ಆನ್ ಲೈನ್ ವಂಚನೆಗಳಿಂದ ಹೇಗೆ ನಮ್ಮ ಹಣವನ್ನ ರಕ್ಷಿಸಿಕೊಳ್ಳಬೇಕು

ಹೇಗೆ ನಾವು ಆನ್ಲೈನ್ ವಂಚನೆಗಳಿಂದ ನಮ್ಮ ಹಣವನ್ನು ರಕ್ಷಿಸಿ ಕೊಳ್ಳಬೇಕು, ಸೈಬರ್ ಕ್ರಿಮಿನಲ್ಗಳ ಇತ್ತೀಚಿನ ಕುತಂತ್ರಗಳು ಯಾವು
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Online fraudsters are constantly evolving their techniques to exploit vulnerabilities. Here are some of the latest techniques of online fraud:
1. Smishing: This is a form of phishing that occurs through SMS (text messages). Fraudsters send text messages containing links or phone numbers that, when clicked or called, lead to scams or attempts to steal personal information.
2. Vishing: Similar to phishing and smishing, vishing involves using voice calls to deceive individuals into revealing sensitive information, such as bank account details or passwords.
3. Account Takeover (ATO): Cybercriminals gain unauthorized access to individuals' online accounts by stealing credentials through phishing, social engineering, or malware attacks. Once they have control, they can carry out fraudulent transactions or steal personal information.
4. Identity Theft: Fraudsters use stolen personal information, such as Social Security numbers, to open fraudulent accounts, apply for loans or credit cards, or commit other financial crimes in someone else's name.
5. Social Engineering: This technique involves manipulating individuals into divulging confidential information or performing actions that compromise security. It can be done through various channels, including email, phone calls, or social media.
6. SIM-Swapping: Attackers convince mobile carriers to transfer a victim's phone number to a new SIM card under their control. This allows them to intercept two-factor authentication codes and gain access to the victim's accounts.
7. Fake Investment Schemes: Fraudsters promote fake investment opportunities, promising high returns to lure victims into investing money. Once the funds are transferred, the scammers disappear, leaving victims with significant financial losses.
8. Tech Support Scams: Scammers impersonate tech support agents from reputable companies and trick victims into believing their devices are infected with malware or facing technical issues. They then persuade victims to provide remote access or pay for unnecessary services.
Staying vigilant, being cautious of unsolicited communication, regularly updating security measures, and educating oneself about these fraud techniques are crucial in protecting against online fraud.