Thank you very much for such a important and useful explanation. Somewhere I feel while watching and listening your video aako continues bolne pe pareshani ho rahi hai.My suggestion is to you aap rukh rukh Kar saans lekar aaram se explain kijeeye
investment of 8 lakhs till now from 2012 but total value 11 lakhs now in ten years below than 50% return . Which is not good. In RD or pli I can get 100% return in 10 years .
Thank you so much for the informative video ! Subscribed!! Can we change our investment amount in any point of time? Like decrease or increase my amount in the course of my life...?
I have joined NPS department this month. I have been watching videos for the product knowledge. This one is so far the best. I would also like to add that we are the POP SP(ICICI PRUDENTIAL PENSION FUND MANAGEMENT COMPANY LTD). Kindly comment here for any NPS related queries or to open a new account.
I am an NRI and my only income in India is STCG on equities. My question is if I contribute upto 2 lakhs per year in NPS can that be used to offset the STCG tax ?
I have NPS account👍 I have some inquiries which are as follows:- 1: At what age will the NPS pension start❓❓ 2: If something happens to me, will my wife continue to get pension or not❓❓ 3: If something happens to both of us, what will happen to this amount which is in this account❓❓ Kindly reply as soon as possible.
Can anyone please suggest I want to open investment account in NPS not pension.. I heard that there is 2 account NPS TIER 1 and TIER 2 but I think Its mandatory to open TIER 1(pension account) for TIER 2(investment account).. we can't open TIER 2 account directly? Kya koi aisa investment account hai FD ko chodkr jo sahi hoga.. jiska koi time limit na hi jise jab chahe bnd krwa ske. Long time na ho
Agr mai apna nps start krte hai aur maturity se pehle he agr mera death ho jaye toh 60 percent toh mera nomeni ko mil jayega per wo jo 40 percent wala amount hoga uska kya hoga ?
60% tax free, 40% converted to annuity will also not levy tax while purchasing annuity. Only pension you get from this annuity is taxable. Watch NPS video of my channel to get more details
Thanks for video mam..but kindly explain tax benefits more briefly...Can state Govt employees claim 80ccd(2) as per actual contri as well as 80ccd(1) at the same time
Yes.. Every Indian can contritbute in 80CCD(1) - the 1.5L limit under 80c wala part, 80CCD(1b) - the 50K additional contribution and 80CCD(2) - employer contribution. I am publishing NPS video detailing the tax benefits on 7th Apr 2022. You can watch on my channel :)
I will say NO to NPS. What will I do with all these money when I am 60 years old!! May be paying medical bills. And tax deduction of extra 50K doesn't make sense as for saving tax we have to lock 50K until retirement.
Hi All, Small query? Instead of investing monthly some amount in NPS, if i invest lump sum amount one time..do i get any additional benefits? Thank you.
Hi Alip, Please send us an email on support@groww.in and we would resolve your issue at the earliest. You can also call our customer care number +91-9108800604. Groww’s customer care support team is available on Monday to Friday - Between 9:00 am and 7:00 pm Saturday - 9:00 am to 2:00 pm Read more on Groww: groww.in/blog/groww-helpline-number/ Thanks
Hi, when we switch the asset allocation or change the mode altogether from active to auto, what happens under the hood? Do all the fund units get sold and then rebought based on the new allocation? Or only those fund units get sold that are needed to set up the nps fund based on the new allocation? Then does it mean the timing of switching is very important, and you should do the switch if the markets are high especially if you have a high equity exposure when performing the switch. Is this correct?
Please send us an email on support@groww.in and we would resolve your issue at the earliest. You can also call our customer care number +91-9108800604. Groww’s customer care support team is available on Monday to Friday - Between 9:00 am and 7:00 pm Saturday - 9:00 am to 2:00 pm Read more on Groww: groww.in/blog/groww-helpline-number/
For example at the age of 60, man lo 1 carore mera total sum amount he.....and mene 60%withdral kr liya.....aur baki ka 40 percentage ka pension chalu hua....40 percentage wali amount 40L hui.....and 62 ki age pe man lo death ho gayi to mere bakk ke pese nominee ko milenge ki fir gaye sb.....????
Thank you very much for such a important and useful explanation. Somewhere I feel while watching and listening your video aako continues bolne pe pareshani ho rahi hai.My suggestion is to you aap rukh rukh Kar saans lekar aaram se explain kijeeye
बहुत आसान शब्दों में और
स्टेब बाय् स्टेब समझाया है।
धन्यवाद👌👌🙏
Madam, Thanks for the helpful information. I would like to ask, how I change Pension fund management?
Bohot acha samjhe nidhi mam
Aap ne thanks... Tc
NPS me best return deta hai HDFC PENSION FUND.. Last 7 years se har saal approx 15% return..
Groww added value day by day in my life❤️
Explaination is Outstanding 😀😀😀😀😀🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳
investment of 8 lakhs till now from 2012 but total value 11 lakhs now in ten years below than 50% return . Which is not good. In RD or pli I can get 100% return in 10 years .
i have to open an NPS account today. which is the best Pension Fund Manager that i should choose?
Thank you Nidhi ji for great information ℹ️
Thank you so much for the informative video ! Subscribed!!
Can we change our investment amount in any point of time? Like decrease or increase my amount in the course of my life...?
Yes
I think Groww can introduce NPS options for people like us, this ha already been done by some brokers! 👌👌
Should I hold the stocks of sintex industries or sell it?
Thanks nidhi Mam nice video
I have joined NPS department this month. I have been watching videos for the product knowledge. This one is so far the best. I would also like to add that we are the POP SP(ICICI PRUDENTIAL PENSION FUND MANAGEMENT COMPANY LTD). Kindly comment here for any NPS related queries or to open a new account.
I don't understand too much technical of stock market...but any way good information 👍
Agar kisi ki bhi vektti ki 50yer me hi mot “Date” ho jai to kiya hoga pesho ka
Mera question ye hai ki agar EPF mei Paisa deposit hota h to kya NPS account open kra sakte hai?
I am an NRI and my only income in India is STCG on equities. My question is if I contribute upto 2 lakhs per year in NPS can that be used to offset the STCG tax ?
I have NPS account👍
I have some inquiries which are as follows:-
1: At what age will the NPS pension start❓❓
2: If something happens to me, will my wife continue to get pension or not❓❓
3: If something happens to both of us, what will happen to this amount which is in this account❓❓
Kindly reply as soon as possible.
Hi Ruby,
For NPS - related queries, please go through our blog :- groww.in/p/savings-schemes/national-pension-scheme
Thanks
NPS/ OPS , which is better for employees
Nps account post office me kholsakte kya
Dear Mam you have not explained about tier 1, 2 and 3 properly
Good video, felt could have been better with examples
Glad you liked our content.
First English pension vs French pension.
Details as nps is derived from French pension policy.
NPS vs Atal Pension Yogna iske upar video banao
NPS is better
nps is far better
Apy for non income tax payer , they can earn up to 5000 only .
NPS for everyone
NPS calculator takes inflation into consideration?
Wonderful videos hai apke
Good job
Thanks Grow
NPS vs mutual fund..make video plz
Thank you for your suggestion. We will forward this to our team.
Informative but speed is little fast. More information like situations in which withdrawal can be made etc might have been added.
Hi Ravinder. Search for NPS video on my channel to get information on withdrawal rules of NPS
Thank you
Gd evening , what about vrs (voluntary retirement services) please discuss
Now centel govt employees can change there fund managers .for better returns
Can I invest in nps via grow app ??
Very nice video
Can we change the investment amount monthly or yearly?
Yes
Thanks
Explaining supupply
Can anyone please suggest I want to open investment account in NPS not pension.. I heard that there is 2 account NPS TIER 1 and TIER 2 but I think Its mandatory to open TIER 1(pension account) for TIER 2(investment account).. we can't open TIER 2 account directly?
Kya koi aisa investment account hai FD ko chodkr jo sahi hoga.. jiska koi time limit na hi jise jab chahe bnd krwa ske. Long time na ho
I am aware of this 👌👌
Thanks Nidhi...great 👍🏻
Agr mai apna nps start krte hai aur maturity se pehle he agr mera death ho jaye toh 60 percent toh mera nomeni ko mil jayega per wo jo 40 percent wala amount hoga uska kya hoga ?
Nicely explained Nidhi
Thank you :)
Thank you for appreciating our efforts.
Taxation not explained properly. Whether the 60 percent part is taxable or not?
60% tax free, 40% converted to annuity will also not levy tax while purchasing annuity. Only pension you get from this annuity is taxable. Watch NPS video of my channel to get more details
No pension scheme.
I invest from 3 years but onle 7 to 8% ROI.
Worst scheme of india.
Mutual fund much better than NPS.
Thnkiew. Mam
Nice explanation
THANKS ELSS VIDEO PLEASE
Informative
Can I change my premium amount later?
Thanks for this video
How to open account in Nps
If any one dies before 60 then what will happen to the invested amount ?
Thank you 👍
Govt employees also have the option to choose scheme and fund managers, please correct it.
yes
Good information
Is me RATE OF INTREST kitna milta hain
in case I have exhausted 1.5L limit by investing in PPF, ELSS, LIC. Then, if I only invest 50000 in NPS, can I get direct benefit under 80CCD(1B)?
Did u got the answer??
Yes it's correct
Thanks for video mam..but kindly explain tax benefits more briefly...Can state Govt employees claim 80ccd(2) as per actual contri as well as 80ccd(1) at the same time
yes total 1.5L + 50k from nps
Yes.. Every Indian can contritbute in 80CCD(1) - the 1.5L limit under 80c wala part, 80CCD(1b) - the 50K additional contribution and 80CCD(2) - employer contribution. I am publishing NPS video detailing the tax benefits on 7th Apr 2022. You can watch on my channel :)
I will say NO to NPS. What will I do with all these money when I am 60 years old!! May be paying medical bills. And tax deduction of extra 50K doesn't make sense as for saving tax we have to lock 50K until retirement.
Nps tier 2 related video please
Hi new ma'am happy new year🎉🎊🎊 🥰😍
Very good
Hi All,
Small query? Instead of investing monthly some amount in NPS, if i invest lump sum amount one time..do i get any additional benefits?
Thank you.
Nice
Can a person open NPS account after 60 years of age? If someone opens an NPS account after 60 years when can he/she can withdraw money?
Nice topic....
I have ppf account. Can i open nps account?
How can I open a NPS account
Hello mam...I have a problem with my nps... Inactive still..Any idea how can I activate?🙏
Hi Alip,
Please send us an email on support@groww.in and we would resolve your issue at the earliest.
You can also call our customer care number +91-9108800604.
Groww’s customer care support team is available on Monday to Friday - Between 9:00 am and 7:00 pm Saturday - 9:00 am to 2:00 pm
Read more on Groww: groww.in/blog/groww-helpline-number/
Thanks
Why most of financial advisor discourage investigation in NPS
How to open nps account
Will additional 50K for 80CCD come from the employers contribution in NPS???
No. It is separate contribution which you have to do under 80CCD(1B). Employer contribution is over and above this under 80CCD(2).
Hi, when we switch the asset allocation or change the mode altogether from active to auto, what happens under the hood? Do all the fund units get sold and then rebought based on the new allocation? Or only those fund units get sold that are needed to set up the nps fund based on the new allocation? Then does it mean the timing of switching is very important, and you should do the switch if the markets are high especially if you have a high equity exposure when performing the switch. Is this correct?
How much tax exception can be availed from corporate nps contribution. Is it same 50k as from outside?
1.5L (80CCD1) + 50K (80CCD1b) + 10% of basic+da (80CCD2).. this 10% changes to 14% for government employees
OPS better then NPS....#ops
क्या एक एनपीएस अकाउंट बंद करके दूसरा नया एनपीएस अकाउंट खोल सकते हैं
Hi Vinod,
Yes, if you are an eligible account holder, you can close the existing NPS account and open a new NPS account.
Thanks
@@Groww धन्यवाद
ppf & FD are the safest .. 🤘🤘🇮🇳
मैं स्टेट गवर्नमेंट का जीपीएफ होल्डर हूं क्या मैं एनपीएस अकाउंट खोल सकता हूं
Nice 👍👍👍
Is nominee liable to get pension ?
Don't you think vpf is best for employees?
Who brought this Darkness NPS u didn,t tell?Atal Bihari or Manmohan?
can my wife get my nps pension if she also has nps account?
How come nps is good when gov itself is thinking about shifting to ops.
It's National Pension System
Maine groww par account banaya, 500 add kiye, fir thodi der baad 500 withdraw kiye lekin account me nhi aaye. Please help
Please send us an email on support@groww.in and we would resolve your issue at the earliest. You can also call our customer care number +91-9108800604. Groww’s customer care support team is available on
Monday to Friday - Between 9:00 am and 7:00 pm
Saturday - 9:00 am to 2:00 pm
Read more on Groww: groww.in/blog/groww-helpline-number/
Mam if any person take VRS after
20yrs then what process
Pse convey
After death 40% annuity nominee ko milegi ki nahi ?
For example at the age of 60, man lo 1 carore mera total sum amount he.....and mene 60%withdral kr liya.....aur baki ka 40 percentage ka pension chalu hua....40 percentage wali amount 40L hui.....and 62 ki age pe man lo death ho gayi to mere bakk ke pese nominee ko milenge ki fir gaye sb.....????
The nominee can get the amount.
@@Groww kahi pe likha hua mila nahi..
Please update yourself
Few statements you made about NPS are amended
nice
do i have to invest 50k to get 50k tax saving benefit from nps? or can i just invest any amount and still get 50k tax deduction?
You can invest more but you will get only 50k tax benifit
Too much complicated
👍
How much can I invest in nps Tier 1?
1.5L (80CCD1) + 50K (80CCD1b) + 10% of basic+da (80CCD2).. this 10% changes to 14% for government employees
Tier 1 se bhi piasa nikala ja skta hai.
Thoda research kr ke video bnaye.