I also do what you were talking about concerning getting as close as possible to a goal. It’s a whole lot easier coming up with $100 at one time vs coming up with $500 at one time. I wasn’t always able to do that, I started out having to watch every penny. I started my emergency fund with one dollar. But I’m into a strict budget going on 20 years now, so for anyone reading this, hang in there! You WILL get where you want to be. I watch a lot of budgeting videos to keep me motivated and this channel is a great one. 😊
I implemented a detailed budgeting strategy, tracking every expense and setting clear spending limits across all categories. In just six months, I saved over $20,000, giving me a strong sense of financial security and the ability to invest in my future. This approach has transformed the way I manage money, and I now feel more confident than ever about achieving my long-term goals.
@@MoniqueJ-g2s Thanks! The strategy was all thanks to Lorrie Greta Hillard, a brilliant financial advisor. She helped me create a personalized budgeting plan, track my expenses, and prioritize savings effectively. Her expertise made all the difference in reaching my financial goals!
I have a solid understanding of your method now, but I do have one question. If I’ve saved $109 for the month, how should I allocate that amount to each savings category? Should I simply divide it by 4, or is there a step I might be overlooking?
I also do what you were talking about concerning getting as close as possible to a goal. It’s a whole lot easier coming up with $100 at one time vs coming up with $500 at one time. I wasn’t always able to do that, I started out having to watch every penny. I started my emergency fund with one dollar. But I’m into a strict budget going on 20 years now, so for anyone reading this, hang in there! You WILL get where you want to be. I watch a lot of budgeting videos to keep me motivated and this channel is a great one. 😊
I implemented a detailed budgeting strategy, tracking every expense and setting clear spending limits across all categories. In just six months, I saved over $20,000, giving me a strong sense of financial security and the ability to invest in my future. This approach has transformed the way I manage money, and I now feel more confident than ever about achieving my long-term goals.
that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?
@@MoniqueJ-g2s Thanks! The strategy was all thanks to Lorrie Greta Hillard, a brilliant financial advisor. She helped me create a personalized budgeting plan, track my expenses, and prioritize savings effectively. Her expertise made all the difference in reaching my financial goals!
Thanks for the tips! I was curious, so I did a little research and looked up the name.
Looks like you’re the ultimate frugal queen!
Great strategy for saving by quarter!! Saving for the entire year gets exhausting and confusing for me - I’ll be trying this out for 2025!!
Thank you so much Alaina for sharing your savings method , this is extremely helpful.🥰
I love Your Vlogmas - so much good information!!
This makes so much sense. I needed this
you are literally changing lives thank you ❤
You are sooooo right!
I absolutely love this method.
I’ve never thought about not doing the entire year! 🤯 I might try breaking it up to 6 months since we have big expenses coming up.
Happy Sunday ❤ Awesome setup😊 7:10
Such a great idea! Thank you so much for this!
Happy Sunday. Thank you for the breakdown. It is very similar to what I do now. Great video ❤
Thank you!!
This is awesome! Thank you for breaking down the process - I understand a lot better now. ❤
I'm so glad!
Great strategy 🌸🌸🌸
Can you do a digital planning video like what calendar you use on you’re phone if you do use one
Great video 😊
I have a solid understanding of your method now, but I do have one question. If I’ve saved $109 for the month, how should I allocate that amount to each savings category? Should I simply divide it by 4, or is there a step I might be overlooking?
So I usually just save the amount in one envelope and pay for things as they come up