Vince Rapisura 710: How to save P5M for retirement on 20K monthly income
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- Опубліковано 9 вер 2024
- #UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
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Nasa 42 years old na ako isang OFW sa Singapore, I already start investing 15k per month sa MP2 for my retirement...plus my maximum SSS contribution.
I started working at the age of 21 but for the first 5 years, i have very little savings because i funded the college education of my sister and every month, i send money to my parents since they have only low income. I was able to have that full force in savings when my sister graduated. She is now a Chemical Engineer. What I did is to increase my sources of income para mas malaki ang ma-save ko at the same time I have extra funds for other investments. I am a mom of 2 watching from Dumaguete City. April 19, 2021😊
I am 28 years old, my husband is 30 years old. Currently we have 3 sources of active income and 4 passive incomes via dividends in our 2 coops and MP2. We are also saving up for retirement fund via SSS contri. We also invest in a business friend's NFT business this 2021. Every month we gain 20% passive income from that. Gusto ko naman imaximize ang benefit na makukuha namin sa coops. And we are saving up for our apartment bldg. Target year is 2027. Because of sir vince videos, sure ako nasa right track kami ng money management. Thank you sir vince for sharing your knowledge to us po! Lumaki kami both sa hirap. Pero sabi nga ni sir vince, ang pagyaman napagaaralan. Salamat po Sir Vince!
Sir Vince sana noon pang 80"s may UA-cam para that time pa ako natutong mag ipon.
Thank you so much Sir Vince ang dami ko pong natutunan sa mga UA-cam channel mo.
God bless
Nong una kong apak abroad hinati ko sa 3 un sweldo ko , padala sa pinas secret savings at panggastos ko sa sarili, 😁
Sarap pakinggan sir! Save p more kahit 63 yrs old n ako! Pero hindi ko po tinitipid sarili ko! Ok n po ang retirement age ko! Gusto ko p rin mag ipon para sa mga apo ko!
I save 100%as much as ican. My extrA income i use for my allowance. Im earning 55k per month. I have 130 contribution for my sss and manulife insurance with investment earning devidend and 600 usd every 2 years. I have 2 Doors apartment for rent and also have 7hectraes of farm land and jewelrjes. Plan to retired at the age if 55 now im 53 years old. I have my own house too
Oh well... Good for you. You're set now, no need to rub it on us.
Galing nyo po!
Sir gusto ko mg hulog sa WAS MARAMING BESIS NA AKO NG VERIFY NANG SSS.PERU UNTIL NOW INDI KO PA NABAYAN ANG WAS MONTHLY KO ..PLS HELP ME HOW TO PAY MY SSS.PAGIBIG ETC MEDYO TUMATANDA NA AKO..10 YRS NA AKO NAG ABROAD...DITO AKO NOW SA QATAR...PLS...HELP.
wow! very inspiring 😍
Im 45, I earn 160k per month...I eat rice with ulam within a week after salary, the remaining days of the month I am vegetarian til next sahod..no savings, every month napupunta lang sa hospital bills ng mga kamag-anak...ang hirap maging ofw
Hi 30yrs old nako. 3yrs ago lang ako nag start magumpisa mag ipon. Wala ko work puro passive income lang. May savings na ko may investment nadin. Balak ko next yr magopen ng mp2 try ko mag 30 to 40k a month. Sana 40k kayanin. Hehe 🙌
Sana 30 years ago napanood Kona po kayo na nagturturo ng financial literacy.46 years old na ako at medyo double time na talaga Ako sa pag iipon habang makaya pa ng katawan ko mag work. Ofw from hongkong po Ako. Thank you po sa mga videos ninyo about sa pag iipon at pag invest.
Try nyo po mag cryptocurrency
Laki naman ng percent of savings nyo po dami po naming gastosin sa liit ng sahod kaya hinde po yqn applicable sakin but i can still save sana
Applied for single people without dependents only.
Kahit nga po single kung ang umaasa sa sweldo ko na aking kapatid na lalaki ay katumbas ng 3 anak ay ang hirap maginvest mayat maya ay hingi ng hingi ng pera parang May patagong pera doble kayod ako masuportahan ko Lang sya
Very inspiring Sir Vince 👍
Maganda to sa. Mga may regular /permanent work...
very informative po sir Vince more videos with sir Edwin. cute nyo tgnan 🤣☺️☺️
Ok lang yan kung single ka pero kung lahat sayo umaasa at ayaw na magtrabaho at magbanat ng buto ng kapamilya mo mahirap yan
Agree
Wag niyo po intolerate na mag depende yong pamilya niyo po hayaan niyong matoto silang mangisda. Wag bigyan ng isda turuan nating matotong mangisda dahil may kanya kanya tayongbgustong maabot. Paano maabot ang pangarap kung lahat naka sandal. A bit of advice po
@@frenchfilipinalife5276 Tama ganyan ginawa sakin before now hinayaan ko sila di ko responsibilidad ang akuhin lahat ang gastusin at pangangailangan sa pamilya namen mahirap ang ganun nauubos sa kanila mga pinagiipunan mo hanggang maubos at pano future mo ahe
Good day, I am 42 years old po
Its very hard to do that its imposible but if a hi salary its posible in 20 years maabot mo yan
avid fan here ... inspired by your videos!
not possible, madali lang sabihin pero malayo yan sa actual, pasensya na, that is life
This is good, but to survive retirement we would need to compute annual expense versus life expectancy then save that much or invest to earn that much. Saving gets you a bit ready for retirement.
Ang hirap.nmn Po Nyan Lalo na 47 na ako may pinaaparal.pa.ako🤣pero may mp2 na Po ako kumita na sya NG 2k dividends 2019 siguro this april.pa Po nung 2020.
Yes po. Pero it's never too late. Mas maganda din po kung maituturo ninyo yung ganitong kaalaman sa mga anak or sa pinapa aral po ninyo habang bata pa sila.
Baliktad yata for me...60% napupunta sa remittance sa family tas 40% natira for me. Single pa ako nyan. Pag may nagkasakit or may other unexpected expenses, ang naipon from the 40% mapupunta din sa kanila. Ang saya 😂🙄
Kaya kelangan maging BDO..."find ways" to save for retirement. May God bless us all 🙏🏼
Same
Sadly in the Philippines you really need to save money for your retirement otherwise no one’s gonna take care of you :( BUT perhaps we also have to consider health alongside saving and spending to live while “living”.. Here in IRELAND 🇮🇪 so far the retirement age is sorted through the government system and you can bump up the benefits if you have better jobs. Good luck all 👍
True
13,127.51 monthly saving to achieve 5M
THANK YOU!!! Saved me a ton of time.
Good morning sir Vince 58 yrs old
Thank you.
Hintayin konalang at age of 60 years old para mkuha ko ang 5m NASA 30 to 38 years completed contribution Ng company
Thanks God 27,000 mothly saving...
thank you sir Vinz
Thank you for sharing your ideas and knowledge.
God bless you, sir, new subscriber here, just hope that I have known you before ❤❤❤
God bless po
Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!
Sir Vince thank you so much ..big help
Thanks for this inspiring video! i will start now to get 5M in my 60. 💪💸💸💸💸💸
Yey! Kaya mo yan!
Thanks po sa magandang advice...
Great presentation as always! Keep it up Vince
Pwede.po ba kau mgsuggest saan pwede mgstart ng ganyan savings calculation?
hmmm its good to be true!
Around 6k monthly contribution i guess?30 yrs=360 months÷5M÷5%
Ang hirap nang quiz sir hahahha. Sobrang talino ko sa math sir. Watching from Cebu. Im here lang po sir your new avid fan.
Nice.. good jobs
13,195 monthly saving
PAANO PO PADAMIHIN ANG SOURCES OF INCOME (ACTIVE TO PASSIVE INCOME) PARA MAPAAGA MAABOT ANG FINANCIAL GOALS?
Ang tanong sir san yan 5% compounding annually
Nice
Hi sir watching from hk batch 73
Hello po. i hope you are learning and enjoying our videos. Share niyo na din baka may family and friends kayong interested.
Good afternoon. Saan po ako pwed mag invest Anong company na pwed mag bigay ng 5% per annum po?
Hi Vince good to see your videos . So you said we send money and earn interest 5percent monthly ?
Sir vince. Shout out dto sa brunei darusalam .im anti badok haha taga panood mo!!!
What strategies can be used in order savings will not touch for expenses? Considering you have only fixed income.
Invest it - because investments are not liquid unlike savings. But remember, build your emergency fund first (savings) before you start investing.
@@jomzrpg6312 thank you for the realistic responded ...I noted.
Ako magkano. Po ang dapat invest ko para pag dating ko NG 60year old may 5m na ako I'm turning 52 this 2022 thank you po sa sa sasagot.
new subcriber po. dami ko pong natutunan
Madali lang siguro sya for the employee na 6 digits ang sweldon
Hi sir! Okay lang po ba mag savings sa mga coop? Ano pong calculation pra maka 5million with 2.50% p.a.? I'm turning 25 this yr.
❤❤❤
Sir Vince payakap nmn lagi aq nakaantabay sa mga vid mo advnce thankyou po
Yakaaaaaaaap!
Do you mind sharing what investment? I tried many compounding interest calculators but it seems your figures dont match. I.e. 12600 in 5 years at 5% per annum dont come up to 5M.
If you are OFW, put your money in Flexi- fund of SSS. It has 5% rate of return.
Sir Vince pahelp po , ano po pwede ko gawin dun sa vul ko para makabreak even ako mag 4.5 years na po ako sa 5 year term .
At 40 po sir pkdiscuss
25% - 30% saving rate ko every month.
Taray!!!
Yes 👍 so naintindihan ko na dto na kahit natapos kona ang 120 month ay mag save ako starting 50 yrs old to 60 sa halagang 6, 625/month ?
Wag po titigil para lumaki ang pension
Para s sss po byan ?
Sinulation po
save as u much and innvest pag nakaipon para may extra income
yung 6,200 na savings, yan lang net ng sahod ko per month... in my 20s, iwas the breadwinner ng family, so 100% nun sa pagsupport ng pamilya ko so dahil di naman sapat yun kelangan mangutang, and until now im still paying for it in my 30s... kelangan tlga maghustle..
G! Kaya mo yan.
saan ka nag save? bank? which Bank?
hi Im 57 yrs old how much will i save to get a P1 Million or P5 Million savings
thnks
51 years old
panalo madam i shared twice
how to start po at saan pede mag invest? thanks po😊
sir vince. im 46 interested ako sa 5m retirement. ano recommend niyo na investment?
MP2, Govt bonds, SSS PESO fund, SEDPI joint ventures Hello! To see the list of socially responsible investments (SRI) options, message us on Vince Rapisura page using this link: m.me/vincerapisura. Type “SRI OPTIONS”, click send, then follow the instructions. Thanks!
Question po.
Where the best to invest my 100k.
Thanks
H
@@geniemanalo3311 hello
Serious query po ito. Please how and where to invest.
Thanks po.
PAG IBIG MP2 po. Or sa joint venture. SEDPI.
Buy $TSLA stocks, hold for 5 years
More or less 14k
Pano ka maka save ng 20k per month kung sa pinas ka lang nag wowork. Lalo na sa province?
Ano ano naman po ang mga bank or company na merong 5 percent per annum na balik sa investment?
Hello! Thank you for your interest in SEDPI social investments. You need to be a member of SEDPI Coop to be able to participate. Click ua-cam.com/video/qldNDKP0mg4/v-deo.html to know how SEDPI Coop works, so you understand this innovative way of investing with a heart. Visit this vincerapisura.com/sedpi-coop-online-pre-membership-education-seminar/ for the pre-membership education seminar. Once you complete the PMES, you can already start investing. Clicking m.me/vincerapisura?ref=w14890315 will direct you to Vince Rapisura Facebook messenger where our chatbot will provide information on social investment opportunities. Vince Rapisura This is a system generated response. To assist you better, kindly get in touch with SEDPI’s marketing associate, Lianne, for your inquiry. You can reach her through this number: +63 917 322 2055 or click m.me/maliannedct to reach her via Facebook messenger.
My target at my 50y/0 at least 3m aside my retirement payment in afp
Wow
Paano po mag join sa SEDPI
Why 5M at 60 y/o
Thanks afpslai 16% per annum
Taray!
Di naman nag rereply sa mesenger
Puede ba mag mp2 ang mga Filipinos na naging citizen sa ibang Bansa na Hindi nag dual citizen.
Yes po. Puwede po namin icheck ang Pag-IBIG number ninyo dahil ang SEDPI ay collection agent ng Pag-IBIG. Imessage ang REGISTER PAGIBIG sa Vince Rapisura page using this link: m.me/vincerapisura. Click send, then follow the instructions. After two weeks, send niyo ang UPDATE PAG-IBIG following the same process para malaman kung nandiyan na ang Pag-IBIG number mo. Once nandiyan na Pag-IBIG numbers ninyo, you can remit through SEDPI. Just type REMIT PAGIBIG sa Vince Rapisura Facebook messenger.
Hi sir Vince anong name ng programa sa banko ang ganitong klase sa investment??? Or Baka Pwde po ako mag email sa inyo …Salamat sir
Sa rural banks po, time deposit. Puwede rin MP2.
sir kung 55 yrs old na ako,, at 5 yrs na lang antayin ko to get 5M,, bah trabahuhin ko na yan 75,406 pesos per month... un e kung kaya pa..hehe
ang tanong lang sir saan merong 5% per annum na interest to get started?
Sa Pag-ibig MP2. It's more than 5%. Maging member ka muna ng Pag-ibig before you can open an account for MP2 savings.
Sama sama mag sana ol
Haha. Sanaol!!!!
Pano mkapasok sa sedpi po?
Good day sir saan po pwede mag save ng ganto 32 years old na po ako
Pumunta sa Google, itype ang Vince Rapisura karugtong ng tanong o keyword na hinahanap mo. Lalabas ang mga blogs and videos tungkol dito. Halimbawa, may tanong ka tungkol sa Pag-IBIG MP2, itype ang -> Vince Rapisura Pag-IBIG MP2. in your case, isulat sa Google Seaech bar ang -> Vince Rapisura savings
2,500 in 20 yrs
Where can we put our money to earn 5% per annum?
MP2
san po ba magnda mag save mga sir maam
Depende po sa financial goal ninyo yan. Kapag gumagawa ng financial decisions, laging balikan ang iyong financial goals. Your investment must match financial goals. Ito kasi ang magiging basehan kung (1) ano ang term na pipiliin; (2) kailan ang frequency ng payout; (3) magkano ang target returns na kakailanganin etc. Basahin ang mga ito: 1. First step in investing: vincerapisura.com/ang-first-step-sa-pag-iinvest/ 2. Financial goals: vincerapisura.com/paano-gumawa-financial-goals-plan-investment-ofw/ 3. Financial plan: vincerapisura.com/paano-gumawa-ng-financial-plan/ Watch this: m.ua-cam.com/video/w_niPG966xI/v-deo.html Salamat
Sino May alam kung Anung name ng programa sa banko ang ganitong investment
Ano po yun?
Ano po yun?
San po ideal magsave na may 5%p.a.?
Usually sa MP2. Para magremit sa Pag-IBIG ng P1, MP2 or housinh loans, i-message ang REMIT PAGIBIG sa Vince Rapisura page using this link: m.me/vincerapisura. Click send, then follow the instructions. Thanks!
San po ba magandang mag save ng ganyan for retirement
Mp2
Kung 54 yrs old magkano ang isave mo
The simple answer to the question? Don't have a family of your own.
Hahahaha. Choice mo yan.
Sir im 55yrs old n ako. Kc 3 mo. Ko n hologan ung SSS ko..Pwede ko pa m continue..at pwede ako mag bayad ng double sa isang taon.
Pano ba magbayad ng sss contribution na 6k? Eh nasa 3250 lng nmn ang maximum premium na nasa choices ng account ko?
San po ang 6K?
NEED XTRA INCOME MAKAKAYA
Wat if 43years old?
Adjust niyo po calculation.
paano po kung nasa 46 years old na?
Kaya pa yan. Bigger savings kang.
Sir san po yan pwedung gawin? Mp2 po ba?
Mp2,cooperative, mutual fund,uitf,stock market and forex
👍🥰
10000 to 15000