Simple Foolproof Tips on how to Invest Your Money for better returns

After watching this video you will learn about safer ways in which you can invest your money.
#investing #howtoinvest #roi
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When you are investing money into a safer asset, you will receive less financial gain or a lower ROI, return on investment because there is less risk tied to it, it will give you a more stable and consistent returns. When people are investing in riskier assets, it may have lots of ups and downs, which can lead to great profits or great loss. You are aware of this and thats why you want more consistency rather than reward. But there is nothing wrong with investing some of your money into riskier investments, some diversification is good for investors because in a way if you only invest into what is considered a safe investment, you won't be exposing yourself to potential rewards of other assets, it could be as little as 5 or 10% of how much money you have to invest. Do note that I said invest, I don't recommend that you risk money you need for essentials or anything else like that.
One way to invest your money safely would be through Certificate of Deposits or CDs for short. CDs are pretty much high interest savings accounts that do not let you take money out until the end of the contract that you agreed you would keep the money invested with the bank. It can be 6 months a year or two, you decide on how long you don't mind having access to that money. With CDs, at the time of this recording and based on longer contract sizes of about 2 years, you can expect a return of about 0.8% annual return.
Another way that you can safely invest your money is by hitting the like button for the UA-cam algorithm.
If you haven't heard of money market funds they are pretty much like a pool of CDs, short term bonds and other low risk investments that are grouped together in order to create diversification without much risk. These funds are typically sold by brokerage firms and mutual fund companies. The pro that these have over CDs is that they are liquid, meaning you will have an easy time taking money out of the account in case you need to. Which we hope not. Side note if you try to with a CD, you can get penalized for doing so. You can pretty much view this as a high interest savings account which may average about the same return of CDs of 0.7% up to 0.8% annually. Just look up CDs on google and I'm pretty sure that the bank you use for personal use is offering them.
Another way you can invest money into treasury bills, notes and bonds. If you wondering whats the difference between them, its just how long the contract lasts. Treasury bills can last a year or less, notes last up to 10 years, bonds can last up to 30 years. These are essentially loans the government takes from the people and they pay back a steady and safe amount since it is backed by the government itself. You can buy treasury bills, notes and bonds on treasurydirect.gov. Do note that some bond offer have negative interest rates.
Next, our next investment strategy will be investing into corporate bonds, that is right companies can offer bonds just like the government. Big profitable companies are less risky when you are considering buying a corporate bond, while other companies are more risky, which are commonly referred to as junk bonds. Do note that corporate bonds can change how much interest they will be paying you, so the shorter the bond contract is, the better it will be for you. Make sure that it ends, or how investors call it, when the bond matures, within the next couple of years. The longer the term is the more sensitive it is to interest rate changes. What is considered to be a higher quality corporate bond would be large reputable companies that smash the like button. They are safer than stocks because if a company goes bankrupt, the company will pay those who hold bonds before those who are shareholders. You can buy corporate bonds from brokerages like E Trade, Charles Shwab and interactive brokers. Corporate bonds can return about 3.04% annually.
Next on our list are dividend stocks, if you would like to more information on dividend stocks. I go more in depth in my dividend stocks video, link in the description. Dividend stocks are stocks or companies rather that payout cash to their shareholders every so often it can be 3 to 6 months or even annually, it depends on the company. It can range from about 4% all the way to 7% or even higher. You can get dividend stocks from plenty of stock brokerages like TD Ameritrade, E Trade and interactive brokers.
Disclaimer:
Please consult with a professional before taking any financial decision, I am not responsible for any financial decision that you take after you watch this video. This video and its contents is made for entertainment only.

[@user-yu8bs1dk4v]

Very important information thanks ❤❤❤❤❤

[@JelfriTorres]

Most welcome

[@crislandy2072]

Thank you for the gems!

[@JelfriTorres]

Your welcome!

[@GoodIntentionProject]

Great options, thanks

[@JelfriTorres]

Your welcome!

[@essentialsdirectory8195]

Yeah I think I’ll get started in corporate bonds

[@JelfriTorres]

Yeah they’re great!

[@OutcomeReach]

Corporate bonds seems like a good option

[@JelfriTorres]

They are!