The 4 Type Of Funds Dave Ramsey Invests In
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- Опубліковано 18 чер 2023
- The 4 Type Of Funds Dave Ramsey Invests In
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I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 65% since January. It is, in my opinion, the best way to get started in the industry right now.
Mind if I ask you to recommend this particular advisor to whom you have used their services?
Credits goes to " Vivian Barbara Mui " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Vivian Barbara Mui steals money from senior citizens. She has a bench warrant issued for her arrest. DO NOT INVEST WITH HER!!!
I wonder if he ever stops investing.
He never stops
He will never staaaph
😂😂😂😂
he should make a video explaining if he ever stops investing in mutual funds
He never stops investing. He never stops investing. He never stops investing.
He never stop investing.
Bandaid on his forehead
Bandaid on his forehead
Camouflage AF
Just buy VOO or SPY. Don’t buy any of those crap funds with high expenses
Or VTI
IVV
@@heythere9707VTI ftw
I know a person who is just like Dave. He never stopped investing. My husband is retired but he never stopped
Dont need those buy s&p 500 etf or a Nasdaq etf if you can handle more risk. Etf is better than mutual fund due to tax benefits. Mutual funds pass taxes onto you if its not a index
He has a bandaid on his head lol
He got his egg scratched
Garbage funds with high expense ratios. Those smartvesters are selling you a product, not putting your returns first.
The only people that lose money in the stock market are those that get scared and sell.
This is golden advice. Keep doing an SIP and in 25-40 years, you're going to be a multimillionaire.
@HC-sb1ru You don't think S&P index is going to at least double every 10 years? I absolutely believe that it will.
He's making a ton of money from you tube
International has been 10 years of disappointment.
US had bad 10 years not so long ago.
And as you also don't see the future it is important to diversify.
@@mgoogyi International has the same prices today as 2007. S&P500 was never that bad. Diversification isn't a good idea if you know where to invest.
Name the actual funds - thank you
How to underperform the s&p while taking more risk
You never take wrath with you when you die. The wolf will come and devour them. Rather build companies and innovation and do good to the people. You will leave your legacy for 1000 of years after your death. Don’t teach people greed . Money matters hardly anything at the end
What are those mutual funds? Lets see how good they been doing since you bought them.
So you like investing
So its the Dory method of investing
Airbender vibes
To this day he will never tell you which specific funds those are.
S&p 500 should be one of them
He is selling us the dream. If he was killing it and independently wealthy he wouldn’t need to make videos to get likes and add wealth. His advice is good but this is an income stream. Let’s not be fooled.😂
@@JustDaTip101ya and it’s should be a passive etf and not a mutual fund!!! Financial advisors are for the people retiring and not the middle aged person growing wealth!! When you need tax advice, the right time to start taking social security, and a road map for retirement.. then a financial advisor makes sense but for anyone else just invest in passively managed index funds and not this bs 5% actively managed shit
He can't , that would be giving investment advice. That requires an agreement and a signature.
Because he is full of shit,his only concern how much money he has and nothing else, guys like him are consumed with being superior to others.
Yap yap yap yap
So u have to have money to make money, 😮
Yes
my co-workers in 2013: Man, I'm glad I got out of stocks in my 401k, it was losing *so* much money.
me: *facepalm*
I do the opposite of what he says
I do Gold and silver .
I have credit cards
Etc
I also buy things out right
Just be smart
His way is his not mine
Correct.
Dave the last hairbender
Did Dave Disclose The Performance Of These Investments? No.....not at all.
bc its not even that good 😂 only broke ppl with minimum knowledge in finance follow this guy. His time is over the way he made money back then is no longer applies to this current time
@@fireeye33yea let’s listen to the brokie random UA-cam commenter who is probably fighting for his life to pay his rent 🙄
@@RevealedFilmsRent? Sounds like your life is struggling. Don't worry abt me I have 7figure networth from doing exactly the opposite of Dave's suggestion. You think $1M is big lol 😂
I feel like im trying to decode a whole language.... i really trying to learn so i can be smart about finances but the more i look into it the more lost i feel with all the different terminology
Someone pressed the soft spot on the baby
I invest 20% of my salary each month on 10 stocks. One is a real gamble which I sold 3000 shares at a profit of 700 usd. Still have 2000 shares on this one
The fact you said betted makes it stupid.
Investing isn’t gambling…
You’re gambling
@@user-hl6ls8sv4t It's a form of gambling but the odds are way better now if you're a silly goose and put all your savings into one stock and that company goes bankrupt you've lost all your money.
Ramsey the airbender
Who's this Avatar?
I hate the grind but it works ,a warehouse job will get your bills paid but i found out how much the company i work blows their money, they prefer products to be massive and good quality but get mad when they dont want to buy new machines and repair them and the products turn out bad
What are you talking about?
He never stopped, guys.
Is there ever a time he stops investing ?
I once knew a guy that would never stop investing in real estate and got sick one day and passed on in his mid 50’s. TOO MUCH GREED ! Enjoy more of life ! You’re not taking anything with you to the grave. 😳🙏🏻
How can you think they believe they can bring stuff to the grave ? What's "a guy I used to know" has to do with someone's investment ?
But how do you get the money for continuously investing
is this man ok?
You can find research on any point of view that you want supported...if you want to do research that benefits you...then look at all the research that says what your doing is bad...as well as the ones that say it's good...then make an educated decision based on facts.
Mutual funds are the worst investments.
No. They're certainly not the best, but their far from the worst. That would be NFT's.
No, lottery tickets are the worst investment. You have a higher probability of getting struck by lightning than winning the lottery.
Tell us what the expense ratios are Dave
On vanguard, they're pretty low. Im young and have most of my money out away for college so i invest in Vanguard ETFs through my Robinhood with my vanguard brokerage instead, but even those all have less than .05 expense ratios. Mutual funds do as well.
I invest in mutual funds which have an expense ratio less than 1%.
@@strawhat566I invest in index funds that have expense ratios as low as 0.03% and as "high" as 0.06%
Good for you
Dave, Can you please do a story on Social Security and specifically the math behind how much the average American will contribute over their career and the final balance with a modest compound interest?
I read and article and confirmed the math that the average American contributes about $272K over a 50 year career which at a modest 5% compound interest would net $1.2 million. This is a $60K per year / $5K per month payout of interest alone. The principle would never be touched to draw this income and that principle could be rolled over to the next generation who could receive payments without any contributions.
Desperate people you can't take it with u
What are some examples of these types of funds?
VTI but that’s an index fund
Don't listen to his advice. He's a moron when it comes to investing. Use etfs with a good track record instead, S&P500 beats most mutual funds and saves money on cost if owning by a shit ton.
YOU LOOK LIKE THE KID FROM AIR BENDER
Hello. Dave: funds
Fact...Things go up and down. It will balance itself out
Or it could crash and take years or literally decades to recover.
@@AK-47ISTHEWAY but it will eventually recover and go up
@mikef2811 If you retired right before the great depression or if you were already in retirement, you would be in danger. The market didn't fully recover until 1954. That's over 20 years. Could you postpone retirement 2 decades? Even the 2008 great recession took 6 years to recover.
@@AK-47ISTHEWAY I understand, but it will eventually recover and go up.
only intelligent think í do is í didn't stop
Really hard to take him serious wiith a bandaid mohawk...
Baloney
Salami
Is that a band aid
Why is the middle of his head so discoloured?
What exactly they are???? I know I never had this answer on this question thanks anyway in advance maybe some else can answer this question they are thousands mutual funds which one you choose?
An S&P 500 fund is a great place to start. From there just do research. Morningstar has great articles you can read everyday.
MorningStar
He could be with vanguard funds they have the lowest fees I ever seen
@@rogerhoward1900 People at Dave's level are highly sought after for their investments.
Buy VOO not the trash Dave recommends. Don’t buy now though, the crash is coming within the near future due to the current recession we are in.
So he DCAs…
I’m unemployed should I invest
You should get a job
@@spicypanda8370 LOL
You could invest with the money you find on the streets. Every penny counts.
90% people on market will lose :) So why ?
Fun fact my baby brother couldn’t say bandaid he would say “bamdaid”
🦗 🦗🦗
Does he have a bandaid on his head? What happened? Poor Dave.
🤘🏼
Arrogant
Bro is investing in investing, in-vesting in vest ing i n v e s t i n g!
Get out of debt. Save your money and invest in gold bars or coins and have savings and a paid off home. Do not put your money in any mutual fund or in stocks. That's a scam and he is promoting this shit
Am i the only one seeing something on his head
👍🏽👍🏽👍🏽👍🏽
It’s great that you share your knowledge, Dave. But if you were killing it and ndependently wealthy, you would no longer be making these videos? No?
Media is a big part of his income, so your answer is NO
Uh dude he is wealthly,like 700 plus million wealthy.😂
@@paulbaierl8899 Closer to 700M, all in. That was discussed with him and that annoying twit real estate kid out of Cali.
@@paulbaierl8899A greedy Christian? Why am I NOT surprised 😂
Now you make sense David.
International mutual funds are trash. I said what I said.
All mutual funds
@@Markjacobs4477 I’m assuming you prefer ETFs?
@@patrick315 more like I just don’t prefer Dave Ramsey literal god awful investing advice
Self-investment. I own it all, ask my boss. Self-investment. make it happen. I never stop, even the owner commented. Walk into it and own it!
y he dressed like air bender???
what on earth is going on with this dudes forehead?
international is crap
Your a gambler not an investor
Buying assets with strong historical appreciation isn’t gambling lol
I'd love to know which casino you go to that pays out 80% of the time.
@@printedmarble6985 brainwashed
This is typical Dave Ramsey...no specifics ...generalizations...and no consideration of age of the investor. His investment strategy MIGHT be appropriate for him, but not for a 73 year old...like me. Dave Ramsey is qualified to speak on ONE phase of investing...Real Estate. On insurance and investing in equities and fixed income, he is an ignoramus.
True
Wtf is on his head
Shut up...he has more money than you..😊
Bandage...musta hit his bald head on something 😂
rogaine
Yea, looks like concealer Mohawk
Pretty sure someone failed to blend his makeup in. Lol
I appreciate the investing advice but can you please acknowledge the mysterious line on your head?
He keeps writing books that he sells its not the stock market making him money.
Why wouldn't he make money in the stock market?
True, he keeps writing the same book over and over again.
i bet he stopped ..worm