एक स्टेज ये भी आती है की हाई इंट्रेस्ट रेट पर टैक्स फ्री सेविंग्स अकाउंट जैसा हो जाता है, कुछ साल बाद। 15 साल बाद उसे आप एक दिन की लिक्विडिटी के साथ टैक्स फ्री 7.10 की एफडी माने
1:29 You lied to us! You said that the interest rate on PPF is 7.8%, but it's actually 7.1%. The government hasn't increased the interest rate in over a year, and inflation is rising so fast. Our money is stuck in PPF for 15 years! I didn't expect you to lie to me.
kal ko sarkar ne tax lagane ka bhi niyam laga diya to kya kar paayega koi, paise to 7 saal tak fas gaye.Nikaal ke kahi invest bhi nahi kar sakta koi, time barbaad ho jaayega growth wala
Yes you are absolutely right about the interest rate and hence you can start withdrawal a portion and deposit to any loan you have. I did the same to reduce my home loan.
Yes, even fd interst also taxable Here 7.1 fixx interst and no taxx at all EEE Category You can assume Total return 12.1 % Because 7.1% interst and 5% taxx deduction (minimum)
@@himanshusen20277 saal same amount mutual fund me lagaoge toh kaafi jyada returns generate kar dega. Guarantee kis cheez ki chahiye? Guarantee toh gareebi ka hi dega ppf ke through.😂😂😂
PPF is just financial tool how to and when to use it depends on once smartness, it may be have less interest rate, but it can be shown to save tax in section 80c
ELSS is far better even though it's taxed on withdrawal. Moreover going to new tax regime saved me over 5,000 every month. Who needs 80c deductions? Unless you are having home loan and plenty of deductible perks or allowances, old tax regime is a garbage.
Sarkar jis tarah inflation ka scale hi Badal diya hai ki inflation napne ka mujhe lagta hai inflation FD Ko bhi beat kar raha hai FIR ine sab mein paise dalne ka koi fayda nahin hai
Hello mam मैं एक कंफ्यूजन में हूं दरअसल बात यह है कि मैं एक लिमिटेड कंपनी में काम करता हूं तो उसमें pf अकाउंट ओपन किया गया है और मैं कुछ दिन बाद में PPF अकाउंट ओपन किया हूं तो उसमें कोई दिक्कत नहीं होगा ना, क्योंकि पीपीएफ अकाउंट और इपीएफ अकाउंट अलग अलग है या दोनों एक ही है, प्लीज बताइए
Sir Aap Maximum 150000 Kar Sakte Ho 1 Saal Me. Ye aap ki wish Hai Ki Kitne Deposit Karne hai Har Saal. Mahine Me bhi Aap Ab Jitne chaho or Jitni baar Chaho Paise deposit Kar Sakte ho bus Saal Me 150000 Maxumum Agar Ek Saal aap Ne 10000 Keye To Next Year Jitne Chaho Kar Sakte ho 20000,30000,500,2000,120000 Jitni Aap Ka Man Kare
@lallantop: If not having correct information don't post the vidoes of that ..... Incorrect Rate of interest & money can be withdraw before 15 years as well,,,
बैंको द्वारा अटल पेंशन योजना शुरू की गई है कृपया इस योजना की अच्छे से डिटेल बतादीजिए कि इसमें इन्वेस्ट करना चाहिए या नहीं और यदि करना चाहिए तो किन लोगों को इसमें इन्वेस्ट करना चाहिए
I have s doubt regarding loan condition qk loan i guess ap 3rd yr se 6 yr k beech me lesakte h...not from 2nd year onwards.....plz correct me if am wrong.
PPF is waste of investment, it cannot act as contingency fund ( can not withdraw for 15 years) and can not beat inflation. I got PPF money invested for 15 years, compared same with my Mutual fund ( MF) investment, PPF maturity money is a shit in comparison to MF.
एक स्टेज ये भी आती है की हाई इंट्रेस्ट रेट पर टैक्स फ्री सेविंग्स अकाउंट जैसा हो जाता है, कुछ साल बाद। 15 साल बाद उसे आप एक दिन की लिक्विडिटी के साथ टैक्स फ्री 7.10 की एफडी माने
Bahut acha mai kal yhi socha tha ki ppf a/c kia hai.......sukriya .......
1:29 You lied to us! You said that the interest rate on PPF is 7.8%, but it's actually 7.1%. The government hasn't increased the interest rate in over a year, and inflation is rising so fast. Our money is stuck in PPF for 15 years! I didn't expect you to lie to me.
Lekin y tax free h aur compund interest milta h. To isliye km s km rate bhi sahi hai
kal ko sarkar ne tax lagane ka bhi niyam laga diya to kya kar paayega koi, paise to 7 saal tak fas gaye.Nikaal ke kahi invest bhi nahi kar sakta koi, time barbaad ho jaayega growth wala
After the fifth year, individuals can opt for a 50% partial withdrawal annually in each subsequent financial year.
Yes you are absolutely right about the interest rate and hence you can start withdrawal a portion and deposit to any loan you have. I did the same to reduce my home loan.
@@mr_futuristic1405wrong, with 7.1% interest you money will take 10 years to double
PPF me 7.1% ka interest rate h pehle research kiya kro isse accha stock market me invest kre
FD bhi isse jyada interest deti h
Sahi kha 7.1 h
Stock is fluctuating ...and taxable...but this is guaranteed plan....koi b guarantee plan 7 % rate nhi deta...aur tax-free b ho....
Yes, even fd interst also taxable
Here 7.1 fixx interst and no taxx at all EEE Category
You can assume Total return 12.1 %
Because 7.1% interst and 5% taxx deduction (minimum)
Fd h bhai 7.28%
@@himanshusen2027
@@himanshusen20277 saal same amount mutual fund me lagaoge toh kaafi jyada returns generate kar dega. Guarantee kis cheez ki chahiye? Guarantee toh gareebi ka hi dega ppf ke through.😂😂😂
Nice information.. ❤❤❤❤
Kam ki baat👍
Better than share market SIP atlist giving garrenty returns
PPF is just financial tool how to and when to use it depends on once smartness, it may be have less interest rate, but it can be shown to save tax in section 80c
ELSS mutual funds me return bhi jada hai and tax benefit bhi hai
Elss you can invest for taxx saving
But returns will be taxxed 15% ltcg
ELSS is far better even though it's taxed on withdrawal. Moreover going to new tax regime saved me over 5,000 every month. Who needs 80c deductions? Unless you are having home loan and plenty of deductible perks or allowances, old tax regime is a garbage.
Kya government employee bhi PPF account ko khulwa sakte hi aur iske liye maximum age kya hi,pls reply
Informative 👍
2:26 PPF me partial withdrawal kar sakte hai 5 saal baad.
Good information
Sarkar jis tarah inflation ka scale hi Badal diya hai ki inflation napne ka mujhe lagta hai inflation FD Ko bhi beat kar raha hai FIR ine sab mein paise dalne ka koi fayda nahin hai
बहुत सही समझाया आपने
Thank god 🙏
7.1 instead of 7.8
Which investment gives highest rate of interest
Nice ❤️
Thank you
After 5years there is provision for partial withdrawal.
Thanks .....
SIP ke bare kuch jankari dijiye
Best good reatan in sip....
SIP k bare m bta de plz
SGB Ke bare me details btaiye.
50% partial withdrawal is also available from 7th year onwards.
after 5th instead of 7th
Sukankya Samriddhi Yojana ko please explain karein
Thanks 🙏 mm
Pura family ka khula skte hai ppf
RD account के बारे में बताये
Can I invest 500 ,700, 800 amount & 1200,1300 in ppf account
Yes
Yes Jitna Marji ,Or Jitni Marzi baar Kar Sakte ho Desposit Ab
Ppf me one time investment kar sakte hai kya
Sukanya Samridhi Yojana par ek video banaeye
I have stopped investing in ppf..
Sukanya samriddhi yojana ke bare me v ek video bna do..
Ppf jaisa hi hai lekin 8.2% returns hain. Consider kar sakte ho. Lekin ppf mat lena.
Post office ka ppf bataiye
म्यूचुअल फंड से सबसे अच्छा क्या रहेगा
Stock market always best
Hello mam मैं एक कंफ्यूजन में हूं दरअसल बात यह है कि मैं एक लिमिटेड कंपनी में काम करता हूं तो उसमें pf अकाउंट ओपन किया गया है और मैं कुछ दिन बाद में PPF अकाउंट ओपन किया हूं तो उसमें कोई दिक्कत नहीं होगा ना, क्योंकि पीपीएफ अकाउंट और इपीएफ अकाउंट अलग अलग है या दोनों एक ही है, प्लीज बताइए
दोनों अलग है
कोई प्रॉब्लम नही होगी
Ppf ac fd hai ya monthly
Ppf account january se start kar sakte hai kya
Yes, Maine aaj he khola hai bhaaai
Mam muje ppf chalu kelya he bat muje band karana he kya band hoga kya
If due to unforeseen circumstances, if anyonewant to withdraw before maturity then what's the ruling.
Main aaj ppf account kholvaya hu mujhe bola ki 5 sal bad 75% nikal skte hai aur 25% maturity ke bad..... Main sahi hu reply koi
Let's say 1yr i deposited 10k and next year ie. 2nd year I deposited 20k and 3rd year 5k
Then what will happen
Sir Aap Maximum 150000 Kar Sakte Ho 1 Saal Me. Ye aap ki wish Hai Ki Kitne Deposit Karne hai Har Saal. Mahine Me bhi Aap Ab Jitne chaho or Jitni baar Chaho Paise deposit Kar Sakte ho bus Saal Me 150000 Maxumum
Agar Ek Saal aap Ne 10000 Keye To Next Year Jitne Chaho Kar Sakte ho 20000,30000,500,2000,120000 Jitni Aap Ka Man Kare
PPF niutam eaj kya hai
Account holder ka kya risk cover h
Hello madam intrest ko bada ne
@lallantop: If not having correct information don't post the vidoes of that ..... Incorrect Rate of interest & money can be withdraw before 15 years as well,,,
बैंको द्वारा अटल पेंशन योजना शुरू की गई है कृपया इस योजना की अच्छे से डिटेल बतादीजिए कि इसमें इन्वेस्ट करना चाहिए या नहीं और यदि करना चाहिए तो किन लोगों को इसमें इन्वेस्ट करना चाहिए
Income tax me chhoot ke liye वर्तमान की सबसे अच्छी स्कीम पर video बनाओ
Yeh intrest. Old h Abhi internet 8,15 ho Gaya h .
yadhi yah sahi h kaya batao.
Sukanya Samridhi yojna awr PPF account me konsa accha rahega ???
Beti k liye kholna hai account
Ssy
SIP ??
PPF amount can be withdrawn partially before 15 years.
Kya saal me ekbar 1.5 laakh jama kare har mahine12500 jama karne ki jagah.calcolated fayda kya ek hi hoga?.
Etf vs mf which is better? Any why investing .
Madam mai job nhi karta fir mai ppf account khulwa sakta hu kya
Or khulwa sakta hu to kese please explain me
इंटरेस्ट रेट गलत बता रहे हो
7.1 परसेंट है आप 7.8 pct गलत बता रहे हो
Video 1 sal pehle ki hai
About Mutual fund
Elss mutual fund vs ppf pr bhi ek video banaye for return aur tax relief purpose 🙏
ELSS mutual funds are better
They are taxable and become equivalent to ppf. Also they are not guaranteed, totally on risk.
5 year tax saver FD is also a better option. No tax on interest
@@Shubh5393 interest is taxable in 5 year FD.
Present rate of interest is 7.1% & not 7.8%...
Bilkul🎉
Can i deposit different amount in every month
Yes
Jay Shri Krishna Radhe Radhe happy Diwali 1211 2023 Radhe Radhe
7.8% ya 7.1% . Jankari rakho, uske baad, baad karo😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂
SBI ulip plan ko 3 year ke bad surrender karna chahte h kya kre
Interest simple or compund a
Compound
I have s doubt regarding loan condition qk loan i guess ap 3rd yr se 6 yr k beech me lesakte h...not from 2nd year onwards.....plz correct me if am wrong.
You are right Bro. After 3 Years
15 वर्ष एकाउंट खोलने की तारीख से शुरू होगा या नहीं
आनलाईन ले सकते हैं
Jankari adhuri h 15 years se pehale bhi PPF se partwidrow le sakte h
Kamal ki baat hai sabse bada faida to bataya hi nahin. Interest is tax free. Aap bhi nivesh karein
Mera sbi me PPF account hai per month 12500 ka hai.. Mai is amount ko 5000 per month karna chahta hu. Plz suggest me 🙏
You can invest a minimum Rs 500 in the financial year.
Yes You can do it
S, nice good is great betful love sweet wahgur ♥😀♥
Sal mai 12 baar ka rule remove hua hai
9999 bar Kar sakte hai install ment
Yes Bro Ab Jitni Marzi Baar Karo
Correct yourself interest is 7.1 percent and you can withdraw it's amount ifthere is any critical medical emergency
ये गलत है कि 15साल से पहले एक पैसा भी नहीं निकाल सकते।
Govt has not yet credited the interest since last 2-3 years.. When I last checked
Wo EPF Hai Ye PPF Hai
शेयर बाजार निविश् करना चाहिए या नही
Karna chahiye
If i dies in between 15years then what will happen
All new amendments are required me
After 15 years extension ka b nahin bataya that it can be extended any no. Of times in block of 5 years
PPF interest rate is 7.1% only and not 7.8%
5 taarikh wali information is the best
JAB MODI JAISO NAI LIC KI GHANTI BAJA RAKHI HA. TOH PPF KI BHI BAJA DAIGE. MODI PANOTI NAI JANTA KO HI THUK LAGA NA HA.
Gujrati bhaio ki Nazar abhi padhi nahi hai uspai shayad
@@asam0997 😁😁😁😁😁😁
If the investor dies in the 11th year?
We can withdraw in 7 year
Not
Half Nikaal Sakte Ho Aap
Super
Jai bheem Rao Ambedkar
Bahut important fact miss kar diya ki iska return bhi tax free hota hai.. 🎉🎉
6yrears mai nikal saktei hai 50percent
PPF bekar hai bht kam intrest mil rha hai isse acha sip kr du index fund me
Ppf means total loss it is not beat inflation rate.
Kyu nhi nikal skte ji .....Puri information ke sath video bnaya kijiye
PPF is waste of investment, it cannot act as contingency fund ( can not withdraw for 15 years) and can not beat inflation. I got PPF money invested for 15 years, compared same with my Mutual fund ( MF) investment, PPF maturity money is a shit in comparison to MF.
First study the concept and then viral it. Study again
Interest 7.1
Agar 15yrs ka middle mai a/c holder ka death ho gaye to kya hoga???
बोले तो एकदम शॉर्टकट PPF NOT FOR मेरे जैसे आम आदमी के लिए?