I Can't Afford To Pay My Energy Bills. What Should I Do?

Поділитися
Вставка
  • Опубліковано 27 чер 2024
  • Order our book, 'Financial Joy': geni.us/financialjoy. What can I do if I can't afford my energy bill? Here are practical things you can do today to move forward with your finances during the cost of living crisis 😀.
    Visit Our Shop: shop.thehumblepenny.com/colle...
    Read our Blog: thehumblepenny.com
    BOOK 121 COACHING: checkout.financialjoyacademy....
    BOOK Financial Freedom Coaching - checkout.financialjoyacademy....
    Gain investing confidence in only 12 days - thehumblepenny.com/SSI
    Other ways to work with us - thehumblepenny.com/coaching
    ★★ RESOURCES MENTIONED IN THE VIDEO ★★
    Step Change: www.stepchange.org/
    Christians Against Poverty (CAP): capuk.org/
    Citizens Advice: www.citizensadvice.org.uk/
    National Debt Helpline: nationaldebtline.org/
    ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★
    ua-cam.com/users/thehumblepenn...
    ★★ POPULAR VIDEOS ★★
    I Wish I Knew THIS About INVESTING MONEY When I Was 20 - • I Wish I Knew THIS Abo...
    5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - • 5 Work-From-Home SIDE ...
    9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - • 9 Reasons Some People ...
    9 BEST Passive Income Ideas for £1000 per month (In 2024) - • 9 BEST Passive Income ...
    5 Breakthrough Passive Income Ideas - • 5 BREAKTHROUGH Passive...
    7 Things No One Tells You About Passive Income - • 7 THINGS NO ONE TELLS ...
    21 Passive Income Ideas For A Freedom Lifestyle - • 21 BEST Passive Income...
    14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - • 14 HIGH PAYING SIDE HU...
    How To Invest £1000 (9 Best Ways to Invest) - • HOW TO INVEST £1000 | ...
    ★★ EQUIPMENT USED ★★
    Canon EOS M50 Camera - amzn.to/2zcz1K0
    Canon 5D Mark II Camera - amzn.to/2xRF1XD
    Canon EF 24 - 70mm F2.8L Lens - amzn.to/2lFwdRQ
    Canon EF 50mm F1.4L Lens - amzn.to/2lF6Sr9
    Manfrotto Tripod - amzn.to/2YC3Sto
    Apple iMac 2019 - amzn.to/2lEXNyz
    Rode Microphone - amzn.to/2lFs0O2
    ★★ ABOUT US ★★
    MARY:
    I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! :)
    Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
    When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids :)
    KEN:
    I'm a husband to Mary and daddy first and foremost.
    Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
    To explore my creativity, I'm a blogger, UA-camr, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
    I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
    We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
    ★★ WANNA CONNECT? ★★
    Blog - thehumblepenny.com
    Insta - / thehumblepenny
    Pinterest- www.pinterest.co.uk/thehumble...
    Twitter - / thehumblepenny
    Facebook - / thehumblepenny
    ★★ BUILD WEALTH ★★
    Visit our online school at Financial Joy Academy for all our wealth building Action Plans:
    www.financialjoyacademy.com/
    Massive thanks for watching and following our channel :) ♥
    Best, Ken and Mary
    #energybills #costoflivingcrisis #payingbills
    ★★ WHAT THIS VIDEO IS ABOUT★★
    I Can't Afford To Pay My Energy Bills. What Should I Do?
  • Навчання та стиль

КОМЕНТАРІ • 27

  • @TheHumblePenny
    @TheHumblePenny  5 місяців тому +1

    What questions do you have for us about paying your energy bills? Comment below :). One tip we forgot to mention is that paying a small portion of your bill rather than none at all will help you avoid your arrears being sent to debt collectors. E.g. You can pay around £15 of a £150 bill. This shows an intent to get your arrears or debt sorted.

  • @nikkis9292
    @nikkis9292 5 місяців тому +4

    There’s lots you can do Eat baked beans and fried onions with seasoning on toast for one year for lunch and dinner , eat raw porridge oats for breakfast it will expand in your stomach and keep hunger at bay , instead of buying expensive toilet paper you can get napkins from fast food restaurants , shower at work , Use tea bags up to three times . Instead of putting the heat on run on the spot at full pace to keep warm .We are living In treacherous times , keep faith as God will always provide for us . Wonderful episode as usual. Your both glowing and look healthy God Bless 🙏🏽

    • @kateosmond1090
      @kateosmond1090 5 місяців тому

      But bread is fattening, will it work for me? 😂😂

    • @seuny
      @seuny 5 місяців тому

      Fat from bread ???? when you are hungry

  • @pibkyegg6792
    @pibkyegg6792 4 місяці тому

    Love you guys so much .. such incredibly kind hearted people may God bless and illuminate your paths in everything you do

  • @kapzvara5732
    @kapzvara5732 5 місяців тому +2

    Thanks guys this is very helpful it is very difficult times we are living in and pray then sun will shine again one day :)

  • @lion-mv2li
    @lion-mv2li 3 місяці тому

    I've gone on a pay as you go system. I feel this was the best choice I have made. I also so have kids and we don't go without it's just used when we do need it and we don't waste.

    • @TheHumblePenny
      @TheHumblePenny  3 місяці тому

      Brilliant. It's great you're going for the option that's best for you

  • @birdsaloud7590
    @birdsaloud7590 5 місяців тому +2

    Our monthly energy direct debit to Octopus was less than £100 for 5 years since moving into our current rented home, but our landlords 'went green' and replaced our trusty oil boiler with a new pressure electric boiler system which does not work (it leaks and the radiators upstairs stay cold) and our direct debit is now a whopping unaffordable £500! Bang goes our savings!

    • @spencerosei2616
      @spencerosei2616 5 місяців тому

      Wow

    • @MrRoyck10
      @MrRoyck10 5 місяців тому +2

      Contact your landlord to install energy efficient boiler , radiator and insulate the property if it’s losing heat. £500 can potentially bankrupt most people and such amount is unsustainable.

    • @spencerosei2616
      @spencerosei2616 5 місяців тому

      @@MrRoyck10 my last home was £588 for energy UW. Needless to say i moved.

  • @kateosmond1090
    @kateosmond1090 5 місяців тому +1

    Was counting my cents when I went food shopping.

  • @gillianhope7742
    @gillianhope7742 5 місяців тому +6

    Apparently for those who pay their bills an extra amount is being added to pay for those who can’t or will not pay !! Is this true ?

    • @moneyshipyt
      @moneyshipyt 5 місяців тому +1

      Yea.. I make similar videos btw :)

    • @birdsaloud7590
      @birdsaloud7590 5 місяців тому +1

      Energy companies have stated that our bill increase also goes towards installing other peoples' smart meters. It is a disgrace.

    • @rudra7615
      @rudra7615 5 місяців тому

      wtf!!!

  • @cjceejay5261
    @cjceejay5261 5 місяців тому +1

    Why should tv license be a priority debt at this difficult time?

    • @TheHumblePenny
      @TheHumblePenny  5 місяців тому

      Good question. I feel like old ways of thinking are not being adjusted by the powers that be in this difficult economic climate. If one doesn't pay their TV license, they're threatened by a £1,000 fine. No one seems to care for anything but the need to pay the license fee.

  • @MENSA.lady2
    @MENSA.lady2 5 місяців тому +2

    You could stop eating, and use the savings to pay other bills..

    • @TheHumblePenny
      @TheHumblePenny  5 місяців тому +2

      Food is ofcourse a priority. However, other bills can be negotiated and managed.

    • @jpswerve182
      @jpswerve182 5 місяців тому +1

      No one should ever be pushed to that. But this is the harsh ultimatum that many people are facing.

    • @MENSA.lady2
      @MENSA.lady2 5 місяців тому

      And most of them are immigrants who come here, bread a tribe of kids and expect the UK to finance it.