Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 65band my husband 68 we are both retired with over $3 million in net worth with an obama care insurance and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income
With the household members: let’s say I have a couple, do they both have claim to the dependents if they file jointly? Should I select the household the same size for both?
Thank you for this video and taking the time to add helpful tips! I'm ready to register on both CMS and HealthSherpa but I don't see a referral link so you get credit. Can you please provide that.
Hello Luis, thanks for all you do , my question is - do we use AGI for everyone even if they have a W2 or Pension income? I'm asking because in some clients AGI is reduced and different after deductions . Example is if someone makes $50,000 on w2 and also have a side business, after deductions their AGI goes down to about $25,000. Which do I use for yearly income ?
if they are self employed, the number to use is after deductions of business exp. all that is done in the Schedule C. Then that net # is used in the AGI
correct. The good thing is that at least if the plan is deemed unaffordable, for employee and/or spouse/children/family, then we can enroll them into a plan
Virginia is a state based exchange. That's why. They have their own certification and their own quoting and enrollment platform. This applies to all state exchanges. Here is a site with all the state exchanges: www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/state-marketplaces
In the end where it says Eligibility Summary and then Consent. 'How would you like to maintain proof of consent?' What do I put there? It says upload, I already have proof of consent, or upload files later. Is this new?
I have been doping ACA since 2014. I also have a large P&C book. At this point, we also get alot of business from grassroots marketing and referral partners
@@thinkmedicarethinkaca thank you for your prompt reply. After entering my personal info, my only network of choices are EPO and HMO. I clicked into "eligible for an HSA" but the results show no plans. What can make it eligible?
Hello! I have tried to enroll with HealthSherpa, and the Healthcare.gov. Even though my income is well above the 100% poverty guideline, they both send me to the Medicaid site which in turns sends me back to the Market Place because my income is too high. I've tried this numerous times and all they do is keep sending me back and fourth. I'm at a loss here... Do you know what the possible reason for this could be? Thank you!
@@birdkitty6817 Unfortunately, we are not licensed there. If you know for sure that you don't qualify for medicaid, on the app, when you get to the additional questions section, you will need to state that you were declined Medicaid and enter a date within 90 days. That should fix it
@@thinkmedicarethinkaca Thank you ever so much for your kindness!!! Even though you didn't have to do this, you did. I will follow your instructions as written.
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 65band my husband 68 we are both retired with over $3 million in net worth with an obama care insurance and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income
Guys as you said Luis great job
Thank you
Very good info!
Thank you!!
With the household members: let’s say I have a couple, do they both have claim to the dependents if they file jointly? Should I select the household the same size for both?
the number of household members is the number of people on the tax return
Thank you for this video and taking the time to add helpful tips! I'm ready to register on both CMS and HealthSherpa but I don't see a referral link so you get credit. Can you please provide that.
With Healthsherpa, I don't have one. I do appreciate you asking
Hello Luis, thanks for all you do , my question is - do we use AGI for everyone even if they have a W2 or Pension income? I'm asking because in some clients AGI is reduced and different after deductions . Example is if someone makes $50,000 on w2 and also have a side business, after deductions their AGI goes down to about $25,000. Which do I use for yearly income ?
if they are self employed, the number to use is after deductions of business exp. all that is done in the Schedule C. Then that net # is used in the AGI
What if they are not self employed ?@@thinkmedicarethinkaca
min 57:55 jordyne claims the family glitch is a special enrollment but it is in fact not a sep (by itself).
correct. The good thing is that at least if the plan is deemed unaffordable, for employee and/or spouse/children/family, then we can enroll them into a plan
but only during oep unless an other true sep applies.
Awesome
thank you
How many “Help On Demand” request would you say an agent can receive during the Open enrollment? It was from another you did. Thanks.
In previous years, I’ve been around 50 leads from HelpOnDemand. Last year I don’t think I got more than 10.
The big difference, is that there’s a lot more agents and they spread this leads around
Hi, I do not see Virginia as an option to sell on HealthSherpa. Is there a reason why?
Virginia is a state based exchange. That's why. They have their own certification and their own quoting and enrollment platform. This applies to all state exchanges. Here is a site with all the state exchanges: www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/state-marketplaces
I want to join your team i have experienced on aca about 2 and half year on cold calling
Thank you so much!
You're welcome!
In the end where it says Eligibility Summary and then Consent. 'How would you like to maintain proof of consent?' What do I put there? It says upload, I already have proof of consent, or upload files later.
Is this new?
yes, its new. You can just keep a record of it. If CMS ask for it, you will have to provide it to them
1300 apps? Wow nice work, what is the approximate amount I would have to spend in ads to get close to 1300 apps?
During OEP, I was spending $100 a day. Right now, I spend $50 a day
I have been doping ACA since 2014. I also have a large P&C book. At this point, we also get alot of business from grassroots marketing and referral partners
I did my first ACA today and I never saw a spot for payment.
depends on the carrier. But its there. On your HealthSherpa, after your submit the app, you will make a payment
After you submit it will say pay Premium
Does ACA offer HDHP?
yes, those are going to HSA accounts. On hte left side of healthsherpa, there is a filter that you can use to get to HSA eligible plans
@@thinkmedicarethinkaca thank you for your prompt reply. After entering my personal info, my only network of choices are EPO and HMO. I clicked into "eligible for an HSA" but the results show no plans. What can make it eligible?
@@HINGFITNESS in most states, thats all we have
@@HINGFITNESS YOu might not have any HSA accounts available
@@thinkmedicarethinkaca I see. Thank you so much.
Hello! I have tried to enroll with HealthSherpa, and the Healthcare.gov. Even though my income is well above the 100% poverty guideline, they both send me to the Medicaid site which in turns sends me back to the Market Place because my income is too high. I've tried this numerous times and all they do is keep sending me back and fourth. I'm at a loss here... Do you know what the possible reason for this could be? Thank you!
What state are you in? Let us try to help you. Email me: luis@simplyhealthinsurance.net
@@thinkmedicarethinkaca Thank you for the offer of help!!! I live in the state of Ohio...
@@birdkitty6817 Unfortunately, we are not licensed there. If you know for sure that you don't qualify for medicaid, on the app, when you get to the additional questions section, you will need to state that you were declined Medicaid and enter a date within 90 days. That should fix it
@@thinkmedicarethinkaca Thank you ever so much for your kindness!!! Even though you didn't have to do this, you did. I will follow your instructions as written.
@@thinkmedicarethinkaca Thank you Mr. Moreno for your kindness, and for your help. I will follow your instructions.