How To Build Wealth With $0 - The Easy Way

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  • Опубліковано 22 сер 2021
  • Let's discuss how to build wealth with no money, the best ways to make passive income, and how to grow your investments to $500,000 - the amount most Americans say they would need to feel financially secure. Enjoy! Add me on Instagram: GPStephan
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    1. BE CAREFUL WHO YOU LISTEN TO.
    The fact is, if you REALLY want to build your wealth…you NEED to go against the grain and do what most people are NOT doing, and that includes listening to people who are where you want to be.
    2. YOU NEED TO START MAKING MONEY
    Most likely, IF your goal is to try to build up your wealth as FAST as possible…you aren’t going to get there through a traditional job. Instead, pick a career or a business that ISN’T dependent on how many hours you work, but on the results you achieve. If you ignore the rest of the video and just focus on ONE thing, let it be this - because, it’s important.
    3. GET IN THE HABIT OF INVESTING EVERYTHING IMMEDIATELY.
    If you want to build your wealth, the reality is that - the longer you wait to start INVESTING - the more difficult it’s going to be….because, the more time you allow for your money to grow, the more money you’ll eventually have.
    4. CREATE MULTIPLE STREAMS OF INCOME.
    The average millionaire has more than 3 income sources - and, generally, the most income sources you have, the more money you're likely to make. This could include dividend income, capital gains, interest income, rental income, royalty income, earned income, or money generated from a side hustle.
    5. MINIMIZE YOUR SPENDING
    It’s said that the average American spends $18,000 per year on non-essential items…and this is something nearly EVERYONE can start cutting back on, immediately.
    6. AVOID LIFESTYLE INFLATION.
    The only way to overcome this is if you make more money, keep your expenses the same - don’t change a SINGLE thing - and invest the difference immediately. If you’re earning $40,000 and get a raise to $60,000…great, now you save another $20,000.
    By doing all of this - growing your wealth from nothing to $500,000 in less than 10 years is entirely possible, even without a crazy high starting income….but - it will require a lot of work, sacrifice, and discipline to stay consistent…it means you’ll have to cut back as often as possible, and otherwise live like you’re constantly broke…BUT, AFTER those 10 years…you’ll have the financial security that most people DREAM ABOUT…and those habits are likely to continue forward to build an even greater future.
    My ENTIRE Camera and Recording Equipment:
    www.amazon.com/shop/grahamste...
    For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
    *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

КОМЕНТАРІ • 3,5 тис.

  • @TastingHistory
    @TastingHistory 2 роки тому +10935

    Oh good! I already have $0! First step accomplished.

  • @martinbelanger9963
    @martinbelanger9963 4 місяці тому +375

    People still make videos about zero to a hundred riches.. that thinking is the only way to slow yourself down.. to make money, you have to invest wisely

    • @stephmeldrich6765
      @stephmeldrich6765 4 місяці тому +3

      very true, people dont realize how much money is being made day to day on the internet... I do not even bother explaining it anymore

    • @collinsnorman473
      @collinsnorman473 4 місяці тому +1

      It is because you must accept that you cannot accomplish everything on your own. When you do not practice division of labor, it is referred to as greed.I made a million dollars trading stocks last year with expert advice, paid the commission since I am not greedy, and the rest was history. Quite easy if you are informed

    • @JamesF.Brennan
      @JamesF.Brennan 4 місяці тому

      I've been thinking about going that route. I have a lot of stocks that I have maintained, but they are beginning to lose value, so I'm not sure if I should hold onto them or sell them. I feel hiring your investment coach would make it easier to restructure my portfolio.

    • @collinsnorman473
      @collinsnorman473 4 місяці тому

      sure! I work with Mrs Emily Lois Parker and you can lookher up as she is famous in the US

    • @JamesF.Brennan
      @JamesF.Brennan 4 місяці тому

      thanks for tip, Just looked her up, she seems amazing and I am looking forward to working with her

  • @michealwrubell4302
    @michealwrubell4302 Рік тому +900

    Great Video Mav! Maybe make a video on potential investments in this current market that would fetch substantial profit, been coming across articles on bloomberg, business insider etc about folks raking in $200K averagely in 6weeks using some sophisticated strategy and I'd love to know how.

    • @lipglosskitten2610
      @lipglosskitten2610 Рік тому +2

      Investing in stocks is a good idea, a good trading system would puts you through many days of success.

    • @Walter_hill_
      @Walter_hill_ Рік тому +1

      I agree, reason I have all my invt-decisions ran through a coach on a daily-basis, it’s been 3years and counting and I’ve grown over $2million in gains, my coach's-analysis so far has steered me off losses and troubled waters and guided me make the most off major-breakthroughs in the mrkt, and esp. in this downtrend, her safe haven asset- trading, short-selling, ETF shorting skill-set are very essential.

    • @lipglosskitten2610
      @lipglosskitten2610 Рік тому +1

      @Dan Brooks Big Credits to 'Christine Jane Mclean she has a web presence, so you can simply search for, there are some others but it might be difficult to get them, but Christine as been a good guide through the year.

  • @BGB770
    @BGB770 Рік тому +514

    1:21 Be careful to who you listen to
    2:03 Earning money
    3:54 Investing immediately
    6:35 Create multiple source of income
    - earned income 7:08
    - dividend income 7:23
    - capital gains 7:59
    - interest income 8:22
    - rental income 8:38
    - Side hustle 9:25
    10:07 Goal 500k
    13:25 lifestyle inflation

  • @vesh
    @vesh 2 роки тому +2147

    i've learned more financial advice from Graham than from 12 years of school 😅

    • @GregMurphyCanFixIt
      @GregMurphyCanFixIt 2 роки тому +72

      That's because it isn't taught in school. 👍

    • @junaidali6425
      @junaidali6425 2 роки тому +8

      C'mon evil from minecraft to this
      You are as free as i am

    • @bluesulffer9675
      @bluesulffer9675 2 роки тому +2

      why is evil here lol

    • @TheAlex3061
      @TheAlex3061 2 роки тому

      First time I’ve ever seen you comment on a video, are you new ?

    • @lotto5742
      @lotto5742 2 роки тому +1

      They don't teach you finance in school. So the jokes on you.

  • @MIchaelGuzman737
    @MIchaelGuzman737 Рік тому +464

    There are lots of mixed opinions about stocks and there projection in the next coming years, I aim for short term solid gains from market correction and I'd definitely jump on the boat if I knew a thing or two about day-trading, but then again what do I really know? I'm just looking for the right moves to grow and hedge my stagnant reserve of $370k from inflation.

    • @greekbarrios
      @greekbarrios Рік тому +2

      Time in the market beats market timing. Some people think they can view investing as a get-rich-quick scheme, but it doesn't quite work that way. It's a long-term commitment as you can see from kevin's portfolio performance.

    • @sommersalt88
      @sommersalt88 Рік тому +5

      Because of these market uncertainties, I do not base my market judgements and conclusions on rumors and hearsay. I let my emotions get the best of me in 2020, leaving me in an useless position in the market; I had to reorganize my whole portfolio with the help of an advisor before I began to see major results in my portfolio. I'm still working with the same advisor and have made more than $1.5 million in two years. Whether it's a bull or bear market, both create good returns; it just depends on where you look.

    • @kashkat987
      @kashkat987 Рік тому

      @@sommersalt88 Unquestionably, we are only one information away from collecting wealth; I know many people who made their fortunes from the Dotcom and 2008 crashes, and I have examined similar prospects in this present market; might this person who helps you assist you?

    • @sommersalt88
      @sommersalt88 Рік тому +6

      My advisor "LISA ELLEN SHAW" is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversification as a bear market buffer and is considered an expert in that field. I recommend doing further research on her references. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market profitably.

    • @kashkat987
      @kashkat987 Рік тому +1

      @@sommersalt88 This is useful information; I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

  • @kelvinjohnson4
    @kelvinjohnson4 11 місяців тому +226

    Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

    • @Karagoldberg7
      @Karagoldberg7 11 місяців тому +3

      Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor

    • @adakkristinn
      @adakkristinn 11 місяців тому +2

      Not at all, having monitored edge my portfolio performance which has made a jaw dropping $780k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market. I must say it's the boldest decision I've taken since recently.

    • @LionTowercoporation
      @LionTowercoporation 11 місяців тому

      @@adakkristinn Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

    • @adakkristinn
      @adakkristinn 11 місяців тому

      @@LionTowercoporation Colleen Janie Towe” is her name, you can search her up for her info

    • @LionTowercoporation
      @LionTowercoporation 11 місяців тому

      @@adakkristinn Thanks for this tip. Her website popped up on the first page immediately I searched her on google web, I read through his resume and it seems pretty tight. So, I dropped a message & hopefully she replies soon.

  • @andrewcleverly1322
    @andrewcleverly1322 2 роки тому +471

    When you invest, you are buying a day that you don't have to work.
    I pray everyone reading this becomes successful.

    • @andrewcleverly1322
      @andrewcleverly1322 2 роки тому

      @John Alfred you can reach out to him now on FB 👇

    • @andrewcleverly1322
      @andrewcleverly1322 2 роки тому

      @John Alfred Mark J. Ramsey

    • @site_is_down
      @site_is_down 2 роки тому

      Long-term thinking or mindset gets us to long-term results. Do consistently investing and see how you have saved yourself from financial crisis.

    • @thewinner4319
      @thewinner4319 2 роки тому

      Amen🙏, thank you, and you too BATMAN says!😊

    • @jporpmer
      @jporpmer 2 роки тому

      @John Alfred shib
      .Shibarium will be released soon... don't sleep

  • @TheItrucker
    @TheItrucker 2 роки тому +242

    I earned my money the old fashioned way...I inherited it all

    • @andretran851
      @andretran851 2 роки тому +12

      The true way 😌

    • @luxurybuzz3681
      @luxurybuzz3681 2 роки тому +11

      But how did your ancestors get the money that you inherited? They made that money

    • @LasTCursE69
      @LasTCursE69 2 роки тому +20

      @@luxurybuzz3681 Or stole it..

    • @Foodfreal
      @Foodfreal 2 роки тому +2

      @@luxurybuzz3681 nah they also inherited it

    • @AidenYuso
      @AidenYuso 2 роки тому +12

      @@frankdonnie3713 shut up

  • @oliviaralston1
    @oliviaralston1 Рік тому +61

    Successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life

    • @vivandrel7530
      @vivandrel7530 Рік тому

      You are right, to be a successful person in life require him or her of hard work and time

    • @geralyncainglet2626
      @geralyncainglet2626 Рік тому

      The thing about been successful is working toward it and not going the other way round

    • @clydeorlan2615
      @clydeorlan2615 Рік тому

      You are right. Been thinking of going into gold and cyptocurrency

    • @hauwaahmad9606
      @hauwaahmad9606 Рік тому

      It's obvious everyone is doing this online Investment

    • @prince2405
      @prince2405 Рік тому

      Investment is the key to achieving success with the current pandemic slowing down so many businesses aww

  • @Angels-Grace
    @Angels-Grace 24 дні тому +3

    My sister was working in a Nail Studio and the costumers would pay 40-80€ each set depending on how much they want on their nails. Depending on each costumer she needs about 30 mins to an hour for a Set. Made a bunch of money per month and kept the money to open her own Nail Studio. She started hiring people that want to learn doing nails and trained them. Once she had good workers, she started to open her second Studio and it just kept going. Nowadays she only has to manage workers and do some office stuff, since everything is working. Her workers are getting paid over averagely and she earns six figures every year by doing little to no work and having more time for family.

  • @josephblake9422
    @josephblake9422 2 роки тому +28

    Well I earned $ 1250 through James, had doubts but glad I gave it a shot

  • @damian7223
    @damian7223 2 роки тому +443

    average young guy: spends 2000$ per year on coffee
    graham: invest the money
    business idea: start a coffee shop 😘

    • @Rhyd
      @Rhyd 2 роки тому +21

      Or better yet set up a catering trailer selling fresh cups of bankroll coffee. Call it the Bank Vault 😂

    • @Kirtoisplayz
      @Kirtoisplayz 2 роки тому +1

      @@Rhyd LMAO that would be perfect!

    • @JerEditz
      @JerEditz 2 роки тому +3

      It works. Just do the work in finding good coffee in some far off forest and business will go to the moon.

    • @elonmusk8461
      @elonmusk8461 2 роки тому

      Nikola stock is the best before it skyrockets on Friday

    • @kinilas
      @kinilas 2 роки тому +5

      Dang what young guy has that much money to spend on coffee?

  • @crishernandez6224
    @crishernandez6224 2 роки тому +140

    I’m 19 and I’m spending my time listening to this guy that I stumbled upon on randomly one day and I don’t regret it.

  • @rameenamoore2337
    @rameenamoore2337 2 роки тому +72

    “What’s up, Graham! It’s guys here!” 😂 Am I the only one who caught that?

    • @SPNSX
      @SPNSX 2 роки тому

      No I caught that too lol

    • @glamdawling
      @glamdawling 2 роки тому

      Love when he says that. Cracks me up every time.

    • @CierraSalleyHinds
      @CierraSalleyHinds 2 роки тому

      I though that's what he said 😂

    • @devindoyerofficial
      @devindoyerofficial 2 роки тому +1

      ahahah i was so confused thought i was hearing things aha

  • @joesphcu8975
    @joesphcu8975 Рік тому +254

    Honestly, I'm unsure if investing is a wise move right now. Take note of how frequently things fail. As I still have some time before I retire, I'm still looking for a better strategy to invest my money despite reading charts and predictions from well-known investors from the past and present. In order to generate passive income, I want to build a solid and reliable portfolio.

    • @alexyoung3126
      @alexyoung3126 Рік тому +4

      The outstanding catch-up measures currently in place are unquestionably due to the Fed, as they were first too sluggish to contain inflation. The epidemic, supply-chain concerns, and the situation in Ukraine are all factors in the looming perfect storm of inflation. Not to mention the sharp increase in housing expenses, another factor that makes it challenging for the Fed to control inflation. To sum up, if you have the cash, get rid of it right away to benefit from the high savings rate.

    • @lawerencemiller9720
      @lawerencemiller9720 Рік тому +4

      The issue is this! Individuals with little to no experience in the stock market commonly try to buy on their own. Prior to acting appropriately and getting in touch with financial advisor Eileen Ruth Sparks in the US, I had the notion, but things have changed since then. I began seeing incredible returns on my investment.

    • @kimyoung8414
      @kimyoung8414 Рік тому +1

      Although this is impressive, my portfolio is in such horrible shape that I definitely need their aid. Tell me how I can get in touch with her, please.

    • @lawerencemiller9720
      @lawerencemiller9720 Рік тому +2

      Check up on Eileen; in 2020, she attracted a lot of attention. I'm not sure whether I have permission to say anything, but... okay. She acts as my mentor and manages my portfolio.

  • @raaviusa
    @raaviusa 2 роки тому +606

    My takeaway: Pick a career or business that's not depend on how many hours you work
    This well aligns with Jim Roh's saying “You don't get paid for the hour. You get paid for the value you bring to the hour.”

    • @RGE_Music
      @RGE_Music 2 роки тому +11

      Any careers you recommend?

    • @dorg9502
      @dorg9502 2 роки тому +1

      @@RGE_Music Writer

    • @Skoal36
      @Skoal36 2 роки тому +32

      @@RGE_Music strippers an cocaine.

    • @l.c.6321
      @l.c.6321 2 роки тому +10

      im not smart. so any suggestions for me? 😂

    • @ww-ue7nj
      @ww-ue7nj 2 роки тому

      Some jobs in Wall Street

  • @OliverFoote
    @OliverFoote 2 роки тому +14

    I recommend only watching Graham's Videos, and spending the rest of the evening making your own

  • @josegasperin4236
    @josegasperin4236 Рік тому +67

    I been following his advice and I was making 18k a year now I’m up to 180k a year and growing as long as you follow and make smart choices it definitely helps

    • @hansalvarado4286
      @hansalvarado4286 Рік тому +15

      are you making a million and 800K now?

    • @grqfes
      @grqfes 10 місяців тому +5

      @@hansalvarado4286 no, hes past that at a billion and 800 million. he just made smart choices and didnt buy coffee.

  • @matthewmurcia9823
    @matthewmurcia9823 2 роки тому +27

    Very recently turned 18, you have helped massively gain a perspective on what to do. Positivity has really made me change my overall mindset. More doing less talking.

    • @site_is_down
      @site_is_down 2 роки тому

      You're now at the right age to start creating a future where you don't have to worry about your finances. Do something that your future self will thank you for. See you around!

    • @RM-ti2bv
      @RM-ti2bv Рік тому

      Don't squander it, you got the advice, make a plan. I didn't. Now I'm stressing at 30. Don't be me lol please

  • @Sevenaitken
    @Sevenaitken 2 роки тому +7

    “What’s up graham is guys here” 0:01

  • @JoshuaDuke
    @JoshuaDuke 2 роки тому +31

    We are debt free except for our house. Incomes increasing, expenses decreasing, investments growing. Life is good. $5 and ebay replaced my wifes income. Waking up at 5am to youtube and just hit 600 Subs! Pretty pumped at how things are going. Listen to graham and do the things.

    • @howtoadultschool
      @howtoadultschool 2 роки тому +1

      Congrats on the 600 subs! Sounds like you're on a great track :).

  • @stephmeldrich6765
    @stephmeldrich6765 9 місяців тому +49

    I’m saving and investing around 70 percent of my income in the financial market(high yield etfs, stocks, coins, gold etc) pretty much how I made my first million although with an FA. I have a high paying job, and I live upstate NYC. my expenses are low. I have zero debt, low rent and car paid off. So i can just save. feel lucky at this point I'm actually grateful for Lisa Rosa Cavanagh handling my portfolio, she's the only person i know that's richer than me hahah!!!

    • @larryronhartfield55
      @larryronhartfield55 9 місяців тому +1

      That’s some good values. sounds like you got something going for you

    • @meredithelbert6608
      @meredithelbert6608 9 місяців тому

      I did read about Lisa Rosa Cavanagh on the web., quite a great bio she has

  • @graydonrobson7471
    @graydonrobson7471 2 роки тому +1

    To live a life that most won’t you must do more that what most will. A quote that I remember when grinding and not seeing instant results

  • @tylerjacome6384
    @tylerjacome6384 2 роки тому +86

    For people wondering about the thumbnail 250 A-day for a whole year is $91000

    • @jovelove2115
      @jovelove2115 2 роки тому +6

      Almost there. $40 a day passively

    • @nocarbon6301
      @nocarbon6301 2 роки тому +7

      @@jovelove2115 how do you make 40 a day passively?

    • @Anonymous-ld7je
      @Anonymous-ld7je 2 роки тому +3

      @@jovelove2115 That is excellent

    • @yungrxco3177
      @yungrxco3177 2 роки тому +2

      @@jovelove2115 give me the juice

    • @dku1337
      @dku1337 2 роки тому +2

      @@jovelove2115 tell us how

  • @smartcookiefinance
    @smartcookiefinance 2 роки тому +75

    Watched this twice! Graham’s recommendations:
    -Listen to people who are where you want to be
    -Work a job that pays on results not on hours (ex. sales)
    -Switch jobs to earn more
    -Start a business
    -Invest immediately (maximize time in market)
    -Open Roth IRA
    -Save as much as possible as soon as possible (ideally more than 10% of income)
    -Create multiple sources of income (millionaires have 3+ sources of income)
    -Common sources of income: Salary, Dividends, Capital Gains, Interest Income, Rental Income, Side Hustle
    -Don’t increase your expenses when you increase your earnings

    • @israelink
      @israelink Рік тому +7

      you missed a very important one: work so much that you don't have any time to spend your money

  • @successwithstacee9290
    @successwithstacee9290 2 роки тому +5

    Just work so much you don't have time to spend money. Yep that's probably my favorite one.

  • @ivyhatsune18
    @ivyhatsune18 Рік тому +13

    Loved loved loved this video!!! Thank you so much Graham!! SO Helpful having everything you mentioned summarized in a visual style! As someone with Synesthesia and ADHD I appreciate you!

  • @raygauthier2238
    @raygauthier2238 2 роки тому +61

    To "Canadianize" it a bit... The Roth IRA is equivalent to the Tax-Free Savings account (which should be called the Tax-Free Investment Account -- but that's another story) and the 401K 's Canadian equivalent is the RRSP.

    • @howtoadultschool
      @howtoadultschool 2 роки тому +8

      Good contribution, this is super helpful for all us fellow canadians! There are so many american finance channels, it's good to see the canadian version of the information. :)

    • @caraRL
      @caraRL 2 роки тому +6

      And to "Quebecianize" it a bit in french.. the TFSA is "Compte d'épargne libre d'impôt" (CÉLI) and the RRSP is "Regime enregistré d'épargne-retraite" (REÉR)

    • @shaneryan5624
      @shaneryan5624 2 роки тому +1

      Is their a Roth IrA equivalent in Ireland?

    • @raygauthier2238
      @raygauthier2238 2 роки тому +2

      @@caraRL Merci mon ami. J’aurais dû y penser.

    • @cy6434
      @cy6434 2 місяці тому

      Oohh thanks for this

  • @TheIcedCoffeeHour
    @TheIcedCoffeeHour 2 роки тому +841

    WOW! This is incredible work graham. I really needed this video right now, thanks!!! SUBBED!

    • @DGBAntho
      @DGBAntho 2 роки тому +12

      Wow Jack your studio tour was amazing at the end 😉

    • @chrisklupenger4999
      @chrisklupenger4999 2 роки тому +4

      Hi jack!!

    • @GrahamStephan
      @GrahamStephan  2 роки тому +93

      WOW THE NEW STUDIO SET IS INCREDIBLE!

    • @manak2667
      @manak2667 2 роки тому +2

      @@GrahamStephan Graham u gonna make a video on techleads recent scam coin? could be a banger

    • @nintendoknight1808
      @nintendoknight1808 2 роки тому

      Took the words right out of my mouth!

  • @richardrose7382
    @richardrose7382 Рік тому +11

    Now, how does a retiree manage to do this? When I was working and setting up my retirement plan, $30,000 seemed like a lot of money. Two divorces, two careers and a heart attack later, I’m finding this amount of money doesn’t cover expenses very well. So starting from $0 is appealing to me!

  • @setsuna7618
    @setsuna7618 2 роки тому +3

    I teared up. This is amazing and I need more of this video type. Ty Graham

  • @mattbowyer6211
    @mattbowyer6211 2 роки тому +205

    Graham: “What do you do between 6pm and midnight?”
    Me: “SMASHING the like button on this video” 😂

  • @XavierV37
    @XavierV37 2 роки тому +432

    Investing is like planting a tree. The best time to plant a tree was 30 years ago. The second best day is today.

    • @TheGrahamStephanShow
      @TheGrahamStephanShow 2 роки тому +17

      thats right!

    • @johanlorenzo
      @johanlorenzo 2 роки тому +3

      Nailed it! 🎯🎯🎯

    • @MichelleMarki
      @MichelleMarki 2 роки тому +3

      I like how you put this Xavier 👍

    • @ufchighlights1
      @ufchighlights1 2 роки тому +1

      The 3rd best day is tomorrow.

    • @joangarciacardona3139
      @joangarciacardona3139 2 роки тому +7

      @STUN MUSIC Yes it is highly profitable, I made a good profit of $8,500 with a capital of $1600 on my last trade with her.

  • @laurenkaran9140
    @laurenkaran9140 Рік тому +187

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. The stock market has plenty of opportunities to earn which I myself took advantage of.. I made my first million from going diverse, mainly stocks, ETFs, coins and bonds. It’s a long term plan for me so I invest and re-invest

    • @mitchsapastein5593
      @mitchsapastein5593 Рік тому +3

      As a newbie in the financial markets, the volatility scares me so much and I'm curious as to how you were able to make this much returns in such market conditions.

    • @laurenkaran9140
      @laurenkaran9140 Рік тому +6

      @@mitchsapastein5593 i made my focus on looking at investing from a long term perspective and watching it compound , and my FA basically was my back bone.

    • @larryronhartfield55
      @larryronhartfield55 Рік тому +5

      Rightly said lauren, most people seek instant income instead of setting long-term plans/goals and following through religiously. Patience is the game

    • @mitchsapastein5593
      @mitchsapastein5593 Рік тому

      @@laurenkaran9140 your FA, if you don't mind, can you refer me ?

    • @laurenkaran9140
      @laurenkaran9140 Рік тому +1

      @@mitchsapastein5593 Susan Kay Mack is her name, search her up for her info

  • @cpbeauvoir
    @cpbeauvoir Рік тому +36

    Starting on my wealth journey. Currently have no income and several thousands in debt. So excited to come back to this comment in a year and see how I've improved 👏🏿

    • @derrickharris7318
      @derrickharris7318 Рік тому +13

      I was 36 with tens of thousands in debt and on the streets now I'm 39 with a 6 figure retirement fund you can do it if you focus

    • @cpbeauvoir
      @cpbeauvoir Рік тому +5

      @@derrickharris7318 thanks so much for sharing your story. I'm definitely encouraged and looking forward to building wealth.

    • @aprilsparks1111
      @aprilsparks1111 Рік тому +4

      You got this!

    • @pkjk1255
      @pkjk1255 Рік тому +2

      @@derrickharris7318 damn that was a pretty quick turnaround. How'd you do it?

    • @derrickharris7318
      @derrickharris7318 Рік тому +10

      @@pkjk1255 I'm cheap I don't waste money I don't need fancy or brand new just a roof and a shower humble so I do as required working long hours and side jobs giving more than is required how do I do all that? Jesus is all I can say it's not about me no more I just do what's right. Consistency is the main goal it don't have to be done overnight.

  • @victorreynaga1805
    @victorreynaga1805 2 роки тому +5

    When my friends got their stimulus checks a couple months ago...they bought new phones or other electronics...I put my whole check into the stock market and already doubled it ... I'm glad made the correct decision

  • @alexpetrescu8917
    @alexpetrescu8917 2 роки тому +47

    We are wired, since childhood, to think if we do our thing well (study, work etc.) everything will go well, we will get a career, we will be paid more and more, we will be able to afford more and more, live a comfortable life and we should not worry about anything. Then life happens.

  • @erickgarciacosta
    @erickgarciacosta 9 місяців тому

    Probably the best video I've watched talking about this subject!

  • @davidrex9592
    @davidrex9592 2 роки тому +9

    I wish this content was around when I was younger. I had a late start at 45 because I was financially stupid now playing catch up

    • @seancappel741
      @seancappel741 2 роки тому

      Better that you started now than put it off!

  • @bryceabel7651
    @bryceabel7651 2 роки тому +10

    Graham can you do an updated “how to build wealth as a teen” ?

  • @rajib2k5
    @rajib2k5 2 роки тому

    I have suffered through this lifestyle inflation thing once... One article that motivated me to avoid it, had a key lesson... Learn how to delay your instant gratification. This will leave plenty of rewards later.

  • @jc_1338
    @jc_1338 2 роки тому +57

    I feel like I’ve seen this video 1000000 times now lol

    • @Jdizzle455
      @Jdizzle455 2 роки тому +11

      Same vid, different title, either way it always motivates me at least lol

    • @andreimitrica77
      @andreimitrica77 2 роки тому +1

      @@Jdizzle455 thought I was the only one trippin😂

    • @Jdizzle455
      @Jdizzle455 2 роки тому

      @@frankdonnie3713 any askers?

  • @chasingmypinnacle
    @chasingmypinnacle 2 роки тому +8

    For my bro’s and sisters that have no education outside of high school. Being a financial planner/ advisor is very lucrative. I’m getting into real estate as a broker and that makes serious money especially in Canada where I live.
    Real estate in combination with my 14+ year financial back ground it will make me a deadly real estate agent

  • @TheGreatWasian_
    @TheGreatWasian_ Рік тому

    I love that this advice is very practical and not over the top or unrealistic

  • @joeleone6276
    @joeleone6276 2 роки тому

    This is the best collection of financial info I've ever seen in one place.

  • @YakMotley
    @YakMotley 2 роки тому +25

    This is so true! That is what I did. I saved 90 percent of my income then invested it in Real Estate.

    • @drivingcrazy5336
      @drivingcrazy5336 2 роки тому +1

      no rent no foods no car ? how

    • @kylesaunders1661
      @kylesaunders1661 2 роки тому +3

      Prob lived at parents home and mooched

    • @YakMotley
      @YakMotley 2 роки тому +12

      @@kylesaunders1661 Actually I was a Captain in US ARMY, had roommates and drove an old vehicle! Sounds like your mindset is your problem! Good try at being a troll tho!

    • @infunerous666
      @infunerous666 2 роки тому +1

      @@YakMotley that’s the solution go to the army and you can save 90% of income

  • @gabriellat.6735
    @gabriellat.6735 Рік тому +111

    When it comes to investing, what’s your say to anyone with *50k $* looking for the best ways to invest and make good earnings off it ?

    • @Elizabethgreen779
      @Elizabethgreen779 Рік тому +1

      Good question. There’s no shortcut to getting rich, but there are smart ways to go about it.

    • @Elizabethgreen779
      @Elizabethgreen779 Рік тому

      I engage in diversifying various investments through proper planning and management of a well-known Investment Professional and so far have earned great returns (the amount is confidential).

    • @gabriellat.6735
      @gabriellat.6735 Рік тому

      I’ve always been fascinated with investing and I need to start now. Could you possibly give more information about the lnvestment Professional and how I can reach out?

    • @Elizabethgreen779
      @Elizabethgreen779 Рік тому

      As to get more details about my lnvestment ProfessionaI *(Diana Alexandra Hunts)* ; do quick internet research where you can write her, research with her full names mentioned.

    • @paul.l6310
      @paul.l6310 Рік тому

      Great stuff! Got it.

  • @topshelve788
    @topshelve788 2 роки тому

    Thank you Graham, your knowledge is priceless.

  • @imdee9024
    @imdee9024 2 роки тому

    Respect! Just the time that went into a video like this and he always over delivers. REALLY wish there was a South African version of him

  • @kingadams7786
    @kingadams7786 Рік тому +7

    The best advice I can offer is to conduct due diligence on each and every trading system, platform, educational course, account manager, and brokerage firm you are considering. And I'd recommend Mr Sam Deymon and the IQ momentum strategy for anyone who is still trying to find an edge in the market. If you are still losing money then you need this strategy.

  • @Jshart92
    @Jshart92 2 роки тому +137

    I would love to know how much money you’ve helped people save and invest over the years!

    • @GrahamStephan
      @GrahamStephan  2 роки тому +55

      I'd love to know that, too!

    • @MichelleMarki
      @MichelleMarki 2 роки тому +13

      He should ask that question in the comments next time. Make a challenge out of it!

    • @TopVillain
      @TopVillain 2 роки тому +10

      Well how much money has he made you?

    • @deesplash7087
      @deesplash7087 2 роки тому +1

      @@TopVillain right 💀

    • @jimrat4048
      @jimrat4048 2 роки тому +5

      "What's up Graham it's guys here." Lol

  • @thebezierguy
    @thebezierguy 10 місяців тому

    It's amazing to find so much value inside a 15 min video...

  • @jimalvarez5042
    @jimalvarez5042 Рік тому

    Thank you Graham, your videos help me stay focused

  • @Surfbogie07
    @Surfbogie07 2 роки тому +16

    Happy to say, after years of struggling and watching videos from people like you. And changing my mindset, my wife and I finally cleared a net value of over a million. Still work to do, but I have started asking myself, is this an asset or a liability? I would love to get land for us to retire on, but it makes more sense for us to buy a lake house that we can air bnb out half the year on a lake that has an average of 63% occupancy. So thank you Graham, thanks to you and people like you I have come a long ways. And I am on my way to my long term goal. Keep sharing this stuff, we all appreciate it.

  • @serwanakdag4094
    @serwanakdag4094 2 роки тому +175

    Graham Stephen was an AMAZING UA-camr when I was starting up in finance. But now that I’m an avid investor your videos only scrape the surface and it feels like it’s for beginners. I would love to see more complex videos from you. Well done tho you were one of the people who put me on this journey.

    • @yungprototype
      @yungprototype 2 роки тому +26

      He’s probably saving the heavy stuff for the patreon

    • @johnwick7583
      @johnwick7583 2 роки тому +32

      Was an amazing UA-cam? You mean he still is. Gotta remember that there are now 12 year olds watching him and me as an 18 year old who started watching him when I was 16 is helping me out. And if it feels like it’s for beginners it’s because it is. Gen z is rising up fast

    • @ashtonw9931
      @ashtonw9931 2 роки тому +4

      Go read the intelligent investor, naked economics and any of John Bogel's books. There are a hundred others, but Warren Buffet's teacher and the creator of the index fund are good places to start. Naked Economics is just a very easy to understand grounding in economics

    • @johnwick7583
      @johnwick7583 2 роки тому

      @@ashtonw9931 is Naked Economics an outdated book or is it very much relevant to today?

    • @ashtonw9931
      @ashtonw9931 2 роки тому +5

      @@johnwick7583 It is not a super old book, just double checked and it was first released in 02. But even so, it is just a good high level look at economics and it's basic principles.

  • @tiffanybaby13
    @tiffanybaby13 Рік тому

    We could have just listened to our parents or teachers growing up but somehow we ended up with Graham 😂 Finally ready to listen

  • @tropicalbreeze7508
    @tropicalbreeze7508 2 роки тому

    Thank goodness I found your channel. Such great information that I am definitely using. Thank you sir, take care till the next video.

  • @howtoadultschool
    @howtoadultschool 2 роки тому +57

    I love how you've figured out how to re-package the same solid information over and over again in new videos with catchy titles and different content, but the messaging about good financial management is the same. It's very cleverly done and I'm sure the repetition of the same values helps a lot of people!

    • @kyletaylor3860
      @kyletaylor3860 Рік тому +1

      It definitely does, I've heard about a Roth IRA I don't know how many times, but for some reason it resonated more now that I'm revisiting the topic.

  • @thirtyminutefitness6169
    @thirtyminutefitness6169 2 роки тому +33

    Gov jobs are commonly overlooked
    If sales and instability isn’t your thing. Get into a municipality if you’re young and just looking to start out, you can transfer to a higher level state job and your pension time will cary over. Pensions are on a decline but they still exist and some states are generous with them

    • @jonnewbury3482
      @jonnewbury3482 2 роки тому +4

      I second this, especially if you have served in the military or NG. You can buy your time back.

    • @GreenJanuary
      @GreenJanuary 2 роки тому +1

      That's because they're a joke, hiring process is months long only to be paid well below market value.

    • @thirtyminutefitness6169
      @thirtyminutefitness6169 2 роки тому

      @@GreenJanuary is $120,000/yr below market value? Asking for a friend

    • @mynamejeb8743
      @mynamejeb8743 2 роки тому

      I fucking hate sales tbh as an introvert. Worked as one for a couple of years and i make way less money than my desk job now

    • @philtabest
      @philtabest 2 роки тому +1

      @@thirtyminutefitness6169 For some career choices, $120,000 is below market value. You'd have to be more specific.

  • @mycontainergarden
    @mycontainergarden 9 місяців тому +1

    Thanks for your kind heartfelt message

  • @AjDoesItAll1
    @AjDoesItAll1 2 роки тому

    there is no easy way! requires hard work, the right knowledge and the right attitude

  • @stefansoderqvist7783
    @stefansoderqvist7783 2 роки тому +5

    0:40 This is starting to sound like South Park. I'm loving it

  • @CreativeCashflow1
    @CreativeCashflow1 2 роки тому +6

    Your first $1k will come from hard work. Your first $100k will come from smart work.

  • @dannyspranger2193
    @dannyspranger2193 Рік тому

    bro I freakin love Graham; he puts everything right in your face simply put. He does use quite a bit of clickbait and plays the youtube algorithm game, but he does a ton of research (which he displays,) and he isn't afraid to apologies if he was wrong. thanks for the great videos!

  • @Simple_Improvements
    @Simple_Improvements Рік тому

    Rewatched today. This video is so well put together, keep it up! 🔥

  • @Takanekoandele
    @Takanekoandele 2 роки тому +7

    Hello graham I'm 14 and lately I have gotten very interested in personal finance. Can u make a video on teaching us where and how to invest money? I'm really confused with the market

  • @alexa574
    @alexa574 2 роки тому +7

    I just finished listening to the whole video, Wow, this is the best step by step blueprint to build wealth I have seen. They should show this to every teenager out there. So well explained. Best part since this knowledge comes from you, I know my daughter will accept this far easier than if it comes from Mom! Lol, heck I don't mind, as long as this great information sinks in and helps her. Sincerely, thank you Graham for sharing your knowledge with us!

  • @ciscoshibler3214
    @ciscoshibler3214 2 роки тому +2

    Good advise!! I just started my rough Ira. I have high hopes for it!

  • @acevisionaire8621
    @acevisionaire8621 2 роки тому

    The first step is so true! Be careful who you listen to and surround yourself with people who have the success you what in your life.(And Invest).

  • @dargs3993
    @dargs3993 2 роки тому +12

    Your videos have changed my life Graham. I’m 16 with 3.2k invested already. But the constant zooming in and out between cuts is quite irritating while watching on my phone

    • @henning6158
      @henning6158 2 роки тому

      Yes same you should definitely start watching MeetKevin if you don't already because even though he makes so many videos they are all good and organized

    • @henning6158
      @henning6158 2 роки тому

      When did you start

    • @bashirdolal9596
      @bashirdolal9596 2 роки тому

      Damn how

  • @ireneh5406
    @ireneh5406 2 роки тому +5

    When I found your channel in 2017, I had less than $80k networth. Now 2022, I have about $574k in net worth. THANKS Graham for being my inspiration!!!

  • @juanmata929
    @juanmata929 2 роки тому

    This is by far one of your best videos. 🙌

  • @dustinneff6517
    @dustinneff6517 2 роки тому +1

    I love you videos and content keep up the amazing work I truly listen to you and utilize your advice

  • @mrg861
    @mrg861 2 роки тому +11

    The plugs are more and more seemless😂🔥I love it

  • @oliviaralston1
    @oliviaralston1 9 місяців тому +29

    You work for 40yrs to have $1M in your
    retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires.

    • @ademusiaka7198
      @ademusiaka7198 9 місяців тому

      You are right, to be a successful person in life require him or her of hard work and time.

    • @Isabelle.h
      @Isabelle.h 9 місяців тому

      The thing about been successful is working toward it and not going the other way round.

    • @kirstenraedmund7346
      @kirstenraedmund7346 9 місяців тому

      It's obvious everyone is doing this online Investment

    • @Brookeinda
      @Brookeinda 9 місяців тому

      ​@@kirstenraedmund7346I totally agree with you it has been an eye-opening experience for a lot of people..

    • @dustireller3953
      @dustireller3953 9 місяців тому

      Investment is the key to achieving success with the current pandemic slowing down so many businesses aww.

  • @anthonykennedy9019
    @anthonykennedy9019 2 роки тому

    Excellent video grahm really respect you thanks for the help over the years

  • @jeffreymelton2200
    @jeffreymelton2200 2 роки тому

    I really like you. you are 100% real, and that is rare. You dont mind sharing step by step how to be successful, and you dont mind telling the absolut truth, which i appreciate

  • @ChengHorn9
    @ChengHorn9 2 роки тому +3

    Graham can you do a video on side hustles for people who suck at customer service jobs? I've been wanting a side hustle, but can't hold a customer service job to save my life. Thankfully my day job doesn't involve working with people.

  • @alexandersmith7290
    @alexandersmith7290 2 роки тому +110

    I had $0 but when I met Valerie Scott my intelligent broker from a trade conference with hope and belief that I'll gain because I've been loosing alot.
    She helped me build a very strong income stream

    • @siuliangcsc3729
      @siuliangcsc3729 2 роки тому

      Incredibly mind blowing, I never believed I would meet someone else who works with this lady tooo, she's been a positivity to my finances

    • @miguelarroyo3660
      @miguelarroyo3660 2 роки тому +1

      Actually I'm glad, I'm feeling like an investor who has been in the game for a long while, thanks to this wonderful lady who helped me, even when I doubted

    • @alexbury724
      @alexbury724 2 роки тому

      This is not the first time I'm hearing this name and her records

    • @alexbury724
      @alexbury724 2 роки тому

      I really wanna knw how to get to this lady ASAP

    • @davisleo299
      @davisleo299 2 роки тому +1

      I had an initial start up of 2450 last week and was placed on a specific signal which sky rocketed my profits.

  • @Minuteman_1776
    @Minuteman_1776 2 роки тому

    This video actually could save my life I'm 17 almost 18 and this video is the best advices

  • @aboucard93
    @aboucard93 2 роки тому

    Graham I watch a lot of your videos but this one is an absolutely banger

  • @spencergrau4608
    @spencergrau4608 2 роки тому +109

    I honestly believe that you are doing more genuine good for people on UA-cam than at least 95% of material on this site.
    Seriously. The info you provide and the accessibility of your personality and presentation style is so essential to anyone who wants to know how to get ahead in their life. This information is related to day to day life, work, housing, retirement, and all the things which impact our stability, families, mental health, and futures.
    Thank you for doing what you do!

  • @dalenschnayer4047
    @dalenschnayer4047 2 роки тому +13

    Amazing video graham I love your input on everything. You are such a good motivator.

  • @christophergirma5287
    @christophergirma5287 Рік тому

    Having a UA-cam channel like this is probably one of the smartest side hustles to have. This Chanel definitely makes a very good amount of money especially for a side hustle

  • @jenparenas8340
    @jenparenas8340 2 роки тому

    just know your skill and passion then once you loved it ..money will follow

  • @jacobpetterson3873
    @jacobpetterson3873 2 роки тому +18

    When it comes to lnvestment, I’ve my interest set on key sector such as IDOs Launchpad Projects and as well operating with a ProfessionaI & So far I've attained over *500K $.*

    • @jacobpetterson3873
      @jacobpetterson3873 2 роки тому

      I engage in productive investments (more of capital in crypt0), through investing in *IDOs Launchpad Projects* and operating with an lnvestment Professional of an lnvestment firm, so far I've attained Returns over *$500K*

    • @jacobpetterson3873
      @jacobpetterson3873 2 роки тому

      As to get more details about my lnvestment; *( DIANA ALEXANDRA HUNTS )* easily do quick internet research where you can easily approach her from, do your research with her full names mentioned.

    • @avajones2944
      @avajones2944 2 роки тому

      Tnx for this info, I just looked up your lnvestment ProfessionaI and found her web page. Her experience is pretty impressive. I wrote her and I'm waiting on her reply.

    • @henryrobinson4678
      @henryrobinson4678 2 роки тому

      Wow! Stumbled over here on the same Diana Alexandra hunts , which my colleagues at work always attest to her great experience in lnvestment. Good deeds they say, fly easily..... Diana is great!!

  • @claraheena6176
    @claraheena6176 Рік тому +57

    I AM FROM ENLAND WHERE I WORK AS A JOURNALIST UNTIL I MET EXPERT MRS KAREN CHARLES, MRS KAREN CHARLES IS LEGIT AND HER METHOD WORKS LIKE MAGIC. I KEEP EARNING EVERY SINGLE WEEK WITH HER NEW STRATEGY

    • @qiaoxiaowen890
      @qiaoxiaowen890 Рік тому

      I've been an investor with her since 2019. She's been a great mentor and account manager to me

    • @qiaoxiaowen890
      @qiaoxiaowen890 Рік тому

      I'm happy I did Invest with her and I still reinvested and the trading is still ongoing

    • @thomasbrooks7768
      @thomasbrooks7768 Рік тому

      I just received my profit of $30,000

    • @thomasbrooks7768
      @thomasbrooks7768 Рік тому

      After God in my life, is now next to Mrs Karen because she has really brought me out of credit and sorrow,

    • @donaldave691
      @donaldave691 Рік тому

      I am from Denver Colorado USA I connected with her and she has helped me a lot, she makes so much profit for me she is a FINRA agent.

  • @VoiAhoyTV
    @VoiAhoyTV 2 роки тому +3

    I recently got the same position at another company with a 13.5% raise. I’m all for job hoping if it means your take home is higher. Plus it’s within walking distance from my place and I save £250/month on traveling

  • @andreibanu390
    @andreibanu390 2 роки тому

    The best value for money advices you can get

  • @louiseyvette2261
    @louiseyvette2261 Рік тому

    I love your videos, Graham!

  • @douglaschester2097
    @douglaschester2097 Рік тому +27

    *Awesome! your potential seems timeless.* Understanding your financial needs and chalking out a plan remains the smart way to prepare for the unexpected. 11yrs in investing space and extremely pleased with the decision I made. The good news is - it’s not too late

    • @rayeugene3180
      @rayeugene3180 Рік тому

      Congrats! I'm fascinated with investing, as a single mom and juggling all these things are quite difficult. Invested $ in few sectors but haven't seen any profit yet. Do you think I'm missing out something?

    • @douglaschester2097
      @douglaschester2097 Рік тому

      Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

    • @rayeugene3180
      @rayeugene3180 Рік тому

      @@douglaschester2097 Thank you so much I really appreciate. If you don't mind, how can I get in touch with a professional

    • @douglaschester2097
      @douglaschester2097 Рік тому

      I invests with *(Olivia Charlotte Oswald)* a widely known consultant. You can make a quick internet research with her name mentioned where you can easily get in touch

    • @sarahfletcher01
      @sarahfletcher01 Рік тому

      UA-cam has been of great help to many facing challenges of making best decisions on what to invest in, but it's not enough cause most people don't understand what they watch. So it's important to seek the advice of a professional before any investment decision.

  • @mark18mhcc
    @mark18mhcc 2 роки тому +3

    I love your videos man! Thank you for making them. Please continue! It was very informative. I currently left a job and at a crossroad between looking for new job while deciding if I want to lean in and grow my business - side hustle. I have online marketing experience. I'm realizing a lot of things for myself, that I don't necessarily know how to grow a business. I would love to start learning about finances, investing, growing money. Anyway, thanks for all you do!

  • @ebonyharr
    @ebonyharr 2 роки тому +1

    Great video! Great information! Sharing us caring. Please continue to education and motivate us

  • @charlesdominiclopez416
    @charlesdominiclopez416 Рік тому

    This was the best video I’ve watched on a breakdown

  • @dillonreynolds1779
    @dillonreynolds1779 2 роки тому +5

    I quit a career to deliver pizzas for this exact reason. The harder I work the more efficient I am the more I make. And I love it.

  • @moneybee
    @moneybee 2 роки тому +3

    You don't have to be amazing to start... but you have to start to be amazing!

  • @accidrainn1334
    @accidrainn1334 2 роки тому +2

    I just wanted to say thank you .. We are investing into a company this year for the first time with a Stock ,a cryptocurrency venture & other investments 👍🏻 Thanks for the videos 😊

  • @YeahClickClack
    @YeahClickClack 2 роки тому

    Great video Graham. Thank you!

  • @CommentLikeDescribe
    @CommentLikeDescribe 2 роки тому +13

    Between 6pm and midnight? Idk, Graham. A kid's gotta live a life. Dinner, non-screen related time, grooming, exercise, hobby stuff, maybe a little ps5, conversations with loved ones. Ya know, the stuff we invest time/money to do in the first place.

    • @MichelleMarki
      @MichelleMarki 2 роки тому +3

      Very valid points. Some people do their side hustles, like a journalist writing their book, in the morning hours before their family wakes up / they gotta go to their journalism job

    • @JohnSmith-cw5md
      @JohnSmith-cw5md 2 роки тому +5

      yeah, as much as I appreciate his frugal frugal approach - the work your ass off he goes on about is gon leave you burnt to a crisp, likely despising whatever you may have even liked doin

    • @grahamfan
      @grahamfan 2 роки тому +1

      @@MichelleMarki This is true. 😊