HSA vs FSA For Beginners | How Much Money Should You Contribute To An HSA or FSA Savings Plan?

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  • Опубліковано 18 гру 2024

КОМЕНТАРІ • 11

  • @doctorflush878
    @doctorflush878 3 місяці тому

    Can you use it for cold plunge or bulk food like half a buffalo? Arizona

    • @JoKnowsMoney
      @JoKnowsMoney  13 днів тому

      Typically companies will have a resource that lists what you can/cannot use your HSA/FSA for. I'd recommend looking there first.

  • @chewdrag
    @chewdrag Рік тому +1

    What happens when you have a health plan that qualifies for FSA and your spouse has a health plan that qualifies for HSA?

    • @caingaru
      @caingaru 8 місяців тому

      A household can only have one of the tax sheltered accounts.

  • @deanj0805
    @deanj0805 3 місяці тому

    So do we get a card to pay for our health care expenses

    • @JoKnowsMoney
      @JoKnowsMoney  13 днів тому

      I've been at organizations that provide a card that is similar to a debit card. More often than not though orgs will have a reimbursement portal. You would take a picture of your receipt and submit it online and they would deposit the money into your checking acount.

  • @Danielm316
    @Danielm316 9 місяців тому

    How does this benefits for tax purposes

    • @caingaru
      @caingaru 8 місяців тому

      Reduces your taxable income

  • @DanGunn-gk2us
    @DanGunn-gk2us 4 місяці тому

    Can I fund a hsa with a ira or a 401k? What are the limits in 2024? 2025?

    • @JoKnowsMoney
      @JoKnowsMoney  13 днів тому

      That's a great question and I don't think so. I would recommend reaching out to your benefits representative though to ask. My understanding is that you can only contribute to your HSA though your paycheck and/or can roll over previous HSA dollars into a new employers account.

  • @myothercarisadelorean8957
    @myothercarisadelorean8957 Рік тому

    Janell, wow! I think I'm falling in love.