8 Ways to Generate $2,000. EVERY. SINGLE. MONTH.

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  • Опубліковано 14 лис 2024

КОМЕНТАРІ • 290

  • @Susanhartman.
    @Susanhartman. 6 місяців тому +776

    Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

    • @Grace.milburn
      @Grace.milburn 6 місяців тому +4

      The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

    • @mikegarvey17
      @mikegarvey17 6 місяців тому +4

      the best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

    • @mariaguerrero08
      @mariaguerrero08 6 місяців тому +4

      @@mikegarvey17Mind if I ask you to recommend this particular coach you using their service?

    • @mikegarvey17
      @mikegarvey17 6 місяців тому +3

      Credits goes to " Izella Annette Anderson " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

    • @ThomasChai05
      @ThomasChai05 6 місяців тому +3

      She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

  • @darnellcapriccioso
    @darnellcapriccioso 6 місяців тому +597

    My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

    • @richardhudson1243
      @richardhudson1243 6 місяців тому +4

      As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

    • @maiadazz
      @maiadazz 6 місяців тому +3

      Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $360k

    • @ChadRoberts-x6i
      @ChadRoberts-x6i 6 місяців тому +3

      How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

    • @maiadazz
      @maiadazz 6 місяців тому +3

      My CFA ’Tenley Megan Amerson’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @morgansofia
      @morgansofia 6 місяців тому +2

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing..

  • @Speciation
    @Speciation 7 місяців тому +64

    1600 shares of JEPI, 1627 shares of JEPQ and 2750 Shares of SVOL pay me 2052 monthly in dividends.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +11

      Awesome!! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @ETHBull-2024
      @ETHBull-2024 7 місяців тому +6

      Your total capital? I know 1,000 JEPI shares alone = ~$93k.

    • @Speciation
      @Speciation 7 місяців тому

      @@ETHBull-2024 215k

    • @iamhudsdent2759
      @iamhudsdent2759 7 місяців тому +11

      If you look at the charts of such ETFs since inception, usually they go down, down, down. It's as if they are paying you back your own capital. Correct me if I'm wrong. I was in QYLD for maybe 18 months, broke even at best. Or do you plan to never sell?

    • @Speciation
      @Speciation 7 місяців тому

      @@iamhudsdent2759 I sell if it drops, I don't let it drop much, the market has been on the up up up so I'm up on it a lot, apart from dividends.

  • @84gaynor
    @84gaynor 6 місяців тому +320

    I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

    • @gagnepaingilly
      @gagnepaingilly 6 місяців тому +3

      Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

    • @velayuthman
      @velayuthman 6 місяців тому

      I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

    • @Curbalnk
      @Curbalnk 6 місяців тому +3

      The market's instability makes DIY risky. You don't need to find the next NVDA to succeed in investing. Opt for top-notch ETFs, dividend aristocrats, and a trusted advisor. I've turned $100k into $20k in annual dividends, a major milestone.

    • @kashkat987
      @kashkat987 6 місяців тому

      I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

    • @Curbalnk
      @Curbalnk 6 місяців тому +3

      *Jennifer Leigh Hickman* has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her if you want excellent collaboration.

  • @Vivienedouglass
    @Vivienedouglass 6 місяців тому +125

    When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

    • @MickyGlover
      @MickyGlover 6 місяців тому +4

      Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.

    • @GaryNicka
      @GaryNicka 6 місяців тому +3

      Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. So yes i think every investor should consider a similar approach.

    • @kurtKking
      @kurtKking 6 місяців тому +3

      How can I reach this advisers of yours? because I'm seeking for a more effective investment approach on my savings?

    • @GaryNicka
      @GaryNicka 6 місяців тому +3

      Her name is. 'Michele Katherine Singh’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @kurtKking
      @kurtKking 6 місяців тому +1

      I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

  • @omarghosn8655
    @omarghosn8655 6 місяців тому +18

    There is a downside to all of this. 1) Own 100 shares 2) Sell a covered call 3) earn premium BUT risk a downtrend in the market. And once the share dips, your ability to earn a premium is very limited. The more it drops from your cost basis the lower your premium on those 100 shares. So yes you may make $200 today but after a dip it may go down to $75 or down to $20...even without further slips, if it teeters below your cost basis your earning potential on that $80k or $100k will be very restricted. So over time you would have what I would call these "dry spells"...you could easily say that at least 1/3rd of the time you will be earning very little which makes your monthly target that much harder to achieve.

    • @Noone-l6g
      @Noone-l6g 6 місяців тому +1

      This. And the capital erosion makes all these equity premium funds a scam.

    • @tym5583
      @tym5583 6 місяців тому

      What do u reccomend? Is there a better vehicle that even requires much less Capitol even to give u a guaranteed income and less risk?

    • @TheDireWeasel
      @TheDireWeasel 6 місяців тому

      Glad someone pointed this out. Every single one of these steps has that downside. The reason that 4% is such a common recommendation is because it relies on the more proven method of general gain within the stock market rather than risky short-term strategies.
      The options plays are especially vulnerable to this, at the money options have a 50% chance of losing. Sure you gain $300, but if the stock slips $500 then you have a loss and you don't have the same ability to make that $300 again. Very easy to spiral into lower amounts of cash, and the inability to keep making cash without selling for a huge loss.

    • @TheDireWeasel
      @TheDireWeasel 6 місяців тому

      ​@@tym5583
      There is no guaranteed way to ensure income. All of the strategies involving the stock market incur risk. How much risk you take is up to you.
      All these strategies work great in a bull market, meaning the stock market is going up. In a bear market all of these strategies are devastating.
      Dollar cost averaging (DCA) is the usual way of investing, especially when it comes to s&p 500 ETF trackers. When the bear market hits, And stocks can go down even during a uptrend market, when you are DCA then you are essentially getting those stocks for a little bit of a discount. But that strategy relies on time. Most s&p 500 trackers go up around 8% on average per year, there are obviously bad years so keep in mind that's an average. The 4% plan means that you'll still technically be gaining 4% per year, even though you're pulling money out. That part wasn't fully explained.
      Dividends and options can offer better cash flow smaller time windows, but a lot more risk. If you don't know what you're doing, it's very much worthwhile to test your theories by using watch lists or "fake" money trading test accounts. And don't forget to look what happens during bad years. Having strategies for things don't go as planned is critical.

    • @tym5583
      @tym5583 6 місяців тому

      @@TheDireWeasel What do u reccomend? Is there a better vehicle that even requires much less Capitol even to give u a guaranteed income and less risk?
      Trying to find a way lol

  • @marcosagosti6175
    @marcosagosti6175 7 місяців тому +7

    Congratulations. A very comprehensive list on how to generate income covering different risk levels. The Poor Man's CC looks to me the most appealing one, particularly because you are in control of when and how to run it. The Defiance ETFs have a fundamental issue: NAV depletion.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +3

      Agreed. We will see if the Defiance ETF’s can settle into a price pattern or if they continue to drop. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @djayjp
      @djayjp 7 місяців тому +2

      PMCC has huge leverage on the long call fyi. You can lose your $ very easily even well before expiry.

    • @maxmaxed2887
      @maxmaxed2887 7 місяців тому

      Until you get assigned and then you are fucked

    • @marcosagosti6175
      @marcosagosti6175 7 місяців тому

      @@maxmaxed2887 Being assigned is not an issue. You keep the money from the Call, return the shares at the strike price and open a new position. I hope you understand they pay you the shares at the strike price. No one gets “fu..” 😂

  • @rhainc2263
    @rhainc2263 7 місяців тому +5

    I really liked that you mentioned the synthetic call trades.

  • @elliotthall5543
    @elliotthall5543 7 місяців тому +5

    This, I thought, was a super solid video. I think you did a freat job at your objective of just giving viewers a decent catalog of potential, generally attainable methods to creating some, potentially a LOT, of finacial freedom. Well done. Some of this requires a marhin account so I think you might have a great opportunity to do a general primer on how to safely...SAFELY...trade on margin. Most folks immeediately go blank with fear, which really doesn't have to be rhe case when reaponsibly managed. Great job on this video!

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      Thanks for the comment. I agree I should have mentioned that the PMCC requires level 3 options trading at most brokerages. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @joekarnsenko
    @joekarnsenko 7 місяців тому +2

    Love that poor man's CC. Is there a reason why you choose IWM over something like SPX for that? (So you'd have daily expirations)

  • @withonestonechannel
    @withonestonechannel 7 місяців тому +4

    I have a big bag of QYLD with no DRIP in a taxable brokerage account. The distributions from QYLD are set to automatically buy SCHD and SCHG every Mon., Wed., and Fri. This strategy is not tax efficient, but it's self sustaining. Is this a smart investment strategy?

  • @favoriten6709
    @favoriten6709 7 місяців тому +2

    thx for your valuable content! ❤️👍🍀🙌 .. could you show more details of the poor man covered calls? .. for example.. how do the legs evolve when the value of the underlying is falling or if its rising. what to do if its falling .. and at what time you need to get rid of the long leg (when time value decay takes over)!?

  • @vanessacheddar154
    @vanessacheddar154 6 місяців тому +102

    Good video! Well, I'm so happy that I made the best decisions by making a good investment. Recently, I was able to acquire my third house even at my age and I believe that if things continue well, I will retire early

    • @Elensilver-q9p
      @Elensilver-q9p 6 місяців тому

      It's good! But how did you manage to achieve all this, even in the current economic context which is very bad? Please I would appreciate your help on how to proceed, I am desperate for a way to pay off my debts and achieve my goals

    • @CarrieCoghill
      @CarrieCoghill 6 місяців тому

      Bitcoin has been going up and down for a while now and it could continue to rise. The truth is that no one knows, I think it is a good time to make a purchase and also seek professional assistance

    • @vanessacheddar154
      @vanessacheddar154 6 місяців тому

      Many people are struggling financially to live, keep a roof over their head and put food on the table. Anyone who fails to grow their wealth financially right now is missing out on a tremendous opportunity. Imagine I start a $2,500 financial plan and get $17,380 in profits.

    • @Elensilver-q9p
      @Elensilver-q9p 6 місяців тому

      Yes, it's true, there's a lot of talk about investing lately, but I'm new and I'm also curious about where to start. Can anyone explain to me how to invest and where to start?

    • @vanessacheddar154
      @vanessacheddar154 6 місяців тому

      She is on Instagram

  • @sergiogomezr
    @sergiogomezr 7 місяців тому +3

    Great video. I have no experience in options …Is there an app to paper trade options and test the strategy while I learn?

  • @nosmalttocs1
    @nosmalttocs1 7 місяців тому +9

    I missed the part where you said you'd touch on what happens if you're assigned in a Poor man's Covered Call

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +17

      Oh crap! You're right.... That fell through quality review I guess on my part. I WILL be doing a follow-up video on this strategy in the next 30 days and will cover in more detail then, BUT with the Poor Man's Covered Call strategy, you have to watch out for assignment and ensure that you either roll to avoid assignment every time OR structure your PMCC to ensure assignment does not result in a NET LOSS. This is technically a Level 3 Spread Trade since it involves (2) option contracts and your broker knows to close the LONG DEEP ITM option when you get assigned to offset the position. To ensure you have a NET GAIN or NUETRAL transaction with assignment, you would need to structure the trade so that the LONG STRIKE - SHORT CC STRIKE + Option Premium = 0 or is positive. Hope that helps for now and I PROMISE to go over in more detail in a future video. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

    • @WyoTrickRoper
      @WyoTrickRoper 7 місяців тому

      Be wary of PMCC's run them in a paper account for a couple months to get the hang of it. If you don't watch them all the time they can bite you in the ass

  • @themelodyminuteguy
    @themelodyminuteguy 7 місяців тому +2

    Hi Joe, great contents! Just a quick question- Is there a reason for the change to IShare Russell 2000 ETF for the wheel strategy instead of SPY like you mentioned in your previous video? Thanks

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      Good Question! Just more capital efficient. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @sanjivmalkan8381
    @sanjivmalkan8381 7 місяців тому +3

    Qqqy should be divided by 7.44. 0.62 x 12 is 7.44.

  • @FaiazKibria
    @FaiazKibria 7 місяців тому +2

    Great Video!. Please have another video regarding the poor man's covered call, in detail, how to manage the position and the risks associated?.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +2

      Agreed! I’m running a trial with the PMCC in April and will share my results along with a deep dive. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @FaiazKibria
      @FaiazKibria 7 місяців тому

      @@AverageJoeInvestor thank you so much for the video's they are truly educational. Hoping to watch the video soon!.

  • @viewpointabroad
    @viewpointabroad 7 місяців тому +6

    Thanks for sharing. Definitely some interesting ideas here. How about a more in depth tutorial on poor man covered calls.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +3

      Agreed!! Definitely gonna work on it. Doing a trial run in April with a PMCC strategy. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @realadamarrington
    @realadamarrington 7 місяців тому +1

    Thanks Joe. Question: What happens for Poor Mans Covered Call and possible assignment? What impact would assignment have on the strategy?

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +3

      My apologies. That fell through quality review I guess on my part. I WILL be doing a follow-up video on this strategy in the next 30 days and will cover in more detail then, BUT with the Poor Man's Covered Call strategy, you have to watch out for assignment and ensure that you either roll to avoid assignment every time OR structure your PMCC to ensure assignment does not result in a NET LOSS. This is technically a Level 3 Spread Trade since it involves (2) option contracts and your broker knows to close the LONG DEEP ITM option when you get assigned to offset the position. To ensure you have a NET GAIN or NUETRAL transaction with assignment, you would need to structure the trade so that the LONG STRIKE - SHORT CC STRIKE + Option Premium = 0 or is positive. Hope that helps for now and I PROMISE to go over in more detail in a future video. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

    • @janshuster1426
      @janshuster1426 7 місяців тому

      Look for my post where I address that ( below )

    • @janshuster1426
      @janshuster1426 7 місяців тому

      Look for where I address that below.

  • @philelmo
    @philelmo 7 місяців тому

    Hey Joe, I just had a thought, if you do PMCC on IWM for the every 2 days like you demonstrated, keep selling ATM calls and allow the DITM option to be called away if assigned (we know it will happen more often due to call skew) or keep the $100+ premium. Since the DITM option is way more capital efficient, you could do almost 4 of these for every single IWM put you sell. Would this work? Isn’t it kind of like your own dividend espresso method on an index fund?

  • @flmason
    @flmason 19 днів тому

    So do I follow the IWM PMCC strategy... you're saying $2000/mo on $25000 or about 8% / month... or 96% per year? What's the catch... and why is no fund doing this and just offering it as a managed fund?
    What's the catch... how does one lose with this strategy. What are the expected losses that would counter the wins?
    I find it hard to believe the actual expectation is 96% per year?

  • @1krani
    @1krani 6 місяців тому

    What about trading options on leveraged ETFs? An option on TQQQ or SQQQ can give you exposure to the markets without needing nearly as much capital to put down. What do you think?

  • @DP52001
    @DP52001 7 місяців тому +4

    Joe! Thanks for the video sir!!!
    Keep up the amazing work…

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +2

      You bet! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

    • @DP52001
      @DP52001 7 місяців тому

      @@AverageJoeInvestor thanks for the note! Again, great job!

  • @waterfoker8558
    @waterfoker8558 6 місяців тому +8

    Can you PLEASE EXPLAIN the RISKS of each strategy

  • @ciaragail5865
    @ciaragail5865 7 місяців тому +1

    to do a "poor man's covered call".... what level of option approval do you need at Fidelity?? Thanks

  • @SteveJones-ul9ex
    @SteveJones-ul9ex 7 місяців тому +4

    Outstanding video - keep up the good work sir :)

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +2

      Thanks for that feedback! I appreciate it! 👍😎

  • @dentech987
    @dentech987 7 місяців тому +2

    What is the downside risk and how do you hedge against loss?

  • @loriwilliams5255
    @loriwilliams5255 7 місяців тому

    I would like you to talk more about tax strategies. For jepi/jepq it’s mostly ordinary dividends not qualified so the taxes cut into the income

  • @EshwerRao
    @EshwerRao 7 місяців тому

    What’s your opinion on PDI and GOF?

  • @REAPERV69
    @REAPERV69 7 місяців тому

    This realistically pointed me where & how to start working on dividend types.

  • @ScottHThoughts
    @ScottHThoughts 7 місяців тому +2

    Which trading platform do you use that has the option chains that are in your videos?

    • @billhaskins38
      @billhaskins38 7 місяців тому +2

      he is using Fidelity

    • @ScottHThoughts
      @ScottHThoughts 7 місяців тому +1

      @@billhaskins38 Thank you.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +2

      Fidelity. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @LVRugger
    @LVRugger 7 місяців тому +1

    I have about $30k in a testing account where I'm trying to just max dividends. It's a mix of Yieldmax, Defiance and a few others. Last month was the best so far - about $1,000. I'm growing it about $1400 a month with deposits and reinvesting the dividends. The goal is a stable $2,000 a month before I get to $100,000 in account value. Stable is the key. If this works, I'll move more over and retire on it.

    • @dogelife7901
      @dogelife7901 7 місяців тому +3

      It won't. Your NAV will get crushed.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @johnm7488
      @johnm7488 6 місяців тому

      @@dogelife7901what do you mean by the NAV?

    • @sybexstudio
      @sybexstudio 4 місяці тому

      Why’s that?

  • @darkpool906
    @darkpool906 6 місяців тому

    You reinvest the dividend? Or use it elsewhere? Especially in the more risky Defiance ETFs?

  • @HateDietPepsi
    @HateDietPepsi 7 місяців тому +13

    QDTE and XDTE, with weekly distributions look more promising than most of these.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +10

      This is true and I did cover those recently. I didn't cover them here because we don't have any distribution history yet. Perhaps after 6 months, we can talk in more detail and review their results. P.S. Who loves DietPepsi anyways?!?! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

    • @Keto_Mike
      @Keto_Mike 7 місяців тому

      ​@@AverageJoeInvestor My mom drinks diet Pepsi 😅

    • @Keto_Mike
      @Keto_Mike 7 місяців тому

      What they are going to pay weekly distributions?! That will be nuts.

    • @HateDietPepsi
      @HateDietPepsi 7 місяців тому

      @@Keto_MikeAlready collected last tuesday. QDTE paid 0.36/share and XDTE paid 0.2089.

    • @dakidlrg
      @dakidlrg 7 місяців тому +1

      0.10 cents per share maybe

  • @cliffdariff74
    @cliffdariff74 7 місяців тому +2

    Your recent videos spend half the vid talking about covered calls, options and contracts, etc... a lot of us are passive income investors... we want the funds to do the calls.... thanks.

  • @buyerclub2
    @buyerclub2 7 місяців тому +9

    And the last comment. REITS like the option strategies also are extremely difficult to predict. The best example I can give you when I bought a basket of REITs for Hotels. I think before covid it yielded around 11%. Then with Covid, not only did the yield fall for all, but I think a third of my portfolio filed for bankruptcy. So these can be quite risk too. There is NO free lunch. If you want to push a potfolio to generate high amounts of income. than you have to risk that these will fail and you will end with very little. Neither income or a portfolio worth what you started with. You are way to optimistic in all of these. Sorry but its true.

    • @dogelife7901
      @dogelife7901 7 місяців тому +1

      Unless one bought them at the crash they would get hosed. And you are correct, the reits never recovered even now 4 years later WITH dividends. Snapped up one when it crashed that actually planned out and made a nice 3x. but there are no free lunches that was offset by the other red ones. If you reach for high return it should be with expectation of major swings, a low return that is consistent is far more desirable. Spitting facts.

  • @pamnathanson1519
    @pamnathanson1519 5 місяців тому +1

    with your poor-man's covered calls, you neglected to follow-through on your comment about what happens when you're assigned. Can you please help out on that one?

  • @Jackson-l3r
    @Jackson-l3r 7 місяців тому +2

    Instead of gambling, we should support the solution to this.
    Title: "The Monetary Policy Bottleneck: Wealth Distribution Dynamics"
    Summary:
    • Wealth concentration occurs as newly injected money flows primarily to governments and large corporations.
    • This bottleneck exacerbates income inequality and limits opportunities for wealth accumulation among the broader population.
    • Real inflation, especially in essential expenses, outpaces income growth, affecting purchasing power for many.
    • Close government-corporate ties reinforce existing power structures, hindering competition and innovation.
    • Rising income inequality fuels social unrest and political polarization, necessitating comprehensive reform efforts for a more inclusive economic system.

  • @SebastianMuller-nu7dp
    @SebastianMuller-nu7dp 6 місяців тому

    I just tapped into Dividend Stocks.
    All ETF's seem expensive to me at the moment. Where to find newly set up High Yield ETF's, or is there a season for them ?
    Excuse my English - I am German.

  • @jameslucas5590
    @jameslucas5590 6 місяців тому

    Because of price errosion I now only trade TQQQ or SQQQ weekly and do Secure Cash Puts and Covered Calls.

  • @George-hl2xm
    @George-hl2xm 2 місяці тому

    Why not right options on the schd etf

  • @stansuen8072
    @stansuen8072 7 місяців тому +1

    Why do people allow the asset to erode only to earn a monthly distribution? Is the monthly income so important that they just don't see the erosion? Perhaps there are longer term view that these funds like QQQY, IWMY and etc will eventually regain their asset value?

    • @philelmo
      @philelmo 7 місяців тому +1

      Sometimes it is much more important. It’s like lottery wins and the prize is $2M or $5-10K for life. Depending on the situation either one can be more important. If I was retired/cash tight/young person needing cash now, cashflow is much more important

  • @mazharh4186
    @mazharh4186 7 місяців тому

    Thanks for doing all the research for this knowledge packed video

  • @2019GAMING-n1y
    @2019GAMING-n1y 7 місяців тому +1

    How about a more in depth tutorial on poor man covered calls? And potential risk and losses

    • @djayjp
      @djayjp 7 місяців тому

      There's huge leverage and you can lose lots of $ even way before expiry even if you originally bought deep itm.

  • @maorbatashvili8349
    @maorbatashvili8349 7 місяців тому

    The PMCC sounds very interesting, where can I get a course to teach me how to do it in the right way to success?

  • @troyh3628
    @troyh3628 3 місяці тому

    QQQY announced a reverse stock split of 3 to 1 which will take place on August 1st 2024. Do with that information what you will.

  • @Dividend-Shark90
    @Dividend-Shark90 7 місяців тому

    Dividends and CC funds or portfolios are great because if you leave them on DRIP and they have positive total return your still building your portfolio, but if you need to draw income for a while or to fund other things you always have that option!

  • @pigeoncafe3602
    @pigeoncafe3602 7 місяців тому

    That was a lot of info. Thanks for sharing.

  • @geraldwilson727
    @geraldwilson727 7 місяців тому

    Do you do iron butterfly or iron condor options as well as the wheel

  • @redchevy3307
    @redchevy3307 7 місяців тому +1

    Dividends are great and I'll take what I can get, but I believe you should focus on total return with a volatility you can live with. Not just the dividends generated each month or year. If this portfolio pays dividends too, that's even better.

  • @MrNizeGuy
    @MrNizeGuy 7 місяців тому +2

    $0.62 x 12 =/= $10.44 per share. it is $7.44 per share. Required capital is correct though.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      Thanks for catching that…my apologies. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @AnyangU
    @AnyangU 6 місяців тому

    Love your videos! They are always interesting!

  • @vansicklejerry
    @vansicklejerry 7 місяців тому

    I would think there is less risk if you owned the shares say the IWM and them sold coveted call aganist them. Im not good with options. I need to find a way to supplemement my income and i think selling covered calls might be the amswer. Im trying to supplement my wifes income so she can medically retire. I need at least $2000 a month. I just need to figure out all the risk and stsrt applying the strategy. I'd like to continue to get some growth because i want to make sure i still have my initial capital available after several years of doing this until we are able to tap into a penion.

  • @roberts8134
    @roberts8134 7 місяців тому

    For the poor man's CC, don't you have to assume that the long call will [eventually] expire worthless? So you would have to subtract that cost from your profits? Would that be a taxable loss to offset a portion of your gains?

    • @joekarnsenko
      @joekarnsenko 7 місяців тому +1

      Yes that call is certainly an expense, but with the expiration date out so far, I think the theta decay is only like $2.70/day. The bet being that the premiums outpace that cost. It's essentially like financing what you would have paid to buy the shares.

    • @jcos1010
      @jcos1010 6 місяців тому

      The extrinsic value of the leap will eventually fall to 0. This does not mean the intrinsic value will be 0 though. If the leap expires in the money, you would collect the intrinsic value of the leap. Or, you could sell the leap prior to expiration and roll into a later leap. Theta decays more rapidly as the leap approaches expiration, so selling the leap before expiration would be a good idea.
      In a best case scenario, the stock price will increase but at a rate that stays under the strike price of the Calls that you sell. The calls you sell will expire worthless but the leap will become deeper in the money. You profit on the option premiums collected for selling calls and you profit on the leap due to the appreciation of intrinsic value in the leap.

  • @et_phonehome_2822
    @et_phonehome_2822 7 місяців тому

    Any covered call that has no NAV erosion other than FEPI?

    • @lisagayhart2482
      @lisagayhart2482 7 місяців тому

      Nvdy , Cony but cony jumps around like a roller coaster

  • @kenxdeath
    @kenxdeath 6 місяців тому

    I'm poor working class man that don't didn't understand half what this video was taking about. Being new to this should I invest into IWMY because I don't have much capital? From what I gather capital requirement for that stock is alot lower to reach my goal. I have the ability to invest $200 a month.

    • @Jakkaribik1
      @Jakkaribik1 6 місяців тому

      $200 is good per month I do very Secure Investments in Long Term Stock with interest and one with Dividends around 1%

  • @thehoopscoop
    @thehoopscoop 7 місяців тому

    The only thing you left off is the cost to carry the long call for the PMCC. 👍

  • @buyerclub2
    @buyerclub2 7 місяців тому +2

    You ae assuming that the dividends for QYLD and XYLD will stay constant, they wont for several reasons. including change in volatility. market rising or falling. And it is ez for those dividends to be cut, thus requiring much more money. This will be true for ANY covered call ETF. Past dividends have very little to do with future dividend performance. (I could make some other comments you would,nt like but I will stop here.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +5

      I can appreciate your perspective. I don’t dispute that NAV erosion is a real concern to have though I do think if also matters the goal of the strategy. Setting aside $50K with the goal of paying your housing bill each month and experiencing NAV erosion down to $40K over 5 years is a whole lot different than investing $50K and expecting it to grow to $100K over the next 10+ years. Different goals entirely. Somebody who is CASH FLOW NOW mindset should be LESS CONCERNED about NAV erosion than somebody trying to invest for capital appreciation. I appreciate your opinion. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @alexkats8479
    @alexkats8479 7 місяців тому +2

    Great review!

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      Thanks Alex! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

  • @Malaki727
    @Malaki727 6 місяців тому

    Crazy knowing i can do that if i wanted too. With 24g income.
    Idk if i trust the stock

  • @JG-DivMan
    @JG-DivMan 7 місяців тому +1

    Another good video -- thank you!
    I like that you get right to the point.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +2

      I appreciate that!! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @waterfoker8558
    @waterfoker8558 6 місяців тому

    Wow thanka for the info

  • @djayjp
    @djayjp 7 місяців тому +4

    FEPI is my new fave at 25% yield. NAV appears to be sustainable as well.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @cliffdariff74
      @cliffdariff74 7 місяців тому +4

      Dude... it's about 4 months old... AND too good to be true.. remember what ur mama told you? If it's too good to be true, it probably isn't. A 25% yield is not sustainable over the long haul. Be very careful, don't put all ur eggs in one basket.

    • @dogelife7901
      @dogelife7901 7 місяців тому

      ​@@cliffdariff74these are no different than the ponzi schemes. Collect as much as they can before it busts.

    • @djayjp
      @djayjp 7 місяців тому

      @@cliffdariff74 I guess you don't know much about IV? Very common for tech companies to have an IV of ~25 vs broad indexes which are more like 10. I do my own CCs and make over 5% per month just from options premium.

    • @lisagayhart2482
      @lisagayhart2482 7 місяців тому

      I like cony, nvdy and trying Msty as well . Diversify . Try a bit of normal stuff too like Vti

  • @jimd1617
    @jimd1617 Місяць тому

    thanks!!

  • @jeffolej7801
    @jeffolej7801 7 місяців тому

    Great work on this video

  • @Brian-hw9vl
    @Brian-hw9vl 6 місяців тому

    added $640k worth of spy 2 weeks ago as per this video, I am now down $35,000 am I doing this right ?

    • @soy_titooo
      @soy_titooo 6 місяців тому

      Yes, market can go up and down. So don't worry just because it went down now.
      By the way, try to not talk about much you invested on the internet. You might be targeted by scammers or hackers

  • @ericmedrano77
    @ericmedrano77 7 місяців тому

    My mind has just been blown!!!

  • @zentravel1515
    @zentravel1515 2 місяці тому

    Absolutely epic video. A true light bulb going on over my head moment.

  • @joaovitor-ni3dq
    @joaovitor-ni3dq 7 місяців тому +2

    what u guys think 50% schd, 25% qqq and 25% voo, rebalancing one time per year

    • @janshuster1426
      @janshuster1426 7 місяців тому

      I was thinking SCHD, SCHG, IJR, and RQI ( RQI needs to be held in tax sheltered accounts , non qualified dividends )
      Whatever % you want, rebalance once in a while.

  • @garyshields844
    @garyshields844 7 місяців тому +1

    Great job

  • @waterfoker8558
    @waterfoker8558 6 місяців тому

    THANK YOU FOR HAND HOLDING

  • @quyiter
    @quyiter 6 місяців тому

    $500k in SHV is $2k/month with zero risk or NAV erosion.

    • @sybexstudio
      @sybexstudio 4 місяці тому

      Too low for that amount. Can rent a house for 4K a month with that. I’m more interested in 2K with 50K. Anyone have options?

  • @nimrodhadany9504
    @nimrodhadany9504 7 місяців тому

    What happened if you get assigned in PMCC?

  • @dongmei3810
    @dongmei3810 6 місяців тому +1

    You never take into account taxes.

  • @ivantsanov3650
    @ivantsanov3650 7 місяців тому +3

    7:35 JEPY lost 11.91% of its value in only 7 months 😢😮

    • @lisagayhart2482
      @lisagayhart2482 7 місяців тому

      Trade it for Nvdy or msty. I also traded Jepy for Jepq . It pays less but nav gain

    • @jamesm.3967
      @jamesm.3967 6 місяців тому

      Look at it over the 3 to 5 year period ; it generates pretty good cash and is not terribly volatile.

  • @dazisgud
    @dazisgud 7 місяців тому

    Are you accounting for average losses in the covered call strategy?

  • @Napope168
    @Napope168 6 місяців тому

    this video helpfully

  • @AN-OLD-BEE
    @AN-OLD-BEE 3 місяці тому

    Hooray for JEPQ! 😊

  • @troublelessone7999
    @troublelessone7999 7 місяців тому

    Wow... the lightbulb just turned on in my head.. you make this stuff sound so simple. Been studying this for years and almost gave up until you. Thank you.. sub'd and liked..

  • @st.charlesofaberdeen154
    @st.charlesofaberdeen154 7 місяців тому +2

    Good strategies and a wealth of information in a compressed amount of time.❤

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      Glad it was helpful! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

  • @masoncnc
    @masoncnc 7 місяців тому

    The static noise intro is way too loud

  • @davidpradacadavid438
    @davidpradacadavid438 7 місяців тому +2

    Siempre hablas de cuando las cosas salen bien, si te asignan es una pérdida de $800 dólares, así de sencillo, puedes hacer roll, pero igual la perdida está ahí. Hablas como si las opciones siempre funcionarán y todo salga como se esperas

  • @buyerclub2
    @buyerclub2 7 місяців тому +2

    You also know, your flawed analysis tends to favor older ETFS that have the most NAV erosion. Its very simple, any option ETF has NO guarantee for what its next dividend will be. It depends on LOTs of things. THey are NOT like traditional dividends. (that also can change). DId you forget this?

  • @buyerclub2
    @buyerclub2 7 місяців тому +2

    And then when you looked at SCHD, you were apples to bananas compared to the first example. In the first one YOU DID withdraw capital. WIth the SCHD you DID not, just dividends. THis is why you needed more capital in the SCHD example. And BTW it is ALOT more sustainable than ANY of the Opton strategies that you mentioned. But they WILL require more capital.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      You’re not wrong. I simply wanted to present multiple types of strategies and then opine myself on the practicality of using them to generate $2K per month to pay your housing bill each month. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @slliks67
    @slliks67 6 місяців тому

    I have none of this type of capital 😢

  • @ivantsanov3650
    @ivantsanov3650 7 місяців тому

    8:14 IWMY lost 9.97% in ONLY 3 months

  • @madellinevega3313
    @madellinevega3313 6 місяців тому

    your volume is too low

  • @caryharthun9546
    @caryharthun9546 6 місяців тому

    can you please help me

  • @Tary88
    @Tary88 7 місяців тому

    Half of those charts are straight down.

  • @SCP-001DatabaseAdministrator
    @SCP-001DatabaseAdministrator 7 місяців тому

    Wow so many 100% win rate strats! I'm gonna do all of these strategies! Not...

  • @terrance2405
    @terrance2405 7 місяців тому

    Lost me at Qyld

  • @elliotthall5543
    @elliotthall5543 7 місяців тому +4

    It's pretty dang hard to run your contracts at the money, in practical management vis a vis risk, than might be worth it in terms of quality of life. At the moneys calls and puts will definitely put hair on your chest and steal it from your head in the real world. I do it many times a month. Be VERY careful. I'm not saying it isn't worth it, but don't think for a second that this is set it and forget it. PS It is me method, so I'm not talking it down. You just have to understand your own psychology.

    • @janshuster1426
      @janshuster1426 7 місяців тому

      I assume you are talking PMCC
      I buy VERY deep ITM and sell way OTM
      I can sleep well at night.

    • @mikesurel5040
      @mikesurel5040 7 місяців тому +3

      Thank you for mentioning this. Looking at the aggressive options strategies without talking about what to do if the trade goes against you is, I think, a disservice to new traders that watch this channel. You can do well with some of these strategies, but as you say it is a lot of work. And if the underlying asset moves a lot in either direction you no longer can generate meaningful income without more capital.

    • @maxmaxed2887
      @maxmaxed2887 7 місяців тому

      What are your deltas?

  • @echoeversky
    @echoeversky 7 місяців тому +1

    TSLY be like *WHEEZE*

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

  • @ocuevas
    @ocuevas 4 місяці тому

    Works until it doesn't

  • @TuPrimoFutureExpat
    @TuPrimoFutureExpat 7 місяців тому +5

    Don't forget to put away a few months just for taxes. 🥴

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +4

      Mentioned it at the end. 😉 THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @tomn.8475
      @tomn.8475 7 місяців тому +2

      That's another reason to maybe consider paying off debt (no taxes when saving interest) plus, less risk. But I suppose we shouldn't be investing if we have too much debt.

  • @kathyfrederick7172
    @kathyfrederick7172 7 місяців тому +26

    Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️

    • @albertcollins5925
      @albertcollins5925 7 місяців тому

      I'm 37 and have been looking for ways to be successful, please how??

    • @kathyfrederick7172
      @kathyfrederick7172 7 місяців тому

      Sure, the investment-advisor that guides me is..

    • @kathyfrederick7172
      @kathyfrederick7172 7 місяців тому

      Mrs Kathy lien

    • @ethanjesse8661
      @ethanjesse8661 7 місяців тому

      Wow wow please is there any way to reach there services, I work 3 jobs and trying to pay off my students loan for a while now!! Please help me

    • @chesterstanley8487
      @chesterstanley8487 7 місяців тому

      😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!

  • @noelagcaoili2653
    @noelagcaoili2653 7 місяців тому +2

    Possible to make $500/wk by selling weekly options of SOXL and TQQQ for $30k or less.

    • @AverageJoeInvestor
      @AverageJoeInvestor  7 місяців тому +1

      THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎

    • @philelmo
      @philelmo 7 місяців тому

      This is exactly what I do. What delta do you go for and do you look for anything before entering? What is your strategy after assignment. What premium are you aiming for per contract?

    • @noelagcaoili2653
      @noelagcaoili2653 7 місяців тому +2

      @@philelmo I write a mixed of 5 cash secured puts every Monday and select the lowest delta possible. If I get assigned, I would sell the stocks and do the same steps again. How about you?

    • @philelmo
      @philelmo 7 місяців тому

      @@noelagcaoili2653 I try to enter on a red day as much as possible and they are rare nowadays. I first check the economic calendar to be aware when the fed decision day is and be extra cautious. More aggressive 20-30D on quiet weeks. Whichever index is big red, I enter Thursday/Friday or Monday SOXL TNA TQQQ. Fed weeks maybe 10-15D

    • @maxmaxed2887
      @maxmaxed2887 7 місяців тому

      @@noelagcaoili2653I like it much much much more than playing with fire aka PMCC

  • @zegoflorida
    @zegoflorida 7 місяців тому

    10315 shares of Tsly, plan is to drip all of it for 6 years. What will happen? Tsla goes up - Tsly payouts are bigger monthly. Tsla goes down or sideways - Tsly shares drop, monthly distributions may be less but reinvestment price less also….. retirement pcra account (also hold 2885 shares of TSLA for growth). Same strategy with Nvdy, Jepy, Qqqy, Cony, Amzy, Amdy, and a few others…
    Is my game flawed?

    • @philelmo
      @philelmo 7 місяців тому +2

      I believe it is flawed; I got out of all the yieldmax funds and just waiting and hoping TSLA shoots up and I can sell. You can see it erodes capital and eventually splits shares. Dividend is unsustainable so it goes lower over time. You will still get an OK return but that 50-100% yield is totally fake. The fund manager made it very clear, if you don’t reinvest your dividends, your original capital wont make it very far

    • @zegoflorida
      @zegoflorida 7 місяців тому

      I do reinvest all of it… Cony and Nvdy been treating me better than Tsly…. but when Tsla turns - I’m thinking it will fix itself….

    • @mrpremiumoftheoption116
      @mrpremiumoftheoption116 7 місяців тому +3

      You might want to consider writing(selling) options (covered calls) on your shares. The TSLY options chains are kind of weak but you can still bring in some cash. For your TSLA, I would buy 15 more shares and definitely start writing cc's on those 29 contracts!! I also would take auto-drip off and do it yourself. The auto buys back at the highest price, when you can wait until the day after the ex-div date and buy back yourself..

  • @Casey-summer
    @Casey-summer 6 місяців тому +3

    Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

    • @lilyhershey1
      @lilyhershey1 6 місяців тому +1

      The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

    • @disney-hefner
      @disney-hefner 6 місяців тому +1

      I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.

    • @Gallo-firestone
      @Gallo-firestone 6 місяців тому

      ​ *@disney-hefner* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @disney-hefner
      @disney-hefner 6 місяців тому

      "Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

    • @louie-rose7
      @louie-rose7 6 місяців тому

      Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.