Should You Disclose Health Issues AFTER Buying Health Insurance ? 🤔 | Gurleen Kaur Tikku
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- Опубліковано 16 жов 2024
- It’s important to share any existing health conditions when you apply for insurance. You generally don’t need to report new conditions unless you’re upgrading your coverage.
You can feel secure knowing that sharing your medical history won’t affect your coverage or premiums during renewal.
Even if you disclose a chronic condition like hypertension or diabetes at renewal, nothing changes in your policy terms or costs.
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.
aapane Jo hamen information Diya hai iske liye dhanyvad , aap Jo kam kar rahe hain bahut achcha lag raha hai and again thank you madam 🙏
Thank you jee, keep watching !
Thank you so much for this direct answer to this question 🙌 it's been buggin most of us
Thanks a lot, keep watching !
I also purchased a policy yesterday through policy bazar and I'm uncertain if my information passed to the insurance company correctly?
That's why phale policy accha se soch kar hi lena chahiye
Even sum assured bhi
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hello maam is it complusory to disclose if we are upgrading our plan from tata medicare to tata premier ??? Other than upgrading everthing is same maam .
Thank you maam for information.
Madam I've brought a fresh insurance policy about a month ago. Care Supreme Plan. At the time of buying the policy I declared my full medical history to the agent related which was tasked to the Appendix surgery performed at the age of 13 almost 20 years back and a follow up surgery performed due to complications arose in the first surgery. Now I want to know whether the agent had provided sufficient information to the insurance company or not. Can I ask directly to the company whether the agent have disclosed these conditions or not? And what will happen, if he hasn't disclosed the information to the insurance company?
No problem. Because you need to declare within 4 years surgeries before taking policy. No need to declare 20, years back surgery
If I have to reduce sum insured, should I mention diagnosed diseases?
U can't reduced sum assured
Excellent madam for giving valuable information Thanks a lot
Thanks a lot, keep watching !
Madam mere father ko stent pda hai ek...inki bank se 7.5 lakh ki chola se policy chalri hai... super top mil jayega kya? Aapse hi leleunga.. please reply
Aapka video mujhe achcha lagta hai acchi information 0:34 😊
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Pre existing condition disclose kiya after one year opearate hua. Next year renewal hai ab kya kare.
Ajent chenge kar sakte hee ?
Many thanks for sharing this kind of information 🎉
Glad it was helpful!
My child has congenital hypo thyroid if I disclose can I able to add my child , or is there any chance that company refuse to add that child , policy is care health
Valuable information
Tab koi issue nahi hota na maim as per irda guidelines h
You just have to inform in case you increase your sum insured.
Valuable information ❤️
Thanks a lot, keep watching for more such informative content !
Good evening ma'am
Future Ganrali ki health Absolute policy ke bare me video banao
Please check this video : ua-cam.com/video/3wnXTY0PseU/v-deo.htmlsi=lfcaQSlK9ib1Qn8Z
Thanks for sharing this video 👌
Thanks a lot, keep watching !
Mam, if someone migrates the policy in the same company with same sum insured. Need to disclose if company not ask for underwriting?
For porting , sum insured increase and migration with same SI or Increase SI underwriting is manadatary
Because I migrated my policy of aditya birla platinum enhanced to active one max+ on september 2024
Excellent speech
Thanks a lot, keep watching !
Mam very useful video.
Thanks a lot 😊
Nice information
Thank you , keep watching !
Moratorium 5 year hone k baad pta chalta h to
You just have to inform in case you increase your sum insured.
Hello mam.. how are you today.
I want to buy Health insurance for me and my wife and my son..
But now I present in Saudi Arab
Also I live village area
My personality for lower class
Please try to help me
100th view 😍
👍
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Nice information
Thanks a lot, keep watching !