With today's prices home ownership may not be affordable. There is nothing wrong with renting then invest your excess cash. Maraming successful with this strategy.
Hi Salee, if I may share my own tip. I was able to negotiate with my own real state agent to share his commission. So he gave me $7000.00 upon closing time. Hence, I didn’t have to give the exact closing cost. Plus he shouldered the inspection fee, he also negotiated to reduce the lawyer’s fee. So I saved in total of $7500 that I used to purchase my dream dining set. So it’s good to be honest and upfront with the real state agent from the very start. I didn’t sign any exclusive contract with him. I just told him that, “ I have another agent who’s helping me. But if you want me to exclusively do this with you, then give me some incentives.”
Hi Salee. I watched your other video about real estate but can't comment there. So in- advice mo dun na you have to save for your downpayment. So hindi mo ina- access yung HELOC mo for the downpayment? Dapt mas ok tlga to save up?
You have to save up for downpayment in buying your first home. HELOC is when you have enough equity in your home, you can access that to put as a downpayment to purchase another property.
Sa tingin mo mababa ba ang price ngayon ng mga bahay dahil sa taas ng interest? Favor ba yun sa buyer dahil mababa ang prices ng property or hindi din dahil sa taas ng interest? What is your thoughts about this?
This depends on your financial situation and current needs. For me personally, I wouldn't buy at this time because of the high interest. However if I find a house or property that is a good deal meaning super cheap and have potential for appreciation in a very good location, so it means I can have it rented and get positive cashflow, I will definitely buy. You have to weigh your options and know your numbers. Think of how you can generate income from it to lessen the impact of high interest. 👍 Hope that helps 😃
Salee Sarap panoorin,sa susunod na vlog mo pa shoutout ako paps,thanks for sharing,salamat sa pag bahagi, bagong kaibigan kabayan sana madalaw mo din ang bahay ko..salamat_f9
Maliit ang Japan pero napakamahal ng per lote/dipende sa location>sa Tokyo na malapit sa Akabane lote palang 100 lapad per square meter na>may Mga plus plus pa…nasa boundery ng Tokyo~ Saitama
Yung seller b yung gagawa ng house inspection ng house. Mag 1 year p lng kc ako dito s Canada. Makakakuha p din b s RRSP ko khit mg 1 year p lng ako nagwowork dito. If I plan to have a rental property. Can I still buy a house s ibang province n mura ang cost ng house. Thank you. God bless.
The buyer is the one responsible for the inspection. It's not mandatory when buying a home but I highly recommend it to know the condition of the home you are buying. When you are contributing to RRSP, yes you can withdraw the fund to put as downpayment for your home. It depends how much fund you have. And yes you can buy property in another province if you like but make sure you have a property manager to manage it for you.
Your dream house it's not really a dream it's in reality that's a debt loan that you pay interest tax utilities all cost expenses related to your houses it's liabilities that accumulated long term.. your financial freedom control by bank business and government then if you have only one source of income then the problem starts ..the more you workhard for pay for mortgage the more tax you have ..
Huwag na lang ipost ang video mo. Yong kapit bahay ko zoo daw dahil gusto lang makinabang at mppayaman. galit na galit at maraming vlogs against tulungan na lang daw yong mga refugees. Berlin not under 700 thousand Euro for a small house. Selos yong mga taga dito sa asean. Vietnamese na lang daw.
Even your house it's fully paid it's not yours coz it's yet converted to cash the bank government control your money and you have to pay tax insurance utilities and all cost related to your house while your living in it
Let me know what other topics you want to know. 👍😍
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Very good info para sa ating mga kababayan na bagong dating at para din sa mga andito na din na balak bumili. Salamat. 👍😀🇨🇦🇵🇭
Welcome kabayan! Maraming salamat din sa panonood 🙏🤗❤️
Watching sending support from Saskatoon Saskatchewan idol
🙏🤗😍 thank you!! 🙏
Hindi ko namalayan natapos ko yung video mo. Napakalinaw ng mga explanation at dahil dyan, subscribed!
Wow 🙏 Thank you ☺️ more videos to come 🤗
Thank you Ms. Salee😊
Welcome ☺️
Yes sis napa lalaki ng tulong nitong topic mo na ito para sa sting mga kababayang pupunta o nagsisimula palang dyan sa canada ❤️❤️❤️
Thank you so much sis! 🤗🙏❤️ stay tuned for more videos 🤩
Hi Salee, i always watch your videos..nice topic always😊..Watching here at FortMcmurray Alberta😊
Hello Shine! Thank you so much for watching 🤗🥰👍 Enjoy the nice weather ❤️🙏
With today's prices home ownership may not be affordable. There is nothing wrong with renting then invest your excess cash. Maraming successful with this strategy.
Thanks for sharing 🙏☺️
Watching from Brampton, Ontario, Canada ❤❤❤❤❤
🥰🇨🇦🙏 thank you for watching 🥰
Ang galing ng explanation talagang maiintindihan.
Thank you for watching 🙏😊 make sure to subscribe for more videos! 👍🤗
Hi Salee, if I may share my own tip. I was able to negotiate with my own real state agent to share his commission. So he gave me $7000.00 upon closing time. Hence, I didn’t have to give the exact closing cost. Plus he shouldered the inspection fee, he also negotiated to reduce the lawyer’s fee. So I saved in total of $7500 that I used to purchase my dream dining set.
So it’s good to be honest and upfront with the real state agent from the very start. I didn’t sign any exclusive contract with him. I just told him that, “ I have another agent who’s helping me. But if you want me to exclusively do this with you, then give me some incentives.”
Wow thanks for sharing! 🙏🤗 thats a good tip! ❤️
Hi Salee. I watched your other video about real estate but can't comment there. So in- advice mo dun na you have to save for your downpayment. So hindi mo ina- access yung HELOC mo for the downpayment? Dapt mas ok tlga to save up?
You have to save up for downpayment in buying your first home. HELOC is when you have enough equity in your home, you can access that to put as a downpayment to purchase another property.
Sa tingin mo mababa ba ang price ngayon ng mga bahay dahil sa taas ng interest? Favor ba yun sa buyer dahil mababa ang prices ng property or hindi din dahil sa taas ng interest? What is your thoughts about this?
This depends on your financial situation and current needs. For me personally, I wouldn't buy at this time because of the high interest. However if I find a house or property that is a good deal meaning super cheap and have potential for appreciation in a very good location, so it means I can have it rented and get positive cashflow, I will definitely buy. You have to weigh your options and know your numbers. Think of how you can generate income from it to lessen the impact of high interest. 👍 Hope that helps 😃
@@salee_talks do you think condo is a good investment kahit mababa ang appreciation nya compares sa single house?
Hello po tatanong lng po sana pwdi po bng mabenta ang condo/apartment khit nsa 2-3
Years plng to hinuhulugan?
Thank you
yes pwede
Ma'am tanong ko lang po makakaipon ka ba talaga dyan sa canada? makakapag padala ka ba tlaga sa pinas?
depende po sa trabaho, sipag, diskarte, lifestyle at pag manage ng finances. Kung marunong sa buhay at sa pera, makakaipon ka. 👍🤗🙏
Thanks bagong Subscriber po from Calgary AB.
Thanks for subscribing! 🙏🤗 may tita ako dyan sa downtown 😁🤗🥰
Mam salee pwd ko ba matanong kung magkano ngayon ang salary as registered nurse, thank you
Namention ko po dito sa video na ito ua-cam.com/video/h8pi8ZSfFE4/v-deo.html
Salee Sarap panoorin,sa susunod na vlog mo pa shoutout ako paps,thanks for sharing,salamat sa pag bahagi, bagong kaibigan kabayan sana madalaw mo din ang bahay ko..salamat_f9
Maraming salamat sa panonood kabayan! 🙏💪 make sure to subscribe for more videos 👍🤗
Maliit ang Japan pero napakamahal ng per lote/dipende sa location>sa Tokyo na malapit sa Akabane lote palang 100 lapad per square meter na>may
Mga plus plus pa…nasa boundery ng Tokyo~ Saitama
Thank you for sharing 🙏🤗🥰
Hm is the lower cost of h en lot in winnepeg For us to have a retiring plan that can pay in 5year
It all depends on how much money you need to retire.
Yung seller b yung gagawa ng house inspection ng house. Mag 1 year p lng kc ako dito s Canada. Makakakuha p din b s RRSP ko khit mg 1 year p lng ako nagwowork dito. If I plan to have a rental property. Can I still buy a house s ibang province n mura ang cost ng house. Thank you. God bless.
The buyer is the one responsible for the inspection. It's not mandatory when buying a home but I highly recommend it to know the condition of the home you are buying. When you are contributing to RRSP, yes you can withdraw the fund to put as downpayment for your home. It depends how much fund you have. And yes you can buy property in another province if you like but make sure you have a property manager to manage it for you.
@@salee_talks my credit score is 748. Is that a good credit score. Thank you.
Wow! That is a very good credit score👍 Keep it up!
Maam qng gqnda nio po pero nadidisturb po qko sa overuse ng kamay nio. Magalaw po maxado
Hello 👋 masyadong na excite lang mag explain. I will try to tone it down sa mga susunod na videos. Thanks for the feedback ☺️👍
Bago mag-COVD, mura ang bahay at condo. Ngayon, sobra ang taas.
At ang taas na rin ng mga interest rates 👍🤗
Galing nmn po new fr3nd po..pa shotout idol❤❤
Thank you po. Make sure to subscribe for more, abangan nyo po sq mga next videos 🙏🤗
Your dream house it's not really a dream it's in reality that's a debt loan that you pay interest tax utilities all cost expenses related to your houses it's liabilities that accumulated long term.. your financial freedom control by bank business and government then if you have only one source of income then the problem starts ..the more you workhard for pay for mortgage the more tax you have ..
I will make another video on how to make your home an asset rather a liability. 👍🤗 stay tuned! 🙏
@salee_talks it's an assets if you have cash flowing in or rental income but if you just living in it it's money out of your pocket
Yup! That’s it very well said 🥰💯👍🤗
Eg
Huwag na lang ipost ang video mo. Yong kapit bahay ko zoo daw dahil gusto lang makinabang at mppayaman. galit na galit at maraming vlogs against tulungan na lang daw yong mga refugees. Berlin not under 700 thousand Euro for a small house. Selos yong mga taga dito sa asean. Vietnamese na lang daw.
❤❤❤
🙏thank you for watching, subscribe for more! 🤗🤩
huwag na lang tulungan ang mga pinoy mayaman daw.
Galaw pa ng kamay more
🙌✋👋🤙 🤣😂 mas marami pa sa mga susunod na videos. 😉
Hindi sayo ang bahay until fully paid
yes 👍
Ofcourse, stating the obvious
Even your house it's fully paid it's not yours coz it's yet converted to cash the bank government control your money and you have to pay tax insurance utilities and all cost related to your house while your living in it