RENTING keeps us POOR but BUYING a house can make us BROKE 🏠🇨🇦

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  • Опубліковано 1 гру 2024

КОМЕНТАРІ • 71

  • @InstaShots91
    @InstaShots91 2 роки тому +8

    Hats off to you👏🏻👏🏻 for putting soo much efforts in making these slides and making people more knowledgeable.

    • @growwithnav
      @growwithnav  2 роки тому

      Thank you Sahil 👏

    • @hinadave9209
      @hinadave9209 2 роки тому

      Thanks so much for your great efforts...

  • @gaganmittal5367
    @gaganmittal5367 2 роки тому +2

    Good that I am subscribed to your Chanel. Didn't knew that you were a mathematician too upart from an immigrant, you tuber, analyst, real estate agent, husband, human being, etc.....
    What do u eat pls share for so much creativity.....
    I must meet you early in this life... Thanks a lot nav. 🙏🙏🙏🙏🙏🙏

  • @sahilk335
    @sahilk335 2 роки тому +1

    I really appreciate the effort you put in documenting all the details. Kudos!

  • @kishanpatel6113
    @kishanpatel6113 2 роки тому +1

    Great video with proper explanation by visual and numbers

  • @the_matthewshantz
    @the_matthewshantz 2 роки тому +1

    Love your 5 rules - they make so much sense!

  • @nidhibhadouria4505
    @nidhibhadouria4505 2 роки тому +1

    So much detailed explanation. Thanks Navjot 🙏

  • @अचिनदेवाशीष
    @अचिनदेवाशीष 2 роки тому +1

    Hats of too your efforts and knowledge.This was your passion which you identified❣️

  • @PRATEEKRAMNANI
    @PRATEEKRAMNANI 2 роки тому +1

    Amazing calculations ! Very informative video. Share more such content . Also kindly share what some
    More insight on research you dis before buying your condo. Thanks

  • @HemantBansal92
    @HemantBansal92 2 роки тому +1

    Great work as always Nav. So much to learn about. Very helpful information 😀

  • @yusufsiraj3428
    @yusufsiraj3428 2 роки тому

    Excellent analysis. But awaiting content on pre-sale buying and selling :).

    • @growwithnav
      @growwithnav  2 роки тому

      I am not liking Precons right now. Do follow a reel on insta - will be posting it there tomorrow

  • @Gillz34
    @Gillz34 Рік тому +1

    Damn bro great video thx god I saw this

  • @theinvestmentninja168
    @theinvestmentninja168 2 роки тому +2

    super long term, buying a house is long term generational wealth.

  • @vancouverdiaries738
    @vancouverdiaries738 2 роки тому +1

    This is great sir!

  • @saurabhbabbar2631
    @saurabhbabbar2631 2 роки тому +1

    That’s simply awesome 👏

  • @surajbhalgotra5933
    @surajbhalgotra5933 2 роки тому +1

    Another video with complete info awesome

  • @reginadcruz3305
    @reginadcruz3305 2 роки тому +1

    🙌🙌such good info!!

  • @simplyorganiconline7014
    @simplyorganiconline7014 2 роки тому +1

    Thanks for this informative video

  • @aparnachugh212
    @aparnachugh212 2 роки тому +1

    what kind of investment property would you be looking at now? do you think these numbers stay valid for such properties aswell?

    • @growwithnav
      @growwithnav  2 роки тому

      There is much more to investment properties vs owner occupied. Will make a video on that too, down the line.

  • @vivektanwar469
    @vivektanwar469 2 роки тому +1

    As always amazing video 👌🔥

  • @raghavdevil
    @raghavdevil Рік тому

    mazza aa gaya ! thank you !

  • @rajatgoyal1261
    @rajatgoyal1261 2 роки тому

    In the first half, you literally convinced me to stay on Renting for the whole life 😂

    • @growwithnav
      @growwithnav  2 роки тому

      Hahahaha - till inflation started playing it’s role 😂😜

  • @chaitanyakumar1007
    @chaitanyakumar1007 2 роки тому +1

    Lets grow with Nav 🏦💸

  • @chanpreetanand7056
    @chanpreetanand7056 2 роки тому

    Great content! Although, i personally feel, in this particular example, having money in hand(in bank account) just trumps buying.. for one reason, that i cannot sell the house to realise its worth because then i will be homeless! So mentioning that its your primary investment( the home i live in) or a secondary investment(which i may be able to sell in the future) to realise the gains over that period, is very important! I can use that money in my account to buy businesses or more real estate( the secondary investment i mean).. i hope i make sense here! Correct me if i am wrong plz!

    • @growwithnav
      @growwithnav  2 роки тому +1

      True!! If you can, then sure 👏
      But most people won’t even invest the difference. That’s the issue.

  • @ibraheemali9541
    @ibraheemali9541 2 роки тому +1

    interesting and informative....

  • @maxwellchef
    @maxwellchef Рік тому

    If I sell the property, I can make a profit right , and then I need to buy a new house or I need go for rent again . One more thing if I am a first-time home buyer , how can I rent my house? All your numbers don't make point.

    • @growwithnav
      @growwithnav  Рік тому

      The comparison in the video is a lot simpler - It’s about if you keep living in your house or keep renting forever.

  • @imadhasan3208
    @imadhasan3208 2 роки тому

    Great work on the calculation but did you not take insurance into consideration? And I am sorry to repeat but please make a detailed video about stock market and how to invest in it and what companies should we look for. Once again, really well researched.

    • @growwithnav
      @growwithnav  2 роки тому

      Insurance will be there for both :) rental insurance and home owner insurance
      Will make one soon

  • @aakashlandge1212
    @aakashlandge1212 2 роки тому

    Really great video Navjot ❤ Thanks for putting so much effort to make your fans and followers wealthy and plan our future. I show your videos to my parents as well.
    Although, I laughed hard when Canadian says “Land is Scarce” 🤣

  • @ankitbhutani2535
    @ankitbhutani2535 2 роки тому

    Why did you ignored the tax component? Anyways very good and informative video. Always knew buying makes more sense just because why to pay almost equal rent to emis. But didn't knew difference will be so huge.

  • @anubhavagarwal4831
    @anubhavagarwal4831 2 роки тому

    In this example Nav, you have used a rent to own ratio of about 1:22 which is the viable range. The challenge in most Canadian real estate in my view is that property valuations are high, especially in markets like Vancouver, GTA etc. where the ratio is more like 1:55 rent to own. If you re-ran your numbers with this kind of valuation, it would clearly be a Renters market. E.g. single family home on Vancouver is $2M but rent is about 4k pm. Food for thought, but great video all round, lots of great concepts and perspectives to think about which would be very useful for folks like me. Tnx

    • @growwithnav
      @growwithnav  2 роки тому

      Yeah, makes sense. Some cities are crazy - even here in Ontario. This should make for a good topic - also tells cities worth buying rental properties in!!!

  • @akshayXX88
    @akshayXX88 2 роки тому

    great video... but inflation is supposed to be 3% annually not monthly (unless i am missing something)

    • @growwithnav
      @growwithnav  2 роки тому

      I have done yearly. :) taken 3% increase start of every year.

    • @akshayXX88
      @akshayXX88 2 роки тому

      @@growwithnav the video makes it seem like it’s month over month increase. Must be me not understanding correctly

    • @Potatotalkies
      @Potatotalkies 2 роки тому +1

      @@akshayXX88 :) the excel has 12 months at a time same numbers. And then increases the 13th month. Monthly will be devastating 😃

    • @akshayXX88
      @akshayXX88 2 роки тому +1

      I watched it again and you are correct.

  • @abhinavdiwan1205
    @abhinavdiwan1205 2 роки тому +1

    #MindBlown
    Amazing video

  • @GogoGorkee
    @GogoGorkee 2 роки тому +1

    Oh yes I see a new video and I click on it. 😁🔥

  • @HarGurAmar
    @HarGurAmar 2 роки тому +1

    Fabulous work on Excel Navjot. I felt so wonderful to see the working which I do on excel right in the video. More so, this is one video which will be exactly befitting for 25 years, rather for every decade. 👏🏻👏🏻👏🏻👏🏻
    >>Gurdeep Tuteja

    • @growwithnav
      @growwithnav  2 роки тому

      Thank you so much. This comments means a lot to me 😍

  • @jaimesmith1086
    @jaimesmith1086 Рік тому

    Paaji kya chal raha hain?

  • @photophilic_spook
    @photophilic_spook 2 роки тому +1

    A childish sentiment:- 2 years back when I had no idea about real estate or investing i always admired living on rent because of the freedom of mobility it gives but never really thought of things like renting homes and generating cash flows my mind was blown when i came to know about things like compounding as if it’s a magic but its just simple maths ➖➕✖️➗🟰