BUDGET WITH ME & GIVEAWAY | JANUARY 2022

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  • Опубліковано 10 гру 2024

КОМЕНТАРІ • 183

  • @hellonadilahere9302
    @hellonadilahere9302 3 роки тому +25

    It's the Honda. When you divided it into 4 it was 84 but you corrected to 68. I kept waiting for you to realize it shouldn't have been the same number as Amerihealth. Lol these budget videos have become my favorites. Totally did NOT anticipate that 😆
    I started finally budgeting and cash stuffing for December and it's been... rocky lol so my financial goal for 2022 is to get a handle on budgeting properly and cash stuffing in a way that is effective for me.

  • @tammymeinhart5542
    @tammymeinhart5542 2 роки тому +1

    WOW! I just found you and have binged watched all of your planner set up videos, budget planner video, cash envelope video, and so many more. Thanks so much for your help. This is a big year for my family, we have a wedding in May! This will also be the first time trying this cash savings. Saving for June Vacation (after wedding), birthdays, anniversaries, christmas, and maybe a Luxury Purse. Working on our big budget today. Thanks you so much for all the tips and wonderful ideas--using all of them. Your new friend, Tammy

  • @nancynmelvincarter3978
    @nancynmelvincarter3978 2 роки тому +1

    In 2022 I plan on saving more and becoming debt free. Love how you break down bills from month to weekly.

  • @joannecarrillo8441
    @joannecarrillo8441 2 роки тому +2

    Goal is to use plan and incorporate sinking funds into my budget. Going to start the year off right and get my budget planner ready for the New Year!

  • @robinholcombe4366
    @robinholcombe4366 2 роки тому +1

    We are starting the envelope system for 2022! It’s already so gratifying to see money saved and makes me more conscious about spending!

  • @tinKerBellll3
    @tinKerBellll3 2 роки тому +1

    Hi there! I just wanted to say, I wouldn't worry about the long videos! I love them. I learn from them! I would love to see how you fixed the problem too! It will teach us how to go back and figure out mistakes.

  • @sobomama
    @sobomama 2 роки тому +4

    This is awesome. My goal this year is to actually budget, not just list bills out. I am in love with your system! And the cash binder is genius.

  • @melissaweisman2602
    @melissaweisman2602 3 роки тому +1

    I am super excited that you are going to do Weekly budget videos!! My 2022 financial goal is to learn how to budget. Stop using cards to pay for everything & use cash. I too have gotten myself in debt like you did. Watching your videos gives me inspiration & motivation that I too can pay my debt off. Using cash & envelopes will keep me from blowing the budget.

  • @stephaniemann5580
    @stephaniemann5580 2 роки тому +1

    My financial goal for 2022 is to make a budget, re-start my cash envelope system and stick with it. Because it works. When I actually save back the money for each category as I'm supposed to, it is so nice to have the cash available and ready to use. Relieves alot of stress when I stay committed. Thank you Ilysse, I really like your setup and ideas you share! Planning to use several of them for my own system. Your printables in your etsy shop are awesome!

  • @ellenschlagel8030
    @ellenschlagel8030 3 роки тому +1

    I recently decided to retire early (as of last October) and take a leap of faith that we would still be able to do all things we were used to doing. You have inspired me and given me the tools to budget our income and have our money work for us! Thanks Ilysse! Our financial goal is to live within our income and still be able to take on some much needed home improvements.

  • @megantormanen7267
    @megantormanen7267 3 роки тому +1

    Love the video. Thanks for keeping it real. Working on sinking funds for 2022.

  • @jpickens298
    @jpickens298 3 роки тому +1

    Thank you for showing your budget tricks and advice!
    My financial goal for 2022 is to pay off medical bills and begin upping contributions towards retirement!

  • @MariaMartinez-ks2uk
    @MariaMartinez-ks2uk 3 роки тому +1

    This is the first budget video of yours that I see and found it interesting. Hadn't thought of budgeting this way. It's always felt like a difficult task.

    • @planwithilysse
      @planwithilysse  3 роки тому

      Thanks for watching! For me, a budget is as simple as subtracting expenses from income until you get to zero. Other methods have always felt daunting to me. I have a budgeting playlist!

  • @rutdiaz
    @rutdiaz 3 роки тому +2

    My goal for 2022 is to pay all my debts. Love this videos, they inspire me!

  • @erinwillson6526
    @erinwillson6526 3 роки тому +1

    Thank you for your videos. They are very helpful! My mom and I are learning as much as we can on how to use our money more carefully. This year, our financial goals are to find a way to earn more income and to start a set of sinking funds to cover car maintenance and emergency funds. Hopefully, we’ll be able to add more sinking funds as the year goes on.

  • @Jmfrye13
    @Jmfrye13 2 роки тому +1

    Financial goal for the year staying on track to be debt free. Thanks for the videos!!!

  • @anareyes8057
    @anareyes8057 3 роки тому +1

    Love your videos. My goal this year is to start using the envelope system.

  • @kathyboston7231
    @kathyboston7231 2 роки тому +1

    Great video! Two BIG goals…my daughter is getting married in March and we’ve saved so we won’t have to use debt to cover costs and the 2nd one is reducing debt so my husband can buy a new vehicle later this year!

  • @dixiecali9313
    @dixiecali9313 2 роки тому +1

    My two main goals for 2022 are to start up a sinking funds system and pay off half of my student loans. Thanks for the videos!

  • @cack121
    @cack121 3 роки тому

    We have never had a budget and did relatively well raising our children without one. However, hubby is looking toward retirement soon and we want to be sure all our ducks are in a row going forward. My goal for 2022 is to start a sinking fund type budget for the year and see how that works for us

  • @stephaniedumer6371
    @stephaniedumer6371 3 роки тому +1

    My financial goal is to pay off everyth but my truck and house this year! Thank you so much for your budget expertise!

  • @marissab672
    @marissab672 2 роки тому +1

    Loved this! My goals are get back on track with my budget this year, get my EF back up, pay off debt, and be able to start some sinking funds.

  • @salisakinder6956
    @salisakinder6956 3 роки тому +1

    I found your videos earlier this year! You’re incredible!
    My financial goal for 2022 is to pay off 3 different items of debt that I have! I’m on track!
    Also fun fact about the pay date falling on a banking holiday, as someone who does payroll for work. When a pay date falls on a banking holiday, you’re legally obligated to pay your employees one banking day prior to the banking holiday. ☺️

  • @staceyluera2013
    @staceyluera2013 3 роки тому +1

    My financial goal it to start working sinking funds into my budget. Thanks for sharing your budgeting videos!

  • @dianezabka4090
    @dianezabka4090 2 роки тому

    I was going to use my catch all planner to include my budget...but would not, did not work! lol so I just went ahead and I am setting up my budget planner and I love how you break down your catagories! I have been playing with the idea about using cash envelopes but have decided to go for it and try it out. I think they are the perfect idea to not overspend! Thank you for showing us...this is my first video of yours i watched and loved it very clear to understand! Thank you!

  • @ariarowley9524
    @ariarowley9524 3 роки тому +1

    I'm learning so much from your budget videos! My financial goal for 2022 is to save enough to go back to school part-time without taking on any student debt

  • @michellekiehl8308
    @michellekiehl8308 2 роки тому +1

    Thank you so much for your video. It was the first one I watch from you and I loved it and subscribed. My financial goal for this year is to pay off my credit cards and save enough to move by January 15, 2023. I think I need to implement the envelope system. Thank you again for sharing.

  • @Yamilet1200
    @Yamilet1200 3 роки тому +1

    New follower, loved this video just got this planner and this video helps me a lot to how to use it and make it work. My financial goal is to be more organized this year, and be ale to have more control and discipline over my finance and i believe your videos will help me !!! thank you!!

  • @debbodenhamer7140
    @debbodenhamer7140 3 роки тому

    I started using sinking funds in 2021. It was liberating knowing we had cash available for things. We had an issue with our tires & I wasn’t worried at all at the possibility of them saying we needed new tires due to our car maintenance fund. Luckily we didn’t need to do that though. 😊 2022 goals include refining the use of our sinking funds, paying off 3 of our debts and continue saving for a new furnace.

  • @cheyannesuffka4119
    @cheyannesuffka4119 3 роки тому +1

    In 2021 I started using sinking funds and I LOVED having the money ready before I needed it! Thank you for showing me the ropes! My financial goal for 2022 is to pay off my medical bills from breaking my wrist in November. That was not something I could have foreseen and the bills were more than my emergency fund. But as long as I stay organized and diligent I will reach my goal!

  • @MissDaisila
    @MissDaisila 3 роки тому +5

    My financial goal for 2022 is honestly to master the envelope system! And as part of that, we will be working on paying down our credit card debt. Thanks for your video, I love this kind of information!

  • @karenbookout3487
    @karenbookout3487 3 роки тому +1

    My financial goal for 2022 is to continue being debt free, savings and living sensibly. Hope you found your error, I kept telling you where it was, lol. Loved how you showed your process.

  • @kimberlyiuliano6358
    @kimberlyiuliano6358 3 роки тому

    My 2022 goal is to carve out a large chunk of Debt. Working at home has helped. I have also stayed on a budget and really not purchased unnecessary items. Happy New Year.

  • @liliana1lfr
    @liliana1lfr 2 роки тому

    I'm late adding this. Such a smart system. I am saving toward retirement, should have started sooner. Disney with the grands! And 2022 birthdays and holidays.

  • @MsJoyChristine
    @MsJoyChristine 2 роки тому +1

    My financial goal for 2022 is to start a zero-based budget thanks to you and your videos! I’m also going attempt my first no spend - for the whole month of January! I’m starting off by jumping into the deep end. It’s exciting and a little scary in a good way. I love you for being so inspiring to me. 💕

  • @lorilemasters9564
    @lorilemasters9564 3 роки тому

    Good Morning, In one of your earlier videos you talked about your word of the year....mine in "Learning". Learning about myself, learning about new things, learning more advanced things that I'm currently interested in. However the most important thing this year is learning where our money is going. We have a budget to pay the bills, but with 2 teenagers in the house it makes our Misc. spending, food and gas budget high. Some of that is due to food and gas prices rising but I want to see actuals spending and compare them to what we are doing to find waste or "overspending." I just discovered your you-tube channel and this was my first "budget" video. I look forward to seeing more. Thanks for sharing your "private" financial information to show/teach how others are doing things. Learning from others can show you how to work smarter not harder. Thanks Lori

  • @sheilaf5713
    @sheilaf5713 3 роки тому +1

    I have 2 goals for 2022. I want to curb my spending on "stuff" which went a little crazy the last couple of years and start putting the max into my IRA. I love how you budget for that each month. Thank you for some great tips. Actually I guess those are two main sub goals. My main goal will be getting our budget straight. Happy Holidays!

  • @mariew.9343
    @mariew.9343 3 роки тому +1

    Even though I'm not participating this giveaway due to me being an international planner, I would love to share my financial goal for 2022! I've been kinda budgeting since 2018, but started stuffing sinking funds since 2019 which has been a life saver!
    I also just started working this February and even though I was able to save a good amount of money, my goal for 2022 is to be even more mindful with my money and my spending habits! Def need to work on my budgeting which I will be doing maybe right now! Love all your budget videos!

  • @pamelakrohn711
    @pamelakrohn711 2 роки тому +1

    Goal to organize my budgeting more. Even though I save for things, having it all organized and written down or tracked throughout the process would be amazing 🤩

  • @jessicaloyer8090
    @jessicaloyer8090 3 роки тому +1

    I recently moved into my first place of my own. I really need to make budgeting and saving a priority, so I can continue afford living on my own. Your videos are always so helpful in trying to figure out where to start with budgeting and also a great reminder that it’s possible to save for things like vacations. I really like the way you use the envelope system to save for the things you know will come up throughout the year!

  • @laportel68
    @laportel68 3 роки тому +1

    I always enjoy your budget videos. I have several goals for 2022 but my main goal is to use sinking funds to reduce my dependency on credit cards. Enjoy the holidays.

  • @kathiburkhart2795
    @kathiburkhart2795 3 роки тому

    I also saw it was the Honda. My financial goal for 2022 is getting all my windows replaced and having it completely paid for. At the same time I would also like to increase my house payment by at least 50% of the principal each month.

  • @sandyrichardson479
    @sandyrichardson479 2 роки тому

    My financial goals for 2022 is to be prepared for holidays & for any car issues. I'm starting a budget for the first time in years & just learned about the envelope system. It sounds very do-able! Thanks for the videos!

  • @lindawoodfill503
    @lindawoodfill503 2 роки тому

    Goal : My goal is to stay Focus to tighten up my budget to decrease random spending. My word for the year is FOCUS

  • @kellytowles9191
    @kellytowles9191 3 роки тому

    I have 3 main financial goals for this year:
    1. hit 1 year's worth of emergency funds (already so close!)
    2. buy a new couch
    3. save for a trip to the Redwoods in March

  • @shannonstout2798
    @shannonstout2798 3 роки тому

    Our financial goals for 2022 are to pay off debt, get control of our money and buy a house. We have been through the course several times and apparently are just slow learners! 😂 we honestly should be millionaires by now. So that’s our goal-we’ve already discussed having weekly budget meetings and such! I’m excited to start the new year and get busy working!

  • @rebeccafleming8912
    @rebeccafleming8912 3 роки тому +1

    I love you budget videos. My 2022 goal is to get a handle of my money and budget. So many times I’ve started and gave up. This is the year I am committing to my finances.

    • @planwithilysse
      @planwithilysse  2 роки тому

      Congratulations Rebecca, you're the winner! Please send me an email at info@planwithilysse.com with your address :)

    • @rebeccafleming8912
      @rebeccafleming8912 2 роки тому

      @@planwithilysse oh gosh thank you so much!

  • @mckenzielandrum1019
    @mckenzielandrum1019 3 роки тому

    my 2022 budget goal is to create a consistent budget plan. I would like to start seeing some more of where the money goes and what it goes to. love this system! like others said the issue is with the Honda line item.

  • @loriretone4722
    @loriretone4722 3 роки тому +1

    Great video! You are very inspiring! My 2022 financial goal is start a budget and stick to it! My oldest son is headed off to college next fall so I want to start saving for all the things he will need!

  • @marthajoyrichardson7727
    @marthajoyrichardson7727 3 роки тому +1

    That sinking fund binder is lit! I decided to tackle official sinking funds instead of hiding $$ in various places 🤦‍♀️ My birthday is 12/31 and so blessed to have a major "begining " day right after my birthday 🔥 My goals are to establish a sinking fund system and pay down 80% of our debt 💪. Love how clear your videos are

  • @carolynlucas3847
    @carolynlucas3847 3 роки тому

    I enjoy all of your videos! I need to pay special attention to your budgeting one’s since I hope to retire in 2 years. You are wise to have savings and an IRA at a young age!

  • @bawhitt1
    @bawhitt1 3 роки тому +1

    My goal for the coming year is to be at least 6 months ahead and start saving for retirement. Love your videos, keep them coming. Barbara :)

  • @crystal6772
    @crystal6772 3 роки тому

    Started budgeting last Jan n I am 3 months from paying my vehicle off!

  • @veronicabaca2721
    @veronicabaca2721 2 роки тому

    Hi I've been budgeting now for 3 years and your system seems to look like it will work for me I'm going to try it . I just spent like 2 hours working on my January budget and still not right.

  • @elizabethseegers786
    @elizabethseegers786 3 роки тому

    My 2022 financial goal is to start working with the envelope system for personal and miscellaneous expenses.

  • @rolandah55
    @rolandah55 3 роки тому

    My goal for 2022 is to use budget and use a form of envelope system to help fund down payment for a house.

  • @stephaniemarino4936
    @stephaniemarino4936 3 роки тому +1

    I love these videos so much!! My financial goal is to start budgeting this year & stuck to it. I always try in the beginning of the year but end up falling off by April! This year, is my year & Im sticking to it!!! Wish me luck! ☺️💜
    Wishing everyone happy and healthy holidays! ✨

  • @quinos82
    @quinos82 3 роки тому

    I started budgeting in 2021 because of your videos and my goal for 2022.is to do the sinking funds envolopes to keep track & have money on hand

  • @elizabetherickson5195
    @elizabetherickson5195 3 роки тому

    My financial goals for 2022 are a to get an accurate budget and stick to it. I want to start sinking funds and pay off some debt. I would like to get my credit score up about 50-100 (it sucks right now so anything helps and this will be my goal for my credit again in 2023). An adjacent goal is to get better at meal planning to help my budget and health, and to get my health under control. (Among other reasons, both of these categories will also help my money situation)

  • @KitsuneRose
    @KitsuneRose 3 роки тому

    One of my major goals for 2022 is to get my budget under control so that I can save for a down-payment on a house.

  • @MissBurlesqueGurl07
    @MissBurlesqueGurl07 3 роки тому

    My budget goal is to actually stick to the budget all year and not give up a little over halfway through the year. And to give the envelope system an actual try and not make excuses

  • @sunshine423d
    @sunshine423d 3 роки тому

    My Financial goals for 2022 is to learn and use sinking funds as well as actually saving money and paying bills better. By the time Christmas comes, I struggle to pay bills and to buy Christmas gifts. So I’m hoping to do this better

  • @JustForMeToday
    @JustForMeToday 2 роки тому

    Thank you for the video. I have the dated 2022 mini hp budget edition. I was just wondering if you have anymore videos on that. So far I only saw one video where you introduce it but nothing regarding setting it up or budgeting. And I am guessing it is because you are using the classic version. Thank you.

  • @robinsturgis5733
    @robinsturgis5733 3 роки тому

    My reasoning for wanting to do a budget in 2022 years to pay off a truck that is broken my yard. And to save for a new roof and flooring. We won’t even mention Amazon I need to stop shopping on Amazon lolThank you so much for sharing it’s so easy to understand and follow you I have really enjoyed your tutorial today

  • @pnknhd13
    @pnknhd13 3 роки тому +1

    I love these videos! My financial goal is to get organized, figure out a budget and stick to it😁

  • @brandonleonard5444
    @brandonleonard5444 3 роки тому

    Paying down debt and saving more for my family’s future. Thank you

  • @cindyplansherlife
    @cindyplansherlife 3 роки тому

    My goal is to track everything. I would love to get better control on my budget.

  • @SuperVeeveez
    @SuperVeeveez 3 роки тому

    Fianacial goal is to finally follow a budget and start my sinking funds this year!

  • @samanthavasquez7843
    @samanthavasquez7843 3 роки тому

    Let’s see, my financial goal for 2022 is to start saving way ahead of time for Christmas and staying on top of due dates for bills.

  • @paulajean8667
    @paulajean8667 2 роки тому

    Your budget helps me to do mine. My goal for 2022 is to start my sinking fund

  • @amazinglyyou_
    @amazinglyyou_ 3 роки тому

    My financial goal for 2022 is to try the envelope system . This will be my first year using a budget planner so I hope it will help me budget and see where my money is going and save more.

  • @TastingParty
    @TastingParty 3 роки тому

    You’ve inspired me to use envelope style planning for Christmas and Birthdays. I’m retired with children (2), grandchildren (9) and great grandchildren (2) and friends that I celebrate with regularly. Having a monthly amount set aside for celebrating is definitely going to help and will let me know if I need more or less in the years to come. While my financial guy(s) manage the big stuff, I still need to manage the everyday stuff & while I’m not strict with a budget, I definitely need goals.

  • @kristib1731
    @kristib1731 3 роки тому

    My financial goals are to save money and curb spending by starting the cash envelope method.

  • @davidmistycarmona2847
    @davidmistycarmona2847 3 роки тому

    My financial goal in 2022 is to pay off more debt to set us up for a debt free retirement. I got this budget planner and I'm looking forward to using it. Never used 1 before.

  • @daricenewman6163
    @daricenewman6163 3 роки тому

    I really need to buckle down on the envelopes!

  • @Savannahh1991
    @Savannahh1991 3 роки тому

    My main financial goal for 2022 is to finish paying off my student loans and then focus more on putting money into savings!

  • @suenorthrup7564
    @suenorthrup7564 2 роки тому

    My financial goal is to develop a routine of using my planner/ cash envelopes and focus on eliminating my debt.

  • @gerielwell7977
    @gerielwell7977 2 роки тому

    2022 financial goal is to complete my savings challenges and to be intentional with all my spending.

  • @jane4595
    @jane4595 2 роки тому +1

    You have inspired me to get serious about budgeting. My financial goal for 2022 is to plan for retirement in the near future. Keep up the great work.

  • @edwinaposey117
    @edwinaposey117 3 роки тому

    Hey!!! My budget goals for 2022 is to start saving for a rainy day. I am very bad with spending and not saving. This is my main goal!!!

  • @buckeyethor
    @buckeyethor 3 роки тому

    Our financial goal for 2022 is to save enough money for new windows for our house. They are older and drafty! We are hoping it will save us on our heating and electricity bills long term.

  • @tracyristow7711
    @tracyristow7711 3 роки тому

    New to your channel and stopped and ordered the budget planner from Michaels 😃 My financial goals for 2022 are to pay off credit card debt, get organized and cash flow as much of my son’s college as possible. 💖

  • @carlamurray9634
    @carlamurray9634 3 роки тому

    My goal for 2022 is to get two months ahead on all my bills and to pay off my two credit cards. I would, also, like to start a saving account for my two grandsons for their first cars or college (they are only 10 and 4)! This going to be my first full year of planning and saving!

  • @nimartarai1576
    @nimartarai1576 3 роки тому

    My financial goal for 2022 is to have a better management of my money. Being that I am trying to get into nursing school. I have never budgeted before and I would like to start 20222 with better habits

  • @christiemiller6790
    @christiemiller6790 3 роки тому

    My financial goal this year is to make sure I can add more to my retirement savings. Only 5 more years until I retire!

  • @tasheenataylor9228
    @tasheenataylor9228 2 роки тому

    My financial goal is to save up for supplies, a new desk, & storage shelf to start creating content by 2023. 🤞🏾

  • @sensationalinsecondary678
    @sensationalinsecondary678 2 роки тому

    My goal this year is to be able to pay all our bills in a timely manner. We make enough but never have enough when the time comes.

  • @amy_g33
    @amy_g33 2 роки тому

    i have 2 financial goals this year! 1. budget better and make smarter spending choices, and 2. save for a house! :) i just bought your savings tracker and i am so excited to start using it!

  • @karagunther730
    @karagunther730 3 роки тому

    Have paid down debt. This years budgeting goal is retirement funds. Thank you for the giveaway chance!

  • @BlackSuperiorRose
    @BlackSuperiorRose 3 роки тому

    My financial goal for 2022 is to actually budget and stick to it.. I'm a horrible over spender and want to actually get our finances in line. I hate living pay check to pay check

  • @teresaborden1410
    @teresaborden1410 2 роки тому

    My daughter and I are budgeting together in 2022 and hopefully will start a Utube channel. My goal for 2022 is to become debt free. It will happen! I have faith and confidence and watching you just gives me the motivation I need!

  • @anchoredincrafts
    @anchoredincrafts 3 роки тому +1

    My financial goal this year is to be more aware of my spending and put more money into my savings. I will also be working on paying off my student loans. Thanks for the giveaway and all the inspiration.

    • @michelleisplanning
      @michelleisplanning 3 роки тому

      I heard the interest for student loan debt is 0% until May. So take advantage of that. I believe you can do it!!

  • @Howetoplan
    @Howetoplan 3 роки тому

    My financial goal is to find a new side hustle. We use the extra money outside of income to travel and do fun stuff.

  • @courtneyrogers894
    @courtneyrogers894 2 роки тому

    My financial goal for this year includes working through my budget and learning the cash stuffing system. I would like to start saving for a trip I'm hoping to take in 2023 if COVID behaves

  • @Mirna_Advocating_for_kindness
    @Mirna_Advocating_for_kindness 3 роки тому

    My financial goals in 2022 is to increase my and pay off debt and hopefully lower my costs too.

  • @krislechien1190
    @krislechien1190 3 роки тому

    Our budget goal for 2022 is to pay off my hubby’s truck. That will make us debt free in our mid-fifties. I watch every single one of your videos I love your honesty and this is real life attitude.

  • @gwendolynmoore3698
    @gwendolynmoore3698 2 роки тому +1

    Great Ideas..🎉🎉Thanks for Sharing. 😊😊😊

  • @tanyawilliams7964
    @tanyawilliams7964 3 роки тому

    My financial goal for 2022 is to make an extra mortgage payment every quarter! I enjoy your videos!!

  • @annieoaklee7588
    @annieoaklee7588 2 роки тому

    Great video! My goal is to not impulse buy more than $10 per month or less! Thanks for asking so that it is written down and I am now more aware of it as a real goal!!

  • @jenniselee9701
    @jenniselee9701 3 роки тому

    My financial goal is to start using the sinking funds method instead of using my credit cards for purchases that I can save for throughout the year