I personally think both savings and enjoying a are important. But savings and investing could make your life better or your future family happier and better.
@@samiwong8693 Putting your budget in different envelopes, like food budget in one, transportation in one, entertainment in one, etc. But I don't think girl maths is a "serious" financial concept, which is saying if you use an item frequently, it costs less. Like buying an expensive handbag and use it everyday, it cost $0.xx a day.
When I started working after graduating from college, one of my co-workers who was a Caucasian had a credit card debt of 40K, but her annual salary was 25K. Not sure how she could pay that off
6 : 30 ⏲️ Money 💰 💰 don't come on tree like big, red 🍎🍎 apple fell directly on ground , waiting for you to pick-up .!!! Study well in University, then work hard to earn money 💰 💰!!! Remember !!!
@world highspeed train*** : Money 💰 💰 concept : Foreigner banker / people advocates credit cards from different banks instead of debit cards !!! While we, Chinese , spending , saving according to needs !!! Don't use * Future Money💰💰 * , slogan from Chinese parents, loan !!! 😍😍🥰🥰💰💰 1 May
Nika講中我心中享往既life style, 但係 喺香港呢邊係以儲蓄投資錢滾錢行先, 金錢慾綁架。
女嘉賓態度正確,女主持最後嗰句非常精警😂
同意🙈
防範於未然,平時多注意飲食生活習慣,很多病都係長期的小毛病引發出來的,我已經很多很多年沒看西醫生了😮
佢哋嘅所謂saving只係用淨。並不是真係為咗saving而要犧牲一啲嘢。到有嘢想買就乜都唔理。轉個頭又歸零。
所以佢地而家奉行攤大手板問人攞,賺到錢既人好似欠左佢地咁🤷🏼
可能受訪問嘅人都晤會真心講自己儲到錢,比人知有錢都晤係好事,費事比人打主意。
Nikki is correct, so much to buy in HK with your money and in UK it’s possible to save towards a house.
靚女主持,support
因為Hilary 入嚟既俾like👍
Hilary cute到🥺
她是福建新移民,当然cute
喂🤣片頭片尾都搞到Hilary咁天然可愛 得唔得架🤣,講返片,我都係認為儲錢主要都係取決於成長既大圍想法係點而有好大影響,屋企人、同輩人都好大影響~ btw就黎追返晒d片~
有Hilary
❤
I personally think both savings and enjoying a are important. But savings and investing could make your life better or your future family happier and better.
所以佢地而家奉行攤大手板問人攞,賺到錢既人好似欠左佢地咁🤷🏼
女主持係幾靚
中肯!
@@BBOBlackboxoffice 女主持 IG係咩
主持好靚好可愛
福利主義國家,啲人唔會驚餓死同瞓街呢啲問題,你冇工返,佢俾錢你食(愛爾蘭為例:2千港紙一星期),你冇地方住,佢俾地方你住,重要係靚屋(不過申請需時)養埋一班懶人。
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
我係法、英、澳好多homeless wo
No, Camping equipment are expensive.
I like Nika!
其實新一代佢地有 cash stuffing , girl maths, 或者老一代叫the envelope system. 佢地有spending and saving 的financial concept.
3個terms都未聽過, 大概係咩concept?
所以佢地而家奉行攤大手板問人攞,賺到錢既人好似欠左佢地咁🤷🏼
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
@@samiwong8693 Putting your budget in different envelopes, like food budget in one, transportation in one, entertainment in one, etc. But I don't think girl maths is a "serious" financial concept, which is saying if you use an item frequently, it costs less. Like buying an expensive handbag and use it everyday, it cost $0.xx a day.
@@MillMilkOwnsScyfish511你何嘗唔係喺英國攤大手板同老豆老母攞錢呀叔叔
Hilary 加油啦~
永續Hilary! 🥰
落地用左大半年先搵到第一份工,啲鬼都係完全驚訝點解我可以八個月唔做野都仲生存到。
仲要fullpay一年租😂
其實唔儲💰係因為根本無尼個概念,第一次打工其實大部分都係洗錢先玩幾年。之後開始先儲💰。而不是人地唔想儲錢,。人生享受當下😅邊有得被你儲。香港儲錢唯一方式就係硬幣🪙😂😂真係重到唔想帶出門。不過最好都要勁量儲小小錢💰
仲有人哋嘅退休生活保障 多過香港好多! 佢哋根本就唔會點諗退休後嘅生, 我有成幾十個親戚都喺外國, 佢哋有啲真係冇乜儲蓄 而且年紀都唔細, 但係倚靠政府嘅退休金老人金 冇問題喎! 起碼唔使好似香港咁要執紙皮
@@AlMan-pm9sz WW2 打完到而家至多都只係一代人多啲, 嗰啲政客對選民個承諾可以兌現幾多代退休金, 好大程度係未知數。不過講都多餘, 會諗咁長遠嘅, 就唔L係叫“西人”啦 😆😆😆
@@kalasend 嗰啲政策,你真係以為話變變咩政客都要睇選民嘅面色!呢個就係選舉其中一個好處,好似加拿大嘅牛奶金40年前到而家都仲有
所以佢地而家奉行攤大手板問人攞,賺到錢既人好似欠左佢地咁🤷🏼
@@MillMilkOwnsScyfish511 你以為外國嗰啲小部分人交稅咩 就算你做個 食品工場工人都要交稅呀! 咁樣交稅好過你買強積金, 強積金 蝕咗嗰啲錢同埋畀咗 趴街基金佬嘅錢 你係攞唔返喎
Hilary 冇 ins?
主持人好可愛~
我都覺❤️🔥
真心,主持麻麻地
如你所願Hilary,真心無CUT到 😂
好好笑🤣
Sooooo cute Hilary Ga Yau~~~
Hilary生得幾靚女但個樣感覺似大陸人
錢係政府控制你既無法增值既債券黎架咋... 其實耗無價值可言... 正確黎講要點樣用錢去換番被動資金先係諗既野,
所以年輕人搵到錢洗左佢買物質既野, 呢樣先係享受. 當然你草住債卷, 之後可能一下子國家錢會貶到一文不值就GG
我只係唔知由幾時開始,有收入時,無用曬D錢🥲,慢慢就有小小錢留低。減小需要,增加收入,後者有難度,睇餸食飯啦
量力而為🫶
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
HilaryBB 😍😍
hilary好靚
❤
Editor: 咁究竟cut 定唔cut 好呀,媽呀我好亂呀,是但啦唔好阻住我收工照出片喇🤣
都講到咁 唔cut啦🤣
Nika係香港人? 感覺佢既理財觀念同處事態度都好香港人😄
一聽就知响香港好耐嫁啦
我估係?🤣
應該受父母影響多?
睇樣似混血
你都答咗自己 佢係香港大 混血9成9港女嫁鬼 因為6:25
因為英國稅金30%。越搵得多可以去到50%。越來無錢享受得更多。
Hilary個樣無嚟精神講嘢冇乜起伏
好似好頹好hae未瞓醒咁 記稿又記唔到
叫佢做訪問 我諗啲受訪者都好無癮
宜家全部香港人講野都係咁,佢地以為自己好型
講野都冇神冇氣咁,係咪佢太辛苦啊🤧
個主持完全唔投入咁既FEEL、個鬼妹仔可愛得多(似係佢主持多啲)
@@tsangjack tyson yoshi 🤣?
女主持似北方人
When I started working after graduating from college, one of my co-workers who was a Caucasian had a credit card debt of 40K, but her annual salary was 25K. Not sure how she could pay that off
The fact that overdraft is seen as free money sets some people off on the wrong path to their expenditure habits
6 : 30 ⏲️ Money 💰 💰 don't come on tree like big, red 🍎🍎 apple fell directly on ground , waiting for you to pick-up .!!!
Study well in University, then work hard to earn money 💰 💰!!! Remember !!!
我在香港工作7年半!現儲了2佰多萬。辭了份工已經三個月,到處旅行。.😂
你投資叻
主持口齒不清聽得好辛苦
L&G 喺做保險,叫人買失業保。
佢哋啲數據信就真係雙目失明!
06:57 How does Nika introduce herself to black people?
Niki is like Bob 叔 lol hahahaha
Hilary咁可愛搵個人嫁就得啦!!! 比個心Hilary^^
😊😊😊😊😊
i like Nika :)
好想畀NIKA打一身😍😆
Hilary 咁Pure 咁True 都比你哋有位彈到佢 ,如果無擺佢係封面view 數減一半啦,英國人儲唔儲錢真係關我咩事。同埋無Cut 佢NG 片就係想比大家睇到佢有幾Cute 關咩記稿事🐽 Hilary 💗💗
我睇就真係想知英國人儲唔儲錢😌 英國人儲唔儲錢雖然唔關我事 不過都想知道多啲呢個世界唔同人嘅諗法同習慣 邊個做封面都會㩒入去 08:55 講極都講唔到 唔好cut呢句定唔好出呢句 佢個腦都好混亂吓 做model可能適合啲 做街訪應該要訓練吓 記唔到稿都叫cute 真係無法認同 唔通靚女屙篤屎都香嘅?
@@fana4438 唔會香 不過香啲就一定,比你訪問超叻又識倒轉背稿 都做不到主持🤧
@@fana4438 外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
work hard can't earn enough, speculate use mind maybe work
封面有啲似淚之女王🤣
I do save, negative 100 EUR
@world highspeed train*** :
Money 💰 💰 concept :
Foreigner banker / people advocates credit cards from different banks instead of debit cards !!!
While we, Chinese , spending , saving according to needs !!!
Don't use * Future Money💰💰 * , slogan from Chinese parents, loan !!! 😍😍🥰🥰💰💰 1 May
有冇Hilary个youtu号啊
👍🏻
會有目標咁儲錢,譬如話想買電話或者去旅行
量力而為就好🫶
儲20%
哈哈
主持幾靚女 但做主持唔掂
證明世界靚女係點都著數
收入-儲蓄= 支出
但其實永遠重點係增加收入 唔係死慳死抵
有錢就有選擇嘅自由
最後都係冇cut呢句
係🤣
👍🏼👍🏼❤
因為外國福利好, 點解要儲錢
女主持最尾果下好笑~_~
真心唔好CUT
女嘉賓既父親識得教! 同時又可以唔使改變生活態度
最後都係無cut到🙈
正
❤
呢個鬼妹仔好得意 同佢做朋友應該幾好玩 好開朗@@
在英國的外國人就是香港人
英國有6800萬人口,200萬人比例上好少
真心冇cut 到~ XDDDDD
奉勸儲吓錢,又要減人工放無薪假了
幾時😢
個名叫Nika, 唔係好敢喺外國叫佢 🙈
Most young couples I know are saving to get on the property ladder
揸cam果個講野仲好過個host 🤦♂
🙈
真,好弱
@@yamkaho4379 外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
同感呀😂
英國好好,熱狗好酸🦮
@@MillMilkOwnsScyfish511 講到咁差,唔怪得你去到英國都要睇返掌門人同大陸劇啦😢
@@scyfish511 狗狗真乖🦴
@@scyfish511 你都follow主人footprints啦😉
@@MillMilkOwnsScyfish511 真係好開心,你可以為我改變咁多😄你名又要改,comment又要改,真係令我每日都有動力同你玩!
@@MillMilkOwnsScyfish511 你似係單面玻璃箱入面嘅狗狗,我見到曬你做啲乜,但你又睇唔到我做過啲乜,你又乜都做唔到,淨係可以改下自己名呀、comment呀咁樣,好過癮😂
港版小倉唯❤
港版堀北真希
在香港儲錢真係比較難?樣樣都貴
香港儲錢先易囉,係香港人用錢用得多,你都未試過乜嘢叫做同政府分身家😂
好串 儲黎醫病😂
背好啲稿先好拍啦
真心懶音太勁🙈
同意
UA-cam是有mute功能的,on9
@@user-yk1cw8im4h 講得啱,你記得熄埋mon睇
本視頻中的英語不帶有英國口音.
美國平均用超19 日 收入, 如果無左工作,美國人會立刻欠19 日生活費😂
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
住Guildford間唔中去Sutton都見唔到肥仔😢
儲錢真係量力而為🥹
一出糧就唔爭氣🥹
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
堀北真希😂
所以佢地而家奉行攤大手板問人攞,賺到錢既人好似欠左佢地咁🤷🏼
所以係問你攞錢?
@@freddyqiu5211 唔通問你咩
@@MillMilkOwnsScyfish511 覺得你去到英國仲要睇咁多tvb劇、大陸劇、香港youtuber真係好可憐。明明融入唔到嗰個地方,又要痴去英國,但又要呻又要踩,何苦呢😢
@@scyfish511 熱狗吸光頭達二手煙,雙手打著鍵盤猶如帕金遜一樣,仲有陳雲頭上頂綠帽,又宅又猥瑣🥲
@@MillMilkOwnsScyfish511 都唔知你講乜嘢,係咪英國搞到你痴咗線😢
萬二蚊
英國真心難saving
有啲國家你有錢響銀行先乜都冇,乜都唔可以同政府申請
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
調研結果得出外國人較少儲蓄習慣,主持周街揾幾個人隨口問下就確認結果…科學咩?
你咪讚助佢哋同大學一齊做研究🎉🎉🎉🎉
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
佢最後嘅意思係話財多身子弱
🙈
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
把聲 唔精神 好難聽 睇文字都冇咁悶
cute
草黎醫病,你又啱喎!
🙈🙈
好似出名冇儲錢習慣果d係美國人,唔係英國人😂
係咩?!😂
我都冇儲錢既習慣.....搵幾多洗幾多....
每個人生活態度都唔同🙈
唔太信個data
美女CUT 定唔 CUT AR ^^
CLSS
🙌🏼
外國係不分年齡都躺平,加上啲膚色溝埋之後 好多外來嘅劣質文化;
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢,不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同,唔係讚同後者嘅心態,但前者玩得冇底線好多。
喺歐洲生活過就知,真係墮落緊~
些些分享😂
女主持講嘢嘅清晰度欠奉 節奏都好難跟🥲
大家都係睇樣啫。