10 SINKING FUNDS YOU NEED TO SAVE YOU BUDGET & AVOID GOING INTO DEBT (from experience 😢)

Welcome to our channel, my name is Lay 👋
I am a mother of two and we are a family of four on a financial journey of becoming completely debt free where we take you step by step and payment by payment along the way!
Todays video we are discussing the 10 sinking funds I cannot live without and that you need to have in your budget to help you save your budget and avoid going into debt from perosnal experience !
If you enjoy budgeting, cash stuffing, debt and savings updates be sure to like, comment, share and subscribe to follow our families journey each step of the way!💕

[@brg2743]

Sinking funds we have too...prepaid phones, Christmas money, goal, unexpected expenses, special days luke birthdays and holidays.

[@LB-me7us]

What is the 10th? Thanks

[@ybell5369]

❤

[@moneywithjustliving5258]

Good Morning, listening while at work.

[@budgetwithnatasha1814]

Definitely a great list! I have all of these. I just need to add more for retirement 😅

[@ambreenabdul-majid5193]

Can you share starting amounts that you do and how you build up? Like for example I know starting emergency fund is 1 month of expenses which is calculated through your monthly income x 80% and then build up by a month as you reach the goal