Brother one day, with enough support, I will also able to earn out of youtube, quit my job and dedicate myself 100% to create value for other people 🤝🏻💪🏻
@@rick.austin I didn't think about that I may as well simplify my portfolio. I do have a question for you about something else though. So if I already have some money parked in a CD at 4 percent for a couple of years, would I still need to have any bonds?
I think it's too early for bonds for you. You can withstand any near future crash and equities in 10-20 years are going to give you incredibly higher returns than bonds.
After being heavily invested in crypto many years ago, now I consider it nothing more than a bet. I have less than 5% of my portfolio in bitcoin, Eth, Sol and a couple of others. I always suggest that, if you want to take that bet, you shouldn't do it with more than 5% of your money
If the question were about the richest, my answer would have been USD or ultimately NVDX! But controlled myself for a sec as you talk about investing and not leveraging!! 😂
Rick once again you blew it out of the park!! This help me make an informed decision. Thank you bro!!
You're welcome mate!!
Thank you for all your videos.
I’ve learned a lot 😊
You're very welcome Vivian!!
great video, UA-cam allowed me to actually quit my job... new to the full timers here.
Brother one day, with enough support, I will also able to earn out of youtube, quit my job and dedicate myself 100% to create value for other people 🤝🏻💪🏻
Nice video!!!
Thanks!!
Another great video, thank you.
You're welcome, mate!
Thank you 😊
You're welcome, man!
Diversification is key. ❤
Hi Rick. I own VTI VXUS VUG VBR VNQ. So what are your thoughts on these?
Hey Fadi, all great choices. Is there a particular reason for taking small cap value as a separate ETF? It's included in VTI anyway ;)
@@rick.austin I didn't think about that I may as well simplify my portfolio. I do have a question for you about something else though. So if I already have some money parked in a CD at 4 percent for a couple of years, would I still need to have any bonds?
How old are you? Or in other words, how many years of work do you still have in front of you?
@@rick.austin I am 42 and probably not retiring for at least 25 to 30 years
I think it's too early for bonds for you. You can withstand any near future crash and equities in 10-20 years are going to give you incredibly higher returns than bonds.
if we are looking for a tech etf isnt this better ? iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)
It is! That is the european version of XLK. But I also do other comparisons based on subscriber's wishes and this IETC vs AIQ was one of them
Do you recommend exposure to the bitcoin or no?
After being heavily invested in crypto many years ago, now I consider it nothing more than a bet. I have less than 5% of my portfolio in bitcoin, Eth, Sol and a couple of others.
I always suggest that, if you want to take that bet, you shouldn't do it with more than 5% of your money
Great!
:)
❤
Heh Gabri :)
SMH!!
👌
If the question were about the richest, my answer would have been USD or ultimately NVDX! But controlled myself for a sec as you talk about investing and not leveraging!! 😂
@@travelvideoz1124 ahahah even without leveraging there are better ETFs then these two in my opinion!