This is the link for the accompanying blog - www.helenandmartinsmotorhometreks.uk/blog/carrying-cash-cards-and-e-banking-in-europe-when-travelling . Hope you enjoyed the video.
Hi Martin, some great advice there especially on the scam emails. Like the idea of a separate current / travel account and topping up as you go keeping it separate from your every day account definitely gonna have to do that next time we travel 😊 glad the ten minute Tuesdays are back 😊 Mark and Debs xxx
Fabulous advice as usual Martin. We use the Halifax Clarity when we’re travelling and we also find that to be very good. Loved the images and music at the end of the video. Take care. Irvine & Karen.
Great to see this back and some really good information. I never use HGV lanes for fuel I saw a van have the tank connecting pipe blown off by the extra pressure good tip on the money side though.
Really good. Yes the cash thing in Germany, often the only way to pay for stellplatz, feed EHU meters, buy a loaf of bread…never huge amounts but it adds up and I was always having to get change. France and Belgium you can do pretty much cashless. Denmark has it’s own currency but it’s linked to the Euro so you can often pay in Euros, we got krone out of an ATM and used it for some wool from a Viking Center and a couple of ice creams. Everything else was cash or card. Every town has a flea market at the weekend and Danish people used banking apps on their phones, they didn’t even use cash for an old jumper.
Some really good advice here Martin, particularly on paying in euros with travel card while in Europe. Hadn't really put much thought into this, but will be making this change from now on!
Excellent advice as always. If you are using separate CC & DD cards for travel which is sound advice do you then manage domestic account when away just with app and not via online banking even if through a VPN if I am interpret what you are saying ?
Hi Stephen yes that's correct although we set up the domestic banking in such a way that it really just needs a light touch, which we do through the app via the VPN. Hope that helps best wishes Helen and Martin
Hi in the past yes and we’re not against them , but I tend to work at from the point of what’s the best performing card both financially and practically. Thanks for watching best wishes Helen and Martin
Great Vlog Martin, really helpful, good tip for separate bank account, apps and not using HGV fuel line. Yes we found the same in Germany with cash. Gill and Mark
This may seem a tad too personal to provide a specific answer ! But we are thinking of now retiring and spending 6 months out on the road in Europe, hopefully each year. How different did you find your overall Home Expenditure V Camper Expenditure. Maybe it’s a how long is a piece of string type question !
Hi , it depends on a number of considerations, which country you travel to , whether you go on a high mileage tour or head to winter base for example where you’re not burning a lot of vehicle fuel. Also whether you are prepared to stay on lower equipped/standard sites or not and what the level of self sufficiency your vehicle has. There are some savings at home when you’re away , your car can be SORN and left in the garage , you will have reduced heating costs but if you travel in the depth of winter you will need some heating at home. That said your metered gas/electricity and water readings will go down , but it depends on your property of course and whether anyone is staying In the home while you’re away .You will have to pay for some site fees and metered power and gas. Generally speaking food bills etc are little smaller, just , when you travel if you’re using the supermarkets , but again it depends on the country you go to. Hope that helps, thanks for watching Helen and Martin .
Excellent advice. We live in NZ but have spent Xmas in Australia. We noticed widely varying ATM fees so looked around for most competitive fee. Our bank charges conversion fee and a transaction fee on our credit card so need to do some research as we will be heading to UK to collect a van conversion from Vanology. 6 months in UK/Europe each year means it will really add up. Maybe having a UK bank providing a credit card might be a good option?
Hi thanks very much for watching and commenting . I hope you enjoy your trip to the UK. We have family in Hamilton NZ and although we've not managed to get there yet we're hoping to in the not too distance future. I think you're suggestion is worth looking into , I hope you find a subtle solution. Safe travels and best wishes Helen and Martin
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This is the link for the accompanying blog - www.helenandmartinsmotorhometreks.uk/blog/carrying-cash-cards-and-e-banking-in-europe-when-travelling . Hope you enjoyed the video.
Hi Martin, some great advice there especially on the scam emails. Like the idea of a separate current / travel account and topping up as you go keeping it separate from your every day account definitely gonna have to do that next time we travel 😊 glad the ten minute Tuesdays are back 😊 Mark and Debs xxx
Hi guys hope you're well , thanks for your kind comments. Best wishes to you Helen and Martin
Very informative video Martin... Thanks for sharing your thoughtful content on financial security issues... Much appreciated!👍
Our pleasure thanks for watching best wishes Helen and Martin
Very informative, many thanks. Beers, buns and tips; very amusing!
Our pleasure entirely thanks very much for watching best wishes Helen and Martin
Really interesting vlog thankyou Martin. We're off to Normandy at Easter so will take on board the tips given.
Great to hear you found it interesting , thanks for letting us know and for watching of course. Best wishes Helen and Martin
Fabulous advice as usual Martin. We use the Halifax Clarity when we’re travelling and we also find that to be very good. Loved the images and music at the end of the video. Take care. Irvine & Karen.
Hi both , thank you for you kind comments as always they are very well received. Best wishes Helen and Martin
Great to see this back and some really good information. I never use HGV lanes for fuel I saw a van have the tank connecting pipe blown off by the extra pressure good tip on the money side though.
Cheers thanks very much , good point on the pressure issue . Thank for watching best wishes H and M
Really good.
Yes the cash thing in Germany, often the only way to pay for stellplatz, feed EHU meters, buy a loaf of bread…never huge amounts but it adds up and I was always having to get change. France and Belgium you can do pretty much cashless. Denmark has it’s own currency but it’s linked to the Euro so you can often pay in Euros, we got krone out of an ATM and used it for some wool from a Viking Center and a couple of ice creams. Everything else was cash or card. Every town has a flea market at the weekend and Danish people used banking apps on their phones, they didn’t even use cash for an old jumper.
Thanks that's a really interesting response much appreciated and thanks for watching, Best wishes Helen and Martin
Some really good advice here Martin, particularly on paying in euros with travel card while in Europe. Hadn't really put much thought into this, but will be making this change from now on!
Thanks very much for watching , we're really glad to hear it was interesting. Best wises Helen and Martin
Great advise especially as we are planning our first ever trip to france in Sept (newbies to MH) Thank-you.
Excellent advice as always. If you are using separate CC & DD cards for travel which is sound advice do you then manage domestic account when away just with app and not via online banking even if through a VPN if I am interpret what you are saying ?
Hi Stephen yes that's correct although we set up the domestic banking in such a way that it really just needs a light touch, which we do through the app via the VPN. Hope that helps best wishes Helen and Martin
Some fabulous information there. Thank you for sharing 🙏
Our pleasure thank you for taking time to watch and comment , we really appreciate it. Best wishes Helen and Martin
Very informative video. Have you tried the pre loaded card. Just wondering thanks.
Hi in the past yes and we’re not against them , but I tend to work at from the point of what’s the best performing card both financially and practically. Thanks for watching best wishes Helen and Martin
Great Vlog Martin, really helpful, good tip for separate bank account, apps and not using HGV fuel line. Yes we found the same in Germany with cash. Gill and Mark
Good morning guys thanks for watching and commenting much appreciated. Happy travels Helen and Martin.
Don’t know where my earlier message has disappeared to- think t’internet not great here. Great video and brilliant to meet you all. Happy travels 😊
Hi Fiona , thank you it was lovely to meet you to. Best wishes and safe travels Helen and Martin
Great advice thank you…M and C…x
Thank you both you're both well and keeping warm. Best wishes Helen and Martin .
This may seem a tad too personal to provide a specific answer ! But we are thinking of now retiring and spending 6 months out on the road in Europe, hopefully each year. How different did you find your overall Home Expenditure V Camper Expenditure. Maybe it’s a how long is a piece of string type question !
Hi , it depends on a number of considerations, which country you travel to , whether you go on a high mileage tour or head to winter base for example where you’re not burning a lot of vehicle fuel. Also whether you are prepared to stay on lower equipped/standard sites or not and what the level of self sufficiency your vehicle has. There are some savings at home when you’re away , your car can be SORN and left in the garage , you will have reduced heating costs but if you travel in the depth of winter you will need some heating at home. That said your metered gas/electricity and water readings will go down , but it depends on your property of course and whether anyone is staying In the home while you’re away .You will have to pay for some site fees and metered power and gas. Generally speaking food bills etc are little smaller, just , when you travel if you’re using the supermarkets , but again it depends on the country you go to. Hope that helps, thanks for watching Helen and Martin .
Thanks for the reply. Just need to get that Excel spreadsheet out !
Top job Martin
Thanks very much for watching. Best wises Helen and Martin.
Great vlog thank you.
My pleasure thank you for watching and commenting best wishes Helen and Martin
Good info Martin, thank you
@@PhilSmith-cp5qk Our pleasure Phil , best wishes Helen and Martin
Excellent advice. We live in NZ but have spent Xmas in Australia. We noticed widely varying ATM fees so looked around for most competitive fee. Our bank charges conversion fee and a transaction fee on our credit card so need to do some research as we will be heading to UK to collect a van conversion from Vanology. 6 months in UK/Europe each year means it will really add up. Maybe having a UK bank providing a credit card might be a good option?
Hi thanks very much for watching and commenting . I hope you enjoy your trip to the UK. We have family in Hamilton NZ and although we've not managed to get there yet we're hoping to in the not too distance future. I think you're suggestion is worth looking into , I hope you find a subtle solution. Safe travels and best wishes Helen and Martin
The 10 minutes sped by. Thanks Martin, some really invaluable advice.
Thank you , your comments are much appreciated best wishes Helen and Martin
Good sensible advice. Thank you.
Thanks for watching H and M