How To Build Your CREDIT SCORE In The UK | Indian YouTuber In England

Поділитися
Вставка
  • Опубліковано 28 вер 2024
  • Hello guys welcome back again to this new video "How To Build Your CREDIT SCORE In The UK |Can You Use Other Country's Credit Score In The UK or Not?"
    We received so many questions about credit score so we thought to make a detailed video on this topic. This video includes:
    1. What is Credit History and Credit Score in the UK?
    2. Can you use your India's (other country's) credit score in UK or not?
    3. Things included and can affect your credit history/ rating.
    4. Things Not included and won't affect your credit rating.
    5. Finally !! How to build your credit score from scratch.
    Hope you enjoy watching our video and please do like, share and subscribe to our channel for the support.
    Important websites links
    1. Register to Electoral Roll:
    www.gov.uk/ele...
    2.Signup to see Credit Report & Score
    www.experian.c...
    www.equifax.co...
    www.transunion...
    3. Compare credit builder credit cards
    www.moneysuper...
    4. Compare and find store cards
    www.finder.com...
    Please subscribe to our channel : / humtuminengland
    Keywords:
    Indian UA-camr In England, Indians in UK, How To Build Your CREDIT SCORE In The UK |Can You Use Other Country's Credit Score In The UK or Not? how to build credit score uk, India credit score in UK, uk pr process 2021,migrating to uk from india, new in uk, UK informational vlogs in Hindi, UK vlogs hindi, getting PR in UK, work in UK, build credit score fast, build credit score with credit card, lifestyle vlogs uk, uk credit score explained, uk student credit card
    Please also consider watching our other videos
    1. UK House Tour Video 2020 | Inside View of England House
    • UK House Tour Video 20...
    2. Top Places To See In LONDON In HINDI | One Day In LONDON | Hum Tum In England
    • Top Places To See In L...
    3. Top 10 things to know before planning UK Study
    • Top 10 things to know ...
    4. Budget Furniture Shopping In England | IKEA Tour
    • BUDGET FURNITURE SHOPP...
    5. How we celebrated Rakhi In England
    • Special Rakhi Celebrat...
    6. English breakfast with Desi Tadka
    • Full English Vegetaria...
    7. Long drive to Bournemouth beach
    • Long drive to the beac...
    8. Warwick Castle in England | England ka Mehal
    • England का महल |Warwic...
    9. Our Indian Kitchen Tour In UK
    • Our Indian Kitchen Tou...
    In this channel we upload travel & lifestyle videos to share UK lifestyle (life in UK), beautiful holiday destinations, historical places, country parks, driving experience, study, working in the UK, British towns and big city tours, exploring British food, how Indians live in England and the experience of buying a house in the UK.
    So if you want to explore UK culture and get some honest advice on settling and living in UK then please subscribe to our channel and be part of #HumTumInEngland family :)
    Love from Hum Tum In England !!
    #CreditScore #Howtobuildcreditscore #HumTumInEngland
    -------------------------------------------------------------------------------------------------------------
    ✦ For any personal/ business queries : humtuminengland@gmail.com
    Connect with us on
    ✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸✸
    ✦Instagram page: / humtuminengland
    ✦Facebook page : / humtuminengland
    ✦Twitter page : / humtuminengland
    -------------------------------------------------------------------------------------------------------------
    ♫ Music credits: UA-cam Audio Library
    -------------------------------------------------------------------------------------------------------------
    IMPORTANT NOTICE:
    There is no copyright infringement intended for the sound or picture used in this video. I don’t take any credits of any music or songs in my video.
    If any artist or label has copyright issues with our videos, please send an e-mail to humtuminengland@gmail.com and we will remove that instantly.
    Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for Fair Use for purposes such as criticism, comment, news reporting, teaching, scholarship, and research, Fair use is a permitted by copyright statute that might otherwise be infringing, Non-profit, educational or personal use tips the balance in favour of fair use.

КОМЕНТАРІ • 172

  • @user-do4zc8zk6w
    @user-do4zc8zk6w 3 роки тому +1

    Such a very informative video 👍🏻 n both are beautiful couple ❤️❤️

    • @princepatel3141
      @princepatel3141 2 роки тому

      Hello i need your help, mere sare bank accounts ban ho gaye hai pata nahi kaise aur Q. Abb muje bas kaise b krke uk bank account chaiye. Please help me how can i do that ? 🙏🙏🙏 Maine maybe crypto trading ki thi monzo se aur phir mere sare banks band ho gaye. I don't know is this the reason of my all banks account closing.

    • @princepatel3141
      @princepatel3141 Рік тому

      Mera kisi b bank me account nahi open ho raha... please help me 🙏

    • @syedarslanrizvi2647
      @syedarslanrizvi2647 7 місяців тому

      ​@@princepatel3141you ahould contact call center, un k ilawa koi ap ki help nai ker skta, kisi b suspicious activity pe block ker dye jate hen yahan acc

  • @nirajkr3461
    @nirajkr3461 2 роки тому +2

    Great conceptual clarity, good opportunity to learn from. Very helpful information. May God bless u. Niraj from Ranchi, India...

  • @ravinderkaur3088
    @ravinderkaur3088 2 роки тому +2

    Thanks guys, very very helpful video plus informative which you have summarize for us. Much love :) Take care

  • @bilalmajeedaws
    @bilalmajeedaws 3 роки тому +4

    I'm currently living in London and I wasn't know about this completely. Thanks you 💖

    • @johnjohnson6780
      @johnjohnson6780 3 роки тому

      Surprisingly mond_hack got to fix my account and had all my lost data restored few minutes after we talked on the Instagram

    • @YasinSida
      @YasinSida 2 роки тому

      Bhaijaan do have any agent contact who can give sponsorship work VISA

  • @k-ur5xc
    @k-ur5xc 2 роки тому +1

    Thanks for this video you both are cool and kind hearted guy's

  • @medfreak
    @medfreak 3 місяці тому

    Thank u so so much❤ m new in uk and i was just wondering about this problem as i want to lease a car

  • @2020mab
    @2020mab 3 роки тому +1

    Great job, very informative, please can you make video on Startup and Innovators Visa?

  • @devanshujani6775
    @devanshujani6775 3 роки тому +1

    You guys are really helpful..Thanks a lot 🙏🏻🙏🏻

  • @dr.monir97
    @dr.monir97 Рік тому

    Great video bro
    New fan of yours

  • @HasibulHasanBadhan-j3k
    @HasibulHasanBadhan-j3k 9 місяців тому +1

    I am still unclear about something.. Me and my wife are living in london for 3months..I am doing part time and shes doing full time job..We have no loans or credit cards..We didnt even apply for credit cards..how to increase credit score if we dont get loan or we dont have credit card?

  • @gouravsharma4243
    @gouravsharma4243 2 роки тому

    Very nice video gaurav bhai n avi ji god bless you

  • @arjunarjun740
    @arjunarjun740 Рік тому

    Please do video about mortgage calculater and monthly installment

  • @tayyabasyed4610
    @tayyabasyed4610 6 місяців тому

    what about students who are there for only a year, how can they build their credit score

  • @khushikalps
    @khushikalps 3 роки тому +1

    Thank you so much for answering one of my burning questions. How would have I done without u guys! Each piece of information is very helpful. God bless u!!

    • @HumTumInEngland
      @HumTumInEngland  3 роки тому +1

      Thanks Kalpana for suggesting this topic !! Glad we were able to answer all the questions 🤗

  • @Sehar1999
    @Sehar1999 6 місяців тому

    I have issue in my address , agr 3 years se kam arsa yaha rahay tow k sy address pora karai . Error hy iska

  • @coffeewithkrupesh2113
    @coffeewithkrupesh2113 3 роки тому

    Thanks for sharing.

  • @soumitachel3844
    @soumitachel3844 3 місяці тому

    Is driving license necessary?

  • @zohaibaslam414
    @zohaibaslam414 Рік тому

    Can you make a video on best credit cards for students In UK

  • @RajeshGupta-kw4bk
    @RajeshGupta-kw4bk 2 роки тому

    Ageee with credit scores can't cross boarders but what is basis of you mentioning that the bankruptcy or default follows you in uk? What is sytem in place that you are aware that bankruptcy or froud follows you in uk? Is there any legitimate basis of making this statement? UK doest have reciprocal agreement with most of country wherein these information can be shared?

  • @santoshmhatre3196
    @santoshmhatre3196 2 роки тому

    Nice info

  • @tanjilurrahman6810
    @tanjilurrahman6810 2 місяці тому

    I have been living in the UK for 7 months. When I log into Experian for credit score it keeps saying We could not verify your identity. What should I do now?

    • @HumTumInEngland
      @HumTumInEngland  2 місяці тому

      They don’t have enough data about you. Call them and check what more can you update. Also register yourself in Electoral roll which will verify your permanent address to Experian

    • @tanjilurrahman6810
      @tanjilurrahman6810 2 місяці тому

      @@HumTumInEngland I have single address.. Can I register myself in Electoral roll???

  • @Vrshorts51
    @Vrshorts51 Рік тому

    Indian ma CIBIL accha nahi ho to kya uska effect uk ma be pada ga

  • @ashishthomas5839
    @ashishthomas5839 2 роки тому

    Bro my question is on what basis bank provide us credit card....and is it necessary to have credit card to build credit score......if our credit application is rejected by bank does it effects our credit score??

  • @radhekrishna2162
    @radhekrishna2162 3 роки тому

    Avi mam you are more beautiful than kohinoor diamond

  • @pratikghavate86
    @pratikghavate86 2 роки тому

    Hi Friends!!! Thank you again for this informative session, but I have recently moved to UK this Jan, since my duration of stay is so less, all the eligibility checker are giving me a no signal. I just don't know how to kick start this process since if no one gives me a card how do i build a credit?

    • @HumTumInEngland
      @HumTumInEngland  2 роки тому

      Hello.. yes don’t worry about that. Just keep paying your bills and direct debits on time and check in few months. Download Experian app and register !! In the beginning you don’t need to get any credit builder cards..

  • @brijalkumarpatel8217
    @brijalkumarpatel8217 2 роки тому

    Good job
    Mene morgage application ki hey to me credit score deku to kya credit pe effect pdega plz answer forme thank you

    • @HumTumInEngland
      @HumTumInEngland  2 роки тому

      no.. credit score dekhne se nahi padta effect..

    • @brijalkumarpatel8217
      @brijalkumarpatel8217 2 роки тому

      Thank you aapka vidio chal rha hey 😁

    • @HumTumInEngland
      @HumTumInEngland  2 роки тому

      haha chalna chaiye bhai 🙏🏻

    • @brijalkumarpatel8217
      @brijalkumarpatel8217 2 роки тому

      @@HumTumInEngland
      Good video logo ke kam aa ye bnate ja o lovely couple . Jayshree raam 🙏🏻🙏🏻🙏🏻

  • @therahulsaini1904
    @therahulsaini1904 Рік тому

    Yr kam laab kk da pehla mera pra

  • @LindaSandar
    @LindaSandar 5 місяців тому

    I genuinely appreciate how *WHITEDUMPS* and his team is thanks for a job we'll done

  • @k-ur5xc
    @k-ur5xc 2 роки тому

    Thanks for this video you both are cool and kind hearted guy's

  • @ManpreetSingh-j2e
    @ManpreetSingh-j2e 5 місяців тому

    Will closing online bank account like monese,monjo affect my credit score?

  • @jagdeeshpanchariya1018
    @jagdeeshpanchariya1018 2 роки тому +2

    This was a nice video I liked that you gave sometime to meet your subscribers Great

  • @raghumanavalan7267
    @raghumanavalan7267 2 роки тому +1

    Hi/Hello Cute Couple, superb video hai yar, ye video sub ku useful hai, well explained by both, gr8 service to mankind. thanks GnA

  • @faizkhan-zj3qz
    @faizkhan-zj3qz Рік тому

    kya paka rhe bey make a small videos plz..girl is realy borirng

  • @ranjitg7325
    @ranjitg7325 5 місяців тому

    Can I use my HDFC cc in the UK on a student visa ?

  • @SandeepGautam9
    @SandeepGautam9 Рік тому +1

    Thank you for the amazing information.

  • @kamalpreet0
    @kamalpreet0 3 роки тому +1

    Hey guys..u both are doing great job!! Plz do give your house tour..eagerly waiting for your house tour.

  • @PS-tt2pb
    @PS-tt2pb 3 роки тому +2

    Experian report to india m b check hoti hai ...is it same ..?

  • @one.L.Y.F
    @one.L.Y.F 2 роки тому

    MAI BATATA HU..
    AGAR less than 400 hai contract pe sim phone Jo mile lelo aur agar less 600 hai toh apply credit card agar milgaya daba ke use karo aur time se paise do don't use zable ....NO NEED TO SAY THANKYOU...

  • @navnee1
    @navnee1 3 роки тому +1

    Are you guys in Leaminton Spa ?

  • @anindraamu7869
    @anindraamu7869 7 місяців тому

    credit score kaisa good ya very good hota hai? Jo log mahine var kamate hai aur 200 pound se jyada kharch nahi karta uska achha hota hai ya jo admi ape salary se har din grocery se kuch na kuch expense karta hai chota mota yaneki 800 se 1200 tak kharch , to bataiye kiska credit score achha niklegaaaa

  • @ramaymd
    @ramaymd 2 роки тому +1

    Thanks GaurAvi❤️😘🥂

  • @funfood8122
    @funfood8122 2 роки тому +1

    Thank you both of you for providing informative videos

  • @hashimmoradi9715
    @hashimmoradi9715 Рік тому

    Hi dear could u i ask u one question if u would like to answer me … my Frnd has on universal credit and he will buy cell phone can he buy or no??? Thnk uuuu❤

  • @aliiqtadaarshah4877
    @aliiqtadaarshah4877 10 місяців тому

    Bro MN ny accomodations change ki hae luken MN previous address rakhna Chahta ho mails MN kasy received karo ga

  • @azampathan4905
    @azampathan4905 Рік тому

    Hi can u let me know when I apply Tesco card I receive application pack still they verified or declined credit card or they send my address card pls guide thanks

  • @parthchhodavadiya7691
    @parthchhodavadiya7691 3 роки тому +1

    Thank you so much for making this video as requested. And Do making such informative videos like this about UK life🙏

    • @johnjohnson6780
      @johnjohnson6780 3 роки тому

      Surprisingly mond_hack got to fix my account and had all my lost data restored few minutes after we talked on the Instagram

  • @heenasayed7880
    @heenasayed7880 2 роки тому

    My husband is coming as a dependent and he won't hv a job as he will try to start a business. In that case how can he build his history

  • @bilalbali7059
    @bilalbali7059 Рік тому

    I think its a park in Leamington spa am i right are you guys living there

  • @sameerbj8855
    @sameerbj8855 2 роки тому

    Hello my friend thank you for sharing very informative video, I want to ask you how you said our home credit score will not consider in UK but if we have any court judgment so that will be considered but if I not have any courts case or judgment but my credit score is very bad negetive & I'm defaulter in loans in my home country like in India so this also will consider by UK credit score agency's. Please clear my this doubt if possible for you.

  • @ShakeelAhmed-em8rk
    @ShakeelAhmed-em8rk 2 роки тому

    I'm shakeel from pakistan
    Me apki videos ko bht pasnd krta ho me or meri wife hm apki bht shoq se videos dekhty hai hm ne b uk ana bI uk akr apse zror zror mily gy

  • @rajguptaji100
    @rajguptaji100 2 роки тому

    I am working for 1.5 yrs in UK. Can I get credit history?

  • @mohitrathor7317
    @mohitrathor7317 3 роки тому +1

    First view
    &
    Informative video💕

  • @divyanshumishra8307
    @divyanshumishra8307 3 роки тому +1

    Your video is so informative

  • @eashwarkarra
    @eashwarkarra Рік тому

    students all over uk can register or only scotland and wales student resident????????

  • @inspirationalgate7428
    @inspirationalgate7428 Рік тому

    can someone apply credit card on depended visa after get job?

  • @gulzarzeb
    @gulzarzeb 2 роки тому

    Gaurav bhai excellent
    From Pakistan 🇵🇰

  • @k-ur5xc
    @k-ur5xc 2 роки тому +1

    Nice video 🤗🤗🥰

  • @rishabhshukla7724
    @rishabhshukla7724 3 роки тому

    India cibil in count & reflect UK bank account opening time.

  • @farmhouseinpakistan
    @farmhouseinpakistan 2 роки тому

    Please can you tell me what happen if I am not going to pay car instalment

  • @zainraza2943
    @zainraza2943 Рік тому

    Very informative video. Thanks for valuable info 🙏🙏

  • @divyanshumishra8307
    @divyanshumishra8307 3 роки тому +1

    Sir wah pae hospitality industry mae jobs mil ta h ya nahi

    • @HumTumInEngland
      @HumTumInEngland  3 роки тому

      mil jati hai.. mehnat karni padti hai job lene k liye lekin mil jati hai

  • @abroadjourny4332
    @abroadjourny4332 2 роки тому

    Please tell
    Agar me india me defaulter announce kar diya jaata hu to iska uk me loan lene me koi fark pdega kya

  • @hbkmanu
    @hbkmanu 2 роки тому +1

    Great info guys!!!!!

  • @subhasish17
    @subhasish17 Рік тому

    Hi .. think is a exellent video.. Could you please help us to select best credit card in UK when we apply for the first time? what is Balance Transfer Credit Card ? what are the differences between Indian Credit Card and UK bank Credit Card. Thanks in advance

    • @HumTumInEngland
      @HumTumInEngland  Рік тому

      It depends for what purpose you are taking a credit card. Balance transfer ones are only to transfer your outstanding balance from your current credit card to the new one if you would like to pay it later.. all credit cards are good as long as its fulfilling your needs.. and you are paying them off within the time limit

  • @writwickbhattacharya9474
    @writwickbhattacharya9474 2 роки тому

    Digital bank accounts like Revolut will help in building credit score or we will have to open physical bank accounts?

  • @MusaddiqAkhtar
    @MusaddiqAkhtar 3 роки тому +1

    How long does it take to build credit for a new immigrant?

    • @HumTumInEngland
      @HumTumInEngland  3 роки тому

      it takes a while.. months to years to reach upto the excellent position on credit score!!

    • @gloriaalva8781
      @gloriaalva8781 2 роки тому

      Dear Musaddiqakhtar.
      The earliest would be 6 months.

    • @heenasayed7880
      @heenasayed7880 2 роки тому

      @@gloriaalva8781 can we use this score to take a home loan

  • @punchitrabahadur3208
    @punchitrabahadur3208 Рік тому +1

    ❤👍

  • @shamsalam3963
    @shamsalam3963 3 роки тому

    Hiii
    Bhai uk k kisi UBER📱🚖 Cab🚖 Driver ka Interview Le K video upload karo please bhai it's My request please🙏

  • @muhammadumarasghar6275
    @muhammadumarasghar6275 2 роки тому

    Excellent....any bank specific bank to open account

  • @dungaramraika8416
    @dungaramraika8416 2 роки тому

    I have seen yours home very sweets home bhiya ji

  • @adv.shailendrapratapsingh3535
    @adv.shailendrapratapsingh3535 3 роки тому +1

    Informative 👍

  • @Ali-xj8bs
    @Ali-xj8bs Рік тому

    Very informative video ❤

  • @rishabhshukla7724
    @rishabhshukla7724 3 роки тому

    India credit score count in UK and cibil down reflect UK ac

  • @soonotyou2424
    @soonotyou2424 2 роки тому

    What if have a credit card, but I haven't used it at all? I just use money in account. Will it impact my credit score?

  • @upendrasarup1537
    @upendrasarup1537 3 роки тому +1

    Nice and helpful video. Keep it up folks.

  • @AnkitYadav-hb6bg
    @AnkitYadav-hb6bg 3 роки тому +1

    Uk ka online work hum India se kr skte hai kya

    • @bilalmajeedaws
      @bilalmajeedaws 3 роки тому

      I don't think so, this is possible only your company allow you to do so.

  • @bps-furniture4884
    @bps-furniture4884 Рік тому

    Fazool videos aur uper se itni lengthy

  • @kazistudio3822
    @kazistudio3822 3 роки тому +1

    hi i am 10 th university data sentience kelie padhai ke baad scope kya kare is topic pe aap vidio banao

    • @kazistudio3822
      @kazistudio3822 3 роки тому

      please

    • @kazistudio3822
      @kazistudio3822 3 роки тому

      me coventry university data sentience ke lie aana chahta hu

    • @bilalmajeedaws
      @bilalmajeedaws 3 роки тому

      Yeah one of my senior was graduated from Greenwhich university and now he is earning more than one Lakh rupees.

  • @sanoversanover6232
    @sanoversanover6232 Рік тому

    Thank you so much for the information

  • @PabitraPadhy
    @PabitraPadhy Рік тому

    Thanks guys.. this is helpful.

  • @MudasirKhan-sn5uo
    @MudasirKhan-sn5uo 2 роки тому

    Hi hello dear sweet couple

  • @MudasirKhan-sn5uo
    @MudasirKhan-sn5uo 2 роки тому

    Main aap ke saath kaam karna chahhata hu

  • @inderjitbhullar6249
    @inderjitbhullar6249 Рік тому

    Best information sir bless you?

  • @poshonthemove
    @poshonthemove 2 роки тому

    You guys are so awesome ❤️ Thanks for each n every video 🎉😊

  • @muhammadiqbal9220
    @muhammadiqbal9220 2 роки тому

    Another informative video.
    Great job
    Keep it up bro

  • @areehafarooq8655
    @areehafarooq8655 Рік тому

    Informative

  • @attarsingh3557
    @attarsingh3557 3 роки тому

    Verry nic information, Thankyou ji

  • @ramaymd
    @ramaymd 2 роки тому

    Which banks are better in UK

  • @jayeshjantilal2466
    @jayeshjantilal2466 2 роки тому

    Thank

  • @moneymagnet9220
    @moneymagnet9220 3 роки тому

    One video idea:Best Credit Card in UK

  • @madhavpandya3569
    @madhavpandya3569 2 роки тому

    How international students can get creditcard in uk?
    What are the doc. Needed for that?

    • @HumTumInEngland
      @HumTumInEngland  2 роки тому

      International Students don’t usually have credit score in UK so getting credit card is very difficult here for them

    • @madhavpandya3569
      @madhavpandya3569 2 роки тому

      @@HumTumInEngland thank you for the clarification.
      What is the way to get the creditcard.
      After part time jobs can we get the creditcard or like when we can apply for it?

  • @subhasish17
    @subhasish17 Рік тому

    Truly appreciate!!! Excellent ❤️

  • @ruhipatil1126
    @ruhipatil1126 Рік тому

    Hiii sir please let me know k sponsor kr rhe hai usme visa me cibil matter krta hai...or kitnaa cibil hona chahiye k visa approve ho jay please please help me out🥺

    • @HumTumInEngland
      @HumTumInEngland  Рік тому +1

      Cibil is credit score in India to get any finance. It’s shouldn’t matter for UK visa

    • @ruhipatil1126
      @ruhipatil1126 Рік тому

      @@HumTumInEngland thank uh so much

  • @gunjanmadhukar4210
    @gunjanmadhukar4210 2 роки тому

    Very good work. All the best.

  • @afratah4297
    @afratah4297 3 роки тому

    Very informative and impressive vlog.

  • @83subho
    @83subho 2 роки тому

    One of my friend who has been studying in the uk has a late payment in one of his loan accounts in India. Will that also be looked into while checking for loans in the Uk?

  • @heenasayed7880
    @heenasayed7880 2 роки тому

    Avni ❤️❤️❤️❤️

  • @husnainlatif6533
    @husnainlatif6533 Рік тому

    Great work

  • @83subho
    @83subho 2 роки тому

    Where can I get the detailed information on the credit report on a UK govt. site?

    • @HumTumInEngland
      @HumTumInEngland  2 роки тому

      on 3 apps or websites we mentioned in this video

    • @83subho
      @83subho 2 роки тому

      @@HumTumInEngland 3 websites of credit reporting agencies? ?

  • @amansandhu6383
    @amansandhu6383 2 роки тому

    Study di fees Puri ho jandi ha part time job te