I've owned both and prefer SF living. A major disadvantage of purchasing a condo is people not paying their share of the HOA fee. If they aren't paying it impacts the budget set annually by the BOD. Another disadvantage of condo ownership is the HOA fee can be more than the principal on your SF home!
I’m glad I purchased a townhome for my first purchase. I have an end unit, and my neighbors are pretty cool. We all work and don’t like noise 🤣. The con for me is I don’t like paying HOA fees, but who does ? All in all I’m happy with my purchase.
Most say HOA fees are the worst thing about a condo, but maintenance has to get done. Hoa means no one has to mow lawns, cut bushes, maintain amenities, fix exterior walls, etc. HOA is good since someone else takes care of it
Going with a new community condo because the sq ft is 1500, the amenities are plentiful with gym, lounge, pool, basketball court, elevators, 2 reserved parking spots, and free EV charging
Hi Shaheedah, we bought a single family home. We saw bought and single family home was best for us from living In an apartment for 20 years. Will share my story once we are settle.
@jamaicanblackqueen8897 You know I want to hear it, thanks for being so engaged with my channel for the last few years. If you want to do an interview on the channel just let me know, you can share your tips and experience 😊
If you prefer the maintenance help of a condo but want some space, a detached single family condo is a great alternative. We have detached single family condo subdivisions here in the northeast.
Great video. It's great that you mentioned that the cons of buying a condo can also be advantages depending on personal preferences; that is exactly how it was for me. I was especially happy with my decision when we had a bad blizzard - there was a perfectly shoveled courtyard for me to use on my way to work.
Bought both, and you’re right. There are pros and cons for both. I enjoyed the condo because I always had a well manicured community, access to resort style pool, and large tennis court. Not to mention the mortgage was a lot less. I didn’t like sharing walls or smelling my neighbors beans in my powder room. Single family houses are a lot of maintenance. Sometimes large expenses, so although you’re not paying HOA, it’s best to save as if you are. That new AC unit may wipe out your savings. May worth the peace and quiet for some.
Perfectly balanced comment. For me, my property taxes are wayyy less in a condo. Actually, if I decide to purchase a house, I'm sure to be priced out of my neighborhood. Several homes here are $1-2 million.
With single family homes, you can prioritize what you want to fix and when to fix them in their order of importance. But with a condo, you can get hit with a 40k special assessment fee, especially if previous funds were mismanaged. You'll have to borrow or pay special assessment fee in installments if you do not have it. HOA monthly fees always go up, I have never heard of it being reduced. HOA can put a lien on your home if you don't pay your fines and fees. Imagine working for a lifetime only to have your house foreclosed and sold without your knowledge. You are also in more control of your single family home. Imagine paying 300k for a town house / condo only to be told what color you can' t paint it, why you can't park your car in front of your garage or why you can't have green curtains. My friend's upstairs neighbor vacum their floors at 11:30 PM, you can hear when the next door couple are fighting. Condo and town houses can be a good start for someone who is looking to get on the property ladder and unable to afford a house but it might cost you more in the long run. While for some, it's a matter of preference, for others, it's the only choice available to own a home. I think we can all agree that all homes are expensive and almost out of reach for most people in this day and age.
True. Reading the CC&Rs are important BEFORE you buy. I love that they spell out the expectations of uniformity so there should not be any surprises when decorating.
We retired in 2015. We sold our home, moved out of state and have been renting ever since. We truly wish we could buy a condo because it’s just better for our lifestyle. But HOA fees and assessments are on the steady rise. So we’ve decided on a new state and will be buying a single home.
This. I find a lot of people are not aware of the different types and sizes of condos. I had to tell my sister, I've seen condos bigger than her duplex apartment and other people's houses.
I think it's to each their own. My mom and her husband bought a condo because they enjoy no maintenance. They are older and enjoy it. One of the pros of an HOA is they keep everything uniformed. In my opinion. Everyone has to follow rules so everyone is on the same page.
😂 I was on my high horse like that when I started looking for homes until I saw those prices. I’m now building a brand new beautiful townhome and I could not be more happy. It fit my budget and it’s new. The houses were high priced and older and not even worth it.
I think it depends on your lifestyle. For example, if you're single or have a small family and do not want to deal with the maintenance and upkeep of a single family home, the condo may be better. Yes, you will pay HOA fees, but you won't have to deal with contractors to repair the roof, or other maintenance issues, unless it's maintenance pertaining to your individual unit.
In this market the condo was the right decision for me. I’m currently under contract to close. Got 300 more square feet and another half bathroom for 30k less than what a SF gone is going for. As a starter home I think it’s a good decision
We have owned 2 homes. We are looking to retire in the next few years in our 50s back to my home state (beach area). We were looking for a condo to pay cash as near the beach as we can get 🎉. We are no longer interested in home maintenance. Condo fees are definitely an issue. The more luxury amenities (elevators, pools, tennis courts, restaurants, etc) the more the condo fees. We looked at several condos within the same price range (900-1000 square feet). One was inside of a hotel , 15 minutes from the beach. It offers all the amenities that you share with the hotel guest ❤( pool, hot tub, gym, room service, use of penthouse rooftop area, garage parking ). The condo fees were $1k a month 😮. We looked at a gated community 5 minute drive from the beach. No amenities , random outside parking and no elevators. Condo fees were $250 a month ❤. It all comes down to budget and lifestyle.
I am a long term renter and I preferred a single family home vs an apartment. However, I was not a fan of location and I like amenities that came with me renting a home. So for me an ideal location, single family home with amenties is a win for me...does this exist? 😅 Tfs
I make around 53k a year . I’m nervous for a SF. My fear is something goes wrong ( expensive ) and I don’t have no money to get it fixed right then and there. I slightly feel better with condos but the way the market has been I may have to do a SF.
Growing up I've always lived in a single family home and it's a lot of work! Even though you call the shots, it's still so much work. I have been looking into purchasing a condo in the city, since I'm single and kid free. Any tips on selecting the right condo within a budget?
I don't want nothing else than a single house.. I don't want to share walls.. I don't want nobody tell me what to do when I buy.. if you have to tell what you can do are not the better I rent then..
So I’m interested in my first home as a FTHB, at my age I really don’t want a SFH I don’t have children so school district isn’t a priority for me but living in an apt as much as I hate living wall to wall I don’t like a townhouse as many that are being built now are more modern and seem comparable to SFH. Price wise at least in the Atlanta and surrounding areas prices run higher for SFH and slightly cheaper for TH.
Hi I have a question is it wise to put extra money into your Escrow for your taxes so you want have a shortage? I hope you understand my question which I'm sure you will because you are so helpful thank you .
You want to put enough to cover the payment but not too much over because you are not earning interest on that money, so if you think you will have a shortage...begin saving some extra money in your own savings account. Here is a video that I did about my mortgage payment increasing. ua-cam.com/video/MSN86nPzvtQ/v-deo.html
I eventually want to experience both. My first purchase will be a multi family townhouse and I’m thinking of living in it for a year then rent it out or Airbnb & move on to a condo lifestyle. I like to experience all my options 😂
@gterobert Thank you for watching, it really depends on the city you are in and the market. They both should appreciate not depreciate. If you are worried, have your agent give you the data on price appreciation over the last 5-10 years.
I was going to go e a manufacturer home but the townhouse is more stable and costly it’s just home is to much right now is I here we do have shared walls and connections I don’t wanna be connected maybe if our garages r connected ok but aside from that sharing a full wall etc no I want to be able to have my own space even if it’s Tiny 8 feet town houses do have small backyard or patio and very small front but I need a covered garage there’s many types but seeing them town house connected 1 big building 3 homes but the color of each section is slightly different u can tell I don’t need a big back yard or front yard it really depends . manufacture for sure is better then apartment due to cost and having ur own parking outside and patio front and back door washer dryer …. Mske makes sense it depends my mom tells me they will be hard to sell which I don’t believe everyone has different living situation not ever one has or needs 5 bedroom and backyard a single person a small family what ever i dont listen because she make no sense
No condo for me. Single family preferred. I have done rowhome apartment and duplex already time for something new. No to them HOA fees too. We can do the work ourselves.
@SS-zl3ox Thank you for watching No I don't but you are better off just getting a term life policy that your beneficiaries can use for whatever and not just to pay off the house. I do have a video about what you should look out for after closing. ua-cam.com/video/yG_6pR8ptkE/v-deo.html
Hello Mrs.Hill could you do a video on the subject of buying a house for 1000 dollars. I keep seeing these videos pop up recently and I know you’re the one to ask about this topic. Thank you!
@@natashalowery3224 I can do a video, but just because you buy the tax lien, it doesn't mean you own the house. In many states they give the owner and opporutunity to pay you back with interest. In order to get the house it could be a year or 2 of them not paying you and then you can foreclose. I will do a video. So its not a scam but it is not as straightforward as buying a house for $1000. To me this is a better investment opportunity than a homeownership strategy.
If i had a 8 month gap in employment prior to 17 months ago but still had a household income of 55k that year. Last year had 82k income and this year on track for 120k. Do you think the employment gap would ruin my chances to get approved or affect the rate very badly. The house price we are aiming for is 150k (low cost of living city), 20% down with around 20-30k in cash reserves after. Thank you. Just wonder if we should wait or not.
It shouldn't be too much of an issue since you are so close to the 24 months most lenders want. I would check with a lender to be sure, in general they don't want to see more than a 6 month gap in employment but there are always exceptions.
@ShaheedahHill we got pre approved no problem through multiple lenders! The fact we have no debt besides a car that has 3% interest rate(to good to pay off early and helps with credit) of $440, probably helps aswell with the DTI.
Thank you for watching and I will make a video on it. I need to update this one I made during the pandemic, but this will give you a start...ua-cam.com/video/ueFkWkkDP90/v-deo.html
I want to buy my first property in MA.but I don’t now which one, single family or an apartment I’m buying for investment cause I pay very cheaper rental
@SylviaPhilpot Thank you for watching - often the mortgage company will sell your loan to another company shortly after closing. However, the terms of the loan will not change. I think this is what you are referring to.
When you say sell to a another company what do you mean 🤔 because I want to pay my mortgage but they're telling me to wait will I have to pay more please 🙏 explain for me thanks Sylvia 😊
There are no cons to single family homes. One could easily pay for maintenance and without being mandated to do so in a HOA setting. You just as well continue renting if a condo is the best you can do. Who wants to deal with neighbors so close in proximity? The noise from their pets, kids, company? And let's not forget the ever increasing HOA fees. No 👎, thank you! 😳
@tfptravel.food.peace.3788 First off, I doubt it'd cost that much. Whatever the cost, they'd have the option to shop around for the most feasible price. Or to save for said repairs. Anything is better than paying $500 to $2000 per month in HOA fees. 😳
Con for a single family home is the cost. I'm from California and most homes around me are $500k to $600k. You tell me how many young adults can afford that. Condominiums are typically half the price which already makes it attractive.
I’m looking to buy a single-family
I like my peace. & Privacy. 🏡
@curtisjackson1795 Thank you for watching
I've owned both and prefer SF living. A major disadvantage of purchasing a condo is people not paying their share of the HOA fee. If they aren't paying it impacts the budget set annually by the BOD. Another disadvantage of condo ownership is the HOA fee can be more than the principal on your SF home!
@hazina1947 Thank you for watching, so true on those fees, the condo may be $200K but the HOA fee is $900 a month. You have to be really careful.
Single Family home all day. A Condo to me is just a luxury apt. I bought a brand new home this year.
That is awesome!
I’m glad I purchased a townhome for my first purchase. I have an end unit, and my neighbors are pretty cool. We all work and don’t like noise 🤣. The con for me is I don’t like paying HOA fees, but who does ?
All in all I’m happy with my purchase.
Thanks for sharing
Most say HOA fees are the worst thing about a condo, but maintenance has to get done. Hoa means no one has to mow lawns, cut bushes, maintain amenities, fix exterior walls, etc. HOA is good since someone else takes care of it
Going with a new community condo because the sq ft is 1500, the amenities are plentiful with gym, lounge, pool, basketball court, elevators, 2 reserved parking spots, and free EV charging
Hi Shaheedah, we bought a single family home. We saw bought and single family home was best for us from living In an apartment for 20 years. Will share my story once we are settle.
I’d love to hear!
@jamaicanblackqueen8897 You know I want to hear it, thanks for being so engaged with my channel for the last few years. If you want to do an interview on the channel just let me know, you can share your tips and experience 😊
@ShaheedahHill I'm a shy person, so I might write it out. Lol.
There's also detached townhomes, too
If you prefer the maintenance help of a condo but want some space, a detached single family condo is a great alternative. We have detached single family condo subdivisions here in the northeast.
@reedareeda3045 Thanks for watching and sharing
Great video. It's great that you mentioned that the cons of buying a condo can also be advantages depending on personal preferences; that is exactly how it was for me. I was especially happy with my decision when we had a bad blizzard - there was a perfectly shoveled courtyard for me to use on my way to work.
@MrsThollo Thank you for watching
Bought both, and you’re right. There are pros and cons for both. I enjoyed the condo because I always had a well manicured community, access to resort style pool, and large tennis court. Not to mention the mortgage was a lot less. I didn’t like sharing walls or smelling my neighbors beans in my powder room.
Single family houses are a lot of maintenance. Sometimes large expenses, so although you’re not paying HOA, it’s best to save as if you are. That new AC unit may wipe out your savings. May worth the peace and quiet for some.
@carolhenny2790 Thanks for watching and sharing
Perfectly balanced comment. For me, my property taxes are wayyy less in a condo. Actually, if I decide to purchase a house, I'm sure to be priced out of my neighborhood. Several homes here are $1-2 million.
Thank God I do not smell my neighbors food in my townhouse. I be forgetting I have neighbors.
Just bought a condo. I’m a first time buyer and in my area I cannot afford a single family home right now. I hope to sell in 4-5 years and get a SFH.
@aneesahm4301 Thanks for watching and sharing
How was the process as a first time buyer?
And congratulations ❤❤❤
Me too!😊
With single family homes, you can prioritize what you want to fix and when to fix them in their order of importance. But with a condo, you can get hit with a 40k special assessment fee, especially if previous funds were mismanaged.
You'll have to borrow or pay special assessment fee in installments if you do not have it. HOA monthly fees always go up, I have never heard of it being reduced.
HOA can put a lien on your home if you don't pay your fines and fees. Imagine working for a lifetime only to have your house foreclosed and sold without your knowledge.
You are also in more control of your single family home. Imagine paying 300k for a town house / condo only to be told what color you can' t paint it, why you can't park your car in front of your garage or why you can't have green curtains. My friend's upstairs neighbor vacum their floors at 11:30 PM, you can hear when the next door couple are fighting.
Condo and town houses can be a good start for someone who is looking to get on the property ladder and unable to afford a house but it might cost you more in the long run.
While for some, it's a matter of preference, for others, it's the only choice available to own a home.
I think we can all agree that all homes are expensive and almost out of reach for most people in this day and age.
@AyoAde777 Thanks for watching and sharing
True. Reading the CC&Rs are important BEFORE you buy. I love that they spell out the expectations of uniformity so there should not be any surprises when decorating.
We retired in 2015. We sold our home, moved out of state and have been renting ever since. We truly wish we could buy a condo because it’s just better for our lifestyle. But HOA fees and assessments are on the steady rise. So we’ve decided on a new state and will be buying a single home.
@andariegos9466 Thanks for watching and sharing
I bought a detached condo, love it!
That is awesome! @NayLashay Thank you for watching
This. I find a lot of people are not aware of the different types and sizes of condos. I had to tell my sister, I've seen condos bigger than her duplex apartment and other people's houses.
Wait ✋🏻 until they raise the HOA fees. 😳
@@alphaomega1351 Well, hopefully she did her homework before purchasing and left room in her budget for increases. I have faith in her. 💪🏾
@@alphaomega1351wait until they do a new land appraisal and raise your taxes. We are lost anyway.
Condos are gloried apartments. I wish I would pay a mortgage on an apartment. I can't do HOAs.
I think it's to each their own. My mom and her husband bought a condo because they enjoy no maintenance. They are older and enjoy it. One of the pros of an HOA is they keep everything uniformed. In my opinion. Everyone has to follow rules so everyone is on the same page.
@crazygirlfun1 Thank you for watching
😂 I was on my high horse like that when I started looking for homes until I saw those prices. I’m now building a brand new beautiful townhome and I could not be more happy. It fit my budget and it’s new. The houses were high priced and older and not even worth it.
I think it depends on your lifestyle. For example, if you're single or have a small family and do not want to deal with the maintenance and upkeep of a single family home, the condo may be better. Yes, you will pay HOA fees, but you won't have to deal with contractors to repair the roof, or other maintenance issues, unless it's maintenance pertaining to your individual unit.
@SummersJourney-d5d Thank you for watching
HUUUUUUGGE con: HOAs!
Thank you Sha!!
@missbttrsctch Thank you for watching
Thanks Shaheeda! I love your channel and all the valuable information you share with us!
@kenishasmith9834 Thank you for watching
Will be buying in the next 3- 5 years
Great video! ❤😊
@raymi9436 Thank you for watching
My thing is I want something move in ready and single family homes that are move in ready are not in my price range. Condos are
In this market the condo was the right decision for me. I’m currently under contract to close. Got 300 more square feet and another half bathroom for 30k less than what a SF gone is going for. As a starter home I think it’s a good decision
Congratulations @alexarnold3117 Thank you for watching
Great video coverage single family home
@samuelmahmud1909 Thank you for watching
We have owned 2 homes. We are looking to retire in the next few years in our 50s back to my home state (beach area). We were looking for a condo to pay cash as near the beach as we can get 🎉. We are no longer interested in home maintenance. Condo fees are definitely an issue. The more luxury amenities (elevators, pools, tennis courts, restaurants, etc) the more the condo fees. We looked at several condos within the same price range (900-1000 square feet). One was inside of a hotel , 15 minutes from the beach. It offers all the amenities that you share with the hotel guest ❤( pool, hot tub, gym, room service, use of penthouse rooftop area, garage parking ). The condo fees were $1k a month 😮. We looked at a gated community 5 minute drive from the beach. No amenities , random outside parking and no elevators. Condo fees were $250 a month ❤. It all comes down to budget and lifestyle.
It’s just me and my wife I don’t need much space
I am a long term renter and I preferred a single family home vs an apartment. However, I was not a fan of location and I like amenities that came with me renting a home. So for me an ideal location, single family home with amenties is a win for me...does this exist? 😅 Tfs
Yes, you can find single family with amenities, swim/tennis is most common.. @fdoctor79 Thank you for watching
I make around 53k a year . I’m nervous for a SF. My fear is something goes wrong ( expensive ) and I don’t have no money to get it fixed right then and there. I slightly feel better with condos but the way the market has been I may have to do a SF.
@allismalone8364 Thanks for watching and sharing
A home prices here in Dallas is just too expensive
@walterhunter3353 Thank you for watching
Growing up I've always lived in a single family home and it's a lot of work! Even though you call the shots, it's still so much work. I have been looking into purchasing a condo in the city, since I'm single and kid free. Any tips on selecting the right condo within a budget?
ua-cam.com/video/ctNTnIt7yLA/v-deo.html
Ms. Shaheedah… I DON’T LIKE HOA FEES… ‘NOUGH SAID!
Thank you for all you do!✝️🛐🙏🏽🥰💯
I don't want nothing else than a single house.. I don't want to share walls.. I don't want nobody tell me what to do when I buy.. if you have to tell what you can do are not the better I rent then..
Thanks for the feedback. I think for this video my mic was just placed too low. But if there is a mic you recommend, please share.
Another con with condos and townhomes is the high HOA fee. I've seen HOA fees as high as $700 per month in my area.
@medsocsci Thanks for watching and sharing
My HOA is only $64 per month.
@@I-MyselfAndMe You're lucky. In my area, I rarely see HOA fees below $200. They're usually $300 to $500 for condos and townhomes.
Hey Shaheedah, Thanks for this informative video. I was just thinking about this, and your video popped up. Just subscribed to your channel. 🙂
@shayc.2562 Thank you for watching and welcome to the channel!
tHANKS AND STAY BLESSED.
Thank you too
So I’m interested in my first home as a FTHB, at my age I really don’t want a SFH I don’t have children so school district isn’t a priority for me but living in an apt as much as I hate living wall to wall I don’t like a townhouse as many that are being built now are more modern and seem comparable to SFH. Price wise at least in the Atlanta and surrounding areas prices run higher for SFH and slightly cheaper for TH.
@JusDrgn Thank you for watching
Can you talk about investing in mortgage notes?
Maybe, @se2664 Thank you for watching
Hi I have a question is it wise to put extra money into your Escrow for your taxes so you want have a shortage? I hope you understand my question which I'm sure you will because you are so helpful thank you .
You want to put enough to cover the payment but not too much over because you are not earning interest on that money, so if you think you will have a shortage...begin saving some extra money in your own savings account. Here is a video that I did about my mortgage payment increasing. ua-cam.com/video/MSN86nPzvtQ/v-deo.html
I’m looking to buy a townhome , I’ve seen several in my area that’s in my budget.
@ShayWilliam341 Thank you for watching
I eventually want to experience both. My first purchase will be a multi family townhouse and I’m thinking of living in it for a year then rent it out or Airbnb & move on to a condo lifestyle. I like to experience all my options 😂
@madjouba4290 Thank you for watching
i dont mind maintenance on home just wonder what depreciates more a home or condo
@gterobert Thank you for watching, it really depends on the city you are in and the market. They both should appreciate not depreciate. If you are worried, have your agent give you the data on price appreciation over the last 5-10 years.
I was going to go e a manufacturer home but the townhouse is more stable and costly it’s just home is to much right now is I here we do have shared walls and connections I don’t wanna be connected maybe if our garages r connected ok but aside from that sharing a full wall etc no I want to be able to have my own space even if it’s Tiny 8 feet town houses do have small backyard or patio and very small front but I need a covered garage there’s many types but seeing them town house connected 1 big building 3 homes but the color of each section is slightly different u can tell I don’t need a big back yard or front yard it really depends . manufacture for sure is better then apartment due to cost and having ur own parking outside and patio front and back door washer dryer …. Mske makes sense it depends my mom tells me they will be hard to sell which I don’t believe everyone has different living situation not ever one has or needs 5 bedroom and backyard a single person a small family what ever i dont listen because she make no sense
No condo for me. Single family preferred. I have done rowhome apartment and duplex already time for something new. No to them HOA fees too. We can do the work ourselves.
@PYTU Thank you for watching
Do you have any videos on mortgage insurance to cover your home if get ill or someone dies? We just closed and keep getting offers to sign up for it
@SS-zl3ox Thank you for watching No I don't but you are better off just getting a term life policy that your beneficiaries can use for whatever and not just to pay off the house. I do have a video about what you should look out for after closing. ua-cam.com/video/yG_6pR8ptkE/v-deo.html
@@ShaheedahHill okay this is very helpful information. Thank you so much I appreciate it and will also watch the recommended video. Bless you!
Hello Mrs.Hill could you do a video on the subject of buying a house for 1000 dollars. I keep seeing these videos pop up recently and I know you’re the one to ask about this topic. Thank you!
Send me a link to their video... are they talking about buying tax liens? Thanks
youtube.com/@Officialjourneywiththehintons?si=no5HrDeh3LQthtc8
Yes they are talking about tax liens.
@@natashalowery3224 I can do a video, but just because you buy the tax lien, it doesn't mean you own the house. In many states they give the owner and opporutunity to pay you back with interest. In order to get the house it could be a year or 2 of them not paying you and then you can foreclose. I will do a video. So its not a scam but it is not as straightforward as buying a house for $1000. To me this is a better investment opportunity than a homeownership strategy.
Thank you Mrs Hill. The explanation is actually good enough for me. But a video would be beneficial and appreciated as well.
I been trying to buy a condo @ swfl. The fact that these places carry insurance in a way that makes them in financable is killing me
@wilfredoriverajr. Thanks for watching and sharing -- Florida is a difficult market for insurance right now, maybe think of moving further inland.
@@ShaheedahHill as we speak, thank you
My broker told me he heard an attorney advise a client not to disclose this until after the cash sale.
If i had a 8 month gap in employment prior to 17 months ago but still had a household income of 55k that year. Last year had 82k income and this year on track for 120k. Do you think the employment gap would ruin my chances to get approved or affect the rate very badly. The house price we are aiming for is 150k (low cost of living city), 20% down with around 20-30k in cash reserves after. Thank you. Just wonder if we should wait or not.
It shouldn't be too much of an issue since you are so close to the 24 months most lenders want. I would check with a lender to be sure, in general they don't want to see more than a 6 month gap in employment but there are always exceptions.
@ShaheedahHill we got pre approved no problem through multiple lenders! The fact we have no debt besides a car that has 3% interest rate(to good to pay off early and helps with credit) of $440, probably helps aswell with the DTI.
I purchased a condo last year, and regret it. Can you discuss the process of selling home, in particular a condo. Thank you!
A townhouse?
Thank you for watching and I will make a video on it. I need to update this one I made during the pandemic, but this will give you a start...ua-cam.com/video/ueFkWkkDP90/v-deo.html
@@ShaheedahHill Thank you!!!!!!!
I want to buy my first property in MA.but I don’t now which one, single family or an apartment I’m buying for investment cause I pay very cheaper rental
@LucasSilva-nb7wj Thank you for watching
Me too,check around Pittsfield! Western ma area
Respectfully I thought she was going to tell us something we didn’t know
😂 @mikehunt3204 Thank you for watching
Hi my name is Sylvia and I'm wondering why a loan number on your mortgage account is change to a new loan number
@SylviaPhilpot Thank you for watching - often the mortgage company will sell your loan to another company shortly after closing. However, the terms of the loan will not change. I think this is what you are referring to.
When you say sell to a another company what do you mean 🤔 because I want to pay my mortgage but they're telling me to wait will I have to pay more please 🙏 explain for me thanks Sylvia 😊
And would they sell my loan number
Condo is high end apartment. It would be a last resort for me. I want my daughter to have a yard.
@vigorlilover Thank you for watching
Single family all day! Who wants to share a wall and deal with condo restrictions?
@bigrod997 Thank you for watching
Definitely no condo no townhouse
There are no cons to single family homes. One could easily pay for maintenance and without being mandated to do so in a HOA setting.
You just as well continue renting if a condo is the best you can do.
Who wants to deal with neighbors so close in proximity? The noise from their pets, kids, company?
And let's not forget the ever increasing HOA fees.
No 👎, thank you! 😳
I wouldn't say "easily" . Some people don't have 10k just laying around if HVAC just goes out.
@tfptravel.food.peace.3788
First off, I doubt it'd cost that much.
Whatever the cost, they'd have the option to shop around for the most feasible price. Or to save for said repairs. Anything is better than paying $500 to $2000 per month in HOA fees. 😳
Con for a single family home is the cost. I'm from California and most homes around me are $500k to $600k. You tell me how many young adults can afford that. Condominiums are typically half the price which already makes it attractive.
A condo is an attached single family and so is a townhome. A house is a detached single family. A duplex is multi-family
@avrilliburd5479 Thank you for watching
I enjoy the content but I suggest you upgrade your audio/mic when feasible. It will be worth the investment to the channel.
Condo is just rent buydown.
@gphilipc2031 Thank you for watching