G+D Filia® Digital Cash for Everyone, Anywhere, Anytime

As digital forms of payment continue to grow in number and popularity, we believe that there is a need for a government-backed digital currency that is safe, secure, and trusted. A central bank digital currency is a digital version of physical cash. Issued by a central bank, it is pegged to a local currency and made available to everyone, anywhere and anytime. It has the same characteristics as cash, but digital. That means it can be used for payments in stores and online, and can be easily sent to friends and family. But beyond that, and equally important, CBDC fosters digital financial inclusion and serves as a bedrock for further innovation.
G+D Filia® is a token-based CBDC resembling cash enhanced with smart features. It has been designed from the very beginning to allow for consecutive offline payments and can be used through smartphones, smart cards, and other forms of digital and hardware wallets without the need for a bank account, the disclosure of private data, or consumer fees. This helps central banks fulfill their mandate of issuing a digital form of legal tender that can be used independently while guaranteeing widespread benefits for both businesses and the general public.
Learn more about G+D Filia® from our Director of Business Development CBDC, Tanja Hessdoerfer and Technical Lead CBDC, Severino Sequeira, as they present one of Filia’s unique features of offline digital payments for the LIFT Challenge Real Digital.
The LIFT Challenge Real Digital, is a special edition of the LIFT Lab with a specific objective, carried out by Fenasbac in partnership with the Banco Central do Brasil (BCB).
www.gi-de.com/en/payment/cent...