NPS Scheme 2024 | National Pension Scheme - 10% Interest Rate

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  • Опубліковано 21 лип 2023
  • About This Video :-
    in this video we have discussed of national pension scheme that is nps scheme, in which we invest for our better old age time. this is 100% managed by Indian Government under PFRDA.
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КОМЕНТАРІ • 522

  • @pihusharma2380
    @pihusharma2380 9 місяців тому +32

    एक देश एक पेंशन लागू होना चाहिए #ops

    • @THEHIDDENZETA-gx8pi
      @THEHIDDENZETA-gx8pi 8 місяців тому +4

      Salary bhi kam Lelo 15000 chalega??

    • @chrome-ph7js
      @chrome-ph7js 2 місяці тому

      Kam se Kam last salary ki 40% hi dede wohi kaafi hai

    • @gopalvermafanslog6403
      @gopalvermafanslog6403 2 місяці тому

      ​@@THEHIDDENZETA-gx8pilagta h Bhai
      Tu v berozgaar h

  • @suryakant2969
    @suryakant2969 4 місяці тому +14

    NPS acchi hai to netaon ko bhi compulsory kar deni chahie

  • @amritpreet1044
    @amritpreet1044 10 місяців тому +18

    I never found such a detailed video before. Thank you.

  • @neelamshukla7731
    @neelamshukla7731 10 місяців тому +2

    Thanks for the information 😊. Well explained.

  • @deepaknegi3328
    @deepaknegi3328 11 місяців тому +3

    Thanks for the very good advice sir ❤❤❤

  • @lngupta-tz6yg
    @lngupta-tz6yg 6 місяців тому +1

    Bahut shandar samjhaya, thanks

  • @Yuvikapawar2168
    @Yuvikapawar2168 10 місяців тому +1

    Bahut badhiya tarike se samjhaya hai

  • @arvindtarge9225
    @arvindtarge9225 9 місяців тому +5

    बहोत सुंदर तरह से आप ने यह स्कीम समझाई. आपका बहोत बहोत धन्यवाद.❤❤

  • @mitanshusharma5944
    @mitanshusharma5944 9 місяців тому +11

    Very nicely explained with real world examples, superb job. Thankyou😊

  • @sunilluthra7747
    @sunilluthra7747 11 місяців тому +1

    Very well explained

  • @akshaysharma8276
    @akshaysharma8276 11 місяців тому +31

    Nps me jo amount jata h it does not go to govt.
    It goes to one of the few fund manager and they invest that amount in equity debt and bonds.

    • @shilpisoni4093
      @shilpisoni4093 10 місяців тому +1

      Ajkal aise farziwade wale channel bahut hai..kou APY- NPS me gyan deta hai to koi standard NPS pe apna adha gyan bantne nikal parta hai

    • @RakeshKumar-ql5qt
      @RakeshKumar-ql5qt 10 місяців тому

      Right

    • @chrome-ph7js
      @chrome-ph7js 2 місяці тому

      Depends on profession. Sarkari job walo ka Paisa govt securities me jata hai

  • @Manish-bn1gt
    @Manish-bn1gt 9 місяців тому +8

    Very detailed video, thanks for sharing knowledge and helping us. Appreciate your help and work!

  • @Lokapriya_Singh_UPPOLICE
    @Lokapriya_Singh_UPPOLICE 11 місяців тому +3

    So beautiful explanation dear👌👌👍

  • @mojidragaurang5358
    @mojidragaurang5358 11 місяців тому +1

    Thanks for.. Briefing....😊

  • @sarkarnurseryjdsrkr8674
    @sarkarnurseryjdsrkr8674 5 місяців тому +1

    Very detailed video thanks for sharing

  • @dimpleluthra7918
    @dimpleluthra7918 11 місяців тому +1

    Awesome video

  • @rahulthakare7078
    @rahulthakare7078 10 місяців тому +1

    Thank You Sir ❤❤❤

  • @shinamluthra8809
    @shinamluthra8809 11 місяців тому +2

    Well explain

  • @shekarpappula
    @shekarpappula 11 місяців тому +1

    Very good information

  • @rushikeshpatil2713
    @rushikeshpatil2713 10 місяців тому +1

    Thank you so much sir 🙏

  • @naazbiologyclasses2428
    @naazbiologyclasses2428 7 місяців тому +1

    Great Videos..

  • @ashokkujur5086
    @ashokkujur5086 9 місяців тому +1

    Veri nice suggestion thank u

  • @realinformationalvideos
    @realinformationalvideos 9 місяців тому +1

    Thank you 🌹❤️🌹

  • @AbhilashAugustine
    @AbhilashAugustine 9 місяців тому +1

    Thank you...

  • @manasthapa247
    @manasthapa247 8 місяців тому +1

    maja aa gya boss .. detailed .

  • @pmovies613
    @pmovies613 11 місяців тому +6

    I was able to learn something new. I liked the video very much

  • @gayatichoudhary2474
    @gayatichoudhary2474 7 місяців тому +1

    Thank you

  • @narindersingh4810
    @narindersingh4810 6 місяців тому +2

    Very nice and informative video

  • @kamalverma1309
    @kamalverma1309 5 місяців тому +1

    A1 video, all doubts solutions in one video.

  • @himan5hu
    @himan5hu 11 місяців тому +6

    Very well explained ❤

  • @yashwantthakur8701
    @yashwantthakur8701 11 місяців тому +4

    Thanks for clarifying everything in detail.💯

  • @Techyshiv123
    @Techyshiv123 8 місяців тому +2

    Very nice explanation sir

  • @ajaygopale2925
    @ajaygopale2925 7 місяців тому +1

    Good information

  • @sunny6522173
    @sunny6522173 10 місяців тому +1

    Very nice brother....

  • @Ankit-lw5oo
    @Ankit-lw5oo 11 місяців тому +1

    Nice video

  • @saikatdey3072
    @saikatdey3072 10 місяців тому +49

    एनपीएस अगर अच्छा है तो? मोदी जी खुद और निर्मला जी खुद!तमाम सारे नेताओं! ओल्ड पेंशन क्यों ले रहा है?😢

    • @ABCXYZ_2023
      @ABCXYZ_2023 8 місяців тому +1

      Ta ki unko ache amount milke sukun ki zindagi gi sake. Aur baki loog NPS le ke kaam amount me kutte ki zindagi gi sake..😂😂😂

    • @Traderking1990
      @Traderking1990 8 місяців тому +4

      ​@@ABCXYZ_2023Government employees are around 1 to 2% of Indian workforce. The vast majority of people don't have any pension so why should government employees get pension paid out of tax payer money from poor people ( majority of taxes in India are indirect). Just because you cleared a test don't make you entitled to a life long government job.

    • @captainh1989
      @captainh1989 8 місяців тому

      ​@@Traderking1990kitne tejaswi hain..... Jo log exam clear Kiya hain, unka service ka condition lifelong pension tha, ab nahi hain.... Jo log is condition mein exam denge wo khusi khusi NPS join karenge, baat simple

    • @mybigpoint.
      @mybigpoint. 7 місяців тому

      Good 👍

    • @chrome-ph7js
      @chrome-ph7js 2 місяці тому

      ​@@Traderking19901-2% logo ka package pvt job se compare krlo fir bolna

  • @ishwargupta4148
    @ishwargupta4148 8 місяців тому +1

    Nice explanation

  • @DeepGill-dl3wj
    @DeepGill-dl3wj 9 місяців тому +1

    Well explained 🙏🏼 thikh hain ji🤌🏽☺️

  • @Ayush.Ag.
    @Ayush.Ag. 11 місяців тому +3

    Can we opt out of Corporate NPS at any time.. or we have to pay forever once we opt for the nps.

  • @sishu-1sec-broll-12sristis9
    @sishu-1sec-broll-12sristis9 11 місяців тому +1

    Nicevideo

  • @musicwidavinash
    @musicwidavinash 11 місяців тому +2

    Full on information!! Aapki video dekhne ke baad koi aur video ki jarurat nhi ...I like these 20 min video ❤

  • @manishagupta1991
    @manishagupta1991 6 місяців тому +2

    Please make a detailed video on the various charges of NPS account, from account opening to contribution to pop charges.

  • @Sammerjoshichannel
    @Sammerjoshichannel 4 місяці тому

    Very good explanation

  • @vipulvipul4051
    @vipulvipul4051 10 місяців тому +3

    If change scheme from 100% debt to 75% equity, then my all accumulated amount will be shifted to this new scheme or only the fresh fund?

  • @lifeondancestudio1383
    @lifeondancestudio1383 11 місяців тому +79

    Thumbnail me aap same modi ki jawani lag rahe ho 🤣🤣🤣🤣😂😂😂😂

    • @Ashik_crpf_Fouji
      @Ashik_crpf_Fouji 10 місяців тому +2

      😂😂😂😂😂

    • @Divyanshukhichi78500
      @Divyanshukhichi78500 6 місяців тому +3

      Ha bhai sach me lag raha he 😂😂😂😂

    • @guruvansh9723
      @guruvansh9723 6 місяців тому

      sahi kaha bhai 😂😂😂

    • @AbhishekYadav-qu6cq
      @AbhishekYadav-qu6cq 4 місяці тому

      Good sarkaari employees or private employees me fark h mere bhai padai likhai kr lete to aise comment nhi krte

    • @itzinjam1724
      @itzinjam1724 4 місяці тому

      😂😂😂

  • @trilokbohra6329
    @trilokbohra6329 6 місяців тому +2

    Sir, Nps मे एक साथ पैसे aprox 150000 साल के शुरू मैं करने फायदा है हर महीने एक small amt जैसे 10000 करने मे प्रॉफिट और रिटर्न्स अच्छा आएगा

  • @user-cw5lu6xv5g
    @user-cw5lu6xv5g Місяць тому

    Very eleborated information👍🏼

  • @vijaykpo
    @vijaykpo 3 місяці тому

    nice well explained

  • @sangamclasses7953
    @sangamclasses7953 4 місяці тому

    good information

  • @shubhamuniyal9047
    @shubhamuniyal9047 8 місяців тому +3

    At the time of maturity, a subscriber can make a 40% lump sum withdrawal that will be tax exempt. Anything above 40% will be taxed with the lump sum withdrawal of 60% being the limit.

  • @MBR12345
    @MBR12345 11 місяців тому +2

    ❤PLZ Clarify sir For about axis IOCL CC
    क्या आपको कैशबैक पाने के लिए इंडियन ऑयल पेट्रोल पंप पर केवल एक्सिस बैंक पीओएस मशीन को स्वाइप करना होगा? या क्या किसी भी पीओएस मशीन में स्वीप करना ठीक है?.

  • @siddhantchoudhary6941
    @siddhantchoudhary6941 11 місяців тому +1

    Sir I initiated premature nps request but money is not transfer to my account till now. I want to continue nps now. Can I continue it? And what is process for it?

  • @Nuacc
    @Nuacc 10 місяців тому +2

    What app do you use to record or show such background and screen?

  • @dilipghoshjal
    @dilipghoshjal 5 місяців тому +1

    Discuss the pension after taking into account the effect of rate of inflation.

  • @dipayann576
    @dipayann576 8 місяців тому +2

    want to know 1 thing that if I am paying 5000 per month, can I increase the premium in future??

  • @arnabbhakat4299
    @arnabbhakat4299 10 місяців тому +2

    Sir 2 doubts hai... in case agar hum kisi month me jo amount fix ki hai... usko agar pay na kar paye to kya hoga... ya kisi ek time ke baad agar payment stop kar de to kya hoga...
    Please clear it sir...🙏

  • @harikeshgupta8079
    @harikeshgupta8079 4 місяці тому

    Nice 👍 explanation

  • @simransharma_3128
    @simransharma_3128 9 місяців тому +4

    What will happen to money if account holder dies before 60 (retirement age) ???

  • @gouravdiwan9258
    @gouravdiwan9258 11 місяців тому +1

    Bhai insurance ke liye koun sa credit card achha reward point deta hi.

  • @hitentalreja5922
    @hitentalreja5922 10 місяців тому +1

    Sir new regime me bhi ye deductions milenge ?

  • @premb6706
    @premb6706 5 місяців тому +1

    Sir Jo company me pf opening hua hai aur already pension plan time period Jo rahta pf me jo 10 ka contribution period hota hai fir wo pension aur yeh nps pension dono me kya difference rahega, kya pf wala pension ke sath yeh bhi lena valuable rahegaa

  • @HIMANSHU_961
    @HIMANSHU_961 4 місяці тому

    Great deal 👌

  • @RameshChand-st2uq
    @RameshChand-st2uq 6 місяців тому +2

    Very nicely explained NPS.
    Thanks

  • @abhishekmalviya096
    @abhishekmalviya096 9 місяців тому

    Very well explanation ✨✨
    But minimum kitne se start kr sakte hai😒

  • @rlprabha
    @rlprabha 11 місяців тому +3

    Thank you so much son. God bless you.🙏🙏🏻🌹🌹❤

  • @sumandhank8474
    @sumandhank8474 6 місяців тому +1

    If I open NPS Account through any Bank. Is there any extra charges/payment need to pay more than my principal amount ?? Like extra charges or commission to bank??

  • @ItsmeRaga
    @ItsmeRaga 5 місяців тому +1

    Hi. Can i change my account from Auto to Active ? In the 2nd year or any orher year if i wanted it to change?

  • @bijendrakumarchoudhari6634
    @bijendrakumarchoudhari6634 11 місяців тому +2

    Nice video.
    Hello sir maine bhi nos acount opan Kiya hai 6month ho gay har month 500 investment karta hu.but de rimit ke jariye investment kare to zerro charj lagta hai nahi to bank har month 25rupay tk charges karte hai ye baat bhi logo tk pahucha y baki thek hai good job

  • @onkarpatil7341
    @onkarpatil7341 11 місяців тому

    Please make a video on National Saving Certificate....

  • @NitinSharma_I
    @NitinSharma_I 7 місяців тому +2

    Can you please tell me, if in the case of demise of the account holder in b/w the tenure of this, what will happen next, will the nominies get the money that time ametime or they will get the money after the tenure.

  • @user-bd4pb5en3p
    @user-bd4pb5en3p 8 місяців тому +1

    NPS trust kfintech vs NSDL NPS kya difference hai

  • @NobitaHunMe
    @NobitaHunMe 10 місяців тому

    Kya hum ppf aur nps dono ki rebate le sakte hai ? Ya dono me se ek ?

  • @amolbarhate9005
    @amolbarhate9005 9 місяців тому +1

    Sir can we increase our money limit in nps

  • @SEVAKRAM_SRN
    @SEVAKRAM_SRN 11 місяців тому +1

    Nps vs Nps lite gds kya hai
    Dono alag alag hai kya sir
    Please jankari ho to share kre

  • @academia5782
    @academia5782 10 місяців тому +2

    Should we buy a single term insurance plan or multiple term insurance plan? Please please please suggest

  • @ojasmaheshwari6376
    @ojasmaheshwari6376 10 місяців тому +4

    I have few more questions. Please answer, this will help everyone looking for similar questions
    1. We have directly invested 1.5 Lakh in PPF & 50K in 80 CCD (1B) .Please let us know can we claim tax exemption over the investment done by the company in 80 CCD(1) ? Please explain the same and the maximum limit we can claim ?

    • @pameer402
      @pameer402 10 місяців тому +1

      yes you will get tax exempt for employer contribution also.
      80c 1.5L
      Employer contribution : 10% of basic
      individual contribution : 50k (max)
      All this will be tax exempted.

    • @vkgupta
      @vkgupta 9 місяців тому +1

      You don't have to do anything. Once you opt for NPS contribution from employer then it will start deducting from your take home salary and you have to pay tax only on your take home salary. Once company will provide Form-16 then they will calculate tax based on your take home salary. In this way another contribution of NPS which is 80 CCD (1) will be exempted by income tax. I am using this facility.

  • @user-vo8nc7kp5t
    @user-vo8nc7kp5t 9 місяців тому +1

    Thanks okay boos

  • @gouravsinha4834
    @gouravsinha4834 10 місяців тому +1

    can a Self business man also eligible for NPS?

  • @vaibhavkumar1872
    @vaibhavkumar1872 9 місяців тому +2

    Can we change the fund as per our choice and not by employer choice in Tier 1?

  • @celticspyd5887
    @celticspyd5887 11 місяців тому

    make one detailed video on opening of nps account

  • @souravbose8119
    @souravbose8119 7 місяців тому +3

    Is NPS return guaranteed or assured?

  • @AyushSingh-RAJPUT
    @AyushSingh-RAJPUT 11 місяців тому

    Pls make video on sovereign gold bond

  • @PawanKumar-ps2bd
    @PawanKumar-ps2bd 7 місяців тому +1

    nps aor ppf dono open kar sakte h kya

  • @abhinavmishra2454
    @abhinavmishra2454 11 місяців тому +1

    Withdrawal can be done after 5 yrs also

  • @anirbanvlogs218
    @anirbanvlogs218 9 місяців тому

    APY or NPS do ek sath khul sakte sir ?

  • @Dineshkumar-gf4ez
    @Dineshkumar-gf4ez 8 місяців тому +6

    Second point rebate section you mentioned that under 80c 1.5 l and 80ccd1 and other sub sections 2 l rebate so does that mean that in consolidation it will be 3.5bl rebate if anyone investing in NPS?

    • @avinashpatil5186
      @avinashpatil5186 7 місяців тому +2

      No, 1.5 in 80c and 50k in 80ccd = 2lakh

  • @deepalikanaiya3474
    @deepalikanaiya3474 5 місяців тому +1

    I'm a government employee my CPF AC is yet to open...can I open this AC on my own to save tax under 80ccd...can this ac can be merged with cpf ac? Plz guide.

  • @IamAnsumanDas
    @IamAnsumanDas 10 місяців тому

    Can i get enroll in both apy and nps ?

  • @beautifulmemories439
    @beautifulmemories439 10 місяців тому

    Hello dear how much money given by government after retair.... How much money given per month....

  • @Animesh5488
    @Animesh5488 11 місяців тому +4

    Sir Jo ppf account ke owner hai uski 5 saal k bad death ho jaye to kitne return milega please details video banaye 😢

  • @babit325
    @babit325 11 місяців тому +2

    Good education video sir but i have a problem sir I have salary account in kotak mahindra bank which was converted into savings account few months ago and I have not used it for long time what the charges I have to pay if I want to close it

  • @vivekd005
    @vivekd005 10 місяців тому +13

    We need a separate and detailed video for Corporate NPS.

    • @krishnaavinash1284
      @krishnaavinash1284 10 місяців тому +2

      If the employer (corporate company) has the facility of crediting the % of basic salary to your nps account, then you can opt.
      This option is only facilitated by fewer corporate which has larger employee base.
      You can ask your HR whether the company has corporate nps registered, if no can't do anything,
      If yes, then in nps application opening you can specify the corporate nps account option and employer details, post verification it will be activated as corporate nps. ( company can guide you here), if nps is already opened you can migrate/convert the existing individual nps to corporate nps ( company HR / payroll team should guide you here)
      Max % is 10-12% of basic salary depends on company in private sector

    • @shimvijay1
      @shimvijay1 9 місяців тому +1

      @@krishnaavinash1284 I had a question. Pls help if you could...which NPS is better- The corporate one or the individual NPS? Thanks in advance for the advice.

    • @krishnaavinash1284
      @krishnaavinash1284 9 місяців тому

      @@shimvijay1 Your question is invalid
      Corporate or normal nps both are same.
      If it is Corporate NPS, then it's like a extra feature which will enable Corporate to credit amount to your NPS stating that the nps is registered under corporate with our company details from the employer side.
      In Corporate NPS you are providing additional role/right to the employer to credit the amount to your NPS.
      If it is normal nps, only individual can send the amount to the nps account corporate cannot.
      There is no real difference.
      This answer is from my experience only, you can check with others as well.

  • @defencebyshakirahmad3562
    @defencebyshakirahmad3562 6 місяців тому

    Sir baad mai nominee change ho skta hai ???

  • @arunanegi6625
    @arunanegi6625 9 місяців тому

    NPS account open karne ki koi age hai means 49+ ki age mein open kar sakte hai, minimum kitna invest kar skte hai and yeh yearly hai ya monthly, secondly invest amount fix hota hai ya kum zayada bhi kar sakte hai.

  • @kumarshiva-xf4ii
    @kumarshiva-xf4ii 11 місяців тому

    Sir nre accounts ko chance hai NPS ko opan kar sakata hai

  • @sreeramaonlineservicesbodh2620
    @sreeramaonlineservicesbodh2620 8 місяців тому

    Monthly Auto Debit kaisa hoga?

  • @9173-
    @9173- 9 місяців тому

    Please make video on policy bazaar.. Humble request to you sir

  • @puneetsingh6526
    @puneetsingh6526 6 місяців тому

    Hello... bhai jo sirf tier 1 open krta hai.. uska Paisa bhi equity, bond mein invest hota hai kindly reply

  • @dilipghoshjal
    @dilipghoshjal 5 місяців тому

    In your nps calculator include the inflation.

  • @vipinsingh-ji8dj
    @vipinsingh-ji8dj 4 місяці тому

    Can we open atal pension and nps both. ?