Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Brian! Imagine i invested $50,000 and received $190,500 after 14 days
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
I’m not taking a total pause, but dropping down to a 6% contribution rate (just enough to get the employer match) from 15% for 2025. I’m building a home and plan to stash the extra cash in my HYSA (along with the already existing house fund) for unforeseen things along the way. I wrestled with whether it was a good idea or not, but I’ve got a good base in retirement already so it’ll sit and grow…pending any market swings of course 😬
Just curious why you chose index funds over VOO (S&P 500) or VTI (total stock market) ETFs. I know you mentioned there are ETFs of the index funds you're invested in, but maybe I missed the reasoning behind choosing index funds over ETFs.
If it's in a retirement account, there's no fee/tax/penalty. In a brokerage account, you can sell old shares with no gain or with a loss, and just buy the new fund going forward
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Brian! Imagine i invested $50,000 and received $190,500 after 14 days
Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
I’m not taking a total pause, but dropping down to a 6% contribution rate (just enough to get the employer match) from 15% for 2025. I’m building a home and plan to stash the extra cash in my HYSA (along with the already existing house fund) for unforeseen things along the way. I wrestled with whether it was a good idea or not, but I’ve got a good base in retirement already so it’ll sit and grow…pending any market swings of course 😬
I miss beer and budgets
Just curious why you chose index funds over VOO (S&P 500) or VTI (total stock market) ETFs. I know you mentioned there are ETFs of the index funds you're invested in, but maybe I missed the reasoning behind choosing index funds over ETFs.
Probably because that's the only way vanguard lets you do automatic investing.
How do you transfer ETF to Index Funds without accruing a fee of any kind? Is there a way to just do a "rollover" kind of thing?
If it's in a retirement account, there's no fee/tax/penalty. In a brokerage account, you can sell old shares with no gain or with a loss, and just buy the new fund going forward