...triple even. Heck... just pay them as much as yourself. I mean the fact that you developed, marketed, created, invested and put your hard work and energy into finding the company and taking all the financial risks associated therein won't make any difference to you. You don't want to be one of those evil owners-CEOs, after all. Build the company, Lilly... then pay everyone what you yourself earn! Can't wait. This is going to be great!
This is true, but at the same time you always gonna manifest you're reality how you perceive it , and create that negative impact against yourself, at the end of the day, you win or you loose by the choices you make, if your outcome is not what you intended, (intent) very important to remember , then you've learned something, life isn't always fair, it's not meant to be, it's Learning place from start to finish. Stay focused, stay in ur perimeter, did you wake up this morning? Yes? did you go to work this week? Yes? Did you eat? Yes? You win!!! Sh#t ton of people didn't wake this morning, people starved this week, because they had no job or decided they didnt.want.to go to.work, don't like work? Perfectly fine understandable, do something different, no one's stopping you are they, just saying.unless your a prisoner or being.forced there's no worrìes. We're here only a short time
Wow. I love your channel and fresh and creative approach to supporting yourself and family. You seem very thoughtful. I can't believe how many snarky comments are made by folks who clearly misunderstand what you are describing, and how you live and can't get with your vibe. Rock on with your bad self! I'm a 61 yr old landscaper and love my job because my boss is awesome. I make half what I did in the corporate world but I would never go back to that jail.
You may not have a formal job, but it seems like you're very hardworking with parenting and the side hustles. Frugality is a super power. Glad you're found it :)
She just switched jobs... which I think is fine but she can't talk bad about the other jobs because they make it possible for her to have her current job(s).
Love your emergency budget plan! You didn't mention the daycare costs that you would have if you were working. A minimum wage job wouldn't even cover the cost!
If you are low income you can qualify for Head Start(daycare). Free and/or low cost tutoring for your kids, free school lunches, etc. You can get free financial aid if you are poor so you can go to College. You fill out a FAFSA. There are many opportunities out there that will help you build a business, start a career. Living frugally is all well and good. And I have been there when I was a young college kid, but it gets old... And you will too. Good luck living like that when you are old. You may end up living on the streets... Which I have a feeling happens a lot.
@@ilikecontent2327she went to college and now she lives in a van and does side hustles Not a good example for her daughters Wonder what her daughters future boyfriends will think of this set-up
So true that hard work doesn’t equal more money. I would add that corporations rarely promote the people who do the work, because then the work wouldn’t get done. So it’s crazy to work harder thinking there will be some payoff at some point in the future.
The goal is to create an income source that has growth potential, not to only work side hustles. What that income source is will look differently for everyone depending on their interest and skill set.
Well yeah but the get to the point where she does not need to spend her time she will have to outpace expenses by large margins... We know from median numbers the vast majority of the population will never reach that point during their working years!!!!
It is not only the money that makes me want to get up in the morning and go to work. I love the environment and my co workers. I work at a school, and I appreciate the perks, (paid) long vacations, free phone, free gym, very good pension plan, reduced insurance through my Union. And with grown kids, its very nice to feel needed, and part of a team. And I believe the interaction with other people, spiritually, cultural, political, makes your brain work, and makes you a better person, as you might understand others better, and not being so fixated on an idea or meaning, you get sparring partners in a way. For most of us, the sole income is through our work, and you work too, with your side hustles. You might have more flexibility on your working hours, but I have one day off from work every week. 😊 I hope everything works out for you, and that you get a quick sale on your house. 💕
These are great points! I do think certain personalities do better in a work environment that others (and I am not one of those people lol). As long has you are happy and content, your time at work is adding value to your life - so that is a win-win for you :)
Yes, be very careful when you “exchange your time for money”. Get smarter! A job makes you very dependant upon your employer and it might be counter intuitive but, it certainly limits your earning capacity. 😳🤯
Impressive! Amidst the bitter and subtly hostile remarks, this family continues to make valuable contributions to society, albeit in an unconventional manner. Some members hold regular 9-5 jobs, yet they find themselves relying on government assistance due to uncontrollable inflation and circumstances. Nonetheless, there is no shame in her family's efforts as they strive to improve their situation. Remember, regardless of the path you choose to follow, there will always be discontented individuals like "Miserable Mandy's" with negative opinions. Embrace your life on your terms and prioritize your own happiness
What would you do if you became disabled? Doordash, and other side hustle apps, are supplemental income. I agree it is not a main long-term income stream.
Gotcha. There isn't a black/white answer to this question. One of the benefits of being able to make money without working for someone else is we are able to be flexible in the way we make our money. So we would be able to work around certain disabilities. For example, if I became physically disabled, I would still be able to make YT videos. I have mentioned in previous videos that most of my family is autistic, which is considered a disability. Only about 30% of autistic adults are employed (ft or pt), so finding ways to make money beyond a typical job is extremely beneficial to those who are unable to hold a regular job. If we became so disabled we were unable to work at all, we still pay taxes on all our income and would qualify for SSDI. It is also necessary for us to plan for an income loss (which I have made many videos on) and save/plan for retirement. It is absolutely do-able to have a plan without relying on an employer to provide you with disability insurance. If one is so inclined, disability insurance can be purchased privately (but is probably only beneficial if you are making a high income).
@@sherij7330 We do not receive any disability payments for anyone in our family. Actually, only 5% of autistic adults receive SSI benefits. Receiving disability benefits is definitely not something the vast majority of disabled people would even qualify for. Not that I think any of us are "disabled" - that is just the label the medical community puts on anyone who doesn't follow a particular developmental path. It does absolutely make having a job more challenging though.
I think it depends on your career . I know of career that you can get 6 figures with 37.5 hours per week. And some of those jobs you can do your hours in 3 days. So I think everything depends . If people don't want to study something in healthcare. I don't know how it will work. To be a self employed is not easy and it's like being on duty 24/7. I have see it with my own eyes. At least the hospital work when you go home you are at peace. You did your work and went home. When self employed your mind has to be on top of your business 24/7 it's exhausting.
People are too much.. you and your husband found ways to pay your bills and take care of your family who cares how it was, as long as it's legal LOL. You are good examples for your children the way you are living your Frugal life and showing them that money is not what brings happiness.😊
Listen girl y’all do what y’all know is best for your family you’re the only one that matters and that’s all that matters me personally I was a firefighter an auto technician ase certified lol now I’m a millwright at a large corporation I’ve been working there for 21 years and got a pretty good retirement coming I’m gonna sell one of my houses and put that cash in the pot and I’m gonna live at my off grid cabin with minimal bills I’m 57 years old and never thought I would be some what comfortable lol we’re not by any way Lazy we’re just a lot smarter than those assholes that want to bash us so y’all rock on girl from the looks of y’all’s videos you’re living pretty Good Life ❤
I so appreciate how you look at all the ways to live life and do what works for your family! It feels as though the message most promoted in the U.S.and much of the industrialized world, due largely to the education system that was designed to crank out obedient little worker bees, tries to mold everyone into the go to school, get a job working for someone else, hope you can earn enough to get by, repeat until you die. I'm encouraged to see more of the younger generations breaking out of the mold. If we had a better health care system in the US that didn't tie people and their pre-existing conditions to an employer to keep their health insurance, if we recognized that with creativity not everyone needs a college degree and the debt that usually comes with one, and if more people were frugal and didn't buy into the marketing propaganda that has completely blurred the lines between wants and needs, there would be more people less dependent on outside employment to survive, but there are too many in power that don't want that to happen... Looking forward to following your journey.
Thank you for this common sense video. I personally have moved offgrid recently. And am in a very Rural area. I had some savings. And even had a job that didn't work out because the place didn't seem to have good intentions. The guy that owned it never paid me in full. It was always a little weekend money as he called it. 3 months in and they were in to me for over 2 grand. At 9 months since I quit working for the scammed. Not a dime owed have I received. So be careful about working for people in even Rural areas. Anyway. I was done with the conventional job mindset after this ,added to what was done to us all over the past few year's. I wholeheartedly agree with you wise word's and post. I would like to get some advice on what I can do as side hustles to generate some income as a Rural living offgrider .that doesn't have access to most app based hustles near my area. I have to drive at least 80 miles one way . To get to a large enough city or town to use apps to deliver or transport goods or services. Any advice is greatly appreciated. Please. Thank you so very much. And bless your home and family, your land and animals.
Currency and money are 2 different things. Saving currencies is like using a leaking gas can. Money is a store of value like gold and silver. Currencies loose value. Buying a cheap tax sale house helped us a bunch. Not paying mortgage or rent. I could be a vet tech but it don't pay the bills. So I do construction and also install and remove docks and boat lifts for winter or ice destroys them. Doing docks pays well for a seasonal business on the weekends. I pay by production because it's what it pays. Sometimes I give a F.U. price 3 times more than it should be and people say okay. Poverty is a choice. High populations and limited resources. Everywhere is hiring. It don't hurt to work and learn a skill. It's how I learned many construction trades.
For the most part you are correct, but in all fairness, it's the rich, or the people with money if you will, that provide everyone else to have a job, honestly this is a fact, it doesn't mean it's only à bad thing, it can be, if you let it.
To me is making it work I also budget and we live in a home that we split 3ways the rent , I cook every day and I always look for sales to buy our food I don’t buy cloghes all the time , awesome 👏 job my friend.
Has your husband thought about becoming an electrician? There is a plant in Stanton Tennessee, it’s a future ford plant. It’s being built. Jobs pay well out there. If your possibly interested. You could make a lot in a few months. Plus the towns near Stanton are small towns and cheaper. And have you thought about going to school? My husband, my father, my son and my grandfather were or are electricians. And you can make $40 plus an hour by going through the union school. It’s 2 nights a week while you work. Making great money and having a skill for life. It’s a 5 year school. Your husband would be a great electrician. And the union will have great insurance and retirement. You can travel while you work because once you are a journeyman electrician you can take big jobs all over the country and travel an work. We were told to try it once before my husband retires. But we rescue huskies so it’s kind of hard to travel with huskies. My husband will finish up the job in Stanton Tennessee then we are moving to live closer to our daughter in Florida. But a career as an electrician can afford you that life style and a good retirement. I was a licensed dental assistant. It paid well. I bought 2 homes as a single mom. I provided for my children. I became disabled in 2010. But I loved dental Assisting. It was fun and I was working with doctors all day. Had a good pay. And was off weekends and nights. I became disabled at 47. It was a real struggle. But my electrician husband pulled us through. We now own 5 properties. So please have your husband consider contacting the union hall it’s on Madison in Memphis Tennessee. I promise he would be well taken care of in the union. It’s a brotherhood.
This is true about time. At any given point in our life from birth to death, we only have the now! The future does not exist , it only ever becomes the continuous now, . The past is only a constant memory. We live in the now... only
I work two jobs. One is my own so I sort of set my own hours but I wouldn’t have much business if I didn’t jump when called. My “regular” job is 100% for the health insurance and to build a retirement savings. I wonder how your family has health insurance and how you plan to support yourselves when you physically can’t work? Obviously you had a substantial emergency fund to get you through when your husband lost your job but like you said that is not sustainable.
We actually didn't use any of our emergency fund to pay bills. We were making enough money with our side hustles to pay for everything while living on our bare bones budget - that was kinda the point of decreasing our expenses so low. But just until we could get our income up. We just chose to do that without getting job. We never have been without an income. And you can definitely save money and plan for retirement without having a job :)
Interesting you don’t consider your side hustles jobs. That’s great you could make that much though and not have to touch your emergency fund. Also it is known that most Americans don’t have an emergency fund anyway. I personally couldn’t go without health insurance. Just too scary. One accident and it’s all over. I am 52 and basically just starting retirement due to a divorce so I have to save a substantial amount each month genes why almost all my income from one job goes to that. I could not save that much with just my other job and I don’t have the time to only save smaller amounts. You are obviously hard workers and super smart with your money.
@@raisingwildflowersso you do have side hustle jobs then.....? Like insta cart and door dash.? These are jobs on your terms and times right? How do you have health insurance?
I couldn’t agree more! Lots of us work for the bare minimum whilst a few rich people make a ton of money. Our society doesn’t work. People are stressed and unhappy, trapped in awful jobs and living for the weekend. The tricky thing is accommodation costs. I couldn’t do what I wanted work wise until I was in my 50s and we paid the mortgage off. I wish we had tried harder earlier. Now my daughters can’t afford to buy houses. They are so expensive in this part of the uk. Their rents are hideously expensive too. It’s a rat trap for the young especially . Good for you for paying off your house so early and this was a fab video ❤
I would add that more responsibility (should) = more money. I believe that a wage should reflect the responsibility that it carries. My son also believes in your philosophy and my question has always been, if everyone worked the way you suggest, how would bridges and buildings and homes get planned and built? How would food get grown, harvested, shipped, sold? How could police officers, FBI, CIA, security guards, military personnel keep citizens safe if they are home prioritizing their time? How does anything get built, fixed, maintained, bought, sold, etc if everyone is home enjoying their most precious commodity, which is time? Everything that we enjoy, whether necessity or luxury, exists because someone else gave up their time in exchange for money to be a part of making it happen. The lifestyle you described only works for a select few who benefit from the vast majority of others that give up their time to keep everything else functioning smoothly.
Well no certain industries don't work that way at all.... I think jobs tend to pay better the more money they can make off their workers... Which only makes sense.
People are so ignorantly judgemental about other peoples situations ! I have no time 🕰️ for idiots who sneer at others struggle and toil ! Good luck 🤞 to you guys ✌️🤞💪🤙⚡️🌺
Yeah that is the sad part that many online just ignore who makes possible what they use....... Plus they have a job if they make money off posting and post consistently. WTF your job is UA-cam + whatever else makes you money!!!!
I’m really shootin for my 2nd business this year. 1st was unsuccessful. I’m 59. And I’d MUCH rather take the risk than keep wallowing in shit. To be real. I Will be getting a security job to pay my bills which are small. But for start up. I SO am tired of 9 2 5
@@stevestewart007 No...mom is very old and dad passed away some time ago and I am an only child and I am in her will to inherit the house and the small estate.
@@stevestewart007 no this absolutely not what is wrong with America! Lift your sites and focus on the mega wealthy that avoid paying tax and exploit workers. Stop punching down, starting holding the wealthy that are hoarding money accountable. How many poor people are hoarding money? None. Everything they receive is fed straight back into the economy.
I noticed that jobs are keeping us poor too. I am 37 years old, I have no kids, I live with my mom and dad, and I have two jobs, which means I work 11 hours Monday -Friday. And I save a lot of money but I noticed that the two jobs I have are not making me rich, no matter if I am saving $700 every Friday. Yeah it's good to be saving that much but ... I agree jobs don't make us rich it doesn't matter how much money you're making or saving.
I'm in a similar place to you. I've stripped life bare and got back to basics whilst working several side hustles, which I am fine with. I don't want for much these days. But now I need one extra side hustle to tip the balance on 'in versus out' and allow me to keep my work-life balance and mean I'm not being ruled over by a boss turning my time into his profit margin. I'm not under a lot of pressure at the moment thankfully, so at least I can look around and see what will work for me.
This is a great video for beginner workers. Very informative. Keep us posted on your house and looking forward to your next video. Wish my spouse had your mentality in this situation. Take care!😊
Since moving back to Tennessee are you still able to do your side hustles like DoorDash and Instacart asking as a person who is in a rule area that doesn’t have those services and I’m on a very fixed income and cannot pay just the basics of bills I would like to know how or what I can do to supplement or make my money straight
Mostly agree. Good advice, I think being part of the working poor just makes you poorer. Fast food, retail, etc just makes you a wage slave. You can never get ahead because all your time is consumed with a low paying job and you can't have any quality of life because your minimum wage won't stretch that far and you probably can't even pay the basic bills, like food, rent, car, etc. It's a racket
I have to disagree with you I worked retail job for 22 years quitting in May of 2020 it helped me purchase a mortgage 30 years that I paid off in 14. I bought two cars one brand new and one 2 years old during that time. I contributed to a 401k and Roth IRA and a regular savings account. I live in Central Illinois so don't underestimate what you consider low-paying jobs not being able to pay the bills
Luckily I had a passion for my career and rarely felt like I was working. Everyone has to figure out what works for them. Glad you're showing some alternatives in your videos.
Where are you located? Location is everything. My daughter was a nurse in the Virginia area and did not make 6 figures. She is now in school to become a CRNA to make a 5 figure income.
For most people, jobs are a means to an end. At 17, I joined the military, married, had a child and stayed 10 years. After that, I worked 30 years, cared for a family, bought two houses, accumulated approximately 2 million dollars in cash, investments and property and retired at age 60. If you wait too long, that opportunity diminishes by the year!
I agree that time is all you have and that life shouldn’t be a grind for someone else.....just wondering how you are doing it....does you tube pay you enough to just get by? Or do you have a large sum saved and live off dividends??? That is the only thing I can think to do for ourselves....and we aren’t there yet but working on it every day. I’ve thought about a you tube channel....just wondering if it’s lucrative enough....
UA-cam has been paying pretty well. I have considered doing a video on how much I make doing YT. It's a lot of upfront work to get going before you start making decent money, but once you get there it is pretty nice :) I would say do it if you enjoy making videos! We have an emergency fund in savings, but its definitely not enough to produce dividends to pay for much of anything lol.
Hubby is in healthcare . We decided early on if they wanted him to come in / stay late when he is not scheduled they would be paying significantly for that. They balked at first but they still call so 🤷♀️ We have no debt so he chooses to work or not .
I used to watch you when your girls were young and you were fixing up your first house. Then you left UA-cam for a long while. I thought you were such a go getter and very smart. First let me say that no one ever said or promised that life is fair. Next your children need a stable environment with some friends and an occasional activity. You also are not providing a good example to them either. You just want to trailer around the country enjoying yourself. Sounds very selfish and believe me it will come back to haunt you. Good luck!
That is the average pay across the entire US. In some areas, the pay is much less than that. www.salary.com/research/salary/benchmark/head-nurse-emergency-room-salary
All well and good until you get to the age where you start to have medical issues, or God forbid, you are in struck with an early illness or in an accident. As far as being "not in control of your time", oh my goodness! This is a malady of our societal breakdown! EVERYONE EVERYWHERE FOR ALL TIME has had to work to eat and to provide for their families. No one should have to do the work to provide for someone else who doesn't want to work so they "can have more quality time with their families and control their own time". I homeschooled three of my kids and stayed home, but my husband did the "providing" for our food, shelter, insurance, and other needs. If you are not getting government benefits of some kind - and I bet you are - you will eventually reach a point where US taxpayers who have worked all their lives will have to provide for you. Selfish and lazy generation and what you are teaching your kids.
It’s kind of preachy to complain about people wanting more control of how they spend their time when your family had the luxury of you being a stay at home parent. Many families are forced to be dual income homes now, so all the chores etc you were able to get done during the day gets pushed to evenings, weekends, etc. and eats into family or leisure time. It’s not wrong to want a work-life balance. They also aren’t lazy. Side hustles are work, just not the typical 9-5.
The problems in America are not caused by the poor or even those on welfare. You need to raise your sites and look squarely at the wealthy that avoid paying tax and exploit workers. Stop punching down and start punching up.
@@raisingwildflowers My husband and I are ONE, and so yes, WE pay taxes, and apparently we pay a lot, because of the folks who choose not to work who are reaping the benfits of my husband's and my sons' labor. I is pretty disingenuious to say you pay taxes, too, because from what you indicate in your video, you likely receive the "earned income tax credit" which allows people under a certain tax level to recover all the taxes they have paid. All over the US right now, there are thousands and thousands of jobs that people won't take. They are mostly young-ish people like yourselves who just want to be free! As to my being able to be a homemaker, yes, I have been blessed with a husband who worked/still works hard to make sure his family is provided for. This new mantra of your generation is selling you a lie that you do not have to have a job, that somehow "government" will come through for you when you need it, that you can cruise through life without a need to have health insurance and to provide for your old age that seems so far out there for you now. But it will catch up with you, my dear. Living in a bus, a travel trailer, a car van, and all the latest trends young people are into right now is fanciful escapism. Most people doing that are still mooching off friends or relatives and living their "free lives" in somebody's back yard. Yes, I'm preachy. In the end you and your family will not be able to get jobs, through lapses in skills and the length of time between jobs, or the inevitable crash of our society, because when so many don't want to work, the society's productivity falls, and so does their standard of living.
you already know. they are moving out of florida because the state is cutting back on freebees and making these lazy children work for their assistance
Are YOU doing anything to increase your income without a job? Share your ideas!
Organize a union on the job. That's how you build wealth.
solidarity!
I found a job that reimburses for housing so the first time I can invest money. I won't be doing this forever but working outside of the box is the way to go. If I didn't have my housing covered I would live in my car and go back to Doordash and other apps and online work because I refuse to work a job and not make a profit. Love your videos.
I agree with you. Great content.
For me, my job is pretty flexible so it's not a big drag on me even though it does not pay me "a lot" - My salary is the same since 2007. As for supplemental passive income, I'm investing in real estate (the small mom and pop sort).
I'm making pretty good interest on my savings and retirement account. I also get paid for all the excess power I feed back into the grid from my solar panels.
I hate living in poverty :(
I think we all play important roles. You provide a service on UA-cam by giving advice, but its partially made possible by a Google employee working 9-5. You provide a service of delivering groceries that wouldn't be possible without a truck driver bringing goods to the store. Door Dash from restaurants wouldn't be possible if there was no one prepping food and doing dishes. For some, working independently is best, but so much of our lives depend on people willing to work a job.
Love this. I feel like a lot of gen z say something similar to this as well and don’t want to work. Or they just want to be influencers. Who do they think make the internet happen? Real people working hard to make it happen. If we all quit our jobs to work for ourselves, society would collapse
Ive been living like you for a long time, raising my 4 babies (homeschooling), while my husband works a low income job. This year they are starting school and I am going to work full time as a CNA. We just cant make it work anymore.
I think being able to breathe financially will be a nice change for us.
Thanks for being honest! I think this is too tight for me and i would rather just make some money
Couldn't agree more-time is precious. We are in our sixties now and have been nomads all our life. We are frugal. We love traveling and having adventurous life experiences. You will be happy and healthy without the stress of a 40 hr job. Everyone needs to live their own life because YOLO. Great video. Best of luck!
My hu, sband is 60 and I am 65 with less than 500 a month in my social security, we have always done the side hustle things and right now we juggle mystery shops, 3 oart time jobs and a 3 month contract job for the hubbs, our time together out weighs the fact we aren;t driving mercedes... cheering you on from here in NC... Lea
Side hustles and gig work are jobs - with no steady income and no benefits.
My husband's and my moderate-paid jobs have given us a net worth of over $1 million, none of this in a house or car.
We've deployed our income intentionally and really benefited from the benefits! The retirement matches were free money.
Our jobs gave us peace of mind as well as the capital to save and invest. Add to this the fact that both of us loved our jobs and worked in our fields of study.
I worked from age 12 babysitting and ended my working nursing career at 62. I REALLY don't want to work. I worked SO hard for so many years! I have decreased my spending a lot. I needed expensive car repair and my sister lent me the money. Now she's on a bandwagon that I need to work. I already started paying her back per our verbal agreement. I'm frustrated!!!
I ended my working life at 55 and have been able to stay out of the workplace these last 10 years. It helps that I am mortgage free and living in my country is a lot cheaper than in the US.
@@eattherich9215 Im not mortgage free.i bought a house when I was 54. Put almost 50% of cost of hone down. Been paying extra almost every month. Only other debt is my sister. Car is debt free , no credit cards other than debit card. I want to pay off my house so much. It's just me so no other income. I have been helping my daughter a little but not lately. Told her I can't si I say no when she asks.
I started my own biz 15 years ago. The harder I work the more money I make. Not someone else
What do u sell?
@@ezza8832 Im a service provider
An employer will never pay you enough to have you as their neighbor.. something very true!
As a retired nurse I can honestly tell you that the vast majority of people who go into nursing aren’t doing it for the money, the paycheck is the bonus. We go into the field because we have a desire to help and care for people. Besides $75k isn’t anything to shake a stick at.
I was going to say that about a nurses salary. 75k is a very good income, with benefits and retirement.
@@rachelcrossen8136 and if they are married there is another income to add to it usually. I never made that much as a nurse but with my husband’s income from his job we were just fine(although I did support my son on my income alone for a few years and it wasn’t a problem). Living within your means is the key on any income no matter how large or small it is.
I am a little confused to be honest. Are you an entrepreneur? There are ways to create passive income, but you still have to work to create passive income. For example, what I grow in my garden is 'passive income' because I'm not buying food at the store. However I still need to buy seeds, gardening tools and add amendments to the soil to start and maintain my garden.
This was so honest and most people will never understand choosing peace over everything else.
Please save for retirement. I work as a RN in a hospital and hospital dumping is real. I work 2 days a week nights while my kids sleep because family is important.
I'm so glad I live in Australia where this is not a thing.
@@Michelle_Emm
A "thing" ?
@@PoM-MoM dumping people on the street from hospitals is a uniquely American pastime.
@@Michelle_Emm
I guess I've been lucky then, never had that happen to me or anyone I've ever known or in my family. Medicaid abuse (those who have it and abuse the system or flat out lie to get it) is a SERIOUS issue in the USA.
I used to enter/process/kick back the claims for a state medicaid, the theft/abuse was insane THEN...
can't imagine now!
@@PoM-MoM everyone is entitled to healthcare, if you're ill you should be able to access healthcare at no out of pocket costs. I don't understand how you can abuse a system designed to help you when you're ill, you're not being paid to be ill. For a country that claims to be Christian the utter disdain for the poor is appalling.
Thankyou Katie for all your amazing videos ❤ I'm a new subscriber and I've binged watched them all! My husband lost his job 8 weeks ago and I've been on a extended medical leave from work for the last 2 years due to battling cancer. I was not stressed at all when he lost his job because I had a bare bones budget ready to go that I learnt from one of your videos. Thankyou I've learned so much from you, big hug ❤
5:44 “So we decided to spend our time creating a *better* *long* term plan. We really all need to do this…”
I couldn’t agree more 💕
I have sold items on offer up, Mercari and Facebook marketplace. My account on Facebook was banned and the money wasn’t stable. My job in the criminal justice feild makes me feel secure.
UA-cam is a job and you seem to be making pretty good money here. Affiliate links in your description box can also be a good source of income for you.
RIGHT HER JOB(S) JUST CHANGED!!!! No problem but still!!!
Agree @bad advice
While I would love to work only part time (maybe 3 full days a week or four 5 hour days) It’s not the reality; health insurance needed, mortgage, vehicle payment, working ft to contribute to 401k so I might be able to go part time when I retire!!
My husband was without a job for many years(extreme mental issues*) I work fulltime ..small business owner. He found a job 3 years ago and it helped us get out of 46k of debt(mostly student loans). Now we are to the point of where do we want to move and do with our lives. We live in 239 square feet of space with a ton of stuff (we got rid of so much) we are planning on 1 to 2 more years and it should afford us to have another paid off vehicle and possibly no payment on a house if it works out. I rather work 2 more years and then have more time freedom. I work really hard with my business and now work 7 months out of the year. I want a cushion, the extra money. I pretty much wasted 8 years of my life waiting for stuff to happen so I figure another 2 to get what I want isn't horrible.
I began re-selling on ebay and I wish I've know about this venture when I was younger. Is hard work but I do from home and have quality time with my family. During covid was able to shop online for inventory and now I can go thrifting or estate/garage sales to purchase higher revenue items. Also, postman picks up sold packages from home; making it easier for me...Down side, you need space for inventory and knowledge is power; the more you learn/know about what sells for good profit, the higher your income...
Yes! My teen daughter does this with eBay and a few other apps. You can definitely make a lot of money once you know what sells and when you spot a good deal 😊
How do you pay for health care?
@@linhaton4957 Obama care, when I tried applying on my own it was exorbitant and couldn't afford, no I found a broker and they apply for me and guess, they are experts and understand process better and now I can easily afford. Find a good broker in your area and I would suggest to speaking to more than one...
It’s NOT what ya earn it’s what you DO With It ✌️💪⚡️🤙
As long as you don't end up taking from the subsidy pot, do your thing. Your housing, food, taxes, medical for your family should be covered by YOU, not the taxpayers. If you dont take care of all your family's needs, someone else will have to. If you have all these covered (in total) do your thing.
True. That is why Walmart as one of the US largest employers is so wicked. They get tax breaks that mom & pop stores don't get, so they crush the competition. Then they don't pay a large part of their staff living wages so that they are dependent on the government subsidies to survive.
@@lilymcnabb6621 Evil. Let's protest and completely shut them down for their evil ways! I think millions of ppl losing their jobs, and the (resulting connected business closings from where those folks shop) is totally worth it! The taxes those millions of employees put into the subsidy pot will be lost ... but who cares about that whe our aim is to shut down those evil evil employers of millions. I'm sure the "mom and pop shops" will pick up all those employees. Who cares thar millions of people won't have a place to shop for abundantly available low priced goods, food, services. After all, we're trying to make a point! Better even yet, Lilly, why don't you start a business ... to employ those people. You can start out as a beloved "mom and pop shop." Sure, once you gain success and grow and offer employment to millions you'll automatically become one of the wicked big corporations so it's best you not succeed too much. You can pay your employees double...triple even. Heck... just pay them as much as yourself. I mean the fact that you developed, marketed, created, invested and put your hard work and energy into finding the company and taking all the financial risks associated therein won't make any difference to you. You don't want to be one of those evil owners-CEOs, after all. Build the company, Lilly... then pay everyone what you yourself earn! Can't wait. This is going to be great!
Newsflash: the subsidy pot is there for ALL Americans. If at any point they feel they need it, they should use it.
@@darrenoconnell9716 Which is why we should protect it.
Amen
It’s true!!! Been saying for decades,
Jobs keep you in your lane and poor, so govnt can control your taxes, your allowances etc.
This is true, but at the same time you always gonna manifest you're reality how you perceive it , and create that negative impact against yourself, at the end of the day, you win or you loose by the choices you make, if your outcome is not what you intended, (intent) very important to remember , then you've learned something, life isn't always fair, it's not meant to be, it's Learning place from start to finish. Stay focused, stay in ur perimeter, did you wake up this morning? Yes? did you go to work this week? Yes? Did you eat? Yes? You win!!! Sh#t ton of people didn't wake this morning, people starved this week, because they had no job or decided they didnt.want.to go to.work, don't like work? Perfectly fine understandable, do something different, no one's stopping you are they, just saying.unless your a prisoner or being.forced there's no worrìes. We're here only a short time
Does the govt force you to go out any buy a 55 inch smart tv? Or anything else for that matter?? Nope.
This is a great comment! For folks who don't read longer comments, "Don't let perfect be the enemy of good"!@@ChadSwango
Wow. I love your channel and fresh and creative approach to supporting yourself and family. You seem very thoughtful. I can't believe how many snarky comments are made by folks who clearly misunderstand what you are describing, and how you live and can't get with your vibe. Rock on with your bad self! I'm a 61 yr old landscaper and love my job because my boss is awesome. I make half what I did in the corporate world but I would never go back to that jail.
You may not have a formal job, but it seems like you're very hardworking with parenting and the side hustles. Frugality is a super power. Glad you're found it :)
That is so cute. Frugality is a super power. I like that.
And You Tube
She just switched jobs... which I think is fine but she can't talk bad about the other jobs because they make it possible for her to have her current job(s).
Love your emergency budget plan! You didn't mention the daycare costs that you would have if you were working. A minimum wage job wouldn't even cover the cost!
Yes! Good point!
If you are low income you can qualify for Head Start(daycare). Free and/or low cost tutoring for your kids, free school lunches, etc. You can get free financial aid if you are poor so you can go to College. You fill out a FAFSA. There are many opportunities out there that will help you build a business, start a career. Living frugally is all well and good. And I have been there when I was a young college kid, but it gets old... And you will too. Good luck living like that when you are old. You may end up living on the streets... Which I have a feeling happens a lot.
Minimum wage jobs were never meant to be long term to support a family
@@ilikecontent2327she went to college and now she lives in a van and does side hustles
Not a good example for her daughters
Wonder what her daughters future boyfriends will think of this set-up
@@rachelcrossen8136agree
So true that hard work doesn’t equal more money. I would add that corporations rarely promote the people who do the work, because then the work wouldn’t get done. So it’s crazy to work harder thinking there will be some payoff at some point in the future.
No matter how you dice it...9-5 or 3 side hustles still takes your time. I just dont understand this video. But good luck to you and your family.
The goal is to create an income source that has growth potential, not to only work side hustles. What that income source is will look differently for everyone depending on their interest and skill set.
Well yeah but the get to the point where she does not need to spend her time she will have to outpace expenses by large margins... We know from median numbers the vast majority of the population will never reach that point during their working years!!!!
It is not only the money that makes me want to get up in the morning and go to work. I love the environment and my co workers. I work at a school, and I appreciate the perks, (paid) long vacations, free phone, free gym, very good pension plan, reduced insurance through my Union. And with grown kids, its very nice to feel needed, and part of a team. And I believe the interaction with other people, spiritually, cultural, political, makes your brain work, and makes you a better person, as you might understand others better, and not being so fixated on an idea or meaning, you get sparring partners in a way. For most of us, the sole income is through our work, and you work too, with your side hustles. You might have more flexibility on your working hours, but I have one day off from work every week. 😊 I hope everything works out for you, and that you get a quick sale on your house. 💕
These are great points! I do think certain personalities do better in a work environment that others (and I am not one of those people lol). As long has you are happy and content, your time at work is adding value to your life - so that is a win-win for you :)
Also you are busy raising children and homeschooling. You are right they are only young for a short time.
You are setting a fine example for your children. All my children and grandchildren are hard working members of society.
Yes, be very careful when you “exchange your time for money”. Get smarter!
A job makes you very dependant upon your employer and it might be counter intuitive but, it certainly limits your earning capacity. 😳🤯
Impressive! Amidst the bitter and subtly hostile remarks, this family continues to make valuable contributions to society, albeit in an unconventional manner. Some members hold regular 9-5 jobs, yet they find themselves relying on government assistance due to uncontrollable inflation and circumstances. Nonetheless, there is no shame in her family's efforts as they strive to improve their situation. Remember, regardless of the path you choose to follow, there will always be discontented individuals like "Miserable Mandy's" with negative opinions. Embrace your life on your terms and prioritize your own happiness
We call them "Negative Nancys"🙄
Your ending sentence - "Embrace life ....." a beautiful way of saying it. Perfectly said. Thanks.
I cant even imagine your retirement life
If one of you gets disabled what would you do?
Door dash is sad for adults
What would you do if you became disabled? Doordash, and other side hustle apps, are supplemental income. I agree it is not a main long-term income stream.
Rely on my disability benefit from my job and my emergency fund
Gotcha. There isn't a black/white answer to this question. One of the benefits of being able to make money without working for someone else is we are able to be flexible in the way we make our money. So we would be able to work around certain disabilities. For example, if I became physically disabled, I would still be able to make YT videos. I have mentioned in previous videos that most of my family is autistic, which is considered a disability. Only about 30% of autistic adults are employed (ft or pt), so finding ways to make money beyond a typical job is extremely beneficial to those who are unable to hold a regular job. If we became so disabled we were unable to work at all, we still pay taxes on all our income and would qualify for SSDI. It is also necessary for us to plan for an income loss (which I have made many videos on) and save/plan for retirement. It is absolutely do-able to have a plan without relying on an employer to provide you with disability insurance. If one is so inclined, disability insurance can be purchased privately (but is probably only beneficial if you are making a high income).
@@raisingwildflowers So, because most of your family is disabled, does that mean you receive multiple disability checks? Just wondering.
@@sherij7330 We do not receive any disability payments for anyone in our family. Actually, only 5% of autistic adults receive SSI benefits. Receiving disability benefits is definitely not something the vast majority of disabled people would even qualify for. Not that I think any of us are "disabled" - that is just the label the medical community puts on anyone who doesn't follow a particular developmental path. It does absolutely make having a job more challenging though.
I quit my job as a general manager to deliver groceries. Love having control over my time.
I think it depends on your career . I know of career that you can get 6 figures with 37.5 hours per week. And some of those jobs you can do your hours in 3 days. So I think everything depends . If people don't want to study something in healthcare. I don't know how it will work. To be a self employed is not easy and it's like being on duty 24/7. I have see it with my own eyes. At least the hospital work when you go home you are at peace. You did your work and went home. When self employed your mind has to be on top of your business 24/7 it's exhausting.
People are too much.. you and your husband found ways to pay your bills and take care of your family who cares how it was, as long as it's legal LOL. You are good examples for your children the way you are living your Frugal life and showing them that money is not what brings happiness.😊
Agreed. Quite often, 2-3 jobs are needed to be "comfortable."
Those multiple jobs will leave you exhausted and with no time for family life or leisure.
Do you receive any form of subsidies..like who paid maternity costs. Food stamps, wic? Medicaid?
I think if raising wildflowers wants us to truly understand her point of view this question needs to be answered.
@@annhopkin5079
I agree
I hope and Pray that your UA-cam Channel Gets To 100k, so that could help your Financial Situation, my Friend 😎😊👍
Do what works for you. I couldn’t/wouldn’t live like this though.
I like your insights. Keep sharing!
Listen girl y’all do what y’all know is best for your family you’re the only one that matters and that’s all that matters me personally I was a firefighter an auto technician ase certified lol now I’m a millwright at a large corporation I’ve been working there for 21 years and got a pretty good retirement coming I’m gonna sell one of my houses and put that cash in the pot and I’m gonna live at my off grid cabin with minimal bills I’m 57 years old and never thought I would be some what comfortable lol we’re not by any way Lazy we’re just a lot smarter than those assholes that want to bash us so y’all rock on girl from the looks of y’all’s videos you’re living pretty Good Life ❤
I so appreciate how you look at all the ways to live life and do what works for your family! It feels as though the message most promoted in the U.S.and much of the industrialized world, due largely to the education system that was designed to crank out obedient little worker bees, tries to mold everyone into the go to school, get a job working for someone else, hope you can earn enough to get by, repeat until you die. I'm encouraged to see more of the younger generations breaking out of the mold. If we had a better health care system in the US that didn't tie people and their pre-existing conditions to an employer to keep their health insurance, if we recognized that with creativity not everyone needs a college degree and the debt that usually comes with one, and if more people were frugal and didn't buy into the marketing propaganda that has completely blurred the lines between wants and needs, there would be more people less dependent on outside employment to survive, but there are too many in power that don't want that to happen... Looking forward to following your journey.
Nothing wrong with a job!
It seems like people under 40 do not want to work and will do anything to avoid it. 😂
How are you paying your bills then? Are you getting benefits?
Great content! ❤ Keep it up!
Thank you! 😁
Thank you for this common sense video.
I personally have moved offgrid recently. And am in a very Rural area.
I had some savings.
And even had a job that didn't work out because the place didn't seem to have good intentions. The guy that owned it never paid me in full. It was always a little weekend money as he called it.
3 months in and they were in to me for over 2 grand.
At 9 months since I quit working for the scammed. Not a dime owed have I received.
So be careful about working for people in even Rural areas.
Anyway.
I was done with the conventional job mindset after this ,added to what was done to us all over the past few year's.
I wholeheartedly agree with you wise word's and post.
I would like to get some advice on what I can do as side hustles to generate some income as a Rural living offgrider .that doesn't have access to most app based hustles near my area.
I have to drive at least 80 miles one way . To get to a large enough city or town to use apps to deliver or transport goods or services.
Any advice is greatly appreciated.
Please.
Thank you so very much.
And bless your home and family, your land and animals.
TRUE INDUSTRIAL AGE TAUGHT HOW TO BE GOOD WORKERS. NOT IN CONTROL YOUR OWN LIFE
Currency and money are 2 different things. Saving currencies is like using a leaking gas can. Money is a store of value like gold and silver. Currencies loose value. Buying a cheap tax sale house helped us a bunch. Not paying mortgage or rent. I could be a vet tech but it don't pay the bills. So I do construction and also install and remove docks and boat lifts for winter or ice destroys them. Doing docks pays well for a seasonal business on the weekends. I pay by production because it's what it pays. Sometimes I give a F.U. price 3 times more than it should be and people say okay. Poverty is a choice. High populations and limited resources. Everywhere is hiring. It don't hurt to work and learn a skill. It's how I learned many construction trades.
I love your attitude 🎉 people just have to start manifesting the life they want! I admire you and your beautiful family 👪
Jobs are meant to make other people rich.
For the most part you are correct, but in all fairness, it's the rich, or the people with money if you will, that provide everyone else to have a job, honestly this is a fact, it doesn't mean it's only à bad thing, it can be, if you let it.
For entertainment:
Netflix is $15 a month. A library card is free.
I work for myself and I've never regretted it. Looking forward to following your journey.
To me is making it work I also budget and we live in a home that we split 3ways the rent , I cook every day and I always look for sales to buy our food I don’t buy cloghes all the time , awesome 👏 job my friend.
Has your husband thought about becoming an electrician? There is a plant in Stanton Tennessee, it’s a future ford plant. It’s being built. Jobs pay well out there. If your possibly interested. You could make a lot in a few months. Plus the towns near Stanton are small towns and cheaper. And have you thought about going to school? My husband, my father, my son and my grandfather were or are electricians. And you can make $40 plus an hour by going through the union school. It’s 2 nights a week while you work. Making great money and having a skill for life. It’s a 5 year school. Your husband would be a great electrician. And the union will have great insurance and retirement. You can travel while you work because once you are a journeyman electrician you can take big jobs all over the country and travel an work. We were told to try it once before my husband retires. But we rescue huskies so it’s kind of hard to travel with huskies. My husband will finish up the job in Stanton Tennessee then we are moving to live closer to our daughter in Florida. But a career as an electrician can afford you that life style and a good retirement. I was a licensed dental assistant. It paid well. I bought 2 homes as a single mom. I provided for my children. I became disabled in 2010. But I loved dental Assisting. It was fun and I was working with doctors all day. Had a good pay. And was off weekends and nights. I became disabled at 47. It was a real struggle. But my electrician husband pulled us through. We now own 5 properties. So please have your husband consider contacting the union hall it’s on Madison in Memphis Tennessee. I promise he would be well taken care of in the union. It’s a brotherhood.
I completely agree.👍
It’s why you can’t afford cost of living.
This is true about time. At any given point in our life from birth to death, we only have the now! The future does not exist , it only ever becomes the continuous now, . The past is only a constant memory. We live in the now... only
I have been feeling a shift towards your way of thinking recently and Thankyou for this video ❤xx
I work two jobs. One is my own so I sort of set my own hours but I wouldn’t have much business if I didn’t jump when called. My “regular” job is 100% for the health insurance and to build a retirement savings. I wonder how your family has health insurance and how you plan to support yourselves when you physically can’t work? Obviously you had a substantial emergency fund to get you through when your husband lost your job but like you said that is not sustainable.
We actually didn't use any of our emergency fund to pay bills. We were making enough money with our side hustles to pay for everything while living on our bare bones budget - that was kinda the point of decreasing our expenses so low. But just until we could get our income up. We just chose to do that without getting job. We never have been without an income. And you can definitely save money and plan for retirement without having a job :)
Interesting you don’t consider your side hustles jobs. That’s great you could make that much though and not have to touch your emergency fund. Also it is known that most Americans don’t have an emergency fund anyway. I personally couldn’t go without health insurance. Just too scary. One accident and it’s all over. I am 52 and basically just starting retirement due to a divorce so I have to save a substantial amount each month genes why almost all my income from one job goes to that. I could not save that much with just my other job and I don’t have the time to only save smaller amounts. You are obviously hard workers and super smart with your money.
@@raisingwildflowersso you do have side hustle jobs then.....? Like insta cart and door dash.? These are jobs on your terms and times right? How do you have health insurance?
I couldn’t agree more! Lots of us work for the bare minimum whilst a few rich people make a ton of money. Our society doesn’t work. People are stressed and unhappy, trapped in awful jobs and living for the weekend. The tricky thing is accommodation costs. I couldn’t do what I wanted work wise until I was in my 50s and we paid the mortgage off. I wish we had tried harder earlier. Now my daughters can’t afford to buy houses. They are so expensive in this part of the uk. Their rents are hideously expensive too. It’s a rat trap for the young especially . Good for you for paying off your house so early and this was a fab video ❤
I need to be frugal lol 😂I spend too much
I would add that more responsibility (should) = more money. I believe that a wage should reflect the responsibility that it carries.
My son also believes in your philosophy and my question has always been, if everyone worked the way you suggest, how would bridges and buildings and homes get planned and built? How would food get grown, harvested, shipped, sold? How could police officers, FBI, CIA, security guards, military personnel keep citizens safe if they are home prioritizing their time? How does anything get built, fixed, maintained, bought, sold, etc if everyone is home enjoying their most precious commodity, which is time?
Everything that we enjoy, whether necessity or luxury, exists because someone else gave up their time in exchange for money to be a part of making it happen.
The lifestyle you described only works for a select few who benefit from the vast majority of others that give up their time to keep everything else functioning smoothly.
Agree 100 percent.
Well no certain industries don't work that way at all.... I think jobs tend to pay better the more money they can make off their workers... Which only makes sense.
People are so ignorantly judgemental about other peoples situations ! I have no time 🕰️ for idiots who sneer at others struggle and toil !
Good luck 🤞 to you guys ✌️🤞💪🤙⚡️🌺
Can you do expenses as a pet owner? Or the cost of having pets and how to budget?
Yeah that is the sad part that many online just ignore who makes possible what they use....... Plus they have a job if they make money off posting and post consistently. WTF your job is UA-cam + whatever else makes you money!!!!
Great video, I have a couple of side incomes that are increasing and are passive. Will you be investing your money from your house for passive income?
I’m really shootin for my 2nd business this year. 1st was unsuccessful. I’m 59. And I’d MUCH rather take the risk than keep wallowing in shit. To be real. I Will be getting a security job to pay my bills which are small. But for start up. I SO am tired of 9 2 5
It is shameful that most working Americans are struggling to make ends meet.
I live in my mom's basement for free and ride a bike to work. Also get EBT card for food. No problem for me at all.
I hope you're being sarcastic, because this is a problem with America.
@@stevestewart007 No...mom is very old and dad passed away some time ago and I am an only child and I am in her will to inherit the house and the small estate.
So you are living off your mom till she passes and you inherit
@@stevestewart007 no this absolutely not what is wrong with America! Lift your sites and focus on the mega wealthy that avoid paying tax and exploit workers. Stop punching down, starting holding the wealthy that are hoarding money accountable. How many poor people are hoarding money? None. Everything they receive is fed straight back into the economy.
You’re welcome! I work to have health insurance and can’t retire.
I have a part time job with great benefits, I refuse to work full time.
So… what are you doing to make an income without jobs? You completely left that out.
I noticed that jobs are keeping us poor too. I am 37 years old, I have no kids, I live with my mom and dad, and I have two jobs, which means I work 11 hours Monday -Friday. And I save a lot of money but I noticed that the two jobs I have are not making me rich, no matter if I am saving $700 every Friday. Yeah it's good to be saving that much but ... I agree jobs don't make us rich it doesn't matter how much money you're making or saving.
$700 a week savings 😮wish I could get a job like that
How do you afford health insurance? That was always my largest bill with raising two type one diabetics.
I think the children have Medicaid.
She shared that they do recieve government healthcare 😊
so, government/taxpayers pay for their Healthcare
@@esthers9140 Well, that's infuriating. I/we are paying so that they can choose to lay around in hammocks and play all day.
I'm in a similar place to you. I've stripped life bare and got back to basics whilst working several side hustles, which I am fine with. I don't want for much these days. But now I need one extra side hustle to tip the balance on 'in versus out' and allow me to keep my work-life balance and mean I'm not being ruled over by a boss turning my time into his profit margin. I'm not under a lot of pressure at the moment thankfully, so at least I can look around and see what will work for me.
This is a great video for beginner workers. Very informative. Keep us posted on your house and looking forward to your next video. Wish my spouse had your mentality in this situation. Take care!😊
Since moving back to Tennessee are you still able to do your side hustles like DoorDash and Instacart asking as a person who is in a rule area that doesn’t have those services and I’m on a very fixed income and cannot pay just the basics of bills I would like to know how or what I can do to supplement or make my money straight
Mostly agree. Good advice, I think being part of the working poor just makes you poorer. Fast food, retail, etc just makes you a wage slave. You can never get ahead because all your time is consumed with a low paying job and you can't have any quality of life because your minimum wage won't stretch that far and you probably can't even pay the basic bills, like food, rent, car, etc. It's a racket
I have to disagree with you I worked retail job for 22 years quitting in May of 2020 it helped me purchase a mortgage 30 years that I paid off in 14. I bought two cars one brand new and one 2 years old during that time. I contributed to a 401k and Roth IRA and a regular savings account. I live in Central Illinois so don't underestimate what you consider low-paying jobs not being able to pay the bills
Luckily I had a passion for my career and rarely felt like I was working. Everyone has to figure out what works for them. Glad you're showing some alternatives in your videos.
That’s right honey I took the first job I could get to support my wife and are yet born daughter in 1970 . Where has all the values gone is it Woke?
I think your a awesome family lm in my 60 s live your life the way you want nobody knows whats round the corner time passes to quickly !!! 😊
Nurses were card but they make a lot and I mean a lot of money. I’m in the medical field I’ve been working with nurses for years.
Where are you located? Location is everything. My daughter was a nurse in the Virginia area and did not make
6 figures. She is now in school to become a CRNA to make a 5 figure income.
California $67 hour
Out of interest what did you guys do for work ?
🌺✊
You can always make more money, you can never make more time.
For most people, jobs are a means to an end. At 17, I joined the military, married, had a child and stayed 10 years. After that, I worked 30 years, cared for a family, bought two houses, accumulated approximately 2 million dollars in cash, investments and property and retired at age 60. If you wait too long, that opportunity diminishes by the year!
I agree that time is all you have and that life shouldn’t be a grind for someone else.....just wondering how you are doing it....does you tube pay you enough to just get by? Or do you have a large sum saved and live off dividends??? That is the only thing I can think to do for ourselves....and we aren’t there yet but working on it every day. I’ve thought about a you tube channel....just wondering if it’s lucrative enough....
UA-cam has been paying pretty well. I have considered doing a video on how much I make doing YT. It's a lot of upfront work to get going before you start making decent money, but once you get there it is pretty nice :) I would say do it if you enjoy making videos! We have an emergency fund in savings, but its definitely not enough to produce dividends to pay for much of anything lol.
Jobs are cool jus don't dedicate your whole life to it
What about health and life insurance? Is that paid by the state?
BSNurse makes a lot of money and Nurse Practioner around $110k and more
Just subscribe and respect your channel
Work is good for the soul, body and mind!
Always provided that it's a job you like. Many Americans HATE their job.
What kind of SS will you have? What about saving for retirement?
We pay taxes on all our income, so will qualify for SS. Also have a plan/are saving for retirement 😊
Hubby is in healthcare . We decided early on if they wanted him to come in / stay late when he is not scheduled they would be paying significantly for that. They balked at first but they still call so 🤷♀️ We have no debt so he chooses to work or not .
I used to watch you when your girls were young and you were fixing up your first house. Then you left UA-cam for a long while. I thought you were such a go getter and very smart. First let me say that no one ever said or promised that life is fair. Next your children need a stable environment with some friends and an occasional activity. You also are not providing a good example to them either. You just want to trailer around the country enjoying yourself. Sounds very selfish and believe me it will come back to haunt you. Good luck!
I respectfully disagree about nurses' pay being low. Nurses in my area can make $40 to $70 an hour or more.
That is the average pay across the entire US. In some areas, the pay is much less than that. www.salary.com/research/salary/benchmark/head-nurse-emergency-room-salary
@@raisingwildflowers Then move to where the pay is better.
I’m missing something , the lowest salary on that chart was 92k.. isn’t that pretty good in most places ? 🤷♀️
@@ilikecontent2327 friend of mine is a travelnurse... she tends to work for 10 more years and retire. She invests in houses and appartments
For some reason the link keeps sharing the income for a HEAD er nurse. Google just ER nurse - the median income on salary.com was around $75K
All well and good until you get to the age where you start to have medical issues, or God forbid, you are in struck with an early illness or in an accident. As far as being "not in control of your time", oh my goodness! This is a malady of our societal breakdown! EVERYONE EVERYWHERE FOR ALL TIME has had to work to eat and to provide for their families. No one should have to do the work to provide for someone else who doesn't want to work so they "can have more quality time with their families and control their own time". I homeschooled three of my kids and stayed home, but my husband did the "providing" for our food, shelter, insurance, and other needs. If you are not getting government benefits of some kind - and I bet you are - you will eventually reach a point where US taxpayers who have worked all their lives will have to provide for you. Selfish and lazy generation and what you are teaching your kids.
you are 100% correct. i hope the freebees dries up and these morons have to work to eat
It’s kind of preachy to complain about people wanting more control of how they spend their time when your family had the luxury of you being a stay at home parent. Many families are forced to be dual income homes now, so all the chores etc you were able to get done during the day gets pushed to evenings, weekends, etc. and eats into family or leisure time. It’s not wrong to want a work-life balance.
They also aren’t lazy. Side hustles are work, just not the typical 9-5.
But I am a US tax payer 🤔 I pay taxes just like you … I mean your husband.
The problems in America are not caused by the poor or even those on welfare. You need to raise your sites and look squarely at the wealthy that avoid paying tax and exploit workers. Stop punching down and start punching up.
@@raisingwildflowers My husband and I are ONE, and so yes, WE pay taxes, and apparently we pay a lot, because of the folks who choose not to work who are reaping the benfits of my husband's and my sons' labor. I is pretty disingenuious to say you pay taxes, too, because from what you indicate in your video, you likely receive the "earned income tax credit" which allows people under a certain tax level to recover all the taxes they have paid. All over the US right now, there are thousands and thousands of jobs that people won't take. They are mostly young-ish people like yourselves who just want to be free! As to my being able to be a homemaker, yes, I have been blessed with a husband who worked/still works hard to make sure his family is provided for. This new mantra of your generation is selling you a lie that you do not have to have a job, that somehow "government" will come through for you when you need it, that you can cruise through life without a need to have health insurance and to provide for your old age that seems so far out there for you now. But it will catch up with you, my dear. Living in a bus, a travel trailer, a car van, and all the latest trends young people are into right now is fanciful escapism. Most people doing that are still mooching off friends or relatives and living their "free lives" in somebody's back yard. Yes, I'm preachy. In the end you and your family will not be able to get jobs, through lapses in skills and the length of time between jobs, or the inevitable crash of our society, because when so many don't want to work, the society's productivity falls, and so does their standard of living.
How do you pay for health insurance? Dental Insurance?
Her family is on government assistant... So in another words, WE pay for her Medicaid, food card, etc.
you already know. they are moving out of florida because the state is cutting back on freebees and making these lazy children work for their assistance
Why can’t her husband make money just to pay healthcare.. govt. assistance really ?
@@pepsiholic4084 which is exactly what should happen in a civilized society.
I think the children are on Medicaid but they are not on food stamps.
What do you do for health insurance? Are you and the children covered?
They play, we pay!
Read your money or your life by Joe Domi nguez and Vicki Robin.