LIVING ON LESS THAN $1200 PER MONTH IN CALIFORNIA
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- Опубліковано 28 вер 2024
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😊 I was able to live on 1150 a month nicely but then I became distracted by Tenmu and Shein. Now I've got to dig myself out of a foolish pit.
I hear ya! Damn Temu!!
Oh the curses of online shopping. Got hit big when I learned how at 77 during covid lockdown. Be careful....regards
🤦♀️😂@@SISSYKAY
It's sad to see that your biggest expense is health insurance, The health system in the US is filthy rich and is wrong. Imagine almost every person paying this premiums and for what? Whenever I seek medical attention the majority of times these people do nothing for you, they will see you like for ten minutes and prescribe you Tylenol or Advil and send you home with a 300 dollar bill 😡 The best health insurance for me is my diet also my biggest expense, no processed foods, lots of organic fruits and vegetables, wild fish and seafood, pasture raised eggs, grass fed meats and dairy.
Great video with lots of options and ideas. I’m having a free dinner tonight: my neighbours cullled small roosters so one’s in a pot with last of my carrots, parsnip and leeks from garden, thyme from my garden, with leftover rice from yesterday along with a baked sweet potato and homemade hummus..
Take care🐇
Did you know after 40 we start losing muscle? I've been having the same problem with my weight. And was getting frustrated. So I did some research. What I found is we need to build muscle (not like body builders 🤢). Plus I eat a little bit more, so after dinner. I don't eat nothing else until breakfast. But I also been going on a brisk walk right after dinner. And this is been helping me.
I know everyone is different. But if I can help, that's what matters!
Thank you for all your videos! 😊
I love you wood ceiling. It is a beautiful color and so cozy!💐
I think if you have no debt and no rent/housing payments at all you really aren't living in poverty!
I’m concerned about you. As a healthcare professional, I know that fasting for long periods throws your body into starvation mode. That’s why we don’t lose weight because the body thinks it’s starving and holds on to everything. It also can cause ketosis (not a normal, healthy state.)
It’s not my business at all and I’m not trying to pry but I get worried about fasting for long periods.
I’m just responding as a fan and follower.
I love your videos and follow and admire you.
Thank you, Princess. Always, such an inspiration. As a single parent and immigrant, the only debt I had was around 16k in 2015 to 2017, to support my son with his college. This was the most stressful time of my life knowing that I owe money, which sinked my dignity to the ground. Thank you for educating us, the ones who want to learn new ways of advancing with less. ❤😊
When you don't eat your metabolism slows down.
That's totally not true.
You are in a great place “bill wise” because you’ve worked your rear off for so many years! Im truly proud of you❣️
I have been accused (by my teen step-sons) of only having "ingredients" in my pantry and refrigerator. Their dad buys frozen stuff they can microwave and things like that. I responded, "You mean REAL food?" LOL
🤣🥗🥦🌽🥔🍇🍈🍉🍊🍋🍌🍍🥭🍎🍏🍐🍑🍒🍓🥝🍅🥥🥑🍆🥔🥕🌽🌶🍖🍗🥩🧀🥖
So true. Teens want pizza bagels and microwave burritos
😂😂😂
Too funny. He will have to learn how to bake. Make it himsrlf and great skill.
I put in a wood stove last year using my own wood . To fill my oil tank it's a 1000 dollars so I burn wood instead. I stopped using my dish washer way too much hot water .I only use cold water in my clothes washer. I decided to retire at 60 because between my work pension and cpp plus other money I'll only have to work 1 day a week to make the same amount as I worked full time
I am right there with you on the food total. My last grocery stop was 51 items for 103.00. I shop once a month.
Waiting for you to do a video on health insurance costs in all the different states, and how to use an ebike without having it stolen (ride it to the store but can't take it inside).
I agree people eat way too much food!! I am done to two meals a day and no snacking and limited packaged foods. Protein bars is my one bad habit I use them as a desert. So many great tips!
You can save money on cooking fuel (electricity or natural gas) if you use a rocket stove outdoors when you want to saute food in a skillet. Use dried, small branches (from your yard maintenance), strips of cardboard and paste board (instead of putting containers/boxes into the trash), junk mail (for kindling) and old, broken up pallets (salvaged) as free fuel for the rocket stove. Should the local power grid go down, you can use your larger solar power generators to power an electric skillet, a slow cooker, a rice cooker or a counter top pressure cooker.
You can also grow more of your vegetables if you make free compost from wet cardboard, vegetable peels and lawn clippings and then fill grow bags with that free compost. Tomato, zucchini and potato plants can be easy to grow during the warm months in temperate zone climates.
I think all these questions on how little you eat and spend are crazy. You’ve answered them all before. 😅 do what makes you happy and if they don’t like like it then they can go pig out and spend all their money. Prepper princess will outlive all of you😂
Super jealous of your cell phone plans! Canada doesn't have anything near that here! And I believe the big cell companies here prevented the ones like mint from coming up here!
Considering how frugal you are, also no debt, no mortgage or rent electricity or gas, I don't know how people survive on the poverty line.
One of the reasons that child poverty has gone up is that the child tax credits from c*v*d era ended.
Are we not allowed to say the word Covid?
Thanks for another inspiring video! Looking forward to how in the world you're going to cut costs further in 2025
"According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income."
Honestly, that's the real poverty line.
IDK how your house is worth so little, town lots go for that here. Congrats on the awesome find!
Have you checked your state’s version of the Affordable Care Act? You can just look online. Try the departments of health or human services first. Many states only put into consideration your income (such as W2 wages, pre tax savings withdrawals), not your net worth, and you pay by sliding fee scale. You may be surprised at the quality of health insurance coverage you can get.
$800 month for a high deductible policy under the ACA. Very affordable.
Thank you for sharing
If anyone is struggling with menopause, look into what Japanese women do as they rarely have issues going thru the Change, menopause
Something that they eat as a staple is NATO, SEAFOOD as a condiment omega 3, kimchi...
Interesting if anyone is interested
Alkaline foods are very important, veggies
Thank you for sharing, I’m interested
Princess, why are you so concerned with 2025 when we are barely into 2024 ?? As it says in Matthew 6:34-
Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.
Haha for a minute I thought you weren’t allowed to say ‘walk’ on UA-cam like you can’t talk about COVID😂
Yeah, I wouldn’t count the home renovations as living expenses. That’s probably something you saved for. Could you hook up to propane? We had a huge tank and someone came a couple of times a year to fill it.
3 meals a day is for growing children adults only need to eat once a day
I’m from the Midwest and your property taxes are cheaper..and to find a home for $250K is a steal! Everything decent is closer to 400-500K. Land is just obscenely expensive, I believe Bill Gates is the only one who can afford it! 😅
I am very interested in the no spend year,I hope you give us updates and how you are doing it.Thanks
Vaseline,is my tip to saving. I also realized that there’s some years that I have to give myself a raise. Or how to add an extra couple hundred to my income. Not trying to cut more things out of my life but adding $200 cash. Every month I know I don’t want to get into my savings so I figure how can I add another 200 to my income and I do it.
Just curious how much is it costing to replace the roof? In Okc roofers are charging the insurance companies 30k.
Its a great way to live preper princess the way you live and spend carefully collect berries etc on your walks and your good at fixing up ypur home.i couldnt think of a better way to live at least your not wasting money resorces gqs etc simple living is the best🌈
Amazing as always!
Your absolutely right on all I'm not in California I'm in ny state Adirondack region
That was awesome! you are a true American inspirat On how it can be done! Thank you I love watching your shoes
I live on about 1600 a month in Massachusetts - I look to you PP for money saving suggestions! Thanks!
You in my area! Been a fan since you were in the bay. Love your videos
When you eat very little, your body can adjust by slowing down your metabolism.
Hi, do you pay insurance for your dogs?
Rent around here is $1800 per month for a 2 bedroom. I paid $160,000 for this place. I have lived here 14 years. So I figure my house is now making me 100% profit minus some yearly updating and repairs. However I have a 160 mile a day drive to work. Other bills are average.
😮 That's wear and tear on your body.
I say preambulate when talking about walking so the dogs don't think we are going for a walk and never before we walk. I barely can fast for three days my mouth drives me nuts no matter how well i clean it. I got my gas and electric down to fifty five and hoping to be lower in six months or a year. Quarter cup is like a half a cup after cooking. I don't know how people can eat a cup of oatmeal
Thanks for the breakdown cost!
How might some one live on $1445 a month which needs to include rent please
Yes
Do you have enough space to grow a fairly large garden? That will save a lot of money.
I can't remember, do you run the a.c.? If so, what are your summertime hot temps and what kind of a.c. do you have? Thanks for all you do! I love these videos.
I just come across ur videos recently and watching ur content. I agree w u alot on ur advise. Every year makes me nervous cause inflation changes and costs goes up. I been debating on living over road but I feel it can be just as costly. Wish u the best
LOL you don't leave the house much except when you (using subliminal messaging to express walking the dogs) so you wont have to walk the dogs right this minute! I totally get that! We have a labradane...or so we think. He was a rescue and is ginormous if he hears the WALK word it is on lol. It is so funny because the few neighbors that we have because we live in a somewhat rural area also know that we have a cat due to the fact that he also goes for a walk with my husband and the dog! I should mention the cat is not on a leash. It is his choice to go lol. It is a hoot seeing them. Sometimes they will walk to meet me when I get done working ( I am a substitute teacher) We live about 1/5 mile from the school. He will put the dog in the back seat and the cat will ride home on his lap while I drive lol! Our kids are grown and these are our furry babies!
👍🤣
What about car insurance and license fees, and what about Medical Insurance? I'm living with my son and we're around $1755/mo. Great You Tube site. Thanks Florene, Kentucky
Health, pharmacy/med insurance, car insurance, house insurance, utilities over 1000 alone, add mortgage, food, gas, taxes 3000 or close to it more if in a cold climate
Insurance is included in the breakdown she showed on her computer screen.
Health ins was around $500 and car ins was $53, I think?
Lawmakers did a good thing in 2021 when they expanded the child tax credit, cutting child poverty in half. It's unfortunate that, despite President Biden's requests to extend those credit enhancements, congress allowed them to expire.
Princesses hair is looking good
Hi Amber! Question: do you ever have dessert after dinner or eat ice cream? Thanks!
You beat my frugal style in California; my mortgage is $2241, heath insurance (covered California) zero
Who's towers does Mint Mobile use?
6:30 You made me laugh, Prepper. There's a lot of spelling done in this house, too! 🐶🐶🦘🦘🦘🦘🦘
I've been watching you for a while but never commented. I really enjoy your content. I wish I were as smart as you when I was younger. My mother was the most frugal person I ever knew aside from you. Lol! She was from Czechoslovakia and went through war, Raised 3 children as a single mother, etc. She was so frugal I thought she was dirt poor. She ate well, and had nice clothes, decent car, but she never bought anything ever. She never ever went out to eat, and wouldn't even let me take out her out to eat because she didn't want me to spend money. She saved everything from the 60's & 70's including her vacuum cleaner from 1971. She yelled at me when i told her i was going to buy her a new one. I never did. Well she passed about 7 months ago at 92. When we went through her files, turns out she was loaded! We are still in shock. She never bought herself anything and left it all to us. You remind me of her.
Oh, and she worked until she was 81, a crappy job and would have never left until they forced her to retire.
WOW!!! She LOVED her children more than herself, and she was happy because of it!! What a wonderful blessing for you and your siblings!!! ❤️
Sounds like she was happy with what she had.
Maybe you know stuff you can share with us. I'm sure you have many wisdoms we don't yet know and align with Prepper Princess values.❤
❤
I live on 1.400 with my adult daughter. I own my own home. I do not own a car. I am totally debt free. Life is fine, we live very well. However, food prices have risen so much, that it really worries me, but I cook everything from scratch and buying sale and seasonal fruits and vegetables works fine. We eat very healthy and well. I am a retired person living on a fixed income. I have a budget which is completed by my pension plus taking some money every three months from my savings. I make it work very well.
Who else likes b4 watching!?! 💙 you PP
I live on $1100 a month, n I'm debt free.
That's admirable.
love you to pieces!! have to say as a nutritionist, fasting for long periods can adversely effect your metabolism terribly , leading to insulin resistance and ultimately weight gain which is mind blowing and weird but is fact and scientifically confirmed. I want you to be healthy for us cause I depend on you! xx
When you cut calories too much, you lower your metabolism to match and it harms hormone production. Do get your thyroid levels checked. Use an online calculator to figure your Basal Metabolic Rate (BMR) and Total Daily Energy Expenditure (TDEE) and increase your calories by 100 cal/day at intervals until you are eating at your TDEE without gaining wt, in order to improve your health and metabolism.
Thanks for an honest evaluation of your situation versus most people. Before I retired, my round trip to work and back was 70 miles; no reliable cell phone out in the boon docks so I have a flip phone costing $35 per month plus landline and internet service. Clothing for work was a constant expense. All of this to say life is less expensive now that I'm retired. Also a homebody and seem to be enjoying that!
I was online and you popped up 10 seconds ago! I always appreciate what you share. I am working on living on around $1700/month but I am 69 so have medical policies plus a LTC policy that I chose to have and pay for. I am proud to say that I only spent $22 last month on dog/cat food and nothing on me because I had enough in the pantry. I had some unusual meals but they were nutritious!
Yes. Get your thyroid check please
On the Dave Ramsey show they talked about food. Basically its down the produce isle, back across the meat isle and down the bread isle then to the cash register. Everything else is processed food.
I am plant based, but my dogs and cats are not. I buy Chicken leg quarters. chicken livers, and ground turkey to make my dog and cat food. The dogs also get rolled oats or barley, and some veg in their food. I eat more cheaply than my pets.
Don't forget the rice and bean aisle.
@@janetsmiley6778Great if you get that stuff at the grocery store. personally I get those at the 99 Cent store or Dollar Tree.
Eggs and cream are a must for me. Oh and coffee
I think their are included going down the produce, down past the dairy and across the meat and back to the front included that. The point of the whole think is you don't need processed foods. Coffee we all do that differently some make it rich and some of use make it cheap. Or get it from the discount store....@@msjulsfl
I am NOT a doctor. But, based on my own experience, anyone who eats little and has weight issues, please have your thyroid checked. The medicines are not expensive and can go a long way to relieving your frustration if you have an underactive thyroid. Judging on your seemingly healthy energy levels, Prepper, I doubt this is the problem, but just in case,.I believe it is 10% of the population has Hashimoto's disease, including myself. It is very common.
100,000 thumbs up! Hashimoto's can be tough.
fluoride in the water is causing millions to have hypothyroidism. the truth about the dangers of fluoride are coming out now...yes they lied.
I would fast and eat very little, but still gained weight easily. I'd tell my doctors who didn't believe me, but considering I used to have anorexia - I know how to portion control. Finally found that I have thyroid issues. It's incredibly common - so people who are struggling might want to look into it.
Graves Disease had weight all over the place. Thyroid panel
Thanks for sharing. Just left the gym spinning class lifting weights and sauna..... Child FREE thankfully
I have all those disorders that run in my family, too, along with many other autoimmune disorders, so I have been researching the best way for me to eat to avoid those issues. That brought me to Dr Ken Berry, wife Neisha. I’ve been eating animal based for a year and a half. I’ve never felt better!
Modern nutrition has lied to us. MyPlate, etc. It’s truly a joke what they recommend for diabetics.
Talking about weight gain for me, I was shocked when I realized how many calories I was consuming in my daily intake of coffee creamer. 😮
Here’s the thing - a lot of people can live on a low income by being super frugal as you (and I) do. The problem is not having any savings for emergencies. For me, that’s what the issue with poverty is - living on the absolute edge with no safety net and at the mercy of any disaster. It’s almost impossible to save in this situation and create that emergency fund. I know I’ll be able to live on a low retirement income (15 years off) because I’ll have a huge emergency fund and a paid off house. Living pay check to pay check, paying huge rent and a small income is just hell. Love the videos as always.
I would humbly submit, that while equity in our homes rise, so do taxes...and cost of living even more so. So, in essence, it's all a facade. When it's all said and done, the price of an ounce of gold in 1833 was $19, basically a month's wages. Today an ounce of gold is $1,840....a month's wages.
$11,300 a year, no tv, washer dryer,car,a.c., microwave,hot water, working toilet. I'm 70 and walk and ride bicycle since 2008 September. Live in hot humid southeast Texas. Like your videos
Just fyi you might want to research the effect on metabolism when you restrict calories: It Can Lower Your Metabolism
Regularly eating fewer calories than your body needs can cause your metabolism to slow down. Several studies show that low-calorie diets can decrease the number of calories the body burns by as much as 23%.
Not saying that’s your situation but it is possible.
Did you know that working out increases your metabolism? So if I restrict calories, It slows my metabolism but if I work out it speeds it up. Which is it that I should do? Neither or both?
This seems really meticulous. I would personally be so drained. But very cool that you track it alllll. Do you ever travel out of the country or other states? A low cost trip would be a super fun video. 😊
Please, please get that house insurance as soon as possible. Friends of mine were mostly burned out two weeks ago. They had insurance. It is still a nightmare but it could have been so much worse.
She would pay about $200 a month because she would have to go to a secondary mark like Lloyds and it would cover only fire/explosion. Once she gets her roof done, she can bundle with AAA and get a nice discount.
I live in Northern California, just south of San Francisco. As of March 11th, I have spent only $1690. First 3 months, my PG&E bill has averaged $67 a month. Gasoline has been about $60 a month. Got my car insurance lowered to $270 every six months through Mercury Insurance. Enrolled in their RealDrive program. One needs to show proof of odometer reading periodically via maintenance services i.e. oil changers, tire service, tune-ups. Got to keep it under 12,000 a year. Did all my major house upgrades back in 2020. 21,22, and 23 have only averaged about $13,000 a year. Still van-lifed around the USA visiting national parks, friends in Kentucky and family in Minnesota and Wisconsin. I did already invest in running gear, and cycling equipment years ago, so both these activities are free. Will retire in a couple of months, so my health insurance will be through ACA.
every thing has gone up so much, i think they should reassess that dam poverty line threshold.
I agree.
Car registration , car maintenance, vet bills, office supplies, bank fees, shoes clothing, water, water filtration, coffee, yard maintenance ??
You must be a newbie here. She doesn't have bank fees. She talked about the coffee, shoes and clothing. She does her own yard. She drives less than 3,000 miles a year. She has a savings account for home/vehicle repair.
Who is paying bank fees? 😮 I hope this is a joke.
@@janetsmiley6778we have to pay car registration even if you hardly drive, mine this year in Southern California is $241.00 dollars .
At the end of 2024 I will be debt free and all that is the remainder of my mortgage. On going: Property Taxes, Life Insurance, Car Insurance, FEMA, All Utilities and Home Owners Insurance at the end of 2024 will be $10,000. None of that includes groceries ($150 monthly), Gas for car ($40 monthly) and personal items ($10 monthly). I am 69 yo. All of this is based on where I live.
Your channel is super vital!!! I'm planning on being a stay at home mom, and I've had to sacrifice a few things, but that's okay. ❤ I'm learning a lot, so thank you. I live in Canada.
Good for you.Nothing more important than being a stay at home mom!
Your videos are awesome. I enjoyed reading your book. Please would you be so kind as to share a few tips to build an efficient dividend portfolio. I saved almost 150K. My home is fully paid. I have cerebral palsy and probably I won't be able to work until retirement age. I am 35 yo.
Thanks in advance for your help
I’ve heard not eating pushes the body into starvation mode . I’d think even eating salads or something light would be better than nothing. I can identify with your life style as mines very similar but the few utility bills taxes and other few keep me pushed down. My only Grandaughter has had 2 open heart surgeries neither time was I able to be her parents or go visit. This is my heartbreak . But I keep on and this year hope for change.
I think a no spend year is pretty tough when you are a homeowner and or car owner. Things go wrong sometimes. Do you have a plan for this? I set aside so much money every month for home repairs and car repairs. This is besides my emergency fund.
That is wise
It's time for a frugality/prepper convention. Frugalcon or Frugalpalooza! I've been thinking about doing this for a while and I think your viewers would be interested in attending. It would be great to join other frugality and prepper themed presenters on youtube. Attendees could learn from the best about how to get the best bang for their buck and meet other frugally minded prepper type people for frugal fun and education.
it's called Fincon... it's out there... follow Dave Ramsey, like Pepper Princess does, along with Mr. money mustache..look up frugal blogs
Unfortunately the governments determination of the poverty level doesn’t account for the increased cost of living, nor where you live. Different parts of the country have very different costs. My property taxes are a little over $5,000.00 a year.
some people can't fast or it makes them feel sick.
It’s funny because what you eat isn’t what doctors recommend. They now say m&ms are healthier than meat. That being said what you eat is pretty close to what everyone should be eating.
I’d stay away from those doctors recommending M&M diet.
You are in a good position... but you set yourself up for that. Nobody did it for you! Good on you, you are truly an inspiration.
Even though a serving size on my oatmeal is 1/3 cup, I also measure out 1/4 cup. I do so because with 1/3 cup in 1 kg bag only gives me 25 servings, while 1/4 cup gives me 33 servings. That means I only need to buy a bag a month. I like to add dehydrated apple and cinnamon or even use juice instead of water to change up the flavour.
I am just curious but do you actually do envelope stuffing for your budget? You said you did Dave Ramsey method so I was just wondering.
I live on $1000 in New York City. No Aldi or Walmarts. .it's hard
Move
How on earth do you do that?
I live on Long Island, lived in Queens for over twenty years, I’m just curious how you live on $1,000 a month. 😊
I cut my food bill by not eating a late meal in the day. Like today, I had some fruit. Very little meat. I usually eat noncooked oatmeal in the morning with hot water and salt/butter. Then a big salad at lunchtime and only a piece of fruit in the evening if I am a little hungry. Living on such a low income is not possible at the moment, but I am working on it.
wow 2025 sounds like its going to be interesting for sure!
Do you have a specific reason you are planning to go that extreme for the year? Or is it just a personal challenge
What about the cost of your dogs food and yearly vet bills?
She's $127 per month for both her food and the dogs per mth... its at about 12 minutes on the video
The cost of living is triple that in Canada. She isn’t including depreciation. What’s missing from this picture is initial costs, in that regard no one starting out will be able to duplicate this budget, because the golden age is long gone.
Prepper Princess..would you mind sharing what dividend stocks you have? Maybe you have shared them before...if so I missed that...I am just curious. Thanks!
Going so long without having to fill the gasoline tank, do you use a stabilizer?
I could have sworn I heard you say you don't do coffee anymore? wtf? That was your thing!
I think she said, "Ahh", not mentioning what wss in her cup, then continuing to refer back to no soda.
I've absolutely love your book i've been taking so many notes on it!
I’m part of a Facebook group where the administrator spends $800 a year for groceries for her and her husband 😳😳😳
im late to the zero based party but at 67 pushing my way to payoffs..then no more. house needs work but taxes where i live for this value of a house..is 48 per month and once i retire i will under the poverty line so i will apply for senior programs and state property tax rebates. i took care of my whole family all my life. now i am going to take care of me, too. i love your channel.