DO THIS WHEN YOU GET PAID | VERY DETAILED PAYDAY ROUTINE

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  • Опубліковано 28 вер 2024

КОМЕНТАРІ • 690

  • @hardsimmer
    @hardsimmer 11 місяців тому +81

    Just got the hole punch for $30. For anyone wanting one, wait for Joannes to have a 40% of Planner accessories and it can be combined with 25% off pickup. Jasmine you’re the one who inspired me to DIY my planner this year. Been using the TBM printable since 2020, and hated that the bill tracker was removed to be sold separately this year. Excited to have my HP book setup exactly how I want it.

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому +8

      Awesome!! Thank you for updating the besties on the sale! I looooovvveeee being able to customize my planner...I do not think I will have it any different moving forward...

    • @cspann33
      @cspann33 11 місяців тому +3

      Great idea!! 🎉

    • @inita228
      @inita228 11 місяців тому +2

      This is me.

    • @hardsimmer
      @hardsimmer 11 місяців тому +3

      @@inita228 Listen I can’t stand paying full price for anything 😂

    • @Strawberry-b194
      @Strawberry-b194 11 місяців тому

      What kind of hole punch is it? I’m creating my own budget planner on Canva gearing up to start this journey when I get paid Tuesday and also participate in No spend November.

  • @ivyli6760
    @ivyli6760 7 місяців тому +31

    I took the Dave Ramsey course years ago and the perspective you get on money is on a whole different level. I am now debt free and no car note no credit card debt. I have an emergency fund which makes up almost 4 months if I were to lose my job.

  • @aprilbudgets
    @aprilbudgets 11 місяців тому +228

    One of the very first videos of yours that I watched one thing I will always remember is you saying that you paid your bills on payday wether they were due or not and I started doing it immediately my friend I haven’t had a late payment on anything in almost a year Thankyou for inspiring me❤🍗🍗💞💗Girl I made it to the end as always

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому +9

      Yes, I remember you telling me that and it works! Makes life so much easier just making that small tweak. Thank you for always being here!!! I appreciate you Bestie 🤗💜

    • @MaliJay2
      @MaliJay2 7 місяців тому +2

      Wow!! I know this is going to change my life

    • @familymatters6122
      @familymatters6122 7 місяців тому +1

      Omg, I'm going to start this. Thanks ladies ❤

    • @nyabuckley8973
      @nyabuckley8973 7 місяців тому

      Ok... I'm sold. Where can I buy this organizer???

    • @ashley_brown6106
      @ashley_brown6106 5 місяців тому

      I thought everyone did that? It's kind of common sense to get your bills out the way as soon as possible

  • @celesteyoung1505
    @celesteyoung1505 10 місяців тому +19

    Hi i just wanted to say something that works for me. (I get paid every week on Monday) and most of my bills are do at the end of the month so I pay a little bit to each of them every week. Then at the end of the month they are paid off and I'm not hit with multiple big bills.

  • @aj-jt1we
    @aj-jt1we 11 місяців тому +39

    Girl. I just had to share this score today because it was very lucky. I used my fetch points for bath and body works. It was only $15 , well I went in today to get a lotion with it. The sale was $5.95 for body care. I got a lotion, a soap, and spritz for my fetch points +$3 😂 I just scored. It’s rare I don’t shop sales , I just got lucky, had to share. 🍀

    • @aj-jt1we
      @aj-jt1we 11 місяців тому +7

      God knows I’m trying and just gave me a little wink 😉

    • @Anonymouslives
      @Anonymouslives 10 місяців тому

      👌

  • @Tammy-e8c
    @Tammy-e8c 11 місяців тому +4

    I love Thanksgiving and Christmas. I love giving gifts. I start saving every January for the holidays. Then I spend without feeling guilty.

  • @Stephmj2020
    @Stephmj2020 10 місяців тому +13

    Girl, I made it to the end. Thanks for all the tips!

  • @amberdenae6766
    @amberdenae6766 8 місяців тому +1

    Okay ❤❤❤❤ I love this. I got paid today and I was literally late to work today because I woke up late and still decided to pay my bills instead of getting ready for work this morning. I was watching this video on my drive into work and now I am home with my budget planner/ monthly bills/ cash to stuff ready 🎉micro managing is an obsession

  • @MeMyselfMelanin
    @MeMyselfMelanin 8 місяців тому +2

    💗 I usually budget in my head smh! I need to start watching you, you make it look so easy!!

  • @tidegirl6526
    @tidegirl6526 11 місяців тому +5

    Love seeing this process. Too many people only show the cash stuffing. I need to see the breakdown too! ❤ and made it to the end

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Thank you so much Bestie!! Thank you for riding with me until the end!!

  • @kristylove7841
    @kristylove7841 11 місяців тому +1

    ❤ my debt started at 3056 I got it down to 3026. But this month of November it's will come down more thank to you showing me how to do the no spending and the budgeting before payday ❤❤❤❤

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому +1

      Awesome!! I am excited for you! Yes, create the plan and make it happen! I believe in you!!

  • @FreeMyLifeBudget
    @FreeMyLifeBudget 10 місяців тому +3

    💖 I’m so glad I came across your video. Definitely valuable. I’m just getting started budgeted and needed some of these tips,e.g., the do’s and don’ts list. I’ll be tuning in!

    • @BudgetTreasures
      @BudgetTreasures  10 місяців тому +1

      I am glad that the video was helpful 🙏🏾 You got this! Good luck on your journey

  • @Chanel.Mckenzie
    @Chanel.Mckenzie 7 місяців тому

    I love to hear that you have to update your CC debt sheet because you have paid them. Keep it up progress is being made. I love it!

  • @alvarobinson5238
    @alvarobinson5238 11 місяців тому +2

    Thank you for the very detailed explanation of your paycheck budget process at the end. Super, super helpful!!

  • @scamphound1892
    @scamphound1892 11 місяців тому +1

    You’re video skills are getting better and better!

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому +1

      Thank you!!! I’m working on it 🤗

  • @catlover3550
    @catlover3550 11 місяців тому +3

    I'm so glad I found your channel you explain things so well. 🍗

  • @piabk1186
    @piabk1186 5 місяців тому

    Watched the whole thing 3x. So much great info and inspiration! Thank you!

    • @BudgetTreasures
      @BudgetTreasures  2 місяці тому +1

      Wow! I’m glad it was helpful. Thank you

  • @wandajones2468
    @wandajones2468 2 місяці тому

    ❤, Thank you I have made it to the end. You have a new subscriber.

  • @kooliver1976
    @kooliver1976 8 місяців тому +1

    💗 Just started trying to budget, and thank you for sharing your budget. I'm still trying to get it together for this year 2024.

    • @BudgetTreasures
      @BudgetTreasures  8 місяців тому +1

      You can do it! Let’s go!!!

    • @kooliver1976
      @kooliver1976 8 місяців тому

      I have to work on having money left to save, which I don't but trying to figure that part out.

  • @karenwalker6501
    @karenwalker6501 2 місяці тому

    Made it to the end. Second video of yours I watched. Making some changes in my spending and savings

    • @BudgetTreasures
      @BudgetTreasures  2 місяці тому

      Thank you so much for watching 💜 I am glad that the content was helpful

  • @jcbaarton
    @jcbaarton 11 місяців тому

    I use the budget mom. I used the hard cover for about two years now I’m a 100% digital on my iPad.

  • @Essence21
    @Essence21 8 місяців тому

    Hello Great Video I got it all together and back on track years ago after I Stop letting people put me in the Hole and people wanted to know my Method but say they can’t give up Anything Temporary 🤦‍♀️ Stay Where You Are And You Will Soon Be Giving Up Everything Involuntarily.

  • @TheBudgetingIntrovert
    @TheBudgetingIntrovert 11 місяців тому +1

    Same thing happened with me with interest after I paid off my card balance. Luckily it was only almost $4 for interest so I just paid it immediately. That zero balance feels good.💕

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Yes it does! I was expecting the interest but I was not expecting that much! Eye opener...

  • @baconbitz1066
    @baconbitz1066 8 місяців тому

    Biweekly pay. 2nd paycheck of the month covers beginning of the next month and 1st paycheck covers end of the month. I just kinda tallied what I need for bills due and how much I can save per pay period. I also over estimate bills a bit so that theres a small little bit of buffer in my checking.

  • @mztiffyw2731
    @mztiffyw2731 11 місяців тому +1

    💗🍗 made it ti the end. Can you do a video on how you select the denominations for your cash stuffing? Loving my debt workbook.

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому +2

      Absolutely! I will be recording today and I will include this in the video! Thank you for the request 🤗

  • @dominicabollig1918
    @dominicabollig1918 5 місяців тому

    I am a sucker for Christmas too- always go over budget

  • @kimbarrett
    @kimbarrett 11 місяців тому +1

    Girl I made it to the end. Excellent video thank you.

  • @1Ediva
    @1Ediva 11 місяців тому +1

    Girl, I made it to the end. Great video!

  • @LadiKym
    @LadiKym 8 місяців тому +1

    💖🍗 Loved this video!! I was so confused on how to plan out my paychecks and this is PERFECT!! Thank you

  • @BIGGSEXXEY
    @BIGGSEXXEY 4 місяці тому

    💫I made it to the end 💫and found this VERY helpful💫

  • @NormaMariani4
    @NormaMariani4 11 місяців тому

    Giiiirl made it to the end!! Thank you!!! Love it!

  • @luisablanco939
    @luisablanco939 8 місяців тому

    Thank youuuuu. Finally well explained. Staring my Journey

  • @davinnachristian3022
    @davinnachristian3022 11 місяців тому +1

    Great video, the exact same thing happened to me when I paid off my credit card. I called the company and explained the situation, they waived the interest so I didn’t have to pay it. Maybe this can help 🤞🏾.

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Oh really!!! I didn’t even know that was an option 😳

  • @VauveAnais
    @VauveAnais 8 місяців тому

    Thank you for sharing. May I know where you got your stickers?

  • @sharrellh0424
    @sharrellh0424 8 місяців тому

    i made it to the end and will be implementing your advice on the planner/budget book.💗💞

  • @margotreyes1993
    @margotreyes1993 11 місяців тому

    I love the breakdown and detailing of your videos. And you explain it so easy to where it doesn't go over my head😣❤

  • @yvonneanstey6706
    @yvonneanstey6706 10 місяців тому

    Hi there! I'm brand new to your channel. I enjoyed this video. I look forward to watching more. I made it to the end. Great video. 💗😊😊

  • @christinabock3356
    @christinabock3356 10 місяців тому

    ❤ thank you for the advice

  • @Sjohnson324
    @Sjohnson324 11 місяців тому

    Congratulations on your 1k. Thank you for the preparation details...❤

  • @nelleloves3
    @nelleloves3 10 місяців тому

    💕💕💕 thank you for your detailed video,thank you so much!

  • @loquitajimison4625
    @loquitajimison4625 8 місяців тому

    I need to the budget planner and the sheets . Were did buy the stickers and the different.

  • @desireedwdent5
    @desireedwdent5 11 місяців тому

    Thank you so much!!! Good stuff😊💗

  • @summerlittledave983
    @summerlittledave983 7 місяців тому

    pink heart, turkey leg lol i am watching this on my computer but i really enjoyed the video. thank you

  • @ktay80
    @ktay80 8 місяців тому

    💖 Thank you I made it to the end.

  • @michellenepennie6400
    @michellenepennie6400 10 місяців тому

    🦃 Thanks this was very helpful!!

  • @loveliveholistically
    @loveliveholistically 11 місяців тому

    Made it till the end. Thank you

  • @shy--humblem.5830
    @shy--humblem.5830 11 місяців тому

    This was very detailed😊 Thank you! 🦃

  • @aletheacolvin8580
    @aletheacolvin8580 8 місяців тому

    I made it to the end and thank you 💓

  • @cherylharris6729
    @cherylharris6729 10 місяців тому

    Made it to the end!💕

  • @GodsLadyFirst
    @GodsLadyFirst 7 місяців тому

    I made it to the end

  • @kenyafike4370
    @kenyafike4370 11 місяців тому

    I made it to the end 😂. You're amazing 👏🏾 ❤️ Thanks for this

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      😂😂 Thank you Bestie!!! I so appreciate you!!

  • @carissasimmons1658
    @carissasimmons1658 11 місяців тому

    Congratulations on your 1st 1k. :)

  • @imarahowze4678
    @imarahowze4678 8 місяців тому

    💖🍗 this was very informative (I'm new here), thank you! 🙏🏾

  • @tiffanygossett7125
    @tiffanygossett7125 11 місяців тому

    Im not usually up when you post your video! Im excited to watch!

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      YAYY! I usually do not upload on Friday's but I was late with my upload again...I am glad that you were able to catch it!

    • @tiffanygossett7125
      @tiffanygossett7125 11 місяців тому

      I'm almost done watching, then off to bed. I get up at 4:30

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      @@tiffanygossett7125 Thank you so much for watching me before bed! I have to get up at the same time...

  • @lildee4370
    @lildee4370 11 місяців тому +1

    💖🍗 great video Jazmine! I found a Turkey leg. 😂 Be blessed

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      You did 😂 Thank you!!!! Be blessed as well!!

  • @larkiameade9251
    @larkiameade9251 11 місяців тому

    Thank you. This was very helpful

  • @Jazyjazmin718
    @Jazyjazmin718 10 місяців тому

    Hey! Just wanted to know where did you get your budget planner from….
    Thanks

  • @aprilshowers00
    @aprilshowers00 7 місяців тому

    💖🍗 thank you for this video 🙏🏾

  • @brendabrown5530
    @brendabrown5530 7 місяців тому

    Hello bestie, I love your video and I am new to your blog. I vote for your prayer days be on the U-tube I can manage that site very well. I look forward to your prayer videos.😊😊😊🏀🏀🏀

  • @nikkiedwards7475
    @nikkiedwards7475 11 місяців тому

    I use TBM also love!!

  • @loquitajimison4625
    @loquitajimison4625 8 місяців тому

    Made it to the end 💗

  • @ainsleysentell1929
    @ainsleysentell1929 8 місяців тому

    I have been enjoying your content so much. I like the idea of on payday paying every single bill but, how do you pay recurring bills on autopay such as car insurance, student loan or subscriptions?
    I would love to have it set up where I can pay them early and not have to wait to be drafted?

    • @BudgetTreasures
      @BudgetTreasures  8 місяців тому +1

      Thank you so much for being here 🙏🏽 I actually just let my auto pays deduct once the bill is due. The money is there to be deducted. What you could do if you’d like is call and see if you can move your draft or due dates to align to the same date. So then at least you’ll have multiple bills autopay on the same day. That may be an option.

  • @shyw6657
    @shyw6657 8 місяців тому

    💞💞Thank you your help... Step 1 Michaels💞💞

  • @mytaestylife8399
    @mytaestylife8399 9 місяців тому

    Could you tell me where you got the stickers? I love the sticker book you have and mine is a bit too animated

  • @myway2653
    @myway2653 7 місяців тому

    I need to budget

  • @sweetangel199219
    @sweetangel199219 11 місяців тому

    I'm late but I made it 😅 I thought I was crazy when I wanted to stop auto draft and just pay everything on Thursday (Payday for me)

  • @bernadetteharrington6154
    @bernadetteharrington6154 11 місяців тому

    I have the same workbook as you! I found it on Happy Planner for $10 lol but are you going to find a vertical 2 page calendar for 2024? I'm thinking about that because I love this set up and I like that I can customize it how I want. I'm also thinking of adding a Faith section to it.💗🍗

  • @CourtneyBonner5818
    @CourtneyBonner5818 11 місяців тому

    Great video! 💕

  • @vallydin7269
    @vallydin7269 7 місяців тому

    Girl I made it to the end

  • @shayshay9186
    @shayshay9186 8 місяців тому

    Took notes!!!!

  • @VirtuouslyWright
    @VirtuouslyWright 11 місяців тому

    Turkey 🦃 lol. Girl I made it to the end Queen

  • @heidilovesrt
    @heidilovesrt 10 місяців тому

    I love your content😊

  • @southernnaturalhairaffair7912
    @southernnaturalhairaffair7912 9 місяців тому

    What is the $500 buffet for? Missed it.

  • @DanielleKirkland-b6x
    @DanielleKirkland-b6x 2 місяці тому

    How do I get the note book?

  • @carolinepankey21
    @carolinepankey21 11 місяців тому

    💗💗💗💗💗. I always stick around to the end lol

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      You are the real MVP!!! Thank you for hanging out with me!💜🤗. I appreciate your loyalty!!

  • @mwedzi
    @mwedzi 11 місяців тому

    🦃well, this turkey has legs on it. nice video

  • @someOtherTexan
    @someOtherTexan 11 місяців тому

    💖 So I'm gonna ask. I agree with you! I'm wondering though if you're going to have sale for Black Friday. I just found you. Not trying to start nothing... I'm caretaker for my mom already and well...gotta try!

  • @catherinejohnson7828
    @catherinejohnson7828 11 місяців тому

    Made it to the end

  • @LunieElieGordon
    @LunieElieGordon 7 місяців тому

    Take out Amazon prime and cables...who needs cable when you have your phone

  • @mrsredbone86
    @mrsredbone86 11 місяців тому

    Where do you get your calendar replacements? I can only find 2023-2024 refill calendars. Congrats on the bonus. 🦃leg 💕

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Thank you so much! The calendar came in the Happy Planner.

  • @joshjams5913
    @joshjams5913 7 місяців тому

    sorry if i missed this, but where do we get this awesome physical notebook?

    • @BudgetTreasures
      @BudgetTreasures  2 місяці тому

      This is a personalized budget book 🫶🏾

  • @karenwalker6501
    @karenwalker6501 2 місяці тому

    Where did you get the stickers

    • @BudgetTreasures
      @BudgetTreasures  2 місяці тому

      Hello! I got my stickers from Isis Ella Jewels. Here is the link www.isisellajewels.com/

  • @stephanieh5216
    @stephanieh5216 11 місяців тому

    Love the stickers! Where did you get them?

  • @yvonnecumberbatch7612
    @yvonnecumberbatch7612 11 місяців тому

    Girl, I made it to the end 💖😁

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Thank you for hanging out with me!💜🤗😂

  • @lenabellamy1262
    @lenabellamy1262 11 місяців тому

    Unfortunately my paycheck hits my bank on the same day that I have access to my paystub. I’m also a compulsive spender so it causes issues 😂.

  • @daniellesjourney8860
    @daniellesjourney8860 11 місяців тому

    just curious.....assuming you don't have side hustle income expected....where do you budget your monthly minimum debt payments? I currently budget monthly and add all my minimums on my list so I know where they fall. any extra at the end from SH will be paid then

  • @christinaInTexas
    @christinaInTexas 11 місяців тому

    💖 and I’ll give you the whole turkey 🦃 😂
    Great video 😊

  • @Lynn-yn7cc
    @Lynn-yn7cc 10 місяців тому

    I made it ❤😊

  • @angelamonet1111
    @angelamonet1111 10 місяців тому

    ❤turkey

  • @cw7858
    @cw7858 10 місяців тому

    🍗 I made it to the end!! I loved this video

  • @caribbeanvolunteers2994
    @caribbeanvolunteers2994 7 місяців тому

    Janeisha!!!

  • @PiggieBonita
    @PiggieBonita 8 місяців тому

    Is there a video on your account. Spending account. Bills account. Spending account. Etc…

  • @JujuBey-s9p
    @JujuBey-s9p 6 місяців тому

    Like can you hold your hands still so I can see your nails. I'm trying to screen shot it so I can ask my mail tech for the same length and color. I think it looks good

  • @nancyhurley4345
    @nancyhurley4345 11 місяців тому

    ❤made it🎉

  • @bonnielee598
    @bonnielee598 6 місяців тому

    Made it ❤

  • @kitticecarouthers5370
    @kitticecarouthers5370 11 місяців тому

    I made it to the end Lady Jaz💗!🙂🍗

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Thank you for hanging out with me!💜🤗

  • @cynthiabell-mcquinney2514
    @cynthiabell-mcquinney2514 11 місяців тому

    The balance is still 1100.00 that's what the placeholder is representing. The amount in the bank

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Yes 😂 Ur right Bestie. I was so confused 🫤

    • @cynthiabell-mcquinney2514
      @cynthiabell-mcquinney2514 11 місяців тому

      @@BudgetTreasures like that you allow us/besties to learn and discover with you. I will see you tonight!!!

  • @annettespady896
    @annettespady896 11 місяців тому

    I made it!!!

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      Thank you so much for hanging out with me!

  • @Brittany_Thurman
    @Brittany_Thurman 11 місяців тому

    I made it to the end pink heart and turkey legs in all lol.

    • @BudgetTreasures
      @BudgetTreasures  11 місяців тому

      😂😂 Thank you for watching!! I appreciate you!!🤗

  • @gloriahogan8280
    @gloriahogan8280 7 місяців тому

    Made it