When we talk about mortgage interest, when we bought our house in the early 90s, the interest rate was 14 percent. The savings rate was also high, so it paid off to have the money in the bank.
This is a little misleading. The level 1 is an important marker. Hardly any run of the mill manager gets these salaries. Not even in the biggest companies and banks in Sweden. These salaries are for L1 management which is basically c-suite leadership. So in reality, Swedish salaries for 99% of the top earning sectors are significantly below par when compared to Germany, DK, UK, and ofc US
@@user-bv8px5sb8s Interesting. If salaries are below par when compared to the other countries you mentioned, does Sweden have a problem with brain drain?
You can still make money here. Sure it’s not USA or Switzerland but compared to Europe Sweden is among the better countries in terms of salary and living standards.
@@PaulineHelmersson-hf5yf Yes after tax it’s similar to Germany and Austria and Netherlands. In those countries you have to pay for health insurance after tax.
@@menotube-v2o You are free to move to and work in all of the EU, so I'm not sure why 10 million population has any practical impact, unless you really want to live in a metropolis.
I must unfortunately say that the IT average payment is actually less, working with unemployed and my profession is within IT at a government department in south Sweden, same altitude as Stockholm but in a smaller city. Almost every IT staff here earns around 35000-41000, I may be a lot over that but not most.
One of many strange and unique things about Sweden is that salaries are basically public. If you want to know what your neighbour is making you can. On the flipside, Swedes *never* talk about what they make with eachother and *definitely not* their co-workers. And salaries are negotiated individually with the employer but are also *never* written out in job postnings like in other countries. Even though it is perfectly legal to do so. I even think it is now mandated (or will be) by the EU (!) Of course. All of this is *great* for the employer and in my opinion, this keeps salaries down in general. I just recently switched jobs and I basically went through most of the recruiting process before the actual salary was even brought up. Which is also normal but completely backwards in this country :)
@@abhinaybuiss The union doesn't tell someone else's individual salary. I'm talking about aggregate statistics, which is a good thing, becuase you can use that in salary negotiations.
You do have to file taxes but it's not complicated at all, you get a statement of the goverments calculation and you can just sign it and be done with it. If you dont agree with their calculation or you have write offs, deductions etc you simply add them but for many of us we just need to sign it takes 10 seconds to complete.
Thank you for explaning such a difficult matter! Its even more difficult when US dollar and Swedish Kronor goes up and down! However.. my latest knowledge is that salary tax for "median income" is 27% of the nominal salary! Another thing is "employer fees" on top of ones salary.. nothing one botter about.. untill one start a company one self! Its money direct to our goverment and it includes a lot, frome your pension funds, police to our military defens/NATO/EU fees and a lot of goverment things/dutys/royal household/apanage and more! The easyest way to explaine "salary tax" is that one pay 1/3 to the region how is the healtcare provider/public transportation/cultur.. other region responsibilitys! And one pay 2/3 to ones comunity.. that provide ones local administration/bureaucracy/waste managment/roads/water/often even local electricity grid and a social office to check if there is people in need, especialy children! Its still bills for water/electricity/waste management/sometimes roads if one is a home owner.. its a menance to explain.. but normal many that lives in sweden! Soo.. living in sweden and paying taxes one invest in the swedish society.. to make it good to live in sweden, as posible! Soooo, there is no Golden Visa scheme.. its kinda the same as in other comparable european northwest EU/EFTA countrys,. like all Nordics, UK, Germany, Benelux, France.. you get it! And then mayby an importante question, do your skills/education get recognised in sweden and make you an high salary employee? Yale and Oxford is easy, many other US and European universitys! There is a bunch of IT experts frome India in sweden at Spotify and Klarna and other big bussines! For those companyes it could be more importante to speak english fluently, and be able to switch between british english USA english and asian english! Its still this that even if one have all those degrees and qualifications.. one can get social isolated.. so one supose to learn swedish for ones social life anyhow! Talk to ones neigbours and so on! Talk to ones children if they grow up in sweden!😅
Kan nog stämma. Men en städare tjänar runt 25.000 och upp och en byggare runt 45.000 och upp. Sen måste du lyssna på vad Uli sa, det är exempel hon visa/använde.
Swedish wages are compared to alot of other EU countries compressed; the difference between high and salaries are relatively small. There are pros and cons with this, but i guess that most viewers will find benefit from it.
The average is a bit misleading, the median is better and that is actually set as "Medianlönen i Sverige är 35 600 kronor. " A quick google gave that....
It's hard to answer that question objectively. Things are happening in Sweden (but also in other countries and cities everywhere in the world). I, personally, still think and feel Sweden is a safe country to live in 🙏
As someone living in Stockholm, and born here, dont move. Its gone downhillbthe last 10 years and it Will get worse. The ones who can afford it alteady has a second home abroad. I cant afford it, But hope to move in the future.
Sweden is going to be what Poland was to Europeans in the 90s. Years of bad decision making, low interest rates, massive bad immigration. Soon the swedish krona will be 13-14kr on the dollar. You wont see many swedish people travel outside their country in afew years.
I get the impression (unverified) that it is mainly public sector employees that have really high salaries here in Sweden, private sector you do a self employed business.
The interrest hike is caused by inflation, which in turn is caused by the US printing too much $$.
🙏🏻🙏🏻🙏🏻
I'd never seen anyone type something in their accent.
When we talk about mortgage interest, when we bought our house in the early 90s, the interest rate was 14 percent. The savings rate was also high, so it paid off to have the money in the bank.
it was also possible to get higher tax deductions of interest rates in the 90s.
This is a little misleading. The level 1 is an important marker. Hardly any run of the mill manager gets these salaries. Not even in the biggest companies and banks in Sweden. These salaries are for L1 management which is basically c-suite leadership. So in reality, Swedish salaries for 99% of the top earning sectors are significantly below par when compared to Germany, DK, UK, and ofc US
@@user-bv8px5sb8s Interesting. If salaries are below par when compared to the other countries you mentioned, does Sweden have a problem with brain drain?
You don't go to Sweden to make a lot of money, you go there to raise a family.
You can still make money here. Sure it’s not USA or Switzerland but compared to Europe Sweden is among the better countries in terms of salary and living standards.
Not after tax and not if you are sick. Spain Austria and Germany are sooo much better.
@@PaulineHelmersson-hf5yf Yes after tax it’s similar to Germany and Austria and Netherlands. In those countries you have to pay for health insurance after tax.
hell no boring and no money and 10 million people in the whole country hell no
@@menotube-v2o You are free to move to and work in all of the EU, so I'm not sure why 10 million population has any practical impact, unless you really want to live in a metropolis.
I must unfortunately say that the IT average payment is actually less, working with unemployed and my profession is within IT at a government department in south Sweden, same altitude as Stockholm but in a smaller city. Almost every IT staff here earns around 35000-41000, I may be a lot over that but not most.
Försäkringskassan?
@@swedish_sadhguru3854 Nej
Godmorgon! Thanks for sharing a realistic video of life there! Have a great week!
Hey what website did you use to check the salaries? The one with the pie chart.
This is the website: statsskuld.se/en/berakna-bruttolon
One of many strange and unique things about Sweden is that salaries are basically public. If you want to know what your neighbour is making you can. On the flipside, Swedes *never* talk about what they make with eachother and *definitely not* their co-workers. And salaries are negotiated individually with the employer but are also *never* written out in job postnings like in other countries. Even though it is perfectly legal to do so. I even think it is now mandated (or will be) by the EU (!)
Of course. All of this is *great* for the employer and in my opinion, this keeps salaries down in general.
I just recently switched jobs and I basically went through most of the recruiting process before the actual salary was even brought up. Which is also normal but completely backwards in this country :)
Oh yeah, I noticed you never know what salary is offered until the very end 😅
My union have salary statistics for everyone with my 'job code' and can tell me which percentile I'm in.
@Jonteponte71 can we restrict that? And where is it made available?
@thehoogard where is it published and can we ask them not to do that?
@@abhinaybuiss The union doesn't tell someone else's individual salary. I'm talking about aggregate statistics, which is a good thing, becuase you can use that in salary negotiations.
Tack!
Thank you so much! I really appreciate it 😊
Perfect video for me in this moment 😉
Do you have to file taxes in Sweden like in the US if you're an employee?
You do have to file taxes but it's not complicated at all, you get a statement of the goverments calculation and you can just sign it and be done with it. If you dont agree with their calculation or you have write offs, deductions etc you simply add them but for many of us we just need to sign it takes 10 seconds to complete.
Yes, you already got an answer which is amazing! Everything is done for you and you just have to sign the pre-filled papers 🙏🏻
@@Lambdarevolution86 Thanks 👍🏾
@@LivingSwedish After watching many videos, finally subscribed 😅 - better late than never.
Thank you for explaning such a difficult matter! Its even more difficult when US dollar and Swedish Kronor goes up and down!
However.. my latest knowledge is that salary tax for "median income" is 27% of the nominal salary!
Another thing is "employer fees" on top of ones salary.. nothing one botter about.. untill one start a company one self!
Its money direct to our goverment and it includes a lot, frome your pension funds, police to our military defens/NATO/EU fees and a lot of goverment things/dutys/royal household/apanage and more!
The easyest way to explaine "salary tax" is that one pay 1/3 to the region how is the healtcare provider/public transportation/cultur.. other region responsibilitys!
And one pay 2/3 to ones comunity.. that provide ones local administration/bureaucracy/waste managment/roads/water/often even local electricity grid and a social office to check if there is people in need, especialy children!
Its still bills for water/electricity/waste management/sometimes roads if one is a home owner.. its a menance to explain.. but normal many that lives in sweden!
Soo.. living in sweden and paying taxes one invest in the swedish society.. to make it good to live in sweden, as posible!
Soooo, there is no Golden Visa scheme.. its kinda the same as in other comparable european northwest EU/EFTA countrys,. like all Nordics, UK, Germany, Benelux, France.. you get it!
And then mayby an importante question, do your skills/education get recognised in sweden and make you an high salary employee?
Yale and Oxford is easy, many other US and European universitys! There is a bunch of IT experts frome India in sweden at Spotify and Klarna and other big bussines! For those companyes it could be more importante to speak english fluently, and be able to switch between british english USA english and asian english! Its still this that even if one have all those degrees and qualifications.. one can get social isolated.. so one supose to learn swedish for ones social life anyhow! Talk to ones neigbours and so on! Talk to ones children if they grow up in sweden!😅
You got your numbers wrong. Average salary in Sweden is 39 900 SEK which is around 4000$. Look at medellöner i Sverige at SCB.
Kan nog stämma. Men en städare tjänar runt 25.000 och upp och en byggare runt 45.000 och upp. Sen måste du lyssna på vad Uli sa, det är exempel hon visa/använde.
@@tomeng9520 byggarbetare tjänar 45k?
@@stefankhoo1618 Ja de som tjänar lägst, men sen kommer skatt på det det.
@@tomeng9520 Nör jag söker på lön för byggarbetare får jag upp kring 35000
Swedish wages are compared to alot of other EU countries compressed; the difference between high and salaries are relatively small. There are pros and cons with this, but i guess that most viewers will find benefit from it.
The average is a bit misleading, the median is better and that is actually set as "Medianlönen i Sverige är 35 600 kronor. "
A quick google gave that....
Its true sweden is not getting any safe now 😢 ? I was planning to move to sweden but if i do research i only see its not getting any easier 😔
It's hard to answer that question objectively. Things are happening in Sweden (but also in other countries and cities everywhere in the world). I, personally, still think and feel Sweden is a safe country to live in 🙏
@@LivingSwedish❤❤❤
As someone living in Stockholm, and born here, dont move.
Its gone downhillbthe last 10 years and it Will get worse.
The ones who can afford it alteady has a second home abroad.
I cant afford it, But hope to move in the future.
Oh, I am the first viewer of this video 😃👍
Yay! ❤️
Sweden is going to be what Poland was to Europeans in the 90s. Years of bad decision making, low interest rates, massive bad immigration. Soon the swedish krona will be 13-14kr on the dollar. You wont see many swedish people travel outside their country in afew years.
I need job in swedes
Many Swedes earn a living by self employmwnt and leave the employee salary based lifestylw
I can totally relate 🙏🏻
I get the impression (unverified) that it is mainly public sector employees that have really high salaries here in Sweden, private sector you do a self employed business.
Exposed? Maybe you mean "explained"? Maybe learn some Engelska before posting?
Said the Internet expert to someone who lived and worked in London.
Du krille, Uli är född tyska, hon har bott och jobbat i Singapore, London och nu är hon i Sverige som egen företagare, slå det om du kan.